Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 111 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $177,342,000 | 2,664 |
| Cash and due from depository institutions | $18,085,000 | 1,536 |
| Interest-bearing balances | $448,000 | 3,252 |
| Securities | $33,435,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $115,841,000 | 2,577 |
| Loan loss allowance | $1,659,000 | 2,181 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,417,000 | 1,306 |
| Other real estate owned | $403,000 | 1,536 |
| Goodwill and other intangibles | $1,134,000 | 1,416 |
| All other assets | $2,027,000 | 3,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,342,000 | 2,664 |
| Total liabilities | $166,342,000 | 2,568 |
| Total deposits | $163,543,000 | 2,334 |
| Interest-bearing deposits | $123,863,000 | 2,651 |
| Deposits held in domestic offices | $163,543,000 | 2,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,510,000 | 2,730 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $779,000 | 4,759 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $510,000 | 5,275 |
| Total equity capital | $11,000,000 | 3,922 |
| Total bank equity capital | $11,000,000 | 3,922 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $6,711,000 | 2,324 |
| Undivided profits | $3,289,000 | 5,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,206,000 | 1,850 |
| Earning assets | $149,724,000 | 2,832 |
| Long-term assets (5+ years) | $15,383,000 | 3,889 |
| Average Assets, year-to-date | $171,701,600 | 2,621 |
| Average Assets, quarterly | $176,023,000 | 2,651 |
| Volatile liabilities | $22,797,000 | 3,153 |
| Insider loans | $809,000 | 4,256 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,093,000 | 2,547 |
| Tier 1 (core) risk-based capital | $10,666,000 | 4,030 |
| Tier 2 risk-based capital | $1,559,040 | 2,110 |
| Total risk weighted assets | $124,623,240 | 2,451 |
| Total unused commitments | $18,093,000 | 2,550 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $89,393,000 | 4,766 |
| Cash and due from depository institutions | $6,782,000 | 3,898 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,839,000 | 9,546 |
| Federal funds sold & reverse repurchase agreements | $13,140,000 | 1,288 |
| Net loans & leases | $60,660,000 | 4,257 |
| Loan loss allowance | $845,000 | 3,830 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,105,000 | 1,970 |
| Other real estate owned | $28,000 | 3,898 |
| Goodwill and other intangibles | $1,123,000 | 1,370 |
| All other assets | $716,000 | 7,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,393,000 | 4,766 |
| Total liabilities | $82,411,000 | 4,669 |
| Total deposits | $81,950,000 | 4,444 |
| Interest-bearing deposits | $63,208,000 | 4,859 |
| Deposits held in domestic offices | $81,950,000 | 4,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $461,000 | 6,025 |
| Total equity capital | $6,982,000 | 5,786 |
| Total bank equity capital | $6,982,000 | 5,786 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $4,418,000 | 3,173 |
| Undivided profits | $1,564,000 | 7,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $579,000 | 4,020 |
| Earning assets | $76,639,000 | 5,053 |
| Long-term assets (5+ years) | $4,859,000 | 6,275 |
| Average Assets, year-to-date | $78,596,400 | 5,049 |
| Average Assets, quarterly | $87,198,500 | 4,782 |
| Volatile liabilities | $14,529,000 | 3,861 |
| Insider loans | $263,000 | 6,704 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,082,000 | 4,148 |
| Tier 1 (core) risk-based capital | $5,859,000 | 6,294 |
| Tier 2 risk-based capital | $790,940 | 3,711 |
| Total risk weighted assets | $63,220,740 | 4,238 |
| Total unused commitments | $8,082,000 | 4,153 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $67,044,000 | 5,897 |
| Cash and due from depository institutions | $2,659,000 | 5,035 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,491,000 | 10,160 |
| Federal funds sold & reverse repurchase agreements | $9,970,000 | 1,368 |
| Net loans & leases | $48,275,000 | 5,126 |
| Loan loss allowance | $615,000 | 4,962 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,802,000 | 4,151 |
| Other real estate owned | $52,000 | 5,035 |
| Goodwill and other intangibles | $1,213,000 | 1,234 |
| All other assets | $582,000 | 7,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,044,000 | 5,897 |
| Total liabilities | $61,527,000 | 5,796 |
| Total deposits | $61,155,000 | 5,578 |
| Interest-bearing deposits | $49,270,000 | 5,824 |
| Deposits held in domestic offices | $61,155,000 | 5,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $372,000 | 6,997 |
| Total equity capital | $5,517,000 | 6,742 |
| Total bank equity capital | $5,517,000 | 6,742 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,418,000 | 3,102 |
| Undivided profits | $99,000 | 10,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 8,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $455,000 | 5,130 |
| Earning assets | $60,736,000 | 5,945 |
| Long-term assets (5+ years) | $2,499,000 | 7,341 |
| Average Assets, year-to-date | $61,653,800 | 6,041 |
| Average Assets, quarterly | $66,113,000 | 5,886 |
| Volatile liabilities | $10,346,000 | 4,891 |
| Insider loans | $20,000 | 9,471 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,985,000 | 5,213 |
| Tier 1 (core) risk-based capital | $4,304,000 | 7,652 |
| Tier 2 risk-based capital | $586,530 | 4,593 |
| Total risk weighted assets | $46,894,230 | 5,291 |
| Total unused commitments | $4,985,000 | 5,218 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $56,778,000 | 6,740 |
| Cash and due from depository institutions | $2,349,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,866,000 | 10,913 |
| Federal funds sold & reverse repurchase agreements | $8,515,000 | 1,513 |
| Net loans & leases | $40,637,000 | 5,802 |
| Loan loss allowance | $534,000 | 5,643 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,566,000 | 4,552 |
| Other real estate owned | $58,000 | 5,956 |
| Goodwill and other intangibles | $1,303,000 | 1,125 |
| All other assets | $484,000 | 8,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,778,000 | 6,740 |
| Total liabilities | $51,889,000 | 6,660 |
| Total deposits | $51,609,000 | 6,460 |
| Interest-bearing deposits | $39,937,000 | 6,896 |
| Deposits held in domestic offices | $51,609,000 | 6,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $280,000 | 8,132 |
| Total equity capital | $4,889,000 | 7,335 |
| Total bank equity capital | $4,889,000 | 7,335 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,418,000 | 3,177 |
| Undivided profits | $-529,000 | 11,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 8,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $380,000 | 5,885 |
| Earning assets | $51,018,000 | 6,821 |
| Long-term assets (5+ years) | $2,781,000 | 7,179 |
| Average Assets, year-to-date | $52,822,000 | 6,875 |
| Average Assets, quarterly | $56,453,500 | 6,719 |
| Volatile liabilities | $7,362,000 | 5,893 |
| Insider loans | $60,000 | 9,339 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,738,000 | 5,231 |
| Tier 1 (core) risk-based capital | $3,586,000 | 8,514 |
| Tier 2 risk-based capital | $504,110 | 5,223 |
| Total risk weighted assets | $40,298,710 | 5,952 |
| Total unused commitments | $4,738,000 | 5,241 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $48,945,000 | 7,506 |
| Cash and due from depository institutions | $2,218,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,529,000 | 10,813 |
| Federal funds sold & reverse repurchase agreements | $5,280,000 | 2,745 |
| Net loans & leases | $36,209,000 | 6,235 |
| Loan loss allowance | $476,000 | 6,261 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,137,000 | 5,611 |
| Other real estate owned | $8,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $564,000 | 8,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,945,000 | 7,506 |
| Total liabilities | $45,528,000 | 7,337 |
| Total deposits | $45,216,000 | 7,186 |
| Interest-bearing deposits | $35,969,000 | 7,512 |
| Deposits held in domestic offices | $45,216,000 | 7,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $312,000 | 8,128 |
| Total equity capital | $3,417,000 | 8,980 |
| Total bank equity capital | $3,417,000 | 8,980 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $1,417,000 | 8,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $352,000 | 6,398 |
| Earning assets | $45,018,000 | 7,472 |
| Long-term assets (5+ years) | $3,143,000 | 6,958 |
| Average Assets, year-to-date | $46,204,400 | 7,566 |
| Average Assets, quarterly | $48,723,000 | 7,462 |
| Volatile liabilities | $6,004,000 | 6,287 |
| Insider loans | $323,000 | 6,847 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,376,000 | 6,045 |
| Tier 1 (core) risk-based capital | $3,417,000 | 8,881 |
| Tier 2 risk-based capital | $459,530 | 5,636 |
| Total risk weighted assets | $36,746,030 | 6,340 |
| Total unused commitments | $3,376,000 | 6,060 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $39,916,000 | 8,592 |
| Cash and due from depository institutions | $1,819,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,896,000 | 11,298 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 4,063 |
| Net loans & leases | $30,751,000 | 6,925 |
| Loan loss allowance | $301,000 | 8,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,204,000 | 5,409 |
| Other real estate owned | $135,000 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $336,000 | 10,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,916,000 | 8,592 |
| Total liabilities | $37,037,000 | 8,446 |
| Total deposits | $36,879,000 | 8,223 |
| Interest-bearing deposits | $28,473,000 | 8,673 |
| Deposits held in domestic offices | $36,879,000 | 8,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $158,000 | 9,841 |
| Total equity capital | $2,879,000 | 9,658 |
| Total bank equity capital | $2,879,000 | 9,658 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $879,000 | 9,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $268,000 | 7,121 |
| Earning assets | $36,422,000 | 8,573 |
| Long-term assets (5+ years) | $2,763,000 | 7,576 |
| Average Assets, year-to-date | $36,058,200 | 8,922 |
| Average Assets, quarterly | $39,343,000 | 8,617 |
| Volatile liabilities | $4,512,000 | 7,110 |
| Insider loans | $363,000 | 6,634 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,615,000 | 5,830 |
| Tier 1 (core) risk-based capital | $2,895,000 | 9,734 |
| Tier 2 risk-based capital | $301,000 | 7,482 |
| Total risk weighted assets | $30,720,100 | 7,131 |
| Total unused commitments | $3,615,000 | 5,839 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $31,531,000 | 9,952 |
| Cash and due from depository institutions | $1,075,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,617,000 | 10,983 |
| Federal funds sold & reverse repurchase agreements | $2,710,000 | 4,726 |
| Net loans & leases | $20,300,000 | 8,772 |
| Loan loss allowance | $269,000 | 9,087 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,240,000 | 5,352 |
| Other real estate owned | $247,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $342,000 | 10,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,531,000 | 9,952 |
| Total liabilities | $29,034,000 | 9,854 |
| Total deposits | $28,884,000 | 9,722 |
| Interest-bearing deposits | $22,266,000 | 10,155 |
| Deposits held in domestic offices | $28,884,000 | 9,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $150,000 | 10,372 |
| Total equity capital | $2,497,000 | 10,547 |
| Total bank equity capital | $2,497,000 | 10,547 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $497,000 | 10,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $183,000 | 8,572 |
| Earning assets | $28,627,000 | 9,949 |
| Long-term assets (5+ years) | $3,105,000 | 7,712 |
| Average Assets, year-to-date | $29,911,400 | 10,040 |
| Average Assets, quarterly | $31,092,500 | 9,951 |
| Volatile liabilities | $2,100,000 | 9,571 |
| Insider loans | $552,000 | 5,410 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,154,000 | 7,304 |
| Tier 1 (core) risk-based capital | $2,497,000 | 10,498 |
| Tier 2 risk-based capital | $267,760 | 8,076 |
| Total risk weighted assets | $21,419,360 | 8,854 |
| Total unused commitments | $2,154,000 | 7,329 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $30,137,000 | 10,408 |
| Cash and due from depository institutions | $2,987,000 | 7,249 |
| Interest-bearing balances | $1,186,000 | 3,505 |
| Securities | $2,049,000 | 13,042 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,015 |
| Net loans & leases | $17,944,000 | 9,410 |
| Loan loss allowance | $268,000 | 9,310 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,034,000 | 6,063 |
| Other real estate owned | $348,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $375,000 | 10,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,137,000 | 10,408 |
| Total liabilities | $27,955,000 | 10,292 |
| Total deposits | $27,748,000 | 10,184 |
| Interest-bearing deposits | $23,115,000 | 10,294 |
| Deposits held in domestic offices | $27,748,000 | 10,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $207,000 | 9,872 |
| Total equity capital | $2,182,000 | 11,139 |
| Total bank equity capital | $2,182,000 | 11,139 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $182,000 | 11,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 7,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $170,000 | 9,460 |
| Earning assets | $26,579,000 | 10,517 |
| Long-term assets (5+ years) | $558,000 | 10,918 |
| Average Assets, year-to-date | $29,415,400 | 10,358 |
| Average Assets, quarterly | $30,095,000 | 10,365 |
| Volatile liabilities | $2,884,000 | 8,712 |
| Insider loans | $329,000 | 2,705 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $913,000 | 9,371 |
| Tier 1 (core) risk-based capital | $2,182,000 | 11,094 |
| Tier 2 risk-based capital | $246,100 | 8,491 |
| Total risk weighted assets | $19,666,400 | 9,391 |
| Total unused commitments | $913,000 | 9,397 |
| Derivatives | $0 | 651 |