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Heritage Bank, Net Loans and Leases

2004-12-31Rank
Net loans and leases$406,177,000958
Loan loss allowance$10,694,000473
Total loans and leases$416,871,000942
Unearned income$02,451
Loans and leases, gross$416,871,000943
All real estate loans$303,966,000964
Real estate loans in domestic offices$303,966,000963
Construction and development loans$38,794,0001,091
Commercial RE$105,670,000993
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$14,567,000770
1-4 family residential loans$142,686,000857
Farmland loans$2,249,0003,255
Loans held in foreign officesNANA
Farm loans$2,068,0002,934
Commercial and industrial loans$102,311,000516
To non-U.S. addressees$0164
Loans to individuals$8,314,0002,441
Credit card loans$30,0002,023
Related Plans$04,278
Consumer Loans - AutoNANA
Other loans to individuals$8,284,0002,288
All other loans & leases$212,0004,455
Loans to foreign governments and official institutions$056
Obligations of states and political subdivisions in U.S.$212,0002,634
Other loans$06,422
Lease financing receivables$01,581
Loans to depository institutions and acceptances of other banks$0332
Memoranda:
Loans not secured by real estate$2,068,000373
Loans secured by real estate to non-U.S. addressees$0113
Restructured Loans & leases$01,518
Non 1-4 family restructured loans & leases$01,518
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,484,000785
Total loans and leasesNANA
2004-09-30Rank
Net loans and leases$404,110,000932
Loan loss allowance$10,078,000489
Total loans and leases$414,188,000920
Unearned income$02,459
Loans and leases, gross$414,188,000921
All real estate loans$296,507,000957
Real estate loans in domestic offices$296,507,000956
Construction and development loans$27,151,0001,403
Commercial RE$108,505,000946
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$16,681,000675
1-4 family residential loans$141,891,000852
Farmland loans$2,279,0003,220
Loans held in foreign officesNANA
Farm loans$2,068,0003,002
Commercial and industrial loans$106,518,000491
To non-U.S. addressees$0165
Loans to individuals$8,945,0002,331
Credit card loans$5,0002,159
Related Plans$04,308
Consumer Loans - AutoNANA
Other loans to individuals$8,940,0002,172
All other loans & leases$150,0004,883
Loans to foreign governments and official institutions$057
Obligations of states and political subdivisions in U.S.$150,0002,870
Other loans$06,478
Lease financing receivables$01,600
Loans to depository institutions and acceptances of other banks$0341
Memoranda:
Loans not secured by real estate$1,535,000428
Loans secured by real estate to non-U.S. addressees$0114
Restructured Loans & leases$01,514
Non 1-4 family restructured loans & leases$01,514
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,400,000780
Total loans and leasesNANA
2004-06-30Rank
Net loans and leases$402,514,000912
Loan loss allowance$11,441,000436
Total loans and leases$413,955,000904
Unearned income$02,527
Loans and leases, gross$413,955,000904
All real estate loans$289,550,000955
Real estate loans in domestic offices$289,550,000953
Construction and development loans$25,015,0001,424
Commercial RE$112,662,000886
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$16,382,000682
1-4 family residential loans$132,852,000905
Farmland loans$2,639,0002,939
Loans held in foreign officesNANA
Farm loans$2,044,0002,996
Commercial and industrial loans$111,684,000471
To non-U.S. addressees$0164
Loans to individuals$10,533,0002,022
Credit card loans$5,0002,202
Related Plans$04,306
Consumer Loans - AutoNANA
Other loans to individuals$10,528,0001,878
All other loans & leases$144,0004,920
Loans to foreign governments and official institutions$056
Obligations of states and political subdivisions in U.S.$03,774
Other loans$144,0002,764
Lease financing receivables$01,609
Loans to depository institutions and acceptances of other banks$0338
Memoranda:
Loans not secured by real estate$01,159
Loans secured by real estate to non-U.S. addressees$0112
Restructured Loans & leases$01,532
Non 1-4 family restructured loans & leases$01,532
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,350,000771
Total loans and leasesNANA
2004-03-31Rank
Net loans and leases$388,719,000929
Loan loss allowance$12,682,000403
Total loans and leases$401,401,000919
Unearned income$02,556
Loans and leases, gross$401,401,000919
All real estate loans$274,770,000984
Real estate loans in domestic offices$274,770,000983
Construction and development loans$24,954,0001,365
Commercial RE$110,673,000878
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$16,894,000669
1-4 family residential loans$120,832,000976
Farmland loans$1,417,0003,859
Loans held in foreign officesNANA
Farm loans$31,0005,437
Commercial and industrial loans$115,219,000439
To non-U.S. addressees$0155
Loans to individuals$11,363,0001,890
Credit card loans$69,0002,007
Related Plans$04,328
Consumer Loans - AutoNANA
Other loans to individuals$11,294,0001,771
All other loans & leases$18,0006,519
Loans to foreign governments and official institutions$050
Obligations of states and political subdivisions in U.S.$03,798
Other loans$18,0005,118
Lease financing receivables$01,635
Loans to depository institutions and acceptances of other banks$0376
Memoranda:
Loans not secured by real estate$01,145
Loans secured by real estate to non-U.S. addressees$0109
Restructured Loans & leases$01,559
Non 1-4 family restructured loans & leases$01,559
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,376,000762
Total loans and leasesNANA
2003-12-31Rank
Net loans and leases$377,321,000951
Loan loss allowance$14,562,000363
Total loans and leases$391,883,000927
Unearned income$02,623
Loans and leases, gross$391,883,000929
All real estate loans$263,205,0001,018
Real estate loans in domestic offices$263,205,0001,017
Construction and development loans$26,583,0001,224
Commercial RE$110,513,000855
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$13,522,000782
1-4 family residential loans$111,111,0001,058
Farmland loans$1,476,0003,803
Loans held in foreign officesNANA
Farm loans$24,0005,510
Commercial and industrial loans$116,178,000440
To non-U.S. addressees$0160
Loans to individuals$12,476,0001,790
Credit card loans$97,0002,100
Related Plans$04,340
Consumer Loans - AutoNANA
Other loans to individuals$12,379,0001,667
All other loans & leases$07,368
Loans to foreign governments and official institutions$057
Obligations of states and political subdivisions in U.S.$03,816
Other loans$06,537
Lease financing receivables$01,660
Loans to depository institutions and acceptances of other banks$0391
Memoranda:
Loans not secured by real estate$01,164
Loans secured by real estate to non-U.S. addressees$0103
Restructured Loans & leases$01,634
Non 1-4 family restructured loans & leases$01,634
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,252,000785
Total loans and leasesNANA
2003-09-30Rank
Net loans and leases$389,716,000908
Loan loss allowance$18,254,000321
Total loans and leases$407,970,000877
Unearned income$02,660
Loans and leases, gross$407,970,000878
All real estate loans$281,534,000937
Real estate loans in domestic offices$281,534,000935
Construction and development loans$29,268,0001,074
Commercial RE$126,268,000712
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$14,793,000722
1-4 family residential loans$109,933,0001,082
Farmland loans$1,272,0003,991
Loans held in foreign officesNANA
Farm loans$21,0005,586
Commercial and industrial loans$111,687,000450
To non-U.S. addressees$0168
Loans to individuals$14,708,0001,585
Credit card loans$78,0002,220
Related Plans$04,368
Consumer Loans - AutoNANA
Other loans to individuals$14,630,0001,466
All other loans & leases$20,0006,551
Loans to foreign governments and official institutions$053
Obligations of states and political subdivisions in U.S.$03,842
Other loans$20,0005,080
Lease financing receivables$01,687
Loans to depository institutions and acceptances of other banks$0402
Memoranda:
Loans not secured by real estate$01,177
Loans secured by real estate to non-U.S. addressees$0105
Restructured Loans & leases$01,626
Non 1-4 family restructured loans & leases$01,626
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,313,000775
Total loans and leasesNANA
2003-06-30Rank
Net loans and leases$447,725,000787
Loan loss allowance$22,189,000280
Total loans and leases$469,914,000764
Unearned income$02,713
Loans and leases, gross$469,914,000764
All real estate loans$337,206,000768
Real estate loans in domestic offices$337,206,000767
Construction and development loans$33,661,000915
Commercial RE$151,194,000574
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$15,947,000668
1-4 family residential loans$135,178,000873
Farmland loans$1,226,0004,038
Loans held in foreign officesNANA
Farm loans$255,0004,859
Commercial and industrial loans$114,852,000434
To non-U.S. addressees$0161
Loans to individuals$17,566,0001,359
Credit card loans$89,0002,205
Related Plans$04,371
Consumer Loans - AutoNANA
Other loans to individuals$17,477,0001,250
All other loans & leases$35,0006,182
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$03,815
Other loans$35,0004,446
Lease financing receivables$01,677
Loans to depository institutions and acceptances of other banks$0407
Memoranda:
Loans not secured by real estate$01,193
Loans secured by real estate to non-U.S. addressees$0104
Restructured Loans & leases$01,634
Non 1-4 family restructured loans & leases$01,634
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$5,732,000716
Total loans and leasesNANA
2003-03-31Rank
Net loans and leases$466,585,000751
Loan loss allowance$24,881,000264
Total loans and leases$491,466,000729
Unearned income$02,814
Loans and leases, gross$491,466,000729
All real estate loans$351,150,000719
Real estate loans in domestic offices$351,150,000718
Construction and development loans$42,479,000699
Commercial RE$154,992,000555
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$16,852,000625
1-4 family residential loans$135,614,000874
Farmland loans$1,213,0003,999
Loans held in foreign officesNANA
Farm loans$255,0004,834
Commercial and industrial loans$121,923,000407
To non-U.S. addressees$0164
Loans to individuals$18,138,0001,340
Credit card loans$25,0002,525
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$18,113,0001,222
All other loans & leases$07,443
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$03,826
Other loans$06,571
Lease financing receivables$01,696
Loans to depository institutions and acceptances of other banks$0418
Memoranda:
Loans not secured by real estate$01,211
Loans secured by real estate to non-U.S. addressees$0105
Restructured Loans & leases$01,625
Non 1-4 family restructured loans & leases$01,625
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$6,015,000666
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$509,203,000677
Loan loss allowance$26,991,000241
Total loans and leases$536,194,000653
Unearned income$02,902
Loans and leases, gross$536,194,000654
All real estate loans$384,058,000629
Real estate loans in domestic offices$384,058,000628
Construction and development loans$60,206,000516
Commercial RE$154,488,000544
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$20,560,000527
1-4 family residential loans$147,293,000821
Farmland loans$1,511,0003,698
Loans held in foreign officesNANA
Farm loans$255,0004,884
Commercial and industrial loans$131,981,000388
To non-U.S. addressees$0159
Loans to individuals$19,899,0001,254
Credit card loans$8,0002,691
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$19,891,0001,144
All other loans & leases$07,514
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$03,872
Other loans$06,651
Lease financing receivables$01,713
Loans to depository institutions and acceptances of other banks$0424
Memoranda:
Loans not secured by real estate$01,229
Loans secured by real estate to non-U.S. addressees$0103
Restructured Loans & leases$01,699
Non 1-4 family restructured loans & leases$01,699
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$6,542,000604
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$511,855,000659
Loan loss allowance$6,074,000721
Total loans and leases$517,929,000660
Unearned income$03,287
Loans and leases, gross$517,929,000660
All real estate loans$357,296,000647
Real estate loans in domestic offices$357,296,000646
Construction and development loans$70,074,000412
Commercial RE$130,801,000565
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$15,379,000602
1-4 family residential loans$140,010,000882
Farmland loans$1,032,0004,192
Loans held in foreign officesNANA
Farm loans$06,010
Commercial and industrial loans$138,345,000369
To non-U.S. addressees$0169
Loans to individuals$22,288,0001,215
Credit card loans$1,079,000727
Related Plans$04,376
Consumer Loans - AutoNANA
Other loans to individuals$21,209,0001,156
All other loans & leases$07,647
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$03,921
Other loans$06,796
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$0450
Memoranda:
Loans not secured by real estate$01,287
Loans secured by real estate to non-U.S. addressees$097
Restructured Loans & leases$01,687
Non 1-4 family restructured loans & leases$01,687
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$6,074,000630
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$417,070,000779
Loan loss allowance$5,065,000821
Total loans and leases$422,135,000779
Unearned income$03,634
Loans and leases, gross$422,135,000781
All real estate loans$296,026,000764
Real estate loans in domestic offices$296,026,000763
Construction and development loans$90,603,000273
Commercial RE$90,555,000749
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$8,162,000929
1-4 family residential loans$105,282,0001,159
Farmland loans$1,424,0003,754
Loans held in foreign officesNANA
Farm loans$06,188
Commercial and industrial loans$105,392,000469
To non-U.S. addressees$0195
Loans to individuals$20,717,0001,371
Credit card loans$1,061,0001,250
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$19,656,0001,318
All other loans & leases$07,989
Loans to foreign governments and official institutions$074
Obligations of states and political subdivisions in U.S.$04,033
Other loans$07,234
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$0461
Memoranda:
Loans not secured by real estate$01,190
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,965
Non 1-4 family restructured loans & leases$01,965
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$241,584,0001,259
Loan loss allowance$3,036,0001,265
Total loans and leases$244,620,0001,260
Unearned income$9,0003,438
Loans and leases, gross$244,629,0001,261
All real estate loans$162,075,0001,335
Real estate loans in domestic offices$162,075,0001,335
Construction and development loans$49,432,000420
Commercial RE$46,641,0001,349
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,528,0001,556
1-4 family residential loans$61,947,0001,833
Farmland loans$527,0005,202
Loans held in foreign officesNANA
Farm loans$06,479
Commercial and industrial loans$66,143,000680
To non-U.S. addressees$0221
Loans to individuals$16,411,0001,756
Credit card loans$845,0001,520
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$15,566,0001,696
All other loans & leases$08,281
Loans to foreign governments and official institutions$082
Obligations of states and political subdivisions in U.S.$04,220
Other loans$07,504
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$115,321,0002,406
Loan loss allowance$1,402,0002,476
Total loans and leases$116,723,0002,416
Unearned income$04,250
Loans and leases, gross$116,723,0002,417
All real estate loans$64,747,0002,846
Real estate loans in domestic offices$64,747,0002,846
Construction and development loans$12,583,0001,254
Commercial RE$21,691,0002,229
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$642,0003,716
1-4 family residential loans$29,546,0003,215
Farmland loans$285,0005,878
Loans held in foreign officesNANA
Farm loans$06,672
Commercial and industrial loans$38,260,0001,052
To non-U.S. addresseesNANA
Loans to individuals$13,659,0002,054
Credit card loans$604,0001,986
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$13,055,0001,984
All other loans & leases$57,0006,424
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,346
Other loans$57,0004,243
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$0600
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,430
Non 1-4 family restructured loans & leases$02,430
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$57,650,0004,462
Loan loss allowance$700,0004,503
Total loans and leases$58,350,0004,462
Unearned income$04,740
Loans and leases, gross$58,350,0004,470
All real estate loans$25,927,0005,566
Real estate loans in domestic offices$25,927,0005,566
Construction and development loans$1,833,0004,156
Commercial RE$8,872,0004,094
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$507,0004,268
1-4 family residential loans$14,715,0005,160
Farmland loans$07,499
Loans held in foreign officesNANA
Farm loans$06,996
Commercial and industrial loans$25,059,0001,489
To non-U.S. addresseesNANA
Loans to individuals$6,995,0003,900
Credit card loans$563,0002,263
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$6,432,0003,922
All other loans & leases$369,0004,056
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,661
Other loans$369,0001,930
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$506,000647
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$30,395,0006,908
Loan loss allowance$369,0007,108
Total loans and leases$30,764,0006,921
Unearned income$8,0005,868
Loans and leases, gross$30,764,0006,930
All real estate loans$11,081,0008,185
Real estate loans in domestic offices$11,081,0008,185
Construction and development loans$1,054,0005,299
Commercial RE$4,258,0005,943
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$403,0004,821
1-4 family residential loans$5,366,0008,042
Farmland loans$07,844
Loans held in foreign officesNANA
Farm loans$07,349
Commercial and industrial loans$15,684,0002,304
To non-U.S. addresseesNANA
Loans to individuals$3,786,0006,076
Credit card loans$298,0003,326
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$3,488,0006,073
All other loans & leases$221,0005,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,967
Other loans$221,0002,670
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$12,291,00010,113
Loan loss allowance$156,00010,121
Total loans and leases$12,447,00010,120
Unearned income$20,0006,009
Loans and leases, gross$12,447,00010,122
All real estate loans$4,094,00010,537
Real estate loans in domestic offices$4,094,00010,536
Construction and development loans$1,129,0005,094
Commercial RE$2,278,0007,493
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$277,0005,537
1-4 family residential loans$410,00011,522
Farmland loans$08,172
Loans held in foreign officesNANA
Farm loans$07,657
Commercial and industrial loans$7,223,0004,034
To non-U.S. addresseesNANA
Loans to individuals$1,108,0009,877
Credit card loans$88,0004,970
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,020,0009,893
All other loans & leases$42,0007,643
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$25,0004,764
Other loans$17,0006,569
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$880,000612
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA