Home > Heritage Bank & Trust > Income and Expense

Heritage Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,594,0002,144
Total interest expense$5,293,0001,946
Net interest income$11,301,0002,204
Provision for loan and lease losses$700,0001,038
Total noninterest income$2,110,0001,949
Gross Fiduciary activities income$0981
Service charges on deposit accounts$608,0001,454
Trading account gains and feesNANA
Additional Noninterest Income$1,502,0001,885
Total noninterest expense$9,856,0002,058
Salaries and employee benefits$6,438,0001,859
Premises and equipment expense$819,0002,272
Additional noninterest expense$1,502,0001,885
Pre-tax net operating income$2,855,0002,569
Securities gains (losses)$-48,0003,639
Applicable income taxes$532,0001,859
Income before extraordinary items$2,275,0002,640
Extraordinary gains, net$054
Net income$2,275,0002,666
Minority interest net income$088
Net income of bank and minority interests.$2,275,0002,642
Net charge-offs$11,0002,397
Cash dividends$300,0003,021
Sale, conversion, retirement of capital stock, net$24,000479
Net operating income$2,313,8802,656
2023-09-30 (YTD Data)Rank
Total interest income$11,807,0002,171
Total interest expense$3,632,0001,938
Net interest income$8,175,0002,274
Provision for loan and lease losses$365,0001,198
Total noninterest income$1,479,0002,031
Gross Fiduciary activities income$0950
Service charges on deposit accounts$441,0001,482
Trading account gains and feesNANA
Additional Noninterest Income$1,038,0001,945
Total noninterest expense$7,439,0002,054
Salaries and employee benefits$4,795,0001,884
Premises and equipment expense$661,0002,180
Additional noninterest expense$1,038,0001,945
Pre-tax net operating income$1,850,0002,784
Securities gains (losses)$0849
Applicable income taxes$488,0001,773
Income before extraordinary items$1,362,0002,947
Extraordinary gains, net$052
Net income$1,362,0002,977
Minority interest net income$081
Net income of bank and minority interests.$1,362,0002,948
Net charge-offs$-2,0003,495
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$16,000462
Net operating income$1,362,0002,975
2023-06-30 (YTD Data)Rank
Total interest income$7,429,0002,235
Total interest expense$2,119,0001,948
Net interest income$5,310,0002,334
Provision for loan and lease losses$150,0001,522
Total noninterest income$898,0002,069
Gross Fiduciary activities income$0931
Service charges on deposit accounts$263,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$635,0001,956
Total noninterest expense$4,965,0002,040
Salaries and employee benefits$3,211,0001,876
Premises and equipment expense$441,0002,171
Additional noninterest expense$635,0001,953
Pre-tax net operating income$1,093,0002,935
Securities gains (losses)$0938
Applicable income taxes$288,0001,875
Income before extraordinary items$805,0003,114
Extraordinary gains, net$051
Net income$805,0003,147
Minority interest net income$081
Net income of bank and minority interests.$805,0003,113
Net charge-offs$-10,0003,918
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$8,000449
Net operating income$805,0003,129
2023-03-31 (YTD Data)Rank
Total interest income$3,542,0002,287
Total interest expense$945,0001,892
Net interest income$2,597,0002,383
Provision for loan and lease losses$90,0001,318
Total noninterest income$413,0002,153
Gross Fiduciary activities income$0913
Service charges on deposit accounts$121,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,035
Total noninterest expense$2,487,0002,076
Salaries and employee benefits$1,624,0001,889
Premises and equipment expense$226,0002,182
Additional noninterest expense$292,0002,035
Pre-tax net operating income$433,0003,250
Securities gains (losses)$0950
Applicable income taxes$113,0002,062
Income before extraordinary items$320,0003,421
Extraordinary gains, net$04
Net income$320,0003,419
Minority interest net income$048
Net income of bank and minority interests.$320,0003,421
Net charge-offs$-4,0003,763
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$2,000419
Net operating income$320,0003,445
2022-12-31 (YTD Data)Rank
Total interest income$10,931,0002,402
Total interest expense$1,209,0002,174
Net interest income$9,722,0002,405
Provision for loan and lease losses$1,035,000798
Total noninterest income$1,752,0002,180
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$544,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$1,208,0002,133
Total noninterest expense$8,050,0002,290
Salaries and employee benefits$5,283,0002,101
Premises and equipment expense$614,0002,685
Additional noninterest expense$1,208,0002,133
Pre-tax net operating income$2,389,0002,920
Securities gains (losses)$-242,0004,155
Applicable income taxes$508,0002,010
Income before extraordinary items$1,639,0003,170
Extraordinary gains, net$05
Net income$1,639,0003,167
Minority interest net income$063
Net income of bank and minority interests.$1,639,0003,169
Net charge-offs$-41,0004,029
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$4,000558
Net operating income$1,830,1803,083
2022-09-30 (YTD Data)Rank
Total interest income$7,584,0002,456
Total interest expense$523,0002,608
Net interest income$7,061,0002,427
Provision for loan and lease losses$910,000667
Total noninterest income$1,353,0002,177
Gross Fiduciary activities income$0968
Service charges on deposit accounts$405,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$948,0002,104
Total noninterest expense$5,948,0002,305
Salaries and employee benefits$3,920,0002,109
Premises and equipment expense$438,0002,759
Additional noninterest expense$948,0002,104
Pre-tax net operating income$1,556,0003,064
Securities gains (losses)$0740
Applicable income taxes$416,0001,959
Income before extraordinary items$1,140,0003,233
Extraordinary gains, net$04
Net income$1,140,0003,231
Minority interest net income$057
Net income of bank and minority interests.$1,140,0003,232
Net charge-offs$-37,0003,984
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$2,000511
Net operating income$1,140,0003,262
2022-06-30 (YTD Data)Rank
Total interest income$4,697,0002,522
Total interest expense$232,0003,021
Net interest income$4,465,0002,481
Provision for loan and lease losses$385,000810
Total noninterest income$859,0002,229
Gross Fiduciary activities income$0925
Service charges on deposit accounts$263,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,201
Total noninterest expense$3,980,0002,293
Salaries and employee benefits$2,613,0002,117
Premises and equipment expense$292,0002,771
Additional noninterest expense$1,075,0002,495
Pre-tax net operating income$959,0003,060
Securities gains (losses)$0687
Applicable income taxes$286,0001,884
Income before extraordinary items$673,0003,266
Extraordinary gains, net$04
Net income$673,0003,265
Minority interest net income$060
Net income of bank and minority interests.$673,0003,266
Net charge-offs$-42,0004,130
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$673,0003,295
2022-03-31 (YTD Data)Rank
Total interest income$2,213,0002,568
Total interest expense$110,0003,064
Net interest income$2,103,0002,516
Provision for loan and lease losses$85,0001,067
Total noninterest income$390,0002,305
Gross Fiduciary activities income$0892
Service charges on deposit accounts$123,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,307
Total noninterest expense$1,983,0002,299
Salaries and employee benefits$1,309,0002,116
Premises and equipment expense$143,0002,819
Additional noninterest expense$531,0002,483
Pre-tax net operating income$425,0003,082
Securities gains (losses)$0623
Applicable income taxes$143,0001,831
Income before extraordinary items$282,0003,340
Extraordinary gains, net$04
Net income$282,0003,338
Minority interest net income$050
Net income of bank and minority interests.$282,0003,340
Net charge-offs$-51,0004,410
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$282,0003,363
2021-12-31 (YTD Data)Rank
Total interest income$8,620,0002,705
Total interest expense$795,0002,527
Net interest income$7,825,0002,682
Provision for loan and lease losses$530,0001,003
Total noninterest income$4,267,0001,452
Gross Fiduciary activities income$0994
Service charges on deposit accounts$456,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$3,811,0001,286
Total noninterest expense$6,712,0002,558
Salaries and employee benefits$4,075,0002,465
Premises and equipment expense$626,0002,681
Additional noninterest expense$2,011,0002,589
Pre-tax net operating income$4,850,0002,092
Securities gains (losses)$-25,0004,465
Applicable income taxes$1,249,0001,452
Income before extraordinary items$3,576,0002,314
Extraordinary gains, net$010
Net income$3,576,0002,315
Minority interest net income$074
Net income of bank and minority interests.$3,576,0002,315
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$3,000574
Net operating income$3,595,7502,278
2021-09-30 (YTD Data)Rank
Total interest income$6,360,0002,769
Total interest expense$597,0002,605
Net interest income$5,763,0002,750
Provision for loan and lease losses$530,000773
Total noninterest income$3,841,0001,329
Gross Fiduciary activities income$0957
Service charges on deposit accounts$326,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$3,515,0001,142
Total noninterest expense$5,066,0002,565
Salaries and employee benefits$3,070,0002,471
Premises and equipment expense$485,0002,654
Additional noninterest expense$1,511,0002,575
Pre-tax net operating income$4,008,0002,050
Securities gains (losses)$02,015
Applicable income taxes$1,164,0001,353
Income before extraordinary items$2,844,0002,329
Extraordinary gains, net$08
Net income$2,844,0002,328
Minority interest net income$069
Net income of bank and minority interests.$2,844,0002,329
Net charge-offs$-2,0003,208
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$3,000537
Net operating income$2,844,0002,306
2021-06-30 (YTD Data)Rank
Total interest income$4,259,0002,772
Total interest expense$387,0002,723
Net interest income$3,872,0002,743
Provision for loan and lease losses$50,0002,139
Total noninterest income$858,0002,401
Gross Fiduciary activities income$0951
Service charges on deposit accounts$198,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$660,0002,367
Total noninterest expense$3,339,0002,568
Salaries and employee benefits$2,002,0002,506
Premises and equipment expense$330,0002,609
Additional noninterest expense$1,007,0002,562
Pre-tax net operating income$1,341,0002,913
Securities gains (losses)$01,818
Applicable income taxes$443,0001,761
Income before extraordinary items$898,0003,264
Extraordinary gains, net$06
Net income$898,0003,263
Minority interest net income$067
Net income of bank and minority interests.$898,0003,264
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$2,000510
Net operating income$898,0003,236
2021-03-31 (YTD Data)Rank
Total interest income$2,271,0002,649
Total interest expense$206,0002,708
Net interest income$2,065,0002,620
Provision for loan and lease losses$45,0001,795
Total noninterest income$426,0002,412
Gross Fiduciary activities income$0922
Service charges on deposit accounts$96,0001,846
Trading account gains and feesNANA
Additional Noninterest Income$330,0002,342
Total noninterest expense$1,646,0002,577
Salaries and employee benefits$986,0002,509
Premises and equipment expense$164,0002,637
Additional noninterest expense$496,0002,554
Pre-tax net operating income$800,0002,669
Securities gains (losses)$01,392
Applicable income taxes$255,0001,628
Income before extraordinary items$545,0003,007
Extraordinary gains, net$03
Net income$545,0003,005
Minority interest net income$055
Net income of bank and minority interests.$545,0003,007
Net charge-offs$5,0001,528
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$1,000476
Net operating income$545,0002,979
2020-12-31 (YTD Data)Rank
Total interest income$7,978,0002,888
Total interest expense$1,440,0002,446
Net interest income$6,538,0002,925
Provision for loan and lease losses$190,0003,087
Total noninterest income$1,317,0002,580
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$375,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$942,0002,546
Total noninterest expense$6,130,0002,659
Salaries and employee benefits$3,382,0002,746
Premises and equipment expense$705,0002,513
Additional noninterest expense$2,043,0002,499
Pre-tax net operating income$1,535,0003,248
Securities gains (losses)$76,0001,517
Applicable income taxes$197,0002,574
Income before extraordinary items$1,414,0003,254
Extraordinary gains, net$04
Net income$1,414,0003,253
Minority interest net income$072
Net income of bank and minority interests.$1,414,0003,254
Net charge-offs$-84,0004,708
Cash dividends$450,0002,904
Sale, conversion, retirement of capital stock, net$-13,0004,916
Net operating income$1,347,1203,247
2020-09-30 (YTD Data)Rank
Total interest income$6,080,0002,882
Total interest expense$1,177,0002,412
Net interest income$4,903,0002,931
Provision for loan and lease losses$115,0003,186
Total noninterest income$970,0002,562
Gross Fiduciary activities income$0981
Service charges on deposit accounts$296,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,546
Total noninterest expense$4,772,0002,585
Salaries and employee benefits$2,740,0002,611
Premises and equipment expense$529,0002,509
Additional noninterest expense$1,503,0002,501
Pre-tax net operating income$986,0003,473
Securities gains (losses)$76,0001,344
Applicable income taxes$69,0002,961
Income before extraordinary items$993,0003,362
Extraordinary gains, net$04
Net income$993,0003,362
Minority interest net income$065
Net income of bank and minority interests.$993,0003,362
Net charge-offs$-69,0004,740
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$-13,0004,965
Net operating income$921,5603,404
2020-06-30 (YTD Data)Rank
Total interest income$4,104,0002,894
Total interest expense$836,0002,427
Net interest income$3,268,0002,949
Provision for loan and lease losses$115,0002,864
Total noninterest income$619,0002,567
Gross Fiduciary activities income$0970
Service charges on deposit accounts$202,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$417,0002,569
Total noninterest expense$3,169,0002,599
Salaries and employee benefits$1,807,0002,641
Premises and equipment expense$345,0002,542
Additional noninterest expense$1,017,0002,485
Pre-tax net operating income$603,0003,540
Securities gains (losses)$76,0001,104
Applicable income taxes$03,655
Income before extraordinary items$679,0003,322
Extraordinary gains, net$04
Net income$679,0003,321
Minority interest net income$065
Net income of bank and minority interests.$679,0003,322
Net charge-offs$-64,0004,806
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-15,0005,001
Net operating income$603,0003,395
2020-03-31 (YTD Data)Rank
Total interest income$2,049,0002,894
Total interest expense$454,0002,451
Net interest income$1,595,0002,973
Provision for loan and lease losses$45,0002,611
Total noninterest income$306,0002,493
Gross Fiduciary activities income$0941
Service charges on deposit accounts$122,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,533
Total noninterest expense$1,570,0002,647
Salaries and employee benefits$874,0002,697
Premises and equipment expense$168,0002,602
Additional noninterest expense$528,0002,447
Pre-tax net operating income$286,0003,455
Securities gains (losses)$76,000704
Applicable income taxes$03,513
Income before extraordinary items$362,0003,059
Extraordinary gains, net$04
Net income$362,0003,059
Minority interest net income$056
Net income of bank and minority interests.$362,0003,060
Net charge-offs$-45,0004,842
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-16,0005,059
Net operating income$286,0003,319
2019-12-31 (YTD Data)Rank
Total interest income$7,885,0002,979
Total interest expense$1,749,0002,554
Net interest income$6,136,0003,061
Provision for loan and lease losses$15,0003,785
Total noninterest income$1,261,0002,524
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$506,0001,912
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,559
Total noninterest expense$5,720,0002,778
Salaries and employee benefits$3,342,0002,738
Premises and equipment expense$675,0002,595
Additional noninterest expense$1,703,0002,842
Pre-tax net operating income$1,662,0003,270
Securities gains (losses)$1,0002,288
Applicable income taxes$03,859
Income before extraordinary items$1,663,0003,136
Extraordinary gains, net$011
Net income$1,663,0003,134
Minority interest net income$076
Net income of bank and minority interests.$1,663,0003,137
Net charge-offs$-435,0005,099
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$251,000374
Net operating income$1,662,0003,112
2019-09-30 (YTD Data)Rank
Total interest income$5,837,0003,038
Total interest expense$1,295,0002,587
Net interest income$4,542,0003,124
Provision for loan and lease losses$15,0003,616
Total noninterest income$952,0002,516
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$372,0001,938
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,547
Total noninterest expense$4,315,0002,780
Salaries and employee benefits$2,544,0002,725
Premises and equipment expense$506,0002,621
Additional noninterest expense$1,265,0002,870
Pre-tax net operating income$1,164,0003,436
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$1,165,0003,283
Extraordinary gains, net$011
Net income$1,165,0003,282
Minority interest net income$072
Net income of bank and minority interests.$1,165,0003,283
Net charge-offs$-409,0005,173
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$249,000304
Net operating income$1,164,0003,263
2019-06-30 (YTD Data)Rank
Total interest income$3,821,0003,077
Total interest expense$848,0002,588
Net interest income$2,973,0003,173
Provision for loan and lease losses$15,0003,371
Total noninterest income$613,0002,527
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$240,0001,964
Trading account gains and feesNANA
Additional Noninterest Income$373,0002,574
Total noninterest expense$2,859,0002,804
Salaries and employee benefits$1,696,0002,749
Premises and equipment expense$341,0002,596
Additional noninterest expense$822,0002,956
Pre-tax net operating income$712,0003,538
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$713,0003,407
Extraordinary gains, net$011
Net income$713,0003,404
Minority interest net income$069
Net income of bank and minority interests.$713,0003,406
Net charge-offs$-339,0005,217
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$247,000244
Net operating income$712,0003,383
2019-03-31 (YTD Data)Rank
Total interest income$1,831,0003,160
Total interest expense$401,0002,642
Net interest income$1,430,0003,274
Provision for loan and lease losses$15,0002,868
Total noninterest income$292,0002,548
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and feesNANA
Additional Noninterest Income$292,0001,992
Total noninterest expense$1,388,0002,869
Salaries and employee benefits$812,0002,832
Premises and equipment expense$170,0002,634
Additional noninterest expense$406,0002,973
Pre-tax net operating income$319,0003,696
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$320,0003,537
Extraordinary gains, net$05
Net income$320,0003,536
Minority interest net income$052
Net income of bank and minority interests.$320,0003,536
Net charge-offs$-32,0004,982
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$19,000426
Net operating income$319,0003,535
2018-12-31 (YTD Data)Rank
Total interest income$6,821,0003,211
Total interest expense$1,179,0002,696
Net interest income$5,642,0003,274
Provision for loan and lease losses$220,0002,284
Total noninterest income$1,277,0002,530
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$429,0002,212
Trading account gains and feesNANA
Additional Noninterest Income$848,0002,428
Total noninterest expense$5,048,0003,036
Salaries and employee benefits$2,934,0003,014
Premises and equipment expense$605,0002,821
Additional noninterest expense$1,509,0003,159
Pre-tax net operating income$1,651,0003,394
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,651,0003,222
Extraordinary gains, net$06
Net income$1,651,0003,221
Minority interest net income$072
Net income of bank and minority interests.$1,651,0003,221
Net charge-offs$38,0002,779
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$19,000610
Net operating income$1,651,0003,222
2018-09-30 (YTD Data)Rank
Total interest income$4,991,0003,269
Total interest expense$817,0002,733
Net interest income$4,174,0003,321
Provision for loan and lease losses$135,0002,344
Total noninterest income$972,0002,544
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$310,0002,263
Trading account gains and feesNANA
Additional Noninterest Income$662,0002,406
Total noninterest expense$3,750,0003,061
Salaries and employee benefits$2,174,0003,024
Premises and equipment expense$452,0002,846
Additional noninterest expense$1,124,0003,181
Pre-tax net operating income$1,261,0003,421
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,261,0003,253
Extraordinary gains, net$05
Net income$1,261,0003,252
Minority interest net income$066
Net income of bank and minority interests.$1,261,0003,252
Net charge-offs$4,0003,250
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$15,000573
Net operating income$1,261,0003,250
2018-06-30 (YTD Data)Rank
Total interest income$3,273,0003,284
Total interest expense$496,0002,811
Net interest income$2,777,0003,325
Provision for loan and lease losses$100,0002,173
Total noninterest income$575,0002,692
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$203,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$372,0002,613
Total noninterest expense$2,449,0003,120
Salaries and employee benefits$1,450,0003,053
Premises and equipment expense$289,0002,940
Additional noninterest expense$710,0003,296
Pre-tax net operating income$803,0003,468
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$803,0003,285
Extraordinary gains, net$06
Net income$803,0003,284
Minority interest net income$065
Net income of bank and minority interests.$803,0003,284
Net charge-offs$-27,0004,842
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$8,000578
Net operating income$803,0003,278
2018-03-31 (YTD Data)Rank
Total interest income$1,498,0003,446
Total interest expense$224,0002,906
Net interest income$1,274,0003,506
Provision for loan and lease losses$75,0001,680
Total noninterest income$278,0002,722
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$94,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,593
Total noninterest expense$1,187,0003,215
Salaries and employee benefits$717,0003,084
Premises and equipment expense$147,0002,936
Additional noninterest expense$323,0003,506
Pre-tax net operating income$290,0003,906
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$290,0003,725
Extraordinary gains, net$07
Net income$290,0003,725
Minority interest net income$052
Net income of bank and minority interests.$290,0003,725
Net charge-offs$-64,0005,299
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$2,000558
Net operating income$290,0003,733
2017-12-31 (YTD Data)Rank
Total interest income$5,328,0003,641
Total interest expense$651,0003,256
Net interest income$4,677,0003,660
Provision for loan and lease losses$195,0002,407
Total noninterest income$929,0003,048
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$374,0002,478
Trading account gains and feesNANA
Additional Noninterest Income$555,0003,031
Total noninterest expense$4,370,0003,382
Salaries and employee benefits$2,511,0003,325
Premises and equipment expense$564,0003,032
Additional noninterest expense$1,295,0003,509
Pre-tax net operating income$1,041,0004,022
Securities gains (losses)$4,0001,851
Applicable income taxes$04,135
Income before extraordinary items$1,045,0003,661
Extraordinary gains, net$09
Net income$1,045,0003,660
Minority interest net income$076
Net income of bank and minority interests.$1,045,0003,661
Net charge-offs$-103,0005,298
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$35,000600
Net operating income$1,041,0003,661
2017-09-30 (YTD Data)Rank
Total interest income$3,918,0003,709
Total interest expense$469,0003,324
Net interest income$3,449,0003,718
Provision for loan and lease losses$115,0002,540
Total noninterest income$667,0003,143
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$271,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$396,0003,104
Total noninterest expense$3,201,0003,450
Salaries and employee benefits$1,841,0003,376
Premises and equipment expense$412,0003,111
Additional noninterest expense$948,0003,578
Pre-tax net operating income$800,0004,056
Securities gains (losses)$4,0001,878
Applicable income taxes$04,172
Income before extraordinary items$804,0003,837
Extraordinary gains, net$09
Net income$804,0003,835
Minority interest net income$071
Net income of bank and minority interests.$804,0003,837
Net charge-offs$-46,0005,137
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$23,000586
Net operating income$800,0003,824
2017-06-30 (YTD Data)Rank
Total interest income$2,525,0003,766
Total interest expense$299,0003,374
Net interest income$2,226,0003,781
Provision for loan and lease losses$15,0003,486
Total noninterest income$433,0003,204
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$178,0002,579
Trading account gains and feesNANA
Additional Noninterest Income$255,0003,164
Total noninterest expense$2,079,0003,512
Salaries and employee benefits$1,217,0003,411
Premises and equipment expense$265,0003,184
Additional noninterest expense$597,0003,703
Pre-tax net operating income$565,0003,971
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$565,0003,745
Extraordinary gains, net$011
Net income$565,0003,742
Minority interest net income$071
Net income of bank and minority interests.$565,0003,745
Net charge-offs$-37,0005,202
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$20,000541
Net operating income$565,0003,725
2017-03-31 (YTD Data)Rank
Total interest income$1,225,0003,833
Total interest expense$141,0003,449
Net interest income$1,084,0003,844
Provision for loan and lease losses$03,537
Total noninterest income$194,0003,346
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$86,0002,639
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,368
Total noninterest expense$1,017,0003,574
Salaries and employee benefits$588,0003,523
Premises and equipment expense$132,0003,248
Additional noninterest expense$297,0003,730
Pre-tax net operating income$261,0004,045
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$261,0003,811
Extraordinary gains, net$08
Net income$261,0003,810
Minority interest net income$055
Net income of bank and minority interests.$261,0003,811
Net charge-offs$-32,0005,390
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$13,000485
Net operating income$261,0003,798
2016-12-31 (YTD Data)Rank
Total interest income$4,718,0003,912
Total interest expense$537,0003,520
Net interest income$4,181,0003,927
Provision for loan and lease losses$40,0003,765
Total noninterest income$767,0003,443
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$345,0002,721
Trading account gains and fees$0170
Additional Noninterest Income$422,0003,483
Total noninterest expense$3,899,0003,692
Salaries and employee benefits$2,122,0003,710
Premises and equipment expense$557,0003,162
Additional noninterest expense$1,220,0003,774
Pre-tax net operating income$1,009,0004,071
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$1,009,0003,873
Extraordinary gains, net$05
Net income$1,009,0003,871
Minority interest net income$082
Net income of bank and minority interests.$1,009,0003,872
Net charge-offs$127,0002,383
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,234,000185
Net operating income$1,009,0003,827
2016-09-30 (YTD Data)Rank
Total interest income$3,451,0003,981
Total interest expense$400,0003,554
Net interest income$3,051,0004,003
Provision for loan and lease losses$20,0003,825
Total noninterest income$570,0003,466
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$263,0002,701
Trading account gains and fees$0169
Additional Noninterest Income$307,0003,544
Total noninterest expense$2,925,0003,702
Salaries and employee benefits$1,585,0003,729
Premises and equipment expense$407,0003,229
Additional noninterest expense$933,0003,759
Pre-tax net operating income$676,0004,288
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$676,0004,084
Extraordinary gains, net$05
Net income$676,0004,083
Minority interest net income$071
Net income of bank and minority interests.$676,0004,084
Net charge-offs$147,0001,711
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,232,000138
Net operating income$676,0004,020
2016-06-30 (YTD Data)Rank
Total interest income$2,262,0004,042
Total interest expense$265,0003,582
Net interest income$1,997,0004,065
Provision for loan and lease losses$20,0003,524
Total noninterest income$375,0003,491
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$170,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$205,0003,559
Total noninterest expense$1,945,0003,731
Salaries and employee benefits$1,055,0003,757
Premises and equipment expense$267,0003,280
Additional noninterest expense$623,0003,782
Pre-tax net operating income$407,0004,423
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$407,0004,241
Extraordinary gains, net$016
Net income$407,0004,237
Minority interest net income$071
Net income of bank and minority interests.$407,0004,239
Net charge-offs$210,0001,092
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,230,000109
Net operating income$407,0004,176
2016-03-31 (YTD Data)Rank
Total interest income$1,117,0004,094
Total interest expense$133,0003,600
Net interest income$984,0004,102
Provision for loan and lease losses$20,0002,874
Total noninterest income$176,0003,565
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$81,0002,791
Trading account gains and fees$0142
Additional Noninterest Income$95,0003,625
Total noninterest expense$972,0003,768
Salaries and employee benefits$528,0003,778
Premises and equipment expense$133,0003,327
Additional noninterest expense$311,0003,793
Pre-tax net operating income$168,0004,630
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$168,0004,479
Extraordinary gains, net$012
Net income$168,0004,478
Minority interest net income$062
Net income of bank and minority interests.$168,0004,480
Net charge-offs$-59,0005,770
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$2,000618
Net operating income$168,0004,417
2015-12-31 (YTD Data)Rank
Total interest income$4,320,0004,160
Total interest expense$597,0003,395
Net interest income$3,723,0004,212
Provision for loan and lease losses$145,0002,671
Total noninterest income$830,0003,384
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$321,0002,898
Trading account gains and fees$0159
Additional Noninterest Income$509,0003,263
Total noninterest expense$3,707,0003,878
Salaries and employee benefits$1,816,0004,100
Premises and equipment expense$552,0003,278
Additional noninterest expense$1,339,0003,668
Pre-tax net operating income$701,0004,568
Securities gains (losses)$37,0001,858
Applicable income taxes$-74,0005,981
Income before extraordinary items$812,0004,235
Extraordinary gains, net$023
Net income$812,0004,233
Minority interest net income$081
Net income of bank and minority interests.$812,0004,235
Net charge-offs$181,0002,077
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$4,000776
Net operating income$775,0004,248
2015-09-30 (YTD Data)Rank
Total interest income$3,207,0004,219
Total interest expense$463,0003,371
Net interest income$2,744,0004,294
Provision for loan and lease losses$110,0002,573
Total noninterest income$651,0003,335
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$240,0002,927
Trading account gains and fees$0153
Additional Noninterest Income$411,0003,179
Total noninterest expense$2,751,0003,925
Salaries and employee benefits$1,320,0004,190
Premises and equipment expense$424,0003,274
Additional noninterest expense$1,007,0003,668
Pre-tax net operating income$534,0004,656
Securities gains (losses)$37,0001,670
Applicable income taxes$-74,0006,151
Income before extraordinary items$645,0004,220
Extraordinary gains, net$021
Net income$645,0004,221
Minority interest net income$078
Net income of bank and minority interests.$645,0004,223
Net charge-offs$88,0002,290
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$3,000741
Net operating income$608,0004,260
2015-06-30 (YTD Data)Rank
Total interest income$2,118,0004,257
Total interest expense$318,0003,325
Net interest income$1,800,0004,348
Provision for loan and lease losses$70,0002,568
Total noninterest income$470,0003,195
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$162,0002,884
Trading account gains and fees$0157
Additional Noninterest Income$308,0003,038
Total noninterest expense$1,817,0003,980
Salaries and employee benefits$842,0004,324
Premises and equipment expense$276,0003,331
Additional noninterest expense$699,0003,590
Pre-tax net operating income$383,0004,523
Securities gains (losses)$37,0001,408
Applicable income taxes$-74,0006,246
Income before extraordinary items$494,0003,999
Extraordinary gains, net$022
Net income$494,0003,999
Minority interest net income$075
Net income of bank and minority interests.$494,0004,001
Net charge-offs$113,0001,622
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$2,000722
Net operating income$457,0004,062
2015-03-31 (YTD Data)Rank
Total interest income$1,101,0004,200
Total interest expense$161,0003,335
Net interest income$940,0004,281
Provision for loan and lease losses$40,0002,298
Total noninterest income$173,0003,653
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$76,0002,961
Trading account gains and fees$0152
Additional Noninterest Income$97,0003,638
Total noninterest expense$904,0004,029
Salaries and employee benefits$401,0004,452
Premises and equipment expense$138,0003,373
Additional noninterest expense$365,0003,489
Pre-tax net operating income$169,0004,673
Securities gains (losses)$02,027
Applicable income taxes$-74,0006,351
Income before extraordinary items$243,0003,998
Extraordinary gains, net$013
Net income$243,0004,003
Minority interest net income$064
Net income of bank and minority interests.$243,0004,002
Net charge-offs$89,0001,189
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$243,0003,921
2014-12-31 (YTD Data)Rank
Total interest income$4,521,0004,195
Total interest expense$678,0003,379
Net interest income$3,843,0004,284
Provision for loan and lease losses$04,603
Total noninterest income$478,0004,343
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$289,0003,275
Trading account gains and fees$0180
Additional Noninterest Income$189,0004,598
Total noninterest expense$3,696,0004,012
Salaries and employee benefits$1,566,0004,536
Premises and equipment expense$557,0003,398
Additional noninterest expense$1,573,0003,448
Pre-tax net operating income$625,0004,782
Securities gains (losses)$17,0002,414
Applicable income taxes$-165,0006,299
Income before extraordinary items$807,0004,289
Extraordinary gains, net$017
Net income$807,0004,288
Minority interest net income$084
Net income of bank and minority interests.$807,0004,289
Net charge-offs$1,140,000807
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$55,000620
Net operating income$790,0004,271
2014-09-30 (YTD Data)Rank
Total interest income$3,379,0004,240
Total interest expense$521,0003,376
Net interest income$2,858,0004,329
Provision for loan and lease losses$04,401
Total noninterest income$426,0004,114
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$219,0003,277
Trading account gains and fees$0174
Additional Noninterest Income$207,0004,159
Total noninterest expense$2,815,0003,991
Salaries and employee benefits$1,173,0004,549
Premises and equipment expense$414,0003,463
Additional noninterest expense$1,228,0003,340
Pre-tax net operating income$469,0004,862
Securities gains (losses)$8,0002,425
Applicable income taxes$-165,0006,447
Income before extraordinary items$642,0004,258
Extraordinary gains, net$015
Net income$642,0004,259
Minority interest net income$081
Net income of bank and minority interests.$642,0004,259
Net charge-offs$1,000,000676
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$54,000552
Net operating income$634,0004,224
2014-06-30 (YTD Data)Rank
Total interest income$2,264,0004,237
Total interest expense$352,0003,381
Net interest income$1,912,0004,351
Provision for loan and lease losses$04,196
Total noninterest income$315,0003,952
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$144,0003,299
Trading account gains and fees$0172
Additional Noninterest Income$171,0003,870
Total noninterest expense$1,928,0003,962
Salaries and employee benefits$795,0004,545
Premises and equipment expense$269,0003,541
Additional noninterest expense$864,0003,222
Pre-tax net operating income$299,0004,910
Securities gains (losses)$8,0002,026
Applicable income taxes$-164,0006,541
Income before extraordinary items$471,0004,052
Extraordinary gains, net$020
Net income$471,0004,057
Minority interest net income$080
Net income of bank and minority interests.$471,0004,057
Net charge-offs$805,000597
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$36,000520
Net operating income$463,0004,024
2014-03-31 (YTD Data)Rank
Total interest income$1,145,0004,251
Total interest expense$176,0003,432
Net interest income$969,0004,334
Provision for loan and lease losses$03,817
Total noninterest income$148,0004,001
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$66,0003,449
Trading account gains and fees$0147
Additional Noninterest Income$82,0003,857
Total noninterest expense$949,0004,021
Salaries and employee benefits$395,0004,609
Premises and equipment expense$137,0003,544
Additional noninterest expense$417,0003,317
Pre-tax net operating income$168,0004,728
Securities gains (losses)$8,0001,224
Applicable income taxes$-164,0006,656
Income before extraordinary items$340,0003,309
Extraordinary gains, net$016
Net income$340,0003,312
Minority interest net income$066
Net income of bank and minority interests.$340,0003,312
Net charge-offs$825,000345
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$18,000486
Net operating income$332,0003,320
2013-12-31 (YTD Data)Rank
Total interest income$4,645,0004,280
Total interest expense$883,0003,224
Net interest income$3,762,0004,423
Provision for loan and lease losses$-355,0006,545
Total noninterest income$-42,0006,689
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$309,0003,305
Trading account gains and fees$0184
Additional Noninterest Income$-351,0006,715
Total noninterest expense$3,674,0004,130
Salaries and employee benefits$1,507,0004,742
Premises and equipment expense$568,0003,438
Additional noninterest expense$1,599,0003,493
Pre-tax net operating income$401,0005,216
Securities gains (losses)$8,0002,703
Applicable income taxes$04,631
Income before extraordinary items$409,0005,122
Extraordinary gains, net$029
Net income$409,0005,125
Minority interest net income$090
Net income of bank and minority interests.$409,0005,125
Net charge-offs$1,004,0001,266
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$18,000793
Net operating income$401,0005,086
2013-09-30 (YTD Data)Rank
Total interest income$3,501,0004,313
Total interest expense$686,0003,217
Net interest income$2,815,0004,460
Provision for loan and lease losses$-55,0006,514
Total noninterest income$-76,0006,807
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$225,0003,374
Trading account gains and fees$0180
Additional Noninterest Income$-301,0006,812
Total noninterest expense$2,780,0004,123
Salaries and employee benefits$1,118,0004,790
Premises and equipment expense$443,0003,382
Additional noninterest expense$1,219,0003,452
Pre-tax net operating income$14,0006,241
Securities gains (losses)$8,0002,578
Applicable income taxes$04,713
Income before extraordinary items$22,0006,278
Extraordinary gains, net$025
Net income$22,0006,280
Minority interest net income$084
Net income of bank and minority interests.$22,0006,279
Net charge-offs$886,0001,099
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,0006,259
2013-06-30 (YTD Data)Rank
Total interest income$2,326,0004,327
Total interest expense$471,0003,212
Net interest income$1,855,0004,500
Provision for loan and lease losses$-55,0006,643
Total noninterest income$-46,0006,841
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$144,0003,411
Trading account gains and fees$0157
Additional Noninterest Income$-190,0006,848
Total noninterest expense$1,861,0004,130
Salaries and employee benefits$729,0004,880
Premises and equipment expense$296,0003,386
Additional noninterest expense$836,0003,392
Pre-tax net operating income$3,0006,281
Securities gains (losses)$8,0002,354
Applicable income taxes$04,679
Income before extraordinary items$11,0006,330
Extraordinary gains, net$022
Net income$11,0006,332
Minority interest net income$082
Net income of bank and minority interests.$11,0006,332
Net charge-offs$838,000878
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,0006,293
2013-03-31 (YTD Data)Rank
Total interest income$1,152,0004,370
Total interest expense$241,0003,255
Net interest income$911,0004,555
Provision for loan and lease losses$45,0002,886
Total noninterest income$87,0005,049
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$77,0003,284
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,142
Total noninterest expense$950,0004,118
Salaries and employee benefits$367,0004,892
Premises and equipment expense$140,0003,543
Additional noninterest expense$443,0003,262
Pre-tax net operating income$3,0006,304
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,0006,386
Extraordinary gains, net$010
Net income$3,0006,387
Minority interest net income$076
Net income of bank and minority interests.$3,0006,387
Net charge-offs$250,0001,194
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,0006,310
2012-12-31 (YTD Data)Rank
Total interest income$5,375,0004,138
Total interest expense$1,185,0003,224
Net interest income$4,190,0004,285
Provision for loan and lease losses$580,0002,514
Total noninterest income$279,0005,323
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$341,0003,238
Trading account gains and fees$0166
Additional Noninterest Income$-62,0006,697
Total noninterest expense$4,086,0003,974
Salaries and employee benefits$1,430,0004,952
Premises and equipment expense$564,0003,529
Additional noninterest expense$2,092,0002,994
Pre-tax net operating income$-197,0006,352
Securities gains (losses)$239,0001,549
Applicable income taxes$04,751
Income before extraordinary items$42,0006,210
Extraordinary gains, net$029
Net income$42,0006,204
Minority interest net income$093
Net income of bank and minority interests.$42,0006,206
Net charge-offs$2,511,000975
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-197,0006,372
2012-09-30 (YTD Data)Rank
Total interest income$4,099,0004,159
Total interest expense$918,0003,263
Net interest income$3,181,0004,325
Provision for loan and lease losses$390,0002,628
Total noninterest income$178,0005,553
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$265,0003,208
Trading account gains and fees$0157
Additional Noninterest Income$-87,0006,894
Total noninterest expense$3,065,0004,000
Salaries and employee benefits$1,086,0004,968
Premises and equipment expense$428,0003,550
Additional noninterest expense$1,551,0003,026
Pre-tax net operating income$-96,0006,419
Securities gains (losses)$136,0001,749
Applicable income taxes$04,802
Income before extraordinary items$40,0006,303
Extraordinary gains, net$020
Net income$40,0006,301
Minority interest net income$086
Net income of bank and minority interests.$40,0006,302
Net charge-offs$2,416,000799
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-96,0006,436
2012-06-30 (YTD Data)Rank
Total interest income$2,767,0004,156
Total interest expense$632,0003,289
Net interest income$2,135,0004,315
Provision for loan and lease losses$240,0002,731
Total noninterest income$38,0006,623
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$175,0003,217
Trading account gains and fees$0153
Additional Noninterest Income$-137,0007,036
Total noninterest expense$2,019,0004,068
Salaries and employee benefits$750,0004,892
Premises and equipment expense$286,0003,543
Additional noninterest expense$983,0003,168
Pre-tax net operating income$-86,0006,508
Securities gains (losses)$110,0001,520
Applicable income taxes$04,770
Income before extraordinary items$24,0006,369
Extraordinary gains, net$019
Net income$24,0006,368
Minority interest net income$084
Net income of bank and minority interests.$24,0006,369
Net charge-offs$2,037,000678
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-86,0006,523
2012-03-31 (YTD Data)Rank
Total interest income$1,427,0004,103
Total interest expense$327,0003,317
Net interest income$1,100,0004,263
Provision for loan and lease losses$145,0002,473
Total noninterest income$3,0007,036
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$83,0003,304
Trading account gains and fees$0148
Additional Noninterest Income$-80,0007,136
Total noninterest expense$1,010,0004,075
Salaries and employee benefits$378,0004,915
Premises and equipment expense$145,0003,546
Additional noninterest expense$487,0003,157
Pre-tax net operating income$-52,0006,625
Securities gains (losses)$72,0001,059
Applicable income taxes$04,704
Income before extraordinary items$20,0006,325
Extraordinary gains, net$019
Net income$20,0006,324
Minority interest net income$078
Net income of bank and minority interests.$20,0006,325
Net charge-offs$1,447,000518
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-52,0006,638
2011-12-31 (YTD Data)Rank
Total interest income$6,412,0003,894
Total interest expense$1,501,0003,450
Net interest income$4,911,0003,960
Provision for loan and lease losses$560,0003,297
Total noninterest income$378,0004,876
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$362,0003,222
Trading account gains and fees$0146
Additional Noninterest Income$16,0006,440
Total noninterest expense$4,380,0003,869
Salaries and employee benefits$1,570,0004,841
Premises and equipment expense$669,0003,300
Additional noninterest expense$2,141,0002,943
Pre-tax net operating income$349,0005,116
Securities gains (losses)$139,0001,765
Applicable income taxes$04,719
Income before extraordinary items$488,0004,694
Extraordinary gains, net$029
Net income$488,0004,696
Minority interest net income$096
Net income of bank and minority interests.$488,0004,695
Net charge-offs$2,001,0001,550
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$349,0004,985
2011-09-30 (YTD Data)Rank
Total interest income$4,883,0003,895
Total interest expense$1,161,0003,490
Net interest income$3,722,0003,941
Provision for loan and lease losses$520,0002,824
Total noninterest income$371,0004,468
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$266,0003,270
Trading account gains and fees$0145
Additional Noninterest Income$105,0005,036
Total noninterest expense$3,228,0003,930
Salaries and employee benefits$1,201,0004,780
Premises and equipment expense$476,0003,471
Additional noninterest expense$1,551,0003,056
Pre-tax net operating income$345,0004,949
Securities gains (losses)$139,0001,487
Applicable income taxes$04,740
Income before extraordinary items$484,0004,372
Extraordinary gains, net$021
Net income$484,0004,374
Minority interest net income$087
Net income of bank and minority interests.$484,0004,374
Net charge-offs$800,0002,136
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$345,0004,749
2011-06-30 (YTD Data)Rank
Total interest income$3,284,0003,902
Total interest expense$799,0003,521
Net interest income$2,485,0003,947
Provision for loan and lease losses$405,0002,579
Total noninterest income$296,0004,130
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$173,0003,304
Trading account gains and fees$0153
Additional Noninterest Income$123,0004,263
Total noninterest expense$2,129,0004,003
Salaries and employee benefits$811,0004,778
Premises and equipment expense$320,0003,492
Additional noninterest expense$998,0003,215
Pre-tax net operating income$247,0004,856
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$247,0004,722
Extraordinary gains, net$015
Net income$247,0004,721
Minority interest net income$089
Net income of bank and minority interests.$247,0004,722
Net charge-offs$474,0002,208
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$247,0004,635
2011-03-31 (YTD Data)Rank
Total interest income$1,634,0003,942
Total interest expense$411,0003,535
Net interest income$1,223,0003,998
Provision for loan and lease losses$180,0002,550
Total noninterest income$139,0004,317
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,485
Total noninterest expense$1,084,0003,972
Salaries and employee benefits$406,0004,828
Premises and equipment expense$161,0003,522
Additional noninterest expense$517,0003,098
Pre-tax net operating income$98,0005,163
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$98,0005,032
Extraordinary gains, net$09
Net income$98,0005,030
Minority interest net income$086
Net income of bank and minority interests.$98,0005,032
Net charge-offs$275,0001,829
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$98,0004,975
2010-12-31 (YTD Data)Rank
Total interest income$6,882,0003,957
Total interest expense$2,010,0003,549
Net interest income$4,872,0004,026
Provision for loan and lease losses$5,970,0001,000
Total noninterest income$515,0004,507
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$404,0003,059
Trading account gains and fees$0175
Additional Noninterest Income$111,0005,323
Total noninterest expense$4,483,0003,905
Salaries and employee benefits$1,816,0004,501
Premises and equipment expense$701,0003,295
Additional noninterest expense$1,966,0003,307
Pre-tax net operating income$-5,066,0007,107
Securities gains (losses)$-406,0007,394
Applicable income taxes$04,655
Income before extraordinary items$-5,472,0007,200
Extraordinary gains, net$029
Net income$-5,472,0007,201
Minority interest net income$0111
Net income of bank and minority interests.$-5,472,0007,201
Net charge-offs$901,0002,834
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,066,0007,157
2010-09-30 (YTD Data)Rank
Total interest income$5,246,0003,985
Total interest expense$1,555,0003,608
Net interest income$3,691,0004,052
Provision for loan and lease losses$870,0002,727
Total noninterest income$381,0004,610
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$313,0003,067
Trading account gains and fees$0165
Additional Noninterest Income$68,0005,676
Total noninterest expense$3,200,0004,044
Salaries and employee benefits$1,471,0004,326
Premises and equipment expense$517,0003,390
Additional noninterest expense$1,212,0003,781
Pre-tax net operating income$2,0005,960
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,0006,114
Extraordinary gains, net$023
Net income$2,0006,115
Minority interest net income$0110
Net income of bank and minority interests.$2,0006,115
Net charge-offs$562,0002,922
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-86,0007,703
Net operating income$2,0005,992
2010-06-30 (YTD Data)Rank
Total interest income$3,484,0004,030
Total interest expense$1,058,0003,656
Net interest income$2,426,0004,098
Provision for loan and lease losses$485,0002,906
Total noninterest income$223,0004,830
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$207,0003,092
Trading account gains and fees$0152
Additional Noninterest Income$16,0006,606
Total noninterest expense$2,160,0004,022
Salaries and employee benefits$989,0004,317
Premises and equipment expense$345,0003,419
Additional noninterest expense$826,0003,716
Pre-tax net operating income$4,0006,045
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,0006,168
Extraordinary gains, net$019
Net income$4,0006,170
Minority interest net income$0105
Net income of bank and minority interests.$4,0006,169
Net charge-offs$493,0002,457
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-33,0007,775
Net operating income$4,0006,065
2010-03-31 (YTD Data)Rank
Total interest income$1,732,0004,108
Total interest expense$538,0003,734
Net interest income$1,194,0004,180
Provision for loan and lease losses$250,0002,660
Total noninterest income$179,0003,907
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$78,0003,960
Total noninterest expense$1,120,0003,957
Salaries and employee benefits$505,0004,328
Premises and equipment expense$174,0003,469
Additional noninterest expense$441,0003,529
Pre-tax net operating income$3,0006,214
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$3,0006,346
Extraordinary gains, net$016
Net income$3,0006,349
Minority interest net income$091
Net income of bank and minority interests.$3,0006,348
Net charge-offs$112,0002,997
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$3,0006,241
2009-12-31 (YTD Data)Rank
Total interest income$7,348,0004,044
Total interest expense$2,823,0003,578
Net interest income$4,525,0004,209
Provision for loan and lease losses$1,370,0003,018
Total noninterest income$721,0003,999
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$576,0002,609
Trading account gains and fees$0211
Additional Noninterest Income$145,0005,150
Total noninterest expense$4,203,0004,209
Salaries and employee benefits$2,031,0004,313
Premises and equipment expense$668,0003,592
Additional noninterest expense$1,504,0004,067
Pre-tax net operating income$-327,0005,835
Securities gains (losses)$362,0001,082
Applicable income taxes$04,388
Income before extraordinary items$35,0005,397
Extraordinary gains, net$034
Net income$35,0005,396
Minority interest net income$0115
Net income of bank and minority interests.$35,0005,396
Net charge-offs$743,0003,284
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,584,000369
Net operating income$-327,0005,948
2009-09-30 (YTD Data)Rank
Total interest income$5,493,0004,115
Total interest expense$2,231,0003,564
Net interest income$3,262,0004,340
Provision for loan and lease losses$480,0003,857
Total noninterest income$536,0004,093
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$421,0002,665
Trading account gains and fees$0212
Additional Noninterest Income$115,0005,187
Total noninterest expense$3,181,0004,185
Salaries and employee benefits$1,545,0004,290
Premises and equipment expense$500,0003,629
Additional noninterest expense$1,136,0004,027
Pre-tax net operating income$137,0005,156
Securities gains (losses)$-127,0007,509
Applicable income taxes$04,592
Income before extraordinary items$10,0005,736
Extraordinary gains, net$027
Net income$10,0005,736
Minority interest net income$0118
Net income of bank and minority interests.$10,0005,736
Net charge-offs$497,0003,053
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,566,000297
Net operating income$137,0005,090
2009-06-30 (YTD Data)Rank
Total interest income$3,596,0004,189
Total interest expense$1,561,0003,579
Net interest income$2,035,0004,526
Provision for loan and lease losses$260,0003,945
Total noninterest income$339,0004,192
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$256,0002,814
Trading account gains and fees$0193
Additional Noninterest Income$83,0005,117
Total noninterest expense$2,073,0004,295
Salaries and employee benefits$1,043,0004,309
Premises and equipment expense$310,0003,846
Additional noninterest expense$720,0004,195
Pre-tax net operating income$41,0005,565
Securities gains (losses)$-127,0007,722
Applicable income taxes$04,657
Income before extraordinary items$-86,0006,163
Extraordinary gains, net$021
Net income$-86,0006,162
Minority interest net income$0112
Net income of bank and minority interests.$-86,0006,162
Net charge-offs$490,0002,374
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,548,000235
Net operating income$41,0005,555
2009-03-31 (YTD Data)Rank
Total interest income$1,754,0004,299
Total interest expense$790,0003,644
Net interest income$964,0004,678
Provision for loan and lease losses$110,0003,735
Total noninterest income$165,0004,203
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$120,0002,891
Trading account gains and fees$0171
Additional Noninterest Income$45,0005,014
Total noninterest expense$1,004,0004,295
Salaries and employee benefits$532,0004,259
Premises and equipment expense$149,0003,991
Additional noninterest expense$323,0004,176
Pre-tax net operating income$15,0006,074
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$15,0006,228
Extraordinary gains, net$015
Net income$15,0006,230
Minority interest net income$0102
Net income of bank and minority interests.$15,0006,230
Net charge-offs$477,0001,397
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,523,000136
Net operating income$15,0006,067
2008-12-31 (YTD Data)Rank
Total interest income$6,587,0004,661
Total interest expense$3,422,0003,895
Net interest income$3,165,0005,266
Provision for loan and lease losses$1,380,0002,254
Total noninterest income$649,0004,304
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$496,0003,029
Trading account gains and fees$0154
Additional Noninterest Income$153,0005,275
Total noninterest expense$3,958,0004,268
Salaries and employee benefits$2,156,0004,212
Premises and equipment expense$688,0003,556
Additional noninterest expense$1,114,0004,500
Pre-tax net operating income$-1,524,0007,222
Securities gains (losses)$140,000909
Applicable income taxes$04,979
Income before extraordinary items$-1,384,0007,170
Extraordinary gains, net$039
Net income$-1,384,0007,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$784,0002,228
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$917,000441
Net operating income$-1,524,0007,324
2008-09-30 (YTD Data)Rank
Total interest income$4,913,0004,752
Total interest expense$2,602,0003,971
Net interest income$2,311,0005,381
Provision for loan and lease losses$1,100,0001,727
Total noninterest income$507,0004,302
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$367,0003,087
Trading account gains and fees$0148
Additional Noninterest Income$140,0005,056
Total noninterest expense$3,077,0004,143
Salaries and employee benefits$1,640,0004,193
Premises and equipment expense$505,0003,607
Additional noninterest expense$932,0004,092
Pre-tax net operating income$-1,359,0007,688
Securities gains (losses)$140,000790
Applicable income taxes$05,372
Income before extraordinary items$-1,219,0007,616
Extraordinary gains, net$031
Net income$-1,219,0007,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,0001,519
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$669,000341
Net operating income$-1,359,0007,758
2008-06-30 (YTD Data)Rank
Total interest income$3,234,0004,852
Total interest expense$1,768,0004,068
Net interest income$1,466,0005,529
Provision for loan and lease losses$1,030,0001,199
Total noninterest income$332,0004,405
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$232,0003,171
Trading account gains and fees$0149
Additional Noninterest Income$100,0005,056
Total noninterest expense$2,156,0004,015
Salaries and employee benefits$1,082,0004,258
Premises and equipment expense$326,0003,711
Additional noninterest expense$748,0003,526
Pre-tax net operating income$-1,388,0008,054
Securities gains (losses)$140,000776
Applicable income taxes$05,627
Income before extraordinary items$-1,248,0008,089
Extraordinary gains, net$021
Net income$-1,248,0008,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,155
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$272,000357
Net operating income$-1,388,0008,113
2008-03-31 (YTD Data)Rank
Total interest income$1,589,0004,982
Total interest expense$938,0004,067
Net interest income$651,0005,887
Provision for loan and lease losses$455,0001,050
Total noninterest income$157,0004,507
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$105,0003,347
Trading account gains and fees$0158
Additional Noninterest Income$52,0004,970
Total noninterest expense$1,017,0004,186
Salaries and employee benefits$541,0004,275
Premises and equipment expense$160,0003,794
Additional noninterest expense$316,0003,968
Pre-tax net operating income$-664,0008,175
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-664,0008,225
Extraordinary gains, net$015
Net income$-664,0008,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$110,000304
Net operating income$-664,0008,214
2007-12-31 (YTD Data)Rank
Total interest income$5,817,0005,327
Total interest expense$3,174,0004,629
Net interest income$2,643,0005,825
Provision for loan and lease losses$960,0001,467
Total noninterest income$517,0004,967
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$336,0003,859
Trading account gains and fees$0178
Additional Noninterest Income$181,0005,259
Total noninterest expense$3,745,0004,323
Salaries and employee benefits$1,880,0004,603
Premises and equipment expense$664,0003,572
Additional noninterest expense$1,201,0004,071
Pre-tax net operating income$-1,545,0008,203
Securities gains (losses)$39,000877
Applicable income taxes$06,070
Income before extraordinary items$-1,506,0008,240
Extraordinary gains, net$039
Net income$-1,506,0008,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,784
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$174,000794
Net operating income$-1,545,0008,238
2007-09-30 (YTD Data)Rank
Total interest income$4,106,0005,499
Total interest expense$2,251,0004,802
Net interest income$1,855,0006,038
Provision for loan and lease losses$590,0001,366
Total noninterest income$338,0005,288
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$220,0004,130
Trading account gains and fees$0184
Additional Noninterest Income$118,0005,507
Total noninterest expense$2,792,0004,317
Salaries and employee benefits$1,382,0004,625
Premises and equipment expense$524,0003,431
Additional noninterest expense$886,0004,061
Pre-tax net operating income$-1,189,0008,330
Securities gains (losses)$9,0001,036
Applicable income taxes$06,220
Income before extraordinary items$-1,180,0008,363
Extraordinary gains, net$033
Net income$-1,180,0008,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,933
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$98,000763
Net operating income$-1,189,0008,356
2007-06-30 (YTD Data)Rank
Total interest income$2,480,0005,794
Total interest expense$1,306,0005,176
Net interest income$1,174,0006,207
Provision for loan and lease losses$400,0001,235
Total noninterest income$230,0005,282
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$130,0004,398
Trading account gains and fees$0168
Additional Noninterest Income$100,0005,125
Total noninterest expense$1,860,0004,346
Salaries and employee benefits$899,0004,759
Premises and equipment expense$357,0003,379
Additional noninterest expense$604,0003,995
Pre-tax net operating income$-856,0008,422
Securities gains (losses)$9,000893
Applicable income taxes$06,265
Income before extraordinary items$-847,0008,449
Extraordinary gains, net$029
Net income$-847,0008,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,560
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$79,000652
Net operating income$-856,0008,442
2007-03-31 (YTD Data)Rank
Total interest income$1,107,0006,084
Total interest expense$555,0005,591
Net interest income$552,0006,390
Provision for loan and lease losses$230,0001,042
Total noninterest income$96,0005,628
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$50,0004,884
Trading account gains and fees$0195
Additional Noninterest Income$46,0005,273
Total noninterest expense$869,0004,546
Salaries and employee benefits$441,0004,846
Premises and equipment expense$162,0003,666
Additional noninterest expense$266,0004,336
Pre-tax net operating income$-451,0008,498
Securities gains (losses)$9,000715
Applicable income taxes$06,196
Income before extraordinary items$-442,0008,517
Extraordinary gains, net$022
Net income$-442,0008,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$58,000460
Net operating income$-451,0008,512
2006-12-31 (YTD Data)Rank
Total interest income$2,053,0007,495
Total interest expense$827,0007,271
Net interest income$1,226,0007,553
Provision for loan and lease losses$515,0001,854
Total noninterest income$197,0006,944
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$55,0006,806
Trading account gains and fees$0130
Additional Noninterest Income$142,0005,713
Total noninterest expense$3,492,0004,409
Salaries and employee benefits$1,595,0004,997
Premises and equipment expense$359,0005,258
Additional noninterest expense$1,538,0003,234
Pre-tax net operating income$-2,584,0008,617
Securities gains (losses)$7,0001,177
Applicable income taxes$06,600
Income before extraordinary items$-2,577,0008,628
Extraordinary gains, net$051
Net income$-2,577,0008,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$14,624,000143
Net operating income$-2,584,0008,620
2006-09-30 (YTD Data)Rank
Total interest income$1,145,0007,969
Total interest expense$444,0007,750
Net interest income$701,0008,004
Provision for loan and lease losses$330,0001,984
Total noninterest income$119,0007,295
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$36,0007,010
Trading account gains and fees$0126
Additional Noninterest Income$83,0006,169
Total noninterest expense$2,689,0004,300
Salaries and employee benefits$1,176,0005,038
Premises and equipment expense$269,0005,262
Additional noninterest expense$1,244,0003,025
Pre-tax net operating income$-2,199,0008,706
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-2,199,0008,707
Extraordinary gains, net$045
Net income$-2,199,0008,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$14,586,000105
Net operating income$-2,199,0008,702
2006-06-30 (YTD Data)Rank
Total interest income$475,0008,426
Total interest expense$151,0008,352
Net interest income$324,0008,402
Provision for loan and lease losses$172,0002,383
Total noninterest income$51,0007,846
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,0007,398
Trading account gains and fees$0126
Additional Noninterest Income$41,0006,674
Total noninterest expense$1,930,0004,095
Salaries and employee benefits$772,0005,108
Premises and equipment expense$197,0004,979
Additional noninterest expense$961,0002,661
Pre-tax net operating income$-1,727,0008,749
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,727,0008,751
Extraordinary gains, net$039
Net income$-1,727,0008,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$14,568,00061
Net operating income$-1,727,0008,740
2006-03-31 (YTD Data)Rank
Total interest income$69,0008,743
Total interest expense$17,0008,681
Net interest income$52,0008,737
Provision for loan and lease losses$30,0003,822
Total noninterest income$8,0008,480
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$7,0007,855
Total noninterest expense$1,498,0002,877
Salaries and employee benefits$126,0007,907
Premises and equipment expense$62,0006,285
Additional noninterest expense$1,310,0001,021
Pre-tax net operating income$-1,468,0008,767
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-1,468,0008,772
Extraordinary gains, net$021
Net income$-1,468,0008,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$14,836,00022
Net operating income$-1,468,0008,759

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.