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Heritage Bank & Trust Company, Net Loans and Leases

2003-03-31Rank
Net loans and leases$8,410,0008,821
Loan loss allowance$215,0008,028
Total loans and leases$8,625,0008,812
Unearned income$02,814
Loans and leases, gross$8,625,0008,814
All real estate loans$7,209,0008,167
Real estate loans in domestic offices$7,209,0008,166
Construction and development loans$1,896,0004,808
Commercial RE$258,0008,637
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,290
1-4 family residential loans$4,439,0007,477
Farmland loans$616,0004,829
Loans held in foreign officesNANA
Farm loans$333,0004,700
Commercial and industrial loans$338,0008,543
To non-U.S. addresseesNANA
Loans to individuals$736,0008,221
Credit card loans$02,744
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$736,0008,051
All other loans & leases$9,0006,929
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$03,826
Other loans$9,0005,696
Lease financing receivables$01,696
Loans to depository institutions and acceptances of other banks$0418
Memoranda:
Loans not secured by real estate$01,211
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,625
Non 1-4 family restructured loans & leases$01,625
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$104,0008,713
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$8,878,0008,839
Loan loss allowance$215,0008,048
Total loans and leases$9,093,0008,829
Unearned income$02,902
Loans and leases, gross$9,093,0008,831
All real estate loans$7,551,0008,144
Real estate loans in domestic offices$7,551,0008,143
Construction and development loans$1,009,0005,684
Commercial RE$1,255,0007,727
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,334
1-4 family residential loans$4,696,0007,441
Farmland loans$591,0004,846
Loans held in foreign officesNANA
Farm loans$351,0004,704
Commercial and industrial loans$240,0008,642
To non-U.S. addresseesNANA
Loans to individuals$925,0008,039
Credit card loans$02,781
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$925,0007,869
All other loans & leases$26,0006,494
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$03,872
Other loans$23,0005,073
Lease financing receivables$01,713
Loans to depository institutions and acceptances of other banks$3,000417
Memoranda:
Loans not secured by real estate$01,229
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,699
Non 1-4 family restructured loans & leases$01,699
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$108,0008,712
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$9,017,0009,014
Loan loss allowance$157,0008,599
Total loans and leases$9,174,0009,012
Unearned income$03,287
Loans and leases, gross$9,174,0009,014
All real estate loans$7,835,0008,190
Real estate loans in domestic offices$7,835,0008,189
Construction and development loans$2,306,0004,403
Commercial RE$259,0008,852
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,407
1-4 family residential loans$5,076,0007,358
Farmland loans$194,0005,764
Loans held in foreign officesNANA
Farm loans$142,0005,287
Commercial and industrial loans$155,0008,895
To non-U.S. addresseesNANA
Loans to individuals$1,037,0008,164
Credit card loans$02,963
Related Plans$04,376
Consumer Loans - AutoNANA
Other loans to individuals$1,037,0007,977
All other loans & leases$5,0007,353
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$03,921
Other loans$5,0006,297
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$0450
Memoranda:
Loans not secured by real estate$01,287
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,687
Non 1-4 family restructured loans & leases$01,687
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$103,0008,912
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$14,422,0008,574
Loan loss allowance$183,0008,475
Total loans and leases$14,605,0008,583
Unearned income$03,634
Loans and leases, gross$14,605,0008,587
All real estate loans$12,895,0007,388
Real estate loans in domestic offices$12,895,0007,388
Construction and development loans$6,114,0002,473
Commercial RE$406,0008,780
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,500
1-4 family residential loans$5,950,0007,145
Farmland loans$425,0005,271
Loans held in foreign officesNANA
Farm loans$62,0005,746
Commercial and industrial loans$209,0009,079
To non-U.S. addresseesNANA
Loans to individuals$1,437,0007,882
Credit card loans$05,753
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,437,0007,721
All other loans & leases$2,0007,815
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,033
Other loans$2,0006,971
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$0461
Memoranda:
Loans not secured by real estate$01,190
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,965
Non 1-4 family restructured loans & leases$01,965
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$13,326,0008,876
Loan loss allowance$169,0008,766
Total loans and leases$13,495,0008,876
Unearned income$03,913
Loans and leases, gross$13,495,0008,880
All real estate loans$11,667,0007,642
Real estate loans in domestic offices$11,667,0007,641
Construction and development loans$5,896,0002,353
Commercial RE$335,0009,114
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,653
1-4 family residential loans$5,240,0007,487
Farmland loans$196,0006,062
Loans held in foreign officesNANA
Farm loans$67,0005,978
Commercial and industrial loans$279,0009,244
To non-U.S. addresseesNANA
Loans to individuals$1,478,0008,038
Credit card loans$05,906
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,478,0007,853
All other loans & leases$4,0007,959
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,220
Other loans$4,0006,978
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$9,927,0009,478
Loan loss allowance$151,0009,100
Total loans and leases$10,078,0009,482
Unearned income$04,250
Loans and leases, gross$10,078,0009,490
All real estate loans$9,083,0008,146
Real estate loans in domestic offices$9,083,0008,145
Construction and development loans$5,117,0002,374
Commercial RE$217,0009,530
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$06,760
1-4 family residential loans$3,634,0008,238
Farmland loans$115,0006,542
Loans held in foreign officesNANA
Farm loans$106,0006,041
Commercial and industrial loans$106,0009,602
To non-U.S. addresseesNANA
Loans to individuals$780,0009,257
Credit card loans$06,028
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$780,0009,130
All other loans & leases$3,0008,262
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,346
Other loans$3,0007,315
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$0600
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,430
Non 1-4 family restructured loans & leases$02,430
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$8,029,00010,176
Loan loss allowance$122,0009,810
Total loans and leases$8,151,00010,183
Unearned income$04,740
Loans and leases, gross$8,151,00010,196
All real estate loans$7,104,0008,909
Real estate loans in domestic offices$7,104,0008,908
Construction and development loans$2,740,0003,395
Commercial RE$197,0009,955
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,171
1-4 family residential loans$4,056,0008,385
Farmland loans$111,0006,864
Loans held in foreign officesNANA
Farm loans$94,0006,363
Commercial and industrial loans$159,0009,900
To non-U.S. addresseesNANA
Loans to individuals$789,0009,703
Credit card loans$06,279
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$789,0009,568
All other loans & leases$5,0008,510
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,661
Other loans$5,0007,457
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$8,099,00010,599
Loan loss allowance$123,00010,244
Total loans and leases$8,222,00010,605
Unearned income$06,436
Loans and leases, gross$8,222,00010,608
All real estate loans$6,997,0009,262
Real estate loans in domestic offices$6,997,0009,261
Construction and development loans$2,621,0003,570
Commercial RE$212,00010,356
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,518
1-4 family residential loans$4,042,0008,692
Farmland loans$122,0007,075
Loans held in foreign officesNANA
Farm loans$88,0006,707
Commercial and industrial loans$191,00010,272
To non-U.S. addresseesNANA
Loans to individuals$943,0009,864
Credit card loans$06,619
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$943,0009,695
All other loans & leases$3,0009,072
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,967
Other loans$3,0008,079
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$7,895,00011,040
Loan loss allowance$120,00010,693
Total loans and leases$8,015,00011,047
Unearned income$1,0006,811
Loans and leases, gross$8,015,00011,048
All real estate loans$6,608,0009,646
Real estate loans in domestic offices$6,608,0009,645
Construction and development loans$1,940,0004,064
Commercial RE$217,00010,776
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,869
1-4 family residential loans$4,341,0008,775
Farmland loans$110,0007,379
Loans held in foreign officesNANA
Farm loans$70,0007,036
Commercial and industrial loans$234,00010,579
To non-U.S. addresseesNANA
Loans to individuals$1,100,0009,898
Credit card loans$06,778
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,100,0009,725
All other loans & leases$4,0009,322
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,205
Other loans$4,0008,233
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$6,418,00011,854
Loan loss allowance$101,00011,529
Total loans and leases$6,519,00011,857
Unearned income$12,0006,886
Loans and leases, gross$6,519,00011,859
All real estate loans$4,739,00010,744
Real estate loans in domestic offices$4,739,00010,744
Construction and development loans$1,520,0004,479
Commercial RE$178,00011,446
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,214
1-4 family residential loans$2,922,00010,005
Farmland loans$119,0007,639
Loans held in foreign officesNANA
Farm loans$102,0007,184
Commercial and industrial loans$248,00011,015
To non-U.S. addresseesNANA
Loans to individuals$1,437,0009,537
Credit card loans$06,913
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,437,0009,337
All other loans & leases$5,0009,658
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,473
Other loans$5,0008,380
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$6,736,00012,258
Loan loss allowance$102,00012,064
Total loans and leases$6,838,00012,265
Unearned income$77,0005,962
Loans and leases, gross$6,838,00012,264
All real estate loans$4,573,00011,185
Real estate loans in domestic offices$4,573,00011,185
Construction and development loans$1,383,0004,542
Commercial RE$185,00011,964
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,553
1-4 family residential loans$2,874,00010,412
Farmland loans$131,0007,753
Loans held in foreign officesNANA
Farm loans$101,0007,407
Commercial and industrial loans$286,00011,462
To non-U.S. addresseesNANA
Loans to individuals$1,952,0008,873
Credit card loans$07,066
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,952,0008,627
All other loans & leases$3,00010,339
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,852
Other loans$3,0009,152
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$6,096,00012,890
Loan loss allowance$83,00012,879
Total loans and leases$6,179,00012,905
Unearned income$268,0004,242
Loans and leases, gross$6,179,00012,905
All real estate loans$2,647,00012,573
Real estate loans in domestic offices$2,647,00012,573
Construction and development loans$105,0009,164
Commercial RE$91,00012,897
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,720
1-4 family residential loans$2,413,00011,138
Farmland loans$38,0008,695
Loans held in foreign officesNANA
Farm loans$182,0007,182
Commercial and industrial loans$592,00011,100
To non-U.S. addresseesNANA
Loans to individuals$3,026,0007,514
Credit card loans$07,169
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$3,026,0007,217
All other loans & leases$011,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$06,060
Other loans$010,230
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA