Home > Heritage Bank > Income and Expense
Heritage Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 2,352 |
| Total interest expense | $722,000 | 3,008 |
| Net interest income | $9,350,000 | 2,281 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $898,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $145,000 | 4,183 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $753,000 | 2,726 |
| Total noninterest expense | $7,122,000 | 2,531 |
| Salaries and employee benefits | $3,714,000 | 2,621 |
| Premises and equipment expense | $1,369,000 | 1,663 |
| Additional noninterest expense | $2,039,000 | 2,758 |
| Pre-tax net operating income | $3,126,000 | 2,259 |
| Securities gains (losses) | $158,000 | 879 |
| Applicable income taxes | $941,000 | 1,642 |
| Income before extraordinary items | $2,343,000 | 2,450 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,343,000 | 2,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,343,000 | 2,452 |
| Net charge-offs | $13,000 | 3,925 |
| Cash dividends | $2,380,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 537 |
| Net operating income | $2,230,820 | 2,482 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 2,376 |
| Total interest expense | $541,000 | 3,044 |
| Net interest income | $7,005,000 | 2,301 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $428,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $110,000 | 4,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 3,526 |
| Total noninterest expense | $5,359,000 | 2,535 |
| Salaries and employee benefits | $2,712,000 | 2,677 |
| Premises and equipment expense | $1,030,000 | 1,675 |
| Additional noninterest expense | $1,617,000 | 2,629 |
| Pre-tax net operating income | $2,074,000 | 2,508 |
| Securities gains (losses) | $158,000 | 772 |
| Applicable income taxes | $600,000 | 1,842 |
| Income before extraordinary items | $1,632,000 | 2,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,632,000 | 2,625 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,632,000 | 2,626 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $1,578,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 511 |
| Net operating income | $1,516,660 | 2,696 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 2,366 |
| Total interest expense | $369,000 | 3,020 |
| Net interest income | $4,694,000 | 2,291 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $280,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $74,000 | 4,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,592 |
| Total noninterest expense | $3,711,000 | 2,458 |
| Salaries and employee benefits | $1,902,000 | 2,610 |
| Premises and equipment expense | $685,000 | 1,698 |
| Additional noninterest expense | $1,124,000 | 2,561 |
| Pre-tax net operating income | $1,263,000 | 2,644 |
| Securities gains (losses) | $158,000 | 626 |
| Applicable income taxes | $399,000 | 1,851 |
| Income before extraordinary items | $1,022,000 | 2,714 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,022,000 | 2,715 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,022,000 | 2,716 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $1,043,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 488 |
| Net operating income | $908,240 | 2,866 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 2,336 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $2,366,000 | 2,253 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $135,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $36,000 | 4,231 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 3,610 |
| Total noninterest expense | $1,900,000 | 2,419 |
| Salaries and employee benefits | $970,000 | 2,587 |
| Premises and equipment expense | $343,000 | 1,707 |
| Additional noninterest expense | $587,000 | 2,460 |
| Pre-tax net operating income | $601,000 | 2,686 |
| Securities gains (losses) | $158,000 | 432 |
| Applicable income taxes | $217,000 | 1,745 |
| Income before extraordinary items | $542,000 | 2,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $542,000 | 2,574 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $542,000 | 2,573 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 465 |
| Net operating income | $429,820 | 2,933 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 2,361 |
| Total interest expense | $884,000 | 2,829 |
| Net interest income | $9,277,000 | 2,289 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,257,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $160,000 | 4,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,097,000 | 2,200 |
| Total noninterest expense | $6,925,000 | 2,642 |
| Salaries and employee benefits | $3,532,000 | 2,742 |
| Premises and equipment expense | $1,343,000 | 1,726 |
| Additional noninterest expense | $2,050,000 | 2,829 |
| Pre-tax net operating income | $3,609,000 | 1,976 |
| Securities gains (losses) | $198,000 | 813 |
| Applicable income taxes | $896,000 | 1,663 |
| Income before extraordinary items | $2,911,000 | 2,064 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,911,000 | 2,064 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,911,000 | 2,063 |
| Net charge-offs | $-13,000 | 5,712 |
| Cash dividends | $2,718,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 517 |
| Net operating income | $2,760,520 | 2,095 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 2,398 |
| Total interest expense | $675,000 | 2,838 |
| Net interest income | $6,869,000 | 2,320 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,087,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $123,000 | 4,290 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $964,000 | 1,983 |
| Total noninterest expense | $5,188,000 | 2,641 |
| Salaries and employee benefits | $2,647,000 | 2,757 |
| Premises and equipment expense | $1,015,000 | 1,735 |
| Additional noninterest expense | $1,526,000 | 2,837 |
| Pre-tax net operating income | $2,768,000 | 1,978 |
| Securities gains (losses) | $198,000 | 641 |
| Applicable income taxes | $650,000 | 1,733 |
| Income before extraordinary items | $2,316,000 | 1,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,316,000 | 1,971 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,316,000 | 1,970 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $1,521,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 461 |
| Net operating income | $2,161,560 | 2,043 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 2,441 |
| Total interest expense | $443,000 | 2,899 |
| Net interest income | $4,483,000 | 2,360 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $292,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $210,000 | 3,548 |
| Total noninterest expense | $3,404,000 | 2,679 |
| Salaries and employee benefits | $1,735,000 | 2,798 |
| Premises and equipment expense | $686,000 | 1,740 |
| Additional noninterest expense | $983,000 | 2,924 |
| Pre-tax net operating income | $1,371,000 | 2,408 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $378,000 | 1,826 |
| Income before extraordinary items | $993,000 | 2,651 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $993,000 | 2,655 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $993,000 | 2,655 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $805,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 484 |
| Net operating income | $993,000 | 2,611 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 2,478 |
| Total interest expense | $219,000 | 2,959 |
| Net interest income | $2,205,000 | 2,391 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $142,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,763,000 | 2,609 |
| Salaries and employee benefits | $910,000 | 2,729 |
| Premises and equipment expense | $349,000 | 1,724 |
| Additional noninterest expense | $504,000 | 2,867 |
| Pre-tax net operating income | $584,000 | 2,620 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $156,000 | 1,962 |
| Income before extraordinary items | $428,000 | 2,874 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $428,000 | 2,877 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $428,000 | 2,877 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $275,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 442 |
| Net operating income | $428,000 | 2,837 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,485,000 | 2,318 |
| Total interest expense | $877,000 | 3,241 |
| Net interest income | $9,608,000 | 2,177 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,066,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $192,000 | 4,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $874,000 | 2,554 |
| Total noninterest expense | $7,033,000 | 2,619 |
| Salaries and employee benefits | $3,701,000 | 2,672 |
| Premises and equipment expense | $1,353,000 | 1,735 |
| Additional noninterest expense | $1,979,000 | 2,989 |
| Pre-tax net operating income | $3,641,000 | 1,846 |
| Securities gains (losses) | $-8,000 | 6,228 |
| Applicable income taxes | $1,018,000 | 1,455 |
| Income before extraordinary items | $2,615,000 | 2,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,615,000 | 2,130 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,615,000 | 2,130 |
| Net charge-offs | $145,000 | 3,369 |
| Cash dividends | $2,428,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 537 |
| Net operating income | $2,620,760 | 2,063 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 2,290 |
| Total interest expense | $659,000 | 3,317 |
| Net interest income | $7,332,000 | 2,147 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $562,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $146,000 | 4,174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $416,000 | 3,293 |
| Total noninterest expense | $5,214,000 | 2,645 |
| Salaries and employee benefits | $2,674,000 | 2,761 |
| Premises and equipment expense | $1,018,000 | 1,744 |
| Additional noninterest expense | $1,522,000 | 2,955 |
| Pre-tax net operating income | $2,680,000 | 1,927 |
| Securities gains (losses) | $-8,000 | 6,480 |
| Applicable income taxes | $749,000 | 1,515 |
| Income before extraordinary items | $1,923,000 | 2,203 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,923,000 | 2,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,923,000 | 2,209 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $1,724,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 503 |
| Net operating income | $1,928,760 | 2,132 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,269 |
| Total interest expense | $440,000 | 3,373 |
| Net interest income | $4,954,000 | 2,105 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $194,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,802 |
| Total noninterest expense | $3,490,000 | 2,652 |
| Salaries and employee benefits | $1,795,000 | 2,760 |
| Premises and equipment expense | $691,000 | 1,710 |
| Additional noninterest expense | $1,004,000 | 2,957 |
| Pre-tax net operating income | $1,658,000 | 2,024 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $475,000 | 1,564 |
| Income before extraordinary items | $1,187,000 | 2,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,187,000 | 2,319 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,187,000 | 2,317 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $1,148,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 468 |
| Net operating income | $1,184,160 | 2,232 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 2,329 |
| Total interest expense | $230,000 | 3,359 |
| Net interest income | $2,424,000 | 2,165 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $33,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-17,000 | 6,826 |
| Total noninterest expense | $1,792,000 | 2,613 |
| Salaries and employee benefits | $926,000 | 2,700 |
| Premises and equipment expense | $350,000 | 1,718 |
| Additional noninterest expense | $516,000 | 2,908 |
| Pre-tax net operating income | $665,000 | 2,368 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $183,000 | 1,806 |
| Income before extraordinary items | $486,000 | 2,652 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $486,000 | 2,655 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $486,000 | 2,654 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $511,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 431 |
| Net operating income | $483,080 | 2,581 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,315,000 | 2,296 |
| Total interest expense | $972,000 | 3,681 |
| Net interest income | $10,343,000 | 2,083 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $787,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $252,000 | 3,829 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $535,000 | 3,257 |
| Total noninterest expense | $7,915,000 | 2,396 |
| Salaries and employee benefits | $4,005,000 | 2,442 |
| Premises and equipment expense | $1,482,000 | 1,593 |
| Additional noninterest expense | $2,428,000 | 2,628 |
| Pre-tax net operating income | $3,180,000 | 1,991 |
| Securities gains (losses) | $284,000 | 1,408 |
| Applicable income taxes | $986,000 | 1,483 |
| Income before extraordinary items | $2,478,000 | 2,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,478,000 | 2,191 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,478,000 | 2,193 |
| Net charge-offs | $51,000 | 4,906 |
| Cash dividends | $2,478,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 559 |
| Net operating income | $2,273,520 | 2,242 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,636,000 | 2,309 |
| Total interest expense | $725,000 | 3,815 |
| Net interest income | $7,911,000 | 2,080 |
| Provision for loan and lease losses | $35,000 | 5,167 |
| Total noninterest income | $611,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $196,000 | 3,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $415,000 | 3,218 |
| Total noninterest expense | $5,991,000 | 2,368 |
| Salaries and employee benefits | $3,068,000 | 2,405 |
| Premises and equipment expense | $1,129,000 | 1,585 |
| Additional noninterest expense | $1,794,000 | 2,681 |
| Pre-tax net operating income | $2,496,000 | 1,979 |
| Securities gains (losses) | $284,000 | 1,165 |
| Applicable income taxes | $805,000 | 1,438 |
| Income before extraordinary items | $1,975,000 | 2,135 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,975,000 | 2,136 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,975,000 | 2,137 |
| Net charge-offs | $51,000 | 4,492 |
| Cash dividends | $1,770,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 514 |
| Net operating income | $1,773,360 | 2,206 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 2,276 |
| Total interest expense | $492,000 | 3,867 |
| Net interest income | $5,414,000 | 2,044 |
| Provision for loan and lease losses | $35,000 | 4,806 |
| Total noninterest income | $374,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,373 |
| Total noninterest expense | $3,987,000 | 2,371 |
| Salaries and employee benefits | $2,093,000 | 2,360 |
| Premises and equipment expense | $741,000 | 1,613 |
| Additional noninterest expense | $1,153,000 | 2,781 |
| Pre-tax net operating income | $1,766,000 | 1,861 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $505,000 | 1,480 |
| Income before extraordinary items | $1,261,000 | 2,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,261,000 | 2,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,261,000 | 2,180 |
| Net charge-offs | $11,000 | 4,911 |
| Cash dividends | $1,200,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 496 |
| Net operating income | $1,261,000 | 2,064 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 2,245 |
| Total interest expense | $260,000 | 3,846 |
| Net interest income | $2,748,000 | 2,011 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $178,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,556 |
| Total noninterest expense | $1,987,000 | 2,377 |
| Salaries and employee benefits | $1,059,000 | 2,353 |
| Premises and equipment expense | $363,000 | 1,642 |
| Additional noninterest expense | $565,000 | 2,801 |
| Pre-tax net operating income | $939,000 | 1,771 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $271,000 | 1,389 |
| Income before extraordinary items | $668,000 | 2,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $668,000 | 2,077 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $668,000 | 2,078 |
| Net charge-offs | $-19,000 | 6,864 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 472 |
| Net operating income | $668,000 | 1,978 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,327,000 | 2,263 |
| Total interest expense | $1,263,000 | 3,842 |
| Net interest income | $11,064,000 | 1,976 |
| Provision for loan and lease losses | $-15,000 | 7,215 |
| Total noninterest income | $665,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $334,000 | 3,390 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $331,000 | 3,718 |
| Total noninterest expense | $8,095,000 | 2,341 |
| Salaries and employee benefits | $4,232,000 | 2,282 |
| Premises and equipment expense | $1,430,000 | 1,733 |
| Additional noninterest expense | $2,433,000 | 2,631 |
| Pre-tax net operating income | $3,649,000 | 1,544 |
| Securities gains (losses) | $87,000 | 2,170 |
| Applicable income taxes | $1,212,000 | 1,174 |
| Income before extraordinary items | $2,524,000 | 1,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,524,000 | 1,864 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,524,000 | 1,864 |
| Net charge-offs | $-16,000 | 7,067 |
| Cash dividends | $2,200,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 707 |
| Net operating income | $2,464,840 | 1,808 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,220,000 | 2,294 |
| Total interest expense | $959,000 | 3,922 |
| Net interest income | $8,261,000 | 1,994 |
| Provision for loan and lease losses | $44,000 | 5,663 |
| Total noninterest income | $490,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $259,000 | 3,338 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $231,000 | 3,873 |
| Total noninterest expense | $6,044,000 | 2,367 |
| Salaries and employee benefits | $3,172,000 | 2,279 |
| Premises and equipment expense | $1,066,000 | 1,763 |
| Additional noninterest expense | $1,806,000 | 2,676 |
| Pre-tax net operating income | $2,663,000 | 1,642 |
| Securities gains (losses) | $87,000 | 1,901 |
| Applicable income taxes | $925,000 | 1,151 |
| Income before extraordinary items | $1,825,000 | 1,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,825,000 | 1,982 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,825,000 | 1,982 |
| Net charge-offs | $-19,000 | 7,104 |
| Cash dividends | $1,600,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 637 |
| Net operating income | $1,767,580 | 1,929 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 2,318 |
| Total interest expense | $640,000 | 4,034 |
| Net interest income | $5,492,000 | 2,004 |
| Provision for loan and lease losses | $11,000 | 5,952 |
| Total noninterest income | $317,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $173,000 | 3,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,025 |
| Total noninterest expense | $4,023,000 | 2,392 |
| Salaries and employee benefits | $2,123,000 | 2,277 |
| Premises and equipment expense | $689,000 | 1,838 |
| Additional noninterest expense | $1,211,000 | 2,727 |
| Pre-tax net operating income | $1,775,000 | 1,615 |
| Securities gains (losses) | $87,000 | 1,233 |
| Applicable income taxes | $612,000 | 1,134 |
| Income before extraordinary items | $1,250,000 | 1,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,250,000 | 1,891 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,250,000 | 1,892 |
| Net charge-offs | $-48,000 | 7,306 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 649 |
| Net operating income | $1,191,710 | 1,903 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 2,347 |
| Total interest expense | $321,000 | 4,123 |
| Net interest income | $2,733,000 | 2,003 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $169,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $92,000 | 3,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $2,003,000 | 2,416 |
| Salaries and employee benefits | $1,055,000 | 2,317 |
| Premises and equipment expense | $339,000 | 1,902 |
| Additional noninterest expense | $609,000 | 2,690 |
| Pre-tax net operating income | $899,000 | 1,592 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $295,000 | 1,136 |
| Income before extraordinary items | $604,000 | 1,903 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $604,000 | 1,902 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $604,000 | 1,903 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
| Net operating income | $604,000 | 1,853 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,810,000 | 2,528 |
| Total interest expense | $1,542,000 | 4,203 |
| Net interest income | $10,268,000 | 2,126 |
| Provision for loan and lease losses | $368,000 | 4,564 |
| Total noninterest income | $733,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $445,000 | 2,877 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $288,000 | 4,011 |
| Total noninterest expense | $8,223,000 | 2,352 |
| Salaries and employee benefits | $4,318,000 | 2,235 |
| Premises and equipment expense | $1,365,000 | 1,879 |
| Additional noninterest expense | $2,540,000 | 2,652 |
| Pre-tax net operating income | $2,410,000 | 1,940 |
| Securities gains (losses) | $994,000 | 495 |
| Applicable income taxes | $1,169,000 | 1,094 |
| Income before extraordinary items | $2,235,000 | 1,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,235,000 | 1,836 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,235,000 | 1,837 |
| Net charge-offs | $51,000 | 5,900 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 714 |
| Net operating income | $1,578,960 | 2,319 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 2,631 |
| Total interest expense | $1,191,000 | 4,266 |
| Net interest income | $7,545,000 | 2,200 |
| Provision for loan and lease losses | $337,000 | 4,161 |
| Total noninterest income | $540,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $344,000 | 2,872 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $196,000 | 4,211 |
| Total noninterest expense | $6,074,000 | 2,387 |
| Salaries and employee benefits | $3,272,000 | 2,221 |
| Premises and equipment expense | $1,018,000 | 1,911 |
| Additional noninterest expense | $1,784,000 | 2,742 |
| Pre-tax net operating income | $1,674,000 | 2,185 |
| Securities gains (losses) | $764,000 | 519 |
| Applicable income taxes | $859,000 | 1,136 |
| Income before extraordinary items | $1,579,000 | 2,057 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,579,000 | 2,059 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,579,000 | 2,059 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $800,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 644 |
| Net operating income | $1,082,400 | 2,613 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,528,000 | 2,795 |
| Total interest expense | $771,000 | 4,447 |
| Net interest income | $4,757,000 | 2,350 |
| Provision for loan and lease losses | $159,000 | 4,538 |
| Total noninterest income | $341,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $231,000 | 2,878 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $110,000 | 4,486 |
| Total noninterest expense | $4,028,000 | 2,413 |
| Salaries and employee benefits | $2,222,000 | 2,195 |
| Premises and equipment expense | $682,000 | 1,910 |
| Additional noninterest expense | $1,124,000 | 2,881 |
| Pre-tax net operating income | $911,000 | 2,561 |
| Securities gains (losses) | $486,000 | 490 |
| Applicable income taxes | $497,000 | 1,217 |
| Income before extraordinary items | $900,000 | 2,298 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $900,000 | 2,295 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $900,000 | 2,298 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 567 |
| Net operating income | $588,960 | 3,001 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 2,861 |
| Total interest expense | $388,000 | 4,553 |
| Net interest income | $2,364,000 | 2,386 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $2,178,000 | 2,237 |
| Salaries and employee benefits | $1,197,000 | 2,057 |
| Premises and equipment expense | $347,000 | 1,943 |
| Additional noninterest expense | $634,000 | 2,581 |
| Pre-tax net operating income | $371,000 | 2,954 |
| Securities gains (losses) | $254,000 | 438 |
| Applicable income taxes | $223,000 | 1,326 |
| Income before extraordinary items | $402,000 | 2,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $402,000 | 2,540 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $402,000 | 2,542 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 496 |
| Net operating income | $239,440 | 3,447 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,315,000 | 2,901 |
| Total interest expense | $2,215,000 | 4,181 |
| Net interest income | $9,100,000 | 2,397 |
| Provision for loan and lease losses | $169,000 | 5,959 |
| Total noninterest income | $736,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $398,000 | 3,343 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $338,000 | 3,804 |
| Total noninterest expense | $7,812,000 | 2,520 |
| Salaries and employee benefits | $3,950,000 | 2,476 |
| Premises and equipment expense | $1,434,000 | 1,876 |
| Additional noninterest expense | $2,428,000 | 2,808 |
| Pre-tax net operating income | $1,855,000 | 2,032 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $630,000 | 1,338 |
| Income before extraordinary items | $1,225,000 | 2,439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,225,000 | 2,437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,225,000 | 2,438 |
| Net charge-offs | $47,000 | 6,243 |
| Cash dividends | $1,685,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 697 |
| Net operating income | $1,225,000 | 2,394 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,507,000 | 2,939 |
| Total interest expense | $1,771,000 | 4,165 |
| Net interest income | $6,736,000 | 2,418 |
| Provision for loan and lease losses | $141,000 | 5,566 |
| Total noninterest income | $531,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $286,000 | 3,426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $245,000 | 3,942 |
| Total noninterest expense | $6,029,000 | 2,450 |
| Salaries and employee benefits | $3,047,000 | 2,443 |
| Premises and equipment expense | $1,097,000 | 1,856 |
| Additional noninterest expense | $1,885,000 | 2,697 |
| Pre-tax net operating income | $1,097,000 | 2,581 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $368,000 | 1,718 |
| Income before extraordinary items | $729,000 | 3,044 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $729,000 | 3,042 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $729,000 | 3,045 |
| Net charge-offs | $21,000 | 6,217 |
| Cash dividends | $1,684,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 610 |
| Net operating income | $729,000 | 2,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 2,953 |
| Total interest expense | $1,243,000 | 4,156 |
| Net interest income | $4,460,000 | 2,423 |
| Provision for loan and lease losses | $76,000 | 5,619 |
| Total noninterest income | $355,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $187,000 | 3,432 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $168,000 | 3,920 |
| Total noninterest expense | $4,031,000 | 2,480 |
| Salaries and employee benefits | $1,995,000 | 2,521 |
| Premises and equipment expense | $755,000 | 1,829 |
| Additional noninterest expense | $1,281,000 | 2,680 |
| Pre-tax net operating income | $708,000 | 2,740 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $219,000 | 1,871 |
| Income before extraordinary items | $489,000 | 3,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 3,131 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $489,000 | 3,132 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $409,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 555 |
| Net operating income | $489,000 | 3,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,031 |
| Total interest expense | $642,000 | 4,191 |
| Net interest income | $2,161,000 | 2,496 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $146,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $92,000 | 3,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $1,936,000 | 2,500 |
| Salaries and employee benefits | $1,022,000 | 2,505 |
| Premises and equipment expense | $382,000 | 1,850 |
| Additional noninterest expense | $532,000 | 2,848 |
| Pre-tax net operating income | $316,000 | 3,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $230,000 | 3,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 3,618 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $230,000 | 3,619 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $137,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 390 |
| Net operating income | $230,000 | 3,477 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,790,000 | 3,088 |
| Total interest expense | $3,711,000 | 3,701 |
| Net interest income | $8,079,000 | 2,676 |
| Provision for loan and lease losses | $453,000 | 3,951 |
| Total noninterest income | $813,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $415,000 | 3,391 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $398,000 | 3,598 |
| Total noninterest expense | $7,702,000 | 2,458 |
| Salaries and employee benefits | $3,979,000 | 2,526 |
| Premises and equipment expense | $1,369,000 | 1,994 |
| Additional noninterest expense | $2,354,000 | 2,472 |
| Pre-tax net operating income | $737,000 | 4,312 |
| Securities gains (losses) | $518,000 | 363 |
| Applicable income taxes | $451,000 | 1,945 |
| Income before extraordinary items | $804,000 | 3,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,078 |
| Cash dividends | $410,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 850 |
| Net operating income | $472,480 | 4,699 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 3,146 |
| Total interest expense | $2,946,000 | 3,668 |
| Net interest income | $5,920,000 | 2,754 |
| Provision for loan and lease losses | $68,000 | 5,598 |
| Total noninterest income | $575,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $316,000 | 3,383 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 3,962 |
| Total noninterest expense | $5,865,000 | 2,415 |
| Salaries and employee benefits | $3,008,000 | 2,538 |
| Premises and equipment expense | $1,029,000 | 1,985 |
| Additional noninterest expense | $1,828,000 | 2,335 |
| Pre-tax net operating income | $562,000 | 4,751 |
| Securities gains (losses) | $518,000 | 312 |
| Applicable income taxes | $392,000 | 2,178 |
| Income before extraordinary items | $688,000 | 3,847 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $688,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,295 |
| Cash dividends | $273,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 716 |
| Net operating income | $356,480 | 5,129 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,139 |
| Total interest expense | $2,077,000 | 3,649 |
| Net interest income | $3,946,000 | 2,740 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $221,000 | 3,574 |
| Total noninterest expense | $3,927,000 | 2,409 |
| Salaries and employee benefits | $2,030,000 | 2,541 |
| Premises and equipment expense | $700,000 | 1,934 |
| Additional noninterest expense | $1,197,000 | 2,349 |
| Pre-tax net operating income | $446,000 | 4,578 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $167,000 | 2,892 |
| Income before extraordinary items | $284,000 | 5,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-192,000 | 8,399 |
| Cash dividends | $137,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 653 |
| Net operating income | $280,800 | 5,048 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 3,171 |
| Total interest expense | $1,164,000 | 3,529 |
| Net interest income | $1,900,000 | 2,831 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $224,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $2,004,000 | 2,365 |
| Salaries and employee benefits | $1,046,000 | 2,480 |
| Premises and equipment expense | $367,000 | 1,853 |
| Additional noninterest expense | $591,000 | 2,345 |
| Pre-tax net operating income | $120,000 | 5,767 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $75,000 | 6,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,407 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 540 |
| Net operating income | $71,800 | 6,162 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,839,000 | 3,109 |
| Total interest expense | $5,276,000 | 3,332 |
| Net interest income | $7,563,000 | 2,891 |
| Provision for loan and lease losses | $105,000 | 4,838 |
| Total noninterest income | $1,437,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $506,000 | 3,035 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $931,000 | 2,321 |
| Total noninterest expense | $7,654,000 | 2,383 |
| Salaries and employee benefits | $4,074,000 | 2,459 |
| Premises and equipment expense | $1,329,000 | 1,967 |
| Additional noninterest expense | $2,251,000 | 2,390 |
| Pre-tax net operating income | $1,241,000 | 4,290 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $426,000 | 2,946 |
| Income before extraordinary items | $816,000 | 4,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $816,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 854 |
| Net operating income | $815,340 | 4,732 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,573,000 | 3,115 |
| Total interest expense | $3,910,000 | 3,358 |
| Net interest income | $5,663,000 | 2,889 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $1,200,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $380,000 | 3,019 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $820,000 | 2,093 |
| Total noninterest expense | $5,765,000 | 2,355 |
| Salaries and employee benefits | $3,084,000 | 2,430 |
| Premises and equipment expense | $958,000 | 2,026 |
| Additional noninterest expense | $1,723,000 | 2,309 |
| Pre-tax net operating income | $993,000 | 4,378 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $332,000 | 3,056 |
| Income before extraordinary items | $662,000 | 4,815 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $662,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,883 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 766 |
| Net operating income | $661,330 | 4,807 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 3,142 |
| Total interest expense | $2,564,000 | 3,392 |
| Net interest income | $3,762,000 | 2,924 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $500,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $254,000 | 3,002 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $246,000 | 3,380 |
| Total noninterest expense | $3,803,000 | 2,405 |
| Salaries and employee benefits | $2,108,000 | 2,418 |
| Premises and equipment expense | $552,000 | 2,344 |
| Additional noninterest expense | $1,143,000 | 2,328 |
| Pre-tax net operating income | $457,000 | 5,234 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $153,000 | 3,621 |
| Income before extraordinary items | $305,000 | 5,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $305,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 684 |
| Net operating income | $304,330 | 5,602 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 3,119 |
| Total interest expense | $1,306,000 | 3,312 |
| Net interest income | $1,868,000 | 2,939 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $126,000 | 2,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $1,894,000 | 2,413 |
| Salaries and employee benefits | $1,087,000 | 2,366 |
| Premises and equipment expense | $233,000 | 2,752 |
| Additional noninterest expense | $574,000 | 2,272 |
| Pre-tax net operating income | $207,000 | 5,436 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $138,000 | 5,815 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $138,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 568 |
| Net operating income | $137,340 | 5,809 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,520,000 | 2,975 |
| Total interest expense | $5,275,000 | 2,898 |
| Net interest income | $7,245,000 | 3,016 |
| Provision for loan and lease losses | $64,000 | 5,268 |
| Total noninterest income | $1,219,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $628,000 | 2,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $591,000 | 3,045 |
| Total noninterest expense | $7,722,000 | 2,289 |
| Salaries and employee benefits | $4,094,000 | 2,393 |
| Premises and equipment expense | $974,000 | 2,531 |
| Additional noninterest expense | $2,654,000 | 1,997 |
| Pre-tax net operating income | $678,000 | 5,974 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $219,000 | 4,194 |
| Income before extraordinary items | $459,000 | 6,300 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $459,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $443,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 945 |
| Net operating income | $459,000 | 6,305 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,268,000 | 2,985 |
| Total interest expense | $3,910,000 | 2,833 |
| Net interest income | $5,358,000 | 3,079 |
| Provision for loan and lease losses | $48,000 | 5,116 |
| Total noninterest income | $942,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $482,000 | 2,560 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $460,000 | 2,979 |
| Total noninterest expense | $5,703,000 | 2,317 |
| Salaries and employee benefits | $2,973,000 | 2,458 |
| Premises and equipment expense | $818,000 | 2,273 |
| Additional noninterest expense | $1,912,000 | 2,055 |
| Pre-tax net operating income | $549,000 | 6,046 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $175,000 | 4,311 |
| Income before extraordinary items | $374,000 | 6,365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $374,000 | 6,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $328,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $374,000 | 6,368 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 3,006 |
| Total interest expense | $2,501,000 | 2,820 |
| Net interest income | $3,545,000 | 3,097 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $662,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $313,000 | 2,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 2,761 |
| Total noninterest expense | $3,875,000 | 2,283 |
| Salaries and employee benefits | $1,978,000 | 2,463 |
| Premises and equipment expense | $549,000 | 2,263 |
| Additional noninterest expense | $1,348,000 | 1,944 |
| Pre-tax net operating income | $315,000 | 6,365 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $220,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $220,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,446 |
| Cash dividends | $103,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $220,000 | 6,583 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 3,099 |
| Total interest expense | $1,203,000 | 2,798 |
| Net interest income | $1,648,000 | 3,283 |
| Provision for loan and lease losses | $17,000 | 4,701 |
| Total noninterest income | $329,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 2,369 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $1,945,000 | 2,285 |
| Salaries and employee benefits | $969,000 | 2,517 |
| Premises and equipment expense | $231,000 | 2,662 |
| Additional noninterest expense | $745,000 | 1,757 |
| Pre-tax net operating income | $15,000 | 8,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $10,000 | 8,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $102,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,000 | 8,100 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,244,000 | 3,091 |
| Total interest expense | $3,757,000 | 2,787 |
| Net interest income | $6,487,000 | 3,214 |
| Provision for loan and lease losses | $56,000 | 5,637 |
| Total noninterest income | $1,478,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $426,000 | 3,417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,052,000 | 2,142 |
| Total noninterest expense | $6,379,000 | 2,600 |
| Salaries and employee benefits | $3,002,000 | 2,958 |
| Premises and equipment expense | $709,000 | 3,194 |
| Additional noninterest expense | $2,668,000 | 1,904 |
| Pre-tax net operating income | $1,530,000 | 4,325 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $493,000 | 3,390 |
| Income before extraordinary items | $1,037,000 | 4,736 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,037,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $308,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,037,000 | 4,706 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 3,014 |
| Total interest expense | $2,594,000 | 2,843 |
| Net interest income | $5,154,000 | 3,071 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $823,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $268,000 | 3,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $555,000 | 2,682 |
| Total noninterest expense | $4,353,000 | 2,811 |
| Salaries and employee benefits | $2,049,000 | 3,212 |
| Premises and equipment expense | $475,000 | 3,484 |
| Additional noninterest expense | $1,829,000 | 2,041 |
| Pre-tax net operating income | $1,594,000 | 3,588 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $526,000 | 2,849 |
| Income before extraordinary items | $1,068,000 | 3,989 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,068,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $205,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,068,000 | 3,939 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 3,033 |
| Total interest expense | $1,540,000 | 2,988 |
| Net interest income | $3,458,000 | 3,030 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $571,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $161,000 | 3,985 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $410,000 | 2,499 |
| Total noninterest expense | $2,705,000 | 2,975 |
| Salaries and employee benefits | $1,322,000 | 3,276 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $1,096,000 | 2,235 |
| Pre-tax net operating income | $1,294,000 | 3,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $427,000 | 2,504 |
| Income before extraordinary items | $867,000 | 3,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $867,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $867,000 | 3,395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,156 |
| Total interest expense | $659,000 | 3,265 |
| Net interest income | $1,693,000 | 3,070 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $327,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $253,000 | 2,135 |
| Total noninterest expense | $1,133,000 | 3,477 |
| Salaries and employee benefits | $535,000 | 3,883 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $467,000 | 2,595 |
| Pre-tax net operating income | $857,000 | 2,434 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $283,000 | 2,063 |
| Income before extraordinary items | $574,000 | 2,711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $574,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $574,000 | 2,666 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 3,387 |
| Total interest expense | $2,155,000 | 3,431 |
| Net interest income | $5,925,000 | 3,321 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $1,311,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $300,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,011,000 | 2,129 |
| Total noninterest expense | $4,351,000 | 3,502 |
| Salaries and employee benefits | $2,149,000 | 3,757 |
| Premises and equipment expense | $459,000 | 4,351 |
| Additional noninterest expense | $1,743,000 | 2,737 |
| Pre-tax net operating income | $2,785,000 | 2,737 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $329,000 | 4,038 |
| Income before extraordinary items | $2,456,000 | 2,461 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,456,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $167,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,456,000 | 2,412 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 3,429 |
| Total interest expense | $1,579,000 | 3,465 |
| Net interest income | $4,326,000 | 3,379 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $686,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $227,000 | 4,321 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $459,000 | 2,947 |
| Total noninterest expense | $2,932,000 | 3,777 |
| Salaries and employee benefits | $1,553,000 | 3,853 |
| Premises and equipment expense | $338,000 | 4,398 |
| Additional noninterest expense | $1,041,000 | 3,305 |
| Pre-tax net operating income | $2,040,000 | 2,826 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $338,000 | 3,576 |
| Income before extraordinary items | $1,702,000 | 2,670 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,702,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $167,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,702,000 | 2,608 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 3,467 |
| Total interest expense | $1,046,000 | 3,471 |
| Net interest income | $2,818,000 | 3,433 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $452,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $305,000 | 2,958 |
| Total noninterest expense | $1,936,000 | 3,841 |
| Salaries and employee benefits | $1,041,000 | 3,858 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $675,000 | 3,403 |
| Pre-tax net operating income | $1,324,000 | 2,863 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $216,000 | 3,626 |
| Income before extraordinary items | $1,108,000 | 2,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,108,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $167,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,108,000 | 2,620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,552 |
| Total interest expense | $526,000 | 3,481 |
| Net interest income | $1,356,000 | 3,536 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $196,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $125,000 | 3,263 |
| Total noninterest expense | $959,000 | 3,888 |
| Salaries and employee benefits | $519,000 | 3,891 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $326,000 | 3,506 |
| Pre-tax net operating income | $593,000 | 3,106 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $167,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $489,000 | 2,892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 3,704 |
| Total interest expense | $2,218,000 | 3,684 |
| Net interest income | $5,049,000 | 3,646 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $1,343,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $303,000 | 4,273 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,040,000 | 2,330 |
| Total noninterest expense | $3,840,000 | 3,827 |
| Salaries and employee benefits | $2,102,000 | 3,772 |
| Premises and equipment expense | $446,000 | 4,397 |
| Additional noninterest expense | $1,292,000 | 3,509 |
| Pre-tax net operating income | $2,512,000 | 2,875 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $752,000 | 2,648 |
| Income before extraordinary items | $1,760,000 | 3,150 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,760,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,970 |
| Cash dividends | $141,000 | 5,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,760,000 | 3,007 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,779 |
| Total interest expense | $1,678,000 | 3,782 |
| Net interest income | $3,721,000 | 3,722 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $1,065,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $838,000 | 2,309 |
| Total noninterest expense | $2,859,000 | 3,840 |
| Salaries and employee benefits | $1,588,000 | 3,737 |
| Premises and equipment expense | $335,000 | 4,389 |
| Additional noninterest expense | $936,000 | 3,596 |
| Pre-tax net operating income | $1,887,000 | 2,965 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $590,000 | 2,701 |
| Income before extraordinary items | $1,297,000 | 3,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,297,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,978 |
| Cash dividends | $141,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,297,000 | 3,140 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 3,855 |
| Total interest expense | $1,134,000 | 3,848 |
| Net interest income | $2,409,000 | 3,812 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $651,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $149,000 | 4,309 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $502,000 | 2,435 |
| Total noninterest expense | $1,849,000 | 3,917 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $627,000 | 3,587 |
| Pre-tax net operating income | $1,201,000 | 3,080 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $366,000 | 2,873 |
| Income before extraordinary items | $835,000 | 3,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $835,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,986 |
| Cash dividends | $141,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $835,000 | 3,217 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,866 |
| Total interest expense | $584,000 | 3,837 |
| Net interest income | $1,192,000 | 3,845 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $351,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $278,000 | 2,218 |
| Total noninterest expense | $943,000 | 3,839 |
| Salaries and employee benefits | $505,000 | 3,867 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $590,000 | 3,124 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $175,000 | 2,918 |
| Income before extraordinary items | $415,000 | 3,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 9,114 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $415,000 | 3,207 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 3,888 |
| Total interest expense | $2,582,000 | 3,995 |
| Net interest income | $4,792,000 | 3,785 |
| Provision for loan and lease losses | $99,000 | 5,759 |
| Total noninterest income | $981,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $295,000 | 4,266 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $686,000 | 2,741 |
| Total noninterest expense | $3,634,000 | 3,831 |
| Salaries and employee benefits | $1,932,000 | 3,849 |
| Premises and equipment expense | $460,000 | 4,208 |
| Additional noninterest expense | $1,242,000 | 3,516 |
| Pre-tax net operating income | $2,040,000 | 3,378 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $659,000 | 2,958 |
| Income before extraordinary items | $1,381,000 | 3,719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,381,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $367,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,381,000 | 3,607 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 4,106 |
| Total interest expense | $3,630,000 | 4,096 |
| Net interest income | $4,164,000 | 4,007 |
| Provision for loan and lease losses | $34,000 | 7,144 |
| Total noninterest income | $714,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $292,000 | 4,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $422,000 | 3,434 |
| Total noninterest expense | $3,083,000 | 4,242 |
| Salaries and employee benefits | $1,705,000 | 4,095 |
| Premises and equipment expense | $430,000 | 4,376 |
| Additional noninterest expense | $948,000 | 4,247 |
| Pre-tax net operating income | $1,761,000 | 3,482 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $540,000 | 3,186 |
| Income before extraordinary items | $1,221,000 | 3,757 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,221,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $219,000 | 4,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,221,000 | 3,645 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,605,000 | 4,287 |
| Total interest expense | $3,452,000 | 4,431 |
| Net interest income | $4,153,000 | 4,051 |
| Provision for loan and lease losses | $124,000 | 4,781 |
| Total noninterest income | $542,000 | 4,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $2,936,000 | 4,304 |
| Salaries and employee benefits | $1,626,000 | 4,096 |
| Premises and equipment expense | $401,000 | 4,502 |
| Additional noninterest expense | $909,000 | 4,304 |
| Pre-tax net operating income | $1,635,000 | 3,825 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $476,000 | 3,593 |
| Income before extraordinary items | $1,159,000 | 3,960 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,159,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,375 |
| Cash dividends | $197,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,159,000 | 3,947 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 4,612 |
| Total interest expense | $2,967,000 | 4,650 |
| Net interest income | $3,634,000 | 4,526 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $622,000 | 4,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,628 |
| Total noninterest expense | $2,629,000 | 4,681 |
| Salaries and employee benefits | $1,445,000 | 4,465 |
| Premises and equipment expense | $359,000 | 4,881 |
| Additional noninterest expense | $825,000 | 4,674 |
| Pre-tax net operating income | $1,526,000 | 4,049 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $463,000 | 3,787 |
| Income before extraordinary items | $1,063,000 | 4,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,063,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $161,000 | 5,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,063,000 | 4,198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 4,638 |
| Total interest expense | $3,051,000 | 4,663 |
| Net interest income | $3,515,000 | 4,579 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,269 |
| Total noninterest expense | $2,349,000 | 4,979 |
| Salaries and employee benefits | $1,316,000 | 4,712 |
| Premises and equipment expense | $301,000 | 5,370 |
| Additional noninterest expense | $732,000 | 4,986 |
| Pre-tax net operating income | $1,502,000 | 4,186 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $442,000 | 4,166 |
| Income before extraordinary items | $1,060,000 | 4,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,060,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $136,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,060,000 | 4,211 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 4,945 |
| Total interest expense | $2,908,000 | 4,851 |
| Net interest income | $3,276,000 | 4,967 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $303,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $2,059,000 | 5,544 |
| Salaries and employee benefits | $1,169,000 | 5,210 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $631,000 | 5,619 |
| Pre-tax net operating income | $1,432,000 | 4,654 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $462,000 | 4,449 |
| Income before extraordinary items | $972,000 | 4,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $972,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $195,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $970,640 | 4,748 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 5,619 |
| Total interest expense | $2,495,000 | 5,521 |
| Net interest income | $2,887,000 | 5,599 |
| Provision for loan and lease losses | $93,000 | 5,288 |
| Total noninterest income | $276,000 | 7,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $1,969,000 | 6,002 |
| Salaries and employee benefits | $1,046,000 | 5,808 |
| Premises and equipment expense | $259,000 | 6,120 |
| Additional noninterest expense | $664,000 | 5,947 |
| Pre-tax net operating income | $1,101,000 | 5,411 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $223,000 | 6,802 |
| Income before extraordinary items | $878,000 | 4,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $878,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $109,000 | 6,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $878,000 | 4,905 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 6,061 |
| Total interest expense | $2,182,000 | 6,124 |
| Net interest income | $2,737,000 | 5,910 |
| Provision for loan and lease losses | $193,000 | 3,096 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $1,987,000 | 6,015 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $697,000 | 5,874 |
| Pre-tax net operating income | $856,000 | 6,622 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $749,000 | 5,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $749,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $63,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $749,000 | 5,691 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,490 |
| Total interest expense | $1,644,000 | 6,488 |
| Net interest income | $2,535,000 | 6,406 |
| Provision for loan and lease losses | $293,000 | 2,338 |
| Total noninterest income | $270,000 | 7,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,949,000 | 6,343 |
| Salaries and employee benefits | $940,000 | 6,416 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $719,000 | 6,190 |
| Pre-tax net operating income | $563,000 | 8,230 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $33,000 | 10,861 |
| Income before extraordinary items | $530,000 | 7,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $530,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,648 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $530,000 | 7,120 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 7,344 |
| Total interest expense | $1,516,000 | 7,156 |
| Net interest income | $2,129,000 | 7,361 |
| Provision for loan and lease losses | $161,000 | 4,460 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,282 |
| Total noninterest expense | $1,883,000 | 6,667 |
| Salaries and employee benefits | $867,000 | 6,913 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $721,000 | 6,417 |
| Pre-tax net operating income | $320,000 | 10,079 |
| Securities gains (losses) | $114,000 | 2,310 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $361,000 | 8,827 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $266,380 | 9,602 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 8,408 |
| Total interest expense | $1,593,000 | 8,226 |
| Net interest income | $1,751,000 | 8,499 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $1,749,000 | 7,117 |
| Salaries and employee benefits | $823,000 | 7,118 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $663,000 | 7,008 |
| Pre-tax net operating income | $102,000 | 12,006 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $97,680 | 11,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.