Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $246,466,000 | 1,903 |
| Cash and due from depository institutions | $10,282,000 | 1,671 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $26,076,000 | 4,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $194,611,000 | 1,563 |
| Loan loss allowance | $2,940,000 | 1,304 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,138,000 | 694 |
| Other real estate owned | $177,000 | 1,671 |
| Goodwill and other intangibles | $418,000 | 1,994 |
| All other assets | $3,764,000 | 2,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,466,000 | 1,903 |
| Total liabilities | $228,621,000 | 1,857 |
| Total deposits | $202,536,000 | 1,867 |
| Interest-bearing deposits | $175,165,000 | 1,867 |
| Deposits held in domestic offices | $202,536,000 | 1,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,950,000 | 1,902 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,699,000 | 1,344 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,436,000 | 1,614 |
| Total equity capital | $17,845,000 | 2,463 |
| Total bank equity capital | $17,845,000 | 2,463 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $830,000 | 3,656 |
| Surplus | $4,958,000 | 3,036 |
| Undivided profits | $12,057,000 | 2,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,432,000 | 1,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $327,000 | 404 |
| Income earned, not collected on loans | $1,617,000 | 1,320 |
| Earning assets | $220,687,000 | 1,948 |
| Long-term assets (5+ years) | $27,039,000 | 2,741 |
| Average Assets, year-to-date | $223,636,600 | 2,016 |
| Average Assets, quarterly | $240,241,500 | 1,940 |
| Volatile liabilities | $32,946,000 | 2,364 |
| Insider loans | $7,549,000 | 597 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,211,000 | 648 |
| Unused loan commitments | $26,278,000 | 1,917 |
| Tier 1 (core) risk-based capital | $18,172,400 | 2,419 |
| Tier 2 risk-based capital | $2,574,070 | 1,358 |
| Total risk weighted assets | $205,559,270 | 1,516 |
| Total unused commitments | $26,278,000 | 1,921 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $208,193,000 | 2,209 |
| Cash and due from depository institutions | $7,639,000 | 1,651 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $21,845,000 | 4,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $164,816,000 | 1,713 |
| Loan loss allowance | $2,702,000 | 1,357 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,355,000 | 706 |
| Other real estate owned | $165,000 | 1,651 |
| Goodwill and other intangibles | $301,000 | 2,131 |
| All other assets | $3,072,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,193,000 | 2,209 |
| Total liabilities | $192,819,000 | 2,154 |
| Total deposits | $177,018,000 | 2,142 |
| Interest-bearing deposits | $152,455,000 | 2,123 |
| Deposits held in domestic offices | $177,018,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,675,000 | 1,608 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,732,000 | 1,614 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,394,000 | 1,704 |
| Total equity capital | $15,374,000 | 2,923 |
| Total bank equity capital | $15,374,000 | 2,923 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $830,000 | 3,672 |
| Surplus | $4,958,000 | 2,890 |
| Undivided profits | $9,586,000 | 2,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,744,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $374,000 | 394 |
| Income earned, not collected on loans | $1,703,000 | 1,227 |
| Earning assets | $186,661,000 | 2,266 |
| Long-term assets (5+ years) | $11,905,000 | 4,311 |
| Average Assets, year-to-date | $187,393,400 | 2,307 |
| Average Assets, quarterly | $204,118,500 | 2,206 |
| Volatile liabilities | $24,830,000 | 2,515 |
| Insider loans | $5,997,000 | 687 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,222,000 | 663 |
| Unused loan commitments | $22,215,000 | 2,097 |
| Tier 1 (core) risk-based capital | $15,201,700 | 2,803 |
| Tier 2 risk-based capital | $2,001,780 | 1,618 |
| Total risk weighted assets | $159,442,180 | 1,808 |
| Total unused commitments | $22,215,000 | 2,103 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 88 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $166,064,000 | 2,691 |
| Cash and due from depository institutions | $4,542,000 | 2,013 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,133,000 | 5,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $133,573,000 | 2,103 |
| Loan loss allowance | $1,909,000 | 1,866 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,461,000 | 1,433 |
| Other real estate owned | $174,000 | 2,013 |
| Goodwill and other intangibles | $219,000 | 2,231 |
| All other assets | $2,962,000 | 2,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,064,000 | 2,691 |
| Total liabilities | $153,252,000 | 2,631 |
| Total deposits | $134,795,000 | 2,773 |
| Interest-bearing deposits | $115,558,000 | 2,777 |
| Deposits held in domestic offices | $134,795,000 | 2,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,050,000 | 1,176 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,886,000 | 1,493 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,521,000 | 2,520 |
| Total equity capital | $12,812,000 | 3,459 |
| Total bank equity capital | $12,812,000 | 3,459 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $830,000 | 3,783 |
| Surplus | $4,658,000 | 2,976 |
| Undivided profits | $7,324,000 | 3,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,364,000 | 1,618 |
| Earning assets | $152,706,000 | 2,688 |
| Long-term assets (5+ years) | $10,709,000 | 4,165 |
| Average Assets, year-to-date | $149,295,200 | 2,852 |
| Average Assets, quarterly | $162,362,000 | 2,707 |
| Volatile liabilities | $19,821,000 | 3,017 |
| Insider loans | $3,628,000 | 1,147 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $631,000 | 970 |
| Unused loan commitments | $16,054,000 | 2,491 |
| Tier 1 (core) risk-based capital | $12,693,500 | 3,331 |
| Tier 2 risk-based capital | $1,689,080 | 1,801 |
| Total risk weighted assets | $134,906,180 | 2,072 |
| Total unused commitments | $16,054,000 | 2,498 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 86 | 2,177 |
| Assets and Liabilities | ||
| Total Assets: | $132,915,000 | 3,396 |
| Cash and due from depository institutions | $3,728,000 | 2,177 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,145,000 | 5,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $104,567,000 | 2,680 |
| Loan loss allowance | $1,544,000 | 2,378 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,491,000 | 3,098 |
| Other real estate owned | $0 | 2,177 |
| Goodwill and other intangibles | $92,000 | 2,552 |
| All other assets | $2,892,000 | 2,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,915,000 | 3,396 |
| Total liabilities | $122,006,000 | 3,340 |
| Total deposits | $115,790,000 | 3,290 |
| Interest-bearing deposits | $98,127,000 | 3,337 |
| Deposits held in domestic offices | $115,790,000 | 3,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,850,000 | 1,623 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $183,000 | 4,603 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,183,000 | 3,101 |
| Total equity capital | $10,909,000 | 4,026 |
| Total bank equity capital | $10,909,000 | 4,026 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $830,000 | 4,030 |
| Surplus | $4,658,000 | 3,045 |
| Undivided profits | $5,421,000 | 4,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,096,000 | 2,048 |
| Earning assets | $123,712,000 | 3,352 |
| Long-term assets (5+ years) | $8,711,000 | 4,542 |
| Average Assets, year-to-date | $121,711,600 | 3,545 |
| Average Assets, quarterly | $129,814,000 | 3,432 |
| Volatile liabilities | $11,060,000 | 4,538 |
| Insider loans | $2,463,000 | 1,744 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,333,000 | 484 |
| Unused loan commitments | $18,611,000 | 2,171 |
| Tier 1 (core) risk-based capital | $10,891,000 | 3,924 |
| Tier 2 risk-based capital | $1,314,400 | 2,307 |
| Total risk weighted assets | $104,922,500 | 2,662 |
| Total unused commitments | $18,611,000 | 2,184 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $111,917,000 | 3,986 |
| Cash and due from depository institutions | $4,512,000 | 2,631 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,781,000 | 5,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $80,999,000 | 3,274 |
| Loan loss allowance | $1,267,000 | 2,857 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,363,000 | 3,185 |
| Other real estate owned | $207,000 | 2,631 |
| Goodwill and other intangibles | $75,000 | 2,474 |
| All other assets | $1,980,000 | 3,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,917,000 | 3,986 |
| Total liabilities | $102,676,000 | 3,905 |
| Total deposits | $100,113,000 | 3,801 |
| Interest-bearing deposits | $83,059,000 | 3,958 |
| Deposits held in domestic offices | $100,113,000 | 3,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,451 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $221,000 | 3,966 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $942,000 | 3,814 |
| Total equity capital | $9,241,000 | 4,645 |
| Total bank equity capital | $9,241,000 | 4,645 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $830,000 | 4,224 |
| Surplus | $4,658,000 | 3,045 |
| Undivided profits | $3,753,000 | 5,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $733,000 | 3,212 |
| Earning assets | $102,780,000 | 3,986 |
| Long-term assets (5+ years) | $10,503,000 | 3,925 |
| Average Assets, year-to-date | $102,923,200 | 4,147 |
| Average Assets, quarterly | $109,559,500 | 4,009 |
| Volatile liabilities | $6,925,000 | 5,811 |
| Insider loans | $1,626,000 | 2,576 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,696,000 | 657 |
| Unused loan commitments | $15,537,000 | 2,374 |
| Tier 1 (core) risk-based capital | $9,174,000 | 4,531 |
| Tier 2 risk-based capital | $1,040,590 | 2,807 |
| Total risk weighted assets | $83,020,990 | 3,218 |
| Total unused commitments | $15,537,000 | 2,386 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $94,503,000 | 4,599 |
| Cash and due from depository institutions | $4,352,000 | 2,785 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,711,000 | 5,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $63,645,000 | 3,994 |
| Loan loss allowance | $1,023,000 | 3,509 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,508,000 | 2,947 |
| Other real estate owned | $5,000 | 2,785 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,282,000 | 5,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,503,000 | 4,599 |
| Total liabilities | $87,141,000 | 4,540 |
| Total deposits | $85,120,000 | 4,404 |
| Interest-bearing deposits | $72,786,000 | 4,413 |
| Deposits held in domestic offices | $85,120,000 | 4,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,120,000 | 3,242 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $260,000 | 4,254 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $641,000 | 4,346 |
| Total equity capital | $7,362,000 | 5,274 |
| Total bank equity capital | $7,362,000 | 5,274 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $830,000 | 4,409 |
| Surplus | $4,508,000 | 3,021 |
| Undivided profits | $2,024,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $542,000 | 3,872 |
| Earning assets | $86,356,000 | 4,605 |
| Long-term assets (5+ years) | $13,391,000 | 3,413 |
| Average Assets, year-to-date | $87,357,200 | 4,814 |
| Average Assets, quarterly | $93,053,500 | 4,636 |
| Volatile liabilities | $4,975,000 | 6,760 |
| Insider loans | $738,000 | 4,526 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,338,000 | 552 |
| Unused loan commitments | $11,268,000 | 2,887 |
| Tier 1 (core) risk-based capital | $7,815,000 | 5,110 |
| Tier 2 risk-based capital | $853,950 | 3,352 |
| Total risk weighted assets | $68,146,650 | 3,758 |
| Total unused commitments | $11,268,000 | 2,898 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $79,769,000 | 5,445 |
| Cash and due from depository institutions | $2,969,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,587,000 | 6,242 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 9,617 |
| Net loans & leases | $53,809,000 | 4,502 |
| Loan loss allowance | $795,000 | 4,504 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,165,000 | 3,364 |
| Other real estate owned | $5,000 | 3,482 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $934,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,769,000 | 5,445 |
| Total liabilities | $73,431,000 | 5,358 |
| Total deposits | $73,041,000 | 5,183 |
| Interest-bearing deposits | $62,753,000 | 5,239 |
| Deposits held in domestic offices | $73,041,000 | 5,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $390,000 | 6,397 |
| Total equity capital | $6,338,000 | 6,105 |
| Total bank equity capital | $6,338,000 | 6,105 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $830,000 | 4,584 |
| Surplus | $3,941,000 | 3,373 |
| Undivided profits | $1,567,000 | 8,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 6,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $362,000 | 5,120 |
| Earning assets | $73,696,000 | 5,405 |
| Long-term assets (5+ years) | $11,862,000 | 3,909 |
| Average Assets, year-to-date | $71,797,400 | 5,794 |
| Average Assets, quarterly | $77,740,500 | 5,520 |
| Volatile liabilities | $3,964,000 | 7,355 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,253,000 | 758 |
| Unused loan commitments | $9,026,000 | 3,326 |
| Tier 1 (core) risk-based capital | $6,338,000 | 6,029 |
| Tier 2 risk-based capital | $761,730 | 3,678 |
| Total risk weighted assets | $60,905,030 | 4,120 |
| Total unused commitments | $9,026,000 | 3,345 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $65,664,000 | 6,460 |
| Cash and due from depository institutions | $2,201,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,869,000 | 6,858 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 8,543 |
| Net loans & leases | $43,472,000 | 5,388 |
| Loan loss allowance | $674,000 | 5,163 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,498,000 | 4,662 |
| Other real estate owned | $0 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $574,000 | 9,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,664,000 | 6,460 |
| Total liabilities | $60,788,000 | 6,354 |
| Total deposits | $60,249,000 | 6,224 |
| Interest-bearing deposits | $52,626,000 | 6,204 |
| Deposits held in domestic offices | $60,249,000 | 6,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $539,000 | 5,498 |
| Total equity capital | $4,876,000 | 7,220 |
| Total bank equity capital | $4,876,000 | 7,220 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $830,000 | 4,808 |
| Surplus | $3,355,000 | 3,695 |
| Undivided profits | $691,000 | 10,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $289,000 | 6,697 |
| Earning assets | $61,391,000 | 6,342 |
| Long-term assets (5+ years) | $12,378,000 | 3,750 |
| Average Assets, year-to-date | $52,789,200 | 7,434 |
| Average Assets, quarterly | $62,367,000 | 6,673 |
| Volatile liabilities | $3,459,000 | 8,006 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,091,000 | 703 |
| Unused loan commitments | $5,644,000 | 4,276 |
| Tier 1 (core) risk-based capital | $4,876,000 | 7,145 |
| Tier 2 risk-based capital | $568,960 | 4,694 |
| Total risk weighted assets | $45,411,360 | 5,360 |
| Total unused commitments | $5,644,000 | 4,298 |
| Derivatives | $0 | 651 |