Heritage Bank, a Federal Savings Bank, Net Loans and Leases

2000-12-31Rank
Net loans and leases$196,001,0001,626
Loan loss allowance$1,877,0002,021
Total loans and leases$197,878,0001,626
Unearned incomeNANA
Loans and leases, gross$197,878,0001,628
All real estate loans$120,804,0001,853
Real estate loans in domestic offices$120,804,0001,853
Construction and development loans$38,974,000595
Commercial RE$25,894,0002,318
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$5,264,0001,230
1-4 family residential loans$50,672,0002,201
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$54,469,000872
To non-U.S. addresseesNANA
Loans to individuals$22,570,0001,256
Credit card loans$977,0001,328
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$21,593,0001,191
All other loans & leases$35,0006,504
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$35,0004,732
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$800,000345
Non 1-4 family restructured loans & leases$800,000345
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,877,000207
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$172,435,0001,748
Loan loss allowance$1,453,0002,456
Total loans and leases$173,888,0001,755
Unearned incomeNANA
Loans and leases, gross$173,888,0001,762
All real estate loans$109,410,0001,947
Real estate loans in domestic offices$109,410,0001,947
Construction and development loans$28,144,000722
Commercial RE$24,117,0002,289
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$5,237,0001,204
1-4 family residential loans$51,912,0002,109
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$55,035,000826
To non-U.S. addresseesNANA
Loans to individuals$9,410,0002,925
Credit card loans$1,113,0001,242
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$8,297,0003,056
All other loans & leases$33,0006,774
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$33,0004,953
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$14,0001,973
Non 1-4 family restructured loans & leases$14,0001,973
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,453,000240
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$144,812,0001,931
Loan loss allowance$1,439,0002,412
Total loans and leases$146,251,0001,940
Unearned incomeNANA
Loans and leases, gross$146,251,0001,942
All real estate loans$99,930,0001,955
Real estate loans in domestic offices$99,930,0001,954
Construction and development loans$21,025,000820
Commercial RE$17,682,0002,636
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$6,551,000967
1-4 family residential loans$54,672,0001,990
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$40,088,0001,008
To non-U.S. addresseesNANA
Loans to individuals$6,200,0004,098
Credit card loans$710,0001,765
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$5,490,0004,255
All other loans & leases$33,0006,906
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$33,0005,000
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$4,0002,374
Non 1-4 family restructured loans & leases$4,0002,374
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,439,000255
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$58,385,0004,417
Loan loss allowance$846,0003,880
Total loans and leases$59,231,0004,410
Unearned incomeNANA
Loans and leases, gross$59,231,0004,418
All real estate loans$40,045,0004,185
Real estate loans in domestic offices$40,045,0004,185
Construction and development loans$5,924,0002,107
Commercial RE$8,371,0004,261
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,174,0003,006
1-4 family residential loans$24,576,0003,770
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$14,279,0002,470
To non-U.S. addresseesNANA
Loans to individuals$4,897,0005,022
Credit card loans$621,0002,102
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$4,276,0005,231
All other loans & leases$10,0008,176
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$10,0006,878
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$648,000479
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$43,892,0005,521
Loan loss allowance$387,0006,923
Total loans and leases$44,279,0005,545
Unearned income$780,0001,585
Loans and leases, gross$45,059,0005,480
All real estate loans$23,743,0005,923
Real estate loans in domestic offices$23,743,0005,923
Construction and development loans$2,377,0003,761
Commercial RE$6,583,0004,857
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$261,0005,434
1-4 family residential loans$14,522,0005,311
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$10,858,0003,075
To non-U.S. addresseesNANA
Loans to individuals$9,647,0003,106
Credit card loans$706,0002,096
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$8,941,0003,094
All other loans & leases$811,0002,916
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$5,0007,767
Lease financing receivables$806,000729
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$388,000696
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$29,243,0007,093
Loan loss allowance$325,0007,780
Total loans and leases$29,568,0007,116
Unearned income$999,0001,462
Loans and leases, gross$30,567,0006,984
All real estate loans$18,042,0006,785
Real estate loans in domestic offices$18,042,0006,785
Construction and development loans$1,191,0004,989
Commercial RE$5,591,0005,256
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$277,0005,537
1-4 family residential loans$10,983,0006,193
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$5,178,0005,046
To non-U.S. addresseesNANA
Loans to individuals$7,001,0004,044
Credit card loans$539,0002,508
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$6,462,0004,065
All other loans & leases$346,0004,520
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$14,0006,835
Lease financing receivables$332,0001,001
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$1,028,000663
Non 1-4 family restructured loans & leases$1,028,000663
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$325,000781
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$21,470,0008,431
Loan loss allowance$324,0008,064
Total loans and leases$21,794,0008,444
Unearned income$286,0003,387
Loans and leases, gross$22,080,0008,401
All real estate loans$13,112,0007,966
Real estate loans in domestic offices$13,112,0007,966
Construction and development loans$462,0006,822
Commercial RE$4,096,0006,191
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$355,0005,403
1-4 family residential loans$8,199,0007,191
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$3,185,0006,503
To non-U.S. addresseesNANA
Loans to individuals$5,773,0004,663
Credit card loans$481,0002,634
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$5,292,0004,702
All other loans & leases$10,0009,246
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$10,0007,563
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$1,059,000766
Non 1-4 family restructured loans & leases$1,059,000766
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$259,000924
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$19,702,0008,893
Loan loss allowance$326,0008,324
Total loans and leases$20,028,0008,899
Unearned income$180,0004,519
Loans and leases, gross$20,208,0008,872
All real estate loans$14,186,0007,816
Real estate loans in domestic offices$14,186,0007,815
Construction and development loans$373,0007,226
Commercial RE$2,637,0007,491
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$408,0005,205
1-4 family residential loans$10,768,0006,480
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$1,677,0008,500
To non-U.S. addresseesNANA
Loans to individuals$4,336,0005,714
Credit card loans$542,0002,485
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$3,794,0005,964
All other loans & leases$9,0009,739
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$9,0008,029
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$68,0003,493
Non 1-4 family restructured loans & leases$68,0003,493
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$193,0001,154
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$20,253,0008,862
Loan loss allowance$300,0008,803
Total loans and leases$20,553,0008,876
Unearned income$372,0003,588
Loans and leases, gross$20,925,0008,806
All real estate loans$15,870,0007,444
Real estate loans in domestic offices$15,870,0007,444
Construction and development loans$533,0006,514
Commercial RE$2,242,0008,071
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$450,0005,043
1-4 family residential loans$12,645,0006,055
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$1,665,0008,765
To non-U.S. addresseesNANA
Loans to individuals$3,386,0006,985
Credit card loans$515,0002,570
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,871,0007,460
All other loans & leases$4,00010,536
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$4,0009,159
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$172,0003,011
Non 1-4 family restructured loans & leases$172,0003,011
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$203,0001,204
Total loans and leasesNANA