Home > Heritage Bank of the Ozarks > Income and Expense

Heritage Bank of the Ozarks, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,589,0002,335
Total interest expense$4,565,0002,135
Net interest income$10,024,0002,385
Provision for loan and lease losses$254,0001,801
Total noninterest income$2,321,0001,863
Gross Fiduciary activities income$0981
Service charges on deposit accounts$381,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$1,940,0001,642
Total noninterest expense$8,870,0002,184
Salaries and employee benefits$5,229,0002,141
Premises and equipment expense$795,0002,316
Additional noninterest expense$1,940,0001,642
Pre-tax net operating income$3,221,0002,431
Securities gains (losses)$10,000771
Applicable income taxes$696,0001,682
Income before extraordinary items$2,535,0002,520
Extraordinary gains, net$054
Net income$2,535,0002,545
Minority interest net income$088
Net income of bank and minority interests.$2,535,0002,522
Net charge-offs$42,0001,888
Cash dividends$832,0002,347
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,527,1002,545
2023-09-30 (YTD Data)Rank
Total interest income$10,395,0002,369
Total interest expense$3,194,0002,094
Net interest income$7,201,0002,457
Provision for loan and lease losses$186,0001,713
Total noninterest income$1,770,0001,845
Gross Fiduciary activities income$0950
Service charges on deposit accounts$288,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0001,620
Total noninterest expense$6,508,0002,207
Salaries and employee benefits$3,910,0002,128
Premises and equipment expense$582,0002,347
Additional noninterest expense$1,482,0001,620
Pre-tax net operating income$2,277,0002,544
Securities gains (losses)$4,000719
Applicable income taxes$488,0001,773
Income before extraordinary items$1,793,0002,636
Extraordinary gains, net$052
Net income$1,793,0002,665
Minority interest net income$081
Net income of bank and minority interests.$1,793,0002,637
Net charge-offs$10,0002,131
Cash dividends$662,0002,030
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,789,8402,662
2023-06-30 (YTD Data)Rank
Total interest income$6,597,0002,403
Total interest expense$1,994,0002,033
Net interest income$4,603,0002,532
Provision for loan and lease losses$100,0001,805
Total noninterest income$1,223,0001,751
Gross Fiduciary activities income$0931
Service charges on deposit accounts$192,0001,933
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,509
Total noninterest expense$4,302,0002,212
Salaries and employee benefits$2,622,0002,116
Premises and equipment expense$379,0002,379
Additional noninterest expense$1,031,0001,507
Pre-tax net operating income$1,424,0002,647
Securities gains (losses)$3,000798
Applicable income taxes$303,0001,841
Income before extraordinary items$1,124,0002,731
Extraordinary gains, net$051
Net income$1,124,0002,761
Minority interest net income$081
Net income of bank and minority interests.$1,124,0002,731
Net charge-offs$10,0001,813
Cash dividends$431,0002,069
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,121,6302,754
2023-03-31 (YTD Data)Rank
Total interest income$3,112,0002,481
Total interest expense$923,0001,924
Net interest income$2,189,0002,601
Provision for loan and lease losses$45,0001,736
Total noninterest income$624,0001,741
Gross Fiduciary activities income$0913
Service charges on deposit accounts$101,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$523,0001,485
Total noninterest expense$2,144,0002,251
Salaries and employee benefits$1,326,0002,137
Premises and equipment expense$187,0002,444
Additional noninterest expense$523,0001,485
Pre-tax net operating income$624,0002,843
Securities gains (losses)$0950
Applicable income taxes$130,0001,965
Income before extraordinary items$494,0002,944
Extraordinary gains, net$04
Net income$494,0002,944
Minority interest net income$048
Net income of bank and minority interests.$494,0002,944
Net charge-offs$-1,0003,238
Cash dividends$221,0001,754
Sale, conversion, retirement of capital stock, net$0430
Net operating income$494,0002,965
2022-12-31 (YTD Data)Rank
Total interest income$9,984,0002,523
Total interest expense$1,309,0002,080
Net interest income$8,675,0002,553
Provision for loan and lease losses$210,0001,759
Total noninterest income$2,750,0001,725
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$392,0001,971
Trading account gains and feesNANA
Additional Noninterest Income$2,358,0001,476
Total noninterest expense$7,640,0002,369
Salaries and employee benefits$4,503,0002,326
Premises and equipment expense$737,0002,429
Additional noninterest expense$2,358,0001,476
Pre-tax net operating income$3,575,0002,439
Securities gains (losses)$-1,0003,144
Applicable income taxes$792,0001,727
Income before extraordinary items$2,782,0002,544
Extraordinary gains, net$05
Net income$2,782,0002,540
Minority interest net income$063
Net income of bank and minority interests.$2,782,0002,543
Net charge-offs$-5,0003,487
Cash dividends$1,289,0001,898
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,782,7902,577
2022-09-30 (YTD Data)Rank
Total interest income$7,085,0002,551
Total interest expense$725,0002,163
Net interest income$6,360,0002,572
Provision for loan and lease losses$02,835
Total noninterest income$2,211,0001,678
Gross Fiduciary activities income$0968
Service charges on deposit accounts$291,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$1,920,0001,419
Total noninterest expense$5,646,0002,386
Salaries and employee benefits$3,355,0002,329
Premises and equipment expense$555,0002,428
Additional noninterest expense$1,920,0001,419
Pre-tax net operating income$2,925,0002,318
Securities gains (losses)$-1,0003,505
Applicable income taxes$657,0001,652
Income before extraordinary items$2,267,0002,428
Extraordinary gains, net$04
Net income$2,267,0002,427
Minority interest net income$057
Net income of bank and minority interests.$2,267,0002,427
Net charge-offs$-6,0003,455
Cash dividends$966,0001,716
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,267,7902,468
2022-06-30 (YTD Data)Rank
Total interest income$4,494,0002,581
Total interest expense$467,0002,042
Net interest income$4,027,0002,611
Provision for loan and lease losses$02,599
Total noninterest income$1,647,0001,554
Gross Fiduciary activities income$0925
Service charges on deposit accounts$189,0002,024
Trading account gains and feesNANA
Additional Noninterest Income$1,458,0001,340
Total noninterest expense$3,733,0002,389
Salaries and employee benefits$2,228,0002,340
Premises and equipment expense$380,0002,402
Additional noninterest expense$1,125,0002,414
Pre-tax net operating income$1,941,0002,233
Securities gains (losses)$-1,0003,689
Applicable income taxes$437,0001,575
Income before extraordinary items$1,503,0002,338
Extraordinary gains, net$04
Net income$1,503,0002,338
Minority interest net income$060
Net income of bank and minority interests.$1,503,0002,338
Net charge-offs$-6,0003,498
Cash dividends$643,0001,689
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,503,7902,377
2022-03-31 (YTD Data)Rank
Total interest income$2,184,0002,584
Total interest expense$234,0001,998
Net interest income$1,950,0002,623
Provision for loan and lease losses$02,285
Total noninterest income$661,0001,768
Gross Fiduciary activities income$0892
Service charges on deposit accounts$86,0002,108
Trading account gains and feesNANA
Additional Noninterest Income$575,0001,550
Total noninterest expense$1,886,0002,380
Salaries and employee benefits$1,108,0002,353
Premises and equipment expense$199,0002,341
Additional noninterest expense$579,0002,338
Pre-tax net operating income$725,0002,514
Securities gains (losses)$-1,0003,977
Applicable income taxes$160,0001,761
Income before extraordinary items$564,0002,614
Extraordinary gains, net$04
Net income$564,0002,611
Minority interest net income$050
Net income of bank and minority interests.$564,0002,614
Net charge-offs$-12,0003,981
Cash dividends$100,0001,984
Sale, conversion, retirement of capital stock, net$0453
Net operating income$564,7902,636
2021-12-31 (YTD Data)Rank
Total interest income$10,111,0002,454
Total interest expense$952,0002,282
Net interest income$9,159,0002,445
Provision for loan and lease losses$160,0001,890
Total noninterest income$2,656,0001,938
Gross Fiduciary activities income$0994
Service charges on deposit accounts$341,0002,044
Trading account gains and feesNANA
Additional Noninterest Income$2,315,0001,774
Total noninterest expense$7,323,0002,407
Salaries and employee benefits$4,423,0002,339
Premises and equipment expense$696,0002,522
Additional noninterest expense$2,204,0002,421
Pre-tax net operating income$4,332,0002,226
Securities gains (losses)$13,0001,655
Applicable income taxes$998,0001,607
Income before extraordinary items$3,347,0002,410
Extraordinary gains, net$010
Net income$3,347,0002,409
Minority interest net income$074
Net income of bank and minority interests.$3,347,0002,411
Net charge-offs$-1,0003,238
Cash dividends$384,0002,977
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,336,7302,382
2021-09-30 (YTD Data)Rank
Total interest income$7,817,0002,460
Total interest expense$709,0002,390
Net interest income$7,108,0002,446
Provision for loan and lease losses$115,0001,871
Total noninterest income$1,930,0002,014
Gross Fiduciary activities income$0957
Service charges on deposit accounts$248,0002,081
Trading account gains and feesNANA
Additional Noninterest Income$1,682,0001,848
Total noninterest expense$5,391,0002,453
Salaries and employee benefits$3,295,0002,358
Premises and equipment expense$503,0002,599
Additional noninterest expense$1,593,0002,480
Pre-tax net operating income$3,532,0002,219
Securities gains (losses)$9,0001,653
Applicable income taxes$824,0001,619
Income before extraordinary items$2,717,0002,398
Extraordinary gains, net$08
Net income$2,717,0002,398
Minority interest net income$069
Net income of bank and minority interests.$2,717,0002,398
Net charge-offs$-5,0003,437
Cash dividends$284,0002,701
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,709,8902,373
2021-06-30 (YTD Data)Rank
Total interest income$5,070,0002,494
Total interest expense$468,0002,464
Net interest income$4,602,0002,469
Provision for loan and lease losses$70,0001,916
Total noninterest income$1,263,0001,984
Gross Fiduciary activities income$0951
Service charges on deposit accounts$155,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$1,108,0001,809
Total noninterest expense$3,602,0002,441
Salaries and employee benefits$2,216,0002,338
Premises and equipment expense$323,0002,641
Additional noninterest expense$1,063,0002,462
Pre-tax net operating income$2,193,0002,265
Securities gains (losses)$9,0001,454
Applicable income taxes$514,0001,641
Income before extraordinary items$1,688,0002,462
Extraordinary gains, net$06
Net income$1,688,0002,462
Minority interest net income$067
Net income of bank and minority interests.$1,688,0002,462
Net charge-offs$-6,0003,611
Cash dividends$184,0002,658
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,680,8902,430
2021-03-31 (YTD Data)Rank
Total interest income$2,161,0002,735
Total interest expense$235,0002,525
Net interest income$1,926,0002,727
Provision for loan and lease losses$30,0001,982
Total noninterest income$677,0001,917
Gross Fiduciary activities income$0922
Service charges on deposit accounts$84,0002,012
Trading account gains and feesNANA
Additional Noninterest Income$593,0001,739
Total noninterest expense$1,770,0002,459
Salaries and employee benefits$1,100,0002,340
Premises and equipment expense$160,0002,677
Additional noninterest expense$510,0002,500
Pre-tax net operating income$803,0002,667
Securities gains (losses)$4,0001,220
Applicable income taxes$195,0001,827
Income before extraordinary items$612,0002,879
Extraordinary gains, net$03
Net income$612,0002,878
Minority interest net income$055
Net income of bank and minority interests.$612,0002,879
Net charge-offs$-3,0003,553
Cash dividends$84,0002,185
Sale, conversion, retirement of capital stock, net$0482
Net operating income$608,8402,843
2020-12-31 (YTD Data)Rank
Total interest income$7,765,0002,925
Total interest expense$1,258,0002,624
Net interest income$6,507,0002,934
Provision for loan and lease losses$263,0002,801
Total noninterest income$2,186,0002,023
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$285,0002,293
Trading account gains and feesNANA
Additional Noninterest Income$1,901,0001,833
Total noninterest expense$6,513,0002,573
Salaries and employee benefits$4,037,0002,466
Premises and equipment expense$559,0002,865
Additional noninterest expense$1,917,0002,604
Pre-tax net operating income$1,917,0002,991
Securities gains (losses)$-6,0004,777
Applicable income taxes$463,0002,009
Income before extraordinary items$1,448,0003,228
Extraordinary gains, net$04
Net income$1,448,0003,227
Minority interest net income$072
Net income of bank and minority interests.$1,448,0003,228
Net charge-offs$106,0001,966
Cash dividends$175,0003,448
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,452,7403,158
2020-09-30 (YTD Data)Rank
Total interest income$5,692,0002,988
Total interest expense$1,007,0002,620
Net interest income$4,685,0003,004
Provision for loan and lease losses$218,0002,694
Total noninterest income$1,535,0002,066
Gross Fiduciary activities income$0981
Service charges on deposit accounts$209,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$1,326,0001,875
Total noninterest expense$4,743,0002,592
Salaries and employee benefits$2,978,0002,477
Premises and equipment expense$374,0003,070
Additional noninterest expense$1,391,0002,639
Pre-tax net operating income$1,259,0003,174
Securities gains (losses)$-4,0004,701
Applicable income taxes$304,0002,090
Income before extraordinary items$951,0003,413
Extraordinary gains, net$04
Net income$951,0003,412
Minority interest net income$065
Net income of bank and minority interests.$951,0003,413
Net charge-offs$109,0001,616
Cash dividends$175,0002,978
Sale, conversion, retirement of capital stock, net$0532
Net operating income$954,1603,359
2020-06-30 (YTD Data)Rank
Total interest income$3,801,0003,015
Total interest expense$723,0002,608
Net interest income$3,078,0003,050
Provision for loan and lease losses$188,0002,463
Total noninterest income$988,0002,032
Gross Fiduciary activities income$0970
Service charges on deposit accounts$149,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$839,0001,852
Total noninterest expense$3,119,0002,627
Salaries and employee benefits$1,980,0002,487
Premises and equipment expense$241,0003,121
Additional noninterest expense$898,0002,697
Pre-tax net operating income$759,0003,295
Securities gains (losses)$-3,0004,696
Applicable income taxes$182,0002,135
Income before extraordinary items$574,0003,504
Extraordinary gains, net$04
Net income$574,0003,504
Minority interest net income$065
Net income of bank and minority interests.$574,0003,504
Net charge-offs$138,0001,196
Cash dividends$115,0002,923
Sale, conversion, retirement of capital stock, net$0504
Net operating income$576,3703,442
2020-03-31 (YTD Data)Rank
Total interest income$1,916,0002,998
Total interest expense$392,0002,638
Net interest income$1,524,0003,031
Provision for loan and lease losses$100,0001,942
Total noninterest income$469,0002,010
Gross Fiduciary activities income$0941
Service charges on deposit accounts$94,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$375,0001,801
Total noninterest expense$1,551,0002,660
Salaries and employee benefits$983,0002,519
Premises and equipment expense$110,0003,269
Additional noninterest expense$458,0002,680
Pre-tax net operating income$342,0003,254
Securities gains (losses)$01,705
Applicable income taxes$82,0002,095
Income before extraordinary items$260,0003,438
Extraordinary gains, net$04
Net income$260,0003,439
Minority interest net income$056
Net income of bank and minority interests.$260,0003,439
Net charge-offs$107,000848
Cash dividends$60,0002,446
Sale, conversion, retirement of capital stock, net$0482
Net operating income$260,0003,423
2019-12-31 (YTD Data)Rank
Total interest income$7,604,0003,044
Total interest expense$1,640,0002,633
Net interest income$5,964,0003,115
Provision for loan and lease losses$351,0001,809
Total noninterest income$1,770,0002,103
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$375,0002,292
Trading account gains and feesNANA
Additional Noninterest Income$1,395,0001,879
Total noninterest expense$5,523,0002,830
Salaries and employee benefits$3,585,0002,631
Premises and equipment expense$453,0003,272
Additional noninterest expense$1,485,0003,100
Pre-tax net operating income$1,860,0003,117
Securities gains (losses)$-17,0004,886
Applicable income taxes$447,0002,080
Income before extraordinary items$1,396,0003,361
Extraordinary gains, net$011
Net income$1,396,0003,362
Minority interest net income$076
Net income of bank and minority interests.$1,396,0003,362
Net charge-offs$82,0002,337
Cash dividends$220,0003,518
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,409,4303,324
2019-09-30 (YTD Data)Rank
Total interest income$5,608,0003,106
Total interest expense$1,220,0002,675
Net interest income$4,388,0003,187
Provision for loan and lease losses$135,0002,339
Total noninterest income$1,340,0002,087
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$278,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$1,062,0001,849
Total noninterest expense$4,100,0002,859
Salaries and employee benefits$2,638,0002,668
Premises and equipment expense$353,0003,222
Additional noninterest expense$1,109,0003,130
Pre-tax net operating income$1,493,0003,109
Securities gains (losses)$-17,0004,977
Applicable income taxes$359,0002,087
Income before extraordinary items$1,117,0003,343
Extraordinary gains, net$011
Net income$1,117,0003,342
Minority interest net income$072
Net income of bank and minority interests.$1,117,0003,343
Net charge-offs$12,0002,893
Cash dividends$160,0003,199
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,130,4303,309
2019-06-30 (YTD Data)Rank
Total interest income$3,673,0003,141
Total interest expense$776,0002,708
Net interest income$2,897,0003,214
Provision for loan and lease losses$90,0002,284
Total noninterest income$939,0002,019
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$183,0002,330
Trading account gains and feesNANA
Additional Noninterest Income$756,0001,762
Total noninterest expense$2,706,0002,885
Salaries and employee benefits$1,747,0002,699
Premises and equipment expense$238,0003,212
Additional noninterest expense$721,0003,209
Pre-tax net operating income$1,040,0003,051
Securities gains (losses)$-1,0004,660
Applicable income taxes$253,0002,011
Income before extraordinary items$786,0003,278
Extraordinary gains, net$011
Net income$786,0003,275
Minority interest net income$069
Net income of bank and minority interests.$786,0003,276
Net charge-offs$11,0002,558
Cash dividends$100,0003,163
Sale, conversion, retirement of capital stock, net$0573
Net operating income$786,7903,251
2019-03-31 (YTD Data)Rank
Total interest income$1,814,0003,177
Total interest expense$385,0002,694
Net interest income$1,429,0003,275
Provision for loan and lease losses$45,0002,137
Total noninterest income$516,0001,888
Gross Fiduciary activities income$0972
Service charges on deposit accounts$90,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$426,0001,611
Total noninterest expense$1,346,0002,917
Salaries and employee benefits$879,0002,707
Premises and equipment expense$119,0003,243
Additional noninterest expense$348,0003,288
Pre-tax net operating income$554,0002,927
Securities gains (losses)$-1,0004,848
Applicable income taxes$134,0001,919
Income before extraordinary items$419,0003,156
Extraordinary gains, net$05
Net income$419,0003,153
Minority interest net income$052
Net income of bank and minority interests.$419,0003,155
Net charge-offs$3,0002,375
Cash dividends$50,0002,617
Sale, conversion, retirement of capital stock, net$0529
Net operating income$419,7903,143
2018-12-31 (YTD Data)Rank
Total interest income$6,601,0003,283
Total interest expense$1,172,0002,707
Net interest income$5,429,0003,341
Provision for loan and lease losses$150,0002,622
Total noninterest income$1,765,0002,124
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$351,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$1,414,0001,863
Total noninterest expense$5,185,0002,983
Salaries and employee benefits$3,170,0002,856
Premises and equipment expense$441,0003,370
Additional noninterest expense$1,574,0003,081
Pre-tax net operating income$1,859,0003,239
Securities gains (losses)$-2,0004,086
Applicable income taxes$409,0002,156
Income before extraordinary items$1,448,0003,412
Extraordinary gains, net$06
Net income$1,448,0003,410
Minority interest net income$072
Net income of bank and minority interests.$1,448,0003,411
Net charge-offs$117,0002,039
Cash dividends$317,0003,326
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,449,5803,417
2018-09-30 (YTD Data)Rank
Total interest income$4,833,0003,329
Total interest expense$818,0002,731
Net interest income$4,015,0003,401
Provision for loan and lease losses$105,0002,550
Total noninterest income$1,031,0002,465
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$267,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$764,0002,235
Total noninterest expense$3,874,0003,005
Salaries and employee benefits$2,372,0002,865
Premises and equipment expense$323,0003,450
Additional noninterest expense$1,179,0003,067
Pre-tax net operating income$1,067,0003,671
Securities gains (losses)$01,118
Applicable income taxes$264,0002,321
Income before extraordinary items$803,0003,880
Extraordinary gains, net$05
Net income$803,0003,878
Minority interest net income$066
Net income of bank and minority interests.$803,0003,879
Net charge-offs$110,0001,671
Cash dividends$267,0002,932
Sale, conversion, retirement of capital stock, net$0633
Net operating income$803,0003,885
2018-06-30 (YTD Data)Rank
Total interest income$3,124,0003,374
Total interest expense$470,0002,885
Net interest income$2,654,0003,414
Provision for loan and lease losses$75,0002,413
Total noninterest income$656,0002,530
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$176,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$480,0002,306
Total noninterest expense$2,532,0003,054
Salaries and employee benefits$1,554,0002,921
Premises and equipment expense$210,0003,510
Additional noninterest expense$768,0003,135
Pre-tax net operating income$703,0003,674
Securities gains (losses)$0961
Applicable income taxes$175,0002,321
Income before extraordinary items$528,0003,890
Extraordinary gains, net$06
Net income$528,0003,889
Minority interest net income$065
Net income of bank and minority interests.$528,0003,889
Net charge-offs$7,0002,719
Cash dividends$217,0002,759
Sale, conversion, retirement of capital stock, net$0620
Net operating income$528,0003,889
2018-03-31 (YTD Data)Rank
Total interest income$1,519,0003,419
Total interest expense$211,0003,002
Net interest income$1,308,0003,450
Provision for loan and lease losses$30,0002,415
Total noninterest income$326,0002,499
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$90,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$236,0002,293
Total noninterest expense$1,260,0003,088
Salaries and employee benefits$779,0002,946
Premises and equipment expense$104,0003,571
Additional noninterest expense$377,0003,198
Pre-tax net operating income$344,0003,654
Securities gains (losses)$0735
Applicable income taxes$86,0002,286
Income before extraordinary items$258,0003,874
Extraordinary gains, net$07
Net income$258,0003,874
Minority interest net income$052
Net income of bank and minority interests.$258,0003,874
Net charge-offs$-1,0003,770
Cash dividends$50,0002,554
Sale, conversion, retirement of capital stock, net$0580
Net operating income$258,0003,877
2017-12-31 (YTD Data)Rank
Total interest income$5,789,0003,480
Total interest expense$699,0003,134
Net interest income$5,090,0003,493
Provision for loan and lease losses$170,0002,549
Total noninterest income$1,521,0002,383
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$353,0002,577
Trading account gains and feesNANA
Additional Noninterest Income$1,168,0002,097
Total noninterest expense$4,863,0003,140
Salaries and employee benefits$3,008,0002,975
Premises and equipment expense$398,0003,664
Additional noninterest expense$1,457,0003,295
Pre-tax net operating income$1,578,0003,467
Securities gains (losses)$-2,0004,854
Applicable income taxes$755,0002,113
Income before extraordinary items$821,0003,967
Extraordinary gains, net$09
Net income$821,0003,967
Minority interest net income$076
Net income of bank and minority interests.$821,0003,967
Net charge-offs$51,0002,950
Cash dividends$200,0003,626
Sale, conversion, retirement of capital stock, net$0711
Net operating income$822,2803,954
2017-09-30 (YTD Data)Rank
Total interest income$4,257,0003,546
Total interest expense$503,0003,203
Net interest income$3,754,0003,559
Provision for loan and lease losses$155,0002,267
Total noninterest income$1,222,0002,315
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$262,0002,612
Trading account gains and feesNANA
Additional Noninterest Income$960,0002,011
Total noninterest expense$3,623,0003,170
Salaries and employee benefits$2,266,0002,988
Premises and equipment expense$283,0003,788
Additional noninterest expense$1,074,0003,327
Pre-tax net operating income$1,198,0003,492
Securities gains (losses)$02,274
Applicable income taxes$427,0002,206
Income before extraordinary items$771,0003,887
Extraordinary gains, net$09
Net income$771,0003,886
Minority interest net income$071
Net income of bank and minority interests.$771,0003,887
Net charge-offs$29,0002,799
Cash dividends$150,0003,246
Sale, conversion, retirement of capital stock, net$0677
Net operating income$771,0003,873
2017-06-30 (YTD Data)Rank
Total interest income$2,772,0003,597
Total interest expense$323,0003,236
Net interest income$2,449,0003,595
Provision for loan and lease losses$95,0002,288
Total noninterest income$777,0002,394
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$181,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,117
Total noninterest expense$2,380,0003,224
Salaries and employee benefits$1,523,0002,986
Premises and equipment expense$181,0003,885
Additional noninterest expense$676,0003,461
Pre-tax net operating income$751,0003,552
Securities gains (losses)$-4,0005,393
Applicable income taxes$269,0002,239
Income before extraordinary items$478,0003,948
Extraordinary gains, net$011
Net income$478,0003,947
Minority interest net income$071
Net income of bank and minority interests.$478,0003,948
Net charge-offs$5,0003,121
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$0659
Net operating income$480,5603,927
2017-03-31 (YTD Data)Rank
Total interest income$1,355,0003,649
Total interest expense$158,0003,270
Net interest income$1,197,0003,655
Provision for loan and lease losses$30,0002,408
Total noninterest income$343,0002,542
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$89,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$254,0002,295
Total noninterest expense$1,198,0003,234
Salaries and employee benefits$770,0003,016
Premises and equipment expense$91,0003,915
Additional noninterest expense$337,0003,472
Pre-tax net operating income$312,0003,777
Securities gains (losses)$01,153
Applicable income taxes$112,0002,356
Income before extraordinary items$200,0004,129
Extraordinary gains, net$08
Net income$200,0004,129
Minority interest net income$055
Net income of bank and minority interests.$200,0004,129
Net charge-offs$5,0002,440
Cash dividends$50,0002,608
Sale, conversion, retirement of capital stock, net$0632
Net operating income$200,0004,114
2016-12-31 (YTD Data)Rank
Total interest income$5,141,0003,761
Total interest expense$571,0003,406
Net interest income$4,570,0003,742
Provision for loan and lease losses$259,0002,151
Total noninterest income$1,662,0002,347
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$386,0002,529
Trading account gains and fees$0170
Additional Noninterest Income$1,276,0002,097
Total noninterest expense$4,378,0003,471
Salaries and employee benefits$2,771,0003,198
Premises and equipment expense$345,0004,059
Additional noninterest expense$1,262,0003,696
Pre-tax net operating income$1,595,0003,424
Securities gains (losses)$12,0002,595
Applicable income taxes$581,0002,134
Income before extraordinary items$1,026,0003,847
Extraordinary gains, net$05
Net income$1,026,0003,845
Minority interest net income$082
Net income of bank and minority interests.$1,026,0003,846
Net charge-offs$7,0003,950
Cash dividends$160,0003,786
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,018,3203,815
2016-09-30 (YTD Data)Rank
Total interest income$3,810,0003,803
Total interest expense$423,0003,455
Net interest income$3,387,0003,797
Provision for loan and lease losses$217,0001,979
Total noninterest income$1,342,0002,252
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$286,0002,547
Trading account gains and fees$0169
Additional Noninterest Income$1,056,0001,971
Total noninterest expense$3,237,0003,497
Salaries and employee benefits$2,035,0003,238
Premises and equipment expense$251,0004,134
Additional noninterest expense$951,0003,719
Pre-tax net operating income$1,275,0003,372
Securities gains (losses)$11,0002,550
Applicable income taxes$465,0002,117
Income before extraordinary items$821,0003,810
Extraordinary gains, net$05
Net income$821,0003,808
Minority interest net income$071
Net income of bank and minority interests.$821,0003,810
Net charge-offs$03,952
Cash dividends$110,0003,440
Sale, conversion, retirement of capital stock, net$0719
Net operating income$813,9603,765
2016-06-30 (YTD Data)Rank
Total interest income$2,504,0003,850
Total interest expense$268,0003,560
Net interest income$2,236,0003,838
Provision for loan and lease losses$126,0002,063
Total noninterest income$710,0002,531
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$179,0002,628
Trading account gains and fees$0157
Additional Noninterest Income$531,0002,302
Total noninterest expense$2,090,0003,587
Salaries and employee benefits$1,294,0003,351
Premises and equipment expense$164,0004,193
Additional noninterest expense$632,0003,741
Pre-tax net operating income$730,0003,601
Securities gains (losses)$8,0002,318
Applicable income taxes$266,0002,235
Income before extraordinary items$472,0004,046
Extraordinary gains, net$016
Net income$472,0004,043
Minority interest net income$071
Net income of bank and minority interests.$472,0004,045
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$466,8803,993
2016-03-31 (YTD Data)Rank
Total interest income$1,230,0003,893
Total interest expense$131,0003,627
Net interest income$1,099,0003,887
Provision for loan and lease losses$42,0002,344
Total noninterest income$268,0002,900
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$0142
Additional Noninterest Income$182,0002,737
Total noninterest expense$1,022,0003,666
Salaries and employee benefits$628,0003,431
Premises and equipment expense$81,0004,263
Additional noninterest expense$313,0003,778
Pre-tax net operating income$303,0003,837
Securities gains (losses)$6,0001,655
Applicable income taxes$111,0002,374
Income before extraordinary items$198,0004,250
Extraordinary gains, net$012
Net income$198,0004,247
Minority interest net income$062
Net income of bank and minority interests.$198,0004,249
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$194,1604,233
2015-12-31 (YTD Data)Rank
Total interest income$4,489,0004,083
Total interest expense$484,0003,787
Net interest income$4,005,0004,071
Provision for loan and lease losses$300,0001,890
Total noninterest income$1,319,0002,649
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$335,0002,830
Trading account gains and fees$0159
Additional Noninterest Income$984,0002,385
Total noninterest expense$3,895,0003,771
Salaries and employee benefits$2,357,0003,554
Premises and equipment expense$347,0004,195
Additional noninterest expense$1,191,0003,930
Pre-tax net operating income$1,129,0003,923
Securities gains (losses)$5,0002,832
Applicable income taxes$391,0002,437
Income before extraordinary items$743,0004,343
Extraordinary gains, net$023
Net income$743,0004,340
Minority interest net income$081
Net income of bank and minority interests.$743,0004,342
Net charge-offs$1,0004,383
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,150,000204
Net operating income$739,7004,301
2015-09-30 (YTD Data)Rank
Total interest income$3,318,0004,161
Total interest expense$356,0003,879
Net interest income$2,962,0004,131
Provision for loan and lease losses$260,0001,662
Total noninterest income$1,030,0002,629
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$244,0002,890
Trading account gains and fees$0153
Additional Noninterest Income$786,0002,336
Total noninterest expense$2,891,0003,820
Salaries and employee benefits$1,750,0003,580
Premises and equipment expense$263,0004,228
Additional noninterest expense$878,0003,995
Pre-tax net operating income$841,0004,018
Securities gains (losses)$5,0002,620
Applicable income taxes$304,0002,473
Income before extraordinary items$542,0004,457
Extraordinary gains, net$021
Net income$542,0004,459
Minority interest net income$078
Net income of bank and minority interests.$542,0004,460
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,150,000160
Net operating income$538,8004,415
2015-06-30 (YTD Data)Rank
Total interest income$2,177,0004,216
Total interest expense$234,0003,945
Net interest income$1,943,0004,199
Provision for loan and lease losses$150,0001,756
Total noninterest income$579,0002,867
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$157,0002,938
Trading account gains and fees$0157
Additional Noninterest Income$422,0002,609
Total noninterest expense$1,889,0003,882
Salaries and employee benefits$1,156,0003,636
Premises and equipment expense$170,0004,310
Additional noninterest expense$563,0004,105
Pre-tax net operating income$483,0004,220
Securities gains (losses)$02,636
Applicable income taxes$172,0002,608
Income before extraordinary items$311,0004,647
Extraordinary gains, net$022
Net income$311,0004,649
Minority interest net income$075
Net income of bank and minority interests.$311,0004,650
Net charge-offs$1,0003,770
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$1,150,000125
Net operating income$311,0004,569
2015-03-31 (YTD Data)Rank
Total interest income$1,051,0004,292
Total interest expense$116,0004,003
Net interest income$935,0004,291
Provision for loan and lease losses$65,0001,847
Total noninterest income$303,0002,790
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$228,0002,461
Total noninterest expense$952,0003,903
Salaries and employee benefits$591,0003,607
Premises and equipment expense$84,0004,375
Additional noninterest expense$277,0004,138
Pre-tax net operating income$221,0004,305
Securities gains (losses)$2,0001,821
Applicable income taxes$79,0002,651
Income before extraordinary items$144,0004,724
Extraordinary gains, net$013
Net income$144,0004,726
Minority interest net income$064
Net income of bank and minority interests.$144,0004,728
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$750,00099
Net operating income$142,7004,662
2014-12-31 (YTD Data)Rank
Total interest income$3,908,0004,522
Total interest expense$471,0004,141
Net interest income$3,437,0004,525
Provision for loan and lease losses$221,0002,369
Total noninterest income$812,0003,454
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$290,0003,265
Trading account gains and fees$0180
Additional Noninterest Income$522,0003,226
Total noninterest expense$3,515,0004,133
Salaries and employee benefits$2,135,0003,857
Premises and equipment expense$353,0004,349
Additional noninterest expense$1,027,0004,395
Pre-tax net operating income$513,0005,014
Securities gains (losses)$19,0002,350
Applicable income taxes$183,0003,027
Income before extraordinary items$349,0005,287
Extraordinary gains, net$017
Net income$349,0005,286
Minority interest net income$084
Net income of bank and minority interests.$349,0005,287
Net charge-offs$12,0004,510
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$336,4605,262
2014-09-30 (YTD Data)Rank
Total interest income$2,849,0004,622
Total interest expense$356,0004,181
Net interest income$2,493,0004,635
Provision for loan and lease losses$162,0002,306
Total noninterest income$542,0003,687
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$217,0003,299
Trading account gains and fees$0174
Additional Noninterest Income$325,0003,523
Total noninterest expense$2,584,0004,189
Salaries and employee benefits$1,571,0003,912
Premises and equipment expense$264,0004,399
Additional noninterest expense$749,0004,482
Pre-tax net operating income$289,0005,378
Securities gains (losses)$19,0002,046
Applicable income taxes$113,0003,215
Income before extraordinary items$195,0005,578
Extraordinary gains, net$015
Net income$195,0005,577
Minority interest net income$081
Net income of bank and minority interests.$195,0005,578
Net charge-offs$04,696
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$182,8405,580
2014-06-30 (YTD Data)Rank
Total interest income$1,826,0004,736
Total interest expense$233,0004,255
Net interest income$1,593,0004,747
Provision for loan and lease losses$100,0002,327
Total noninterest income$330,0003,855
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$137,0003,402
Trading account gains and fees$0172
Additional Noninterest Income$193,0003,690
Total noninterest expense$1,697,0004,253
Salaries and employee benefits$1,033,0003,955
Premises and equipment expense$173,0004,491
Additional noninterest expense$491,0004,529
Pre-tax net operating income$126,0005,671
Securities gains (losses)$02,580
Applicable income taxes$46,0003,470
Income before extraordinary items$80,0005,840
Extraordinary gains, net$020
Net income$80,0005,842
Minority interest net income$080
Net income of bank and minority interests.$80,0005,843
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$80,0005,802
2014-03-31 (YTD Data)Rank
Total interest income$871,0004,877
Total interest expense$110,0004,436
Net interest income$761,0004,868
Provision for loan and lease losses$20,0002,958
Total noninterest income$152,0003,956
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$65,0003,474
Trading account gains and fees$0147
Additional Noninterest Income$87,0003,774
Total noninterest expense$839,0004,311
Salaries and employee benefits$519,0003,981
Premises and equipment expense$85,0004,593
Additional noninterest expense$235,0004,632
Pre-tax net operating income$54,0005,702
Securities gains (losses)$1,0001,605
Applicable income taxes$20,0003,505
Income before extraordinary items$35,0005,881
Extraordinary gains, net$016
Net income$35,0005,882
Minority interest net income$066
Net income of bank and minority interests.$35,0005,883
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$34,3605,856
2013-12-31 (YTD Data)Rank
Total interest income$3,108,0005,162
Total interest expense$401,0004,906
Net interest income$2,707,0005,152
Provision for loan and lease losses$95,0003,759
Total noninterest income$922,0003,346
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$311,0003,292
Trading account gains and fees$0184
Additional Noninterest Income$611,0003,095
Total noninterest expense$2,848,0004,723
Salaries and employee benefits$1,608,0004,578
Premises and equipment expense$321,0004,700
Additional noninterest expense$919,0004,766
Pre-tax net operating income$686,0004,623
Securities gains (losses)$03,182
Applicable income taxes$251,0002,776
Income before extraordinary items$435,0005,057
Extraordinary gains, net$029
Net income$435,0005,060
Minority interest net income$090
Net income of bank and minority interests.$435,0005,060
Net charge-offs$28,0004,684
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$435,0004,999
2013-09-30 (YTD Data)Rank
Total interest income$2,284,0005,252
Total interest expense$294,0005,044
Net interest income$1,990,0005,234
Provision for loan and lease losses$90,0003,447
Total noninterest income$741,0003,272
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$227,0003,364
Trading account gains and fees$0180
Additional Noninterest Income$514,0002,969
Total noninterest expense$2,012,0004,882
Salaries and employee benefits$1,155,0004,711
Premises and equipment expense$212,0005,016
Additional noninterest expense$645,0004,925
Pre-tax net operating income$629,0004,431
Securities gains (losses)$03,040
Applicable income taxes$233,0002,643
Income before extraordinary items$396,0004,929
Extraordinary gains, net$025
Net income$396,0004,929
Minority interest net income$084
Net income of bank and minority interests.$396,0004,930
Net charge-offs$9,0004,738
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$396,0004,835
2013-06-30 (YTD Data)Rank
Total interest income$1,502,0005,307
Total interest expense$204,0005,029
Net interest income$1,298,0005,281
Provision for loan and lease losses$25,0004,134
Total noninterest income$451,0003,486
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$150,0003,360
Trading account gains and fees$0157
Additional Noninterest Income$301,0003,197
Total noninterest expense$1,298,0004,991
Salaries and employee benefits$766,0004,750
Premises and equipment expense$137,0005,077
Additional noninterest expense$395,0005,125
Pre-tax net operating income$426,0004,392
Securities gains (losses)$02,791
Applicable income taxes$158,0002,641
Income before extraordinary items$268,0004,914
Extraordinary gains, net$022
Net income$268,0004,916
Minority interest net income$082
Net income of bank and minority interests.$268,0004,917
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$268,0004,795
2013-03-31 (YTD Data)Rank
Total interest income$750,0005,346
Total interest expense$107,0005,025
Net interest income$643,0005,322
Provision for loan and lease losses$04,409
Total noninterest income$192,0003,732
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$72,0003,408
Trading account gains and fees$0148
Additional Noninterest Income$120,0003,505
Total noninterest expense$674,0004,942
Salaries and employee benefits$387,0004,754
Premises and equipment expense$69,0005,091
Additional noninterest expense$218,0004,963
Pre-tax net operating income$161,0004,773
Securities gains (losses)$01,966
Applicable income taxes$60,0002,860
Income before extraordinary items$101,0005,242
Extraordinary gains, net$010
Net income$101,0005,244
Minority interest net income$076
Net income of bank and minority interests.$101,0005,244
Net charge-offs$2,0003,902
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$101,0005,140
2012-12-31 (YTD Data)Rank
Total interest income$2,773,0005,616
Total interest expense$441,0005,353
Net interest income$2,332,0005,593
Provision for loan and lease losses$198,0003,965
Total noninterest income$767,0003,723
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$294,0003,523
Trading account gains and fees$0166
Additional Noninterest Income$473,0003,414
Total noninterest expense$2,425,0005,244
Salaries and employee benefits$1,361,0005,094
Premises and equipment expense$276,0005,142
Additional noninterest expense$788,0005,295
Pre-tax net operating income$476,0004,971
Securities gains (losses)$03,810
Applicable income taxes$176,0003,101
Income before extraordinary items$300,0005,470
Extraordinary gains, net$029
Net income$300,0005,467
Minority interest net income$093
Net income of bank and minority interests.$300,0005,468
Net charge-offs$154,0004,035
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$300,0005,274
2012-09-30 (YTD Data)Rank
Total interest income$2,041,0005,743
Total interest expense$335,0005,469
Net interest income$1,706,0005,730
Provision for loan and lease losses$173,0003,719
Total noninterest income$547,0003,846
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$211,0003,657
Trading account gains and fees$0157
Additional Noninterest Income$336,0003,525
Total noninterest expense$1,751,0005,370
Salaries and employee benefits$988,0005,211
Premises and equipment expense$202,0005,239
Additional noninterest expense$561,0005,464
Pre-tax net operating income$329,0005,199
Securities gains (losses)$03,575
Applicable income taxes$122,0003,233
Income before extraordinary items$207,0005,691
Extraordinary gains, net$020
Net income$207,0005,690
Minority interest net income$086
Net income of bank and minority interests.$207,0005,690
Net charge-offs$3,0005,588
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$207,0005,510
2012-06-30 (YTD Data)Rank
Total interest income$1,313,0005,859
Total interest expense$226,0005,542
Net interest income$1,087,0005,857
Provision for loan and lease losses$73,0004,207
Total noninterest income$343,0003,945
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$134,0003,741
Trading account gains and fees$0153
Additional Noninterest Income$209,0003,614
Total noninterest expense$1,162,0005,416
Salaries and employee benefits$656,0005,240
Premises and equipment expense$134,0005,263
Additional noninterest expense$372,0005,498
Pre-tax net operating income$195,0005,332
Securities gains (losses)$03,178
Applicable income taxes$72,0003,310
Income before extraordinary items$123,0005,811
Extraordinary gains, net$019
Net income$123,0005,810
Minority interest net income$084
Net income of bank and minority interests.$123,0005,810
Net charge-offs$2,0005,336
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$123,0005,626
2012-03-31 (YTD Data)Rank
Total interest income$622,0006,012
Total interest expense$111,0005,690
Net interest income$511,0006,006
Provision for loan and lease losses$25,0004,328
Total noninterest income$154,0004,173
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$59,0003,983
Trading account gains and fees$0148
Additional Noninterest Income$95,0003,783
Total noninterest expense$573,0005,480
Salaries and employee benefits$323,0005,324
Premises and equipment expense$69,0005,260
Additional noninterest expense$181,0005,580
Pre-tax net operating income$67,0005,759
Securities gains (losses)$02,210
Applicable income taxes$25,0003,539
Income before extraordinary items$42,0006,073
Extraordinary gains, net$019
Net income$42,0006,072
Minority interest net income$078
Net income of bank and minority interests.$42,0006,073
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$42,0005,936
2011-12-31 (YTD Data)Rank
Total interest income$2,435,0006,148
Total interest expense$371,0006,308
Net interest income$2,064,0006,018
Provision for loan and lease losses$45,0005,911
Total noninterest income$629,0003,977
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$274,0003,785
Trading account gains and fees$0146
Additional Noninterest Income$355,0003,612
Total noninterest expense$1,996,0005,820
Salaries and employee benefits$1,035,0005,806
Premises and equipment expense$249,0005,615
Additional noninterest expense$712,0005,650
Pre-tax net operating income$652,0004,388
Securities gains (losses)$03,838
Applicable income taxes$222,0002,799
Income before extraordinary items$430,0004,853
Extraordinary gains, net$029
Net income$430,0004,855
Minority interest net income$096
Net income of bank and minority interests.$430,0004,854
Net charge-offs$9,0006,128
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$430,0004,716
2011-09-30 (YTD Data)Rank
Total interest income$1,800,0006,232
Total interest expense$269,0006,457
Net interest income$1,531,0006,085
Provision for loan and lease losses$40,0005,694
Total noninterest income$432,0004,165
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$201,0003,840
Trading account gains and fees$0145
Additional Noninterest Income$231,0003,873
Total noninterest expense$1,419,0005,952
Salaries and employee benefits$727,0005,937
Premises and equipment expense$182,0005,720
Additional noninterest expense$510,0005,783
Pre-tax net operating income$504,0004,467
Securities gains (losses)$03,555
Applicable income taxes$173,0002,781
Income before extraordinary items$331,0004,929
Extraordinary gains, net$021
Net income$331,0004,929
Minority interest net income$087
Net income of bank and minority interests.$331,0004,929
Net charge-offs$9,0005,809
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$331,0004,809
2011-06-30 (YTD Data)Rank
Total interest income$1,179,0006,315
Total interest expense$172,0006,600
Net interest income$1,007,0006,148
Provision for loan and lease losses$25,0005,594
Total noninterest income$296,0004,130
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$130,0003,877
Trading account gains and fees$0153
Additional Noninterest Income$166,0003,789
Total noninterest expense$914,0006,071
Salaries and employee benefits$448,0006,133
Premises and equipment expense$119,0005,787
Additional noninterest expense$347,0005,827
Pre-tax net operating income$364,0004,342
Securities gains (losses)$02,914
Applicable income taxes$129,0002,645
Income before extraordinary items$235,0004,800
Extraordinary gains, net$015
Net income$235,0004,797
Minority interest net income$089
Net income of bank and minority interests.$235,0004,799
Net charge-offs$9,0005,376
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$235,0004,709
2011-03-31 (YTD Data)Rank
Total interest income$590,0006,357
Total interest expense$84,0006,720
Net interest income$506,0006,155
Provision for loan and lease losses$10,0005,371
Total noninterest income$142,0004,280
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$64,0003,860
Trading account gains and fees$0158
Additional Noninterest Income$78,0003,953
Total noninterest expense$436,0006,190
Salaries and employee benefits$215,0006,254
Premises and equipment expense$60,0005,830
Additional noninterest expense$161,0006,008
Pre-tax net operating income$202,0004,222
Securities gains (losses)$01,772
Applicable income taxes$77,0002,470
Income before extraordinary items$125,0004,715
Extraordinary gains, net$09
Net income$125,0004,713
Minority interest net income$086
Net income of bank and minority interests.$125,0004,715
Net charge-offs$9,0004,430
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$125,0004,653
2010-12-31 (YTD Data)Rank
Total interest income$2,508,0006,371
Total interest expense$397,0006,803
Net interest income$2,111,0006,139
Provision for loan and lease losses$104,0005,994
Total noninterest income$508,0004,532
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$246,0004,037
Trading account gains and fees$0175
Additional Noninterest Income$262,0004,173
Total noninterest expense$2,061,0005,953
Salaries and employee benefits$897,0006,232
Premises and equipment expense$251,0005,799
Additional noninterest expense$913,0005,326
Pre-tax net operating income$454,0004,478
Securities gains (losses)$03,793
Applicable income taxes$25,0003,929
Income before extraordinary items$429,0004,532
Extraordinary gains, net$029
Net income$429,0004,532
Minority interest net income$0111
Net income of bank and minority interests.$429,0004,532
Net charge-offs$212,0004,704
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$429,0004,389
2010-09-30 (YTD Data)Rank
Total interest income$1,890,0006,468
Total interest expense$306,0006,912
Net interest income$1,584,0006,224
Provision for loan and lease losses$104,0005,649
Total noninterest income$364,0004,703
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$176,0004,196
Trading account gains and fees$0165
Additional Noninterest Income$188,0004,276
Total noninterest expense$1,459,0006,114
Salaries and employee benefits$686,0006,235
Premises and equipment expense$186,0005,881
Additional noninterest expense$587,0005,701
Pre-tax net operating income$385,0004,549
Securities gains (losses)$03,651
Applicable income taxes$27,0003,858
Income before extraordinary items$358,0004,621
Extraordinary gains, net$023
Net income$358,0004,624
Minority interest net income$0110
Net income of bank and minority interests.$358,0004,624
Net charge-offs$134,0004,618
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$358,0004,436
2010-06-30 (YTD Data)Rank
Total interest income$1,258,0006,518
Total interest expense$216,0006,930
Net interest income$1,042,0006,284
Provision for loan and lease losses$104,0005,107
Total noninterest income$219,0004,861
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$117,0004,191
Trading account gains and fees$0152
Additional Noninterest Income$102,0004,616
Total noninterest expense$969,0006,157
Salaries and employee benefits$470,0006,237
Premises and equipment expense$125,0005,884
Additional noninterest expense$374,0005,807
Pre-tax net operating income$188,0004,999
Securities gains (losses)$03,184
Applicable income taxes$18,0003,827
Income before extraordinary items$170,0005,093
Extraordinary gains, net$019
Net income$170,0005,096
Minority interest net income$0105
Net income of bank and minority interests.$170,0005,095
Net charge-offs$135,0003,937
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$170,0004,935
2010-03-31 (YTD Data)Rank
Total interest income$629,0006,595
Total interest expense$116,0006,975
Net interest income$513,0006,380
Provision for loan and lease losses$59,0004,729
Total noninterest income$113,0004,834
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$56,0004,261
Trading account gains and fees$0175
Additional Noninterest Income$57,0004,465
Total noninterest expense$487,0006,221
Salaries and employee benefits$239,0006,286
Premises and equipment expense$65,0005,884
Additional noninterest expense$183,0005,898
Pre-tax net operating income$80,0005,295
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$71,0005,387
Extraordinary gains, net$016
Net income$71,0005,388
Minority interest net income$091
Net income of bank and minority interests.$71,0005,387
Net charge-offs$135,0002,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$71,0005,279
2009-12-31 (YTD Data)Rank
Total interest income$2,664,0006,573
Total interest expense$837,0006,390
Net interest income$1,827,0006,537
Provision for loan and lease losses$287,0005,337
Total noninterest income$415,0005,059
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$216,0004,504
Trading account gains and fees$0211
Additional Noninterest Income$199,0004,645
Total noninterest expense$1,726,0006,524
Salaries and employee benefits$824,0006,648
Premises and equipment expense$244,0006,120
Additional noninterest expense$658,0006,275
Pre-tax net operating income$229,0004,717
Securities gains (losses)$48,0002,645
Applicable income taxes$43,0003,345
Income before extraordinary items$234,0004,697
Extraordinary gains, net$034
Net income$234,0004,696
Minority interest net income$0115
Net income of bank and minority interests.$234,0004,697
Net charge-offs$77,0005,916
Cash dividends$10,0004,629
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$193,6804,762
2009-09-30 (YTD Data)Rank
Total interest income$2,002,0006,637
Total interest expense$669,0006,387
Net interest income$1,333,0006,629
Provision for loan and lease losses$227,0004,978
Total noninterest income$311,0005,128
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$149,0004,694
Trading account gains and fees$0212
Additional Noninterest Income$162,0004,629
Total noninterest expense$1,310,0006,539
Salaries and employee benefits$623,0006,657
Premises and equipment expense$180,0006,190
Additional noninterest expense$507,0006,217
Pre-tax net operating income$107,0005,257
Securities gains (losses)$11,0002,942
Applicable income taxes$11,0004,016
Income before extraordinary items$107,0005,281
Extraordinary gains, net$027
Net income$107,0005,280
Minority interest net income$0118
Net income of bank and minority interests.$107,0005,280
Net charge-offs$74,0005,347
Cash dividends$10,0004,145
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$96,9905,267
2009-06-30 (YTD Data)Rank
Total interest income$1,327,0006,723
Total interest expense$468,0006,410
Net interest income$859,0006,715
Provision for loan and lease losses$120,0005,054
Total noninterest income$199,0005,232
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$87,0004,918
Trading account gains and fees$0193
Additional Noninterest Income$112,0004,597
Total noninterest expense$864,0006,618
Salaries and employee benefits$410,0006,753
Premises and equipment expense$120,0006,240
Additional noninterest expense$334,0006,266
Pre-tax net operating income$74,0005,382
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$69,0005,443
Extraordinary gains, net$021
Net income$69,0005,439
Minority interest net income$0112
Net income of bank and minority interests.$69,0005,439
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$69,0005,357
2009-03-31 (YTD Data)Rank
Total interest income$658,0006,779
Total interest expense$235,0006,515
Net interest income$423,0006,765
Provision for loan and lease losses$100,0003,845
Total noninterest income$92,0005,352
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$55,0004,661
Total noninterest expense$406,0006,713
Salaries and employee benefits$191,0006,937
Premises and equipment expense$58,0006,362
Additional noninterest expense$157,0006,195
Pre-tax net operating income$9,0006,137
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$8,0006,305
Extraordinary gains, net$015
Net income$8,0006,307
Minority interest net income$0102
Net income of bank and minority interests.$8,0006,307
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,0006,157
2008-12-31 (YTD Data)Rank
Total interest income$2,691,0006,826
Total interest expense$1,013,0006,757
Net interest income$1,678,0006,792
Provision for loan and lease losses$90,0006,145
Total noninterest income$369,0005,430
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$204,0004,749
Trading account gains and fees$0154
Additional Noninterest Income$165,0005,151
Total noninterest expense$1,715,0006,588
Salaries and employee benefits$866,0006,732
Premises and equipment expense$247,0006,272
Additional noninterest expense$602,0006,214
Pre-tax net operating income$242,0005,624
Securities gains (losses)$03,220
Applicable income taxes$3,0004,759
Income before extraordinary items$239,0005,332
Extraordinary gains, net$039
Net income$239,0005,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,011
Cash dividends$10,0005,406
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$239,0005,492
2008-09-30 (YTD Data)Rank
Total interest income$2,022,0006,889
Total interest expense$774,0006,838
Net interest income$1,248,0006,860
Provision for loan and lease losses$80,0005,434
Total noninterest income$293,0005,413
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$157,0004,733
Trading account gains and fees$0148
Additional Noninterest Income$136,0005,118
Total noninterest expense$1,278,0006,605
Salaries and employee benefits$646,0006,750
Premises and equipment expense$182,0006,329
Additional noninterest expense$450,0006,180
Pre-tax net operating income$183,0006,099
Securities gains (losses)$03,106
Applicable income taxes$2,0005,168
Income before extraordinary items$181,0005,803
Extraordinary gains, net$031
Net income$181,0005,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,256
Cash dividends$10,0004,892
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$181,0005,981
2008-06-30 (YTD Data)Rank
Total interest income$1,346,0006,967
Total interest expense$542,0006,879
Net interest income$804,0006,954
Provision for loan and lease losses$60,0004,901
Total noninterest income$201,0005,418
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$107,0004,719
Trading account gains and fees$0149
Additional Noninterest Income$94,0005,162
Total noninterest expense$844,0006,683
Salaries and employee benefits$435,0006,788
Premises and equipment expense$119,0006,405
Additional noninterest expense$290,0006,273
Pre-tax net operating income$101,0006,400
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$100,0006,353
Extraordinary gains, net$021
Net income$100,0006,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,312
Cash dividends$10,0004,679
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$100,0006,283
2008-03-31 (YTD Data)Rank
Total interest income$677,0007,043
Total interest expense$286,0006,925
Net interest income$391,0007,056
Provision for loan and lease losses$25,0004,682
Total noninterest income$101,0005,405
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$53,0004,696
Trading account gains and fees$0158
Additional Noninterest Income$48,0005,134
Total noninterest expense$421,0006,706
Salaries and employee benefits$208,0006,914
Premises and equipment expense$60,0006,417
Additional noninterest expense$153,0006,137
Pre-tax net operating income$46,0006,660
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$45,0006,655
Extraordinary gains, net$015
Net income$45,0006,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$10,0003,645
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$45,0006,557
2007-12-31 (YTD Data)Rank
Total interest income$2,722,0007,044
Total interest expense$1,295,0006,729
Net interest income$1,427,0007,217
Provision for loan and lease losses$97,0004,964
Total noninterest income$411,0005,437
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$211,0004,797
Trading account gains and fees$0178
Additional Noninterest Income$200,0005,055
Total noninterest expense$1,634,0006,721
Salaries and employee benefits$880,0006,769
Premises and equipment expense$235,0006,389
Additional noninterest expense$519,0006,475
Pre-tax net operating income$107,0007,130
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$107,0007,111
Extraordinary gains, net$039
Net income$107,0007,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$107,0007,082
2007-09-30 (YTD Data)Rank
Total interest income$2,034,0007,084
Total interest expense$985,0006,717
Net interest income$1,049,0007,296
Provision for loan and lease losses$97,0004,161
Total noninterest income$316,0005,431
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$158,0004,809
Trading account gains and fees$0184
Additional Noninterest Income$158,0004,980
Total noninterest expense$1,208,0006,737
Salaries and employee benefits$661,0006,722
Premises and equipment expense$169,0006,489
Additional noninterest expense$378,0006,545
Pre-tax net operating income$60,0007,456
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$60,0007,448
Extraordinary gains, net$033
Net income$60,0007,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$60,0007,433
2007-06-30 (YTD Data)Rank
Total interest income$1,359,0007,112
Total interest expense$671,0006,707
Net interest income$688,0007,389
Provision for loan and lease losses$82,0003,642
Total noninterest income$232,0005,264
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$107,0004,803
Trading account gains and fees$0168
Additional Noninterest Income$125,0004,665
Total noninterest expense$797,0006,805
Salaries and employee benefits$440,0006,781
Premises and equipment expense$113,0006,511
Additional noninterest expense$244,0006,648
Pre-tax net operating income$41,0007,574
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$41,0007,551
Extraordinary gains, net$029
Net income$41,0007,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$41,0007,532
2007-03-31 (YTD Data)Rank
Total interest income$678,0007,142
Total interest expense$339,0006,710
Net interest income$339,0007,453
Provision for loan and lease losses$23,0004,237
Total noninterest income$112,0005,295
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$50,0004,884
Trading account gains and fees$0195
Additional Noninterest Income$62,0004,685
Total noninterest expense$392,0006,871
Salaries and employee benefits$220,0006,826
Premises and equipment expense$56,0006,566
Additional noninterest expense$116,0006,783
Pre-tax net operating income$36,0007,462
Securities gains (losses)$01,187
Applicable income taxes$2,0005,948
Income before extraordinary items$34,0007,402
Extraordinary gains, net$022
Net income$34,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$34,0007,390
2006-12-31 (YTD Data)Rank
Total interest income$2,289,0007,308
Total interest expense$1,052,0006,834
Net interest income$1,237,0007,535
Provision for loan and lease losses$80,0005,017
Total noninterest income$335,0005,966
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$195,0005,044
Trading account gains and fees$0130
Additional Noninterest Income$140,0005,749
Total noninterest expense$1,398,0007,062
Salaries and employee benefits$745,0007,140
Premises and equipment expense$220,0006,512
Additional noninterest expense$433,0006,900
Pre-tax net operating income$94,0007,728
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$94,0007,698
Extraordinary gains, net$051
Net income$94,0007,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$535,000592
Net operating income$94,0007,689
2006-09-30 (YTD Data)Rank
Total interest income$1,634,0007,453
Total interest expense$726,0006,990
Net interest income$908,0007,631
Provision for loan and lease losses$68,0004,698
Total noninterest income$246,0006,046
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$145,0005,109
Trading account gains and fees$0126
Additional Noninterest Income$101,0005,828
Total noninterest expense$1,006,0007,155
Salaries and employee benefits$525,0007,272
Premises and equipment expense$162,0006,583
Additional noninterest expense$319,0006,968
Pre-tax net operating income$80,0007,879
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$80,0007,827
Extraordinary gains, net$045
Net income$80,0007,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$535,000444
Net operating income$80,0007,828
2006-06-30 (YTD Data)Rank
Total interest income$1,012,0007,590
Total interest expense$435,0007,140
Net interest income$577,0007,763
Provision for loan and lease losses$59,0004,293
Total noninterest income$143,0006,324
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$86,0005,323
Trading account gains and fees$0126
Additional Noninterest Income$57,0006,166
Total noninterest expense$653,0007,255
Salaries and employee benefits$331,0007,423
Premises and equipment expense$106,0006,637
Additional noninterest expense$216,0006,938
Pre-tax net operating income$8,0008,135
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$8,0008,143
Extraordinary gains, net$039
Net income$8,0008,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$535,000319
Net operating income$8,0008,137
2006-03-31 (YTD Data)Rank
Total interest income$462,0007,736
Total interest expense$191,0007,310
Net interest income$271,0007,874
Provision for loan and lease losses$38,0003,609
Total noninterest income$51,0006,914
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$29,0005,974
Trading account gains and fees$0115
Additional Noninterest Income$22,0006,566
Total noninterest expense$309,0007,381
Salaries and employee benefits$158,0007,542
Premises and equipment expense$51,0006,714
Additional noninterest expense$100,0007,083
Pre-tax net operating income$-25,0008,303
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-25,0008,318
Extraordinary gains, net$021
Net income$-25,0008,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-25,0008,302
2005-12-31 (YTD Data)Rank
Total interest income$1,274,0008,108
Total interest expense$457,0007,745
Net interest income$817,0008,194
Provision for loan and lease losses$110,0004,684
Total noninterest income$121,0007,745
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$42,0007,197
Trading account gains and fees$0138
Additional Noninterest Income$79,0006,771
Total noninterest expense$1,067,0007,633
Salaries and employee benefits$580,0007,685
Premises and equipment expense$172,0007,038
Additional noninterest expense$315,0007,557
Pre-tax net operating income$-239,0008,407
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-239,0008,441
Extraordinary gains, net$046
Net income$-239,0008,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-239,0008,420
2005-09-30 (YTD Data)Rank
Total interest income$866,0008,254
Total interest expense$297,0007,887
Net interest income$569,0008,320
Provision for loan and lease losses$80,0004,606
Total noninterest income$72,0008,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0007,332
Trading account gains and fees$0126
Additional Noninterest Income$45,0007,190
Total noninterest expense$792,0007,630
Salaries and employee benefits$431,0007,665
Premises and equipment expense$127,0007,060
Additional noninterest expense$234,0007,574
Pre-tax net operating income$-231,0008,503
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-231,0008,533
Extraordinary gains, net$035
Net income$-231,0008,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-231,0008,504
2005-06-30 (YTD Data)Rank
Total interest income$514,0008,353
Total interest expense$161,0008,105
Net interest income$353,0008,393
Provision for loan and lease losses$53,0004,474
Total noninterest income$40,0008,185
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$16,0007,398
Trading account gains and fees$0116
Additional Noninterest Income$24,0007,442
Total noninterest expense$507,0007,705
Salaries and employee benefits$283,0007,703
Premises and equipment expense$74,0007,300
Additional noninterest expense$150,0007,617
Pre-tax net operating income$-167,0008,533
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-167,0008,563
Extraordinary gains, net$030
Net income$-167,0008,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-167,0008,539
2005-03-31 (YTD Data)Rank
Total interest income$226,0008,528
Total interest expense$60,0008,385
Net interest income$166,0008,518
Provision for loan and lease losses$25,0004,374
Total noninterest income$19,0008,268
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,0007,590
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$251,0007,792
Salaries and employee benefits$144,0007,735
Premises and equipment expense$40,0007,221
Additional noninterest expense$67,0007,872
Pre-tax net operating income$-91,0008,634
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-91,0008,656
Extraordinary gains, net$024
Net income$-91,0008,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-91,0008,633
2004-12-31 (YTD Data)Rank
Total interest income$492,0008,763
Total interest expense$101,0008,736
Net interest income$391,0008,739
Provision for loan and lease losses$105,0004,905
Total noninterest income$94,0008,142
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$25,0007,607
Trading account gains and fees$0138
Additional Noninterest Income$69,0007,011
Total noninterest expense$862,0008,043
Salaries and employee benefits$483,0008,031
Premises and equipment expense$161,0007,212
Additional noninterest expense$218,0008,204
Pre-tax net operating income$-482,0008,654
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-482,0008,713
Extraordinary gains, net$034
Net income$-482,0008,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,559
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-482,0008,687
2004-09-30 (YTD Data)Rank
Total interest income$306,0008,866
Total interest expense$54,0008,850
Net interest income$252,0008,842
Provision for loan and lease losses$74,0004,848
Total noninterest income$76,0008,124
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$18,0007,662
Trading account gains and fees$0134
Additional Noninterest Income$58,0006,846
Total noninterest expense$644,0008,060
Salaries and employee benefits$359,0008,031
Premises and equipment expense$124,0007,136
Additional noninterest expense$161,0008,231
Pre-tax net operating income$-390,0008,732
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-390,0008,773
Extraordinary gains, net$026
Net income$-390,0008,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-390,0008,746
2004-06-30 (YTD Data)Rank
Total interest income$157,0008,971
Total interest expense$20,0008,963
Net interest income$137,0008,941
Provision for loan and lease losses$56,0004,573
Total noninterest income$56,0008,050
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$11,0007,732
Trading account gains and fees$0130
Additional Noninterest Income$45,0006,633
Total noninterest expense$415,0008,148
Salaries and employee benefits$233,0008,122
Premises and equipment expense$81,0007,205
Additional noninterest expense$101,0008,339
Pre-tax net operating income$-278,0008,802
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-278,0008,842
Extraordinary gains, net$021
Net income$-278,0008,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-278,0008,813
2004-03-31 (YTD Data)Rank
Total interest income$61,0009,032
Total interest expense$9,0009,012
Net interest income$52,0009,019
Provision for loan and lease losses$16,0005,025
Total noninterest income$28,0008,048
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,896
Trading account gains and fees$0121
Additional Noninterest Income$26,0006,361
Total noninterest expense$200,0008,245
Salaries and employee benefits$114,0008,192
Premises and equipment expense$41,0007,205
Additional noninterest expense$45,0008,517
Pre-tax net operating income$-136,0008,841
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-136,0008,895
Extraordinary gains, net$016
Net income$-136,0008,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-136,0008,856
2003-12-31 (YTD Data)Rank
Total interest income$35,0009,155
Total interest expense$6,0009,134
Net interest income$29,0009,143
Provision for loan and lease losses$20,0007,057
Total noninterest income$7,0009,073
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,0008,036
Trading account gains and fees$0160
Additional Noninterest Income$6,0008,884
Total noninterest expense$522,0008,811
Salaries and employee benefits$258,0008,878
Premises and equipment expense$79,0008,355
Additional noninterest expense$185,0008,546
Pre-tax net operating income$-506,0008,825
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-506,0008,907
Extraordinary gains, net$054
Net income$-506,0008,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$4,000,000229
Net operating income$-506,0008,848
2003-09-30 (YTD Data)Rank
Total interest income$09,235
Total interest expense$09,218
Net interest income$09,227
Provision for loan and lease losses$07,481
Total noninterest income$09,186
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$09,106
Total noninterest expense$292,0009,032
Salaries and employee benefits$135,0009,082
Premises and equipment expense$43,0008,690
Additional noninterest expense$114,0008,777
Pre-tax net operating income$-292,0008,865
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-292,0008,945
Extraordinary gains, net$040
Net income$-292,0008,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$4,000,000150
Net operating income$-292,0008,879

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.