Home > Heritage Bank USA, Inc. > Net charge- offs to loans
Heritage Bank USA, Inc., Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9652% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9652% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7574% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7574% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0860% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9842% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9842% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.1151% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5068% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5001% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5001% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.1655% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 3,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4882% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2371% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2371% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 3,789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9875% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1384% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1384% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2796% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3080% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 4.4283% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,733 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1200% | 4,580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 3,897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9944% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9944% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 5.8738% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4955% | 4,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0372% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0782% | 4,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1045% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1044% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2301% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2860% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | -1.4923% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,844 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2462% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0499% | 3,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1095% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9358% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9358% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,948 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2285% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7883% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7883% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3846% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0898% | 5,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1208% | 5,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4712% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1755% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1755% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 5,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1173% | 5,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0719% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1595% | 5,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0672% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9021% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9021% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 5,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 5,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1698% | 5,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0667% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2220% | 5,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4986% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2442% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2442% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 5,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 5,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0485% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 5,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1507% | 5,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6996% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0770% | 5,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2850% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 1.6953% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2429% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0657% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2372% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1284% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1284% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0471% | 5,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3832% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 2.3001% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1869% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3394% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1450% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1450% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0507% | 5,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4464% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4362% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 2.4302% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2804% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5228% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4400% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4402% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4402% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0497% | 5,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2255% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5356% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 4,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1688% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4481% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4481% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0621% | 5,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0837% | 6,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.2800% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5158% | 6,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2363% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1290% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4101% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2248% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2248% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0473% | 5,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0550% | 5,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1796% | 6,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7388% | 6,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4952% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1564% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1564% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0426% | 5,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1889% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5453% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9422% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9422% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0340% | 5,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0528% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4288% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2050% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2050% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0233% | 5,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6590% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6138% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 2.7093% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7210% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4086% | 5,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2947% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3513% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6733% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1746% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1746% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6030% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5004% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.9478% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9866% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5399% | 5,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3267% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9981% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2539% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2539% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5672% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7546% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7247% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 1.3679% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5255% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7810% | 5,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4228% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5113% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9595% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9595% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8785% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3305% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2196% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 5,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1377% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4601% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3545% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 4,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4350% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2564% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8665% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8665% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6462% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5227% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4931% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.9654% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6888% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2532% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1618% | 1,484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 3,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3594% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3582% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3582% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0843% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6097% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5965% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 1.6371% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6308% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6642% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 2,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2113% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0713% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0713% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0818% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7034% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6994% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 1.6641% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6314% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4695% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2534% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2510% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5906% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6778% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6778% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0829% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1292% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 4.7509% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1926% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2505% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5525% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6465% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5428% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5428% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0747% | 6,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6941% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6675% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 1.0555% | 2,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7363% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1992% | 5,691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6027% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4905% | 1,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6251% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9383% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7212% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6640% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7522% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7511% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 1.9735% | 1,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5320% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7436% | 562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5270% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3516% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5613% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8330% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4716% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3386% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2944% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 2.9134% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9973% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5006% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6972% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7177% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6932% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8682% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0629% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9274% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7663% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7782% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 4.5177% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4310% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9014% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8189% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0434% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7750% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7703% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3875% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1360% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1633% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1967% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 1.6068% | 2,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8284% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7159% | 556 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4121% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4280% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4090% | 2,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0820% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3979% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7778% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7473% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 1.0348% | 2,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3697% | 2,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8303% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3397% | 2,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3277% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3421% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3082% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 4,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6878% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6653% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.5797% | 2,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5433% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7463% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1764% | 2,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2378% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1465% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0927% | 4,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5087% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 1.1728% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8570% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3599% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3044% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4047% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.3004% | 3,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0984% | 2,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3839% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3246% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2951% | 1,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3302% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6896% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8340% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2597% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 3,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0966% | 2,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 2,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0946% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2250% | 2,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2356% | 1,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 2,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5777% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7997% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 3,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 2,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2021% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3476% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8274% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2008% | 4,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4316% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6988% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3787% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0076% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4103% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1304% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1432% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5366% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5492% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 3,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1406% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1504% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4655% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4221% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1101% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1919% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6639% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2922% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3039% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9796% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5377% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 3,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 2,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1799% | 2,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2430% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0817% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2927% | 3,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1254% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 7,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2517% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1851% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3169% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 3,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2675% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4978% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1326% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4423% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2198% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4371% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4842% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3296% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3531% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2357% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5095% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 2,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1491% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4067% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2021% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 3,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2574% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3149% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 6,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2269% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6565% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5538% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 3,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5895% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 8,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2064% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0373% | 8,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 8,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 8,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 7,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1806% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 3,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 8,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0707% | 8,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 8,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 6,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1583% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1151% | 8,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1443% | 8,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1509% | 8,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 7,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3427% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2719% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8299% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9441% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1112% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3645% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2471% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1652% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5768% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7420% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9173% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3270% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6656% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3096% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 4,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.1064% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 2,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2327% | 3,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4959% | 4,338 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4028% | 1,505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 7,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 6,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 8,593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |