Home > Heritage Bank of Southern Indiana > Assets and Liabilities
Heritage Bank of Southern Indiana, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 19 | 6,594 |
| Assets and Liabilities | ||
| Total Assets: | $85,762,000 | 5,063 |
| Cash and due from depository institutions | $1,563,000 | 6,594 |
| Interest-bearing balances | $260,000 | 4,249 |
| Securities | $17,190,000 | 4,975 |
| Federal funds sold & reverse repurchase agreements | $3,660,000 | 3,448 |
| Net loans & leases | $60,276,000 | 4,653 |
| Loan loss allowance | $843,000 | 4,097 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,428,000 | 4,976 |
| Other real estate owned | $0 | 6,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,645,000 | 5,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,762,000 | 5,063 |
| Total liabilities | $77,765,000 | 5,028 |
| Total deposits | $55,240,000 | 5,968 |
| Interest-bearing deposits | $48,354,000 | 5,899 |
| Deposits held in domestic offices | $55,240,000 | 5,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,719,000 | 1,217 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,567,000 | 1,727 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $239,000 | 7,508 |
| Total equity capital | $7,997,000 | 5,358 |
| Total bank equity capital | $7,997,000 | 5,358 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $5,708,000 | 2,802 |
| Undivided profits | $2,288,000 | 6,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $437,000 | 6,391 |
| Earning assets | $81,386,000 | 4,928 |
| Long-term assets (5+ years) | $23,285,000 | 2,987 |
| Average Assets, year-to-date | $85,412,200 | 4,904 |
| Average Assets, quarterly | $86,467,000 | 5,006 |
| Volatile liabilities | $25,901,000 | 3,045 |
| Insider loans | $5,094,000 | 957 |
| FHLB advances | $14,500,000 | 1,600 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,213,000 | 2,776 |
| Tier 1 (core) risk-based capital | $7,989,000 | 5,212 |
| Tier 2 risk-based capital | $811,000 | 3,969 |
| Total risk weighted assets | $64,846,000 | 4,582 |
| Total unused commitments | $17,213,000 | 2,786 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $84,936,000 | 4,995 |
| Cash and due from depository institutions | $6,805,000 | 7,222 |
| Interest-bearing balances | $971,000 | 2,436 |
| Securities | $19,015,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $2,495,000 | 3,778 |
| Net loans & leases | $53,496,000 | 4,950 |
| Loan loss allowance | $695,000 | 4,613 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,422,000 | 5,008 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,703,000 | 4,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,936,000 | 4,995 |
| Total liabilities | $77,599,000 | 4,953 |
| Total deposits | $55,689,000 | 5,820 |
| Interest-bearing deposits | $46,799,000 | 5,887 |
| Deposits held in domestic offices | $55,689,000 | 5,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,240,000 | 1,403 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,573,000 | 1,632 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,097,000 | 3,347 |
| Total equity capital | $7,337,000 | 5,627 |
| Total bank equity capital | $7,337,000 | 5,627 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $5,702,000 | 2,724 |
| Undivided profits | $1,634,000 | 6,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $370,000 | 6,195 |
| Earning assets | $75,977,000 | 5,072 |
| Long-term assets (5+ years) | $24,562,000 | 2,765 |
| Average Assets, year-to-date | $81,948,600 | 4,959 |
| Average Assets, quarterly | $83,542,500 | 4,999 |
| Volatile liabilities | $27,844,000 | 2,831 |
| Insider loans | $5,529,000 | 850 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,266,000 | 2,104 |
| Tier 1 (core) risk-based capital | $7,567,000 | 5,388 |
| Tier 2 risk-based capital | $695,000 | 4,348 |
| Total risk weighted assets | $59,911,200 | 4,697 |
| Total unused commitments | $23,266,000 | 2,108 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $80,282,000 | 5,205 |
| Cash and due from depository institutions | $5,177,000 | 7,472 |
| Interest-bearing balances | $2,580,000 | 1,432 |
| Securities | $21,066,000 | 4,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $45,805,000 | 5,363 |
| Loan loss allowance | $405,000 | 6,388 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $708,000 | 6,947 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $2,000 | 3,231 |
| All other assets | $7,524,000 | 1,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,282,000 | 5,205 |
| Total liabilities | $73,471,000 | 5,139 |
| Total deposits | $43,596,000 | 6,768 |
| Interest-bearing deposits | $36,133,000 | 6,859 |
| Deposits held in domestic offices | $43,596,000 | 6,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,007,000 | 921 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,250,000 | 1,974 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,614,000 | 1,190 |
| Total equity capital | $6,811,000 | 5,776 |
| Total bank equity capital | $6,811,000 | 5,776 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $4,102,000 | 3,483 |
| Undivided profits | $2,708,000 | 5,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $256,000 | 7,025 |
| Earning assets | $69,451,000 | 5,395 |
| Long-term assets (5+ years) | $28,345,000 | 2,653 |
| Average Assets, year-to-date | $64,618,400 | 5,821 |
| Average Assets, quarterly | $73,097,500 | 5,485 |
| Volatile liabilities | $32,327,000 | 2,406 |
| Insider loans | $4,055,000 | 1,160 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,387,000 | 2,422 |
| Tier 1 (core) risk-based capital | $6,809,000 | 5,792 |
| Tier 2 risk-based capital | $405,000 | 6,026 |
| Total risk weighted assets | $57,329,600 | 4,778 |
| Total unused commitments | $19,387,000 | 2,425 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $55,874,000 | 6,548 |
| Cash and due from depository institutions | $7,934,000 | 8,043 |
| Interest-bearing balances | $513,000 | 3,470 |
| Securities | $17,378,000 | 5,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $29,286,000 | 6,804 |
| Loan loss allowance | $261,000 | 7,807 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $632,000 | 7,221 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $4,000 | 3,362 |
| All other assets | $640,000 | 7,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,874,000 | 6,548 |
| Total liabilities | $51,269,000 | 6,443 |
| Total deposits | $38,476,000 | 7,306 |
| Interest-bearing deposits | $28,988,000 | 7,720 |
| Deposits held in domestic offices | $38,476,000 | 7,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,974,000 | 1,222 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,579,000 | 2,143 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $240,000 | 8,146 |
| Total equity capital | $4,605,000 | 7,409 |
| Total bank equity capital | $4,605,000 | 7,409 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $4,104,000 | 3,334 |
| Undivided profits | $500,000 | 8,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $195,000 | 7,986 |
| Earning assets | $47,177,000 | 6,846 |
| Long-term assets (5+ years) | $21,859,000 | 2,986 |
| Average Assets, year-to-date | $44,096,400 | 7,212 |
| Average Assets, quarterly | $51,552,500 | 6,783 |
| Volatile liabilities | $15,233,000 | 3,749 |
| Insider loans | $3,311,000 | 1,303 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,171,000 | 4,811 |
| Tier 1 (core) risk-based capital | $4,601,000 | 7,248 |
| Tier 2 risk-based capital | $261,000 | 7,452 |
| Total risk weighted assets | $32,592,900 | 6,623 |
| Total unused commitments | $6,171,000 | 4,816 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $35,386,000 | 8,335 |
| Cash and due from depository institutions | $2,636,000 | 9,106 |
| Interest-bearing balances | $1,723,000 | 1,945 |
| Securities | $14,740,000 | 6,057 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $17,075,000 | 8,684 |
| Loan loss allowance | $138,000 | 9,612 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $439,000 | 8,202 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $6,000 | 3,445 |
| All other assets | $490,000 | 8,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,386,000 | 8,335 |
| Total liabilities | $31,037,000 | 8,378 |
| Total deposits | $27,653,000 | 8,616 |
| Interest-bearing deposits | $25,268,000 | 8,364 |
| Deposits held in domestic offices | $27,653,000 | 8,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,097,000 | 1,836 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $82,000 | 4,824 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $205,000 | 8,922 |
| Total equity capital | $4,349,000 | 7,739 |
| Total bank equity capital | $4,349,000 | 7,739 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $4,102,000 | 3,274 |
| Undivided profits | $246,000 | 9,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 9,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $106,000 | 9,712 |
| Earning assets | $33,538,000 | 8,214 |
| Long-term assets (5+ years) | $15,412,000 | 3,310 |
| Average Assets, year-to-date | $32,925,200 | 8,421 |
| Average Assets, quarterly | $36,257,000 | 8,215 |
| Volatile liabilities | $12,795,000 | 4,218 |
| Insider loans | $1,297,000 | 2,925 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,195,000 | 7,216 |
| Tier 1 (core) risk-based capital | $4,343,000 | 7,617 |
| Tier 2 risk-based capital | $138,000 | 9,331 |
| Total risk weighted assets | $21,028,100 | 8,274 |
| Total unused commitments | $2,195,000 | 7,223 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $28,581,000 | 9,353 |
| Cash and due from depository institutions | $4,929,000 | 9,013 |
| Interest-bearing balances | $4,154,000 | 941 |
| Securities | $13,002,000 | 7,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $9,971,000 | 10,257 |
| Loan loss allowance | $20,000 | 11,313 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $251,000 | 9,553 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $8,000 | 3,282 |
| All other assets | $420,000 | 9,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,581,000 | 9,353 |
| Total liabilities | $24,440,000 | 9,443 |
| Total deposits | $21,415,000 | 9,711 |
| Interest-bearing deposits | $20,025,000 | 9,428 |
| Deposits held in domestic offices | $21,415,000 | 9,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,767,000 | 2,026 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $86,000 | 4,916 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $172,000 | 9,653 |
| Total equity capital | $4,141,000 | 8,060 |
| Total bank equity capital | $4,141,000 | 8,060 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,102,000 | 3,347 |
| Undivided profits | $38,000 | 10,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $72,000 | 10,647 |
| Earning assets | $27,127,000 | 9,227 |
| Long-term assets (5+ years) | $11,201,000 | 3,941 |
| Average Assets, year-to-date | $23,657,000 | 9,756 |
| Average Assets, quarterly | $28,426,000 | 9,332 |
| Volatile liabilities | $13,383,000 | 3,962 |
| Insider loans | $525,000 | 5,395 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,991,000 | 7,465 |
| Tier 1 (core) risk-based capital | $4,132,000 | 7,969 |
| Tier 2 risk-based capital | $20,000 | 11,270 |
| Total risk weighted assets | $13,836,000 | 9,748 |
| Total unused commitments | $1,991,000 | 7,479 |
| Derivatives | $0 | 549 |