Home > Heritage Bank, Inc. > Income and Expense

Heritage Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,666,000672
Total interest expense$30,601,000578
Net interest income$43,065,000757
Provision for loan and lease losses$651,0001,090
Total noninterest income$9,076,000787
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,648,000673
Trading account gains and feesNANA
Additional Noninterest Income$7,428,000673
Total noninterest expense$32,407,000832
Salaries and employee benefits$19,066,000793
Premises and equipment expense$3,325,000785
Additional noninterest expense$7,428,000673
Pre-tax net operating income$19,083,000705
Securities gains (losses)$0988
Applicable income taxes$3,175,000726
Income before extraordinary items$15,908,000698
Extraordinary gains, net$054
Net income$15,908,000709
Minority interest net income$088
Net income of bank and minority interests.$15,908,000701
Net charge-offs$317,000938
Cash dividends$1,871,0001,590
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,908,000708
2023-09-30 (YTD Data)Rank
Total interest income$52,981,000694
Total interest expense$20,450,000596
Net interest income$32,531,000763
Provision for loan and lease losses$156,0001,845
Total noninterest income$6,620,000814
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,232,000669
Trading account gains and feesNANA
Additional Noninterest Income$5,388,000705
Total noninterest expense$24,596,000822
Salaries and employee benefits$14,719,000784
Premises and equipment expense$2,456,000799
Additional noninterest expense$5,388,000705
Pre-tax net operating income$14,399,000729
Securities gains (losses)$0849
Applicable income taxes$2,829,000669
Income before extraordinary items$11,570,000738
Extraordinary gains, net$052
Net income$11,570,000742
Minority interest net income$081
Net income of bank and minority interests.$11,570,000738
Net charge-offs$261,000779
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,570,000752
2023-06-30 (YTD Data)Rank
Total interest income$34,249,000689
Total interest expense$12,103,000589
Net interest income$22,146,000745
Provision for loan and lease losses$256,0001,161
Total noninterest income$4,779,000754
Gross Fiduciary activities income$0931
Service charges on deposit accounts$789,000685
Trading account gains and feesNANA
Additional Noninterest Income$3,990,000621
Total noninterest expense$16,816,000787
Salaries and employee benefits$10,037,000757
Premises and equipment expense$1,589,000808
Additional noninterest expense$3,990,000621
Pre-tax net operating income$9,853,000702
Securities gains (losses)$0938
Applicable income taxes$1,941,000672
Income before extraordinary items$7,912,000718
Extraordinary gains, net$051
Net income$7,912,000730
Minority interest net income$081
Net income of bank and minority interests.$7,912,000718
Net charge-offs$178,000713
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,912,000722
2023-03-31 (YTD Data)Rank
Total interest income$16,432,000708
Total interest expense$5,032,000608
Net interest income$11,400,000740
Provision for loan and lease losses$152,0001,004
Total noninterest income$1,602,000965
Gross Fiduciary activities income$0913
Service charges on deposit accounts$386,000720
Trading account gains and feesNANA
Additional Noninterest Income$1,216,000846
Total noninterest expense$8,078,000831
Salaries and employee benefits$4,854,000801
Premises and equipment expense$785,000853
Additional noninterest expense$1,216,000846
Pre-tax net operating income$4,772,000750
Securities gains (losses)$0950
Applicable income taxes$983,000686
Income before extraordinary items$3,789,000770
Extraordinary gains, net$04
Net income$3,789,000769
Minority interest net income$048
Net income of bank and minority interests.$3,789,000769
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,789,000784
2022-12-31 (YTD Data)Rank
Total interest income$51,785,000721
Total interest expense$6,578,000632
Net interest income$45,207,000734
Provision for loan and lease losses$1,400,000657
Total noninterest income$8,088,000878
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,639,000682
Trading account gains and feesNANA
Additional Noninterest Income$6,449,000751
Total noninterest expense$31,336,000843
Salaries and employee benefits$19,057,000781
Premises and equipment expense$2,891,000892
Additional noninterest expense$6,449,000751
Pre-tax net operating income$20,559,000735
Securities gains (losses)$0691
Applicable income taxes$3,961,000698
Income before extraordinary items$16,598,000737
Extraordinary gains, net$05
Net income$16,598,000738
Minority interest net income$063
Net income of bank and minority interests.$16,598,000738
Net charge-offs$-317,0004,528
Cash dividends$2,078,0001,447
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,598,000750
2022-09-30 (YTD Data)Rank
Total interest income$36,118,000733
Total interest expense$3,334,000679
Net interest income$32,784,000740
Provision for loan and lease losses$950,000649
Total noninterest income$5,826,000914
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,293,000662
Trading account gains and feesNANA
Additional Noninterest Income$4,533,000801
Total noninterest expense$23,672,000832
Salaries and employee benefits$14,722,000757
Premises and equipment expense$2,132,000904
Additional noninterest expense$4,533,000801
Pre-tax net operating income$13,988,000799
Securities gains (losses)$0740
Applicable income taxes$2,880,000711
Income before extraordinary items$11,108,000812
Extraordinary gains, net$04
Net income$11,108,000812
Minority interest net income$057
Net income of bank and minority interests.$11,108,000812
Net charge-offs$-412,0004,601
Cash dividends$370,0002,397
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,108,000826
2022-06-30 (YTD Data)Rank
Total interest income$22,641,000745
Total interest expense$1,525,000753
Net interest income$21,116,000744
Provision for loan and lease losses$200,0001,133
Total noninterest income$3,617,000941
Gross Fiduciary activities income$0925
Service charges on deposit accounts$838,000680
Trading account gains and feesNANA
Additional Noninterest Income$2,779,000879
Total noninterest expense$15,670,000816
Salaries and employee benefits$9,776,000750
Premises and equipment expense$1,381,000912
Additional noninterest expense$4,513,000842
Pre-tax net operating income$8,863,000793
Securities gains (losses)$0687
Applicable income taxes$1,885,000686
Income before extraordinary items$6,978,000808
Extraordinary gains, net$04
Net income$6,978,000808
Minority interest net income$060
Net income of bank and minority interests.$6,978,000808
Net charge-offs$-444,0004,670
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,978,000823
2022-03-31 (YTD Data)Rank
Total interest income$10,960,000747
Total interest expense$644,000851
Net interest income$10,316,000740
Provision for loan and lease losses$200,000654
Total noninterest income$1,672,000996
Gross Fiduciary activities income$0892
Service charges on deposit accounts$405,000690
Trading account gains and feesNANA
Additional Noninterest Income$1,267,000935
Total noninterest expense$7,809,000819
Salaries and employee benefits$4,845,000757
Premises and equipment expense$715,000893
Additional noninterest expense$2,249,000832
Pre-tax net operating income$3,979,000829
Securities gains (losses)$0623
Applicable income taxes$911,000684
Income before extraordinary items$3,068,000874
Extraordinary gains, net$04
Net income$3,068,000873
Minority interest net income$050
Net income of bank and minority interests.$3,068,000874
Net charge-offs$24,000903
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,068,000885
2021-12-31 (YTD Data)Rank
Total interest income$44,427,000748
Total interest expense$2,894,000943
Net interest income$41,533,000740
Provision for loan and lease losses$592,000918
Total noninterest income$7,343,0001,027
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,404,000737
Trading account gains and fees$0132
Additional Noninterest Income$5,939,000952
Total noninterest expense$29,262,000865
Salaries and employee benefits$17,629,000819
Premises and equipment expense$2,502,000987
Additional noninterest expense$9,131,000840
Pre-tax net operating income$19,022,000773
Securities gains (losses)$02,062
Applicable income taxes$3,518,000780
Income before extraordinary items$15,504,000787
Extraordinary gains, net$010
Net income$15,504,000788
Minority interest net income$074
Net income of bank and minority interests.$15,504,000788
Net charge-offs$-71,0004,249
Cash dividends$1,549,0001,771
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,504,000770
2021-09-30 (YTD Data)Rank
Total interest income$33,467,000759
Total interest expense$2,224,000968
Net interest income$31,243,000748
Provision for loan and lease losses$742,000595
Total noninterest income$5,595,0001,039
Gross Fiduciary activities income$0957
Service charges on deposit accounts$978,000781
Trading account gains and fees$0132
Additional Noninterest Income$4,617,000949
Total noninterest expense$21,982,000876
Salaries and employee benefits$13,406,000823
Premises and equipment expense$1,874,0001,004
Additional noninterest expense$6,702,000856
Pre-tax net operating income$14,114,000816
Securities gains (losses)$02,015
Applicable income taxes$3,415,000689
Income before extraordinary items$10,699,000899
Extraordinary gains, net$08
Net income$10,699,000899
Minority interest net income$069
Net income of bank and minority interests.$10,699,000899
Net charge-offs$245,000718
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,699,000879
2021-06-30 (YTD Data)Rank
Total interest income$22,076,000760
Total interest expense$1,546,000962
Net interest income$20,530,000754
Provision for loan and lease losses$542,000565
Total noninterest income$3,899,0001,014
Gross Fiduciary activities income$0951
Service charges on deposit accounts$580,000826
Trading account gains and fees$0133
Additional Noninterest Income$3,319,000899
Total noninterest expense$14,620,000870
Salaries and employee benefits$8,751,000837
Premises and equipment expense$1,310,000974
Additional noninterest expense$4,559,000835
Pre-tax net operating income$9,267,000817
Securities gains (losses)$01,818
Applicable income taxes$2,363,000667
Income before extraordinary items$6,904,000902
Extraordinary gains, net$06
Net income$6,904,000902
Minority interest net income$067
Net income of bank and minority interests.$6,904,000902
Net charge-offs$234,000598
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,904,000887
2021-03-31 (YTD Data)Rank
Total interest income$10,928,000769
Total interest expense$805,000981
Net interest income$10,123,000747
Provision for loan and lease losses$275,000645
Total noninterest income$2,425,000875
Gross Fiduciary activities income$0922
Service charges on deposit accounts$263,000877
Trading account gains and fees$0127
Additional Noninterest Income$2,162,000776
Total noninterest expense$7,668,000823
Salaries and employee benefits$4,500,000805
Premises and equipment expense$658,000973
Additional noninterest expense$2,510,000745
Pre-tax net operating income$4,605,000820
Securities gains (losses)$01,392
Applicable income taxes$1,136,000684
Income before extraordinary items$3,469,000911
Extraordinary gains, net$03
Net income$3,469,000911
Minority interest net income$055
Net income of bank and minority interests.$3,469,000911
Net charge-offs$-33,0004,492
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,469,000894
2020-12-31 (YTD Data)Rank
Total interest income$41,545,000810
Total interest expense$5,383,000878
Net interest income$36,162,000797
Provision for loan and lease losses$2,895,000825
Total noninterest income$6,287,0001,093
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,206,000804
Trading account gains and fees$0133
Additional Noninterest Income$5,081,0001,003
Total noninterest expense$24,979,000947
Salaries and employee benefits$14,027,000956
Premises and equipment expense$2,452,000998
Additional noninterest expense$8,500,000843
Pre-tax net operating income$14,575,000760
Securities gains (losses)$02,675
Applicable income taxes$2,224,000875
Income before extraordinary items$12,351,000782
Extraordinary gains, net$04
Net income$12,351,000782
Minority interest net income$072
Net income of bank and minority interests.$12,351,000782
Net charge-offs$140,0001,772
Cash dividends$1,168,0002,035
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,351,000753
2020-09-30 (YTD Data)Rank
Total interest income$30,513,000821
Total interest expense$4,430,000860
Net interest income$26,083,000818
Provision for loan and lease losses$2,395,000808
Total noninterest income$4,910,0001,032
Gross Fiduciary activities income$0981
Service charges on deposit accounts$890,000808
Trading account gains and fees$0125
Additional Noninterest Income$4,020,000935
Total noninterest expense$18,839,000931
Salaries and employee benefits$10,421,000950
Premises and equipment expense$1,856,000986
Additional noninterest expense$6,562,000803
Pre-tax net operating income$9,759,000818
Securities gains (losses)$02,494
Applicable income taxes$1,792,000799
Income before extraordinary items$7,967,000867
Extraordinary gains, net$04
Net income$7,967,000867
Minority interest net income$065
Net income of bank and minority interests.$7,967,000867
Net charge-offs$425,000824
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,967,000835
2020-06-30 (YTD Data)Rank
Total interest income$20,161,000843
Total interest expense$3,263,000848
Net interest income$16,898,000832
Provision for loan and lease losses$2,020,000713
Total noninterest income$3,548,000935
Gross Fiduciary activities income$0970
Service charges on deposit accounts$596,000813
Trading account gains and fees$0123
Additional Noninterest Income$2,952,000827
Total noninterest expense$12,413,000930
Salaries and employee benefits$6,788,000963
Premises and equipment expense$1,193,0001,009
Additional noninterest expense$4,432,000793
Pre-tax net operating income$6,013,000807
Securities gains (losses)$02,249
Applicable income taxes$998,000834
Income before extraordinary items$5,015,000851
Extraordinary gains, net$04
Net income$5,015,000851
Minority interest net income$065
Net income of bank and minority interests.$5,015,000851
Net charge-offs$395,000685
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,015,000815
2020-03-31 (YTD Data)Rank
Total interest income$10,063,000841
Total interest expense$1,923,000816
Net interest income$8,140,000848
Provision for loan and lease losses$745,000722
Total noninterest income$1,634,000933
Gross Fiduciary activities income$0941
Service charges on deposit accounts$371,000791
Trading account gains and fees$0106
Additional Noninterest Income$1,263,000827
Total noninterest expense$6,464,000906
Salaries and employee benefits$3,802,000874
Premises and equipment expense$590,0001,039
Additional noninterest expense$2,072,000831
Pre-tax net operating income$2,565,000854
Securities gains (losses)$01,705
Applicable income taxes$497,000741
Income before extraordinary items$2,068,000906
Extraordinary gains, net$04
Net income$2,068,000906
Minority interest net income$056
Net income of bank and minority interests.$2,068,000906
Net charge-offs$171,000682
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,068,000895
2019-12-31 (YTD Data)Rank
Total interest income$39,758,000858
Total interest expense$7,726,000858
Net interest income$32,032,000853
Provision for loan and lease losses$820,0001,059
Total noninterest income$5,650,0001,045
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,262,000927
Trading account gains and fees$0135
Additional Noninterest Income$4,388,000908
Total noninterest expense$25,944,000891
Salaries and employee benefits$15,933,000826
Premises and equipment expense$2,037,0001,155
Additional noninterest expense$7,974,000852
Pre-tax net operating income$10,918,000986
Securities gains (losses)$-293,0005,122
Applicable income taxes$1,335,0001,193
Income before extraordinary items$9,290,000990
Extraordinary gains, net$011
Net income$9,290,000991
Minority interest net income$076
Net income of bank and minority interests.$9,290,000991
Net charge-offs$165,0001,846
Cash dividends$1,974,0001,602
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,544,910956
2019-09-30 (YTD Data)Rank
Total interest income$29,394,000870
Total interest expense$5,707,000871
Net interest income$23,687,000867
Provision for loan and lease losses$810,000815
Total noninterest income$3,929,0001,085
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$907,000961
Trading account gains and fees$0129
Additional Noninterest Income$3,022,000953
Total noninterest expense$19,136,000893
Salaries and employee benefits$11,746,000828
Premises and equipment expense$1,536,0001,155
Additional noninterest expense$5,854,000865
Pre-tax net operating income$7,670,0001,051
Securities gains (losses)$-295,0005,204
Applicable income taxes$995,0001,233
Income before extraordinary items$6,380,0001,089
Extraordinary gains, net$011
Net income$6,380,0001,090
Minority interest net income$072
Net income of bank and minority interests.$6,380,0001,090
Net charge-offs$71,0001,988
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,636,6501,032
2019-06-30 (YTD Data)Rank
Total interest income$19,273,000881
Total interest expense$3,822,000857
Net interest income$15,451,000877
Provision for loan and lease losses$545,000812
Total noninterest income$2,681,0001,038
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$571,0001,009
Trading account gains and fees$0131
Additional Noninterest Income$2,110,000900
Total noninterest expense$12,711,000895
Salaries and employee benefits$7,747,000829
Premises and equipment expense$1,034,0001,145
Additional noninterest expense$3,930,000863
Pre-tax net operating income$4,876,0001,074
Securities gains (losses)$-295,0005,257
Applicable income taxes$664,0001,206
Income before extraordinary items$3,917,0001,130
Extraordinary gains, net$011
Net income$3,917,0001,130
Minority interest net income$069
Net income of bank and minority interests.$3,917,0001,130
Net charge-offs$49,0001,840
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,170,7001,058
2019-03-31 (YTD Data)Rank
Total interest income$9,497,000891
Total interest expense$1,877,000836
Net interest income$7,620,000887
Provision for loan and lease losses$310,000665
Total noninterest income$1,503,000947
Gross Fiduciary activities income$0972
Service charges on deposit accounts$264,0001,081
Trading account gains and fees$0126
Additional Noninterest Income$1,239,000774
Total noninterest expense$6,321,000890
Salaries and employee benefits$3,917,000822
Premises and equipment expense$530,0001,128
Additional noninterest expense$1,874,000884
Pre-tax net operating income$2,492,0001,028
Securities gains (losses)$01,087
Applicable income taxes$346,0001,157
Income before extraordinary items$2,146,0001,022
Extraordinary gains, net$05
Net income$2,146,0001,021
Minority interest net income$052
Net income of bank and minority interests.$2,146,0001,021
Net charge-offs$26,0001,572
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,146,0001,001
2018-12-31 (YTD Data)Rank
Total interest income$34,472,000917
Total interest expense$5,197,000888
Net interest income$29,275,000909
Provision for loan and lease losses$954,000921
Total noninterest income$4,154,0001,244
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,192,000997
Trading account gains and fees$0126
Additional Noninterest Income$2,962,0001,152
Total noninterest expense$22,877,000955
Salaries and employee benefits$13,615,000907
Premises and equipment expense$1,979,0001,185
Additional noninterest expense$7,283,000923
Pre-tax net operating income$9,598,0001,073
Securities gains (losses)$-25,0004,659
Applicable income taxes$1,795,000940
Income before extraordinary items$7,778,0001,115
Extraordinary gains, net$06
Net income$7,778,0001,114
Minority interest net income$072
Net income of bank and minority interests.$7,778,0001,114
Net charge-offs$410,0001,089
Cash dividends$1,194,0002,040
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,798,2501,108
2018-09-30 (YTD Data)Rank
Total interest income$24,974,000933
Total interest expense$3,480,000921
Net interest income$21,494,000921
Provision for loan and lease losses$840,000752
Total noninterest income$2,992,0001,278
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$873,0001,019
Trading account gains and fees$0138
Additional Noninterest Income$2,119,0001,203
Total noninterest expense$16,630,000975
Salaries and employee benefits$9,748,000950
Premises and equipment expense$1,485,0001,183
Additional noninterest expense$5,397,000915
Pre-tax net operating income$7,016,0001,098
Securities gains (losses)$-25,0004,979
Applicable income taxes$1,319,000976
Income before extraordinary items$5,672,0001,140
Extraordinary gains, net$05
Net income$5,672,0001,139
Minority interest net income$066
Net income of bank and minority interests.$5,672,0001,139
Net charge-offs$3,0003,293
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,692,2501,131
2018-06-30 (YTD Data)Rank
Total interest income$16,163,000946
Total interest expense$2,126,000940
Net interest income$14,037,000929
Provision for loan and lease losses$600,000688
Total noninterest income$2,038,0001,270
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$568,0001,044
Trading account gains and fees$0130
Additional Noninterest Income$1,470,0001,174
Total noninterest expense$10,920,000987
Salaries and employee benefits$6,342,000970
Premises and equipment expense$1,013,0001,169
Additional noninterest expense$3,565,000920
Pre-tax net operating income$4,555,0001,101
Securities gains (losses)$-25,0005,148
Applicable income taxes$881,000955
Income before extraordinary items$3,649,0001,144
Extraordinary gains, net$06
Net income$3,649,0001,142
Minority interest net income$065
Net income of bank and minority interests.$3,649,0001,143
Net charge-offs$-47,0005,000
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,669,2501,136
2018-03-31 (YTD Data)Rank
Total interest income$7,844,000958
Total interest expense$990,000963
Net interest income$6,854,000941
Provision for loan and lease losses$300,000673
Total noninterest income$1,106,0001,193
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$278,0001,075
Trading account gains and fees$0123
Additional Noninterest Income$828,0001,058
Total noninterest expense$5,321,0001,023
Salaries and employee benefits$3,073,0001,005
Premises and equipment expense$500,0001,198
Additional noninterest expense$1,748,000930
Pre-tax net operating income$2,339,0001,061
Securities gains (losses)$-25,0005,338
Applicable income taxes$463,000914
Income before extraordinary items$1,851,0001,114
Extraordinary gains, net$07
Net income$1,851,0001,113
Minority interest net income$052
Net income of bank and minority interests.$1,851,0001,114
Net charge-offs$-138,0005,437
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,871,0001,097
2017-12-31 (YTD Data)Rank
Total interest income$29,353,000978
Total interest expense$3,224,0001,006
Net interest income$26,129,000961
Provision for loan and lease losses$1,470,000650
Total noninterest income$3,918,0001,304
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,200,0001,011
Trading account gains and fees$0151
Additional Noninterest Income$2,718,0001,250
Total noninterest expense$19,164,0001,092
Salaries and employee benefits$11,001,0001,080
Premises and equipment expense$1,734,0001,328
Additional noninterest expense$6,429,0001,008
Pre-tax net operating income$9,413,0001,031
Securities gains (losses)$-2,0004,854
Applicable income taxes$3,179,000917
Income before extraordinary items$6,232,0001,128
Extraordinary gains, net$09
Net income$6,232,0001,128
Minority interest net income$076
Net income of bank and minority interests.$6,232,0001,128
Net charge-offs$602,000982
Cash dividends$1,020,0002,159
Sale, conversion, retirement of capital stock, net$-82,0005,615
Net operating income$6,233,3201,113
2017-09-30 (YTD Data)Rank
Total interest income$21,494,000994
Total interest expense$2,343,0001,024
Net interest income$19,151,000997
Provision for loan and lease losses$1,170,000607
Total noninterest income$2,942,0001,321
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$882,0001,037
Trading account gains and fees$0145
Additional Noninterest Income$2,060,0001,252
Total noninterest expense$14,083,0001,117
Salaries and employee benefits$8,100,0001,105
Premises and equipment expense$1,308,0001,339
Additional noninterest expense$4,675,0001,036
Pre-tax net operating income$6,840,0001,078
Securities gains (losses)$-2,0005,199
Applicable income taxes$1,892,000946
Income before extraordinary items$4,946,0001,168
Extraordinary gains, net$09
Net income$4,946,0001,168
Minority interest net income$071
Net income of bank and minority interests.$4,946,0001,168
Net charge-offs$430,000899
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-82,0005,684
Net operating income$4,947,4401,151
2017-06-30 (YTD Data)Rank
Total interest income$14,046,0001,007
Total interest expense$1,522,0001,024
Net interest income$12,524,0001,005
Provision for loan and lease losses$870,000550
Total noninterest income$1,879,0001,365
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$552,0001,086
Trading account gains and fees$0139
Additional Noninterest Income$1,327,0001,287
Total noninterest expense$9,201,0001,140
Salaries and employee benefits$5,309,0001,122
Premises and equipment expense$851,0001,362
Additional noninterest expense$3,041,0001,064
Pre-tax net operating income$4,332,0001,116
Securities gains (losses)$-9,0005,476
Applicable income taxes$1,180,000985
Income before extraordinary items$3,143,0001,196
Extraordinary gains, net$011
Net income$3,143,0001,195
Minority interest net income$071
Net income of bank and minority interests.$3,143,0001,196
Net charge-offs$417,000660
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-82,0005,745
Net operating income$3,149,5701,174
2017-03-31 (YTD Data)Rank
Total interest income$6,824,0001,026
Total interest expense$730,0001,037
Net interest income$6,094,0001,021
Provision for loan and lease losses$520,000443
Total noninterest income$901,0001,391
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$272,0001,099
Trading account gains and fees$0142
Additional Noninterest Income$629,0001,316
Total noninterest expense$4,538,0001,157
Salaries and employee benefits$2,633,0001,139
Premises and equipment expense$428,0001,372
Additional noninterest expense$1,477,0001,081
Pre-tax net operating income$1,937,0001,201
Securities gains (losses)$-4,0005,562
Applicable income taxes$535,0001,032
Income before extraordinary items$1,398,0001,297
Extraordinary gains, net$08
Net income$1,398,0001,297
Minority interest net income$055
Net income of bank and minority interests.$1,398,0001,297
Net charge-offs$638,000289
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,400,8801,276
2016-12-31 (YTD Data)Rank
Total interest income$25,613,0001,051
Total interest expense$2,729,0001,057
Net interest income$22,884,0001,042
Provision for loan and lease losses$1,460,000662
Total noninterest income$4,080,0001,316
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,162,0001,052
Trading account gains and fees$-70,0005,893
Additional Noninterest Income$2,988,0001,214
Total noninterest expense$17,324,0001,183
Salaries and employee benefits$9,776,0001,171
Premises and equipment expense$1,625,0001,405
Additional noninterest expense$5,923,0001,109
Pre-tax net operating income$8,180,0001,085
Securities gains (losses)$6,0002,819
Applicable income taxes$2,069,0001,022
Income before extraordinary items$6,117,0001,174
Extraordinary gains, net$05
Net income$6,117,0001,173
Minority interest net income$082
Net income of bank and minority interests.$6,117,0001,173
Net charge-offs$320,0001,464
Cash dividends$1,022,0002,169
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,112,5001,146
2016-09-30 (YTD Data)Rank
Total interest income$18,836,0001,069
Total interest expense$2,008,0001,073
Net interest income$16,828,0001,062
Provision for loan and lease losses$905,000737
Total noninterest income$2,705,0001,443
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$861,0001,072
Trading account gains and fees$13,000160
Additional Noninterest Income$1,831,0001,396
Total noninterest expense$12,718,0001,200
Salaries and employee benefits$7,124,0001,202
Premises and equipment expense$1,271,0001,359
Additional noninterest expense$4,323,0001,137
Pre-tax net operating income$5,910,0001,134
Securities gains (losses)$6,0002,746
Applicable income taxes$1,552,0001,048
Income before extraordinary items$4,364,0001,245
Extraordinary gains, net$05
Net income$4,364,0001,244
Minority interest net income$071
Net income of bank and minority interests.$4,364,0001,245
Net charge-offs$187,0001,513
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,359,5601,207
2016-06-30 (YTD Data)Rank
Total interest income$12,295,0001,091
Total interest expense$1,312,0001,097
Net interest income$10,983,0001,081
Provision for loan and lease losses$265,0001,366
Total noninterest income$1,540,0001,595
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$553,0001,093
Trading account gains and fees$0157
Additional Noninterest Income$987,0001,565
Total noninterest expense$8,310,0001,224
Salaries and employee benefits$4,671,0001,219
Premises and equipment expense$839,0001,371
Additional noninterest expense$2,800,0001,163
Pre-tax net operating income$3,948,0001,114
Securities gains (losses)$6,0002,403
Applicable income taxes$1,140,000975
Income before extraordinary items$2,814,0001,271
Extraordinary gains, net$016
Net income$2,814,0001,272
Minority interest net income$071
Net income of bank and minority interests.$2,814,0001,272
Net charge-offs$269,000935
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,809,7401,231
2016-03-31 (YTD Data)Rank
Total interest income$6,027,0001,106
Total interest expense$658,0001,090
Net interest income$5,369,0001,104
Provision for loan and lease losses$145,0001,246
Total noninterest income$733,0001,621
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$262,0001,138
Trading account gains and fees$0142
Additional Noninterest Income$471,0001,569
Total noninterest expense$4,107,0001,240
Salaries and employee benefits$2,299,0001,241
Premises and equipment expense$436,0001,339
Additional noninterest expense$1,372,0001,174
Pre-tax net operating income$1,850,0001,161
Securities gains (losses)$-1,0005,825
Applicable income taxes$538,0001,002
Income before extraordinary items$1,311,0001,318
Extraordinary gains, net$012
Net income$1,311,0001,317
Minority interest net income$062
Net income of bank and minority interests.$1,311,0001,319
Net charge-offs$169,000745
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,311,7101,281
2015-12-31 (YTD Data)Rank
Total interest income$23,298,0001,102
Total interest expense$2,606,0001,084
Net interest income$20,692,0001,098
Provision for loan and lease losses$630,0001,139
Total noninterest income$2,635,0001,763
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,179,0001,057
Trading account gains and fees$0159
Additional Noninterest Income$1,456,0001,891
Total noninterest expense$15,164,0001,303
Salaries and employee benefits$8,636,0001,268
Premises and equipment expense$1,504,0001,529
Additional noninterest expense$5,024,0001,262
Pre-tax net operating income$7,533,0001,131
Securities gains (losses)$35,0001,887
Applicable income taxes$2,223,000933
Income before extraordinary items$5,345,0001,290
Extraordinary gains, net$023
Net income$5,345,0001,290
Minority interest net income$081
Net income of bank and minority interests.$5,345,0001,290
Net charge-offs$790,000821
Cash dividends$1,583,0001,583
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,320,1501,267
2015-09-30 (YTD Data)Rank
Total interest income$17,229,0001,120
Total interest expense$1,796,0001,176
Net interest income$15,433,0001,108
Provision for loan and lease losses$510,0001,022
Total noninterest income$2,018,0001,745
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$867,0001,088
Trading account gains and fees$0153
Additional Noninterest Income$1,151,0001,845
Total noninterest expense$11,183,0001,323
Salaries and employee benefits$6,249,0001,314
Premises and equipment expense$1,195,0001,454
Additional noninterest expense$3,739,0001,274
Pre-tax net operating income$5,758,0001,131
Securities gains (losses)$36,0001,686
Applicable income taxes$1,676,000953
Income before extraordinary items$4,118,0001,266
Extraordinary gains, net$021
Net income$4,118,0001,266
Minority interest net income$078
Net income of bank and minority interests.$4,118,0001,266
Net charge-offs$155,0001,765
Cash dividends$664,0002,041
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,092,4401,237
2015-06-30 (YTD Data)Rank
Total interest income$11,401,0001,131
Total interest expense$1,295,0001,100
Net interest income$10,106,0001,133
Provision for loan and lease losses$390,000933
Total noninterest income$1,365,0001,723
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$550,0001,115
Trading account gains and fees$0157
Additional Noninterest Income$815,0001,789
Total noninterest expense$7,354,0001,346
Salaries and employee benefits$4,098,0001,333
Premises and equipment expense$800,0001,461
Additional noninterest expense$2,456,0001,290
Pre-tax net operating income$3,727,0001,144
Securities gains (losses)$28,0001,532
Applicable income taxes$1,107,000963
Income before extraordinary items$2,648,0001,289
Extraordinary gains, net$022
Net income$2,648,0001,290
Minority interest net income$075
Net income of bank and minority interests.$2,648,0001,290
Net charge-offs$123,0001,542
Cash dividends$525,0001,862
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,628,1201,269
2015-03-31 (YTD Data)Rank
Total interest income$5,655,0001,130
Total interest expense$544,0001,296
Net interest income$5,111,0001,114
Provision for loan and lease losses$210,000862
Total noninterest income$604,0001,864
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$256,0001,168
Trading account gains and fees$0152
Additional Noninterest Income$348,0001,926
Total noninterest expense$3,725,0001,326
Salaries and employee benefits$2,052,0001,351
Premises and equipment expense$415,0001,436
Additional noninterest expense$1,258,0001,248
Pre-tax net operating income$1,780,0001,154
Securities gains (losses)$28,0001,089
Applicable income taxes$546,000961
Income before extraordinary items$1,262,0001,312
Extraordinary gains, net$013
Net income$1,262,0001,314
Minority interest net income$064
Net income of bank and minority interests.$1,262,0001,314
Net charge-offs$90,0001,181
Cash dividends$393,0001,332
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,242,4001,283
2014-12-31 (YTD Data)Rank
Total interest income$22,812,0001,128
Total interest expense$2,765,0001,073
Net interest income$20,047,0001,126
Provision for loan and lease losses$1,355,000669
Total noninterest income$2,900,0001,613
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,308,0001,017
Trading account gains and fees$0180
Additional Noninterest Income$1,592,0001,708
Total noninterest expense$13,888,0001,392
Salaries and employee benefits$7,715,0001,368
Premises and equipment expense$1,507,0001,559
Additional noninterest expense$4,666,0001,376
Pre-tax net operating income$7,704,0001,064
Securities gains (losses)$6,0002,820
Applicable income taxes$2,286,000890
Income before extraordinary items$5,424,0001,211
Extraordinary gains, net$017
Net income$5,424,0001,208
Minority interest net income$084
Net income of bank and minority interests.$5,424,0001,210
Net charge-offs$2,282,000446
Cash dividends$3,643,000784
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,419,8001,184
2014-09-30 (YTD Data)Rank
Total interest income$17,072,0001,134
Total interest expense$2,065,0001,091
Net interest income$15,007,0001,131
Provision for loan and lease losses$1,055,000630
Total noninterest income$2,176,0001,607
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$998,000998
Trading account gains and fees$0174
Additional Noninterest Income$1,178,0001,751
Total noninterest expense$10,331,0001,405
Salaries and employee benefits$5,759,0001,376
Premises and equipment expense$1,159,0001,538
Additional noninterest expense$3,413,0001,409
Pre-tax net operating income$5,797,0001,073
Securities gains (losses)$6,0002,508
Applicable income taxes$1,708,000906
Income before extraordinary items$4,095,0001,199
Extraordinary gains, net$015
Net income$4,095,0001,197
Minority interest net income$081
Net income of bank and minority interests.$4,095,0001,198
Net charge-offs$1,970,000389
Cash dividends$2,645,000748
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,090,7401,182
2014-06-30 (YTD Data)Rank
Total interest income$11,345,0001,135
Total interest expense$1,350,0001,112
Net interest income$9,995,0001,118
Provision for loan and lease losses$755,000592
Total noninterest income$1,534,0001,531
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$661,000996
Trading account gains and fees$0172
Additional Noninterest Income$873,0001,597
Total noninterest expense$6,947,0001,397
Salaries and employee benefits$3,856,0001,371
Premises and equipment expense$786,0001,518
Additional noninterest expense$2,305,0001,395
Pre-tax net operating income$3,827,0001,059
Securities gains (losses)$-2,0006,107
Applicable income taxes$1,068,000915
Income before extraordinary items$2,757,0001,157
Extraordinary gains, net$020
Net income$2,757,0001,157
Minority interest net income$080
Net income of bank and minority interests.$2,757,0001,158
Net charge-offs$1,781,000316
Cash dividends$1,526,000813
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,758,4401,133
2014-03-31 (YTD Data)Rank
Total interest income$5,583,0001,150
Total interest expense$647,0001,161
Net interest income$4,936,0001,133
Provision for loan and lease losses$555,000410
Total noninterest income$903,0001,337
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$343,000944
Trading account gains and fees$0147
Additional Noninterest Income$560,0001,302
Total noninterest expense$3,519,0001,387
Salaries and employee benefits$1,925,0001,392
Premises and equipment expense$404,0001,505
Additional noninterest expense$1,190,0001,335
Pre-tax net operating income$1,765,0001,087
Securities gains (losses)$01,715
Applicable income taxes$469,000974
Income before extraordinary items$1,296,0001,180
Extraordinary gains, net$016
Net income$1,296,0001,181
Minority interest net income$066
Net income of bank and minority interests.$1,296,0001,181
Net charge-offs$290,000733
Cash dividends$1,049,000583
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,296,0001,159
2013-12-31 (YTD Data)Rank
Total interest income$22,061,0001,167
Total interest expense$2,738,0001,237
Net interest income$19,323,0001,136
Provision for loan and lease losses$1,747,000695
Total noninterest income$2,771,0001,708
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,488,000928
Trading account gains and fees$0184
Additional Noninterest Income$1,283,0002,044
Total noninterest expense$12,435,0001,555
Salaries and employee benefits$6,979,0001,487
Premises and equipment expense$1,211,0001,895
Additional noninterest expense$4,245,0001,549
Pre-tax net operating income$7,912,000978
Securities gains (losses)$5,0002,813
Applicable income taxes$2,528,000756
Income before extraordinary items$5,389,0001,148
Extraordinary gains, net$029
Net income$5,389,0001,150
Minority interest net income$090
Net income of bank and minority interests.$5,389,0001,151
Net charge-offs$1,496,000939
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,385,6001,122
2013-09-30 (YTD Data)Rank
Total interest income$16,463,0001,172
Total interest expense$2,052,0001,276
Net interest income$14,411,0001,140
Provision for loan and lease losses$900,000951
Total noninterest income$1,895,0001,863
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,078,000961
Trading account gains and fees$0180
Additional Noninterest Income$817,0002,323
Total noninterest expense$9,527,0001,527
Salaries and employee benefits$5,165,0001,509
Premises and equipment expense$1,127,0001,578
Additional noninterest expense$3,235,0001,523
Pre-tax net operating income$5,879,000984
Securities gains (losses)$4,0002,720
Applicable income taxes$1,863,000784
Income before extraordinary items$4,020,0001,158
Extraordinary gains, net$025
Net income$4,020,0001,159
Minority interest net income$084
Net income of bank and minority interests.$4,020,0001,160
Net charge-offs$366,0001,916
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,017,2801,125
2013-06-30 (YTD Data)Rank
Total interest income$10,952,0001,169
Total interest expense$1,374,0001,301
Net interest income$9,578,0001,133
Provision for loan and lease losses$600,000990
Total noninterest income$1,245,0001,917
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$689,000974
Trading account gains and fees$0157
Additional Noninterest Income$556,0002,329
Total noninterest expense$6,372,0001,522
Salaries and employee benefits$3,457,0001,507
Premises and equipment expense$750,0001,593
Additional noninterest expense$2,165,0001,507
Pre-tax net operating income$3,851,000983
Securities gains (losses)$4,0002,503
Applicable income taxes$1,210,000799
Income before extraordinary items$2,645,0001,152
Extraordinary gains, net$022
Net income$2,645,0001,154
Minority interest net income$082
Net income of bank and minority interests.$2,645,0001,155
Net charge-offs$131,0002,498
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,642,2401,111
2013-03-31 (YTD Data)Rank
Total interest income$5,391,0001,190
Total interest expense$690,0001,343
Net interest income$4,701,0001,158
Provision for loan and lease losses$300,000980
Total noninterest income$584,0001,993
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$330,0001,013
Trading account gains and fees$0148
Additional Noninterest Income$254,0002,452
Total noninterest expense$3,138,0001,553
Salaries and employee benefits$1,705,0001,544
Premises and equipment expense$363,0001,666
Additional noninterest expense$1,070,0001,517
Pre-tax net operating income$1,847,0001,000
Securities gains (losses)$4,0001,680
Applicable income taxes$574,000806
Income before extraordinary items$1,277,0001,173
Extraordinary gains, net$010
Net income$1,277,0001,175
Minority interest net income$076
Net income of bank and minority interests.$1,277,0001,175
Net charge-offs$109,0001,821
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,274,2401,122
2012-12-31 (YTD Data)Rank
Total interest income$21,664,0001,228
Total interest expense$3,200,0001,393
Net interest income$18,464,0001,195
Provision for loan and lease losses$1,650,0001,242
Total noninterest income$1,964,0002,208
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,376,0001,041
Trading account gains and fees$0166
Additional Noninterest Income$588,0003,131
Total noninterest expense$11,759,0001,644
Salaries and employee benefits$5,944,0001,693
Premises and equipment expense$1,175,0001,982
Additional noninterest expense$4,640,0001,455
Pre-tax net operating income$7,019,0001,008
Securities gains (losses)$2,0003,664
Applicable income taxes$1,970,000890
Income before extraordinary items$5,051,0001,177
Extraordinary gains, net$029
Net income$5,051,0001,177
Minority interest net income$093
Net income of bank and minority interests.$5,051,0001,177
Net charge-offs$540,0002,561
Cash dividends$582,0002,599
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,049,5601,111
2012-09-30 (YTD Data)Rank
Total interest income$16,158,0001,267
Total interest expense$2,436,0001,431
Net interest income$13,722,0001,218
Provision for loan and lease losses$1,200,0001,254
Total noninterest income$1,371,0002,316
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,007,0001,062
Trading account gains and fees$0157
Additional Noninterest Income$364,0003,399
Total noninterest expense$8,875,0001,637
Salaries and employee benefits$4,371,0001,720
Premises and equipment expense$1,031,0001,722
Additional noninterest expense$3,473,0001,466
Pre-tax net operating income$5,018,0001,078
Securities gains (losses)$2,0003,410
Applicable income taxes$1,650,000833
Income before extraordinary items$3,370,0001,342
Extraordinary gains, net$020
Net income$3,370,0001,343
Minority interest net income$086
Net income of bank and minority interests.$3,370,0001,343
Net charge-offs$511,0002,158
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,368,6601,269
2012-06-30 (YTD Data)Rank
Total interest income$10,502,0001,314
Total interest expense$1,649,0001,462
Net interest income$8,853,0001,260
Provision for loan and lease losses$770,0001,325
Total noninterest income$854,0002,393
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$648,0001,096
Trading account gains and fees$0153
Additional Noninterest Income$206,0003,630
Total noninterest expense$5,737,0001,692
Salaries and employee benefits$2,845,0001,760
Premises and equipment expense$664,0001,787
Additional noninterest expense$2,228,0001,521
Pre-tax net operating income$3,200,0001,116
Securities gains (losses)$2,0003,012
Applicable income taxes$1,050,000851
Income before extraordinary items$2,152,0001,380
Extraordinary gains, net$019
Net income$2,152,0001,380
Minority interest net income$084
Net income of bank and minority interests.$2,152,0001,380
Net charge-offs$452,0001,888
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,150,6601,303
2012-03-31 (YTD Data)Rank
Total interest income$4,856,0001,421
Total interest expense$774,0001,617
Net interest income$4,082,0001,353
Provision for loan and lease losses$390,0001,275
Total noninterest income$420,0002,410
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$290,0001,215
Trading account gains and fees$0148
Additional Noninterest Income$130,0003,275
Total noninterest expense$2,541,0001,876
Salaries and employee benefits$1,304,0001,930
Premises and equipment expense$287,0002,055
Additional noninterest expense$950,0001,752
Pre-tax net operating income$1,571,0001,116
Securities gains (losses)$02,210
Applicable income taxes$516,000859
Income before extraordinary items$1,055,0001,383
Extraordinary gains, net$019
Net income$1,055,0001,384
Minority interest net income$078
Net income of bank and minority interests.$1,055,0001,384
Net charge-offs$226,0001,737
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,055,0001,309
2011-12-31 (YTD Data)Rank
Total interest income$19,783,0001,440
Total interest expense$3,637,0001,652
Net interest income$16,146,0001,377
Provision for loan and lease losses$1,368,0002,011
Total noninterest income$955,0003,196
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,229,0001,199
Trading account gains and fees$0146
Additional Noninterest Income$-274,0006,998
Total noninterest expense$9,986,0001,918
Salaries and employee benefits$4,767,0002,033
Premises and equipment expense$1,006,0002,404
Additional noninterest expense$4,213,0001,621
Pre-tax net operating income$5,747,0001,044
Securities gains (losses)$8,0003,400
Applicable income taxes$1,914,000817
Income before extraordinary items$3,841,0001,294
Extraordinary gains, net$029
Net income$3,841,0001,294
Minority interest net income$096
Net income of bank and minority interests.$3,841,0001,294
Net charge-offs$1,693,0001,727
Cash dividends$505,0002,412
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,835,6401,227
2011-09-30 (YTD Data)Rank
Total interest income$14,873,0001,455
Total interest expense$2,810,0001,671
Net interest income$12,063,0001,388
Provision for loan and lease losses$1,155,0001,799
Total noninterest income$881,0002,824
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$885,0001,249
Trading account gains and fees$0145
Additional Noninterest Income$-4,0006,901
Total noninterest expense$7,548,0001,906
Salaries and employee benefits$3,587,0002,008
Premises and equipment expense$867,0002,144
Additional noninterest expense$3,094,0001,650
Pre-tax net operating income$4,241,0001,088
Securities gains (losses)$3,0003,309
Applicable income taxes$1,417,000829
Income before extraordinary items$2,827,0001,364
Extraordinary gains, net$021
Net income$2,827,0001,364
Minority interest net income$087
Net income of bank and minority interests.$2,827,0001,364
Net charge-offs$1,485,0001,494
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,824,9901,292
2011-06-30 (YTD Data)Rank
Total interest income$9,961,0001,459
Total interest expense$1,922,0001,692
Net interest income$8,039,0001,383
Provision for loan and lease losses$879,0001,630
Total noninterest income$659,0002,642
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$561,0001,294
Trading account gains and fees$0153
Additional Noninterest Income$98,0004,574
Total noninterest expense$5,076,0001,901
Salaries and employee benefits$2,399,0002,025
Premises and equipment expense$606,0002,083
Additional noninterest expense$2,071,0001,666
Pre-tax net operating income$2,743,0001,088
Securities gains (losses)$02,914
Applicable income taxes$922,000815
Income before extraordinary items$1,821,0001,366
Extraordinary gains, net$015
Net income$1,821,0001,366
Minority interest net income$089
Net income of bank and minority interests.$1,821,0001,366
Net charge-offs$993,0001,483
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,821,0001,309
2011-03-31 (YTD Data)Rank
Total interest income$4,913,0001,493
Total interest expense$1,000,0001,681
Net interest income$3,913,0001,427
Provision for loan and lease losses$450,0001,516
Total noninterest income$380,0002,437
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$267,0001,333
Trading account gains and fees$0158
Additional Noninterest Income$113,0003,364
Total noninterest expense$2,564,0001,900
Salaries and employee benefits$1,212,0002,022
Premises and equipment expense$302,0002,123
Additional noninterest expense$1,050,0001,645
Pre-tax net operating income$1,279,0001,144
Securities gains (losses)$01,772
Applicable income taxes$430,000837
Income before extraordinary items$849,0001,414
Extraordinary gains, net$09
Net income$849,0001,414
Minority interest net income$086
Net income of bank and minority interests.$849,0001,414
Net charge-offs$553,0001,258
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$849,0001,374
2010-12-31 (YTD Data)Rank
Total interest income$20,363,0001,514
Total interest expense$5,622,0001,476
Net interest income$14,741,0001,516
Provision for loan and lease losses$2,126,0001,987
Total noninterest income$2,103,0002,015
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,169,0001,289
Trading account gains and fees$0175
Additional Noninterest Income$934,0002,256
Total noninterest expense$9,742,0001,993
Salaries and employee benefits$4,542,0002,135
Premises and equipment expense$1,021,0002,434
Additional noninterest expense$4,179,0001,721
Pre-tax net operating income$4,976,0001,043
Securities gains (losses)$33,0002,887
Applicable income taxes$1,688,000831
Income before extraordinary items$3,321,0001,283
Extraordinary gains, net$029
Net income$3,321,0001,285
Minority interest net income$0111
Net income of bank and minority interests.$3,321,0001,286
Net charge-offs$1,021,0002,653
Cash dividends$427,0002,547
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,299,2201,242
2010-09-30 (YTD Data)Rank
Total interest income$15,373,0001,533
Total interest expense$4,410,0001,471
Net interest income$10,963,0001,546
Provision for loan and lease losses$1,526,0001,952
Total noninterest income$1,555,0002,034
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$869,0001,350
Trading account gains and fees$0165
Additional Noninterest Income$686,0002,297
Total noninterest expense$7,442,0001,948
Salaries and employee benefits$3,456,0002,097
Premises and equipment expense$878,0002,188
Additional noninterest expense$3,108,0001,707
Pre-tax net operating income$3,550,0001,137
Securities gains (losses)$33,0002,674
Applicable income taxes$1,211,000877
Income before extraordinary items$2,372,0001,403
Extraordinary gains, net$023
Net income$2,372,0001,406
Minority interest net income$0110
Net income of bank and minority interests.$2,372,0001,407
Net charge-offs$565,0002,909
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,350,2201,359
2010-06-30 (YTD Data)Rank
Total interest income$10,309,0001,546
Total interest expense$3,018,0001,485
Net interest income$7,291,0001,556
Provision for loan and lease losses$1,001,0001,928
Total noninterest income$947,0002,128
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$547,0001,433
Trading account gains and fees$0152
Additional Noninterest Income$400,0002,414
Total noninterest expense$4,946,0001,976
Salaries and employee benefits$2,321,0002,094
Premises and equipment expense$594,0002,171
Additional noninterest expense$2,031,0001,740
Pre-tax net operating income$2,291,0001,157
Securities gains (losses)$32,0002,144
Applicable income taxes$785,000854
Income before extraordinary items$1,538,0001,433
Extraordinary gains, net$019
Net income$1,538,0001,433
Minority interest net income$0105
Net income of bank and minority interests.$1,538,0001,434
Net charge-offs$402,0002,699
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,516,8801,390
2010-03-31 (YTD Data)Rank
Total interest income$5,095,0001,591
Total interest expense$1,537,0001,535
Net interest income$3,558,0001,610
Provision for loan and lease losses$480,0001,870
Total noninterest income$413,0002,310
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$259,0001,504
Trading account gains and fees$0175
Additional Noninterest Income$154,0002,790
Total noninterest expense$2,460,0002,001
Salaries and employee benefits$1,175,0002,100
Premises and equipment expense$289,0002,277
Additional noninterest expense$996,0001,754
Pre-tax net operating income$1,031,0001,270
Securities gains (losses)$32,0001,332
Applicable income taxes$360,000904
Income before extraordinary items$703,0001,553
Extraordinary gains, net$016
Net income$703,0001,555
Minority interest net income$091
Net income of bank and minority interests.$703,0001,555
Net charge-offs$243,0002,246
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$681,8801,542
2009-12-31 (YTD Data)Rank
Total interest income$21,420,0001,600
Total interest expense$7,564,0001,554
Net interest income$13,856,0001,623
Provision for loan and lease losses$2,020,0002,465
Total noninterest income$1,808,0002,271
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,187,0001,444
Trading account gains and fees$0211
Additional Noninterest Income$621,0002,849
Total noninterest expense$9,129,0002,179
Salaries and employee benefits$4,277,0002,297
Premises and equipment expense$969,0002,653
Additional noninterest expense$3,883,0001,894
Pre-tax net operating income$4,515,000925
Securities gains (losses)$16,0003,123
Applicable income taxes$1,521,000695
Income before extraordinary items$3,010,0001,126
Extraordinary gains, net$034
Net income$3,010,0001,124
Minority interest net income$0115
Net income of bank and minority interests.$3,010,0001,125
Net charge-offs$1,565,0002,323
Cash dividends$427,0002,757
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,999,4401,120
2009-09-30 (YTD Data)Rank
Total interest income$16,156,0001,616
Total interest expense$5,888,0001,573
Net interest income$10,268,0001,644
Provision for loan and lease losses$930,0002,881
Total noninterest income$1,350,0002,333
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$886,0001,451
Trading account gains and fees$0212
Additional Noninterest Income$464,0002,937
Total noninterest expense$6,861,0002,177
Salaries and employee benefits$3,254,0002,290
Premises and equipment expense$827,0002,405
Additional noninterest expense$2,780,0001,904
Pre-tax net operating income$3,827,000881
Securities gains (losses)$16,0002,829
Applicable income taxes$1,301,000678
Income before extraordinary items$2,542,0001,075
Extraordinary gains, net$027
Net income$2,542,0001,074
Minority interest net income$0118
Net income of bank and minority interests.$2,542,0001,075
Net charge-offs$1,125,0002,076
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,531,4401,063
2009-06-30 (YTD Data)Rank
Total interest income$10,793,0001,648
Total interest expense$4,038,0001,614
Net interest income$6,755,0001,666
Provision for loan and lease losses$540,0002,870
Total noninterest income$897,0002,346
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$559,0001,494
Trading account gains and fees$0193
Additional Noninterest Income$338,0002,796
Total noninterest expense$4,498,0002,231
Salaries and employee benefits$2,184,0002,314
Premises and equipment expense$559,0002,397
Additional noninterest expense$1,755,0002,028
Pre-tax net operating income$2,614,000874
Securities gains (losses)$16,0002,414
Applicable income taxes$891,000686
Income before extraordinary items$1,739,0001,092
Extraordinary gains, net$021
Net income$1,739,0001,091
Minority interest net income$0112
Net income of bank and minority interests.$1,739,0001,092
Net charge-offs$510,0002,326
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,728,4401,066
2009-03-31 (YTD Data)Rank
Total interest income$5,246,0001,710
Total interest expense$2,069,0001,639
Net interest income$3,177,0001,743
Provision for loan and lease losses$270,0002,474
Total noninterest income$397,0002,512
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$261,0001,552
Trading account gains and fees$0171
Additional Noninterest Income$136,0003,130
Total noninterest expense$2,172,0002,251
Salaries and employee benefits$1,110,0002,305
Premises and equipment expense$277,0002,466
Additional noninterest expense$785,0002,019
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$13,0001,839
Applicable income taxes$387,000852
Income before extraordinary items$758,0001,443
Extraordinary gains, net$015
Net income$758,0001,443
Minority interest net income$0102
Net income of bank and minority interests.$758,0001,445
Net charge-offs$279,0001,844
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$749,4201,375
2008-12-31 (YTD Data)Rank
Total interest income$21,841,0001,767
Total interest expense$9,331,0001,730
Net interest income$12,510,0001,781
Provision for loan and lease losses$1,045,0002,644
Total noninterest income$1,819,0002,294
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,179,0001,514
Trading account gains and fees$0154
Additional Noninterest Income$640,0002,793
Total noninterest expense$7,839,0002,413
Salaries and employee benefits$4,211,0002,393
Premises and equipment expense$933,0002,789
Additional noninterest expense$2,695,0002,212
Pre-tax net operating income$5,445,0001,015
Securities gains (losses)$12,0002,444
Applicable income taxes$1,849,000726
Income before extraordinary items$3,608,0001,154
Extraordinary gains, net$039
Net income$3,608,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$813,0002,187
Cash dividends$544,0003,257
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,600,0801,227
2008-09-30 (YTD Data)Rank
Total interest income$16,433,0001,803
Total interest expense$7,134,0001,773
Net interest income$9,299,0001,811
Provision for loan and lease losses$655,0002,345
Total noninterest income$1,384,0002,340
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$878,0001,541
Trading account gains and fees$0148
Additional Noninterest Income$506,0002,791
Total noninterest expense$5,807,0002,434
Salaries and employee benefits$3,214,0002,383
Premises and equipment expense$748,0002,646
Additional noninterest expense$1,845,0002,306
Pre-tax net operating income$4,221,0001,197
Securities gains (losses)$3,0002,756
Applicable income taxes$1,432,000872
Income before extraordinary items$2,792,0001,333
Extraordinary gains, net$031
Net income$2,792,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,805
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,790,0201,407
2008-06-30 (YTD Data)Rank
Total interest income$11,075,0001,808
Total interest expense$4,887,0001,806
Net interest income$6,188,0001,812
Provision for loan and lease losses$320,0002,447
Total noninterest income$940,0002,331
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$579,0001,534
Trading account gains and fees$0149
Additional Noninterest Income$361,0002,730
Total noninterest expense$3,897,0002,433
Salaries and employee benefits$2,167,0002,381
Premises and equipment expense$522,0002,542
Additional noninterest expense$1,208,0002,331
Pre-tax net operating income$2,911,0001,223
Securities gains (losses)$3,0002,869
Applicable income taxes$989,000955
Income before extraordinary items$1,925,0001,437
Extraordinary gains, net$021
Net income$1,925,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,997
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,923,0201,408
2008-03-31 (YTD Data)Rank
Total interest income$5,606,0001,826
Total interest expense$2,588,0001,817
Net interest income$3,018,0001,853
Provision for loan and lease losses$145,0002,228
Total noninterest income$468,0002,328
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$271,0001,603
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,596
Total noninterest expense$1,925,0002,452
Salaries and employee benefits$1,098,0002,382
Premises and equipment expense$261,0002,574
Additional noninterest expense$566,0002,431
Pre-tax net operating income$1,416,0001,332
Securities gains (losses)$3,0002,367
Applicable income taxes$482,0001,044
Income before extraordinary items$937,0001,594
Extraordinary gains, net$015
Net income$937,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,607
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$935,0201,535
2007-12-31 (YTD Data)Rank
Total interest income$22,660,0001,867
Total interest expense$10,903,0001,826
Net interest income$11,757,0001,930
Provision for loan and lease losses$500,0002,315
Total noninterest income$1,812,0002,367
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,144,0001,571
Trading account gains and fees$0178
Additional Noninterest Income$668,0002,826
Total noninterest expense$6,814,0002,660
Salaries and employee benefits$3,832,0002,587
Premises and equipment expense$823,0003,012
Additional noninterest expense$2,159,0002,490
Pre-tax net operating income$6,255,0001,345
Securities gains (losses)$1,0001,983
Applicable income taxes$2,105,0001,086
Income before extraordinary items$4,151,0001,530
Extraordinary gains, net$039
Net income$4,151,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$673,0001,368
Cash dividends$1,505,0001,981
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,150,3401,520
2007-09-30 (YTD Data)Rank
Total interest income$16,854,0001,883
Total interest expense$8,054,0001,846
Net interest income$8,800,0001,949
Provision for loan and lease losses$315,0002,230
Total noninterest income$1,280,0002,482
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$862,0001,529
Trading account gains and fees$0184
Additional Noninterest Income$418,0003,128
Total noninterest expense$5,148,0002,615
Salaries and employee benefits$2,864,0002,589
Premises and equipment expense$729,0002,625
Additional noninterest expense$1,555,0002,531
Pre-tax net operating income$4,617,0001,467
Securities gains (losses)$1,0001,492
Applicable income taxes$1,552,0001,193
Income before extraordinary items$3,066,0001,651
Extraordinary gains, net$033
Net income$3,066,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,899
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,065,3401,640
2007-06-30 (YTD Data)Rank
Total interest income$11,131,0001,923
Total interest expense$5,312,0001,870
Net interest income$5,819,0001,997
Provision for loan and lease losses$210,0002,072
Total noninterest income$840,0002,512
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$574,0001,529
Trading account gains and fees$0168
Additional Noninterest Income$266,0003,224
Total noninterest expense$3,395,0002,667
Salaries and employee benefits$1,890,0002,648
Premises and equipment expense$507,0002,554
Additional noninterest expense$998,0002,633
Pre-tax net operating income$3,054,0001,522
Securities gains (losses)$1,0001,305
Applicable income taxes$1,026,0001,252
Income before extraordinary items$2,029,0001,706
Extraordinary gains, net$029
Net income$2,029,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,832
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,028,3401,684
2007-03-31 (YTD Data)Rank
Total interest income$5,514,0001,929
Total interest expense$2,618,0001,872
Net interest income$2,896,0002,005
Provision for loan and lease losses$105,0001,929
Total noninterest income$395,0002,585
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$273,0001,568
Trading account gains and fees$0195
Additional Noninterest Income$122,0003,401
Total noninterest expense$1,661,0002,731
Salaries and employee benefits$950,0002,669
Premises and equipment expense$255,0002,541
Additional noninterest expense$456,0002,821
Pre-tax net operating income$1,525,0001,521
Securities gains (losses)$1,0001,055
Applicable income taxes$514,0001,259
Income before extraordinary items$1,012,0001,697
Extraordinary gains, net$022
Net income$1,012,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,011,3401,686
2006-12-31 (YTD Data)Rank
Total interest income$19,962,0001,983
Total interest expense$8,728,0001,894
Net interest income$11,234,0002,068
Provision for loan and lease losses$732,0001,359
Total noninterest income$1,656,0002,525
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,187,0001,507
Trading account gains and fees$0130
Additional Noninterest Income$469,0003,453
Total noninterest expense$6,235,0002,785
Salaries and employee benefits$3,419,0002,789
Premises and equipment expense$761,0003,121
Additional noninterest expense$2,055,0002,516
Pre-tax net operating income$5,923,0001,630
Securities gains (losses)$1,0001,542
Applicable income taxes$1,993,0001,342
Income before extraordinary items$3,931,0001,816
Extraordinary gains, net$051
Net income$3,931,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,412
Cash dividends$1,466,0001,976
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,930,3401,793
2006-09-30 (YTD Data)Rank
Total interest income$14,638,0002,010
Total interest expense$6,243,0001,923
Net interest income$8,395,0002,090
Provision for loan and lease losses$552,0001,290
Total noninterest income$1,240,0002,544
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$896,0001,506
Trading account gains and fees$0126
Additional Noninterest Income$344,0003,481
Total noninterest expense$4,822,0002,713
Salaries and employee benefits$2,576,0002,775
Premises and equipment expense$713,0002,595
Additional noninterest expense$1,533,0002,503
Pre-tax net operating income$4,261,0001,749
Securities gains (losses)$1,0001,261
Applicable income taxes$1,434,0001,437
Income before extraordinary items$2,828,0001,936
Extraordinary gains, net$045
Net income$2,828,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,323
Cash dividends$1,000,0001,917
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,827,3401,920
2006-06-30 (YTD Data)Rank
Total interest income$9,470,0002,037
Total interest expense$3,656,0002,057
Net interest income$5,814,0002,012
Provision for loan and lease losses$372,0001,237
Total noninterest income$814,0002,562
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$600,0001,480
Trading account gains and fees$0126
Additional Noninterest Income$214,0003,622
Total noninterest expense$3,505,0002,518
Salaries and employee benefits$1,706,0002,796
Premises and equipment expense$479,0002,571
Additional noninterest expense$1,320,0001,987
Pre-tax net operating income$2,751,0001,807
Securities gains (losses)$1,0001,053
Applicable income taxes$925,0001,493
Income before extraordinary items$1,827,0001,989
Extraordinary gains, net$039
Net income$1,827,0001,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,034
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,826,3401,975
2006-03-31 (YTD Data)Rank
Total interest income$4,582,0002,056
Total interest expense$1,872,0001,935
Net interest income$2,710,0002,141
Provision for loan and lease losses$192,0001,188
Total noninterest income$381,0002,623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$276,0001,545
Trading account gains and fees$0115
Additional Noninterest Income$105,0003,627
Total noninterest expense$1,579,0002,772
Salaries and employee benefits$853,0002,816
Premises and equipment expense$238,0002,577
Additional noninterest expense$488,0002,594
Pre-tax net operating income$1,320,0001,824
Securities gains (losses)$0955
Applicable income taxes$444,0001,529
Income before extraordinary items$876,0002,017
Extraordinary gains, net$021
Net income$876,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$876,0002,002
2005-12-31 (YTD Data)Rank
Total interest income$16,038,0002,075
Total interest expense$5,900,0001,911
Net interest income$10,138,0002,186
Provision for loan and lease losses$819,0001,240
Total noninterest income$1,699,0002,479
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,176,0001,490
Trading account gains and fees$0138
Additional Noninterest Income$523,0003,290
Total noninterest expense$5,963,0002,768
Salaries and employee benefits$3,119,0002,877
Premises and equipment expense$746,0003,085
Additional noninterest expense$2,098,0002,374
Pre-tax net operating income$5,055,0001,849
Securities gains (losses)$02,296
Applicable income taxes$1,702,0001,545
Income before extraordinary items$3,353,0002,046
Extraordinary gains, net$046
Net income$3,353,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$828,000786
Cash dividends$1,409,0001,910
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,353,0002,020
2005-09-30 (YTD Data)Rank
Total interest income$11,654,0002,095
Total interest expense$4,153,0001,924
Net interest income$7,501,0002,194
Provision for loan and lease losses$558,0001,271
Total noninterest income$1,265,0002,490
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$866,0001,494
Trading account gains and fees$0126
Additional Noninterest Income$399,0003,286
Total noninterest expense$4,513,0002,715
Salaries and employee benefits$2,324,0002,853
Premises and equipment expense$680,0002,564
Additional noninterest expense$1,509,0002,437
Pre-tax net operating income$3,695,0001,896
Securities gains (losses)$02,317
Applicable income taxes$1,245,0001,605
Income before extraordinary items$2,450,0002,101
Extraordinary gains, net$035
Net income$2,450,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,000712
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,450,0002,064
2005-06-30 (YTD Data)Rank
Total interest income$7,541,0002,097
Total interest expense$2,631,0001,893
Net interest income$4,910,0002,207
Provision for loan and lease losses$378,0001,244
Total noninterest income$800,0002,538
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$551,0001,526
Trading account gains and fees$0116
Additional Noninterest Income$249,0003,377
Total noninterest expense$2,996,0002,696
Salaries and employee benefits$1,540,0002,856
Premises and equipment expense$455,0002,548
Additional noninterest expense$1,001,0002,425
Pre-tax net operating income$2,336,0001,943
Securities gains (losses)$02,146
Applicable income taxes$786,0001,637
Income before extraordinary items$1,550,0002,178
Extraordinary gains, net$030
Net income$1,550,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,000773
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,550,0002,141
2005-03-31 (YTD Data)Rank
Total interest income$3,676,0002,106
Total interest expense$1,218,0001,943
Net interest income$2,458,0002,184
Provision for loan and lease losses$180,0001,214
Total noninterest income$342,0002,766
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$262,0001,548
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,199
Total noninterest expense$1,482,0002,743
Salaries and employee benefits$762,0002,888
Premises and equipment expense$232,0002,518
Additional noninterest expense$488,0002,495
Pre-tax net operating income$1,138,0001,956
Securities gains (losses)$01,685
Applicable income taxes$383,0001,661
Income before extraordinary items$755,0002,191
Extraordinary gains, net$024
Net income$755,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,000449
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$755,0002,150
2004-12-31 (YTD Data)Rank
Total interest income$13,343,0002,151
Total interest expense$3,840,0002,119
Net interest income$9,503,0002,141
Provision for loan and lease losses$955,0001,085
Total noninterest income$1,725,0002,440
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,218,0001,439
Trading account gains and fees$0138
Additional Noninterest Income$507,0003,279
Total noninterest expense$5,430,0002,894
Salaries and employee benefits$2,924,0002,899
Premises and equipment expense$706,0003,109
Additional noninterest expense$1,800,0002,653
Pre-tax net operating income$4,843,0001,749
Securities gains (losses)$-1,0007,794
Applicable income taxes$1,634,0001,511
Income before extraordinary items$3,208,0001,951
Extraordinary gains, net$034
Net income$3,208,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,261
Cash dividends$390,0003,963
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,208,6601,907
2004-09-30 (YTD Data)Rank
Total interest income$9,898,0002,155
Total interest expense$2,709,0002,198
Net interest income$7,189,0002,105
Provision for loan and lease losses$640,0001,173
Total noninterest income$1,294,0002,449
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$897,0001,479
Trading account gains and fees$0134
Additional Noninterest Income$397,0003,205
Total noninterest expense$4,121,0002,842
Salaries and employee benefits$2,167,0002,919
Premises and equipment expense$630,0002,661
Additional noninterest expense$1,324,0002,663
Pre-tax net operating income$3,722,0001,722
Securities gains (losses)$-1,0008,079
Applicable income taxes$1,256,0001,487
Income before extraordinary items$2,465,0001,922
Extraordinary gains, net$026
Net income$2,465,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,595
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,465,6601,873
2004-06-30 (YTD Data)Rank
Total interest income$6,528,0002,153
Total interest expense$1,754,0002,235
Net interest income$4,774,0002,099
Provision for loan and lease losses$375,0001,294
Total noninterest income$852,0002,481
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$585,0001,502
Trading account gains and fees$0130
Additional Noninterest Income$267,0003,192
Total noninterest expense$2,739,0002,855
Salaries and employee benefits$1,450,0002,924
Premises and equipment expense$422,0002,665
Additional noninterest expense$867,0002,712
Pre-tax net operating income$2,512,0001,674
Securities gains (losses)$-1,0008,365
Applicable income taxes$848,0001,463
Income before extraordinary items$1,663,0001,894
Extraordinary gains, net$021
Net income$1,663,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,398
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,663,6601,846
2004-03-31 (YTD Data)Rank
Total interest income$3,151,0002,224
Total interest expense$866,0002,279
Net interest income$2,285,0002,190
Provision for loan and lease losses$140,0001,616
Total noninterest income$374,0002,663
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$278,0001,548
Trading account gains and fees$0121
Additional Noninterest Income$96,0003,801
Total noninterest expense$1,332,0002,918
Salaries and employee benefits$711,0002,990
Premises and equipment expense$208,0002,710
Additional noninterest expense$413,0002,821
Pre-tax net operating income$1,187,0001,743
Securities gains (losses)$-1,0008,686
Applicable income taxes$402,0001,541
Income before extraordinary items$784,0001,987
Extraordinary gains, net$016
Net income$784,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$784,6601,905
2003-12-31 (YTD Data)Rank
Total interest income$11,791,0002,424
Total interest expense$3,850,0002,298
Net interest income$7,941,0002,446
Provision for loan and lease losses$540,0002,029
Total noninterest income$1,418,0002,962
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$838,0002,044
Trading account gains and fees$0160
Additional Noninterest Income$580,0003,323
Total noninterest expense$4,892,0003,107
Salaries and employee benefits$2,671,0003,086
Premises and equipment expense$689,0003,119
Additional noninterest expense$1,532,0003,019
Pre-tax net operating income$3,927,0002,007
Securities gains (losses)$5,0003,903
Applicable income taxes$1,329,0001,794
Income before extraordinary items$2,603,0002,294
Extraordinary gains, net$054
Net income$2,603,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-211,0009,112
Cash dividends$295,0004,422
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,599,7002,196
2003-09-30 (YTD Data)Rank
Total interest income$8,655,0002,504
Total interest expense$2,963,0002,321
Net interest income$5,692,0002,560
Provision for loan and lease losses$270,0002,692
Total noninterest income$1,090,0002,959
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$630,0002,051
Trading account gains and fees$0153
Additional Noninterest Income$460,0003,281
Total noninterest expense$3,670,0003,096
Salaries and employee benefits$1,972,0003,132
Premises and equipment expense$588,0002,827
Additional noninterest expense$1,110,0003,104
Pre-tax net operating income$2,842,0002,131
Securities gains (losses)$5,0003,620
Applicable income taxes$964,0001,912
Income before extraordinary items$1,883,0002,456
Extraordinary gains, net$040
Net income$1,883,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-196,0009,162
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,879,7002,338
2003-06-30 (YTD Data)Rank
Total interest income$5,655,0002,580
Total interest expense$2,047,0002,323
Net interest income$3,608,0002,702
Provision for loan and lease losses$150,0003,000
Total noninterest income$688,0003,050
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$422,0001,993
Trading account gains and fees$0150
Additional Noninterest Income$266,0003,519
Total noninterest expense$2,429,0003,123
Salaries and employee benefits$1,306,0003,136
Premises and equipment expense$403,0002,744
Additional noninterest expense$720,0003,151
Pre-tax net operating income$1,717,0002,332
Securities gains (losses)$5,0003,210
Applicable income taxes$586,0002,089
Income before extraordinary items$1,136,0002,698
Extraordinary gains, net$030
Net income$1,136,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-185,0009,197
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,132,7002,547
2003-03-31 (YTD Data)Rank
Total interest income$2,787,0002,640
Total interest expense$1,061,0002,293
Net interest income$1,726,0002,801
Provision for loan and lease losses$75,0002,805
Total noninterest income$335,0002,996
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$225,0001,818
Trading account gains and fees$0134
Additional Noninterest Income$110,0003,756
Total noninterest expense$1,202,0003,141
Salaries and employee benefits$638,0003,192
Premises and equipment expense$198,0002,780
Additional noninterest expense$366,0003,078
Pre-tax net operating income$784,0002,517
Securities gains (losses)$5,0002,406
Applicable income taxes$268,0002,214
Income before extraordinary items$521,0002,864
Extraordinary gains, net$021
Net income$521,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$517,7002,734
2002-12-31 (YTD Data)Rank
Total interest income$11,737,0002,608
Total interest expense$5,025,0002,239
Net interest income$6,712,0002,840
Provision for loan and lease losses$1,230,0001,105
Total noninterest income$1,231,0003,020
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$747,0002,124
Trading account gains and fees$0153
Additional Noninterest Income$484,0003,343
Total noninterest expense$4,176,0003,442
Salaries and employee benefits$2,154,0003,511
Premises and equipment expense$607,0003,380
Additional noninterest expense$1,415,0003,096
Pre-tax net operating income$2,537,0002,848
Securities gains (losses)$16,0003,321
Applicable income taxes$851,0002,486
Income before extraordinary items$1,702,0003,180
Extraordinary gains, net$070
Net income$1,702,0003,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,082,000893
Cash dividends$275,0004,469
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,691,2803,098
2001-12-31 (YTD Data)Rank
Total interest income$13,881,0002,469
Total interest expense$7,302,0002,197
Net interest income$6,579,0002,715
Provision for loan and lease losses$628,0001,833
Total noninterest income$1,111,0003,095
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$654,0002,280
Trading account gains and fees$0177
Additional Noninterest Income$457,0003,282
Total noninterest expense$3,809,0003,576
Salaries and employee benefits$1,994,0003,601
Premises and equipment expense$598,0003,361
Additional noninterest expense$1,217,0003,451
Pre-tax net operating income$3,253,0002,106
Securities gains (losses)$2,0004,242
Applicable income taxes$1,084,0001,958
Income before extraordinary items$2,171,0002,361
Extraordinary gains, net$0105
Net income$2,171,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,498
Cash dividends$1,468,0001,697
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,169,6602,288
2000-12-31 (YTD Data)Rank
Total interest income$13,653,0002,554
Total interest expense$7,239,0002,336
Net interest income$6,414,0002,772
Provision for loan and lease losses$555,0001,721
Total noninterest income$892,0003,416
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$641,0002,159
Trading account gains and fees$0180
Additional Noninterest Income$251,0004,291
Total noninterest expense$3,639,0003,582
Salaries and employee benefits$1,907,0003,619
Premises and equipment expense$556,0003,478
Additional noninterest expense$1,176,0003,492
Pre-tax net operating income$3,112,0002,324
Securities gains (losses)$01,956
Applicable income taxes$984,0002,152
Income before extraordinary items$2,128,0002,408
Extraordinary gains, net$038
Net income$2,128,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,726
Cash dividends$260,0004,713
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,128,0002,412
1999-12-31 (YTD Data)Rank
Total interest income$10,992,0002,936
Total interest expense$5,445,0002,696
Net interest income$5,547,0003,129
Provision for loan and lease losses$216,0003,389
Total noninterest income$799,0003,619
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$507,0002,607
Trading account gains and fees$0173
Additional Noninterest Income$292,0004,081
Total noninterest expense$3,202,0003,999
Salaries and employee benefits$1,644,0004,030
Premises and equipment expense$465,0004,024
Additional noninterest expense$1,093,0003,727
Pre-tax net operating income$2,928,0002,468
Securities gains (losses)$1,0002,805
Applicable income taxes$1,013,0002,199
Income before extraordinary items$1,916,0002,685
Extraordinary gains, net$035
Net income$1,916,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,426
Cash dividends$244,0004,916
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,915,3502,650
1998-12-31 (YTD Data)Rank
Total interest income$9,608,0003,351
Total interest expense$4,833,0003,100
Net interest income$4,775,0003,553
Provision for loan and lease losses$90,0005,311
Total noninterest income$708,0003,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$409,0003,077
Trading account gains and feesNANA
Additional Noninterest Income$299,0004,037
Total noninterest expense$2,801,0004,377
Salaries and employee benefits$1,459,0004,329
Premises and equipment expense$213,0006,524
Additional noninterest expense$1,129,0003,548
Pre-tax net operating income$2,592,0002,691
Securities gains (losses)$18,0002,506
Applicable income taxes$902,0002,493
Income before extraordinary items$1,708,0002,915
Extraordinary gains, net$032
Net income$1,708,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$220,0005,201
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,696,3002,848
1997-12-31 (YTD Data)Rank
Total interest income$7,738,0004,090
Total interest expense$3,750,0003,916
Net interest income$3,988,0004,247
Provision for loan and lease losses$90,0005,371
Total noninterest income$517,0004,900
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,658
Trading account gains and feesNANA
Additional Noninterest Income$172,0005,333
Total noninterest expense$2,405,0004,940
Salaries and employee benefits$1,221,0005,017
Premises and equipment expense$346,0004,936
Additional noninterest expense$838,0004,571
Pre-tax net operating income$2,010,0003,518
Securities gains (losses)$6,0002,665
Applicable income taxes$702,0003,229
Income before extraordinary items$1,314,0003,766
Extraordinary gains, net$044
Net income$1,314,0003,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$124,0006,196
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,310,1003,703
1996-12-31 (YTD Data)Rank
Total interest income$5,881,0005,256
Total interest expense$2,807,0005,059
Net interest income$3,074,0005,339
Provision for loan and lease losses$140,0004,234
Total noninterest income$360,0006,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,329
Trading account gains and feesNANA
Additional Noninterest Income$146,0006,047
Total noninterest expense$1,820,0006,338
Salaries and employee benefits$907,0006,424
Premises and equipment expense$282,0005,808
Additional noninterest expense$631,0006,152
Pre-tax net operating income$1,474,0004,399
Securities gains (losses)$1,0003,760
Applicable income taxes$502,0004,129
Income before extraordinary items$973,0004,606
Extraordinary gains, net$053
Net income$973,0004,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,266
Cash dividends$84,0006,985
Sale, conversion, retirement of capital stock, net$0953
Net operating income$972,3404,552
1995-12-31 (YTD Data)Rank
Total interest income$4,558,0006,400
Total interest expense$2,223,0006,039
Net interest income$2,335,0006,611
Provision for loan and lease losses$147,0003,702
Total noninterest income$353,0006,447
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0005,343
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,332
Total noninterest expense$1,455,0007,414
Salaries and employee benefits$736,0007,486
Premises and equipment expense$240,0006,502
Additional noninterest expense$479,0007,436
Pre-tax net operating income$1,086,0005,646
Securities gains (losses)$03,831
Applicable income taxes$370,0005,215
Income before extraordinary items$716,0005,885
Extraordinary gains, net$065
Net income$716,0005,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$72,0007,359
Sale, conversion, retirement of capital stock, net$0809
Net operating income$716,0005,866
1994-12-31 (YTD Data)Rank
Total interest income$3,335,0007,574
Total interest expense$1,448,0007,059
Net interest income$1,887,0007,839
Provision for loan and lease losses$91,0004,757
Total noninterest income$238,0008,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$97,0007,607
Total noninterest expense$1,348,0008,088
Salaries and employee benefits$662,0008,177
Premises and equipment expense$244,0006,618
Additional noninterest expense$442,0008,396
Pre-tax net operating income$686,0007,481
Securities gains (losses)$03,600
Applicable income taxes$233,0006,778
Income before extraordinary items$453,0007,676
Extraordinary gains, net$0249
Net income$453,0007,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$453,0007,729
1993-12-31 (YTD Data)Rank
Total interest income$2,433,0009,328
Total interest expense$1,104,0008,666
Net interest income$1,329,0009,649
Provision for loan and lease losses$60,0006,949
Total noninterest income$231,0008,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0008,658
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,785
Total noninterest expense$1,108,0009,298
Salaries and employee benefits$511,0009,565
Premises and equipment expense$188,0007,937
Additional noninterest expense$409,0009,165
Pre-tax net operating income$392,0009,469
Securities gains (losses)$07,477
Applicable income taxes$133,0009,018
Income before extraordinary items$259,0009,939
Extraordinary gains, net$03,149
Net income$259,00010,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$259,0009,680
1992-12-31 (YTD Data)Rank
Total interest income$2,189,00010,502
Total interest expense$1,027,00010,277
Net interest income$1,162,00010,465
Provision for loan and lease losses$74,0008,124
Total noninterest income$96,00011,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,930
Trading account gains and feesNANA
Additional Noninterest Income$9,00013,414
Total noninterest expense$839,00010,808
Salaries and employee benefits$364,00011,297
Premises and equipment expense$164,0008,734
Additional noninterest expense$311,00010,684
Pre-tax net operating income$345,0009,735
Securities gains (losses)$08,369
Applicable income taxes$56,00011,086
Income before extraordinary items$289,0009,461
Extraordinary gains, net$01,422
Net income$289,0009,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,00010,379
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$289,0009,069

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.