Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 433 | 416 |
| Assets and Liabilities | ||
| Total Assets: | $1,311,518,000 | 419 |
| Cash and due from depository institutions | $48,232,000 | 416 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $519,170,000 | 275 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $701,920,000 | 483 |
| Loan loss allowance | $9,621,000 | 487 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $18,128,000 | 408 |
| Other real estate owned | $722,000 | 416 |
| Goodwill and other intangibles | $12,142,000 | 335 |
| All other assets | $8,804,000 | 961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,311,518,000 | 419 |
| Total liabilities | $1,200,972,000 | 410 |
| Total deposits | $1,140,201,000 | 357 |
| Interest-bearing deposits | $953,619,000 | 368 |
| Deposits held in domestic offices | $1,140,201,000 | 351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,448,000 | 483 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,323,000 | 580 |
| Total equity capital | $110,546,000 | 451 |
| Total bank equity capital | $110,546,000 | 451 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,640,000 | 542 |
| Surplus | $67,322,000 | 336 |
| Undivided profits | $36,584,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,670,000 | 601 |
| Earning assets | $1,223,509,000 | 408 |
| Long-term assets (5+ years) | $737,434,000 | 153 |
| Average Assets, year-to-date | $1,261,158,200 | 412 |
| Average Assets, quarterly | $1,294,508,000 | 419 |
| Volatile liabilities | $168,377,000 | 599 |
| Insider loans | $14,158,000 | 268 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $125,625,000 | 550 |
| Tier 1 (core) risk-based capital | $93,042,000 | 486 |
| Tier 2 risk-based capital | $9,101,740 | 449 |
| Total risk weighted assets | $727,620,040 | 470 |
| Total unused commitments | $125,625,000 | 552 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 439 | 437 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,450,000 | 477 |
| Cash and due from depository institutions | $43,791,000 | 437 |
| Interest-bearing balances | $11,000 | 6,170 |
| Securities | $507,173,000 | 299 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $629,597,000 | 565 |
| Loan loss allowance | $9,407,000 | 558 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,330,000 | 445 |
| Other real estate owned | $618,000 | 437 |
| Goodwill and other intangibles | $13,830,000 | 302 |
| All other assets | $9,111,000 | 968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,221,450,000 | 477 |
| Total liabilities | $1,118,355,000 | 479 |
| Total deposits | $1,053,385,000 | 415 |
| Interest-bearing deposits | $867,599,000 | 433 |
| Deposits held in domestic offices | $1,053,385,000 | 409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,383,000 | 497 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,587,000 | 681 |
| Total equity capital | $103,095,000 | 502 |
| Total bank equity capital | $103,095,000 | 502 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,640,000 | 571 |
| Surplus | $67,322,000 | 354 |
| Undivided profits | $29,133,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,204,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,379,000 | 672 |
| Earning assets | $1,136,781,000 | 466 |
| Long-term assets (5+ years) | $658,559,000 | 173 |
| Average Assets, year-to-date | $1,156,572,400 | 480 |
| Average Assets, quarterly | $1,217,116,500 | 476 |
| Volatile liabilities | $163,756,000 | 638 |
| Insider loans | $13,767,000 | 331 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $115,821,000 | 601 |
| Tier 1 (core) risk-based capital | $87,537,000 | 533 |
| Tier 2 risk-based capital | $8,412,120 | 510 |
| Total risk weighted assets | $671,974,320 | 531 |
| Total unused commitments | $115,821,000 | 604 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 428 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,059,318,000 | 557 |
| Cash and due from depository institutions | $44,288,000 | 476 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $414,612,000 | 374 |
| Federal funds sold & reverse repurchase agreements | $5,410,000 | 2,676 |
| Net loans & leases | $561,017,000 | 604 |
| Loan loss allowance | $8,477,000 | 620 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,817,000 | 515 |
| Other real estate owned | $760,000 | 476 |
| Goodwill and other intangibles | $8,870,000 | 376 |
| All other assets | $9,544,000 | 977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,059,318,000 | 557 |
| Total liabilities | $970,003,000 | 555 |
| Total deposits | $915,419,000 | 491 |
| Interest-bearing deposits | $753,892,000 | 512 |
| Deposits held in domestic offices | $915,419,000 | 485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,639,000 | 541 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,945,000 | 820 |
| Total equity capital | $89,315,000 | 579 |
| Total bank equity capital | $89,315,000 | 579 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,156,000 | 606 |
| Surplus | $51,286,000 | 453 |
| Undivided profits | $31,873,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,872,000 | 770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,352,000 | 694 |
| Earning assets | $981,059,000 | 557 |
| Long-term assets (5+ years) | $505,505,000 | 215 |
| Average Assets, year-to-date | $1,013,845,000 | 553 |
| Average Assets, quarterly | $1,052,226,000 | 551 |
| Volatile liabilities | $129,957,000 | 711 |
| Insider loans | $15,045,000 | 324 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $108,026,000 | 647 |
| Tier 1 (core) risk-based capital | $78,572,000 | 604 |
| Tier 2 risk-based capital | $7,716,460 | 552 |
| Total risk weighted assets | $616,556,360 | 585 |
| Total unused commitments | $108,026,000 | 651 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 433 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $945,708,000 | 587 |
| Cash and due from depository institutions | $36,869,000 | 490 |
| Interest-bearing balances | $42,000 | 6,182 |
| Securities | $307,587,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $49,025,000 | 274 |
| Net loans & leases | $516,095,000 | 630 |
| Loan loss allowance | $8,720,000 | 616 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $15,509,000 | 493 |
| Other real estate owned | $563,000 | 490 |
| Goodwill and other intangibles | $10,078,000 | 310 |
| All other assets | $9,982,000 | 990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $945,708,000 | 587 |
| Total liabilities | $863,684,000 | 592 |
| Total deposits | $823,835,000 | 528 |
| Interest-bearing deposits | $680,212,000 | 540 |
| Deposits held in domestic offices | $823,835,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,726,000 | 678 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,123,000 | 806 |
| Total equity capital | $82,024,000 | 556 |
| Total bank equity capital | $82,024,000 | 556 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,156,000 | 591 |
| Surplus | $51,286,000 | 428 |
| Undivided profits | $24,582,000 | 951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,503,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,060,000 | 678 |
| Earning assets | $872,749,000 | 577 |
| Long-term assets (5+ years) | $376,114,000 | 254 |
| Average Assets, year-to-date | $938,173,000 | 578 |
| Average Assets, quarterly | $944,812,500 | 586 |
| Volatile liabilities | $110,466,000 | 768 |
| Insider loans | $12,533,000 | 354 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $89,461,000 | 687 |
| Tier 1 (core) risk-based capital | $74,046,000 | 594 |
| Tier 2 risk-based capital | $7,166,330 | 575 |
| Total risk weighted assets | $571,752,730 | 596 |
| Total unused commitments | $89,461,000 | 693 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 371 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $826,225,000 | 654 |
| Cash and due from depository institutions | $33,076,000 | 582 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $288,803,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $29,875,000 | 456 |
| Net loans & leases | $446,270,000 | 699 |
| Loan loss allowance | $7,655,000 | 720 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,158,000 | 558 |
| Other real estate owned | $2,319,000 | 582 |
| Goodwill and other intangibles | $4,238,000 | 468 |
| All other assets | $8,486,000 | 1,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $826,225,000 | 654 |
| Total liabilities | $758,922,000 | 651 |
| Total deposits | $727,415,000 | 603 |
| Interest-bearing deposits | $602,831,000 | 621 |
| Deposits held in domestic offices | $727,415,000 | 593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,253,000 | 661 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,254,000 | 915 |
| Total equity capital | $67,303,000 | 654 |
| Total bank equity capital | $67,303,000 | 654 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,406,000 | 675 |
| Surplus | $35,490,000 | 526 |
| Undivided profits | $26,407,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,913,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,586,000 | 709 |
| Earning assets | $764,948,000 | 648 |
| Long-term assets (5+ years) | $324,420,000 | 258 |
| Average Assets, year-to-date | $816,426,400 | 651 |
| Average Assets, quarterly | $821,238,500 | 652 |
| Volatile liabilities | $82,249,000 | 869 |
| Insider loans | $14,169,000 | 312 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $73,818,000 | 743 |
| Tier 1 (core) risk-based capital | $63,065,000 | 661 |
| Tier 2 risk-based capital | $6,370,570 | 619 |
| Total risk weighted assets | $508,361,470 | 648 |
| Total unused commitments | $73,818,000 | 763 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 343 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $749,749,000 | 726 |
| Cash and due from depository institutions | $29,342,000 | 649 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $254,587,000 | 581 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 1,142 |
| Net loans & leases | $425,765,000 | 737 |
| Loan loss allowance | $7,141,000 | 769 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $12,000,000 | 614 |
| Other real estate owned | $2,484,000 | 649 |
| Goodwill and other intangibles | $1,946,000 | 724 |
| All other assets | $9,025,000 | 1,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $749,749,000 | 726 |
| Total liabilities | $693,507,000 | 731 |
| Total deposits | $670,793,000 | 683 |
| Interest-bearing deposits | $553,970,000 | 713 |
| Deposits held in domestic offices | $670,793,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,229,000 | 760 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,485,000 | 897 |
| Total equity capital | $56,242,000 | 724 |
| Total bank equity capital | $56,242,000 | 724 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,890,000 | 802 |
| Surplus | $28,018,000 | 607 |
| Undivided profits | $23,334,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,272,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,464,000 | 815 |
| Earning assets | $694,952,000 | 707 |
| Long-term assets (5+ years) | $323,592,000 | 262 |
| Average Assets, year-to-date | $731,454,000 | 736 |
| Average Assets, quarterly | $744,747,000 | 731 |
| Volatile liabilities | $80,580,000 | 849 |
| Insider loans | $446,000 | 2,066 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $64,254,000 | 807 |
| Tier 1 (core) risk-based capital | $54,296,000 | 720 |
| Tier 2 risk-based capital | $6,118,100 | 655 |
| Total risk weighted assets | $488,425,100 | 683 |
| Total unused commitments | $64,254,000 | 821 |
| Derivatives | $0 | 651 |