Home > Heritage Bank of Ashland, Inc. > Assets and Liabilities
Heritage Bank of Ashland, Inc., Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $82,779,000 | 5,581 |
| Cash and due from depository institutions | $3,885,000 | 4,726 |
| Interest-bearing balances | $2,869,000 | 1,619 |
| Securities | $18,376,000 | 4,841 |
| Federal funds sold & reverse repurchase agreements | $2,958,000 | 3,663 |
| Net loans & leases | $54,374,000 | 5,370 |
| Loan loss allowance | $2,191,000 | 2,247 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,375,000 | 5,282 |
| Other real estate owned | $579,000 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,232,000 | 6,183 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $82,779,000 | 5,581 |
| Total liabilities | $78,249,000 | 5,385 |
| Total deposits | $72,175,000 | 5,369 |
| Interest-bearing deposits | $64,597,000 | 5,171 |
| Deposits held in domestic offices | $72,175,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,622,000 | 3,395 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $452,000 | 5,422 |
| Total equity capital | $4,530,000 | 7,435 |
| Total bank equity capital | $4,530,000 | 7,435 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $13,050,000 | 1,865 |
| Undivided profits | $-8,520,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $488,000 | 5,758 |
| Earning assets | $78,577,000 | 5,462 |
| Long-term assets (5+ years) | $12,342,000 | 4,201 |
| Average Assets, year-to-date | $82,674,000 | 5,550 |
| Average Assets, quarterly | $82,674,000 | 5,550 |
| Volatile liabilities | $15,363,000 | 5,165 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $5,622,000 | 3,266 |
| Loans and leases held for sale | $60,000 | 1,665 |
| Unused loan commitments | $3,509,000 | 6,690 |
| Tier 1 (core) risk-based capital | $4,840,000 | 7,277 |
| Tier 2 risk-based capital | $722,000 | 4,828 |
| Total risk weighted assets | $56,298,000 | 5,473 |
| Total unused commitments | $3,509,000 | 6,691 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 35 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $82,569,000 | 5,579 |
| Cash and due from depository institutions | $5,028,000 | 4,445 |
| Interest-bearing balances | $3,713,000 | 1,384 |
| Securities | $19,384,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $510,000 | 5,374 |
| Net loans & leases | $54,645,000 | 5,352 |
| Loan loss allowance | $2,191,000 | 2,205 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,408,000 | 5,217 |
| Other real estate owned | $480,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,114,000 | 6,445 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $82,569,000 | 5,579 |
| Total liabilities | $77,991,000 | 5,380 |
| Total deposits | $71,933,000 | 5,377 |
| Interest-bearing deposits | $64,370,000 | 5,133 |
| Deposits held in domestic offices | $71,933,000 | 5,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,663,000 | 3,476 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $395,000 | 5,654 |
| Total equity capital | $4,578,000 | 7,408 |
| Total bank equity capital | $4,578,000 | 7,408 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $13,050,000 | 1,830 |
| Undivided profits | $-8,472,000 | 8,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,763,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $471,000 | 5,936 |
| Earning assets | $78,252,000 | 5,454 |
| Long-term assets (5+ years) | $10,978,000 | 4,433 |
| Average Assets, year-to-date | $87,603,800 | 5,236 |
| Average Assets, quarterly | $82,862,500 | 5,513 |
| Volatile liabilities | $12,491,000 | 5,571 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $5,663,000 | 3,329 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,641,000 | 6,546 |
| Tier 1 (core) risk-based capital | $4,901,000 | 7,258 |
| Tier 2 risk-based capital | $723,000 | 4,794 |
| Total risk weighted assets | $56,381,000 | 5,458 |
| Total unused commitments | $3,641,000 | 6,547 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 37 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $83,156,000 | 5,512 |
| Cash and due from depository institutions | $3,339,000 | 4,259 |
| Interest-bearing balances | $2,482,000 | 1,767 |
| Securities | $19,778,000 | 4,637 |
| Federal funds sold & reverse repurchase agreements | $841,000 | 4,761 |
| Net loans & leases | $55,541,000 | 5,303 |
| Loan loss allowance | $2,415,000 | 2,009 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,465,000 | 5,091 |
| Other real estate owned | $760,000 | 4,259 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,432,000 | 5,870 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $83,156,000 | 5,512 |
| Total liabilities | $79,843,000 | 5,272 |
| Total deposits | $73,768,000 | 5,244 |
| Interest-bearing deposits | $66,142,000 | 5,025 |
| Deposits held in domestic offices | $73,768,000 | 5,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,703,000 | 3,512 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $372,000 | 5,900 |
| Total equity capital | $3,313,000 | 8,025 |
| Total bank equity capital | $3,313,000 | 8,025 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $11,050,000 | 2,034 |
| Undivided profits | $-7,737,000 | 8,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,786,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $522,000 | 5,597 |
| Earning assets | $78,642,000 | 5,418 |
| Long-term assets (5+ years) | $11,464,000 | 4,377 |
| Average Assets, year-to-date | $88,862,500 | 5,202 |
| Average Assets, quarterly | $84,251,500 | 5,442 |
| Volatile liabilities | $11,832,000 | 5,666 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $5,703,000 | 3,356 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,392,000 | 6,215 |
| Tier 1 (core) risk-based capital | $3,513,000 | 7,902 |
| Tier 2 risk-based capital | $730,000 | 4,727 |
| Total risk weighted assets | $56,697,000 | 5,430 |
| Total unused commitments | $4,392,000 | 6,215 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $85,347,000 | 5,374 |
| Cash and due from depository institutions | $2,863,000 | 3,935 |
| Interest-bearing balances | $1,906,000 | 2,053 |
| Securities | $19,603,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $1,251,000 | 4,077 |
| Net loans & leases | $58,126,000 | 5,124 |
| Loan loss allowance | $2,540,000 | 1,903 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,526,000 | 4,977 |
| Other real estate owned | $648,000 | 3,935 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,330,000 | 5,875 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $85,347,000 | 5,374 |
| Total liabilities | $81,900,000 | 5,145 |
| Total deposits | $75,818,000 | 5,098 |
| Interest-bearing deposits | $68,828,000 | 4,853 |
| Deposits held in domestic offices | $75,818,000 | 5,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,742,000 | 3,447 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $340,000 | 5,857 |
| Total equity capital | $3,447,000 | 7,936 |
| Total bank equity capital | $3,447,000 | 7,936 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $11,050,000 | 1,978 |
| Undivided profits | $-7,603,000 | 8,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,791,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $496,000 | 5,490 |
| Earning assets | $80,886,000 | 5,276 |
| Long-term assets (5+ years) | $11,546,000 | 4,420 |
| Average Assets, year-to-date | $90,764,670 | 5,121 |
| Average Assets, quarterly | $88,943,500 | 5,217 |
| Volatile liabilities | $12,519,000 | 5,409 |
| Insider loans | $90,000 | 7,286 |
| FHLB advances | $5,742,000 | 3,300 |
| Loans and leases held for sale | $36,000 | 1,796 |
| Unused loan commitments | $3,458,000 | 6,632 |
| Tier 1 (core) risk-based capital | $3,592,000 | 7,832 |
| Tier 2 risk-based capital | $767,000 | 4,543 |
| Total risk weighted assets | $59,562,000 | 5,194 |
| Total unused commitments | $3,458,000 | 6,632 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $92,540,000 | 5,129 |
| Cash and due from depository institutions | $2,695,000 | 3,571 |
| Interest-bearing balances | $1,697,000 | 2,198 |
| Securities | $20,004,000 | 4,709 |
| Federal funds sold & reverse repurchase agreements | $3,622,000 | 2,961 |
| Net loans & leases | $62,608,000 | 4,872 |
| Loan loss allowance | $2,925,000 | 1,618 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,588,000 | 4,890 |
| Other real estate owned | $683,000 | 3,571 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,340,000 | 5,878 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $92,540,000 | 5,129 |
| Total liabilities | $88,800,000 | 4,894 |
| Total deposits | $82,715,000 | 4,867 |
| Interest-bearing deposits | $74,634,000 | 4,624 |
| Deposits held in domestic offices | $82,715,000 | 4,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,781,000 | 3,330 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $304,000 | 6,027 |
| Total equity capital | $3,740,000 | 7,786 |
| Total bank equity capital | $3,740,000 | 7,786 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $11,050,000 | 1,932 |
| Undivided profits | $-7,310,000 | 8,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,519,000 | 744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $568,000 | 4,859 |
| Earning assets | $87,931,000 | 5,026 |
| Long-term assets (5+ years) | $9,891,000 | 4,767 |
| Average Assets, year-to-date | $93,473,500 | 5,078 |
| Average Assets, quarterly | $93,473,500 | 5,078 |
| Volatile liabilities | $13,122,000 | 5,201 |
| Insider loans | $562,000 | 5,212 |
| FHLB advances | $5,781,000 | 3,201 |
| Loans and leases held for sale | $194,000 | 1,473 |
| Unused loan commitments | $2,990,000 | 6,860 |
| Tier 1 (core) risk-based capital | $4,036,000 | 7,642 |
| Tier 2 risk-based capital | $819,000 | 4,350 |
| Total risk weighted assets | $63,432,000 | 4,992 |
| Total unused commitments | $2,990,000 | 6,863 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $94,407,000 | 5,077 |
| Cash and due from depository institutions | $3,250,000 | 3,516 |
| Interest-bearing balances | $2,153,000 | 1,964 |
| Securities | $17,858,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $67,267,000 | 4,628 |
| Loan loss allowance | $2,902,000 | 1,607 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,751,000 | 4,627 |
| Other real estate owned | $848,000 | 3,516 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,433,000 | 3,480 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $94,407,000 | 5,077 |
| Total liabilities | $89,868,000 | 4,871 |
| Total deposits | $80,748,000 | 4,934 |
| Interest-bearing deposits | $72,275,000 | 4,698 |
| Deposits held in domestic offices | $80,748,000 | 4,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,456 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,346,000 | 3,041 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $274,000 | 6,187 |
| Total equity capital | $4,539,000 | 7,473 |
| Total bank equity capital | $4,539,000 | 7,473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $11,050,000 | 1,902 |
| Undivided profits | $-6,511,000 | 8,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,984,000 | 678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $583,000 | 4,796 |
| Earning assets | $87,278,000 | 5,048 |
| Long-term assets (5+ years) | $10,581,000 | 4,707 |
| Average Assets, year-to-date | $113,264,800 | 4,341 |
| Average Assets, quarterly | $99,668,000 | 4,858 |
| Volatile liabilities | $14,227,000 | 4,962 |
| Insider loans | $1,087,000 | 3,939 |
| FHLB advances | $7,346,000 | 2,896 |
| Loans and leases held for sale | $344,000 | 1,283 |
| Unused loan commitments | $2,428,000 | 7,059 |
| Tier 1 (core) risk-based capital | $4,646,000 | 7,347 |
| Tier 2 risk-based capital | $886,000 | 4,122 |
| Total risk weighted assets | $68,785,000 | 4,735 |
| Total unused commitments | $2,428,000 | 7,062 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $104,929,000 | 4,675 |
| Cash and due from depository institutions | $4,287,000 | 3,024 |
| Interest-bearing balances | $3,174,000 | 1,583 |
| Securities | $20,281,000 | 4,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $72,942,000 | 4,396 |
| Loan loss allowance | $3,721,000 | 1,266 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,845,000 | 4,446 |
| Other real estate owned | $139,000 | 3,024 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,435,000 | 2,453 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $104,929,000 | 4,675 |
| Total liabilities | $97,237,000 | 4,551 |
| Total deposits | $85,527,000 | 4,695 |
| Interest-bearing deposits | $77,183,000 | 4,461 |
| Deposits held in domestic offices | $85,527,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,080,000 | 1,802 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,407,000 | 3,024 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $223,000 | 6,886 |
| Total equity capital | $7,693,000 | 5,926 |
| Total bank equity capital | $7,693,000 | 5,926 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $11,050,000 | 1,862 |
| Undivided profits | $-3,357,000 | 8,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $663,000 | 4,493 |
| Earning assets | $96,397,000 | 4,667 |
| Long-term assets (5+ years) | $15,160,000 | 4,108 |
| Average Assets, year-to-date | $117,979,250 | 4,237 |
| Average Assets, quarterly | $109,269,000 | 4,512 |
| Volatile liabilities | $15,943,000 | 4,653 |
| Insider loans | $4,836,000 | 1,212 |
| FHLB advances | $7,407,000 | 2,891 |
| Loans and leases held for sale | $151,000 | 1,580 |
| Unused loan commitments | $2,639,000 | 6,924 |
| Tier 1 (core) risk-based capital | $5,840,000 | 6,732 |
| Tier 2 risk-based capital | $966,000 | 3,866 |
| Total risk weighted assets | $74,530,000 | 4,482 |
| Total unused commitments | $2,639,000 | 6,930 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $113,609,000 | 4,408 |
| Cash and due from depository institutions | $4,029,000 | 3,050 |
| Interest-bearing balances | $491,000 | 3,606 |
| Securities | $21,011,000 | 4,653 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 4,950 |
| Net loans & leases | $81,301,000 | 4,028 |
| Loan loss allowance | $2,835,000 | 1,618 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,822,000 | 4,457 |
| Other real estate owned | $99,000 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,787,000 | 2,698 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $113,609,000 | 4,408 |
| Total liabilities | $104,747,000 | 4,327 |
| Total deposits | $91,533,000 | 4,447 |
| Interest-bearing deposits | $82,733,000 | 4,229 |
| Deposits held in domestic offices | $91,533,000 | 4,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,516,000 | 1,555 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,467,000 | 2,990 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $231,000 | 6,484 |
| Total equity capital | $8,862,000 | 5,296 |
| Total bank equity capital | $8,862,000 | 5,296 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $11,050,000 | 1,819 |
| Undivided profits | $-2,188,000 | 8,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,957,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $653,000 | 4,283 |
| Earning assets | $103,363,000 | 4,436 |
| Long-term assets (5+ years) | $17,323,000 | 3,951 |
| Average Assets, year-to-date | $122,329,330 | 4,108 |
| Average Assets, quarterly | $119,912,500 | 4,213 |
| Volatile liabilities | $19,280,000 | 4,092 |
| Insider loans | $1,545,000 | 3,186 |
| FHLB advances | $7,467,000 | 2,859 |
| Loans and leases held for sale | $1,401,000 | 767 |
| Unused loan commitments | $4,887,000 | 5,948 |
| Tier 1 (core) risk-based capital | $8,117,000 | 5,527 |
| Tier 2 risk-based capital | $1,038,000 | 3,642 |
| Total risk weighted assets | $81,267,000 | 4,191 |
| Total unused commitments | $4,887,000 | 5,951 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $126,216,000 | 4,063 |
| Cash and due from depository institutions | $5,683,000 | 3,131 |
| Interest-bearing balances | $789,000 | 3,315 |
| Securities | $19,411,000 | 4,855 |
| Federal funds sold & reverse repurchase agreements | $7,627,000 | 1,947 |
| Net loans & leases | $87,183,000 | 3,748 |
| Loan loss allowance | $2,530,000 | 1,808 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,828,000 | 4,427 |
| Other real estate owned | $99,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,385,000 | 2,765 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $126,216,000 | 4,063 |
| Total liabilities | $116,154,000 | 3,985 |
| Total deposits | $106,995,000 | 3,940 |
| Interest-bearing deposits | $97,659,000 | 3,734 |
| Deposits held in domestic offices | $106,995,000 | 3,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,401,000 | 2,330 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,507,000 | 2,833 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $251,000 | 6,592 |
| Total equity capital | $10,062,000 | 4,930 |
| Total bank equity capital | $10,062,000 | 4,930 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $11,050,000 | 1,781 |
| Undivided profits | $-988,000 | 8,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,280,000 | 1,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $717,000 | 3,906 |
| Earning assets | $115,010,000 | 4,083 |
| Long-term assets (5+ years) | $17,521,000 | 3,869 |
| Average Assets, year-to-date | $126,689,500 | 4,012 |
| Average Assets, quarterly | $126,689,500 | 4,012 |
| Volatile liabilities | $20,626,000 | 3,841 |
| Insider loans | $1,577,000 | 3,117 |
| FHLB advances | $7,507,000 | 2,713 |
| Loans and leases held for sale | $146,000 | 1,690 |
| Unused loan commitments | $4,757,000 | 6,010 |
| Tier 1 (core) risk-based capital | $9,398,000 | 4,960 |
| Tier 2 risk-based capital | $1,142,000 | 3,328 |
| Total risk weighted assets | $89,940,000 | 3,825 |
| Total unused commitments | $4,757,000 | 6,016 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $127,163,000 | 4,021 |
| Cash and due from depository institutions | $5,506,000 | 3,302 |
| Interest-bearing balances | $1,084,000 | 2,848 |
| Securities | $22,998,000 | 4,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $92,365,000 | 3,559 |
| Loan loss allowance | $2,800,000 | 1,632 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,858,000 | 4,382 |
| Other real estate owned | $17,000 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,419,000 | 2,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,163,000 | 4,021 |
| Total liabilities | $117,147,000 | 3,937 |
| Total deposits | $106,260,000 | 3,954 |
| Interest-bearing deposits | $96,718,000 | 3,744 |
| Deposits held in domestic offices | $106,260,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,038,000 | 1,945 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,595,000 | 2,818 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $254,000 | 6,479 |
| Total equity capital | $10,016,000 | 4,878 |
| Total bank equity capital | $10,016,000 | 4,878 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $11,050,000 | 1,762 |
| Undivided profits | $-1,034,000 | 8,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $931,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $798,000 | 3,679 |
| Earning assets | $116,447,000 | 4,003 |
| Long-term assets (5+ years) | $18,037,000 | 3,790 |
| Average Assets, year-to-date | $130,882,800 | 3,815 |
| Average Assets, quarterly | $132,332,500 | 3,865 |
| Volatile liabilities | $24,574,000 | 3,403 |
| Insider loans | $1,263,000 | 3,556 |
| FHLB advances | $7,595,000 | 2,680 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,788,000 | 5,848 |
| Tier 1 (core) risk-based capital | $10,021,000 | 4,707 |
| Tier 2 risk-based capital | $1,193,000 | 3,217 |
| Total risk weighted assets | $93,816,000 | 3,693 |
| Total unused commitments | $4,788,000 | 5,853 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $137,502,000 | 3,764 |
| Cash and due from depository institutions | $4,663,000 | 3,323 |
| Interest-bearing balances | $1,079,000 | 3,008 |
| Securities | $23,949,000 | 4,264 |
| Federal funds sold & reverse repurchase agreements | $3,823,000 | 3,159 |
| Net loans & leases | $98,659,000 | 3,363 |
| Loan loss allowance | $2,800,000 | 1,644 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,915,000 | 4,298 |
| Other real estate owned | $17,000 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,476,000 | 2,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,502,000 | 3,764 |
| Total liabilities | $127,339,000 | 3,660 |
| Total deposits | $109,171,000 | 3,868 |
| Interest-bearing deposits | $100,824,000 | 3,609 |
| Deposits held in domestic offices | $109,171,000 | 3,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,838,000 | 1,940 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,992,000 | 1,899 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $338,000 | 6,139 |
| Total equity capital | $10,163,000 | 4,795 |
| Total bank equity capital | $10,163,000 | 4,795 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $11,050,000 | 1,746 |
| Undivided profits | $-887,000 | 8,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 3,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $847,000 | 3,659 |
| Earning assets | $127,510,000 | 3,710 |
| Long-term assets (5+ years) | $23,059,000 | 3,323 |
| Average Assets, year-to-date | $131,812,750 | 3,808 |
| Average Assets, quarterly | $136,959,500 | 3,748 |
| Volatile liabilities | $32,874,000 | 2,699 |
| Insider loans | $1,751,000 | 2,860 |
| FHLB advances | $9,680,000 | 2,329 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,107,000 | 5,345 |
| Tier 1 (core) risk-based capital | $10,220,000 | 4,623 |
| Tier 2 risk-based capital | $1,269,000 | 3,041 |
| Total risk weighted assets | $100,550,000 | 3,475 |
| Total unused commitments | $6,107,000 | 5,352 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $136,417,000 | 3,767 |
| Cash and due from depository institutions | $4,954,000 | 3,450 |
| Interest-bearing balances | $1,073,000 | 3,167 |
| Securities | $23,248,000 | 4,254 |
| Federal funds sold & reverse repurchase agreements | $5,381,000 | 2,803 |
| Net loans & leases | $97,359,000 | 3,381 |
| Loan loss allowance | $980,000 | 3,981 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,720,000 | 4,575 |
| Other real estate owned | $99,000 | 3,450 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,656,000 | 3,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,417,000 | 3,767 |
| Total liabilities | $125,120,000 | 3,700 |
| Total deposits | $112,260,000 | 3,763 |
| Interest-bearing deposits | $103,805,000 | 3,504 |
| Deposits held in domestic offices | $112,260,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,695,000 | 1,898 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,765,000 | 2,412 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $400,000 | 5,709 |
| Total equity capital | $11,297,000 | 4,435 |
| Total bank equity capital | $11,297,000 | 4,435 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $11,050,000 | 1,711 |
| Undivided profits | $247,000 | 8,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $754,000 | 3,897 |
| Earning assets | $127,061,000 | 3,707 |
| Long-term assets (5+ years) | $23,075,000 | 3,169 |
| Average Assets, year-to-date | $129,916,330 | 3,841 |
| Average Assets, quarterly | $133,741,000 | 3,791 |
| Volatile liabilities | $29,360,000 | 2,874 |
| Insider loans | $4,289,000 | 1,255 |
| FHLB advances | $9,765,000 | 2,268 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,784,000 | 5,445 |
| Tier 1 (core) risk-based capital | $11,181,000 | 4,245 |
| Tier 2 risk-based capital | $980,000 | 3,684 |
| Total risk weighted assets | $98,586,000 | 3,499 |
| Total unused commitments | $5,784,000 | 5,457 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 49 | 3,420 |
| Assets and Liabilities | ||
| Total Assets: | $131,065,000 | 3,850 |
| Cash and due from depository institutions | $3,270,000 | 3,420 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $21,085,000 | 4,505 |
| Federal funds sold & reverse repurchase agreements | $8,917,000 | 1,931 |
| Net loans & leases | $92,442,000 | 3,476 |
| Loan loss allowance | $930,000 | 4,089 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,605,000 | 4,709 |
| Other real estate owned | $103,000 | 3,420 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,643,000 | 3,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,065,000 | 3,850 |
| Total liabilities | $120,491,000 | 3,786 |
| Total deposits | $107,418,000 | 3,878 |
| Interest-bearing deposits | $100,274,000 | 3,613 |
| Deposits held in domestic offices | $107,418,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,811,000 | 1,771 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,849,000 | 2,331 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $413,000 | 5,687 |
| Total equity capital | $10,574,000 | 4,566 |
| Total bank equity capital | $10,574,000 | 4,566 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $10,600,000 | 1,741 |
| Undivided profits | $-26,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 4,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $802,000 | 3,714 |
| Earning assets | $122,444,000 | 3,779 |
| Long-term assets (5+ years) | $18,482,000 | 3,550 |
| Average Assets, year-to-date | $126,666,000 | 3,915 |
| Average Assets, quarterly | $126,666,000 | 3,915 |
| Volatile liabilities | $28,027,000 | 2,961 |
| Insider loans | $4,653,000 | 1,119 |
| FHLB advances | $9,849,000 | 2,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,248,000 | 6,024 |
| Tier 1 (core) risk-based capital | $10,538,000 | 4,379 |
| Tier 2 risk-based capital | $930,000 | 3,778 |
| Total risk weighted assets | $93,463,000 | 3,586 |
| Total unused commitments | $4,248,000 | 6,036 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $122,267,000 | 4,016 |
| Cash and due from depository institutions | $4,136,000 | 3,794 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $18,576,000 | 4,860 |
| Federal funds sold & reverse repurchase agreements | $6,238,000 | 2,302 |
| Net loans & leases | $88,165,000 | 3,593 |
| Loan loss allowance | $870,000 | 4,228 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,571,000 | 4,749 |
| Other real estate owned | $52,000 | 3,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,529,000 | 3,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,267,000 | 4,016 |
| Total liabilities | $112,424,000 | 3,936 |
| Total deposits | $101,742,000 | 3,991 |
| Interest-bearing deposits | $93,258,000 | 3,759 |
| Deposits held in domestic offices | $101,742,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,471,000 | 1,926 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,932,000 | 2,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $279,000 | 6,800 |
| Total equity capital | $9,843,000 | 4,781 |
| Total bank equity capital | $9,843,000 | 4,781 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $10,000,000 | 1,778 |
| Undivided profits | $-157,000 | 8,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $743,000 | 4,164 |
| Earning assets | $112,979,000 | 3,979 |
| Long-term assets (5+ years) | $15,644,000 | 3,874 |
| Average Assets, year-to-date | $105,786,400 | 4,330 |
| Average Assets, quarterly | $117,160,500 | 4,113 |
| Volatile liabilities | $23,624,000 | 3,336 |
| Insider loans | $3,277,000 | 1,629 |
| FHLB advances | $7,932,000 | 2,463 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,372,000 | 5,047 |
| Tier 1 (core) risk-based capital | $9,796,000 | 4,592 |
| Tier 2 risk-based capital | $870,000 | 3,940 |
| Total risk weighted assets | $89,281,000 | 3,693 |
| Total unused commitments | $6,372,000 | 5,052 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $93,289,000 | 4,796 |
| Cash and due from depository institutions | $3,259,000 | 4,798 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $19,142,000 | 4,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $68,009,000 | 4,273 |
| Loan loss allowance | $620,000 | 5,127 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,571,000 | 4,711 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,308,000 | 5,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,289,000 | 4,796 |
| Total liabilities | $86,816,000 | 4,664 |
| Total deposits | $83,470,000 | 4,526 |
| Interest-bearing deposits | $76,277,000 | 4,301 |
| Deposits held in domestic offices | $83,470,000 | 4,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,871,000 | 1,933 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $475,000 | 5,565 |
| Total equity capital | $6,473,000 | 6,116 |
| Total bank equity capital | $6,473,000 | 6,116 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $7,180,000 | 2,304 |
| Undivided profits | $-707,000 | 9,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $605,000 | 5,228 |
| Earning assets | $87,151,000 | 4,697 |
| Long-term assets (5+ years) | $7,082,000 | 5,510 |
| Average Assets, year-to-date | $76,825,400 | 5,292 |
| Average Assets, quarterly | $88,130,500 | 4,939 |
| Volatile liabilities | $25,476,000 | 3,095 |
| Insider loans | $2,654,000 | 1,855 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,964,000 | 6,023 |
| Tier 1 (core) risk-based capital | $6,549,000 | 5,925 |
| Tier 2 risk-based capital | $620,000 | 4,808 |
| Total risk weighted assets | $70,366,000 | 4,310 |
| Total unused commitments | $3,964,000 | 6,028 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $65,069,000 | 5,945 |
| Cash and due from depository institutions | $1,762,000 | 6,388 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,699,000 | 6,589 |
| Federal funds sold & reverse repurchase agreements | $2,224,000 | 3,981 |
| Net loans & leases | $48,393,000 | 5,277 |
| Loan loss allowance | $513,000 | 5,628 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,276,000 | 5,315 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $715,000 | 7,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,069,000 | 5,945 |
| Total liabilities | $59,775,000 | 5,835 |
| Total deposits | $59,340,000 | 5,597 |
| Interest-bearing deposits | $55,024,000 | 5,304 |
| Deposits held in domestic offices | $59,340,000 | 5,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,000 | 3,722 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $404,000 | 6,462 |
| Total equity capital | $5,294,000 | 6,866 |
| Total bank equity capital | $5,294,000 | 6,866 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $6,300,000 | 2,496 |
| Undivided profits | $-1,006,000 | 9,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $372,000 | 6,180 |
| Earning assets | $61,316,000 | 5,850 |
| Long-term assets (5+ years) | $6,015,000 | 5,651 |
| Average Assets, year-to-date | $51,836,600 | 6,549 |
| Average Assets, quarterly | $62,035,000 | 6,057 |
| Volatile liabilities | $12,601,000 | 4,980 |
| Insider loans | $1,435,000 | 3,035 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,323,000 | 7,059 |
| Tier 1 (core) risk-based capital | $5,257,000 | 6,766 |
| Tier 2 risk-based capital | $513,000 | 5,316 |
| Total risk weighted assets | $49,223,800 | 5,361 |
| Total unused commitments | $2,323,000 | 7,066 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $40,083,000 | 7,675 |
| Cash and due from depository institutions | $2,207,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,070,000 | 8,647 |
| Federal funds sold & reverse repurchase agreements | $3,637,000 | 2,503 |
| Net loans & leases | $28,358,000 | 6,962 |
| Loan loss allowance | $432,000 | 6,178 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $516,000 | 7,662 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $295,000 | 9,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,083,000 | 7,675 |
| Total liabilities | $35,982,000 | 7,618 |
| Total deposits | $35,686,000 | 7,459 |
| Interest-bearing deposits | $31,464,000 | 7,335 |
| Deposits held in domestic offices | $35,686,000 | 7,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,919 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $146,000 | 8,799 |
| Total equity capital | $4,101,000 | 7,716 |
| Total bank equity capital | $4,101,000 | 7,716 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $5,400,000 | 2,789 |
| Undivided profits | $-1,299,000 | 9,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $179,000 | 8,072 |
| Earning assets | $37,065,000 | 7,610 |
| Long-term assets (5+ years) | $4,153,000 | 6,627 |
| Average Assets, year-to-date | $25,494,000 | 8,772 |
| Average Assets, quarterly | $34,431,500 | 8,079 |
| Volatile liabilities | $6,736,000 | 6,546 |
| Insider loans | $894,000 | 4,025 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,353,000 | 5,807 |
| Tier 1 (core) risk-based capital | $4,126,000 | 7,725 |
| Tier 2 risk-based capital | $368,390 | 6,364 |
| Total risk weighted assets | $29,407,190 | 7,045 |
| Total unused commitments | $4,353,000 | 5,814 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $16,159,000 | 9,853 |
| Cash and due from depository institutions | $771,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,150,000 | 9,434 |
| Federal funds sold & reverse repurchase agreements | $3,485,000 | 4,419 |
| Net loans & leases | $8,224,000 | 9,737 |
| Loan loss allowance | $127,000 | 9,362 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $442,000 | 8,025 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $87,000 | 10,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,159,000 | 9,853 |
| Total liabilities | $11,632,000 | 10,025 |
| Total deposits | $11,571,000 | 9,974 |
| Interest-bearing deposits | $9,670,000 | 9,944 |
| Deposits held in domestic offices | $11,571,000 | 9,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $61,000 | 10,130 |
| Total equity capital | $4,527,000 | 7,476 |
| Total bank equity capital | $4,527,000 | 7,476 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $5,400,000 | 2,649 |
| Undivided profits | $-873,000 | 10,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $55,000 | 9,898 |
| Earning assets | $14,859,000 | 9,810 |
| Long-term assets (5+ years) | $659,000 | 8,629 |
| Average Assets, year-to-date | $12,636,000 | 10,045 |
| Average Assets, quarterly | $14,474,000 | 9,957 |
| Volatile liabilities | $1,074,000 | 9,737 |
| Insider loans | $960,000 | 3,643 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $594,000 | 9,200 |
| Tier 1 (core) risk-based capital | $4,527,000 | 7,310 |
| Tier 2 risk-based capital | $117,070 | 9,326 |
| Total risk weighted assets | $9,355,670 | 9,771 |
| Total unused commitments | $594,000 | 9,208 |
| Derivatives | $0 | 527 |