Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $103,632,000 | 4,286 |
| Cash and due from depository institutions | $5,757,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,065,000 | 2,457 |
| Federal funds sold & reverse repurchase agreements | $3,870,000 | 3,623 |
| Net loans & leases | $34,164,000 | 6,466 |
| Loan loss allowance | $1,179,000 | 3,054 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,069,000 | 3,595 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $6,010,000 | 469 |
| All other assets | $697,000 | 7,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,632,000 | 4,286 |
| Total liabilities | $88,011,000 | 4,509 |
| Total deposits | $82,703,000 | 4,544 |
| Interest-bearing deposits | $65,138,000 | 4,952 |
| Deposits held in domestic offices | $82,703,000 | 4,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,546,000 | 1,784 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,762,000 | 2,335 |
| Total equity capital | $15,621,000 | 2,852 |
| Total bank equity capital | $15,621,000 | 2,852 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $584,000 | 5,168 |
| Surplus | $14,136,000 | 1,196 |
| Undivided profits | $901,000 | 9,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $206,000 | 8,672 |
| Earning assets | $89,099,000 | 4,543 |
| Long-term assets (5+ years) | $37,570,000 | 1,508 |
| Average Assets, year-to-date | $108,824,400 | 3,933 |
| Average Assets, quarterly | $106,923,500 | 4,106 |
| Volatile liabilities | $11,255,000 | 4,208 |
| Insider loans | $4,729,000 | 940 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,838,000 | 3,319 |
| Tier 1 (core) risk-based capital | $9,707,000 | 4,319 |
| Tier 2 risk-based capital | $515,170 | 5,146 |
| Total risk weighted assets | $40,549,770 | 5,888 |
| Total unused commitments | $9,838,000 | 3,334 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $114,048,000 | 3,879 |
| Cash and due from depository institutions | $7,426,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $41,493,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
| Net loans & leases | $50,865,000 | 4,866 |
| Loan loss allowance | $1,267,000 | 2,921 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,131,000 | 3,453 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $10,849,000 | 300 |
| All other assets | $985,000 | 6,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,048,000 | 3,879 |
| Total liabilities | $95,850,000 | 4,141 |
| Total deposits | $89,401,000 | 4,205 |
| Interest-bearing deposits | $72,220,000 | 4,438 |
| Deposits held in domestic offices | $89,401,000 | 4,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,878,000 | 1,813 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,571,000 | 2,160 |
| Total equity capital | $18,199,000 | 2,250 |
| Total bank equity capital | $18,199,000 | 2,250 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $584,000 | 5,436 |
| Surplus | $17,952,000 | 942 |
| Undivided profits | $-337,000 | 11,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 8,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $212,000 | 8,214 |
| Earning assets | $92,658,000 | 4,334 |
| Long-term assets (5+ years) | $14,205,000 | 3,274 |
| Average Assets, year-to-date | $111,692,000 | 3,877 |
| Average Assets, quarterly | $117,398,000 | 3,753 |
| Volatile liabilities | $19,796,000 | 2,551 |
| Insider loans | $6,773,000 | 644 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,861,000 | 2,786 |
| Tier 1 (core) risk-based capital | $8,134,000 | 4,932 |
| Tier 2 risk-based capital | $644,910 | 4,273 |
| Total risk weighted assets | $50,970,510 | 4,865 |
| Total unused commitments | $11,861,000 | 2,797 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $104,766,000 | 4,268 |
| Cash and due from depository institutions | $6,815,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,060,000 | 3,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $52,926,000 | 4,561 |
| Loan loss allowance | $730,000 | 4,810 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $819,000 | 6,907 |
| Other real estate owned | $246,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $900,000 | 6,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,766,000 | 4,268 |
| Total liabilities | $97,648,000 | 4,160 |
| Total deposits | $94,158,000 | 4,121 |
| Interest-bearing deposits | $75,829,000 | 4,424 |
| Deposits held in domestic offices | $94,158,000 | 4,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,825,000 | 1,916 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $665,000 | 4,320 |
| Total equity capital | $7,118,000 | 5,526 |
| Total bank equity capital | $7,118,000 | 5,526 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $584,000 | 5,675 |
| Surplus | $1,857,000 | 5,884 |
| Undivided profits | $4,677,000 | 4,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 6,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $172,000 | 8,855 |
| Earning assets | $95,986,000 | 4,282 |
| Long-term assets (5+ years) | $18,348,000 | 2,850 |
| Average Assets, year-to-date | $107,523,600 | 4,074 |
| Average Assets, quarterly | $107,965,000 | 4,124 |
| Volatile liabilities | $15,894,000 | 2,876 |
| Insider loans | $4,389,000 | 939 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,708,000 | 2,757 |
| Tier 1 (core) risk-based capital | $7,118,000 | 5,447 |
| Tier 2 risk-based capital | $648,550 | 4,225 |
| Total risk weighted assets | $51,802,750 | 4,742 |
| Total unused commitments | $11,708,000 | 2,779 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $102,325,000 | 4,436 |
| Cash and due from depository institutions | $7,069,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,834,000 | 3,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $55,321,000 | 4,454 |
| Loan loss allowance | $561,000 | 5,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $858,000 | 6,822 |
| Other real estate owned | $246,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $997,000 | 6,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,325,000 | 4,436 |
| Total liabilities | $95,499,000 | 4,352 |
| Total deposits | $94,242,000 | 4,248 |
| Interest-bearing deposits | $78,853,000 | 4,409 |
| Deposits held in domestic offices | $94,242,000 | 4,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $503,000 | 3,129 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $754,000 | 4,117 |
| Total equity capital | $6,826,000 | 5,495 |
| Total bank equity capital | $6,826,000 | 5,495 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $584,000 | 5,973 |
| Surplus | $1,858,000 | 5,803 |
| Undivided profits | $4,384,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 7,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $234,000 | 7,865 |
| Earning assets | $93,155,000 | 4,451 |
| Long-term assets (5+ years) | $17,306,000 | 2,896 |
| Average Assets, year-to-date | $99,071,200 | 4,468 |
| Average Assets, quarterly | $107,735,000 | 4,202 |
| Volatile liabilities | $11,558,000 | 3,694 |
| Insider loans | $574,000 | 1,561 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,726,000 | 3,490 |
| Tier 1 (core) risk-based capital | $6,826,000 | 5,435 |
| Tier 2 risk-based capital | $561,000 | 4,757 |
| Total risk weighted assets | $55,086,900 | 4,532 |
| Total unused commitments | $7,726,000 | 3,510 |
| Derivatives | $0 | 651 |