Home > Heritage Bank > Net charge- offs to loans
Heritage Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 6,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.3454% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1266% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0084% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 5,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3028% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0997% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9851% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 6,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2185% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0597% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 10,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2084% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2403% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1321% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2019% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2121% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0576% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0900% | 12,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2163% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6195% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2829% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1983% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |