Home > Heritage Bank > Income and Expense

Heritage Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$284,465,000236
Total interest expense$57,262,000357
Net interest income$227,203,000206
Provision for loan and lease losses$4,280,000361
Total noninterest income$31,940,000329
Gross Fiduciary activities income$0981
Service charges on deposit accounts$10,966,000151
Trading account gains and fees$0123
Additional Noninterest Income$20,974,000310
Total noninterest expense$161,124,000220
Salaries and employee benefits$95,758,000194
Premises and equipment expense$17,540,000183
Additional noninterest expense$20,974,000310
Pre-tax net operating income$93,739,000218
Securities gains (losses)$-12,231,0004,537
Applicable income taxes$13,045,000280
Income before extraordinary items$68,463,000224
Extraordinary gains, net$054
Net income$68,463,000227
Minority interest net income$088
Net income of bank and minority interests.$68,463,000226
Net charge-offs$-277,0004,490
Cash dividends$43,500,000194
Sale, conversion, retirement of capital stock, net$0540
Net operating income$78,737,040214
2023-09-30 (YTD Data)Rank
Total interest income$3,066,0003,862
Total interest expense$110,0004,411
Net interest income$04,616
Provision for loan and lease lossesNANA
Total noninterest income$1,1604,583
Gross Fiduciary activities income$31940
Service charges on deposit accounts$6564,418
Trading account gains and fees$4,252114
Additional Noninterest Income$737,0002,282
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$10,8044,421
Pre-tax net operating income$140,842,000143
Securities gains (losses)$595,00056
Applicable income taxes$03,407
Income before extraordinary items$2,0004,379
Extraordinary gains, net$29,012,00013
Net income$60,484,000214
Minority interest net income$081
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$552,0002,163
Sale, conversion, retirement of capital stock, net$13502
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$136,736,000233
Total interest expense$20,102,000394
Net interest income$116,634,000202
Provision for loan and lease losses$3,734,000247
Total noninterest income$16,381,000317
Gross Fiduciary activities income$0931
Service charges on deposit accounts$5,306,000147
Trading account gains and fees$0112
Additional Noninterest Income$11,075,000294
Total noninterest expense$80,134,000215
Salaries and employee benefits$48,233,000191
Premises and equipment expense$8,829,000176
Additional noninterest expense$11,075,000294
Pre-tax net operating income$49,147,000223
Securities gains (losses)$-286,0004,400
Applicable income taxes$8,186,000248
Income before extraordinary items$40,675,000210
Extraordinary gains, net$051
Net income$40,675,000214
Minority interest net income$081
Net income of bank and minority interests.$40,675,000210
Net charge-offs$279,000572
Cash dividends$25,000,000158
Sale, conversion, retirement of capital stock, net$0486
Net operating income$40,912,380214
2023-03-31 (YTD Data)Rank
Total interest income$66,664,000240
Total interest expense$6,346,000511
Net interest income$60,318,000198
Provision for loan and lease losses$1,825,000249
Total noninterest income$8,824,000305
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,624,000153
Trading account gains and fees$097
Additional Noninterest Income$6,200,000273
Total noninterest expense$40,183,000222
Salaries and employee benefits$24,438,000198
Premises and equipment expense$4,524,000180
Additional noninterest expense$6,200,000273
Pre-tax net operating income$27,134,000209
Securities gains (losses)$-286,0004,490
Applicable income taxes$4,691,000231
Income before extraordinary items$22,157,000203
Extraordinary gains, net$04
Net income$22,157,000203
Minority interest net income$048
Net income of bank and minority interests.$22,157,000203
Net charge-offs$230,000410
Cash dividends$10,000,000173
Sale, conversion, retirement of capital stock, net$0430
Net operating income$22,394,380204
2022-12-31 (YTD Data)Rank
Total interest income$227,457,000223
Total interest expense$6,931,000606
Net interest income$220,526,000205
Provision for loan and lease losses$-1,426,0004,642
Total noninterest income$31,325,000345
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$10,390,000161
Trading account gains and fees$0116
Additional Noninterest Income$20,935,000333
Total noninterest expense$146,370,000231
Salaries and employee benefits$88,296,000209
Premises and equipment expense$16,738,000189
Additional noninterest expense$20,935,000333
Pre-tax net operating income$106,907,000221
Securities gains (losses)$-256,0004,166
Applicable income taxes$19,144,000249
Income before extraordinary items$87,507,000212
Extraordinary gains, net$05
Net income$87,507,000212
Minority interest net income$063
Net income of bank and minority interests.$87,507,000212
Net charge-offs$-1,188,0004,669
Cash dividends$44,000,000184
Sale, conversion, retirement of capital stock, net$0568
Net operating income$87,716,920213
2022-09-30 (YTD Data)Rank
Total interest income$161,437,000221
Total interest expense$4,422,000517
Net interest income$157,015,000210
Provision for loan and lease losses$-2,836,0004,714
Total noninterest income$24,136,000348
Gross Fiduciary activities income$0968
Service charges on deposit accounts$7,739,000162
Trading account gains and fees$0111
Additional Noninterest Income$16,397,000340
Total noninterest expense$107,153,000237
Salaries and employee benefits$64,439,000214
Premises and equipment expense$12,424,000192
Additional noninterest expense$16,397,000340
Pre-tax net operating income$76,834,000226
Securities gains (losses)$0740
Applicable income taxes$13,365,000271
Income before extraordinary items$63,469,000223
Extraordinary gains, net$04
Net income$63,469,000223
Minority interest net income$057
Net income of bank and minority interests.$63,469,000223
Net charge-offs$-980,0004,688
Cash dividends$34,000,000171
Sale, conversion, retirement of capital stock, net$0519
Net operating income$63,469,000223
2022-06-30 (YTD Data)Rank
Total interest income$100,326,000222
Total interest expense$2,906,000419
Net interest income$97,420,000215
Provision for loan and lease losses$-4,781,0004,744
Total noninterest income$16,335,000338
Gross Fiduciary activities income$0925
Service charges on deposit accounts$5,051,000163
Trading account gains and fees$0108
Additional Noninterest Income$11,284,000338
Total noninterest expense$69,218,000230
Salaries and employee benefits$41,237,000215
Premises and equipment expense$8,187,000192
Additional noninterest expense$19,794,000259
Pre-tax net operating income$49,318,000221
Securities gains (losses)$0687
Applicable income taxes$8,302,000270
Income before extraordinary items$41,016,000220
Extraordinary gains, net$04
Net income$41,016,000220
Minority interest net income$060
Net income of bank and minority interests.$41,016,000220
Net charge-offs$-506,0004,683
Cash dividends$24,000,000163
Sale, conversion, retirement of capital stock, net$0494
Net operating income$41,016,000222
2022-03-31 (YTD Data)Rank
Total interest income$48,594,000218
Total interest expense$1,458,000384
Net interest income$47,136,000215
Provision for loan and lease losses$-3,577,0004,750
Total noninterest income$8,918,000332
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,474,000165
Trading account gains and fees$0103
Additional Noninterest Income$6,444,000325
Total noninterest expense$34,531,000233
Salaries and employee benefits$20,302,000218
Premises and equipment expense$4,151,000196
Additional noninterest expense$10,078,000259
Pre-tax net operating income$25,100,000220
Securities gains (losses)$0623
Applicable income taxes$3,965,000268
Income before extraordinary items$21,135,000213
Extraordinary gains, net$04
Net income$21,135,000213
Minority interest net income$050
Net income of bank and minority interests.$21,135,000213
Net charge-offs$-494,0004,741
Cash dividends$10,000,000172
Sale, conversion, retirement of capital stock, net$0453
Net operating income$21,135,000211
2021-12-31 (YTD Data)Rank
Total interest income$212,831,000207
Total interest expense$6,317,000431
Net interest income$206,514,000198
Provision for loan and lease losses$-29,372,0004,769
Total noninterest income$35,788,000354
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,281,000226
Trading account gains and fees$0132
Additional Noninterest Income$29,507,000318
Total noninterest expense$144,777,000224
Salaries and employee benefits$85,391,000213
Premises and equipment expense$16,748,000193
Additional noninterest expense$42,638,000240
Pre-tax net operating income$126,897,000199
Securities gains (losses)$29,0001,353
Applicable income taxes$23,868,000219
Income before extraordinary items$103,058,000190
Extraordinary gains, net$010
Net income$103,058,000190
Minority interest net income$074
Net income of bank and minority interests.$103,058,000190
Net charge-offs$526,000618
Cash dividends$46,000,000189
Sale, conversion, retirement of capital stock, net$0582
Net operating income$103,034,510190
2021-09-30 (YTD Data)Rank
Total interest income$163,243,000207
Total interest expense$4,819,000452
Net interest income$158,424,000197
Provision for loan and lease losses$-24,335,0004,839
Total noninterest income$25,649,000369
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,593,000225
Trading account gains and fees$0132
Additional Noninterest Income$21,056,000334
Total noninterest expense$107,426,000222
Salaries and employee benefits$63,376,000213
Premises and equipment expense$12,541,000196
Additional noninterest expense$31,509,000242
Pre-tax net operating income$100,982,000192
Securities gains (losses)$29,0001,270
Applicable income taxes$18,598,000217
Income before extraordinary items$82,413,000187
Extraordinary gains, net$08
Net income$82,413,000187
Minority interest net income$069
Net income of bank and minority interests.$82,413,000187
Net charge-offs$60,0001,291
Cash dividends$44,000,000147
Sale, conversion, retirement of capital stock, net$0543
Net operating income$82,389,220186
2021-06-30 (YTD Data)Rank
Total interest income$110,201,000205
Total interest expense$3,333,000458
Net interest income$106,868,000194
Provision for loan and lease losses$-21,186,0004,877
Total noninterest income$17,122,000367
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,967,000226
Trading account gains and fees$0133
Additional Noninterest Income$14,155,000337
Total noninterest expense$71,428,000223
Salaries and employee benefits$42,341,000216
Premises and equipment expense$8,276,000196
Additional noninterest expense$20,811,000238
Pre-tax net operating income$73,748,000181
Securities gains (losses)$29,0001,065
Applicable income taxes$13,244,000205
Income before extraordinary items$60,533,000175
Extraordinary gains, net$06
Net income$60,533,000175
Minority interest net income$067
Net income of bank and minority interests.$60,533,000175
Net charge-offs$-333,0004,829
Cash dividends$16,000,000195
Sale, conversion, retirement of capital stock, net$0517
Net operating income$60,509,220175
2021-03-31 (YTD Data)Rank
Total interest income$54,192,000207
Total interest expense$1,771,000457
Net interest income$52,421,000197
Provision for loan and lease losses$-7,199,0004,896
Total noninterest income$8,506,000377
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,456,000224
Trading account gains and fees$0127
Additional Noninterest Income$7,050,000350
Total noninterest expense$36,145,000225
Salaries and employee benefits$21,385,000215
Premises and equipment expense$4,286,000195
Additional noninterest expense$10,474,000237
Pre-tax net operating income$31,981,000205
Securities gains (losses)$29,000797
Applicable income taxes$5,442,000244
Income before extraordinary items$26,568,000199
Extraordinary gains, net$03
Net income$26,568,000199
Minority interest net income$055
Net income of bank and minority interests.$26,568,000199
Net charge-offs$-175,0004,852
Cash dividends$8,000,000180
Sale, conversion, retirement of capital stock, net$0482
Net operating income$26,543,930196
2020-12-31 (YTD Data)Rank
Total interest income$214,320,000210
Total interest expense$12,449,000412
Net interest income$201,871,000193
Provision for loan and lease losses$36,106,000171
Total noninterest income$37,007,000328
Gross Fiduciary activities income$1,607,000390
Service charges on deposit accounts$6,413,000215
Trading account gains and fees$0133
Additional Noninterest Income$28,987,000312
Total noninterest expense$144,575,000218
Salaries and employee benefits$83,726,000200
Premises and equipment expense$22,247,000160
Additional noninterest expense$38,602,000249
Pre-tax net operating income$58,197,000257
Securities gains (losses)$1,518,000265
Applicable income taxes$8,031,000356
Income before extraordinary items$51,684,000241
Extraordinary gains, net$04
Net income$51,684,000240
Minority interest net income$072
Net income of bank and minority interests.$51,684,000241
Net charge-offs$3,241,000299
Cash dividends$39,002,000186
Sale, conversion, retirement of capital stock, net$0566
Net operating income$50,363,340241
2020-09-30 (YTD Data)Rank
Total interest income$159,643,000212
Total interest expense$10,413,000394
Net interest income$149,230,000192
Provision for loan and lease losses$39,239,000152
Total noninterest income$25,507,000334
Gross Fiduciary activities income$866,000432
Service charges on deposit accounts$4,821,000218
Trading account gains and fees$0125
Additional Noninterest Income$19,820,000316
Total noninterest expense$107,122,000218
Salaries and employee benefits$62,612,000197
Premises and equipment expense$16,597,000159
Additional noninterest expense$27,913,000250
Pre-tax net operating income$28,376,000340
Securities gains (losses)$1,463,000223
Applicable income taxes$3,104,000541
Income before extraordinary items$26,735,000303
Extraordinary gains, net$04
Net income$26,735,000301
Minority interest net income$065
Net income of bank and minority interests.$26,735,000303
Net charge-offs$2,878,000259
Cash dividends$31,001,000166
Sale, conversion, retirement of capital stock, net$0532
Net operating income$25,418,300310
2020-06-30 (YTD Data)Rank
Total interest income$107,080,000214
Total interest expense$7,720,000400
Net interest income$99,360,000188
Provision for loan and lease losses$36,509,000142
Total noninterest income$17,047,000315
Gross Fiduciary activities income$542,000441
Service charges on deposit accounts$3,310,000213
Trading account gains and fees$0123
Additional Noninterest Income$13,195,000293
Total noninterest expense$72,145,000214
Salaries and employee benefits$42,217,000192
Premises and equipment expense$10,998,000161
Additional noninterest expense$18,930,000240
Pre-tax net operating income$7,753,000644
Securities gains (losses)$1,423,000164
Applicable income taxes$324,0001,688
Income before extraordinary items$8,852,000504
Extraordinary gains, net$04
Net income$8,852,000500
Minority interest net income$065
Net income of bank and minority interests.$8,852,000504
Net charge-offs$2,397,000230
Cash dividends$23,000,000154
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,485,920554
2020-03-31 (YTD Data)Rank
Total interest income$53,086,000220
Total interest expense$4,256,000420
Net interest income$48,830,000192
Provision for loan and lease losses$7,946,000212
Total noninterest income$8,783,000286
Gross Fiduciary activities income$276,000444
Service charges on deposit accounts$1,993,000205
Trading account gains and fees$0106
Additional Noninterest Income$6,514,000260
Total noninterest expense$35,987,000219
Salaries and employee benefits$21,342,000192
Premises and equipment expense$5,596,000163
Additional noninterest expense$9,049,000250
Pre-tax net operating income$13,680,000201
Securities gains (losses)$1,014,000106
Applicable income taxes$1,045,000445
Income before extraordinary items$13,649,000178
Extraordinary gains, net$04
Net income$13,649,000178
Minority interest net income$056
Net income of bank and minority interests.$13,649,000178
Net charge-offs$417,000421
Cash dividends$7,000,000248
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,705,980182
2019-12-31 (YTD Data)Rank
Total interest income$217,819,000218
Total interest expense$16,855,000446
Net interest income$200,964,000193
Provision for loan and lease losses$4,311,000289
Total noninterest income$32,563,000305
Gross Fiduciary activities income$1,074,000443
Service charges on deposit accounts$8,544,000196
Trading account gains and fees$0135
Additional Noninterest Income$22,945,000300
Total noninterest expense$142,346,000211
Salaries and employee benefits$83,461,000192
Premises and equipment expense$21,134,000161
Additional noninterest expense$37,751,000236
Pre-tax net operating income$86,870,000207
Securities gains (losses)$330,000482
Applicable income taxes$15,014,000254
Income before extraordinary items$72,186,000203
Extraordinary gains, net$011
Net income$72,186,000204
Minority interest net income$076
Net income of bank and minority interests.$72,186,000204
Net charge-offs$3,182,000292
Cash dividends$47,000,000183
Sale, conversion, retirement of capital stock, net$0626
Net operating income$71,912,100199
2019-09-30 (YTD Data)Rank
Total interest income$163,883,000220
Total interest expense$12,332,000458
Net interest income$151,551,000194
Provision for loan and lease losses$2,753,000320
Total noninterest income$23,386,000312
Gross Fiduciary activities income$800,000445
Service charges on deposit accounts$6,457,000195
Trading account gains and fees$0129
Additional Noninterest Income$16,129,000312
Total noninterest expense$107,456,000211
Salaries and employee benefits$62,602,000194
Premises and equipment expense$15,754,000164
Additional noninterest expense$29,100,000233
Pre-tax net operating income$64,728,000212
Securities gains (losses)$329,000392
Applicable income taxes$11,222,000247
Income before extraordinary items$53,835,000205
Extraordinary gains, net$011
Net income$53,835,000206
Minority interest net income$072
Net income of bank and minority interests.$53,835,000206
Net charge-offs$1,277,000420
Cash dividends$27,000,000206
Sale, conversion, retirement of capital stock, net$0590
Net operating income$53,561,930203
2019-06-30 (YTD Data)Rank
Total interest income$109,006,000222
Total interest expense$8,017,000460
Net interest income$100,989,000195
Provision for loan and lease losses$2,287,000266
Total noninterest income$15,010,000316
Gross Fiduciary activities income$543,000440
Service charges on deposit accounts$4,287,000192
Trading account gains and fees$0131
Additional Noninterest Income$10,180,000311
Total noninterest expense$71,754,000212
Salaries and employee benefits$41,923,000194
Premises and equipment expense$10,632,000165
Additional noninterest expense$19,199,000239
Pre-tax net operating income$41,958,000213
Securities gains (losses)$48,000762
Applicable income taxes$7,228,000254
Income before extraordinary items$34,778,000208
Extraordinary gains, net$011
Net income$34,778,000210
Minority interest net income$069
Net income of bank and minority interests.$34,778,000210
Net charge-offs$966,000347
Cash dividends$15,000,000222
Sale, conversion, retirement of capital stock, net$0573
Net operating income$34,738,160205
2019-03-31 (YTD Data)Rank
Total interest income$53,798,000222
Total interest expense$3,671,000478
Net interest income$50,127,000196
Provision for loan and lease losses$920,000305
Total noninterest income$7,582,000301
Gross Fiduciary activities income$270,000444
Service charges on deposit accounts$2,119,000187
Trading account gains and fees$0126
Additional Noninterest Income$5,193,000287
Total noninterest expense$35,580,000215
Salaries and employee benefits$20,986,000199
Premises and equipment expense$5,332,000168
Additional noninterest expense$9,262,000246
Pre-tax net operating income$21,209,000209
Securities gains (losses)$15,000633
Applicable income taxes$3,558,000258
Income before extraordinary items$17,666,000206
Extraordinary gains, net$05
Net income$17,666,000206
Minority interest net income$052
Net income of bank and minority interests.$17,666,000206
Net charge-offs$-190,0005,268
Cash dividends$7,000,000221
Sale, conversion, retirement of capital stock, net$0529
Net operating income$17,653,550203
2018-12-31 (YTD Data)Rank
Total interest income$199,377,000223
Total interest expense$11,172,000474
Net interest income$188,205,000201
Provision for loan and lease losses$5,129,000255
Total noninterest income$32,157,000309
Gross Fiduciary activities income$969,000469
Service charges on deposit accounts$8,851,000187
Trading account gains and fees$0126
Additional Noninterest Income$22,337,000293
Total noninterest expense$143,152,000210
Salaries and employee benefits$83,448,000189
Premises and equipment expense$19,210,000174
Additional noninterest expense$40,494,000240
Pre-tax net operating income$72,081,000246
Securities gains (losses)$137,000257
Applicable income taxes$12,959,000264
Income before extraordinary items$59,259,000242
Extraordinary gains, net$06
Net income$59,259,000242
Minority interest net income$072
Net income of bank and minority interests.$59,259,000242
Net charge-offs$2,173,000340
Cash dividends$30,000,000211
Sale, conversion, retirement of capital stock, net$0671
Net operating income$59,146,660242
2018-09-30 (YTD Data)Rank
Total interest income$144,501,000220
Total interest expense$7,905,000466
Net interest income$136,596,000201
Provision for loan and lease losses$3,967,000243
Total noninterest income$23,538,000313
Gross Fiduciary activities income$698,000471
Service charges on deposit accounts$6,609,000185
Trading account gains and fees$0138
Additional Noninterest Income$16,231,000301
Total noninterest expense$106,677,000211
Salaries and employee benefits$61,978,000190
Premises and equipment expense$14,012,000177
Additional noninterest expense$30,687,000237
Pre-tax net operating income$49,490,000258
Securities gains (losses)$135,000252
Applicable income taxes$8,009,000294
Income before extraordinary items$41,616,000249
Extraordinary gains, net$05
Net income$41,616,000249
Minority interest net income$066
Net income of bank and minority interests.$41,616,000249
Net charge-offs$1,578,000322
Cash dividends$20,000,000208
Sale, conversion, retirement of capital stock, net$0633
Net operating income$41,502,600248
2018-06-30 (YTD Data)Rank
Total interest income$90,032,000223
Total interest expense$4,750,000476
Net interest income$85,282,000205
Provision for loan and lease losses$2,902,000229
Total noninterest income$15,255,000319
Gross Fiduciary activities income$432,000485
Service charges on deposit accounts$4,399,000180
Trading account gains and fees$0130
Additional Noninterest Income$10,424,000309
Total noninterest expense$68,909,000211
Salaries and employee benefits$39,053,000192
Premises and equipment expense$9,168,000178
Additional noninterest expense$20,688,000229
Pre-tax net operating income$28,726,000276
Securities gains (losses)$53,000330
Applicable income taxes$4,544,000323
Income before extraordinary items$24,235,000270
Extraordinary gains, net$06
Net income$24,235,000270
Minority interest net income$065
Net income of bank and minority interests.$24,235,000270
Net charge-offs$1,016,000326
Cash dividends$13,000,000197
Sale, conversion, retirement of capital stock, net$0620
Net operating income$24,190,480270
2018-03-31 (YTD Data)Rank
Total interest income$43,321,000230
Total interest expense$2,132,000499
Net interest income$41,189,000206
Provision for loan and lease losses$1,152,000252
Total noninterest income$7,601,000317
Gross Fiduciary activities income$197,000513
Service charges on deposit accounts$2,205,000176
Trading account gains and fees$0123
Additional Noninterest Income$5,199,000301
Total noninterest expense$34,337,000214
Salaries and employee benefits$20,573,000185
Premises and equipment expense$4,486,000184
Additional noninterest expense$9,278,000243
Pre-tax net operating income$13,301,000287
Securities gains (losses)$35,000265
Applicable income taxes$2,103,000341
Income before extraordinary items$11,233,000277
Extraordinary gains, net$07
Net income$11,233,000277
Minority interest net income$052
Net income of bank and minority interests.$11,233,000277
Net charge-offs$-23,0005,025
Cash dividends$7,000,000168
Sale, conversion, retirement of capital stock, net$0580
Net operating income$11,203,600276
2017-12-31 (YTD Data)Rank
Total interest income$147,855,000244
Total interest expense$7,351,000484
Net interest income$140,504,000222
Provision for loan and lease losses$4,220,000281
Total noninterest income$36,785,000275
Gross Fiduciary activities income$861,000478
Service charges on deposit accounts$9,000,000177
Trading account gains and fees$0151
Additional Noninterest Income$26,924,000249
Total noninterest expense$107,464,000244
Salaries and employee benefits$61,571,000221
Premises and equipment expense$14,838,000206
Additional noninterest expense$31,055,000268
Pre-tax net operating income$65,605,000238
Securities gains (losses)$6,0001,742
Applicable income taxes$23,856,000234
Income before extraordinary items$41,755,000245
Extraordinary gains, net$09
Net income$41,755,000245
Minority interest net income$076
Net income of bank and minority interests.$41,755,000245
Net charge-offs$3,217,000280
Cash dividends$23,000,000214
Sale, conversion, retirement of capital stock, net$0711
Net operating income$41,751,160244
2017-09-30 (YTD Data)Rank
Total interest income$108,256,000246
Total interest expense$5,222,000494
Net interest income$103,034,000226
Provision for loan and lease losses$2,882,000297
Total noninterest income$27,287,000282
Gross Fiduciary activities income$659,000481
Service charges on deposit accounts$6,812,000180
Trading account gains and fees$0145
Additional Noninterest Income$19,816,000254
Total noninterest expense$80,768,000243
Salaries and employee benefits$46,089,000224
Premises and equipment expense$11,165,000201
Additional noninterest expense$23,514,000263
Pre-tax net operating income$46,671,000246
Securities gains (losses)$161,000424
Applicable income taxes$12,709,000269
Income before extraordinary items$34,123,000247
Extraordinary gains, net$09
Net income$34,123,000247
Minority interest net income$071
Net income of bank and minority interests.$34,123,000247
Net charge-offs$2,565,000252
Cash dividends$15,000,000215
Sale, conversion, retirement of capital stock, net$0677
Net operating income$34,005,470244
2017-06-30 (YTD Data)Rank
Total interest income$70,939,000250
Total interest expense$3,146,000529
Net interest income$67,793,000229
Provision for loan and lease losses$1,998,000283
Total noninterest income$18,514,000275
Gross Fiduciary activities income$370,000517
Service charges on deposit accounts$4,497,000178
Trading account gains and fees$0139
Additional Noninterest Income$13,647,000249
Total noninterest expense$53,583,000246
Salaries and employee benefits$30,924,000221
Premises and equipment expense$7,326,000202
Additional noninterest expense$15,333,000273
Pre-tax net operating income$30,726,000244
Securities gains (losses)$117,000395
Applicable income taxes$8,326,000272
Income before extraordinary items$22,517,000244
Extraordinary gains, net$011
Net income$22,517,000243
Minority interest net income$071
Net income of bank and minority interests.$22,517,000244
Net charge-offs$330,000777
Cash dividends$10,000,000208
Sale, conversion, retirement of capital stock, net$0659
Net operating income$22,431,590243
2017-03-31 (YTD Data)Rank
Total interest income$34,858,000249
Total interest expense$1,484,000541
Net interest income$33,374,000227
Provision for loan and lease losses$867,000302
Total noninterest income$7,657,000312
Gross Fiduciary activities income$184,000524
Service charges on deposit accounts$2,042,000186
Trading account gains and fees$0142
Additional Noninterest Income$5,431,000291
Total noninterest expense$26,492,000248
Salaries and employee benefits$15,336,000226
Premises and equipment expense$3,648,000205
Additional noninterest expense$7,508,000275
Pre-tax net operating income$13,672,000260
Securities gains (losses)$01,153
Applicable income taxes$3,675,000295
Income before extraordinary items$9,997,000261
Extraordinary gains, net$08
Net income$9,997,000261
Minority interest net income$055
Net income of bank and minority interests.$9,997,000261
Net charge-offs$356,000420
Cash dividends$5,000,000195
Sale, conversion, retirement of capital stock, net$0632
Net operating income$9,997,000258
2016-12-31 (YTD Data)Rank
Total interest income$138,492,000235
Total interest expense$5,140,000585
Net interest income$133,352,000221
Provision for loan and lease losses$4,931,000263
Total noninterest income$31,698,000302
Gross Fiduciary activities income$403,000634
Service charges on deposit accounts$6,894,000215
Trading account gains and fees$0170
Additional Noninterest Income$24,401,000266
Total noninterest expense$104,044,000250
Salaries and employee benefits$58,875,000228
Premises and equipment expense$14,890,000193
Additional noninterest expense$30,279,000274
Pre-tax net operating income$56,075,000249
Securities gains (losses)$1,315,000179
Applicable income taxes$15,541,000263
Income before extraordinary items$41,849,000246
Extraordinary gains, net$05
Net income$41,849,000245
Minority interest net income$082
Net income of bank and minority interests.$41,849,000245
Net charge-offs$3,594,000265
Cash dividends$30,000,000165
Sale, conversion, retirement of capital stock, net$0759
Net operating income$40,889,050247
2016-09-30 (YTD Data)Rank
Total interest income$103,926,000231
Total interest expense$3,852,000574
Net interest income$100,074,000219
Provision for loan and lease losses$3,754,000249
Total noninterest income$23,416,000308
Gross Fiduciary activities income$315,000626
Service charges on deposit accounts$5,043,000220
Trading account gains and fees$0169
Additional Noninterest Income$18,058,000275
Total noninterest expense$77,852,000251
Salaries and employee benefits$43,751,000227
Premises and equipment expense$11,160,000194
Additional noninterest expense$22,941,000270
Pre-tax net operating income$41,884,000245
Securities gains (losses)$1,106,000181
Applicable income taxes$11,719,000259
Income before extraordinary items$31,271,000238
Extraordinary gains, net$05
Net income$31,271,000238
Minority interest net income$071
Net income of bank and minority interests.$31,271,000238
Net charge-offs$3,289,000209
Cash dividends$18,000,000180
Sale, conversion, retirement of capital stock, net$0719
Net operating income$30,463,620240
2016-06-30 (YTD Data)Rank
Total interest income$68,817,000234
Total interest expense$2,563,000575
Net interest income$66,254,000222
Provision for loan and lease losses$2,258,000260
Total noninterest income$13,461,000340
Gross Fiduciary activities income$214,000631
Service charges on deposit accounts$3,255,000227
Trading account gains and fees$0157
Additional Noninterest Income$9,992,000310
Total noninterest expense$51,575,000248
Salaries and employee benefits$28,777,000229
Premises and equipment expense$7,395,000196
Additional noninterest expense$15,403,000270
Pre-tax net operating income$25,882,000253
Securities gains (losses)$761,000188
Applicable income taxes$7,147,000266
Income before extraordinary items$19,496,000247
Extraordinary gains, net$016
Net income$19,496,000246
Minority interest net income$071
Net income of bank and minority interests.$19,496,000246
Net charge-offs$3,578,000154
Cash dividends$10,000,000204
Sale, conversion, retirement of capital stock, net$0705
Net operating income$18,940,470250
2016-03-31 (YTD Data)Rank
Total interest income$34,230,000236
Total interest expense$1,268,000574
Net interest income$32,962,000219
Provision for loan and lease losses$1,138,000254
Total noninterest income$6,745,000320
Gross Fiduciary activities income$120,000607
Service charges on deposit accounts$1,650,000221
Trading account gains and fees$0142
Additional Noninterest Income$4,975,000296
Total noninterest expense$25,736,000239
Salaries and employee benefits$14,463,000227
Premises and equipment expense$3,680,000195
Additional noninterest expense$7,593,000267
Pre-tax net operating income$12,833,000248
Securities gains (losses)$560,000119
Applicable income taxes$3,558,000258
Income before extraordinary items$9,835,000244
Extraordinary gains, net$012
Net income$9,835,000244
Minority interest net income$062
Net income of bank and minority interests.$9,835,000244
Net charge-offs$1,217,000195
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,426,200245
2015-12-31 (YTD Data)Rank
Total interest income$135,723,000227
Total interest expense$5,304,000515
Net interest income$130,419,000213
Provision for loan and lease losses$4,372,000240
Total noninterest income$32,373,000293
Gross Fiduciary activities income$508,000587
Service charges on deposit accounts$7,409,000203
Trading account gains and fees$0159
Additional Noninterest Income$24,456,000270
Total noninterest expense$104,446,000234
Salaries and employee benefits$55,913,000221
Premises and equipment expense$15,016,000196
Additional noninterest expense$33,517,000248
Pre-tax net operating income$53,974,000238
Securities gains (losses)$1,516,000136
Applicable income taxes$15,359,000243
Income before extraordinary items$40,131,000241
Extraordinary gains, net$023
Net income$40,131,000240
Minority interest net income$081
Net income of bank and minority interests.$40,131,000241
Net charge-offs$2,355,000322
Cash dividends$22,000,000208
Sale, conversion, retirement of capital stock, net$0804
Net operating income$39,039,480247
2015-09-30 (YTD Data)Rank
Total interest income$101,711,000232
Total interest expense$4,021,000521
Net interest income$97,690,000219
Provision for loan and lease losses$3,248,000229
Total noninterest income$24,730,000284
Gross Fiduciary activities income$394,000584
Service charges on deposit accounts$5,522,000207
Trading account gains and fees$0153
Additional Noninterest Income$18,814,000265
Total noninterest expense$78,257,000244
Salaries and employee benefits$41,351,000228
Premises and equipment expense$11,055,000200
Additional noninterest expense$25,851,000252
Pre-tax net operating income$40,915,000235
Securities gains (losses)$1,362,000140
Applicable income taxes$12,304,000239
Income before extraordinary items$29,973,000245
Extraordinary gains, net$021
Net income$29,973,000245
Minority interest net income$078
Net income of bank and minority interests.$29,973,000245
Net charge-offs$1,972,000287
Cash dividends$16,000,000206
Sale, conversion, retirement of capital stock, net$0773
Net operating income$29,005,980247
2015-06-30 (YTD Data)Rank
Total interest income$68,231,000231
Total interest expense$2,669,000521
Net interest income$65,562,000218
Provision for loan and lease losses$2,397,000215
Total noninterest income$15,288,000310
Gross Fiduciary activities income$269,000588
Service charges on deposit accounts$3,640,000207
Trading account gains and fees$0157
Additional Noninterest Income$11,379,000285
Total noninterest expense$51,485,000249
Salaries and employee benefits$27,037,000238
Premises and equipment expense$7,253,000202
Additional noninterest expense$17,195,000256
Pre-tax net operating income$26,968,000239
Securities gains (losses)$969,000148
Applicable income taxes$8,109,000242
Income before extraordinary items$19,828,000250
Extraordinary gains, net$022
Net income$19,828,000249
Minority interest net income$075
Net income of bank and minority interests.$19,828,000250
Net charge-offs$2,221,000199
Cash dividends$12,000,000188
Sale, conversion, retirement of capital stock, net$0751
Net operating income$19,140,010252
2015-03-31 (YTD Data)Rank
Total interest income$34,263,000227
Total interest expense$1,338,000516
Net interest income$32,925,000219
Provision for loan and lease losses$1,208,000197
Total noninterest income$8,237,000285
Gross Fiduciary activities income$152,000572
Service charges on deposit accounts$1,730,000224
Trading account gains and fees$0152
Additional Noninterest Income$6,355,000254
Total noninterest expense$25,632,000250
Salaries and employee benefits$13,746,000232
Premises and equipment expense$3,570,000203
Additional noninterest expense$8,316,000260
Pre-tax net operating income$14,322,000230
Securities gains (losses)$544,000154
Applicable income taxes$4,394,000232
Income before extraordinary items$10,472,000227
Extraordinary gains, net$013
Net income$10,472,000227
Minority interest net income$064
Net income of bank and minority interests.$10,472,000227
Net charge-offs$1,494,000163
Cash dividends$4,000,000222
Sale, conversion, retirement of capital stock, net$0697
Net operating income$10,091,200232
2014-12-31 (YTD Data)Rank
Total interest income$121,154,000251
Total interest expense$5,312,000534
Net interest income$115,842,000231
Provision for loan and lease losses$4,593,000231
Total noninterest income$19,954,000394
Gross Fiduciary activities income$477,000622
Service charges on deposit accounts$5,840,000268
Trading account gains and fees$0180
Additional Noninterest Income$13,637,000361
Total noninterest expense$97,037,000248
Salaries and employee benefits$50,680,000235
Premises and equipment expense$12,420,000219
Additional noninterest expense$33,937,000249
Pre-tax net operating income$34,166,000300
Securities gains (losses)$243,000715
Applicable income taxes$8,846,000325
Income before extraordinary items$25,563,000307
Extraordinary gains, net$017
Net income$25,563,000306
Minority interest net income$084
Net income of bank and minority interests.$25,563,000306
Net charge-offs$4,867,000243
Cash dividends$66,733,000100
Sale, conversion, retirement of capital stock, net$0862
Net operating income$25,383,180300
2014-09-30 (YTD Data)Rank
Total interest income$82,660,000262
Total interest expense$3,741,000579
Net interest income$78,919,000251
Provision for loan and lease losses$1,743,000393
Total noninterest income$13,674,000417
Gross Fiduciary activities income$362,000614
Service charges on deposit accounts$4,023,000287
Trading account gains and fees$0174
Additional Noninterest Income$9,289,000376
Total noninterest expense$66,397,000272
Salaries and employee benefits$35,060,000253
Premises and equipment expense$8,646,000230
Additional noninterest expense$22,691,000271
Pre-tax net operating income$24,453,000316
Securities gains (losses)$210,000626
Applicable income taxes$7,198,000308
Income before extraordinary items$17,465,000321
Extraordinary gains, net$015
Net income$17,465,000320
Minority interest net income$081
Net income of bank and minority interests.$17,465,000321
Net charge-offs$2,226,000343
Cash dividends$53,500,00090
Sale, conversion, retirement of capital stock, net$0819
Net operating income$17,315,900319
2014-06-30 (YTD Data)Rank
Total interest income$47,612,000285
Total interest expense$2,186,000668
Net interest income$45,426,000276
Provision for loan and lease losses$1,149,000409
Total noninterest income$7,749,000460
Gross Fiduciary activities income$250,000609
Service charges on deposit accounts$2,295,000318
Trading account gains and fees$0172
Additional Noninterest Income$5,204,000431
Total noninterest expense$38,666,000299
Salaries and employee benefits$19,991,000293
Premises and equipment expense$4,808,000270
Additional noninterest expense$13,867,000288
Pre-tax net operating income$13,360,000360
Securities gains (losses)$223,000450
Applicable income taxes$4,013,000348
Income before extraordinary items$9,570,000386
Extraordinary gains, net$020
Net income$9,570,000384
Minority interest net income$080
Net income of bank and minority interests.$9,570,000386
Net charge-offs$1,491,000369
Cash dividends$49,500,00070
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,413,900379
2014-03-31 (YTD Data)Rank
Total interest income$17,614,000382
Total interest expense$874,000871
Net interest income$16,740,000363
Provision for loan and lease losses$458,000479
Total noninterest income$2,649,000594
Gross Fiduciary activities income$147,000582
Service charges on deposit accounts$847,000409
Trading account gains and fees$0147
Additional Noninterest Income$1,655,000581
Total noninterest expense$14,234,000389
Salaries and employee benefits$7,604,000386
Premises and equipment expense$2,307,000295
Additional noninterest expense$4,323,000408
Pre-tax net operating income$4,697,000461
Securities gains (losses)$172,000298
Applicable income taxes$1,576,000409
Income before extraordinary items$3,293,000491
Extraordinary gains, net$016
Net income$3,293,000490
Minority interest net income$066
Net income of bank and minority interests.$3,293,000492
Net charge-offs$-104,0006,480
Cash dividends$4,500,000177
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,176,040498
2013-12-31 (YTD Data)Rank
Total interest income$71,560,000368
Total interest expense$3,744,000909
Net interest income$67,816,000344
Provision for loan and lease losses$3,673,000359
Total noninterest income$11,467,000599
Gross Fiduciary activities income$548,000580
Service charges on deposit accounts$3,788,000391
Trading account gains and fees$0184
Additional Noninterest Income$7,131,000616
Total noninterest expense$56,802,000387
Salaries and employee benefits$29,809,000386
Premises and equipment expense$9,876,000263
Additional noninterest expense$17,117,000424
Pre-tax net operating income$18,808,000460
Securities gains (losses)$-38,0006,419
Applicable income taxes$5,771,000421
Income before extraordinary items$12,999,000520
Extraordinary gains, net$029
Net income$12,999,000520
Minority interest net income$090
Net income of bank and minority interests.$12,999,000521
Net charge-offs$3,443,000479
Cash dividends$26,000,000161
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,025,220505
2013-09-30 (YTD Data)Rank
Total interest income$52,979,000374
Total interest expense$2,838,000937
Net interest income$50,141,000353
Provision for loan and lease losses$3,245,000310
Total noninterest income$8,965,000595
Gross Fiduciary activities income$431,000573
Service charges on deposit accounts$2,857,000389
Trading account gains and fees$0180
Additional Noninterest Income$5,677,000600
Total noninterest expense$39,659,000419
Salaries and employee benefits$21,845,000391
Premises and equipment expense$6,082,000320
Additional noninterest expense$11,732,000456
Pre-tax net operating income$16,202,000422
Securities gains (losses)$-26,0006,599
Applicable income taxes$5,081,000387
Income before extraordinary items$11,095,000469
Extraordinary gains, net$025
Net income$11,095,000468
Minority interest net income$084
Net income of bank and minority interests.$11,095,000470
Net charge-offs$3,085,000419
Cash dividends$26,000,000123
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,112,940456
2013-06-30 (YTD Data)Rank
Total interest income$34,417,000378
Total interest expense$1,881,000965
Net interest income$32,536,000359
Provision for loan and lease losses$2,166,000328
Total noninterest income$5,545,000628
Gross Fiduciary activities income$309,000564
Service charges on deposit accounts$1,839,000394
Trading account gains and fees$0157
Additional Noninterest Income$3,397,000658
Total noninterest expense$25,529,000426
Salaries and employee benefits$14,158,000404
Premises and equipment expense$3,831,000333
Additional noninterest expense$7,540,000472
Pre-tax net operating income$10,386,000425
Securities gains (losses)$-26,0006,747
Applicable income taxes$3,311,000394
Income before extraordinary items$7,049,000476
Extraordinary gains, net$022
Net income$7,049,000476
Minority interest net income$082
Net income of bank and minority interests.$7,049,000478
Net charge-offs$2,380,000389
Cash dividends$14,000,000140
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,066,680461
2013-03-31 (YTD Data)Rank
Total interest income$15,408,000413
Total interest expense$823,0001,122
Net interest income$14,585,000386
Provision for loan and lease losses$858,000464
Total noninterest income$2,816,000629
Gross Fiduciary activities income$162,000564
Service charges on deposit accounts$777,000454
Trading account gains and fees$0148
Additional Noninterest Income$1,877,000619
Total noninterest expense$12,323,000448
Salaries and employee benefits$6,468,000441
Premises and equipment expense$1,727,000374
Additional noninterest expense$4,128,000442
Pre-tax net operating income$4,220,000495
Securities gains (losses)$01,966
Applicable income taxes$1,312,000454
Income before extraordinary items$2,908,000562
Extraordinary gains, net$010
Net income$2,908,000559
Minority interest net income$076
Net income of bank and minority interests.$2,908,000563
Net charge-offs$1,905,000276
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,908,000538
2012-12-31 (YTD Data)Rank
Total interest income$60,285,000437
Total interest expense$4,003,0001,113
Net interest income$56,282,000402
Provision for loan and lease losses$1,631,0001,251
Total noninterest income$8,801,000747
Gross Fiduciary activities income$541,000581
Service charges on deposit accounts$3,101,000477
Trading account gains and fees$0166
Additional Noninterest Income$5,159,000794
Total noninterest expense$45,491,000481
Salaries and employee benefits$24,453,000441
Premises and equipment expense$6,451,000388
Additional noninterest expense$14,587,000508
Pre-tax net operating income$17,961,000463
Securities gains (losses)$-50,0006,848
Applicable income taxes$5,648,000405
Income before extraordinary items$12,263,000537
Extraordinary gains, net$029
Net income$12,263,000535
Minority interest net income$093
Net income of bank and minority interests.$12,263,000537
Net charge-offs$4,257,000653
Cash dividends$11,500,000288
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,297,000517
2012-09-30 (YTD Data)Rank
Total interest income$45,823,000438
Total interest expense$3,135,0001,124
Net interest income$42,688,000400
Provision for loan and lease losses$932,0001,514
Total noninterest income$6,249,000777
Gross Fiduciary activities income$423,000576
Service charges on deposit accounts$2,307,000489
Trading account gains and fees$0157
Additional Noninterest Income$3,519,000829
Total noninterest expense$33,805,000475
Salaries and employee benefits$18,285,000438
Premises and equipment expense$4,801,000393
Additional noninterest expense$10,719,000522
Pre-tax net operating income$14,200,000448
Securities gains (losses)$-37,0006,947
Applicable income taxes$4,528,000392
Income before extraordinary items$9,635,000521
Extraordinary gains, net$020
Net income$9,635,000519
Minority interest net income$086
Net income of bank and minority interests.$9,635,000521
Net charge-offs$2,545,000765
Cash dividends$6,000,000312
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,660,160503
2012-06-30 (YTD Data)Rank
Total interest income$31,015,000440
Total interest expense$2,177,0001,127
Net interest income$28,838,000391
Provision for loan and lease losses$220,0002,858
Total noninterest income$4,200,000767
Gross Fiduciary activities income$295,000579
Service charges on deposit accounts$1,522,000488
Trading account gains and fees$0153
Additional Noninterest Income$2,383,000814
Total noninterest expense$22,441,000475
Salaries and employee benefits$12,186,000437
Premises and equipment expense$3,153,000401
Additional noninterest expense$7,102,000518
Pre-tax net operating income$10,377,000409
Securities gains (losses)$-37,0007,029
Applicable income taxes$3,342,000365
Income before extraordinary items$6,998,000469
Extraordinary gains, net$019
Net income$6,998,000469
Minority interest net income$084
Net income of bank and minority interests.$6,998,000469
Net charge-offs$1,857,000729
Cash dividends$6,000,000218
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,023,160451
2012-03-31 (YTD Data)Rank
Total interest income$15,816,000430
Total interest expense$1,129,0001,124
Net interest income$14,687,000388
Provision for loan and lease losses$-304,0007,252
Total noninterest income$2,124,000758
Gross Fiduciary activities income$163,000557
Service charges on deposit accounts$747,000488
Trading account gains and fees$0148
Additional Noninterest Income$1,214,000795
Total noninterest expense$11,310,000463
Salaries and employee benefits$6,167,000425
Premises and equipment expense$1,559,000405
Additional noninterest expense$3,584,000508
Pre-tax net operating income$5,805,000382
Securities gains (losses)$-24,0007,113
Applicable income taxes$1,832,000347
Income before extraordinary items$3,949,000423
Extraordinary gains, net$019
Net income$3,949,000424
Minority interest net income$078
Net income of bank and minority interests.$3,949,000424
Net charge-offs$-66,0007,120
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,965,320400
2011-12-31 (YTD Data)Rank
Total interest income$65,348,000421
Total interest expense$5,694,0001,060
Net interest income$59,654,000373
Provision for loan and lease losses$13,650,000322
Total noninterest income$9,974,000609
Gross Fiduciary activities income$455,000573
Service charges on deposit accounts$3,151,000477
Trading account gains and fees$0146
Additional Noninterest Income$6,368,000593
Total noninterest expense$48,044,000436
Salaries and employee benefits$23,172,000431
Premises and equipment expense$6,302,000417
Additional noninterest expense$18,570,000426
Pre-tax net operating income$7,934,000769
Securities gains (losses)$-39,0006,989
Applicable income taxes$2,055,000771
Income before extraordinary items$5,840,000858
Extraordinary gains, net$029
Net income$5,840,000858
Minority interest net income$096
Net income of bank and minority interests.$5,840,000858
Net charge-offs$5,354,000756
Cash dividends$4,500,000462
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,868,860824
2011-09-30 (YTD Data)Rank
Total interest income$49,727,000425
Total interest expense$4,530,0001,047
Net interest income$45,197,000374
Provision for loan and lease losses$10,528,000306
Total noninterest income$7,474,000616
Gross Fiduciary activities income$374,000556
Service charges on deposit accounts$2,313,000497
Trading account gains and fees$0145
Additional Noninterest Income$4,787,000588
Total noninterest expense$36,923,000421
Salaries and employee benefits$17,256,000425
Premises and equipment expense$4,694,000423
Additional noninterest expense$14,973,000389
Pre-tax net operating income$5,220,000894
Securities gains (losses)$-27,0007,085
Applicable income taxes$1,379,000852
Income before extraordinary items$3,814,0001,016
Extraordinary gains, net$021
Net income$3,814,0001,015
Minority interest net income$087
Net income of bank and minority interests.$3,814,0001,016
Net charge-offs$4,517,000685
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,833,710958
2011-06-30 (YTD Data)Rank
Total interest income$33,057,000432
Total interest expense$3,120,0001,055
Net interest income$29,937,000378
Provision for loan and lease losses$7,507,000297
Total noninterest income$5,067,000618
Gross Fiduciary activities income$260,000555
Service charges on deposit accounts$1,531,000497
Trading account gains and fees$0153
Additional Noninterest Income$3,276,000579
Total noninterest expense$24,407,000430
Salaries and employee benefits$11,726,000427
Premises and equipment expense$3,152,000421
Additional noninterest expense$9,529,000413
Pre-tax net operating income$3,090,000982
Securities gains (losses)$-18,0007,119
Applicable income taxes$804,000914
Income before extraordinary items$2,268,0001,092
Extraordinary gains, net$015
Net income$2,268,0001,091
Minority interest net income$089
Net income of bank and minority interests.$2,268,0001,092
Net charge-offs$4,418,000519
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,281,3201,050
2011-03-31 (YTD Data)Rank
Total interest income$15,419,000463
Total interest expense$1,649,0001,041
Net interest income$13,770,000406
Provision for loan and lease losses$4,178,000285
Total noninterest income$3,400,000497
Gross Fiduciary activities income$112,000590
Service charges on deposit accounts$756,000494
Trading account gains and fees$0158
Additional Noninterest Income$2,532,000434
Total noninterest expense$11,955,000437
Salaries and employee benefits$5,666,000436
Premises and equipment expense$1,626,000418
Additional noninterest expense$4,663,000410
Pre-tax net operating income$1,037,0001,392
Securities gains (losses)$-12,0007,192
Applicable income taxes$270,0001,217
Income before extraordinary items$755,0001,564
Extraordinary gains, net$09
Net income$755,0001,564
Minority interest net income$086
Net income of bank and minority interests.$755,0001,564
Net charge-offs$3,266,000375
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$763,8801,501
2010-12-31 (YTD Data)Rank
Total interest income$50,687,000588
Total interest expense$7,341,0001,124
Net interest income$43,346,000496
Provision for loan and lease losses$11,300,000606
Total noninterest income$21,109,000382
Gross Fiduciary activities income$218,000745
Service charges on deposit accounts$2,912,000514
Trading account gains and fees$0175
Additional Noninterest Income$17,979,000296
Total noninterest expense$34,600,000591
Salaries and employee benefits$16,499,000576
Premises and equipment expense$4,596,000562
Additional noninterest expense$13,505,000567
Pre-tax net operating income$18,555,000321
Securities gains (losses)$-150,0007,263
Applicable income taxes$5,907,000321
Income before extraordinary items$12,498,000373
Extraordinary gains, net$029
Net income$12,498,000372
Minority interest net income$0111
Net income of bank and minority interests.$12,498,000373
Net charge-offs$15,544,000421
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,600,000352
2010-09-30 (YTD Data)Rank
Total interest income$33,869,000667
Total interest expense$5,482,0001,169
Net interest income$28,387,000571
Provision for loan and lease losses$8,600,000570
Total noninterest income$6,925,000665
Gross Fiduciary activities income$85,000839
Service charges on deposit accounts$2,049,000562
Trading account gains and fees$0165
Additional Noninterest Income$4,791,000589
Total noninterest expense$22,208,000675
Salaries and employee benefits$10,885,000656
Premises and equipment expense$2,716,000718
Additional noninterest expense$8,607,000633
Pre-tax net operating income$4,504,000919
Securities gains (losses)$-140,0007,436
Applicable income taxes$1,378,000796
Income before extraordinary items$2,986,0001,134
Extraordinary gains, net$023
Net income$2,986,0001,138
Minority interest net income$0110
Net income of bank and minority interests.$2,986,0001,138
Net charge-offs$9,928,000463
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,081,2001,059
2010-06-30 (YTD Data)Rank
Total interest income$21,192,000720
Total interest expense$3,501,0001,275
Net interest income$17,691,000610
Provision for loan and lease losses$6,600,000503
Total noninterest income$4,102,000702
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,291,000595
Trading account gains and fees$0152
Additional Noninterest Income$2,811,000623
Total noninterest expense$13,292,000732
Salaries and employee benefits$6,540,000732
Premises and equipment expense$1,654,000797
Additional noninterest expense$5,098,000715
Pre-tax net operating income$1,901,0001,363
Securities gains (losses)$-92,0007,504
Applicable income taxes$551,0001,133
Income before extraordinary items$1,258,0001,727
Extraordinary gains, net$019
Net income$1,258,0001,726
Minority interest net income$0105
Net income of bank and minority interests.$1,258,0001,727
Net charge-offs$6,679,000456
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,322,4001,576
2010-03-31 (YTD Data)Rank
Total interest income$10,627,000730
Total interest expense$1,841,0001,265
Net interest income$8,786,000624
Provision for loan and lease losses$3,600,000487
Total noninterest income$2,060,000695
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$628,000608
Trading account gains and fees$0175
Additional Noninterest Income$1,432,000611
Total noninterest expense$6,403,000771
Salaries and employee benefits$3,206,000759
Premises and equipment expense$844,000796
Additional noninterest expense$2,353,000767
Pre-tax net operating income$843,0001,551
Securities gains (losses)$-66,0007,657
Applicable income taxes$225,0001,320
Income before extraordinary items$552,0001,962
Extraordinary gains, net$016
Net income$552,0001,960
Minority interest net income$091
Net income of bank and minority interests.$552,0001,962
Net charge-offs$5,077,000330
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$598,8601,754
2009-12-31 (YTD Data)Rank
Total interest income$44,270,000750
Total interest expense$9,743,0001,224
Net interest income$34,527,000618
Provision for loan and lease losses$18,410,000526
Total noninterest income$7,873,000775
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,560,000655
Trading account gains and fees$0211
Additional Noninterest Income$5,313,000676
Total noninterest expense$25,021,000843
Salaries and employee benefits$11,276,000875
Premises and equipment expense$3,237,000832
Additional noninterest expense$10,508,000757
Pre-tax net operating income$-1,031,0006,269
Securities gains (losses)$-187,0007,411
Applicable income taxes$-982,0007,276
Income before extraordinary items$-236,0005,858
Extraordinary gains, net$034
Net income$-236,0005,857
Minority interest net income$0115
Net income of bank and minority interests.$-236,0005,857
Net charge-offs$8,504,000775
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-116,3205,702
2009-09-30 (YTD Data)Rank
Total interest income$33,245,000768
Total interest expense$7,586,0001,242
Net interest income$25,659,000629
Provision for loan and lease losses$13,560,000492
Total noninterest income$5,778,000782
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,888,000665
Trading account gains and fees$0212
Additional Noninterest Income$3,890,000706
Total noninterest expense$19,232,000817
Salaries and employee benefits$8,914,000835
Premises and equipment expense$2,427,000841
Additional noninterest expense$7,891,000725
Pre-tax net operating income$-1,355,0006,810
Securities gains (losses)$-69,0007,420
Applicable income taxes$-720,0007,455
Income before extraordinary items$-704,0006,569
Extraordinary gains, net$027
Net income$-704,0006,570
Minority interest net income$0118
Net income of bank and minority interests.$-704,0006,570
Net charge-offs$4,717,000850
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-659,8406,543
2009-06-30 (YTD Data)Rank
Total interest income$22,223,000789
Total interest expense$5,314,0001,244
Net interest income$16,909,000636
Provision for loan and lease losses$9,610,000455
Total noninterest income$3,834,000796
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,223,000684
Trading account gains and fees$0193
Additional Noninterest Income$2,611,000709
Total noninterest expense$12,862,000833
Salaries and employee benefits$5,976,000849
Premises and equipment expense$1,641,000856
Additional noninterest expense$5,245,000736
Pre-tax net operating income$-1,729,0007,312
Securities gains (losses)$-60,0007,621
Applicable income taxes$-771,0007,691
Income before extraordinary items$-1,018,0007,156
Extraordinary gains, net$021
Net income$-1,018,0007,156
Minority interest net income$0112
Net income of bank and minority interests.$-1,018,0007,157
Net charge-offs$1,507,0001,343
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-979,6007,135
2009-03-31 (YTD Data)Rank
Total interest income$11,139,000786
Total interest expense$2,846,0001,204
Net interest income$8,293,000644
Provision for loan and lease losses$5,160,000395
Total noninterest income$1,759,000817
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$603,000669
Trading account gains and fees$0171
Additional Noninterest Income$1,156,000752
Total noninterest expense$6,301,000802
Salaries and employee benefits$3,027,000840
Premises and equipment expense$857,000827
Additional noninterest expense$2,417,000700
Pre-tax net operating income$-1,409,0007,732
Securities gains (losses)$-35,0007,912
Applicable income taxes$-577,0007,904
Income before extraordinary items$-867,0007,662
Extraordinary gains, net$015
Net income$-867,0007,663
Minority interest net income$0102
Net income of bank and minority interests.$-867,0007,663
Net charge-offs$519,0001,343
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-844,6007,652
2008-12-31 (YTD Data)Rank
Total interest income$47,289,000783
Total interest expense$15,822,0001,016
Net interest income$31,467,000690
Provision for loan and lease losses$7,150,000776
Total noninterest income$8,009,000706
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,466,000702
Trading account gains and fees$0154
Additional Noninterest Income$5,543,000597
Total noninterest expense$23,259,000859
Salaries and employee benefits$11,724,000855
Premises and equipment expense$2,958,000928
Additional noninterest expense$8,577,000772
Pre-tax net operating income$9,067,000610
Securities gains (losses)$-977,0007,732
Applicable income taxes$2,517,000543
Income before extraordinary items$5,573,000727
Extraordinary gains, net$039
Net income$5,573,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,338,0001,169
Cash dividends$5,415,000528
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,247,130695
2008-09-30 (YTD Data)Rank
Total interest income$35,656,000802
Total interest expense$12,363,0001,009
Net interest income$23,293,000721
Provision for loan and lease losses$2,650,000980
Total noninterest income$6,147,000732
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,839,000720
Trading account gains and fees$0148
Additional Noninterest Income$4,308,000615
Total noninterest expense$17,354,000842
Salaries and employee benefits$8,830,000873
Premises and equipment expense$2,184,000951
Additional noninterest expense$6,340,000736
Pre-tax net operating income$9,436,000535
Securities gains (losses)$-579,0007,808
Applicable income taxes$2,859,000482
Income before extraordinary items$5,998,000606
Extraordinary gains, net$031
Net income$5,998,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,874
Cash dividends$4,160,000536
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,391,720600
2008-06-30 (YTD Data)Rank
Total interest income$23,939,000812
Total interest expense$8,712,000990
Net interest income$15,227,000728
Provision for loan and lease losses$950,0001,258
Total noninterest income$4,118,000750
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,206,000718
Trading account gains and fees$0149
Additional Noninterest Income$2,912,000628
Total noninterest expense$11,546,000844
Salaries and employee benefits$5,926,000869
Premises and equipment expense$1,458,000938
Additional noninterest expense$4,162,000725
Pre-tax net operating income$6,849,000527
Securities gains (losses)$-518,0008,346
Applicable income taxes$2,056,000504
Income before extraordinary items$4,275,000649
Extraordinary gains, net$021
Net income$4,275,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,402
Cash dividends$2,700,000601
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,627,240576
2008-03-31 (YTD Data)Rank
Total interest income$12,320,000814
Total interest expense$4,846,000943
Net interest income$7,474,000732
Provision for loan and lease losses$300,0001,372
Total noninterest income$2,051,000732
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$597,000725
Trading account gains and fees$0158
Additional Noninterest Income$1,454,000630
Total noninterest expense$5,706,000839
Salaries and employee benefits$3,010,000859
Premises and equipment expense$740,000936
Additional noninterest expense$1,956,000741
Pre-tax net operating income$3,519,000552
Securities gains (losses)$02,688
Applicable income taxes$1,151,000517
Income before extraordinary items$2,368,000649
Extraordinary gains, net$015
Net income$2,368,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,665
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,368,000617
2007-12-31 (YTD Data)Rank
Total interest income$52,791,000790
Total interest expense$22,288,000888
Net interest income$30,503,000727
Provision for loan and lease losses$570,0002,132
Total noninterest income$7,691,000768
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,345,000755
Trading account gains and fees$0178
Additional Noninterest Income$5,346,000642
Total noninterest expense$23,028,000801
Salaries and employee benefits$11,831,000836
Premises and equipment expense$2,942,000889
Additional noninterest expense$8,255,000691
Pre-tax net operating income$14,596,000607
Securities gains (losses)$02,146
Applicable income taxes$4,794,000565
Income before extraordinary items$9,802,000668
Extraordinary gains, net$039
Net income$9,802,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,642
Cash dividends$6,590,000586
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,802,000659
2007-09-30 (YTD Data)Rank
Total interest income$39,649,000790
Total interest expense$16,729,000884
Net interest income$22,920,000724
Provision for loan and lease losses$390,0001,898
Total noninterest income$5,802,000769
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,738,000753
Trading account gains and fees$0184
Additional Noninterest Income$4,064,000645
Total noninterest expense$17,388,000786
Salaries and employee benefits$9,035,000820
Premises and equipment expense$2,226,000885
Additional noninterest expense$6,127,000679
Pre-tax net operating income$10,944,000654
Securities gains (losses)$01,655
Applicable income taxes$3,624,000597
Income before extraordinary items$7,320,000719
Extraordinary gains, net$033
Net income$7,320,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,203
Cash dividends$4,890,000589
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,320,000710
2007-06-30 (YTD Data)Rank
Total interest income$25,858,000814
Total interest expense$10,848,000916
Net interest income$15,010,000751
Provision for loan and lease losses$240,0001,865
Total noninterest income$3,855,000801
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,134,000781
Trading account gains and fees$0168
Additional Noninterest Income$2,721,000659
Total noninterest expense$11,658,000801
Salaries and employee benefits$6,066,000833
Premises and equipment expense$1,526,000874
Additional noninterest expense$4,066,000701
Pre-tax net operating income$6,967,000706
Securities gains (losses)$01,444
Applicable income taxes$2,303,000652
Income before extraordinary items$4,664,000777
Extraordinary gains, net$029
Net income$4,664,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,248
Cash dividends$4,040,000497
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,664,000769
2007-03-31 (YTD Data)Rank
Total interest income$12,623,000824
Total interest expense$5,201,000947
Net interest income$7,422,000752
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,778,000823
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$522,000818
Trading account gains and fees$0195
Additional Noninterest Income$1,256,000686
Total noninterest expense$5,861,000799
Salaries and employee benefits$3,096,000818
Premises and equipment expense$805,000835
Additional noninterest expense$1,960,000708
Pre-tax net operating income$3,219,000757
Securities gains (losses)$01,187
Applicable income taxes$1,051,000705
Income before extraordinary items$2,168,000826
Extraordinary gains, net$022
Net income$2,168,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,000745
Cash dividends$1,650,000542
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,168,000818
2006-12-31 (YTD Data)Rank
Total interest income$47,154,000808
Total interest expense$16,745,000991
Net interest income$30,409,000729
Provision for loan and lease losses$480,0001,962
Total noninterest income$6,446,000885
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,007,000878
Trading account gains and fees$0130
Additional Noninterest Income$4,439,000741
Total noninterest expense$21,839,000811
Salaries and employee benefits$11,303,000859
Premises and equipment expense$2,853,000889
Additional noninterest expense$7,683,000704
Pre-tax net operating income$14,536,000703
Securities gains (losses)$01,687
Applicable income taxes$4,800,000654
Income before extraordinary items$9,736,000761
Extraordinary gains, net$051
Net income$9,736,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-209,0008,582
Cash dividends$4,050,000856
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,736,000751
2006-09-30 (YTD Data)Rank
Total interest income$34,427,000832
Total interest expense$11,887,0001,022
Net interest income$22,540,000747
Provision for loan and lease losses$300,0002,139
Total noninterest income$4,786,000913
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,494,000890
Trading account gains and fees$0126
Additional Noninterest Income$3,292,000759
Total noninterest expense$16,184,000827
Salaries and employee benefits$8,466,000862
Premises and equipment expense$2,105,000905
Additional noninterest expense$5,613,000732
Pre-tax net operating income$10,842,000743
Securities gains (losses)$01,388
Applicable income taxes$3,508,000698
Income before extraordinary items$7,334,000801
Extraordinary gains, net$045
Net income$7,334,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-243,0008,655
Cash dividends$2,300,0001,024
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,334,000791
2006-06-30 (YTD Data)Rank
Total interest income$21,785,000867
Total interest expense$7,341,0001,038
Net interest income$14,444,000783
Provision for loan and lease losses$120,0002,983
Total noninterest income$3,049,000935
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$962,000909
Trading account gains and fees$0126
Additional Noninterest Income$2,087,000789
Total noninterest expense$10,469,000853
Salaries and employee benefits$5,587,000885
Premises and equipment expense$1,366,000927
Additional noninterest expense$3,516,000765
Pre-tax net operating income$6,904,000777
Securities gains (losses)$01,185
Applicable income taxes$2,227,000731
Income before extraordinary items$4,677,000832
Extraordinary gains, net$039
Net income$4,677,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-257,0008,701
Cash dividends$1,300,0001,171
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,677,000817
2006-03-31 (YTD Data)Rank
Total interest income$10,429,000889
Total interest expense$3,346,0001,091
Net interest income$7,083,000793
Provision for loan and lease losses$80,0002,332
Total noninterest income$1,477,000948
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$448,000951
Trading account gains and fees$0115
Additional Noninterest Income$1,029,000786
Total noninterest expense$5,045,000889
Salaries and employee benefits$2,662,000916
Premises and equipment expense$683,000928
Additional noninterest expense$1,700,000786
Pre-tax net operating income$3,435,000766
Securities gains (losses)$0955
Applicable income taxes$1,107,000731
Income before extraordinary items$2,328,000820
Extraordinary gains, net$021
Net income$2,328,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,670
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,328,000805
2005-12-31 (YTD Data)Rank
Total interest income$38,386,000848
Total interest expense$9,945,0001,132
Net interest income$28,441,000740
Provision for loan and lease losses$690,0001,446
Total noninterest income$5,662,000991
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,741,0001,007
Trading account gains and fees$0138
Additional Noninterest Income$3,921,000812
Total noninterest expense$19,409,000874
Salaries and employee benefits$9,956,000917
Premises and equipment expense$2,646,000904
Additional noninterest expense$6,807,000774
Pre-tax net operating income$14,004,000709
Securities gains (losses)$02,296
Applicable income taxes$4,527,000697
Income before extraordinary items$9,477,000766
Extraordinary gains, net$046
Net income$9,477,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,198
Cash dividends$4,650,000707
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,477,000753
2005-09-30 (YTD Data)Rank
Total interest income$28,124,000843
Total interest expense$6,968,0001,142
Net interest income$21,156,000735
Provision for loan and lease losses$510,0001,378
Total noninterest income$4,134,0001,021
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,259,0001,055
Trading account gains and fees$0126
Additional Noninterest Income$2,875,000839
Total noninterest expense$14,403,000875
Salaries and employee benefits$7,369,000918
Premises and equipment expense$1,972,000892
Additional noninterest expense$5,062,000770
Pre-tax net operating income$10,377,000711
Securities gains (losses)$02,317
Applicable income taxes$3,343,000715
Income before extraordinary items$7,034,000763
Extraordinary gains, net$035
Net income$7,034,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,000854
Cash dividends$3,400,000657
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,034,000749
2005-06-30 (YTD Data)Rank
Total interest income$18,318,000835
Total interest expense$4,372,0001,140
Net interest income$13,946,000738
Provision for loan and lease losses$330,0001,399
Total noninterest income$2,673,0001,027
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$798,0001,083
Trading account gains and fees$0116
Additional Noninterest Income$1,875,000846
Total noninterest expense$9,512,000877
Salaries and employee benefits$4,875,000920
Premises and equipment expense$1,333,000876
Additional noninterest expense$3,304,000783
Pre-tax net operating income$6,777,000721
Securities gains (losses)$02,146
Applicable income taxes$2,204,000707
Income before extraordinary items$4,573,000776
Extraordinary gains, net$030
Net income$4,573,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,000623
Cash dividends$3,400,000460
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,573,000755
2005-03-31 (YTD Data)Rank
Total interest income$8,961,000840
Total interest expense$2,006,0001,176
Net interest income$6,955,000729
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,284,0001,024
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$350,0001,178
Trading account gains and fees$0115
Additional Noninterest Income$934,000827
Total noninterest expense$4,670,000888
Salaries and employee benefits$2,389,000935
Premises and equipment expense$666,000885
Additional noninterest expense$1,615,000783
Pre-tax net operating income$3,419,000715
Securities gains (losses)$01,685
Applicable income taxes$1,116,000699
Income before extraordinary items$2,303,000762
Extraordinary gains, net$024
Net income$2,303,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,000349
Cash dividends$1,650,000434
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,303,000740
2004-12-31 (YTD Data)Rank
Total interest income$32,933,000845
Total interest expense$6,049,0001,357
Net interest income$26,884,000718
Provision for loan and lease losses$540,0001,846
Total noninterest income$5,478,0001,005
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,539,0001,165
Trading account gains and fees$0138
Additional Noninterest Income$3,939,000794
Total noninterest expense$18,502,000883
Salaries and employee benefits$9,599,000894
Premises and equipment expense$2,604,000858
Additional noninterest expense$6,299,000801
Pre-tax net operating income$13,320,000680
Securities gains (losses)$03,819
Applicable income taxes$4,393,000658
Income before extraordinary items$8,927,000745
Extraordinary gains, net$034
Net income$8,927,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,848
Cash dividends$7,500,000439
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,927,000713
2004-09-30 (YTD Data)Rank
Total interest income$24,310,000849
Total interest expense$4,305,0001,402
Net interest income$20,005,000722
Provision for loan and lease losses$420,0001,701
Total noninterest income$4,196,000998
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,170,0001,140
Trading account gains and fees$0134
Additional Noninterest Income$3,026,000789
Total noninterest expense$13,877,000876
Salaries and employee benefits$7,243,000888
Premises and equipment expense$1,959,000856
Additional noninterest expense$4,675,000807
Pre-tax net operating income$9,904,000692
Securities gains (losses)$03,710
Applicable income taxes$3,275,000674
Income before extraordinary items$6,629,000758
Extraordinary gains, net$026
Net income$6,629,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,559
Cash dividends$5,200,000441
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,629,000727
2004-06-30 (YTD Data)Rank
Total interest income$15,949,000853
Total interest expense$2,765,0001,439
Net interest income$13,184,000723
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,869,000964
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$767,0001,149
Trading account gains and fees$0130
Additional Noninterest Income$2,102,000768
Total noninterest expense$9,310,000877
Salaries and employee benefits$4,915,000870
Premises and equipment expense$1,315,000851
Additional noninterest expense$3,080,000802
Pre-tax net operating income$6,443,000701
Securities gains (losses)$03,413
Applicable income taxes$2,130,000687
Income before extraordinary items$4,313,000766
Extraordinary gains, net$021
Net income$4,313,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,984
Cash dividends$5,200,000319
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,313,000730
2004-03-31 (YTD Data)Rank
Total interest income$7,941,000868
Total interest expense$1,389,0001,445
Net interest income$6,552,000740
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,385,000973
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$370,0001,156
Trading account gains and fees$0121
Additional Noninterest Income$1,015,000779
Total noninterest expense$4,630,000886
Salaries and employee benefits$2,491,000877
Premises and equipment expense$663,000857
Additional noninterest expense$1,476,000834
Pre-tax net operating income$3,157,000710
Securities gains (losses)$02,934
Applicable income taxes$1,053,000703
Income before extraordinary items$2,104,000790
Extraordinary gains, net$016
Net income$2,104,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$2,000,000367
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,104,000741
2003-12-31 (YTD Data)Rank
Total interest income$31,473,000893
Total interest expense$6,093,0001,459
Net interest income$25,380,000752
Provision for loan and lease losses$990,0001,199
Total noninterest income$6,348,000934
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,542,0001,118
Trading account gains and fees$0160
Additional Noninterest Income$4,806,000788
Total noninterest expense$18,013,000894
Salaries and employee benefits$9,251,000920
Premises and equipment expense$2,674,000840
Additional noninterest expense$6,088,000842
Pre-tax net operating income$12,725,000689
Securities gains (losses)$04,500
Applicable income taxes$4,433,000680
Income before extraordinary items$8,292,000784
Extraordinary gains, net$054
Net income$8,292,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,057
Cash dividends$19,600,000252
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,292,000733
2003-09-30 (YTD Data)Rank
Total interest income$23,535,000915
Total interest expense$4,687,0001,485
Net interest income$18,848,000771
Provision for loan and lease losses$870,0001,014
Total noninterest income$5,008,000927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,162,0001,118
Trading account gains and fees$0153
Additional Noninterest Income$3,846,000775
Total noninterest expense$13,455,000912
Salaries and employee benefits$6,941,000940
Premises and equipment expense$1,970,000869
Additional noninterest expense$4,544,000855
Pre-tax net operating income$9,531,000714
Securities gains (losses)$04,204
Applicable income taxes$3,326,000705
Income before extraordinary items$6,205,000819
Extraordinary gains, net$040
Net income$6,205,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,290
Cash dividends$13,600,000256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,205,000760
2003-06-30 (YTD Data)Rank
Total interest income$15,612,000931
Total interest expense$3,234,0001,490
Net interest income$12,378,000783
Provision for loan and lease losses$750,000809
Total noninterest income$3,227,000947
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$775,0001,098
Trading account gains and fees$0150
Additional Noninterest Income$2,452,000796
Total noninterest expense$8,792,000926
Salaries and employee benefits$4,601,000936
Premises and equipment expense$1,262,000905
Additional noninterest expense$2,929,000885
Pre-tax net operating income$6,063,000742
Securities gains (losses)$03,782
Applicable income taxes$2,115,000742
Income before extraordinary items$3,948,000853
Extraordinary gains, net$030
Net income$3,948,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$7,600,000248
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,948,000785
2003-03-31 (YTD Data)Rank
Total interest income$7,802,000946
Total interest expense$1,659,0001,494
Net interest income$6,143,000787
Provision for loan and lease losses$450,000656
Total noninterest income$1,450,0001,002
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$379,0001,090
Trading account gains and fees$0134
Additional Noninterest Income$1,071,000850
Total noninterest expense$4,263,000959
Salaries and employee benefits$2,251,000959
Premises and equipment expense$599,000964
Additional noninterest expense$1,413,000882
Pre-tax net operating income$2,880,000785
Securities gains (losses)$02,891
Applicable income taxes$1,009,000789
Income before extraordinary items$1,871,000907
Extraordinary gains, net$021
Net income$1,871,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$3,750,000239
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,871,000835
2002-12-31 (YTD Data)Rank
Total interest income$34,368,000889
Total interest expense$8,572,0001,307
Net interest income$25,796,000732
Provision for loan and lease losses$1,620,000885
Total noninterest income$5,333,000990
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,440,0001,123
Trading account gains and fees$0153
Additional Noninterest Income$3,893,000832
Total noninterest expense$16,033,000979
Salaries and employee benefits$8,164,000991
Premises and equipment expense$2,376,000918
Additional noninterest expense$5,493,000910
Pre-tax net operating income$13,476,000654
Securities gains (losses)$10,0003,604
Applicable income taxes$4,604,000642
Income before extraordinary items$8,882,000716
Extraordinary gains, net$070
Net income$8,882,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0001,450
Cash dividends$16,500,000255
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,875,400683
2001-12-31 (YTD Data)Rank
Total interest income$38,727,000880
Total interest expense$16,250,000991
Net interest income$22,477,000787
Provision for loan and lease losses$1,035,0001,213
Total noninterest income$5,143,000970
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,247,0001,196
Trading account gains and fees$0177
Additional Noninterest Income$3,896,000786
Total noninterest expense$16,718,000890
Salaries and employee benefits$8,136,000922
Premises and equipment expense$2,239,000935
Additional noninterest expense$6,343,000789
Pre-tax net operating income$9,867,000773
Securities gains (losses)$199,0001,193
Applicable income taxes$3,604,000716
Income before extraordinary items$6,462,000857
Extraordinary gains, net$0105
Net income$6,462,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,732
Cash dividends$12,000,000320
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,334,640828
2000-12-31 (YTD Data)Rank
Total interest income$38,030,000932
Total interest expense$17,190,0001,031
Net interest income$20,840,000837
Provision for loan and lease losses$720,0001,376
Total noninterest income$3,527,0001,172
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$933,0001,466
Trading account gains and fees$0180
Additional Noninterest Income$2,594,000944
Total noninterest expense$15,508,000914
Salaries and employee benefits$8,133,000856
Premises and equipment expense$2,135,000934
Additional noninterest expense$5,240,000921
Pre-tax net operating income$8,139,000952
Securities gains (losses)$01,956
Applicable income taxes$2,690,000904
Income before extraordinary items$5,449,000985
Extraordinary gains, net$038
Net income$5,449,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0009,591
Cash dividends$16,250,000277
Sale, conversion, retirement of capital stock, net$67,000738
Net operating income$5,449,000980
1999-12-31 (YTD Data)Rank
Total interest income$30,874,0001,058
Total interest expense$11,462,0001,315
Net interest income$19,412,000900
Provision for loan and lease losses$360,0002,275
Total noninterest income$3,518,0001,181
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$823,0001,608
Trading account gains and fees$0173
Additional Noninterest Income$2,695,000963
Total noninterest expense$15,253,000931
Salaries and employee benefits$7,884,000869
Premises and equipment expense$2,075,000974
Additional noninterest expense$5,294,000921
Pre-tax net operating income$7,317,0001,065
Securities gains (losses)$03,155
Applicable income taxes$2,612,000989
Income before extraordinary items$4,705,0001,166
Extraordinary gains, net$035
Net income$4,705,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,685
Cash dividends$2,000,0001,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,705,0001,148
1998-12-31 (YTD Data)Rank
Total interest income$24,526,0001,315
Total interest expense$10,569,0001,451
Net interest income$13,957,0001,213
Provision for loan and lease losses$190,0003,612
Total noninterest income$3,995,0001,086
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$544,0002,368
Trading account gains and fees$0224
Additional Noninterest Income$3,451,000835
Total noninterest expense$11,709,0001,126
Salaries and employee benefits$6,355,0001,029
Premises and equipment expense$1,570,0001,226
Additional noninterest expense$3,784,0001,182
Pre-tax net operating income$6,053,0001,241
Securities gains (losses)$04,449
Applicable income taxes$2,130,0001,186
Income before extraordinary items$3,923,0001,355
Extraordinary gains, net$032
Net income$3,923,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,633
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$30,981,00034
Net operating income$3,923,0001,296
1997-12-31 (YTD Data)Rank
Total interest income$19,924,0001,652
Total interest expense$9,461,0001,632
Net interest income$10,463,0001,667
Provision for loan and lease losses$-210,00010,833
Total noninterest income$3,171,0001,244
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$481,0002,722
Trading account gains and fees$0239
Additional Noninterest Income$2,690,000910
Total noninterest expense$10,317,0001,286
Salaries and employee benefits$5,616,0001,168
Premises and equipment expense$1,530,0001,280
Additional noninterest expense$3,171,0001,365
Pre-tax net operating income$3,527,0002,135
Securities gains (losses)$03,944
Applicable income taxes$1,230,0002,028
Income before extraordinary items$2,297,0002,292
Extraordinary gains, net$044
Net income$2,297,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,152,00010,907
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$16,000932
Net operating income$2,297,0002,237
1996-12-31 (YTD Data)Rank
Total interest income$17,587,0001,925
Total interest expense$8,899,0001,764
Net interest income$8,688,0002,061
Provision for loan and lease losses$09,041
Total noninterest income$3,627,0001,192
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$430,0003,124
Trading account gains and fees$0262
Additional Noninterest Income$3,197,000844
Total noninterest expense$9,933,0001,444
Salaries and employee benefits$4,961,0001,358
Premises and equipment expense$1,259,0001,623
Additional noninterest expense$3,713,0001,431
Pre-tax net operating income$2,382,0002,908
Securities gains (losses)$04,148
Applicable income taxes$-122,00011,200
Income before extraordinary items$2,504,0001,975
Extraordinary gains, net$053
Net income$2,504,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-145,00011,286
Cash dividends$228,0005,159
Sale, conversion, retirement of capital stock, net$28,000787
Net operating income$2,504,0001,935
1995-12-31 (YTD Data)Rank
Total interest income$16,285,0002,064
Total interest expense$7,827,0002,002
Net interest income$8,458,0002,123
Provision for loan and lease losses$-134,00011,765
Total noninterest income$3,433,0001,241
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$274,0004,620
Trading account gains and fees$0522
Additional Noninterest Income$3,159,000866
Total noninterest expense$7,708,0001,822
Salaries and employee benefits$4,396,0001,512
Premises and equipment expense$854,0002,341
Additional noninterest expense$2,458,0002,026
Pre-tax net operating income$4,317,0001,704
Securities gains (losses)$03,831
Applicable income taxes$1,467,0001,676
Income before extraordinary items$2,850,0001,776
Extraordinary gains, net$065
Net income$2,850,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-146,00011,809
Cash dividends$212,0005,332
Sale, conversion, retirement of capital stock, net$51,000644
Net operating income$2,850,0001,755
1994-12-31 (YTD Data)Rank
Total interest income$13,787,0002,222
Total interest expense$6,655,0001,879
Net interest income$7,132,0002,531
Provision for loan and lease losses$-162,00012,283
Total noninterest income$2,932,0001,393
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$175,0006,354
Trading account gains and fees$0475
Additional Noninterest Income$2,757,000925
Total noninterest expense$7,220,0001,981
Salaries and employee benefits$3,919,0001,708
Premises and equipment expense$796,0002,538
Additional noninterest expense$2,505,0002,132
Pre-tax net operating income$3,006,0002,374
Securities gains (losses)$03,600
Applicable income taxes$1,026,0002,181
Income before extraordinary items$1,980,0002,453
Extraordinary gains, net$0249
Net income$1,980,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-176,00012,387
Cash dividends$180,0005,708
Sale, conversion, retirement of capital stock, net$5,817,000154
Net operating income$1,980,0002,468
1993-12-31 (YTD Data)Rank
Total interest income$13,753,0002,256
Total interest expense$7,078,0001,836
Net interest income$6,675,0002,706
Provision for loan and lease losses$-132,00012,954
Total noninterest income$4,383,0001,091
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$166,0006,698
Trading account gains and fees$0532
Additional Noninterest Income$4,217,000774
Total noninterest expense$6,646,0002,191
Salaries and employee benefits$3,943,0001,712
Premises and equipment expense$500,0003,861
Additional noninterest expense$2,203,0002,518
Pre-tax net operating income$4,544,0001,539
Securities gains (losses)$07,477
Applicable income taxes$2,278,0001,079
Income before extraordinary items$2,266,0002,208
Extraordinary gains, net$03,149
Net income$2,266,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-177,00013,086
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,266,0002,075
1992-12-31 (YTD Data)Rank
Total interest income$14,317,0002,447
Total interest expense$9,108,0001,856
Net interest income$5,209,0003,496
Provision for loan and lease losses$1,947,0001,179
Total noninterest income$1,010,0003,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,010,0001,986
Total noninterest expense$5,659,0002,553
Salaries and employee benefits$3,188,0002,063
Premises and equipment expense$1,053,0002,002
Additional noninterest expense$1,418,0003,760
Pre-tax net operating income$-1,387,00013,557
Securities gains (losses)$3,591,000268
Applicable income taxes$740,0002,807
Income before extraordinary items$1,464,0003,152
Extraordinary gains, net$-125,00013,676
Net income$1,339,0003,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,866,0001,001
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-906,06013,448

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.