Home > Heritage Bank USA, Inc. > Income and Expense

Heritage Bank USA, Inc., Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$19,810,000858
Total interest expense$5,455,000629
Net interest income$14,355,000932
Provision for loan and lease losses$102,0002,175
Total noninterest income$3,576,000872
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,178,000530
Trading account gains and feesNANA
Additional Noninterest Income$2,398,000825
Total noninterest expense$14,533,000782
Salaries and employee benefits$8,117,000802
Premises and equipment expense$1,416,000901
Additional noninterest expense$5,000,000714
Pre-tax net operating income$3,296,0001,431
Securities gains (losses)$01,702
Applicable income taxes$464,0001,508
Income before extraordinary items$2,832,0001,450
Extraordinary gains, net$011
Net income$2,832,0001,449
Minority interest net income$069
Net income of bank and minority interests.$2,832,0001,450
Net charge-offs$59,0001,722
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,832,0001,423
2019-03-31 (YTD Data)Rank
Total interest income$9,588,000882
Total interest expense$2,598,000643
Net interest income$6,990,000958
Provision for loan and lease losses$60,0001,874
Total noninterest income$1,637,000891
Gross Fiduciary activities income$0972
Service charges on deposit accounts$596,000515
Trading account gains and feesNANA
Additional Noninterest Income$1,041,000884
Total noninterest expense$7,232,000785
Salaries and employee benefits$3,925,000821
Premises and equipment expense$734,000882
Additional noninterest expense$2,573,000676
Pre-tax net operating income$1,335,0001,674
Securities gains (losses)$01,087
Applicable income taxes$158,0001,789
Income before extraordinary items$1,177,0001,647
Extraordinary gains, net$05
Net income$1,177,0001,645
Minority interest net income$052
Net income of bank and minority interests.$1,177,0001,646
Net charge-offs$43,0001,301
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,177,0001,627
2018-12-31 (YTD Data)Rank
Total interest income$36,976,000852
Total interest expense$7,635,000654
Net interest income$29,341,000905
Provision for loan and lease losses$288,0002,024
Total noninterest income$7,017,000881
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,624,000485
Trading account gains and feesNANA
Additional Noninterest Income$4,393,000864
Total noninterest expense$28,386,000788
Salaries and employee benefits$15,751,000795
Premises and equipment expense$3,012,000837
Additional noninterest expense$9,623,000730
Pre-tax net operating income$7,684,0001,259
Securities gains (losses)$553,000117
Applicable income taxes$1,358,0001,130
Income before extraordinary items$6,879,0001,236
Extraordinary gains, net$06
Net income$6,879,0001,235
Minority interest net income$072
Net income of bank and minority interests.$6,879,0001,235
Net charge-offs$578,000867
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,414,4801,285
2018-09-30 (YTD Data)Rank
Total interest income$27,448,000852
Total interest expense$5,278,000663
Net interest income$22,170,000882
Provision for loan and lease losses$204,0001,961
Total noninterest income$5,296,000891
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,960,000485
Trading account gains and feesNANA
Additional Noninterest Income$3,336,000874
Total noninterest expense$21,747,000770
Salaries and employee benefits$12,138,000780
Premises and equipment expense$2,314,000815
Additional noninterest expense$7,295,000704
Pre-tax net operating income$5,515,0001,312
Securities gains (losses)$513,000122
Applicable income taxes$997,0001,168
Income before extraordinary items$5,031,0001,268
Extraordinary gains, net$05
Net income$5,031,0001,266
Minority interest net income$066
Net income of bank and minority interests.$5,031,0001,267
Net charge-offs$477,000734
Cash dividends$2,500,000894
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,605,2101,327
2018-06-30 (YTD Data)Rank
Total interest income$18,034,000849
Total interest expense$3,186,000682
Net interest income$14,848,000882
Provision for loan and lease losses$130,0001,938
Total noninterest income$3,483,000889
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,285,000491
Trading account gains and feesNANA
Additional Noninterest Income$2,198,000885
Total noninterest expense$14,534,000769
Salaries and employee benefits$8,102,000785
Premises and equipment expense$1,529,000822
Additional noninterest expense$4,903,000700
Pre-tax net operating income$3,667,0001,298
Securities gains (losses)$508,000103
Applicable income taxes$716,0001,101
Income before extraordinary items$3,459,0001,201
Extraordinary gains, net$06
Net income$3,459,0001,200
Minority interest net income$065
Net income of bank and minority interests.$3,459,0001,200
Net charge-offs$319,000693
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,037,3601,339
2018-03-31 (YTD Data)Rank
Total interest income$8,858,000852
Total interest expense$1,491,000685
Net interest income$7,367,000887
Provision for loan and lease losses$68,0001,824
Total noninterest income$1,670,000905
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$635,000499
Trading account gains and feesNANA
Additional Noninterest Income$1,035,000913
Total noninterest expense$7,285,000768
Salaries and employee benefits$4,075,000789
Premises and equipment expense$782,000812
Additional noninterest expense$2,428,000693
Pre-tax net operating income$1,684,0001,360
Securities gains (losses)$27,000295
Applicable income taxes$287,0001,256
Income before extraordinary items$1,424,0001,383
Extraordinary gains, net$07
Net income$1,424,0001,383
Minority interest net income$052
Net income of bank and minority interests.$1,424,0001,383
Net charge-offs$240,000511
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,401,5901,389
2017-12-31 (YTD Data)Rank
Total interest income$34,009,000842
Total interest expense$5,525,000625
Net interest income$28,484,000888
Provision for loan and lease losses$477,0001,500
Total noninterest income$7,762,000833
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,789,000470
Trading account gains and feesNANA
Additional Noninterest Income$4,973,000820
Total noninterest expense$28,515,000767
Salaries and employee benefits$15,837,000776
Premises and equipment expense$2,920,000836
Additional noninterest expense$9,758,000693
Pre-tax net operating income$7,254,0001,278
Securities gains (losses)$169,000444
Applicable income taxes$2,693,0001,040
Income before extraordinary items$4,730,0001,403
Extraordinary gains, net$09
Net income$4,730,0001,402
Minority interest net income$076
Net income of bank and minority interests.$4,730,0001,403
Net charge-offs$1,762,000451
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,621,8401,411
2017-09-30 (YTD Data)Rank
Total interest income$25,404,000843
Total interest expense$4,072,000621
Net interest income$21,332,000885
Provision for loan and lease losses$421,0001,319
Total noninterest income$5,805,000838
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,089,000473
Trading account gains and feesNANA
Additional Noninterest Income$3,716,000841
Total noninterest expense$21,512,000761
Salaries and employee benefits$12,005,000768
Premises and equipment expense$2,220,000835
Additional noninterest expense$7,287,000697
Pre-tax net operating income$5,204,0001,335
Securities gains (losses)$179,000398
Applicable income taxes$1,362,0001,197
Income before extraordinary items$4,021,0001,365
Extraordinary gains, net$09
Net income$4,021,0001,365
Minority interest net income$071
Net income of bank and minority interests.$4,021,0001,365
Net charge-offs$1,733,000337
Cash dividends$2,500,000883
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,886,7501,385
2017-06-30 (YTD Data)Rank
Total interest income$16,716,000851
Total interest expense$2,649,000619
Net interest income$14,067,000890
Provision for loan and lease losses$350,0001,079
Total noninterest income$3,955,000820
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,380,000468
Trading account gains and feesNANA
Additional Noninterest Income$2,575,000813
Total noninterest expense$14,532,000747
Salaries and employee benefits$8,118,000756
Premises and equipment expense$1,504,000830
Additional noninterest expense$4,910,000693
Pre-tax net operating income$3,140,0001,410
Securities gains (losses)$16,0001,075
Applicable income taxes$741,0001,339
Income before extraordinary items$2,415,0001,467
Extraordinary gains, net$011
Net income$2,415,0001,466
Minority interest net income$071
Net income of bank and minority interests.$2,415,0001,467
Net charge-offs$-719,0005,741
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,402,6801,457
2017-03-31 (YTD Data)Rank
Total interest income$8,230,000853
Total interest expense$1,302,000606
Net interest income$6,928,000900
Provision for loan and lease losses$291,000728
Total noninterest income$2,226,000745
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$695,000469
Trading account gains and feesNANA
Additional Noninterest Income$1,531,000714
Total noninterest expense$7,589,000726
Salaries and employee benefits$4,191,000742
Premises and equipment expense$775,000817
Additional noninterest expense$2,623,000648
Pre-tax net operating income$1,274,0001,639
Securities gains (losses)$2,000951
Applicable income taxes$240,0001,695
Income before extraordinary items$1,036,0001,624
Extraordinary gains, net$08
Net income$1,036,0001,624
Minority interest net income$055
Net income of bank and minority interests.$1,036,0001,624
Net charge-offs$238,000536
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,034,3801,613
2016-12-31 (YTD Data)Rank
Total interest income$32,027,000844
Total interest expense$4,912,000615
Net interest income$27,115,000876
Provision for loan and lease losses$1,242,000755
Total noninterest income$7,116,000890
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,374,000553
Trading account gains and fees$0170
Additional Noninterest Income$4,742,000875
Total noninterest expense$29,555,000729
Salaries and employee benefits$15,359,000771
Premises and equipment expense$3,172,000783
Additional noninterest expense$11,024,000630
Pre-tax net operating income$3,434,0002,150
Securities gains (losses)$612,000362
Applicable income taxes$680,0001,989
Income before extraordinary items$3,366,0001,908
Extraordinary gains, net$05
Net income$3,366,0001,907
Minority interest net income$082
Net income of bank and minority interests.$3,366,0001,907
Net charge-offs$831,000760
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,858,0402,127
2016-09-30 (YTD Data)Rank
Total interest income$24,011,000833
Total interest expense$3,701,000606
Net interest income$20,310,000874
Provision for loan and lease losses$1,177,000622
Total noninterest income$5,319,000890
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,790,000547
Trading account gains and fees$0169
Additional Noninterest Income$3,529,000872
Total noninterest expense$22,410,000715
Salaries and employee benefits$11,582,000766
Premises and equipment expense$2,398,000781
Additional noninterest expense$8,430,000615
Pre-tax net operating income$2,042,0002,585
Securities gains (losses)$422,000465
Applicable income taxes$349,0002,364
Income before extraordinary items$2,115,0002,246
Extraordinary gains, net$05
Net income$2,115,0002,245
Minority interest net income$071
Net income of bank and minority interests.$2,115,0002,246
Net charge-offs$65,0002,406
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,752,0802,502
2016-06-30 (YTD Data)Rank
Total interest income$15,929,000839
Total interest expense$2,484,000595
Net interest income$13,445,000882
Provision for loan and lease losses$923,000540
Total noninterest income$3,479,000894
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,177,000548
Trading account gains and fees$0157
Additional Noninterest Income$2,302,000873
Total noninterest expense$15,067,000709
Salaries and employee benefits$7,849,000748
Premises and equipment expense$1,588,000789
Additional noninterest expense$5,630,000608
Pre-tax net operating income$934,0003,208
Securities gains (losses)$343,000387
Applicable income taxes$191,0002,536
Income before extraordinary items$1,086,0002,667
Extraordinary gains, net$016
Net income$1,086,0002,666
Minority interest net income$071
Net income of bank and minority interests.$1,086,0002,666
Net charge-offs$99,0001,629
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$794,4503,132
2016-03-31 (YTD Data)Rank
Total interest income$8,159,000821
Total interest expense$1,311,000558
Net interest income$6,848,000862
Provision for loan and lease losses$458,000498
Total noninterest income$1,641,000901
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$578,000550
Trading account gains and fees$0142
Additional Noninterest Income$1,063,000893
Total noninterest expense$7,579,000709
Salaries and employee benefits$3,976,000747
Premises and equipment expense$787,000805
Additional noninterest expense$2,816,000598
Pre-tax net operating income$452,0003,200
Securities gains (losses)$292,000218
Applicable income taxes$159,0002,049
Income before extraordinary items$585,0002,482
Extraordinary gains, net$012
Net income$585,0002,482
Minority interest net income$062
Net income of bank and minority interests.$585,0002,482
Net charge-offs$-5,0004,858
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$354,3203,281
2015-12-31 (YTD Data)Rank
Total interest income$33,429,000764
Total interest expense$5,812,000470
Net interest income$27,617,000819
Provision for loan and lease losses$1,051,000794
Total noninterest income$5,888,0001,012
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,529,000523
Trading account gains and fees$0159
Additional Noninterest Income$3,359,0001,075
Total noninterest expense$29,186,000708
Salaries and employee benefits$15,656,000730
Premises and equipment expense$3,077,000804
Additional noninterest expense$10,453,000656
Pre-tax net operating income$3,268,0002,181
Securities gains (losses)$691,000280
Applicable income taxes$803,0001,798
Income before extraordinary items$3,156,0001,963
Extraordinary gains, net$023
Net income$3,156,0001,964
Minority interest net income$081
Net income of bank and minority interests.$3,156,0001,965
Net charge-offs$1,640,000456
Cash dividends$12,100,000325
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,603,2002,225
2015-09-30 (YTD Data)Rank
Total interest income$25,348,000755
Total interest expense$4,325,000475
Net interest income$21,023,000814
Provision for loan and lease losses$760,000733
Total noninterest income$4,185,0001,055
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,893,000530
Trading account gains and fees$0153
Additional Noninterest Income$2,292,0001,164
Total noninterest expense$22,042,000715
Salaries and employee benefits$12,014,000725
Premises and equipment expense$2,278,000832
Additional noninterest expense$7,750,000656
Pre-tax net operating income$2,406,0002,249
Securities gains (losses)$552,000281
Applicable income taxes$573,0001,889
Income before extraordinary items$2,385,0001,963
Extraordinary gains, net$021
Net income$2,385,0001,965
Minority interest net income$078
Net income of bank and minority interests.$2,385,0001,965
Net charge-offs$1,562,000332
Cash dividends$12,100,000247
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,937,8802,283
2015-06-30 (YTD Data)Rank
Total interest income$17,261,000739
Total interest expense$2,877,000472
Net interest income$14,384,000788
Provision for loan and lease losses$485,000789
Total noninterest income$2,451,0001,155
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,242,000532
Trading account gains and fees$0157
Additional Noninterest Income$1,209,0001,368
Total noninterest expense$14,582,000716
Salaries and employee benefits$8,074,000720
Premises and equipment expense$1,490,000840
Additional noninterest expense$5,018,000675
Pre-tax net operating income$1,768,0002,078
Securities gains (losses)$449,000272
Applicable income taxes$501,0001,627
Income before extraordinary items$1,716,0001,842
Extraordinary gains, net$022
Net income$1,716,0001,845
Minority interest net income$075
Net income of bank and minority interests.$1,716,0001,846
Net charge-offs$1,240,000303
Cash dividends$9,600,000226
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,370,2702,151
2015-03-31 (YTD Data)Rank
Total interest income$9,248,000694
Total interest expense$1,449,000471
Net interest income$7,799,000725
Provision for loan and lease losses$215,000855
Total noninterest income$1,481,000975
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$622,000517
Trading account gains and fees$0152
Additional Noninterest Income$859,0001,041
Total noninterest expense$7,302,000712
Salaries and employee benefits$4,081,000721
Premises and equipment expense$738,000854
Additional noninterest expense$2,483,000666
Pre-tax net operating income$1,763,0001,165
Securities gains (losses)$366,000219
Applicable income taxes$558,000944
Income before extraordinary items$1,571,0001,086
Extraordinary gains, net$013
Net income$1,571,0001,087
Minority interest net income$064
Net income of bank and minority interests.$1,571,0001,087
Net charge-offs$334,000498
Cash dividends$9,600,000135
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,300,1601,241
2014-12-31 (YTD Data)Rank
Total interest income$35,072,000723
Total interest expense$8,143,000341
Net interest income$26,929,000811
Provision for loan and lease losses$-2,273,0006,427
Total noninterest income$4,857,0001,124
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,936,000474
Trading account gains and fees$0180
Additional Noninterest Income$1,921,0001,506
Total noninterest expense$31,355,000658
Salaries and employee benefits$14,951,000742
Premises and equipment expense$3,217,000774
Additional noninterest expense$13,187,000521
Pre-tax net operating income$2,704,0002,445
Securities gains (losses)$578,000346
Applicable income taxes$259,0002,759
Income before extraordinary items$3,023,0002,010
Extraordinary gains, net$017
Net income$3,023,0002,009
Minority interest net income$084
Net income of bank and minority interests.$3,023,0002,009
Net charge-offs$120,0003,002
Cash dividends$2,600,0001,048
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,491,2402,269
2014-09-30 (YTD Data)Rank
Total interest income$26,689,000704
Total interest expense$6,328,000327
Net interest income$20,361,000805
Provision for loan and lease losses$-773,0006,433
Total noninterest income$4,923,000904
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,190,000474
Trading account gains and fees$0174
Additional Noninterest Income$2,733,000973
Total noninterest expense$21,765,000703
Salaries and employee benefits$11,177,000742
Premises and equipment expense$2,498,000744
Additional noninterest expense$8,090,000614
Pre-tax net operating income$4,292,0001,382
Securities gains (losses)$549,000272
Applicable income taxes$982,0001,326
Income before extraordinary items$3,859,0001,255
Extraordinary gains, net$015
Net income$3,859,0001,252
Minority interest net income$081
Net income of bank and minority interests.$3,859,0001,254
Net charge-offs$-225,0006,366
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,419,8001,386
2014-06-30 (YTD Data)Rank
Total interest income$17,587,000707
Total interest expense$4,315,000319
Net interest income$13,272,000826
Provision for loan and lease losses$119,0002,215
Total noninterest income$2,972,000944
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,416,000480
Trading account gains and fees$0172
Additional Noninterest Income$1,556,0001,067
Total noninterest expense$14,394,000701
Salaries and employee benefits$7,374,000741
Premises and equipment expense$1,717,000725
Additional noninterest expense$5,303,000618
Pre-tax net operating income$1,731,0002,034
Securities gains (losses)$254,000412
Applicable income taxes$289,0002,066
Income before extraordinary items$1,696,0001,775
Extraordinary gains, net$020
Net income$1,696,0001,778
Minority interest net income$080
Net income of bank and minority interests.$1,696,0001,777
Net charge-offs$448,000952
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,480,1001,948
2014-03-31 (YTD Data)Rank
Total interest income$8,759,000717
Total interest expense$2,154,000324
Net interest income$6,605,000832
Provision for loan and lease losses$380,000567
Total noninterest income$1,466,000933
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$674,000493
Trading account gains and fees$0147
Additional Noninterest Income$792,0001,023
Total noninterest expense$7,229,000707
Salaries and employee benefits$3,748,000744
Premises and equipment expense$909,000705
Additional noninterest expense$2,572,000634
Pre-tax net operating income$462,0003,041
Securities gains (losses)$13,0001,084
Applicable income taxes$-32,0006,540
Income before extraordinary items$507,0002,538
Extraordinary gains, net$016
Net income$507,0002,541
Minority interest net income$066
Net income of bank and minority interests.$507,0002,541
Net charge-offs$149,0001,124
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$494,0002,545
2013-12-31 (YTD Data)Rank
Total interest income$36,294,000683
Total interest expense$9,847,000318
Net interest income$26,447,000804
Provision for loan and lease losses$1,604,000739
Total noninterest income$7,392,000847
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,130,000451
Trading account gains and fees$0184
Additional Noninterest Income$4,262,000906
Total noninterest expense$27,673,000731
Salaries and employee benefits$14,536,000747
Premises and equipment expense$3,475,000704
Additional noninterest expense$9,662,000725
Pre-tax net operating income$4,562,0001,536
Securities gains (losses)$1,261,000188
Applicable income taxes$1,140,0001,343
Income before extraordinary items$4,683,0001,303
Extraordinary gains, net$029
Net income$4,683,0001,304
Minority interest net income$090
Net income of bank and minority interests.$4,683,0001,306
Net charge-offs$3,570,000465
Cash dividends$5,500,000518
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,674,2001,578
2013-09-30 (YTD Data)Rank
Total interest income$27,436,000672
Total interest expense$7,656,000315
Net interest income$19,780,000810
Provision for loan and lease losses$1,208,000769
Total noninterest income$5,528,000861
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,319,000454
Trading account gains and fees$0180
Additional Noninterest Income$3,209,000929
Total noninterest expense$20,892,000735
Salaries and employee benefits$11,056,000743
Premises and equipment expense$2,605,000709
Additional noninterest expense$7,231,000726
Pre-tax net operating income$3,208,0001,645
Securities gains (losses)$1,217,000173
Applicable income taxes$1,058,0001,198
Income before extraordinary items$3,367,0001,352
Extraordinary gains, net$025
Net income$3,367,0001,354
Minority interest net income$084
Net income of bank and minority interests.$3,367,0001,354
Net charge-offs$2,438,000520
Cash dividends$5,500,000376
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,442,0801,761
2013-06-30 (YTD Data)Rank
Total interest income$18,507,000666
Total interest expense$5,344,000307
Net interest income$13,163,000804
Provision for loan and lease losses$782,000813
Total noninterest income$3,640,000878
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,510,000458
Trading account gains and fees$0157
Additional Noninterest Income$2,130,000946
Total noninterest expense$13,992,000727
Salaries and employee benefits$7,474,000733
Premises and equipment expense$1,727,000711
Additional noninterest expense$4,791,000718
Pre-tax net operating income$2,029,0001,697
Securities gains (losses)$1,416,000143
Applicable income taxes$818,0001,084
Income before extraordinary items$2,627,0001,159
Extraordinary gains, net$022
Net income$2,627,0001,161
Minority interest net income$082
Net income of bank and minority interests.$2,627,0001,162
Net charge-offs$2,031,000440
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,550,8401,800
2013-03-31 (YTD Data)Rank
Total interest income$9,406,000662
Total interest expense$2,732,000310
Net interest income$6,674,000789
Provision for loan and lease losses$376,000843
Total noninterest income$1,720,000923
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$714,000484
Trading account gains and fees$0148
Additional Noninterest Income$1,006,000992
Total noninterest expense$7,114,000722
Salaries and employee benefits$3,805,000724
Premises and equipment expense$845,000738
Additional noninterest expense$2,464,000696
Pre-tax net operating income$904,0001,864
Securities gains (losses)$627,000174
Applicable income taxes$349,0001,188
Income before extraordinary items$1,182,0001,264
Extraordinary gains, net$010
Net income$1,182,0001,266
Minority interest net income$076
Net income of bank and minority interests.$1,182,0001,266
Net charge-offs$445,000830
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$699,2101,920
2012-12-31 (YTD Data)Rank
Total interest income$41,210,000628
Total interest expense$14,143,000285
Net interest income$27,067,000798
Provision for loan and lease losses$2,275,000964
Total noninterest income$7,140,000874
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,168,000471
Trading account gains and fees$0166
Additional Noninterest Income$3,972,000971
Total noninterest expense$27,456,000735
Salaries and employee benefits$13,796,000763
Premises and equipment expense$3,531,000685
Additional noninterest expense$10,129,000701
Pre-tax net operating income$4,476,0001,513
Securities gains (losses)$1,683,000323
Applicable income taxes$1,184,0001,312
Income before extraordinary items$4,975,0001,197
Extraordinary gains, net$029
Net income$4,975,0001,198
Minority interest net income$093
Net income of bank and minority interests.$4,975,0001,198
Net charge-offs$2,889,000867
Cash dividends$6,000,000482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,611,7701,498
2012-09-30 (YTD Data)Rank
Total interest income$31,416,000627
Total interest expense$11,155,000286
Net interest income$20,261,000806
Provision for loan and lease losses$1,775,000947
Total noninterest income$5,127,000897
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,347,000480
Trading account gains and fees$0157
Additional Noninterest Income$2,780,000996
Total noninterest expense$20,644,000726
Salaries and employee benefits$10,375,000755
Premises and equipment expense$2,612,000700
Additional noninterest expense$7,657,000688
Pre-tax net operating income$2,969,0001,719
Securities gains (losses)$1,630,000253
Applicable income taxes$1,003,0001,227
Income before extraordinary items$3,596,0001,251
Extraordinary gains, net$020
Net income$3,596,0001,253
Minority interest net income$086
Net income of bank and minority interests.$3,596,0001,252
Net charge-offs$2,547,000763
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,324,6001,751
2012-06-30 (YTD Data)Rank
Total interest income$21,321,000623
Total interest expense$7,262,000304
Net interest income$14,059,000782
Provision for loan and lease losses$1,269,000905
Total noninterest income$3,366,000894
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,539,000485
Trading account gains and fees$0153
Additional Noninterest Income$1,827,000987
Total noninterest expense$13,890,000718
Salaries and employee benefits$6,971,000747
Premises and equipment expense$1,739,000704
Additional noninterest expense$5,180,000669
Pre-tax net operating income$2,266,0001,528
Securities gains (losses)$686,000408
Applicable income taxes$634,0001,267
Income before extraordinary items$2,318,0001,284
Extraordinary gains, net$019
Net income$2,318,0001,284
Minority interest net income$084
Net income of bank and minority interests.$2,318,0001,284
Net charge-offs$1,964,000702
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,776,0601,556
2012-03-31 (YTD Data)Rank
Total interest income$10,848,000622
Total interest expense$3,704,000309
Net interest income$7,144,000771
Provision for loan and lease losses$869,000697
Total noninterest income$1,561,000952
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$753,000486
Trading account gains and fees$0148
Additional Noninterest Income$808,0001,068
Total noninterest expense$6,832,000728
Salaries and employee benefits$3,458,000759
Premises and equipment expense$855,000713
Additional noninterest expense$2,519,000685
Pre-tax net operating income$1,004,0001,671
Securities gains (losses)$44,0001,286
Applicable income taxes$173,0001,891
Income before extraordinary items$875,0001,661
Extraordinary gains, net$019
Net income$875,0001,662
Minority interest net income$078
Net income of bank and minority interests.$875,0001,662
Net charge-offs$1,522,000489
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$838,4801,627
2011-12-31 (YTD Data)Rank
Total interest income$46,348,000594
Total interest expense$17,672,000316
Net interest income$28,676,000763
Provision for loan and lease losses$5,575,000715
Total noninterest income$7,059,000793
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,813,000404
Trading account gains and fees$0146
Additional Noninterest Income$3,246,000978
Total noninterest expense$28,400,000700
Salaries and employee benefits$13,064,000764
Premises and equipment expense$5,915,000438
Additional noninterest expense$9,421,000759
Pre-tax net operating income$1,760,0002,752
Securities gains (losses)$2,897,000164
Applicable income taxes$886,0001,467
Income before extraordinary items$3,771,0001,315
Extraordinary gains, net$029
Net income$3,771,0001,315
Minority interest net income$096
Net income of bank and minority interests.$3,771,0001,315
Net charge-offs$4,040,000962
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,424,4302,777
2011-09-30 (YTD Data)Rank
Total interest income$35,183,000596
Total interest expense$13,792,000318
Net interest income$21,391,000775
Provision for loan and lease losses$5,200,000596
Total noninterest income$5,290,000804
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,828,000411
Trading account gains and fees$0145
Additional Noninterest Income$2,462,000968
Total noninterest expense$21,969,000678
Salaries and employee benefits$9,834,000755
Premises and equipment expense$4,509,000440
Additional noninterest expense$7,626,000700
Pre-tax net operating income$-488,0006,597
Securities gains (losses)$2,297,000167
Applicable income taxes$678,0001,447
Income before extraordinary items$1,131,0002,825
Extraordinary gains, net$021
Net income$1,131,0002,827
Minority interest net income$087
Net income of bank and minority interests.$1,131,0002,827
Net charge-offs$3,310,000880
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-339,0806,553
2011-06-30 (YTD Data)Rank
Total interest income$23,674,000601
Total interest expense$9,387,000327
Net interest income$14,287,000777
Provision for loan and lease losses$4,825,000456
Total noninterest income$3,316,000850
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,808,000421
Trading account gains and fees$0153
Additional Noninterest Income$1,508,0001,013
Total noninterest expense$14,812,000680
Salaries and employee benefits$6,574,000758
Premises and equipment expense$2,988,000445
Additional noninterest expense$5,250,000694
Pre-tax net operating income$-2,034,0007,176
Securities gains (losses)$1,050,000192
Applicable income taxes$-325,0007,275
Income before extraordinary items$-659,0006,906
Extraordinary gains, net$015
Net income$-659,0006,905
Minority interest net income$089
Net income of bank and minority interests.$-659,0006,906
Net charge-offs$3,952,000564
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,362,5007,095
2011-03-31 (YTD Data)Rank
Total interest income$11,846,000604
Total interest expense$4,803,000330
Net interest income$7,043,000792
Provision for loan and lease losses$4,450,000270
Total noninterest income$1,587,000870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$856,000438
Trading account gains and fees$0158
Additional Noninterest Income$731,0001,035
Total noninterest expense$7,350,000691
Salaries and employee benefits$3,274,000769
Premises and equipment expense$1,476,000459
Additional noninterest expense$2,600,000694
Pre-tax net operating income$-3,170,0007,464
Securities gains (losses)$721,000124
Applicable income taxes$-833,0007,509
Income before extraordinary items$-1,616,0007,373
Extraordinary gains, net$09
Net income$-1,616,0007,374
Minority interest net income$086
Net income of bank and minority interests.$-1,616,0007,374
Net charge-offs$2,635,000450
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,091,8607,405
2010-12-31 (YTD Data)Rank
Total interest income$52,701,000556
Total interest expense$21,507,000357
Net interest income$31,194,000689
Provision for loan and lease losses$5,610,0001,049
Total noninterest income$7,169,000821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$7,169,000572
Total noninterest expense$26,333,000755
Salaries and employee benefits$12,544,000780
Premises and equipment expense$5,965,000441
Additional noninterest expense$7,824,000947
Pre-tax net operating income$6,420,000830
Securities gains (losses)$3,894,000136
Applicable income taxes$2,954,000551
Income before extraordinary items$7,360,000611
Extraordinary gains, net$029
Net income$7,360,000608
Minority interest net income$0111
Net income of bank and minority interests.$7,360,000611
Net charge-offs$7,361,000763
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,595,260913
2010-09-30 (YTD Data)Rank
Total interest income$40,179,000551
Total interest expense$16,524,000361
Net interest income$23,655,000678
Provision for loan and lease losses$2,525,0001,421
Total noninterest income$5,332,000801
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$5,332,000552
Total noninterest expense$19,651,000748
Salaries and employee benefits$9,457,000764
Premises and equipment expense$4,452,000437
Additional noninterest expense$5,742,000926
Pre-tax net operating income$6,811,000620
Securities gains (losses)$2,177,000201
Applicable income taxes$2,640,000480
Income before extraordinary items$6,348,000539
Extraordinary gains, net$023
Net income$6,348,000540
Minority interest net income$0110
Net income of bank and minority interests.$6,348,000541
Net charge-offs$3,731,000960
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,802,330685
2010-06-30 (YTD Data)Rank
Total interest income$26,916,000555
Total interest expense$11,180,000372
Net interest income$15,736,000684
Provision for loan and lease losses$1,300,0001,661
Total noninterest income$3,614,000784
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$3,614,000528
Total noninterest expense$12,837,000764
Salaries and employee benefits$6,324,000761
Premises and equipment expense$2,952,000440
Additional noninterest expense$3,561,000994
Pre-tax net operating income$5,213,000529
Securities gains (losses)$913,000284
Applicable income taxes$1,799,000426
Income before extraordinary items$4,327,000507
Extraordinary gains, net$019
Net income$4,327,000507
Minority interest net income$0105
Net income of bank and minority interests.$4,327,000508
Net charge-offs$2,214,0001,053
Cash dividends$750,000928
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,678,770585
2010-03-31 (YTD Data)Rank
Total interest income$13,189,000585
Total interest expense$5,649,000390
Net interest income$7,540,000734
Provision for loan and lease losses$525,0001,766
Total noninterest income$1,650,000823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,650,000551
Total noninterest expense$6,393,000773
Salaries and employee benefits$3,173,000765
Premises and equipment expense$1,478,000456
Additional noninterest expense$1,742,0001,003
Pre-tax net operating income$2,272,000603
Securities gains (losses)$578,000217
Applicable income taxes$820,000443
Income before extraordinary items$2,030,000547
Extraordinary gains, net$016
Net income$2,030,000549
Minority interest net income$091
Net income of bank and minority interests.$2,030,000549
Net charge-offs$804,0001,195
Cash dividends$750,000451
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,619,620658
2009-12-31 (YTD Data)Rank
Total interest income$53,405,000607
Total interest expense$25,688,000434
Net interest income$27,717,000772
Provision for loan and lease losses$3,700,0001,736
Total noninterest income$7,000,000843
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$7,000,000562
Total noninterest expense$30,546,000683
Salaries and employee benefits$12,004,000810
Premises and equipment expense$5,669,000468
Additional noninterest expense$12,873,000629
Pre-tax net operating income$471,0004,065
Securities gains (losses)$2,963,000198
Applicable income taxes$796,0001,138
Income before extraordinary items$2,638,0001,269
Extraordinary gains, net$034
Net income$2,638,0001,269
Minority interest net income$0115
Net income of bank and minority interests.$2,638,0001,268
Net charge-offs$2,863,0001,656
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$356,4904,236
2009-09-30 (YTD Data)Rank
Total interest income$40,199,000623
Total interest expense$19,733,000460
Net interest income$20,466,000785
Provision for loan and lease losses$2,950,0001,498
Total noninterest income$5,238,000842
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$5,238,000566
Total noninterest expense$24,423,000643
Salaries and employee benefits$9,126,000812
Premises and equipment expense$4,248,000485
Additional noninterest expense$11,049,000539
Pre-tax net operating income$-1,669,0006,938
Securities gains (losses)$1,755,000237
Applicable income taxes$-183,0007,080
Income before extraordinary items$269,0004,553
Extraordinary gains, net$027
Net income$269,0004,552
Minority interest net income$0118
Net income of bank and minority interests.$269,0004,554
Net charge-offs$1,247,0001,960
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,486,0006,980
2009-06-30 (YTD Data)Rank
Total interest income$26,624,000644
Total interest expense$13,266,000487
Net interest income$13,358,000808
Provision for loan and lease losses$1,700,0001,548
Total noninterest income$3,392,000878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$3,392,000590
Total noninterest expense$12,705,000840
Salaries and employee benefits$6,098,000832
Premises and equipment expense$2,769,000499
Additional noninterest expense$3,838,0001,000
Pre-tax net operating income$2,345,000972
Securities gains (losses)$1,584,000199
Applicable income taxes$1,204,000523
Income before extraordinary items$2,725,000670
Extraordinary gains, net$021
Net income$2,725,000667
Minority interest net income$0112
Net income of bank and minority interests.$2,725,000671
Net charge-offs$519,0002,311
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,632,0401,125
2009-03-31 (YTD Data)Rank
Total interest income$13,256,000654
Total interest expense$6,697,000495
Net interest income$6,559,000821
Provision for loan and lease losses$900,0001,253
Total noninterest income$1,625,000871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,625,000592
Total noninterest expense$6,008,000844
Salaries and employee benefits$2,985,000851
Premises and equipment expense$1,380,000505
Additional noninterest expense$1,643,0001,023
Pre-tax net operating income$1,276,000988
Securities gains (losses)$726,000240
Applicable income taxes$622,000529
Income before extraordinary items$1,380,000749
Extraordinary gains, net$015
Net income$1,380,000749
Minority interest net income$0102
Net income of bank and minority interests.$1,380,000751
Net charge-offs$429,0001,474
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$879,0601,175
2008-12-31 (YTD Data)Rank
Total interest income$49,748,000748
Total interest expense$25,806,000616
Net interest income$23,942,000896
Provision for loan and lease losses$1,925,0001,844
Total noninterest income$7,209,000777
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$7,209,000492
Total noninterest expense$22,426,000889
Salaries and employee benefits$11,199,000888
Premises and equipment expense$5,142,000533
Additional noninterest expense$6,085,0001,060
Pre-tax net operating income$6,800,000812
Securities gains (losses)$837,000248
Applicable income taxes$2,314,000594
Income before extraordinary items$5,323,000760
Extraordinary gains, net$039
Net income$5,323,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$792,0002,211
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$14,000,000121
Net operating income$4,737,100926
2008-09-30 (YTD Data)Rank
Total interest income$37,188,000777
Total interest expense$19,203,000654
Net interest income$17,985,000911
Provision for loan and lease losses$1,325,0001,549
Total noninterest income$5,509,000802
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$5,509,000512
Total noninterest expense$16,700,000883
Salaries and employee benefits$8,479,000910
Premises and equipment expense$3,798,000545
Additional noninterest expense$4,423,0001,036
Pre-tax net operating income$5,469,000929
Securities gains (losses)$815,000208
Applicable income taxes$1,933,000672
Income before extraordinary items$4,351,000843
Extraordinary gains, net$031
Net income$4,351,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,891
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,788,6501,026
2008-06-30 (YTD Data)Rank
Total interest income$24,865,000783
Total interest expense$12,996,000664
Net interest income$11,869,000912
Provision for loan and lease losses$675,0001,571
Total noninterest income$3,537,000842
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$3,537,000554
Total noninterest expense$11,023,000889
Salaries and employee benefits$5,658,000910
Premises and equipment expense$2,489,000553
Additional noninterest expense$2,876,0001,041
Pre-tax net operating income$3,708,000954
Securities gains (losses)$794,000209
Applicable income taxes$1,396,000703
Income before extraordinary items$3,106,000875
Extraordinary gains, net$021
Net income$3,106,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,341
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,558,1401,067
2008-03-31 (YTD Data)Rank
Total interest income$12,650,000796
Total interest expense$6,859,000672
Net interest income$5,791,000917
Provision for loan and lease losses$325,0001,299
Total noninterest income$1,721,000851
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,721,000559
Total noninterest expense$5,376,000900
Salaries and employee benefits$2,830,000926
Premises and equipment expense$1,221,000562
Additional noninterest expense$1,325,0001,091
Pre-tax net operating income$1,811,0001,047
Securities gains (losses)$598,000210
Applicable income taxes$750,000723
Income before extraordinary items$1,659,000910
Extraordinary gains, net$015
Net income$1,659,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000872
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,246,3801,167
2007-12-31 (YTD Data)Rank
Total interest income$49,222,000850
Total interest expense$28,142,000696
Net interest income$21,080,0001,050
Provision for loan and lease losses$475,0002,417
Total noninterest income$6,857,000848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$6,857,000530
Total noninterest expense$20,596,000904
Salaries and employee benefits$10,360,000964
Premises and equipment expense$4,532,000582
Additional noninterest expense$5,704,000998
Pre-tax net operating income$6,866,0001,241
Securities gains (losses)$99,000610
Applicable income taxes$2,127,0001,079
Income before extraordinary items$4,838,0001,323
Extraordinary gains, net$039
Net income$4,838,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,270
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,769,6901,338
2007-09-30 (YTD Data)Rank
Total interest income$36,571,000857
Total interest expense$20,747,000707
Net interest income$15,824,0001,052
Provision for loan and lease losses$325,0002,190
Total noninterest income$5,127,000851
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$5,127,000540
Total noninterest expense$15,376,000895
Salaries and employee benefits$7,749,000967
Premises and equipment expense$3,296,000604
Additional noninterest expense$4,331,000944
Pre-tax net operating income$5,250,0001,303
Securities gains (losses)$78,000546
Applicable income taxes$1,610,0001,153
Income before extraordinary items$3,718,0001,376
Extraordinary gains, net$033
Net income$3,718,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,611
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,663,4001,380
2007-06-30 (YTD Data)Rank
Total interest income$24,146,000871
Total interest expense$13,559,000726
Net interest income$10,587,0001,057
Provision for loan and lease losses$225,0001,984
Total noninterest income$3,337,000895
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,337,000572
Total noninterest expense$10,139,000929
Salaries and employee benefits$5,085,000992
Premises and equipment expense$2,138,000639
Additional noninterest expense$2,916,000947
Pre-tax net operating income$3,560,0001,324
Securities gains (losses)$55,000514
Applicable income taxes$1,096,0001,191
Income before extraordinary items$2,519,0001,403
Extraordinary gains, net$029
Net income$2,519,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,277
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,480,5001,406
2007-03-31 (YTD Data)Rank
Total interest income$11,816,000888
Total interest expense$6,681,000730
Net interest income$5,135,0001,083
Provision for loan and lease losses$100,0002,001
Total noninterest income$1,655,000875
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,655,000568
Total noninterest expense$5,034,000931
Salaries and employee benefits$2,533,0001,001
Premises and equipment expense$1,040,000649
Additional noninterest expense$1,461,000933
Pre-tax net operating income$1,656,0001,407
Securities gains (losses)$30,000480
Applicable income taxes$505,0001,275
Income before extraordinary items$1,181,0001,466
Extraordinary gains, net$022
Net income$1,181,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,544
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,160,0001,479
2006-12-31 (YTD Data)Rank
Total interest income$40,588,000962
Total interest expense$22,667,000743
Net interest income$17,921,0001,265
Provision for loan and lease losses$600,0001,606
Total noninterest income$5,574,0001,004
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,574,000630
Total noninterest expense$16,524,0001,088
Salaries and employee benefits$8,109,0001,201
Premises and equipment expense$3,273,000769
Additional noninterest expense$5,142,0001,031
Pre-tax net operating income$6,371,0001,523
Securities gains (losses)$195,000391
Applicable income taxes$2,008,0001,333
Income before extraordinary items$4,558,0001,587
Extraordinary gains, net$051
Net income$4,558,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,231
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,423,4501,622
2006-09-30 (YTD Data)Rank
Total interest income$29,090,0001,015
Total interest expense$15,926,000769
Net interest income$13,164,0001,316
Provision for loan and lease losses$450,0001,514
Total noninterest income$3,857,0001,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,857,000674
Total noninterest expense$11,607,0001,172
Salaries and employee benefits$5,755,0001,283
Premises and equipment expense$2,240,000853
Additional noninterest expense$3,612,0001,119
Pre-tax net operating income$4,964,0001,515
Securities gains (losses)$155,000363
Applicable income taxes$1,560,0001,357
Income before extraordinary items$3,559,0001,564
Extraordinary gains, net$045
Net income$3,559,0001,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,000951
Cash dividends$3,000,000826
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,450,5001,584
2006-06-30 (YTD Data)Rank
Total interest income$18,126,0001,061
Total interest expense$9,800,000789
Net interest income$8,326,0001,386
Provision for loan and lease losses$300,0001,464
Total noninterest income$2,199,0001,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,199,000756
Total noninterest expense$6,917,0001,316
Salaries and employee benefits$3,465,0001,424
Premises and equipment expense$1,309,000965
Additional noninterest expense$2,143,0001,264
Pre-tax net operating income$3,308,0001,521
Securities gains (losses)$109,000336
Applicable income taxes$1,040,0001,360
Income before extraordinary items$2,377,0001,551
Extraordinary gains, net$039
Net income$2,377,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,000715
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,300,7001,580
2006-03-31 (YTD Data)Rank
Total interest income$8,760,0001,065
Total interest expense$4,579,000799
Net interest income$4,181,0001,370
Provision for loan and lease losses$150,0001,421
Total noninterest income$996,0001,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$996,000808
Total noninterest expense$3,130,0001,447
Salaries and employee benefits$1,667,0001,488
Premises and equipment expense$624,0001,013
Additional noninterest expense$839,0001,554
Pre-tax net operating income$1,897,0001,306
Securities gains (losses)$51,000346
Applicable income taxes$609,0001,180
Income before extraordinary items$1,339,0001,370
Extraordinary gains, net$021
Net income$1,339,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,000558
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,303,8101,384
2005-12-31 (YTD Data)Rank
Total interest income$29,649,0001,113
Total interest expense$14,825,000771
Net interest income$14,824,0001,478
Provision for loan and lease losses$1,250,000841
Total noninterest income$3,634,0001,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,634,000874
Total noninterest expense$10,944,0001,567
Salaries and employee benefits$5,849,0001,599
Premises and equipment expense$2,148,0001,133
Additional noninterest expense$2,947,0001,716
Pre-tax net operating income$6,264,0001,525
Securities gains (losses)$510,000276
Applicable income taxes$2,084,0001,316
Income before extraordinary items$4,690,0001,505
Extraordinary gains, net$046
Net income$4,690,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,087
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,338,1001,597
2005-09-30 (YTD Data)Rank
Total interest income$21,366,0001,123
Total interest expense$10,493,000763
Net interest income$10,873,0001,496
Provision for loan and lease losses$900,000826
Total noninterest income$2,755,0001,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,755,000868
Total noninterest expense$8,147,0001,565
Salaries and employee benefits$4,333,0001,605
Premises and equipment expense$1,537,0001,180
Additional noninterest expense$2,277,0001,654
Pre-tax net operating income$4,581,0001,562
Securities gains (losses)$494,000262
Applicable income taxes$1,557,0001,343
Income before extraordinary items$3,518,0001,508
Extraordinary gains, net$035
Net income$3,518,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,070
Cash dividends$3,000,000734
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,177,1401,617
2005-06-30 (YTD Data)Rank
Total interest income$13,755,0001,140
Total interest expense$6,649,000755
Net interest income$7,106,0001,499
Provision for loan and lease losses$600,000816
Total noninterest income$1,847,0001,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,847,000856
Total noninterest expense$5,406,0001,564
Salaries and employee benefits$2,860,0001,614
Premises and equipment expense$1,000,0001,207
Additional noninterest expense$1,546,0001,595
Pre-tax net operating income$2,947,0001,584
Securities gains (losses)$433,000243
Applicable income taxes$1,030,0001,344
Income before extraordinary items$2,350,0001,481
Extraordinary gains, net$030
Net income$2,350,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,168
Cash dividends$3,000,000507
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,046,9001,641
2005-03-31 (YTD Data)Rank
Total interest income$6,822,0001,114
Total interest expense$3,251,000740
Net interest income$3,571,0001,479
Provision for loan and lease losses$300,000755
Total noninterest income$954,0001,291
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$954,000816
Total noninterest expense$2,622,0001,618
Salaries and employee benefits$1,424,0001,623
Premises and equipment expense$503,0001,206
Additional noninterest expense$695,0001,779
Pre-tax net operating income$1,603,0001,423
Securities gains (losses)$15,000882
Applicable income taxes$490,0001,379
Income before extraordinary items$1,128,0001,503
Extraordinary gains, net$024
Net income$1,128,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000844
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,117,5001,491
2004-12-31 (YTD Data)Rank
Total interest income$26,323,0001,077
Total interest expense$12,023,000680
Net interest income$14,300,0001,412
Provision for loan and lease losses$1,200,000884
Total noninterest income$2,763,0001,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,763,0001,045
Total noninterest expense$9,761,0001,666
Salaries and employee benefits$5,176,0001,711
Premises and equipment expense$1,621,0001,417
Additional noninterest expense$2,964,0001,642
Pre-tax net operating income$6,102,0001,410
Securities gains (losses)$292,000653
Applicable income taxes$1,867,0001,352
Income before extraordinary items$4,527,0001,424
Extraordinary gains, net$034
Net income$4,527,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,319
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,319,6801,439
2004-09-30 (YTD Data)Rank
Total interest income$19,637,0001,066
Total interest expense$8,841,000681
Net interest income$10,796,0001,385
Provision for loan and lease losses$900,000852
Total noninterest income$2,043,0001,749
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,043,0001,067
Total noninterest expense$7,224,0001,668
Salaries and employee benefits$3,858,0001,711
Premises and equipment expense$1,174,0001,472
Additional noninterest expense$2,192,0001,650
Pre-tax net operating income$4,715,0001,384
Securities gains (losses)$290,000615
Applicable income taxes$1,492,0001,289
Income before extraordinary items$3,513,0001,392
Extraordinary gains, net$026
Net income$3,513,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,417
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,310,0001,442
2004-06-30 (YTD Data)Rank
Total interest income$12,870,0001,074
Total interest expense$5,798,000679
Net interest income$7,072,0001,399
Provision for loan and lease losses$600,000825
Total noninterest income$1,323,0001,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,323,0001,090
Total noninterest expense$4,695,0001,718
Salaries and employee benefits$2,528,0001,740
Premises and equipment expense$761,0001,522
Additional noninterest expense$1,406,0001,706
Pre-tax net operating income$3,100,0001,369
Securities gains (losses)$164,000737
Applicable income taxes$978,0001,305
Income before extraordinary items$2,286,0001,417
Extraordinary gains, net$021
Net income$2,286,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,482
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,171,2001,429
2004-03-31 (YTD Data)Rank
Total interest income$6,286,0001,112
Total interest expense$2,855,000710
Net interest income$3,431,0001,448
Provision for loan and lease losses$300,000782
Total noninterest income$621,0001,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$621,0001,102
Total noninterest expense$2,360,0001,723
Salaries and employee benefits$1,256,0001,762
Premises and equipment expense$367,0001,604
Additional noninterest expense$737,0001,620
Pre-tax net operating income$1,392,0001,496
Securities gains (losses)$164,000589
Applicable income taxes$470,0001,363
Income before extraordinary items$1,086,0001,476
Extraordinary gains, net$016
Net income$1,086,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$971,2001,545
2003-12-31 (YTD Data)Rank
Total interest income$24,706,0001,151
Total interest expense$12,260,000718
Net interest income$12,446,0001,569
Provision for loan and lease losses$1,750,000721
Total noninterest income$2,789,0001,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,789,0001,141
Total noninterest expense$8,810,0001,798
Salaries and employee benefits$5,151,0001,673
Premises and equipment expense$1,313,0001,727
Additional noninterest expense$2,346,0002,055
Pre-tax net operating income$4,675,0001,727
Securities gains (losses)$548,000709
Applicable income taxes$1,625,0001,504
Income before extraordinary items$3,598,0001,729
Extraordinary gains, net$054
Net income$3,598,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,330
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$8,310,000114
Net operating income$3,219,8801,836
2003-09-30 (YTD Data)Rank
Total interest income$18,261,0001,203
Total interest expense$9,224,000745
Net interest income$9,037,0001,621
Provision for loan and lease losses$1,300,000718
Total noninterest income$2,169,0001,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,169,0001,167
Total noninterest expense$6,666,0001,790
Salaries and employee benefits$3,974,0001,633
Premises and equipment expense$967,0001,771
Additional noninterest expense$1,725,0002,084
Pre-tax net operating income$3,240,0001,918
Securities gains (losses)$530,000658
Applicable income taxes$1,179,0001,638
Income before extraordinary items$2,591,0001,855
Extraordinary gains, net$040
Net income$2,591,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,265
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$8,310,00074
Net operating income$2,225,3002,010
2003-06-30 (YTD Data)Rank
Total interest income$12,049,0001,225
Total interest expense$6,140,000780
Net interest income$5,909,0001,651
Provision for loan and lease losses$850,000730
Total noninterest income$1,419,0001,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,419,0001,179
Total noninterest expense$4,653,0001,723
Salaries and employee benefits$2,881,0001,494
Premises and equipment expense$636,0001,786
Additional noninterest expense$1,136,0002,105
Pre-tax net operating income$1,825,0002,210
Securities gains (losses)$374,000699
Applicable income taxes$679,0001,861
Income before extraordinary items$1,520,0002,089
Extraordinary gains, net$030
Net income$1,520,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,146
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,261,9402,321
2003-03-31 (YTD Data)Rank
Total interest income$5,899,0001,263
Total interest expense$3,033,000815
Net interest income$2,866,0001,703
Provision for loan and lease losses$400,000718
Total noninterest income$624,0001,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$624,0001,255
Total noninterest expense$1,967,0001,996
Salaries and employee benefits$1,099,0001,939
Premises and equipment expense$303,0001,888
Additional noninterest expense$565,0002,083
Pre-tax net operating income$1,123,0001,849
Securities gains (losses)$318,000495
Applicable income taxes$454,0001,484
Income before extraordinary items$987,0001,628
Extraordinary gains, net$021
Net income$987,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,476
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$770,7601,917
2002-12-31 (YTD Data)Rank
Total interest income$19,958,0001,549
Total interest expense$9,420,0001,193
Net interest income$10,538,0001,848
Provision for loan and lease losses$795,0001,640
Total noninterest income$1,631,0002,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,631,0001,546
Total noninterest expense$5,017,0002,922
Salaries and employee benefits$2,627,0002,992
Premises and equipment expense$904,0002,398
Additional noninterest expense$1,486,0002,979
Pre-tax net operating income$6,357,0001,329
Securities gains (losses)$689,000532
Applicable income taxes$2,338,0001,138
Income before extraordinary items$4,708,0001,331
Extraordinary gains, net$070
Net income$4,708,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,536
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,246,3701,416
2001-12-31 (YTD Data)Rank
Total interest income$17,434,0001,959
Total interest expense$9,725,0001,669
Net interest income$7,709,0002,323
Provision for loan and lease losses$222,0003,908
Total noninterest income$802,0003,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$802,0002,381
Total noninterest expense$5,562,0002,541
Salaries and employee benefits$3,850,0001,951
Premises and equipment expense$405,0004,560
Additional noninterest expense$1,307,0003,238
Pre-tax net operating income$2,727,0002,482
Securities gains (losses)$131,0001,520
Applicable income taxes$1,000,0002,068
Income before extraordinary items$1,858,0002,708
Extraordinary gains, net$0105
Net income$1,858,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$4,000,000733
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,772,8502,750
2000-12-31 (YTD Data)Rank
Total interest income$16,136,0002,177
Total interest expense$9,112,0001,890
Net interest income$7,024,0002,537
Provision for loan and lease losses$431,0002,128
Total noninterest income$684,0004,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$684,0002,400
Total noninterest expense$3,111,0004,109
Salaries and employee benefits$2,100,0003,326
Premises and equipment expense$383,0004,639
Additional noninterest expense$628,0005,608
Pre-tax net operating income$4,166,0001,758
Securities gains (losses)$01,956
Applicable income taxes$1,416,0001,585
Income before extraordinary items$2,750,0001,892
Extraordinary gains, net$038
Net income$2,750,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,750,0001,895
1999-12-31 (YTD Data)Rank
Total interest income$13,231,0002,479
Total interest expense$7,308,0002,044
Net interest income$5,923,0002,961
Provision for loan and lease losses$21,0007,629
Total noninterest income$664,0004,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$664,0002,459
Total noninterest expense$8,555,0001,606
Salaries and employee benefits$7,450,000924
Premises and equipment expense$353,0004,947
Additional noninterest expense$752,0005,005
Pre-tax net operating income$-1,989,00010,154
Securities gains (losses)$6,524,00056
Applicable income taxes$2,491,0001,019
Income before extraordinary items$2,044,0002,539
Extraordinary gains, net$035
Net income$2,044,0002,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-2,131,36010,153
1998-12-31 (YTD Data)Rank
Total interest income$14,082,0002,311
Total interest expense$8,210,0001,865
Net interest income$5,872,0002,942
Provision for loan and lease losses$20,0007,729
Total noninterest income$693,0004,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$693,0002,407
Total noninterest expense$2,936,0004,198
Salaries and employee benefits$1,961,0003,406
Premises and equipment expense$322,0005,158
Additional noninterest expense$653,0005,427
Pre-tax net operating income$3,609,0002,012
Securities gains (losses)$04,449
Applicable income taxes$1,276,0001,883
Income before extraordinary items$2,333,0002,231
Extraordinary gains, net$032
Net income$2,333,0002,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$19,707,00053
Net operating income$2,333,0002,162
1997-12-31 (YTD Data)Rank
Total interest income$14,177,0002,300
Total interest expense$9,350,0001,657
Net interest income$4,827,0003,609
Provision for loan and lease losses$20,0007,880
Total noninterest income$662,0004,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$662,0002,307
Total noninterest expense$2,409,0004,933
Salaries and employee benefits$1,481,0004,300
Premises and equipment expense$342,0004,983
Additional noninterest expense$586,0005,894
Pre-tax net operating income$3,060,0002,444
Securities gains (losses)$03,944
Applicable income taxes$1,038,0002,358
Income before extraordinary items$2,022,0002,559
Extraordinary gains, net$044
Net income$2,022,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,022,0002,505
1996-12-31 (YTD Data)Rank
Total interest income$13,098,0002,554
Total interest expense$9,757,0001,630
Net interest income$3,341,0005,027
Provision for loan and lease losses$100,0005,070
Total noninterest income$711,0004,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$711,0002,276
Total noninterest expense$3,690,0003,593
Salaries and employee benefits$1,279,0004,911
Premises and equipment expense$315,0005,388
Additional noninterest expense$2,096,0002,351
Pre-tax net operating income$262,0009,388
Securities gains (losses)$04,148
Applicable income taxes$79,0009,173
Income before extraordinary items$183,0009,466
Extraordinary gains, net$053
Net income$183,0009,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$183,0009,407
1995-12-31 (YTD Data)Rank
Total interest income$12,363,0002,706
Total interest expense$10,009,0001,593
Net interest income$2,354,0006,569
Provision for loan and lease losses$08,958
Total noninterest income$507,0005,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$507,0002,855
Total noninterest expense$2,260,0005,434
Salaries and employee benefits$1,223,0005,126
Premises and equipment expense$294,0005,716
Additional noninterest expense$743,0005,572
Pre-tax net operating income$601,0007,865
Securities gains (losses)$03,831
Applicable income taxes$199,0007,429
Income before extraordinary items$402,0008,053
Extraordinary gains, net$065
Net income$402,0008,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$402,0008,018
1994-12-31 (YTD Data)Rank
Total interest income$10,347,0002,939
Total interest expense$7,740,0001,629
Net interest income$2,607,0006,254
Provision for loan and lease losses$09,146
Total noninterest income$600,0004,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$600,0002,580
Total noninterest expense$2,181,0005,792
Salaries and employee benefits$1,257,0005,038
Premises and equipment expense$223,0007,003
Additional noninterest expense$701,0006,303
Pre-tax net operating income$1,026,0005,846
Securities gains (losses)$03,600
Applicable income taxes$341,0005,376
Income before extraordinary items$685,0006,002
Extraordinary gains, net$0249
Net income$685,0006,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$685,0006,071
1993-12-31 (YTD Data)Rank
Total interest income$10,841,0002,859
Total interest expense$7,450,0001,762
Net interest income$3,391,0005,090
Provision for loan and lease losses$010,371
Total noninterest income$329,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$329,0004,242
Total noninterest expense$2,226,0005,807
Salaries and employee benefits$1,344,0004,736
Premises and equipment expense$225,0007,185
Additional noninterest expense$657,0006,895
Pre-tax net operating income$1,494,0004,335
Securities gains (losses)$07,477
Applicable income taxes$502,0004,171
Income before extraordinary items$992,0004,738
Extraordinary gains, net$03,149
Net income$992,0004,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$992,0004,491
1992-12-31 (YTD Data)Rank
Total interest income$11,984,0002,927
Total interest expense$8,393,0002,032
Net interest income$3,591,0004,897
Provision for loan and lease losses$34,0009,820
Total noninterest income$271,0008,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$271,0004,720
Total noninterest expense$2,134,0006,079
Salaries and employee benefits$1,229,0005,053
Premises and equipment expense$232,0007,136
Additional noninterest expense$673,0006,936
Pre-tax net operating income$1,694,0003,633
Securities gains (losses)$08,369
Applicable income taxes$531,0003,795
Income before extraordinary items$1,163,0003,911
Extraordinary gains, net$01,422
Net income$1,163,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,163,0003,629

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.