Home > Heritage Bank of Morehouse > Income and Expense
Heritage Bank of Morehouse, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 4,244 |
| Total interest expense | $2,799,000 | 4,373 |
| Net interest income | $4,348,000 | 4,081 |
| Provision for loan and lease losses | $1,248,000 | 1,128 |
| Total noninterest income | $682,000 | 4,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $492,000 | 2,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $3,044,000 | 4,452 |
| Salaries and employee benefits | $1,257,000 | 5,022 |
| Premises and equipment expense | $291,000 | 6,002 |
| Additional noninterest expense | $1,496,000 | 3,515 |
| Pre-tax net operating income | $738,000 | 7,165 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $664,000 | 6,324 |
| Extraordinary gains, net | $127,000 | 1,371 |
| Net income | $791,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 1,032 |
| Cash dividends | $197,000 | 5,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $671,280 | 6,051 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 4,600 |
| Total interest expense | $3,583,000 | 4,464 |
| Net interest income | $3,816,000 | 4,644 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $822,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 4,150 |
| Total noninterest expense | $2,785,000 | 4,838 |
| Salaries and employee benefits | $1,290,000 | 4,853 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $1,259,000 | 4,157 |
| Pre-tax net operating income | $1,553,000 | 3,926 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $402,000 | 4,781 |
| Income before extraordinary items | $1,200,000 | 3,810 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,200,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 3,353 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,163,250 | 3,628 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.