Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 44 | 3,871 |
| Assets and Liabilities | ||
| Total Assets: | $76,006,000 | 5,400 |
| Cash and due from depository institutions | $3,483,000 | 3,871 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,128,000 | 9,833 |
| Federal funds sold & reverse repurchase agreements | $9,730,000 | 996 |
| Net loans & leases | $59,806,000 | 4,521 |
| Loan loss allowance | $864,000 | 3,847 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,180,000 | 5,566 |
| Other real estate owned | $0 | 3,871 |
| Goodwill and other intangibles | $149,000 | 2,523 |
| All other assets | $530,000 | 8,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,006,000 | 5,400 |
| Total liabilities | $70,685,000 | 5,287 |
| Total deposits | $69,753,000 | 5,061 |
| Interest-bearing deposits | $45,538,000 | 6,007 |
| Deposits held in domestic offices | $69,753,000 | 5,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $932,000 | 3,456 |
| Total equity capital | $5,321,000 | 6,731 |
| Total bank equity capital | $5,321,000 | 6,731 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $4,518,000 | 3,256 |
| Undivided profits | $-1,197,000 | 9,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $310,000 | 6,335 |
| Earning assets | $70,664,000 | 5,335 |
| Long-term assets (5+ years) | $8,715,000 | 5,171 |
| Average Assets, year-to-date | $67,761,200 | 5,675 |
| Average Assets, quarterly | $71,299,000 | 5,571 |
| Volatile liabilities | $10,142,000 | 5,383 |
| Insider loans | $563,000 | 5,067 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,264,000 | 630 |
| Unused loan commitments | $40,516,000 | 1,402 |
| Tier 1 (core) risk-based capital | $5,189,000 | 6,847 |
| Tier 2 risk-based capital | $804,290 | 3,791 |
| Total risk weighted assets | $64,283,290 | 4,361 |
| Total unused commitments | $40,516,000 | 1,406 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $64,249,000 | 6,031 |
| Cash and due from depository institutions | $4,579,000 | 3,419 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,122,000 | 10,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $56,307,000 | 4,537 |
| Loan loss allowance | $601,000 | 4,985 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,434,000 | 4,909 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $191,000 | 2,373 |
| All other assets | $616,000 | 7,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,249,000 | 6,031 |
| Total liabilities | $59,387,000 | 5,900 |
| Total deposits | $56,666,000 | 5,837 |
| Interest-bearing deposits | $37,205,000 | 6,827 |
| Deposits held in domestic offices | $56,666,000 | 5,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,896,000 | 2,031 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $825,000 | 4,077 |
| Total equity capital | $4,862,000 | 7,209 |
| Total bank equity capital | $4,862,000 | 7,209 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $4,518,000 | 3,113 |
| Undivided profits | $-1,656,000 | 10,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $57,429,000 | 6,145 |
| Long-term assets (5+ years) | $7,685,000 | 5,341 |
| Average Assets, year-to-date | $61,195,200 | 6,002 |
| Average Assets, quarterly | $64,543,000 | 5,945 |
| Volatile liabilities | $8,216,000 | 5,573 |
| Insider loans | $715,000 | 4,377 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,067,000 | 593 |
| Unused loan commitments | $34,470,000 | 1,500 |
| Tier 1 (core) risk-based capital | $4,653,000 | 7,212 |
| Tier 2 risk-based capital | $601,000 | 4,586 |
| Total risk weighted assets | $58,990,400 | 4,469 |
| Total unused commitments | $34,470,000 | 1,506 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $51,829,000 | 6,916 |
| Cash and due from depository institutions | $2,665,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $915,000 | 10,614 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $45,664,000 | 5,312 |
| Loan loss allowance | $500,000 | 5,719 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,419,000 | 4,904 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $233,000 | 2,195 |
| All other assets | $433,000 | 8,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,829,000 | 6,916 |
| Total liabilities | $47,450,000 | 6,807 |
| Total deposits | $43,221,000 | 6,956 |
| Interest-bearing deposits | $26,689,000 | 8,193 |
| Deposits held in domestic offices | $43,221,000 | 6,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,825,000 | 1,690 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $404,000 | 6,697 |
| Total equity capital | $4,379,000 | 7,714 |
| Total bank equity capital | $4,379,000 | 7,714 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $4,518,000 | 3,048 |
| Undivided profits | $-2,139,000 | 10,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $239,000 | 7,652 |
| Earning assets | $47,079,000 | 6,951 |
| Long-term assets (5+ years) | $7,162,000 | 5,145 |
| Average Assets, year-to-date | $50,741,400 | 6,809 |
| Average Assets, quarterly | $50,413,500 | 6,967 |
| Volatile liabilities | $7,047,000 | 6,105 |
| Insider loans | $549,000 | 5,158 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,146,000 | 569 |
| Unused loan commitments | $30,736,000 | 1,548 |
| Tier 1 (core) risk-based capital | $4,134,000 | 7,808 |
| Tier 2 risk-based capital | $500,000 | 5,170 |
| Total risk weighted assets | $45,401,600 | 5,450 |
| Total unused commitments | $30,736,000 | 1,550 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $52,747,000 | 7,042 |
| Cash and due from depository institutions | $3,913,000 | 4,213 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,838,000 | 7,640 |
| Federal funds sold & reverse repurchase agreements | $1,789,000 | 5,201 |
| Net loans & leases | $34,173,000 | 6,459 |
| Loan loss allowance | $460,000 | 6,255 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,406,000 | 4,907 |
| Other real estate owned | $0 | 4,213 |
| Goodwill and other intangibles | $275,000 | 1,978 |
| All other assets | $353,000 | 9,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,747,000 | 7,042 |
| Total liabilities | $49,331,000 | 6,858 |
| Total deposits | $45,985,000 | 6,967 |
| Interest-bearing deposits | $26,819,000 | 8,487 |
| Deposits held in domestic offices | $45,985,000 | 6,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,962 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $346,000 | 7,357 |
| Total equity capital | $3,416,000 | 8,785 |
| Total bank equity capital | $3,416,000 | 8,785 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $4,018,000 | 3,399 |
| Undivided profits | $-2,602,000 | 11,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $186,000 | 8,704 |
| Earning assets | $46,800,000 | 7,163 |
| Long-term assets (5+ years) | $3,483,000 | 6,726 |
| Average Assets, year-to-date | $44,325,000 | 7,588 |
| Average Assets, quarterly | $50,087,500 | 7,194 |
| Volatile liabilities | $5,813,000 | 6,606 |
| Insider loans | $82,000 | 9,034 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,014,000 | 751 |
| Unused loan commitments | $24,911,000 | 1,750 |
| Tier 1 (core) risk-based capital | $3,145,000 | 9,032 |
| Tier 2 risk-based capital | $460,000 | 5,588 |
| Total risk weighted assets | $38,142,300 | 6,171 |
| Total unused commitments | $24,911,000 | 1,765 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $38,827,000 | 8,508 |
| Cash and due from depository institutions | $2,794,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,179,000 | 11,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $32,217,000 | 6,703 |
| Loan loss allowance | $393,000 | 7,060 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,519,000 | 4,628 |
| Other real estate owned | $390,000 | 4,226 |
| Goodwill and other intangibles | $318,000 | 1,786 |
| All other assets | $410,000 | 9,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,827,000 | 8,508 |
| Total liabilities | $35,929,000 | 8,359 |
| Total deposits | $33,682,000 | 8,477 |
| Interest-bearing deposits | $21,159,000 | 9,621 |
| Deposits held in domestic offices | $33,682,000 | 8,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,780,000 | 2,283 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $467,000 | 6,491 |
| Total equity capital | $2,898,000 | 9,605 |
| Total bank equity capital | $2,898,000 | 9,605 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $3,768,000 | 3,623 |
| Undivided profits | $-2,870,000 | 11,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 8,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $179,000 | 9,156 |
| Earning assets | $33,396,000 | 8,754 |
| Long-term assets (5+ years) | $2,133,000 | 7,770 |
| Average Assets, year-to-date | $38,028,600 | 8,411 |
| Average Assets, quarterly | $38,571,000 | 8,474 |
| Volatile liabilities | $4,495,000 | 7,290 |
| Insider loans | $16,000 | 10,475 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,949,000 | 476 |
| Unused loan commitments | $7,870,000 | 3,820 |
| Tier 1 (core) risk-based capital | $2,580,000 | 9,910 |
| Tier 2 risk-based capital | $393,000 | 6,265 |
| Total risk weighted assets | $33,805,700 | 6,697 |
| Total unused commitments | $7,870,000 | 3,833 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $34,129,000 | 9,250 |
| Cash and due from depository institutions | $3,043,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,183,000 | 11,997 |
| Federal funds sold & reverse repurchase agreements | $905,000 | 5,728 |
| Net loans & leases | $25,768,000 | 7,692 |
| Loan loss allowance | $405,000 | 7,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,464,000 | 4,721 |
| Other real estate owned | $0 | 5,090 |
| Goodwill and other intangibles | $455,000 | 1,496 |
| All other assets | $311,000 | 11,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,129,000 | 9,250 |
| Total liabilities | $31,367,000 | 9,170 |
| Total deposits | $30,979,000 | 9,042 |
| Interest-bearing deposits | $19,504,000 | 10,193 |
| Deposits held in domestic offices | $30,979,000 | 9,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 4,347 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000 | 5,014 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $88,000 | 11,366 |
| Total equity capital | $2,762,000 | 9,815 |
| Total bank equity capital | $2,762,000 | 9,815 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $3,768,000 | 3,531 |
| Undivided profits | $-3,006,000 | 12,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $167,000 | 9,271 |
| Earning assets | $28,856,000 | 9,546 |
| Long-term assets (5+ years) | $2,096,000 | 8,189 |
| Average Assets, year-to-date | $29,445,400 | 9,777 |
| Average Assets, quarterly | $34,106,000 | 9,237 |
| Volatile liabilities | $1,817,000 | 9,912 |
| Insider loans | $310,000 | 7,066 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,430,000 | 3,538 |
| Tier 1 (core) risk-based capital | $2,307,000 | 10,552 |
| Tier 2 risk-based capital | $350,730 | 6,816 |
| Total risk weighted assets | $28,004,230 | 7,557 |
| Total unused commitments | $8,430,000 | 3,545 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $19,571,000 | 11,684 |
| Cash and due from depository institutions | $2,098,000 | 6,588 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $496,000 | 13,036 |
| Federal funds sold & reverse repurchase agreements | $618,000 | 8,775 |
| Net loans & leases | $14,258,000 | 10,236 |
| Loan loss allowance | $310,000 | 8,540 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,325,000 | 5,121 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $550,000 | 1,304 |
| All other assets | $226,000 | 12,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,571,000 | 11,684 |
| Total liabilities | $17,429,000 | 11,699 |
| Total deposits | $17,348,000 | 11,604 |
| Interest-bearing deposits | $12,290,000 | 12,067 |
| Deposits held in domestic offices | $17,348,000 | 11,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $81,000 | 12,029 |
| Total equity capital | $2,142,000 | 11,103 |
| Total bank equity capital | $2,142,000 | 11,103 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $3,268,000 | 3,862 |
| Undivided profits | $-3,126,000 | 13,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $81,000 | 11,580 |
| Earning assets | $15,572,000 | 12,010 |
| Long-term assets (5+ years) | $1,031,000 | 9,929 |
| Average Assets, year-to-date | $17,835,600 | 11,879 |
| Average Assets, quarterly | $18,899,000 | 11,750 |
| Volatile liabilities | $1,048,000 | 11,273 |
| Insider loans | $46,000 | 10,715 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,070,000 | 6,313 |
| Tier 1 (core) risk-based capital | $1,592,000 | 11,920 |
| Tier 2 risk-based capital | $206,460 | 9,217 |
| Total risk weighted assets | $16,413,260 | 10,024 |
| Total unused commitments | $3,070,000 | 6,334 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $16,112,000 | 12,662 |
| Cash and due from depository institutions | $1,464,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $496,000 | 13,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $12,055,000 | 11,041 |
| Loan loss allowance | $414,000 | 7,337 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,172,000 | 5,585 |
| Other real estate owned | $91,000 | 10,332 |
| Goodwill and other intangibles | $618,000 | 1,238 |
| All other assets | $216,000 | 12,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,112,000 | 12,662 |
| Total liabilities | $14,486,000 | 12,686 |
| Total deposits | $14,443,000 | 12,605 |
| Interest-bearing deposits | $10,791,000 | 12,878 |
| Deposits held in domestic offices | $14,443,000 | 12,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $43,000 | 13,549 |
| Total equity capital | $1,626,000 | 12,177 |
| Total bank equity capital | $1,626,000 | 12,177 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $2,768,000 | 4,282 |
| Undivided profits | $-3,142,000 | 13,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 9,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $84,000 | 12,056 |
| Earning assets | $12,551,000 | 12,974 |
| Long-term assets (5+ years) | $1,223,000 | 9,936 |
| Average Assets, year-to-date | $15,396,000 | 12,713 |
| Average Assets, quarterly | $16,058,500 | 12,633 |
| Volatile liabilities | $887,000 | 12,024 |
| Insider loans | $48,000 | 7,234 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,815,000 | 6,278 |
| Tier 1 (core) risk-based capital | $1,008,000 | 13,184 |
| Tier 2 risk-based capital | $174,210 | 10,040 |
| Total risk weighted assets | $13,697,110 | 10,985 |
| Total unused commitments | $2,815,000 | 6,307 |
| Derivatives | $0 | 651 |