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Heritage Bank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$1,150,0005,771
Total interest expense$585,0002,911
Net interest income$565,0006,088
Provision for loan and lease losses$-314,0006,033
Total noninterest income$180,0005,104
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$180,0004,270
Total noninterest expense$281,0006,229
Salaries and employee benefits$596,0005,506
Premises and equipment expense$51,0006,001
Additional noninterest expense$-366,0006,279
Pre-tax net operating income$778,0004,131
Securities gains (losses)$584,000267
Applicable income taxes$04,489
Income before extraordinary items$1,362,0002,952
Extraordinary gains, net$021
Net income$1,362,0002,952
Minority interest net income$078
Net income of bank and minority interests.$1,362,0002,953
Net charge-offs$-64,0005,694
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$778,0003,873
2015-06-30 (YTD Data)Rank
Total interest income$886,0005,655
Total interest expense$402,0002,865
Net interest income$484,0006,049
Provision for loan and lease losses$-114,0006,071
Total noninterest income$178,0004,676
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$178,0003,812
Total noninterest expense$404,0006,084
Salaries and employee benefits$333,0005,752
Premises and equipment expense$34,0006,054
Additional noninterest expense$37,0006,339
Pre-tax net operating income$372,0004,564
Securities gains (losses)$-99,0006,280
Applicable income taxes$04,497
Income before extraordinary items$273,0004,810
Extraordinary gains, net$022
Net income$273,0004,812
Minority interest net income$075
Net income of bank and minority interests.$273,0004,813
Net charge-offs$-64,0005,814
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$372,0004,340
2015-03-31 (YTD Data)Rank
Total interest income$425,0005,763
Total interest expense$189,0003,011
Net interest income$236,0006,118
Provision for loan and lease losses$03,703
Total noninterest income$166,0003,723
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$166,0002,883
Total noninterest expense$184,0006,198
Salaries and employee benefits$180,0005,716
Premises and equipment expense$18,0006,086
Additional noninterest expense$-14,0006,426
Pre-tax net operating income$218,0004,326
Securities gains (losses)$-162,0006,385
Applicable income taxes$04,400
Income before extraordinary items$56,0005,559
Extraordinary gains, net$013
Net income$56,0005,560
Minority interest net income$064
Net income of bank and minority interests.$56,0005,560
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$218,0004,080
2014-12-31 (YTD Data)Rank
Total interest income$2,130,0005,570
Total interest expense$887,0002,819
Net interest income$1,243,0006,030
Provision for loan and lease losses$-56,0005,979
Total noninterest income$127,0005,794
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$127,0005,028
Total noninterest expense$1,072,0006,035
Salaries and employee benefits$717,0005,828
Premises and equipment expense$65,0006,260
Additional noninterest expense$290,0006,151
Pre-tax net operating income$354,0005,365
Securities gains (losses)$168,000899
Applicable income taxes$04,531
Income before extraordinary items$522,0004,875
Extraordinary gains, net$017
Net income$522,0004,874
Minority interest net income$084
Net income of bank and minority interests.$522,0004,875
Net charge-offs$-6,0005,587
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$354,0005,222
2014-09-30 (YTD Data)Rank
Total interest income$1,650,0005,584
Total interest expense$682,0002,817
Net interest income$968,0006,065
Provision for loan and lease losses$-31,0006,117
Total noninterest income$103,0005,819
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$103,0005,000
Total noninterest expense$808,0006,083
Salaries and employee benefits$536,0005,871
Premises and equipment expense$50,0006,316
Additional noninterest expense$222,0006,201
Pre-tax net operating income$294,0005,363
Securities gains (losses)$168,000715
Applicable income taxes$04,583
Income before extraordinary items$462,0004,720
Extraordinary gains, net$015
Net income$462,0004,720
Minority interest net income$081
Net income of bank and minority interests.$462,0004,721
Net charge-offs$-6,0005,497
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$294,0005,215
2014-06-30 (YTD Data)Rank
Total interest income$1,153,0005,537
Total interest expense$330,0003,507
Net interest income$823,0005,835
Provision for loan and lease losses$-31,0006,266
Total noninterest income$69,0005,854
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$69,0005,009
Total noninterest expense$528,0006,150
Salaries and employee benefits$364,0005,904
Premises and equipment expense$32,0006,383
Additional noninterest expense$132,0006,326
Pre-tax net operating income$395,0004,553
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$395,0004,330
Extraordinary gains, net$020
Net income$395,0004,334
Minority interest net income$080
Net income of bank and minority interests.$395,0004,335
Net charge-offs$-6,0005,507
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$395,0004,287
2014-03-31 (YTD Data)Rank
Total interest income$554,0005,663
Total interest expense$165,0003,564
Net interest income$389,0005,970
Provision for loan and lease losses$-25,0006,433
Total noninterest income$37,0005,808
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$37,0004,923
Total noninterest expense$270,0006,199
Salaries and employee benefits$185,0005,948
Premises and equipment expense$16,0006,449
Additional noninterest expense$69,0006,353
Pre-tax net operating income$181,0004,635
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$181,0004,416
Extraordinary gains, net$016
Net income$181,0004,417
Minority interest net income$066
Net income of bank and minority interests.$181,0004,418
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$181,0004,362
2013-12-31 (YTD Data)Rank
Total interest income$1,849,0005,978
Total interest expense$649,0003,915
Net interest income$1,200,0006,297
Provision for loan and lease losses$05,091
Total noninterest income$186,0005,699
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$186,0004,713
Total noninterest expense$969,0006,371
Salaries and employee benefits$734,0006,025
Premises and equipment expense$64,0006,539
Additional noninterest expense$171,0006,669
Pre-tax net operating income$417,0005,180
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$417,0005,095
Extraordinary gains, net$029
Net income$417,0005,098
Minority interest net income$090
Net income of bank and minority interests.$417,0005,098
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$417,0005,044
2013-09-30 (YTD Data)Rank
Total interest income$1,384,0006,043
Total interest expense$489,0003,996
Net interest income$895,0006,363
Provision for loan and lease losses$04,941
Total noninterest income$150,0005,702
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$150,0004,720
Total noninterest expense$832,0006,289
Salaries and employee benefits$549,0006,061
Premises and equipment expense$48,0006,595
Additional noninterest expense$235,0006,363
Pre-tax net operating income$213,0005,634
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$213,0005,585
Extraordinary gains, net$025
Net income$213,0005,586
Minority interest net income$084
Net income of bank and minority interests.$213,0005,586
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$213,0005,521
2013-06-30 (YTD Data)Rank
Total interest income$927,0006,067
Total interest expense$325,0004,061
Net interest income$602,0006,382
Provision for loan and lease losses$04,788
Total noninterest income$75,0005,990
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$75,0005,078
Total noninterest expense$557,0006,323
Salaries and employee benefits$374,0006,068
Premises and equipment expense$31,0006,647
Additional noninterest expense$152,0006,421
Pre-tax net operating income$120,0005,732
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$120,0005,722
Extraordinary gains, net$022
Net income$120,0005,724
Minority interest net income$082
Net income of bank and minority interests.$120,0005,724
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$120,0005,630
2013-03-31 (YTD Data)Rank
Total interest income$446,0006,171
Total interest expense$165,0004,116
Net interest income$281,0006,497
Provision for loan and lease losses$04,409
Total noninterest income$35,0006,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,143
Total noninterest expense$276,0006,402
Salaries and employee benefits$183,0006,139
Premises and equipment expense$17,0006,665
Additional noninterest expense$76,0006,508
Pre-tax net operating income$40,0005,952
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$40,0005,975
Extraordinary gains, net$010
Net income$40,0005,977
Minority interest net income$076
Net income of bank and minority interests.$40,0005,977
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$40,0005,888
2012-12-31 (YTD Data)Rank
Total interest income$1,764,0006,301
Total interest expense$674,0004,495
Net interest income$1,090,0006,623
Provision for loan and lease losses$05,905
Total noninterest income$266,0005,377
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$266,0004,205
Total noninterest expense$990,0006,590
Salaries and employee benefits$682,0006,306
Premises and equipment expense$63,0006,805
Additional noninterest expense$245,0006,760
Pre-tax net operating income$366,0005,231
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$366,0005,296
Extraordinary gains, net$029
Net income$366,0005,293
Minority interest net income$093
Net income of bank and minority interests.$366,0005,294
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,000976
Net operating income$366,0005,095
2012-09-30 (YTD Data)Rank
Total interest income$1,293,0006,434
Total interest expense$510,0004,603
Net interest income$783,0006,751
Provision for loan and lease losses$05,790
Total noninterest income$223,0005,279
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$223,0004,099
Total noninterest expense$775,0006,629
Salaries and employee benefits$501,0006,391
Premises and equipment expense$46,0006,899
Additional noninterest expense$228,0006,697
Pre-tax net operating income$231,0005,571
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$231,0005,591
Extraordinary gains, net$020
Net income$231,0005,590
Minority interest net income$086
Net income of bank and minority interests.$231,0005,590
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,000928
Net operating income$231,0005,413
2012-06-30 (YTD Data)Rank
Total interest income$861,0006,485
Total interest expense$344,0004,684
Net interest income$517,0006,817
Provision for loan and lease losses$05,619
Total noninterest income$175,0005,089
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$175,0003,854
Total noninterest expense$509,0006,689
Salaries and employee benefits$329,0006,462
Premises and equipment expense$30,0006,951
Additional noninterest expense$150,0006,769
Pre-tax net operating income$183,0005,395
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$183,0005,431
Extraordinary gains, net$019
Net income$183,0005,430
Minority interest net income$084
Net income of bank and minority interests.$183,0005,430
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$2,000894
Net operating income$183,0005,236
2012-03-31 (YTD Data)Rank
Total interest income$428,0006,553
Total interest expense$172,0004,780
Net interest income$256,0006,871
Provision for loan and lease losses$05,254
Total noninterest income$146,0004,290
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$146,0003,105
Total noninterest expense$267,0006,694
Salaries and employee benefits$175,0006,417
Premises and equipment expense$15,0007,000
Additional noninterest expense$77,0006,779
Pre-tax net operating income$135,0005,065
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$135,0004,994
Extraordinary gains, net$019
Net income$135,0004,998
Minority interest net income$078
Net income of bank and minority interests.$135,0004,999
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,000805
Net operating income$135,0004,844
2011-12-31 (YTD Data)Rank
Total interest income$1,999,0006,447
Total interest expense$775,0004,987
Net interest income$1,224,0006,758
Provision for loan and lease losses$181,0004,720
Total noninterest income$802,0003,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$802,0002,442
Total noninterest expense$1,603,0006,203
Salaries and employee benefits$860,0006,141
Premises and equipment expense$130,0006,579
Additional noninterest expense$613,0005,952
Pre-tax net operating income$242,0005,394
Securities gains (losses)$947,000464
Applicable income taxes$04,719
Income before extraordinary items$1,189,0003,223
Extraordinary gains, net$029
Net income$1,189,0003,226
Minority interest net income$096
Net income of bank and minority interests.$1,189,0003,226
Net charge-offs$-22,0007,104
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-3,0007,257
Net operating income$242,0005,301
2011-09-30 (YTD Data)Rank
Total interest income$1,619,0006,392
Total interest expense$588,0005,088
Net interest income$1,031,0006,683
Provision for loan and lease losses$131,0004,680
Total noninterest income$464,0004,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$464,0002,813
Total noninterest expense$1,287,0006,113
Salaries and employee benefits$623,0006,214
Premises and equipment expense$95,0006,648
Additional noninterest expense$569,0005,564
Pre-tax net operating income$77,0005,902
Securities gains (losses)$947,000375
Applicable income taxes$04,740
Income before extraordinary items$1,024,0003,017
Extraordinary gains, net$021
Net income$1,024,0003,019
Minority interest net income$087
Net income of bank and minority interests.$1,024,0003,019
Net charge-offs$-22,0007,130
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-3,0007,347
Net operating income$77,0005,877
2011-06-30 (YTD Data)Rank
Total interest income$1,143,0006,366
Total interest expense$377,0005,268
Net interest income$766,0006,607
Provision for loan and lease losses$06,217
Total noninterest income$307,0004,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$307,0002,841
Total noninterest expense$819,0006,260
Salaries and employee benefits$410,0006,305
Premises and equipment expense$62,0006,722
Additional noninterest expense$347,0005,827
Pre-tax net operating income$254,0004,819
Securities gains (losses)$25,0001,984
Applicable income taxes$04,697
Income before extraordinary items$279,0004,552
Extraordinary gains, net$015
Net income$279,0004,549
Minority interest net income$089
Net income of bank and minority interests.$279,0004,552
Net charge-offs$2,0005,706
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$254,0004,603
2011-03-31 (YTD Data)Rank
Total interest income$562,0006,437
Total interest expense$166,0005,642
Net interest income$396,0006,583
Provision for loan and lease losses$05,840
Total noninterest income$150,0004,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$150,0002,897
Total noninterest expense$398,0006,361
Salaries and employee benefits$225,0006,172
Premises and equipment expense$29,0006,837
Additional noninterest expense$144,0006,213
Pre-tax net operating income$148,0004,660
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$148,0004,481
Extraordinary gains, net$09
Net income$148,0004,480
Minority interest net income$086
Net income of bank and minority interests.$148,0004,481
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$148,0004,420
2010-12-31 (YTD Data)Rank
Total interest income$1,699,0006,923
Total interest expense$723,0005,906
Net interest income$976,0007,191
Provision for loan and lease losses$-54,0007,596
Total noninterest income$664,0004,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$664,0002,773
Total noninterest expense$1,530,0006,488
Salaries and employee benefits$764,0006,526
Premises and equipment expense$132,0006,780
Additional noninterest expense$634,0006,119
Pre-tax net operating income$164,0005,295
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$164,0005,402
Extraordinary gains, net$029
Net income$164,0005,401
Minority interest net income$0111
Net income of bank and minority interests.$164,0005,403
Net charge-offs$260,0004,485
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,0001,198
Net operating income$164,0005,268
2010-09-30 (YTD Data)Rank
Total interest income$1,233,0007,066
Total interest expense$567,0005,969
Net interest income$666,0007,355
Provision for loan and lease losses$140,0005,328
Total noninterest income$437,0004,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$437,0002,976
Total noninterest expense$820,0007,044
Salaries and employee benefits$513,0006,778
Premises and equipment expense$97,0006,876
Additional noninterest expense$210,0007,249
Pre-tax net operating income$143,0005,451
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$143,0005,540
Extraordinary gains, net$023
Net income$143,0005,541
Minority interest net income$0110
Net income of bank and minority interests.$143,0005,541
Net charge-offs$264,0003,894
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,0001,108
Net operating income$143,0005,376
2010-06-30 (YTD Data)Rank
Total interest income$865,0007,078
Total interest expense$405,0005,930
Net interest income$460,0007,392
Provision for loan and lease losses$80,0005,382
Total noninterest income$309,0004,204
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$309,0002,799
Total noninterest expense$558,0007,084
Salaries and employee benefits$343,0006,819
Premises and equipment expense$66,0006,904
Additional noninterest expense$149,0007,252
Pre-tax net operating income$131,0005,319
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$131,0005,342
Extraordinary gains, net$019
Net income$131,0005,343
Minority interest net income$0105
Net income of bank and minority interests.$131,0005,344
Net charge-offs$264,0003,207
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$131,0005,206
2010-03-31 (YTD Data)Rank
Total interest income$458,0007,089
Total interest expense$238,0005,717
Net interest income$220,0007,512
Provision for loan and lease losses$06,552
Total noninterest income$147,0004,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$147,0002,876
Total noninterest expense$307,0007,042
Salaries and employee benefits$194,0006,674
Premises and equipment expense$31,0007,066
Additional noninterest expense$82,0007,234
Pre-tax net operating income$60,0005,542
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$60,0005,539
Extraordinary gains, net$016
Net income$60,0005,541
Minority interest net income$091
Net income of bank and minority interests.$60,0005,540
Net charge-offs$69,0003,452
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$60,0005,442
2009-12-31 (YTD Data)Rank
Total interest income$2,849,0006,434
Total interest expense$1,530,0005,117
Net interest income$1,319,0007,110
Provision for loan and lease losses$15,0007,244
Total noninterest income$872,0003,592
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$872,0002,327
Total noninterest expense$1,944,0006,296
Salaries and employee benefits$758,0006,806
Premises and equipment expense$165,0006,795
Additional noninterest expense$1,021,0005,181
Pre-tax net operating income$232,0004,702
Securities gains (losses)$2,400,000233
Applicable income taxes$04,388
Income before extraordinary items$2,632,0001,274
Extraordinary gains, net$034
Net income$2,632,0001,274
Minority interest net income$0115
Net income of bank and minority interests.$2,632,0001,273
Net charge-offs$334,0004,353
Cash dividends$1,889,000966
Sale, conversion, retirement of capital stock, net$13,0001,262
Net operating income$232,0004,631
2009-09-30 (YTD Data)Rank
Total interest income$2,385,0006,297
Total interest expense$1,227,0005,093
Net interest income$1,158,0006,889
Provision for loan and lease losses$10,0007,094
Total noninterest income$550,0004,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$550,0002,662
Total noninterest expense$1,607,0006,073
Salaries and employee benefits$563,0006,848
Premises and equipment expense$123,0006,850
Additional noninterest expense$921,0004,656
Pre-tax net operating income$91,0005,325
Securities gains (losses)$2,400,000188
Applicable income taxes$04,592
Income before extraordinary items$2,491,0001,093
Extraordinary gains, net$027
Net income$2,491,0001,092
Minority interest net income$0118
Net income of bank and minority interests.$2,491,0001,093
Net charge-offs$61,0005,524
Cash dividends$1,889,000677
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$91,0005,293
2009-06-30 (YTD Data)Rank
Total interest income$1,818,0006,063
Total interest expense$878,0005,051
Net interest income$940,0006,533
Provision for loan and lease losses$07,158
Total noninterest income$381,0003,941
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$381,0002,627
Total noninterest expense$1,282,0005,675
Salaries and employee benefits$395,0006,842
Premises and equipment expense$80,0006,940
Additional noninterest expense$807,0003,848
Pre-tax net operating income$39,0005,576
Securities gains (losses)$2,400,000152
Applicable income taxes$04,657
Income before extraordinary items$2,439,000762
Extraordinary gains, net$021
Net income$2,439,000759
Minority interest net income$0112
Net income of bank and minority interests.$2,439,000762
Net charge-offs$51,0004,886
Cash dividends$1,889,000480
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$39,0005,566
2009-03-31 (YTD Data)Rank
Total interest income$1,141,0005,557
Total interest expense$535,0004,645
Net interest income$606,0005,962
Provision for loan and lease losses$06,744
Total noninterest income$199,0003,825
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$199,0002,526
Total noninterest expense$909,0004,587
Salaries and employee benefits$219,0006,663
Premises and equipment expense$38,0007,069
Additional noninterest expense$652,0002,381
Pre-tax net operating income$-104,0006,667
Securities gains (losses)$2,269,000108
Applicable income taxes$04,835
Income before extraordinary items$2,165,000447
Extraordinary gains, net$015
Net income$2,165,000448
Minority interest net income$0102
Net income of bank and minority interests.$2,165,000449
Net charge-offs$05,728
Cash dividends$1,669,000260
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-104,0006,729
2008-12-31 (YTD Data)Rank
Total interest income$8,697,0003,893
Total interest expense$4,850,0003,036
Net interest income$3,847,0004,697
Provision for loan and lease losses$527,0003,726
Total noninterest income$353,0005,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$353,0003,806
Total noninterest expense$1,708,0006,600
Salaries and employee benefits$1,015,0006,379
Premises and equipment expense$181,0006,844
Additional noninterest expense$512,0006,578
Pre-tax net operating income$1,965,0002,487
Securities gains (losses)$1,808,000139
Applicable income taxes$04,979
Income before extraordinary items$3,773,0001,099
Extraordinary gains, net$039
Net income$3,773,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0004,031
Cash dividends$2,045,0001,316
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,965,0002,146
2008-09-30 (YTD Data)Rank
Total interest income$6,906,0003,806
Total interest expense$3,897,0002,972
Net interest income$3,009,0004,609
Provision for loan and lease losses$467,0002,826
Total noninterest income$234,0005,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$234,0004,144
Total noninterest expense$1,154,0006,819
Salaries and employee benefits$655,0006,717
Premises and equipment expense$119,0007,115
Additional noninterest expense$380,0006,590
Pre-tax net operating income$1,622,0002,683
Securities gains (losses)$1,773,000123
Applicable income taxes$05,372
Income before extraordinary items$3,395,0001,093
Extraordinary gains, net$031
Net income$3,395,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,073
Cash dividends$1,911,0001,082
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,622,0002,279
2008-06-30 (YTD Data)Rank
Total interest income$4,773,0003,755
Total interest expense$2,708,0002,977
Net interest income$2,065,0004,502
Provision for loan and lease losses$134,0003,830
Total noninterest income$154,0005,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$154,0004,270
Total noninterest expense$791,0006,819
Salaries and employee benefits$453,0006,718
Premises and equipment expense$78,0007,187
Additional noninterest expense$260,0006,551
Pre-tax net operating income$1,294,0002,475
Securities gains (losses)$1,112,000171
Applicable income taxes$05,627
Income before extraordinary items$2,406,0001,137
Extraordinary gains, net$021
Net income$2,406,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,344,0001,100
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,294,0002,001
2008-03-31 (YTD Data)Rank
Total interest income$2,177,0004,102
Total interest expense$1,332,0003,182
Net interest income$845,0005,135
Provision for loan and lease losses$06,080
Total noninterest income$94,0005,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$94,0003,896
Total noninterest expense$427,0006,676
Salaries and employee benefits$253,0006,486
Premises and equipment expense$38,0007,235
Additional noninterest expense$136,0006,426
Pre-tax net operating income$512,0003,032
Securities gains (losses)$944,000154
Applicable income taxes$05,622
Income before extraordinary items$1,456,0001,035
Extraordinary gains, net$015
Net income$1,456,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$975,000789
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$512,0002,563
2007-12-31 (YTD Data)Rank
Total interest income$11,633,0003,361
Total interest expense$9,500,0002,017
Net interest income$2,133,0006,362
Provision for loan and lease losses$06,851
Total noninterest income$249,0006,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$249,0004,605
Total noninterest expense$2,183,0005,976
Salaries and employee benefits$1,055,0006,315
Premises and equipment expense$166,0007,090
Additional noninterest expense$962,0004,772
Pre-tax net operating income$199,0006,870
Securities gains (losses)$5,406,00058
Applicable income taxes$06,070
Income before extraordinary items$5,605,0001,150
Extraordinary gains, net$039
Net income$5,605,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$3,970,000933
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$199,0006,777
2007-09-30 (YTD Data)Rank
Total interest income$9,131,0003,247
Total interest expense$7,642,0001,923
Net interest income$1,489,0006,553
Provision for loan and lease losses$06,528
Total noninterest income$192,0006,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$192,0004,557
Total noninterest expense$1,295,0006,582
Salaries and employee benefits$753,0006,418
Premises and equipment expense$111,0007,265
Additional noninterest expense$431,0006,204
Pre-tax net operating income$386,0006,213
Securities gains (losses)$4,262,00061
Applicable income taxes$06,220
Income before extraordinary items$4,648,0001,129
Extraordinary gains, net$033
Net income$4,648,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$3,329,000799
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$386,0005,877
2007-06-30 (YTD Data)Rank
Total interest income$6,281,0003,167
Total interest expense$5,350,0001,860
Net interest income$931,0006,749
Provision for loan and lease losses$06,209
Total noninterest income$152,0006,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$152,0004,286
Total noninterest expense$848,0006,671
Salaries and employee benefits$502,0006,473
Premises and equipment expense$68,0007,400
Additional noninterest expense$278,0006,322
Pre-tax net operating income$235,0006,449
Securities gains (losses)$2,872,00064
Applicable income taxes$06,265
Income before extraordinary items$3,107,0001,152
Extraordinary gains, net$029
Net income$3,107,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$2,277,000789
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$235,0006,112
2007-03-31 (YTD Data)Rank
Total interest income$3,341,0002,998
Total interest expense$2,848,0001,752
Net interest income$493,0006,646
Provision for loan and lease losses$05,779
Total noninterest income$31,0007,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$31,0005,926
Total noninterest expense$401,0006,825
Salaries and employee benefits$245,0006,573
Premises and equipment expense$35,0007,389
Additional noninterest expense$121,0006,672
Pre-tax net operating income$123,0006,383
Securities gains (losses)$1,065,00069
Applicable income taxes$06,196
Income before extraordinary items$1,188,0001,458
Extraordinary gains, net$022
Net income$1,188,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$863,000923
Sale, conversion, retirement of capital stock, net$0885
Net operating income$123,0006,023
2006-12-31 (YTD Data)Rank
Total interest income$15,304,0002,510
Total interest expense$13,018,0001,298
Net interest income$2,286,0006,240
Provision for loan and lease losses$207,0003,467
Total noninterest income$465,0005,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$465,0003,465
Total noninterest expense$1,794,0006,452
Salaries and employee benefits$1,039,0006,311
Premises and equipment expense$182,0006,902
Additional noninterest expense$573,0006,184
Pre-tax net operating income$750,0005,786
Securities gains (losses)$28,227,00022
Applicable income taxes$06,600
Income before extraordinary items$28,977,000319
Extraordinary gains, net$051
Net income$28,977,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$22,723,000217
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$750,0005,351
2006-09-30 (YTD Data)Rank
Total interest income$11,590,0002,475
Total interest expense$9,953,0001,234
Net interest income$1,637,0006,419
Provision for loan and lease losses$160,0003,290
Total noninterest income$344,0005,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$344,0003,481
Total noninterest expense$1,298,0006,545
Salaries and employee benefits$731,0006,467
Premises and equipment expense$125,0007,085
Additional noninterest expense$442,0006,117
Pre-tax net operating income$523,0006,127
Securities gains (losses)$26,398,00020
Applicable income taxes$06,687
Income before extraordinary items$26,921,000284
Extraordinary gains, net$045
Net income$26,921,000284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$21,189,000180
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$523,0005,655
2006-06-30 (YTD Data)Rank
Total interest income$7,888,0002,407
Total interest expense$6,657,0001,163
Net interest income$1,231,0006,156
Provision for loan and lease losses$160,0002,479
Total noninterest income$232,0005,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$232,0003,458
Total noninterest expense$894,0006,494
Salaries and employee benefits$488,0006,495
Premises and equipment expense$87,0007,034
Additional noninterest expense$319,0005,882
Pre-tax net operating income$409,0005,859
Securities gains (losses)$20,762,00014
Applicable income taxes$06,706
Income before extraordinary items$21,171,000249
Extraordinary gains, net$039
Net income$21,171,000249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$16,679,000167
Sale, conversion, retirement of capital stock, net$0887
Net operating income$409,0005,341
2006-03-31 (YTD Data)Rank
Total interest income$4,025,0002,313
Total interest expense$3,372,0001,080
Net interest income$653,0006,015
Provision for loan and lease losses$65,0002,715
Total noninterest income$68,0006,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,477
Total noninterest expense$439,0006,547
Salaries and employee benefits$252,0006,437
Premises and equipment expense$49,0006,794
Additional noninterest expense$138,0006,297
Pre-tax net operating income$217,0005,670
Securities gains (losses)$16,431,00011
Applicable income taxes$06,588
Income before extraordinary items$16,648,000181
Extraordinary gains, net$021
Net income$16,648,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$13,194,000114
Sale, conversion, retirement of capital stock, net$0648
Net operating income$217,0005,147
2005-12-31 (YTD Data)Rank
Total interest income$17,997,0001,867
Total interest expense$13,875,000819
Net interest income$4,122,0004,528
Provision for loan and lease losses$1,258,000838
Total noninterest income$532,0005,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$532,0003,257
Total noninterest expense$1,781,0006,424
Salaries and employee benefits$962,0006,478
Premises and equipment expense$173,0007,026
Additional noninterest expense$646,0005,818
Pre-tax net operating income$1,615,0004,210
Securities gains (losses)$5,901,00073
Applicable income taxes$-1,821,0008,819
Income before extraordinary items$9,337,000773
Extraordinary gains, net$046
Net income$9,337,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$6,994,000508
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,436,0001,972
2005-09-30 (YTD Data)Rank
Total interest income$13,613,0001,804
Total interest expense$10,301,000783
Net interest income$3,312,0004,325
Provision for loan and lease losses$20,0006,139
Total noninterest income$352,0005,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$352,0003,515
Total noninterest expense$1,235,0006,652
Salaries and employee benefits$665,0006,675
Premises and equipment expense$116,0007,226
Additional noninterest expense$454,0005,994
Pre-tax net operating income$2,409,0002,648
Securities gains (losses)$15,0001,338
Applicable income taxes$-1,821,0008,847
Income before extraordinary items$4,245,0001,278
Extraordinary gains, net$035
Net income$4,245,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$3,053,000724
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,230,0001,258
2005-06-30 (YTD Data)Rank
Total interest income$9,229,0001,727
Total interest expense$6,772,000744
Net interest income$2,457,0003,978
Provision for loan and lease losses$06,626
Total noninterest income$237,0005,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$237,0003,461
Total noninterest expense$789,0006,765
Salaries and employee benefits$419,0006,813
Premises and equipment expense$78,0007,200
Additional noninterest expense$292,0006,080
Pre-tax net operating income$1,905,0002,266
Securities gains (losses)$7,0001,472
Applicable income taxes$-910,0008,853
Income before extraordinary items$2,822,0001,246
Extraordinary gains, net$030
Net income$2,822,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$2,051,000698
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,815,0001,225
2005-03-31 (YTD Data)Rank
Total interest income$4,593,0001,705
Total interest expense$3,253,000739
Net interest income$1,340,0003,723
Provision for loan and lease losses$06,226
Total noninterest income$79,0006,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,223
Total noninterest expense$379,0006,905
Salaries and employee benefits$198,0007,005
Premises and equipment expense$37,0007,362
Additional noninterest expense$144,0006,135
Pre-tax net operating income$1,040,0002,095
Securities gains (losses)$01,685
Applicable income taxes$-455,0008,911
Income before extraordinary items$1,495,0001,161
Extraordinary gains, net$024
Net income$1,495,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,117,000590
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,495,0001,134
2004-12-31 (YTD Data)Rank
Total interest income$18,220,0001,585
Total interest expense$11,211,000746
Net interest income$7,009,0002,874
Provision for loan and lease losses$07,314
Total noninterest income$482,0005,361
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$482,0003,378
Total noninterest expense$1,843,0006,294
Salaries and employee benefits$875,0006,704
Premises and equipment expense$182,0006,957
Additional noninterest expense$786,0005,152
Pre-tax net operating income$5,648,0001,509
Securities gains (losses)$9,166,00068
Applicable income taxes$07,185
Income before extraordinary items$14,814,000485
Extraordinary gains, net$034
Net income$14,814,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$11,697,000323
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,648,0001,128
2004-09-30 (YTD Data)Rank
Total interest income$13,841,0001,549
Total interest expense$8,276,000736
Net interest income$5,565,0002,695
Provision for loan and lease losses$07,100
Total noninterest income$315,0005,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$315,0003,643
Total noninterest expense$1,179,0006,724
Salaries and employee benefits$601,0006,894
Premises and equipment expense$122,0007,162
Additional noninterest expense$456,0005,900
Pre-tax net operating income$4,701,0001,385
Securities gains (losses)$35,0001,930
Applicable income taxes$07,220
Income before extraordinary items$4,736,0001,049
Extraordinary gains, net$026
Net income$4,736,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$3,696,000591
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,701,0001,015
2004-06-30 (YTD Data)Rank
Total interest income$9,221,0001,536
Total interest expense$5,396,000741
Net interest income$3,825,0002,600
Provision for loan and lease losses$06,885
Total noninterest income$195,0005,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$195,0003,789
Total noninterest expense$779,0006,796
Salaries and employee benefits$388,0007,015
Premises and equipment expense$83,0007,150
Additional noninterest expense$308,0005,897
Pre-tax net operating income$3,241,0001,317
Securities gains (losses)$13,0002,268
Applicable income taxes$07,214
Income before extraordinary items$3,254,0001,010
Extraordinary gains, net$021
Net income$3,254,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$2,546,000573
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,241,000974
2004-03-31 (YTD Data)Rank
Total interest income$4,752,0001,491
Total interest expense$2,636,000765
Net interest income$2,116,0002,358
Provision for loan and lease losses$06,501
Total noninterest income$90,0006,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$388,0006,847
Salaries and employee benefits$198,0007,017
Premises and equipment expense$41,0007,205
Additional noninterest expense$149,0006,013
Pre-tax net operating income$1,818,0001,158
Securities gains (losses)$7,0002,210
Applicable income taxes$07,103
Income before extraordinary items$1,825,000891
Extraordinary gains, net$016
Net income$1,825,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$1,437,000491
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,818,000846
2003-12-31 (YTD Data)Rank
Total interest income$17,724,0001,617
Total interest expense$10,500,000843
Net interest income$7,224,0002,680
Provision for loan and lease losses$-625,0009,131
Total noninterest income$1,675,0002,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,675,0001,667
Total noninterest expense$2,237,0005,620
Salaries and employee benefits$764,0007,055
Premises and equipment expense$185,0006,965
Additional noninterest expense$1,288,0003,519
Pre-tax net operating income$7,287,0001,150
Securities gains (losses)$2,476,000256
Applicable income taxes$224,0004,752
Income before extraordinary items$9,539,000684
Extraordinary gains, net$054
Net income$9,539,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-764,0009,171
Cash dividends$4,818,000676
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,112,520855
2003-09-30 (YTD Data)Rank
Total interest income$13,482,0001,625
Total interest expense$7,880,000877
Net interest income$5,602,0002,596
Provision for loan and lease losses$-625,0009,202
Total noninterest income$1,274,0002,661
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,274,0001,730
Total noninterest expense$1,319,0006,397
Salaries and employee benefits$535,0007,208
Premises and equipment expense$130,0007,118
Additional noninterest expense$654,0004,712
Pre-tax net operating income$6,182,0001,053
Securities gains (losses)$2,468,000239
Applicable income taxes$224,0004,478
Income before extraordinary items$8,426,000618
Extraordinary gains, net$040
Net income$8,426,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-765,0009,226
Cash dividends$3,954,000583
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,032,040775
2003-06-30 (YTD Data)Rank
Total interest income$9,245,0001,585
Total interest expense$5,326,000901
Net interest income$3,919,0002,480
Provision for loan and lease losses$-625,0009,246
Total noninterest income$881,0002,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$881,0001,658
Total noninterest expense$852,0006,520
Salaries and employee benefits$337,0007,396
Premises and equipment expense$89,0007,056
Additional noninterest expense$426,0004,785
Pre-tax net operating income$4,573,000956
Securities gains (losses)$2,460,000198
Applicable income taxes$224,0003,750
Income before extraordinary items$6,809,000535
Extraordinary gains, net$030
Net income$6,809,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-765,0009,258
Cash dividends$3,000,000508
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,422,800707
2003-03-31 (YTD Data)Rank
Total interest income$4,709,0001,574
Total interest expense$2,680,000915
Net interest income$2,029,0002,392
Provision for loan and lease losses$06,934
Total noninterest income$462,0002,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$462,0001,567
Total noninterest expense$451,0006,334
Salaries and employee benefits$187,0007,132
Premises and equipment expense$45,0007,066
Additional noninterest expense$219,0004,642
Pre-tax net operating income$2,040,0001,064
Securities gains (losses)$2,446,000133
Applicable income taxes$260,0002,269
Income before extraordinary items$4,226,000444
Extraordinary gains, net$021
Net income$4,226,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,0009,251
Cash dividends$1,500,000477
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,926,760798
2002-12-31 (YTD Data)Rank
Total interest income$16,225,0001,898
Total interest expense$9,779,0001,150
Net interest income$6,446,0002,954
Provision for loan and lease losses$215,0004,215
Total noninterest income$1,684,0002,426
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,684,0001,503
Total noninterest expense$1,443,0006,964
Salaries and employee benefits$686,0007,330
Premises and equipment expense$162,0007,283
Additional noninterest expense$595,0005,964
Pre-tax net operating income$6,472,0001,312
Securities gains (losses)$23,0003,041
Applicable income taxes$07,681
Income before extraordinary items$6,495,000963
Extraordinary gains, net$070
Net income$6,495,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,848
Cash dividends$3,841,000769
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,472,000924
2001-12-31 (YTD Data)Rank
Total interest income$8,123,0003,973
Total interest expense$6,689,0002,396
Net interest income$1,434,0007,445
Provision for loan and lease losses$60,0006,353
Total noninterest income$1,958,0002,048
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,958,0001,267
Total noninterest expense$1,284,0007,255
Salaries and employee benefits$552,0007,914
Premises and equipment expense$150,0007,511
Additional noninterest expense$582,0005,958
Pre-tax net operating income$2,048,0003,124
Securities gains (losses)$22,0003,077
Applicable income taxes$07,903
Income before extraordinary items$2,070,0002,448
Extraordinary gains, net$0105
Net income$2,070,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,522
Cash dividends$2,515,0001,070
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,048,0002,392
2000-12-31 (YTD Data)Rank
Total interest income$8,114,0004,079
Total interest expense$7,158,0002,364
Net interest income$956,0008,579
Provision for loan and lease losses$250,0003,225
Total noninterest income$2,709,0001,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,709,000915
Total noninterest expense$1,346,0007,119
Salaries and employee benefits$584,0007,781
Premises and equipment expense$147,0007,640
Additional noninterest expense$615,0005,687
Pre-tax net operating income$2,069,0003,241
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,069,0002,478
Extraordinary gains, net$038
Net income$2,069,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$2,071,0001,315
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,069,0002,482
1999-12-31 (YTD Data)Rank
Total interest income$5,543,0005,210
Total interest expense$4,961,0002,942
Net interest income$582,0009,542
Provision for loan and lease losses$-410,00010,175
Total noninterest income$37,346,000267
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$37,346,000207
Total noninterest expense$1,828,0006,021
Salaries and employee benefits$846,0006,547
Premises and equipment expense$135,0007,931
Additional noninterest expense$847,0004,601
Pre-tax net operating income$36,510,000309
Securities gains (losses)$-132,0009,991
Applicable income taxes$1,858,0001,314
Income before extraordinary items$34,520,000246
Extraordinary gains, net$035
Net income$34,520,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,586
Cash dividends$2,718,0001,058
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$34,645,400240
1998-12-31 (YTD Data)Rank
Total interest income$6,670,0004,573
Total interest expense$5,990,0002,523
Net interest income$680,0009,536
Provision for loan and lease losses$60,0006,123
Total noninterest income$2,985,0001,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,985,000902
Total noninterest expense$1,372,0007,039
Salaries and employee benefits$717,0007,093
Premises and equipment expense$128,0008,111
Additional noninterest expense$527,0006,249
Pre-tax net operating income$2,233,0003,058
Securities gains (losses)$33,0002,048
Applicable income taxes$200,0006,190
Income before extraordinary items$2,066,0002,480
Extraordinary gains, net$032
Net income$2,066,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$37,635,000173
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,035,9702,428
1997-12-31 (YTD Data)Rank
Total interest income$5,646,0005,299
Total interest expense$4,451,0003,324
Net interest income$1,195,0008,689
Provision for loan and lease losses$80,0005,644
Total noninterest income$3,320,0001,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$3,320,000791
Total noninterest expense$2,393,0004,958
Salaries and employee benefits$655,0007,577
Premises and equipment expense$152,0007,751
Additional noninterest expense$1,586,0002,588
Pre-tax net operating income$2,042,0003,464
Securities gains (losses)$1,151,000257
Applicable income taxes$-54,00010,633
Income before extraordinary items$3,247,0001,661
Extraordinary gains, net$044
Net income$3,247,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$5,324,000596
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,096,0002,423
1996-12-31 (YTD Data)Rank
Total interest income$5,650,0005,411
Total interest expense$3,935,0003,769
Net interest income$1,715,0007,735
Provision for loan and lease losses$60,0006,086
Total noninterest income$2,929,0001,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,929,000888
Total noninterest expense$2,074,0005,787
Salaries and employee benefits$701,0007,527
Premises and equipment expense$172,0007,586
Additional noninterest expense$1,201,0003,781
Pre-tax net operating income$2,510,0002,760
Securities gains (losses)$775,000316
Applicable income taxes$112,0008,533
Income before extraordinary items$3,173,0001,567
Extraordinary gains, net$4,059,0004
Net income$7,232,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$3,035,000941
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,421,2502,004
1995-12-31 (YTD Data)Rank
Total interest income$6,084,0005,144
Total interest expense$5,530,0002,771
Net interest income$554,00011,253
Provision for loan and lease losses$61,0005,684
Total noninterest income$3,745,0001,162
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$3,745,000781
Total noninterest expense$2,611,0004,811
Salaries and employee benefits$1,162,0005,362
Premises and equipment expense$185,0007,503
Additional noninterest expense$1,264,0003,581
Pre-tax net operating income$1,627,0004,168
Securities gains (losses)$14,0002,143
Applicable income taxes$639,0003,500
Income before extraordinary items$1,002,0004,620
Extraordinary gains, net$065
Net income$1,002,0004,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$1,387,0001,596
Sale, conversion, retirement of capital stock, netNANA
Net operating income$993,0404,625
1994-12-31 (YTD Data)Rank
Total interest income$4,681,0005,974
Total interest expense$4,509,0002,713
Net interest income$172,00012,534
Provision for loan and lease losses$30,0007,083
Total noninterest income$4,050,0001,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$4,050,000725
Total noninterest expense$1,345,0008,099
Salaries and employee benefits$749,0007,532
Premises and equipment expense$198,0007,470
Additional noninterest expense$398,0008,846
Pre-tax net operating income$2,847,0002,487
Securities gains (losses)$15,0001,966
Applicable income taxes$1,035,0002,155
Income before extraordinary items$1,827,0002,656
Extraordinary gains, net$0249
Net income$1,827,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$2,056,0001,075
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,817,4002,680
1993-12-31 (YTD Data)Rank
Total interest income$4,952,0005,833
Total interest expense$3,944,0003,207
Net interest income$1,008,00010,755
Provision for loan and lease losses$-957,00013,218
Total noninterest income$6,001,000864
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$6,001,000594
Total noninterest expense$3,941,0003,539
Salaries and employee benefits$1,995,0003,293
Premises and equipment expense$205,0007,582
Additional noninterest expense$1,741,0003,063
Pre-tax net operating income$4,025,0001,714
Securities gains (losses)$104,0002,454
Applicable income taxes$1,478,0001,582
Income before extraordinary items$2,651,0001,880
Extraordinary gains, net$03,149
Net income$2,651,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-619,00013,240
Cash dividends$1,310,0001,418
Sale, conversion, retirement of capital stock, net$292,000710
Net operating income$2,584,4401,823
1992-12-31 (YTD Data)Rank
Total interest income$6,687,0005,019
Total interest expense$5,614,0002,963
Net interest income$1,073,00010,801
Provision for loan and lease losses$-405,00013,882
Total noninterest income$4,435,0001,075
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$4,435,000736
Total noninterest expense$2,424,0005,451
Salaries and employee benefits$777,0007,417
Premises and equipment expense$323,0005,681
Additional noninterest expense$1,324,0003,981
Pre-tax net operating income$3,489,0001,770
Securities gains (losses)$1,012,000645
Applicable income taxes$1,000,0002,115
Income before extraordinary items$3,501,0001,332
Extraordinary gains, net$109,000709
Net income$3,610,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0005,042
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,711,6401,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.