Home > Heritage Bank East Bay > Assets and Liabilities
Heritage Bank East Bay, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $134,330,000 | 3,719 |
| Cash and due from depository institutions | $5,888,000 | 4,795 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $24,494,000 | 4,056 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,596 |
| Net loans & leases | $90,959,000 | 3,510 |
| Loan loss allowance | $1,403,000 | 2,911 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $301,000 | 7,926 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $240,000 | 2,338 |
| All other assets | $3,348,000 | 3,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,330,000 | 3,719 |
| Total liabilities | $122,577,000 | 3,670 |
| Total deposits | $121,290,000 | 3,443 |
| Interest-bearing deposits | $101,069,000 | 3,512 |
| Deposits held in domestic offices | $121,290,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,287,000 | 2,837 |
| Total equity capital | $11,753,000 | 4,184 |
| Total bank equity capital | $11,753,000 | 4,184 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,500,000 | 633 |
| Surplus | $5,750,000 | 2,885 |
| Undivided profits | $503,000 | 8,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $514,000 | 5,512 |
| Earning assets | $124,554,000 | 3,681 |
| Long-term assets (5+ years) | $14,262,000 | 4,072 |
| Average Assets, year-to-date | $131,935,600 | 3,634 |
| Average Assets, quarterly | $140,515,000 | 3,540 |
| Volatile liabilities | $28,199,000 | 2,933 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $45,632,000 | 1,449 |
| Tier 1 (core) risk-based capital | $11,263,000 | 4,102 |
| Tier 2 risk-based capital | $1,403,000 | 2,660 |
| Total risk weighted assets | $112,487,000 | 3,038 |
| Total unused commitments | $45,632,000 | 1,450 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $132,408,000 | 3,621 |
| Cash and due from depository institutions | $4,858,000 | 4,798 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $28,463,000 | 3,496 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,199 |
| Net loans & leases | $83,608,000 | 3,642 |
| Loan loss allowance | $1,258,000 | 2,985 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $458,000 | 7,475 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $280,000 | 2,203 |
| All other assets | $2,541,000 | 3,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,408,000 | 3,621 |
| Total liabilities | $121,083,000 | 3,568 |
| Total deposits | $120,068,000 | 3,332 |
| Interest-bearing deposits | $98,673,000 | 3,467 |
| Deposits held in domestic offices | $120,068,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,015,000 | 3,415 |
| Total equity capital | $11,325,000 | 4,080 |
| Total bank equity capital | $11,325,000 | 4,080 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,500,000 | 631 |
| Surplus | $5,750,000 | 2,779 |
| Undivided profits | $75,000 | 8,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $671,000 | 4,858 |
| Earning assets | $124,271,000 | 3,537 |
| Long-term assets (5+ years) | $11,478,000 | 4,492 |
| Average Assets, year-to-date | $115,420,400 | 3,930 |
| Average Assets, quarterly | $132,241,500 | 3,586 |
| Volatile liabilities | $32,805,000 | 2,533 |
| Insider loans | $5,000 | 8,563 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $38,411,000 | 1,545 |
| Tier 1 (core) risk-based capital | $10,847,000 | 4,064 |
| Tier 2 risk-based capital | $1,258,000 | 2,782 |
| Total risk weighted assets | $104,691,000 | 3,095 |
| Total unused commitments | $38,411,000 | 1,550 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $93,632,000 | 4,657 |
| Cash and due from depository institutions | $7,149,000 | 5,074 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $14,205,000 | 5,728 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,829 |
| Net loans & leases | $66,243,000 | 4,261 |
| Loan loss allowance | $970,000 | 3,582 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $614,000 | 7,068 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $320,000 | 2,082 |
| All other assets | $1,101,000 | 5,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,632,000 | 4,657 |
| Total liabilities | $85,389,000 | 4,593 |
| Total deposits | $84,689,000 | 4,354 |
| Interest-bearing deposits | $73,795,000 | 4,291 |
| Deposits held in domestic offices | $84,689,000 | 4,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $700,000 | 4,678 |
| Total equity capital | $8,243,000 | 5,123 |
| Total bank equity capital | $8,243,000 | 5,123 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,500,000 | 626 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $-257,000 | 9,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $370,000 | 6,195 |
| Earning assets | $84,448,000 | 4,717 |
| Long-term assets (5+ years) | $9,471,000 | 4,704 |
| Average Assets, year-to-date | $85,824,400 | 4,814 |
| Average Assets, quarterly | $91,547,000 | 4,699 |
| Volatile liabilities | $21,011,000 | 3,536 |
| Insider loans | $5,000 | 8,800 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,255,000 | 1,681 |
| Tier 1 (core) risk-based capital | $7,734,000 | 5,281 |
| Tier 2 risk-based capital | $970,000 | 3,360 |
| Total risk weighted assets | $80,177,900 | 3,750 |
| Total unused commitments | $31,255,000 | 1,682 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $68,517,000 | 5,766 |
| Cash and due from depository institutions | $1,275,000 | 4,901 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,005,000 | 9,621 |
| Federal funds sold & reverse repurchase agreements | $20,900,000 | 491 |
| Net loans & leases | $41,330,000 | 5,722 |
| Loan loss allowance | $604,000 | 5,029 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $491,000 | 7,744 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $360,000 | 2,082 |
| All other assets | $2,156,000 | 3,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,517,000 | 5,766 |
| Total liabilities | $62,563,000 | 5,693 |
| Total deposits | $61,298,000 | 5,490 |
| Interest-bearing deposits | $53,087,000 | 5,450 |
| Deposits held in domestic offices | $61,298,000 | 5,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $784,000 | 4,756 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $481,000 | 5,471 |
| Total equity capital | $5,954,000 | 6,285 |
| Total bank equity capital | $5,954,000 | 6,285 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,500,000 | 644 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $-546,000 | 9,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $189,000 | 7,948 |
| Earning assets | $64,235,000 | 5,657 |
| Long-term assets (5+ years) | $3,070,000 | 7,140 |
| Average Assets, year-to-date | $51,537,800 | 6,645 |
| Average Assets, quarterly | $64,988,000 | 5,907 |
| Volatile liabilities | $16,667,000 | 3,930 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,776,000 | 2,390 |
| Tier 1 (core) risk-based capital | $5,608,000 | 6,536 |
| Tier 2 risk-based capital | $604,000 | 4,689 |
| Total risk weighted assets | $52,653,400 | 5,035 |
| Total unused commitments | $19,776,000 | 2,394 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $38,121,000 | 7,938 |
| Cash and due from depository institutions | $11,077,000 | 7,609 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $25,149,000 | 7,280 |
| Loan loss allowance | $300,000 | 7,390 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $571,000 | 7,477 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $400,000 | 1,976 |
| All other assets | $924,000 | 6,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,121,000 | 7,938 |
| Total liabilities | $32,619,000 | 8,045 |
| Total deposits | $32,503,000 | 7,901 |
| Interest-bearing deposits | $15,747,000 | 9,297 |
| Deposits held in domestic offices | $32,503,000 | 7,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $116,000 | 9,570 |
| Total equity capital | $5,502,000 | 6,712 |
| Total bank equity capital | $5,502,000 | 6,712 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,500,000 | 631 |
| Surplus | $0 | 9,669 |
| Undivided profits | $2,000 | 9,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $124,000 | 9,036 |
| Earning assets | $25,149,000 | 8,848 |
| Long-term assets (5+ years) | $691,000 | 8,597 |
| Average Assets, year-to-date | $38,121,000 | 7,735 |
| Average Assets, quarterly | $38,121,000 | 7,857 |
| Volatile liabilities | $5,371,000 | 6,830 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,180,000 | 3,574 |
| Tier 1 (core) risk-based capital | $5,102,000 | 6,858 |
| Tier 2 risk-based capital | $300,000 | 6,995 |
| Total risk weighted assets | $28,230,900 | 7,121 |
| Total unused commitments | $10,180,000 | 3,578 |
| Derivatives | $0 | 527 |