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Heritage Bank, Total Unused Commitments

2004-12-31Rank
Total unused commitments$35,339,0002,074
Loan commitments-revolving, open-end lines secured by 1-4's$16,621,000935
Credit card lines$02,092
Commercial real estate, construction & land development$18,718,0001,216
Commitments secured by real estate$18,718,0001,198
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$08,014
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,796
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$40,059,0001,879
Loan commitments-revolving, open-end lines secured by 1-4's$22,384,000719
Credit card lines$02,153
Commercial real estate, construction & land development$17,675,0001,236
Commitments secured by real estate$17,675,0001,221
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$08,061
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$29,268,0002,316
Loan commitments-revolving, open-end lines secured by 1-4's$17,736,000849
Credit card lines$02,201
Commercial real estate, construction & land development$11,532,0001,666
Commitments secured by real estate$11,532,0001,646
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$08,110
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$36,222,0001,949
Loan commitments-revolving, open-end lines secured by 1-4's$19,606,000752
Credit card lines$02,253
Commercial real estate, construction & land development$16,616,0001,160
Commitments secured by real estate$16,616,0001,142
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$08,108
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$163,641,000592
Loan commitments-revolving, open-end lines secured by 1-4's$34,079,000394
Credit card lines$02,174
Commercial real estate, construction & land development$129,562,000172
Commitments secured by real estate$129,562,000165
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$07,804
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$55,312,0001,363
Loan commitments-revolving, open-end lines secured by 1-4's$31,201,000421
Credit card lines$02,194
Commercial real estate, construction & land development$24,111,000812
Commitments secured by real estate$24,111,000792
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$07,843
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$49,599,0001,446
Loan commitments-revolving, open-end lines secured by 1-4's$38,997,000333
Credit card lines$02,230
Commercial real estate, construction & land development$10,602,0001,501
Commitments secured by real estate$10,602,0001,477
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$07,843
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$35,257,0001,809
Loan commitments-revolving, open-end lines secured by 1-4's$15,775,000681
Credit card lines$02,280
Commercial real estate, construction & land development$19,111,000867
Commitments secured by real estate$19,111,000847
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$371,0007,314
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$75,574,000974
Loan commitments-revolving, open-end lines secured by 1-4's$13,411,000740
Credit card lines$02,321
Commercial real estate, construction & land development$35,664,000473
Commitments secured by real estate$35,664,000460
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$26,499,000999
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$71,974,000966
Loan commitments-revolving, open-end lines secured by 1-4's$9,793,000853
Credit card lines$3,047,000734
Commercial real estate, construction & land development$35,075,000446
Commitments secured by real estate$35,075,000430
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$24,059,0001,043
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$74,473,000875
Loan commitments-revolving, open-end lines secured by 1-4's$6,537,0001,058
Credit card lines$2,575,000908
Commercial real estate, construction & land development$43,557,000356
Commitments secured by real estate$43,557,000338
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$21,804,0001,086
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$71,756,000916
Loan commitments-revolving, open-end lines secured by 1-4's$3,970,0001,439
Credit card lines$1,230,0001,592
Commercial real estate, construction & land development$36,305,000405
Commitments secured by real estate$36,305,000387
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$30,251,000850
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$25,944,0001,852
Loan commitments-revolving, open-end lines secured by 1-4's$1,939,0002,001
Credit card lines$1,093,0001,760
Commercial real estate, construction & land development$33,0006,219
Commitments secured by real estate$33,0006,142
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$22,879,0001,007
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$9,214,0003,652
Loan commitments-revolving, open-end lines secured by 1-4's$2,414,0001,777
Credit card lines$1,354,0001,547
Commercial real estate, construction & land development$716,0004,260
Commitments secured by real estate$441,0004,747
Commitments not secured by real estate$275,000638
Securities underwriting$016
Other unused commitments$4,730,0003,326
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$6,549,0004,413
Loan commitments-revolving, open-end lines secured by 1-4's$1,091,0002,555
Credit card lines$924,0002,031
Commercial real estate, construction & land development$400,0004,956
Commitments secured by real estate$400,0004,872
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$4,134,0003,569
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$5,391,0004,786
Loan commitments-revolving, open-end lines secured by 1-4's$471,0003,329
Credit card lines$355,0002,967
Commercial real estate, construction & land development$150,0005,892
Commitments secured by real estate$150,0005,798
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$4,415,0003,325
Memoranda:
Commitments with an original maturity exceeding 1 yr$625,0003,261
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062