Home > Heritage Bank of Olathe > Income and Expense
Heritage Bank of Olathe, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 7,023 |
| Total interest expense | $1,652,000 | 7,003 |
| Net interest income | $1,981,000 | 6,949 |
| Provision for loan and lease losses | $233,000 | 3,130 |
| Total noninterest income | $584,000 | 4,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,444 |
| Total noninterest expense | $1,906,000 | 5,831 |
| Salaries and employee benefits | $947,000 | 6,075 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $606,000 | 5,763 |
| Pre-tax net operating income | $426,000 | 8,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $298,000 | 8,388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $298,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,252 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $298,000 | 8,347 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 7,900 |
| Total interest expense | $1,335,000 | 8,003 |
| Net interest income | $1,745,000 | 7,676 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $664,000 | 4,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,581 |
| Total noninterest expense | $1,783,000 | 6,427 |
| Salaries and employee benefits | $812,000 | 6,920 |
| Premises and equipment expense | $353,000 | 4,992 |
| Additional noninterest expense | $618,000 | 6,242 |
| Pre-tax net operating income | $586,000 | 7,496 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $202,000 | 7,112 |
| Income before extraordinary items | $384,000 | 7,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $384,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $384,000 | 7,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 8,673 |
| Total interest expense | $1,182,000 | 8,643 |
| Net interest income | $1,497,000 | 8,542 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $829,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,384 |
| Total noninterest expense | $1,757,000 | 6,578 |
| Salaries and employee benefits | $781,000 | 7,207 |
| Premises and equipment expense | $335,000 | 5,198 |
| Additional noninterest expense | $641,000 | 6,251 |
| Pre-tax net operating income | $531,000 | 8,269 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $181,000 | 7,757 |
| Income before extraordinary items | $350,000 | 8,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $350,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $350,000 | 8,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 9,841 |
| Total interest expense | $603,000 | 10,589 |
| Net interest income | $1,375,000 | 9,230 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $615,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $1,649,000 | 7,139 |
| Salaries and employee benefits | $670,000 | 8,118 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $642,000 | 6,724 |
| Pre-tax net operating income | $299,000 | 10,146 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $69,000 | 10,040 |
| Income before extraordinary items | $230,000 | 9,926 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $230,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $230,000 | 9,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 10,509 |
| Total interest expense | $677,000 | 10,724 |
| Net interest income | $1,165,000 | 10,181 |
| Provision for loan and lease losses | $381,000 | 2,537 |
| Total noninterest income | $579,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 3,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,933,000 | 6,512 |
| Salaries and employee benefits | $620,000 | 8,633 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $970,000 | 5,046 |
| Pre-tax net operating income | $-570,000 | 12,879 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-188,000 | 13,034 |
| Income before extraordinary items | $-382,000 | 12,856 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-382,000 | 12,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,332 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $-382,000 | 12,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 10,585 |
| Total interest expense | $1,024,000 | 10,292 |
| Net interest income | $1,128,000 | 10,597 |
| Provision for loan and lease losses | $203,000 | 5,164 |
| Total noninterest income | $739,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,349 |
| Total noninterest expense | $1,762,000 | 7,070 |
| Salaries and employee benefits | $660,000 | 8,308 |
| Premises and equipment expense | $319,000 | 5,724 |
| Additional noninterest expense | $783,000 | 6,181 |
| Pre-tax net operating income | $-98,000 | 12,938 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-55,000 | 13,515 |
| Income before extraordinary items | $-43,000 | 12,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-43,000 | 12,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 3,935 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-43,000 | 12,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.