Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 83 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $343,538,000 | 1,954 |
| Cash and due from depository institutions | $4,217,000 | 2,084 |
| Interest-bearing balances | $59,000 | 5,277 |
| Securities | $44,008,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $283,278,000 | 1,684 |
| Loan loss allowance | $3,005,000 | 1,799 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,587,000 | 1,497 |
| Other real estate owned | $0 | 2,084 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,448,000 | 3,905 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $343,538,000 | 1,954 |
| Total liabilities | $313,471,000 | 1,925 |
| Total deposits | $293,229,000 | 1,827 |
| Interest-bearing deposits | $237,989,000 | 1,916 |
| Deposits held in domestic offices | $293,229,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,400,000 | 1,428 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,097,000 | 2,866 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,745,000 | 1,926 |
| Total equity capital | $30,067,000 | 2,322 |
| Total bank equity capital | $30,067,000 | 2,322 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $7,376,000 | 3,209 |
| Undivided profits | $22,191,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,642,000 | 2,594 |
| Earning assets | $327,345,000 | 1,894 |
| Long-term assets (5+ years) | $24,879,000 | 3,252 |
| Average Assets, year-to-date | $336,867,200 | 1,910 |
| Average Assets, quarterly | $342,742,000 | 1,931 |
| Volatile liabilities | $66,689,000 | 2,058 |
| Insider loans | $1,575,000 | 3,527 |
| FHLB advances | $9,000,000 | 2,764 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $69,144,000 | 1,376 |
| Tier 1 (core) risk-based capital | $29,852,000 | 2,209 |
| Tier 2 risk-based capital | $3,005,000 | 1,723 |
| Total risk weighted assets | $294,444,000 | 1,700 |
| Total unused commitments | $69,144,000 | 1,377 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 83 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $341,946,000 | 1,931 |
| Cash and due from depository institutions | $6,601,000 | 2,068 |
| Interest-bearing balances | $46,000 | 5,366 |
| Securities | $46,731,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $276,380,000 | 1,689 |
| Loan loss allowance | $2,970,000 | 1,772 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,682,000 | 1,452 |
| Other real estate owned | $0 | 2,068 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,552,000 | 3,874 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $341,946,000 | 1,931 |
| Total liabilities | $313,966,000 | 1,888 |
| Total deposits | $300,617,000 | 1,771 |
| Interest-bearing deposits | $242,141,000 | 1,888 |
| Deposits held in domestic offices | $300,617,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $930,000 | 2,783 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,096,000 | 2,741 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,323,000 | 1,644 |
| Total equity capital | $27,980,000 | 2,448 |
| Total bank equity capital | $27,980,000 | 2,448 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $6,474,000 | 3,437 |
| Undivided profits | $21,006,000 | 1,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,804,000 | 2,555 |
| Earning assets | $323,157,000 | 1,874 |
| Long-term assets (5+ years) | $22,336,000 | 3,344 |
| Average Assets, year-to-date | $335,199,500 | 1,909 |
| Average Assets, quarterly | $344,421,500 | 1,901 |
| Volatile liabilities | $56,660,000 | 2,304 |
| Insider loans | $2,078,000 | 2,941 |
| FHLB advances | $9,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $67,443,000 | 1,426 |
| Tier 1 (core) risk-based capital | $27,981,000 | 2,328 |
| Tier 2 risk-based capital | $2,970,000 | 1,727 |
| Total risk weighted assets | $291,965,000 | 1,680 |
| Total unused commitments | $67,443,000 | 1,426 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $346,897,000 | 1,912 |
| Cash and due from depository institutions | $7,221,000 | 2,118 |
| Interest-bearing balances | $25,000 | 5,846 |
| Securities | $48,975,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,612 |
| Net loans & leases | $268,696,000 | 1,745 |
| Loan loss allowance | $2,894,000 | 1,818 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,750,000 | 1,439 |
| Other real estate owned | $0 | 2,118 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,455,000 | 3,904 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $346,897,000 | 1,912 |
| Total liabilities | $320,416,000 | 1,874 |
| Total deposits | $307,959,000 | 1,748 |
| Interest-bearing deposits | $246,084,000 | 1,883 |
| Deposits held in domestic offices | $307,959,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,097,000 | 2,643 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,360,000 | 1,580 |
| Total equity capital | $26,481,000 | 2,541 |
| Total bank equity capital | $26,481,000 | 2,541 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $6,474,000 | 3,428 |
| Undivided profits | $19,507,000 | 1,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,851,000 | 2,289 |
| Earning assets | $327,496,000 | 1,870 |
| Long-term assets (5+ years) | $22,174,000 | 3,280 |
| Average Assets, year-to-date | $332,950,670 | 1,946 |
| Average Assets, quarterly | $339,645,500 | 1,929 |
| Volatile liabilities | $57,524,000 | 2,249 |
| Insider loans | $2,285,000 | 2,756 |
| FHLB advances | $9,000,000 | 2,528 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $68,900,000 | 1,424 |
| Tier 1 (core) risk-based capital | $27,089,000 | 2,400 |
| Tier 2 risk-based capital | $2,894,000 | 1,766 |
| Total risk weighted assets | $286,491,000 | 1,719 |
| Total unused commitments | $68,900,000 | 1,425 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $332,394,000 | 1,977 |
| Cash and due from depository institutions | $8,831,000 | 2,205 |
| Interest-bearing balances | $80,000 | 5,082 |
| Securities | $50,836,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $260,772,000 | 1,771 |
| Loan loss allowance | $2,840,000 | 1,855 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,648,000 | 1,428 |
| Other real estate owned | $0 | 2,205 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,307,000 | 3,937 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $332,394,000 | 1,977 |
| Total liabilities | $306,117,000 | 1,935 |
| Total deposits | $280,261,000 | 1,906 |
| Interest-bearing deposits | $221,868,000 | 2,059 |
| Deposits held in domestic offices | $280,261,000 | 1,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,640,000 | 1,607 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,098,000 | 1,749 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,118,000 | 1,728 |
| Total equity capital | $26,277,000 | 2,575 |
| Total bank equity capital | $26,277,000 | 2,575 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $6,474,000 | 3,388 |
| Undivided profits | $19,303,000 | 1,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,698,000 | 2,412 |
| Earning assets | $311,688,000 | 1,945 |
| Long-term assets (5+ years) | $22,291,000 | 3,215 |
| Average Assets, year-to-date | $325,977,500 | 1,997 |
| Average Assets, quarterly | $325,977,500 | 1,997 |
| Volatile liabilities | $74,848,000 | 1,788 |
| Insider loans | $2,380,000 | 2,680 |
| FHLB advances | $18,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $74,293,000 | 1,357 |
| Tier 1 (core) risk-based capital | $26,554,000 | 2,426 |
| Tier 2 risk-based capital | $2,840,000 | 1,788 |
| Total risk weighted assets | $277,328,000 | 1,755 |
| Total unused commitments | $74,293,000 | 1,357 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $319,561,000 | 2,030 |
| Cash and due from depository institutions | $7,496,000 | 2,291 |
| Interest-bearing balances | $61,000 | 5,269 |
| Securities | $50,657,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $249,328,000 | 1,820 |
| Loan loss allowance | $2,745,000 | 1,879 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,592,000 | 1,408 |
| Other real estate owned | $61,000 | 2,291 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,427,000 | 3,873 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $319,561,000 | 2,030 |
| Total liabilities | $294,053,000 | 1,998 |
| Total deposits | $280,668,000 | 1,869 |
| Interest-bearing deposits | $222,136,000 | 2,033 |
| Deposits held in domestic offices | $280,668,000 | 1,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,125,000 | 1,601 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,098,000 | 3,387 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,162,000 | 1,657 |
| Total equity capital | $25,508,000 | 2,590 |
| Total bank equity capital | $25,508,000 | 2,590 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $6,474,000 | 3,349 |
| Undivided profits | $18,534,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,823,000 | 2,305 |
| Earning assets | $300,046,000 | 1,986 |
| Long-term assets (5+ years) | $18,951,000 | 3,479 |
| Average Assets, year-to-date | $304,662,000 | 2,046 |
| Average Assets, quarterly | $320,098,000 | 2,009 |
| Volatile liabilities | $69,637,000 | 2,039 |
| Insider loans | $2,394,000 | 2,641 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $68,311,000 | 1,424 |
| Tier 1 (core) risk-based capital | $25,963,000 | 2,430 |
| Tier 2 risk-based capital | $2,745,000 | 1,827 |
| Total risk weighted assets | $264,841,000 | 1,810 |
| Total unused commitments | $68,311,000 | 1,424 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $320,635,000 | 2,014 |
| Cash and due from depository institutions | $6,240,000 | 2,378 |
| Interest-bearing balances | $98,000 | 4,919 |
| Securities | $49,315,000 | 2,374 |
| Federal funds sold & reverse repurchase agreements | $17,640,000 | 785 |
| Net loans & leases | $235,101,000 | 1,916 |
| Loan loss allowance | $2,594,000 | 1,988 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,727,000 | 1,361 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,612,000 | 3,764 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $320,635,000 | 2,014 |
| Total liabilities | $295,849,000 | 1,965 |
| Total deposits | $287,487,000 | 1,808 |
| Interest-bearing deposits | $231,121,000 | 1,926 |
| Deposits held in domestic offices | $287,487,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,098,000 | 3,551 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,264,000 | 1,599 |
| Total equity capital | $24,786,000 | 2,636 |
| Total bank equity capital | $24,786,000 | 2,636 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $5,724,000 | 3,575 |
| Undivided profits | $18,562,000 | 1,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,587,000 | 2,653 |
| Earning assets | $302,154,000 | 1,969 |
| Long-term assets (5+ years) | $24,412,000 | 2,989 |
| Average Assets, year-to-date | $300,937,250 | 2,075 |
| Average Assets, quarterly | $313,471,000 | 2,035 |
| Volatile liabilities | $72,453,000 | 1,965 |
| Insider loans | $2,603,000 | 2,454 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $70,510,000 | 1,414 |
| Tier 1 (core) risk-based capital | $25,272,000 | 2,478 |
| Tier 2 risk-based capital | $2,594,000 | 1,921 |
| Total risk weighted assets | $254,217,000 | 1,869 |
| Total unused commitments | $70,510,000 | 1,414 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 73 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $306,307,000 | 2,078 |
| Cash and due from depository institutions | $14,648,000 | 2,422 |
| Interest-bearing balances | $4,861,000 | 1,019 |
| Securities | $40,960,000 | 2,764 |
| Federal funds sold & reverse repurchase agreements | $14,550,000 | 877 |
| Net loans & leases | $224,424,000 | 1,977 |
| Loan loss allowance | $2,474,000 | 2,061 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,424,000 | 1,378 |
| Other real estate owned | $0 | 2,422 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,301,000 | 3,949 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $306,307,000 | 2,078 |
| Total liabilities | $283,353,000 | 2,028 |
| Total deposits | $275,620,000 | 1,868 |
| Interest-bearing deposits | $219,125,000 | 1,995 |
| Deposits held in domestic offices | $275,620,000 | 1,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,098,000 | 3,611 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,635,000 | 1,760 |
| Total equity capital | $22,954,000 | 2,715 |
| Total bank equity capital | $22,954,000 | 2,715 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $5,724,000 | 3,529 |
| Undivided profits | $16,730,000 | 1,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,405,000 | 2,663 |
| Earning assets | $284,795,000 | 2,061 |
| Long-term assets (5+ years) | $21,820,000 | 3,156 |
| Average Assets, year-to-date | $294,371,330 | 2,131 |
| Average Assets, quarterly | $298,100,000 | 2,122 |
| Volatile liabilities | $64,376,000 | 2,133 |
| Insider loans | $2,614,000 | 2,399 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $61,297,000 | 1,590 |
| Tier 1 (core) risk-based capital | $24,212,000 | 2,524 |
| Tier 2 risk-based capital | $2,474,000 | 1,984 |
| Total risk weighted assets | $240,883,000 | 1,933 |
| Total unused commitments | $61,297,000 | 1,590 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $289,893,000 | 2,171 |
| Cash and due from depository institutions | $5,743,000 | 2,508 |
| Interest-bearing balances | $43,000 | 5,691 |
| Securities | $43,033,000 | 2,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $229,894,000 | 1,881 |
| Loan loss allowance | $2,336,000 | 2,124 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,203,000 | 1,584 |
| Other real estate owned | $0 | 2,508 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,020,000 | 3,385 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $289,893,000 | 2,171 |
| Total liabilities | $266,271,000 | 2,117 |
| Total deposits | $252,742,000 | 2,025 |
| Interest-bearing deposits | $201,890,000 | 2,129 |
| Deposits held in domestic offices | $252,742,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,570,000 | 1,410 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,099,000 | 3,510 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,860,000 | 2,294 |
| Total equity capital | $23,622,000 | 2,609 |
| Total bank equity capital | $23,622,000 | 2,609 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $5,724,000 | 3,461 |
| Undivided profits | $17,398,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,354,000 | 2,622 |
| Earning assets | $272,970,000 | 2,118 |
| Long-term assets (5+ years) | $21,220,000 | 3,192 |
| Average Assets, year-to-date | $288,403,500 | 2,158 |
| Average Assets, quarterly | $288,403,500 | 2,158 |
| Volatile liabilities | $68,509,000 | 1,953 |
| Insider loans | $2,625,000 | 2,373 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $66,887,000 | 1,451 |
| Tier 1 (core) risk-based capital | $24,469,000 | 2,468 |
| Tier 2 risk-based capital | $2,336,000 | 2,032 |
| Total risk weighted assets | $240,078,000 | 1,875 |
| Total unused commitments | $66,887,000 | 1,451 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $286,914,000 | 2,169 |
| Cash and due from depository institutions | $5,616,000 | 2,491 |
| Interest-bearing balances | $41,000 | 5,769 |
| Securities | $44,856,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $7,170,000 | 1,839 |
| Net loans & leases | $217,877,000 | 1,956 |
| Loan loss allowance | $2,216,000 | 2,183 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,074,000 | 1,588 |
| Other real estate owned | $295,000 | 2,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,026,000 | 3,384 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $286,914,000 | 2,169 |
| Total liabilities | $264,064,000 | 2,118 |
| Total deposits | $254,567,000 | 1,986 |
| Interest-bearing deposits | $195,227,000 | 2,154 |
| Deposits held in domestic offices | $254,567,000 | 1,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,100,000 | 3,168 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,397,000 | 1,853 |
| Total equity capital | $22,850,000 | 2,652 |
| Total bank equity capital | $22,850,000 | 2,652 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $5,725,000 | 3,425 |
| Undivided profits | $16,625,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,371,000 | 2,604 |
| Earning assets | $269,944,000 | 2,108 |
| Long-term assets (5+ years) | $19,897,000 | 3,310 |
| Average Assets, year-to-date | $270,417,000 | 2,194 |
| Average Assets, quarterly | $286,953,500 | 2,140 |
| Volatile liabilities | $59,067,000 | 2,163 |
| Insider loans | $2,647,000 | 2,319 |
| FHLB advances | $7,000,000 | 3,026 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $63,117,000 | 1,476 |
| Tier 1 (core) risk-based capital | $23,485,000 | 2,509 |
| Tier 2 risk-based capital | $2,216,000 | 2,088 |
| Total risk weighted assets | $229,641,000 | 1,920 |
| Total unused commitments | $63,117,000 | 1,476 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $286,993,000 | 2,120 |
| Cash and due from depository institutions | $6,519,000 | 2,516 |
| Interest-bearing balances | $36,000 | 5,890 |
| Securities | $39,588,000 | 2,845 |
| Federal funds sold & reverse repurchase agreements | $14,560,000 | 910 |
| Net loans & leases | $215,707,000 | 1,934 |
| Loan loss allowance | $2,046,000 | 2,327 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,553,000 | 1,679 |
| Other real estate owned | $0 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,066,000 | 3,305 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $286,993,000 | 2,120 |
| Total liabilities | $265,133,000 | 2,059 |
| Total deposits | $255,673,000 | 1,930 |
| Interest-bearing deposits | $197,275,000 | 2,105 |
| Deposits held in domestic offices | $255,673,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,100,000 | 3,202 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,360,000 | 1,827 |
| Total equity capital | $21,860,000 | 2,750 |
| Total bank equity capital | $21,860,000 | 2,750 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $5,134,000 | 3,580 |
| Undivided profits | $16,226,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,187,000 | 2,941 |
| Earning assets | $269,891,000 | 2,073 |
| Long-term assets (5+ years) | $18,043,000 | 3,516 |
| Average Assets, year-to-date | $266,292,750 | 2,211 |
| Average Assets, quarterly | $278,971,500 | 2,154 |
| Volatile liabilities | $56,295,000 | 2,154 |
| Insider loans | $1,481,000 | 3,369 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $57,562,000 | 1,567 |
| Tier 1 (core) risk-based capital | $22,336,000 | 2,599 |
| Tier 2 risk-based capital | $2,046,000 | 2,226 |
| Total risk weighted assets | $223,858,000 | 1,919 |
| Total unused commitments | $57,562,000 | 1,567 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 68 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $270,950,000 | 2,203 |
| Cash and due from depository institutions | $6,427,000 | 2,546 |
| Interest-bearing balances | $7,000 | 6,531 |
| Securities | $42,192,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $212,211,000 | 1,910 |
| Loan loss allowance | $1,959,000 | 2,386 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,520,000 | 1,642 |
| Other real estate owned | $0 | 2,546 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,600,000 | 3,464 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $270,950,000 | 2,203 |
| Total liabilities | $250,226,000 | 2,141 |
| Total deposits | $236,692,000 | 2,041 |
| Interest-bearing deposits | $184,712,000 | 2,213 |
| Deposits held in domestic offices | $236,692,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,805,000 | 1,677 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,100,000 | 3,146 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,629,000 | 2,287 |
| Total equity capital | $20,724,000 | 2,828 |
| Total bank equity capital | $20,724,000 | 2,828 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $5,134,000 | 3,539 |
| Undivided profits | $15,090,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,017,000 | 3,102 |
| Earning assets | $254,410,000 | 2,146 |
| Long-term assets (5+ years) | $17,437,000 | 3,622 |
| Average Assets, year-to-date | $259,392,670 | 2,246 |
| Average Assets, quarterly | $265,701,000 | 2,217 |
| Volatile liabilities | $52,538,000 | 2,181 |
| Insider loans | $1,642,000 | 3,139 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $45,627,000 | 1,826 |
| Tier 1 (core) risk-based capital | $20,976,000 | 2,677 |
| Tier 2 risk-based capital | $1,959,000 | 2,277 |
| Total risk weighted assets | $216,432,000 | 1,937 |
| Total unused commitments | $45,627,000 | 1,826 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $260,452,000 | 2,263 |
| Cash and due from depository institutions | $5,852,000 | 2,524 |
| Interest-bearing balances | $37,000 | 5,893 |
| Securities | $44,193,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $200,182,000 | 1,973 |
| Loan loss allowance | $1,919,000 | 2,405 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,600,000 | 1,593 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,625,000 | 3,410 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $260,452,000 | 2,263 |
| Total liabilities | $240,026,000 | 2,210 |
| Total deposits | $220,909,000 | 2,182 |
| Interest-bearing deposits | $170,948,000 | 2,372 |
| Deposits held in domestic offices | $220,909,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,575 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,117,000 | 2,956 |
| Total equity capital | $20,426,000 | 2,798 |
| Total bank equity capital | $20,426,000 | 2,798 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $5,134,000 | 3,509 |
| Undivided profits | $14,792,000 | 2,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,046,000 | 2,943 |
| Earning assets | $244,412,000 | 2,214 |
| Long-term assets (5+ years) | $24,272,000 | 3,053 |
| Average Assets, year-to-date | $253,614,000 | 2,310 |
| Average Assets, quarterly | $253,614,000 | 2,310 |
| Volatile liabilities | $54,746,000 | 2,020 |
| Insider loans | $740,000 | 4,711 |
| FHLB advances | $13,000,000 | 2,088 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $45,663,000 | 1,779 |
| Tier 1 (core) risk-based capital | $21,006,000 | 2,642 |
| Tier 2 risk-based capital | $1,919,000 | 2,292 |
| Total risk weighted assets | $208,016,000 | 1,967 |
| Total unused commitments | $45,663,000 | 1,780 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $246,776,000 | 2,367 |
| Cash and due from depository institutions | $4,503,000 | 2,611 |
| Interest-bearing balances | $15,000 | 6,328 |
| Securities | $48,153,000 | 2,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $183,801,000 | 2,129 |
| Loan loss allowance | $1,874,000 | 2,442 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,723,000 | 1,528 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,596,000 | 3,381 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $246,776,000 | 2,367 |
| Total liabilities | $226,456,000 | 2,321 |
| Total deposits | $218,800,000 | 2,144 |
| Interest-bearing deposits | $164,916,000 | 2,402 |
| Deposits held in domestic offices | $218,800,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,230,000 | 2,590 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,426,000 | 2,450 |
| Total equity capital | $20,320,000 | 2,805 |
| Total bank equity capital | $20,320,000 | 2,805 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $5,109,000 | 3,480 |
| Undivided profits | $14,711,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,074,000 | 2,844 |
| Earning assets | $231,969,000 | 2,310 |
| Long-term assets (5+ years) | $28,508,000 | 2,794 |
| Average Assets, year-to-date | $232,572,200 | 2,402 |
| Average Assets, quarterly | $243,666,500 | 2,381 |
| Volatile liabilities | $39,833,000 | 2,539 |
| Insider loans | $853,000 | 4,445 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,101,000 | 1,666 |
| Tier 1 (core) risk-based capital | $20,414,000 | 2,657 |
| Tier 2 risk-based capital | $1,876,000 | 2,314 |
| Total risk weighted assets | $193,585,000 | 2,097 |
| Total unused commitments | $47,101,000 | 1,666 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $240,557,000 | 2,404 |
| Cash and due from depository institutions | $6,719,000 | 2,501 |
| Interest-bearing balances | $107,000 | 5,044 |
| Securities | $48,826,000 | 2,448 |
| Federal funds sold & reverse repurchase agreements | $5,425,000 | 1,969 |
| Net loans & leases | $170,781,000 | 2,238 |
| Loan loss allowance | $1,774,000 | 2,551 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,285,000 | 1,973 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,521,000 | 3,386 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $240,557,000 | 2,404 |
| Total liabilities | $221,185,000 | 2,353 |
| Total deposits | $214,370,000 | 2,162 |
| Interest-bearing deposits | $198,491,000 | 1,971 |
| Deposits held in domestic offices | $214,370,000 | 2,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,200,000 | 3,502 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,615,000 | 2,250 |
| Total equity capital | $19,372,000 | 2,909 |
| Total bank equity capital | $19,372,000 | 2,909 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $4,704,000 | 3,658 |
| Undivided profits | $14,168,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,008,000 | 3,092 |
| Earning assets | $225,139,000 | 2,360 |
| Long-term assets (5+ years) | $27,822,000 | 2,885 |
| Average Assets, year-to-date | $229,021,250 | 2,427 |
| Average Assets, quarterly | $239,086,500 | 2,387 |
| Volatile liabilities | $32,471,000 | 2,934 |
| Insider loans | $703,000 | 4,812 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $43,208,000 | 1,759 |
| Tier 1 (core) risk-based capital | $19,154,000 | 2,799 |
| Tier 2 risk-based capital | $1,777,000 | 2,392 |
| Total risk weighted assets | $182,870,000 | 2,160 |
| Total unused commitments | $43,208,000 | 1,760 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $237,616,000 | 2,397 |
| Cash and due from depository institutions | $6,275,000 | 2,551 |
| Interest-bearing balances | $122,000 | 4,973 |
| Securities | $52,858,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $11,175,000 | 970 |
| Net loans & leases | $158,474,000 | 2,337 |
| Loan loss allowance | $1,774,000 | 2,534 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,385,000 | 1,901 |
| Other real estate owned | $0 | 2,551 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,449,000 | 3,417 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $237,616,000 | 2,397 |
| Total liabilities | $219,087,000 | 2,346 |
| Total deposits | $212,738,000 | 2,154 |
| Interest-bearing deposits | $201,560,000 | 1,914 |
| Deposits held in domestic offices | $212,738,000 | 2,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,200,000 | 3,462 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,149,000 | 2,663 |
| Total equity capital | $18,529,000 | 2,913 |
| Total bank equity capital | $18,529,000 | 2,913 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $4,704,000 | 3,619 |
| Undivided profits | $13,325,000 | 2,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $995,000 | 2,962 |
| Earning assets | $222,629,000 | 2,352 |
| Long-term assets (5+ years) | $35,216,000 | 2,511 |
| Average Assets, year-to-date | $225,176,000 | 2,468 |
| Average Assets, quarterly | $228,280,500 | 2,460 |
| Volatile liabilities | $27,379,000 | 3,212 |
| Insider loans | $878,000 | 4,370 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $43,305,000 | 1,740 |
| Tier 1 (core) risk-based capital | $18,593,000 | 2,833 |
| Tier 2 risk-based capital | $1,777,000 | 2,373 |
| Total risk weighted assets | $170,061,000 | 2,251 |
| Total unused commitments | $43,305,000 | 1,744 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $218,945,000 | 2,561 |
| Cash and due from depository institutions | $6,249,000 | 2,679 |
| Interest-bearing balances | $127,000 | 5,033 |
| Securities | $45,247,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $158,564,000 | 2,275 |
| Loan loss allowance | $1,748,000 | 2,551 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,446,000 | 1,835 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,439,000 | 3,282 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $218,945,000 | 2,561 |
| Total liabilities | $199,983,000 | 2,512 |
| Total deposits | $189,796,000 | 2,397 |
| Interest-bearing deposits | $179,064,000 | 2,164 |
| Deposits held in domestic offices | $189,796,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,654 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,200,000 | 3,313 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $987,000 | 3,250 |
| Total equity capital | $18,962,000 | 2,916 |
| Total bank equity capital | $18,962,000 | 2,916 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $4,704,000 | 3,580 |
| Undivided profits | $13,758,000 | 2,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $973,000 | 2,977 |
| Earning assets | $203,938,000 | 2,529 |
| Long-term assets (5+ years) | $29,393,000 | 2,824 |
| Average Assets, year-to-date | $218,956,000 | 2,534 |
| Average Assets, quarterly | $218,956,000 | 2,534 |
| Volatile liabilities | $25,402,000 | 3,301 |
| Insider loans | $833,000 | 4,422 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,058,000 | 1,986 |
| Tier 1 (core) risk-based capital | $18,220,000 | 2,851 |
| Tier 2 risk-based capital | $1,749,000 | 2,363 |
| Total risk weighted assets | $166,919,000 | 2,242 |
| Total unused commitments | $35,058,000 | 1,993 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $218,967,000 | 2,560 |
| Cash and due from depository institutions | $6,584,000 | 2,625 |
| Interest-bearing balances | $139,000 | 4,909 |
| Securities | $48,751,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $154,681,000 | 2,298 |
| Loan loss allowance | $1,719,000 | 2,564 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,566,000 | 1,778 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,385,000 | 3,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,967,000 | 2,560 |
| Total liabilities | $200,833,000 | 2,505 |
| Total deposits | $186,063,000 | 2,433 |
| Interest-bearing deposits | $174,703,000 | 2,211 |
| Deposits held in domestic offices | $186,063,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,225,000 | 939 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $200,000 | 5,433 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,345,000 | 2,527 |
| Total equity capital | $18,134,000 | 2,962 |
| Total bank equity capital | $18,134,000 | 2,962 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $4,704,000 | 3,550 |
| Undivided profits | $12,930,000 | 2,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,011,000 | 2,970 |
| Earning assets | $203,571,000 | 2,522 |
| Long-term assets (5+ years) | $27,427,000 | 2,982 |
| Average Assets, year-to-date | $212,769,400 | 2,546 |
| Average Assets, quarterly | $217,709,000 | 2,548 |
| Volatile liabilities | $28,026,000 | 3,082 |
| Insider loans | $973,000 | 4,093 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,628,000 | 1,913 |
| Tier 1 (core) risk-based capital | $17,707,000 | 2,883 |
| Tier 2 risk-based capital | $1,719,000 | 2,367 |
| Total risk weighted assets | $163,099,000 | 2,270 |
| Total unused commitments | $35,628,000 | 1,915 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 68 | 2,572 |
| Assets and Liabilities | ||
| Total Assets: | $216,451,000 | 2,575 |
| Cash and due from depository institutions | $6,533,000 | 2,572 |
| Interest-bearing balances | $146,000 | 4,975 |
| Securities | $56,243,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,329 |
| Net loans & leases | $143,769,000 | 2,457 |
| Loan loss allowance | $1,523,000 | 2,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,584,000 | 1,756 |
| Other real estate owned | $0 | 2,572 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,322,000 | 3,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,451,000 | 2,575 |
| Total liabilities | $198,972,000 | 2,529 |
| Total deposits | $195,253,000 | 2,323 |
| Interest-bearing deposits | $183,699,000 | 2,116 |
| Deposits held in domestic offices | $195,253,000 | 2,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,232 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $200,000 | 5,406 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,669,000 | 2,229 |
| Total equity capital | $17,479,000 | 3,047 |
| Total bank equity capital | $17,479,000 | 3,047 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $4,324,000 | 3,679 |
| Undivided profits | $12,655,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $948,000 | 3,312 |
| Earning assets | $201,158,000 | 2,552 |
| Long-term assets (5+ years) | $39,073,000 | 2,295 |
| Average Assets, year-to-date | $211,220,000 | 2,579 |
| Average Assets, quarterly | $218,429,000 | 2,550 |
| Volatile liabilities | $16,963,000 | 4,286 |
| Insider loans | $1,811,000 | 2,793 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,523,000 | 2,096 |
| Tier 1 (core) risk-based capital | $16,810,000 | 3,022 |
| Tier 2 risk-based capital | $1,523,000 | 2,628 |
| Total risk weighted assets | $155,042,000 | 2,378 |
| Total unused commitments | $31,523,000 | 2,099 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $220,407,000 | 2,517 |
| Cash and due from depository institutions | $8,135,000 | 2,720 |
| Interest-bearing balances | $2,194,000 | 2,379 |
| Securities | $65,945,000 | 1,874 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 2,608 |
| Net loans & leases | $129,367,000 | 2,651 |
| Loan loss allowance | $1,523,000 | 2,823 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,695,000 | 1,682 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,340,000 | 2,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,407,000 | 2,517 |
| Total liabilities | $202,723,000 | 2,468 |
| Total deposits | $201,072,000 | 2,232 |
| Interest-bearing deposits | $186,997,000 | 2,042 |
| Deposits held in domestic offices | $201,072,000 | 2,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $200,000 | 5,503 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,451,000 | 2,557 |
| Total equity capital | $17,684,000 | 3,019 |
| Total bank equity capital | $17,684,000 | 3,019 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $4,324,000 | 3,645 |
| Undivided profits | $12,860,000 | 2,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,112,000 | 2,733 |
| Earning assets | $203,431,000 | 2,502 |
| Long-term assets (5+ years) | $35,859,000 | 2,312 |
| Average Assets, year-to-date | $209,476,330 | 2,590 |
| Average Assets, quarterly | $212,997,000 | 2,580 |
| Volatile liabilities | $15,507,000 | 4,488 |
| Insider loans | $4,439,000 | 1,194 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,659,000 | 2,250 |
| Tier 1 (core) risk-based capital | $16,238,000 | 3,065 |
| Tier 2 risk-based capital | $1,523,000 | 2,590 |
| Total risk weighted assets | $145,897,000 | 2,461 |
| Total unused commitments | $27,659,000 | 2,259 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $205,587,000 | 2,651 |
| Cash and due from depository institutions | $14,241,000 | 2,691 |
| Interest-bearing balances | $2,160,000 | 2,420 |
| Securities | $45,682,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,708 |
| Net loans & leases | $128,500,000 | 2,612 |
| Loan loss allowance | $1,523,000 | 2,786 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,815,000 | 1,611 |
| Other real estate owned | $0 | 2,691 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,249,000 | 2,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,587,000 | 2,651 |
| Total liabilities | $188,360,000 | 2,606 |
| Total deposits | $186,839,000 | 2,383 |
| Interest-bearing deposits | $175,233,000 | 2,166 |
| Deposits held in domestic offices | $186,839,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $200,000 | 5,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,321,000 | 2,772 |
| Total equity capital | $17,227,000 | 3,049 |
| Total bank equity capital | $17,227,000 | 3,049 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $4,324,000 | 3,601 |
| Undivided profits | $12,403,000 | 2,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $995,000 | 3,051 |
| Earning assets | $182,442,000 | 2,711 |
| Long-term assets (5+ years) | $21,961,000 | 3,194 |
| Average Assets, year-to-date | $204,011,000 | 2,639 |
| Average Assets, quarterly | $204,011,000 | 2,639 |
| Volatile liabilities | $15,890,000 | 4,375 |
| Insider loans | $3,907,000 | 1,383 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,672,000 | 2,175 |
| Tier 1 (core) risk-based capital | $15,757,000 | 3,106 |
| Tier 2 risk-based capital | $1,523,000 | 2,537 |
| Total risk weighted assets | $142,089,000 | 2,480 |
| Total unused commitments | $27,672,000 | 2,182 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 64 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $202,435,000 | 2,646 |
| Cash and due from depository institutions | $8,611,000 | 2,671 |
| Interest-bearing balances | $134,000 | 4,896 |
| Securities | $54,517,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $129,921,000 | 2,564 |
| Loan loss allowance | $1,523,000 | 2,703 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,929,000 | 1,569 |
| Other real estate owned | $0 | 2,671 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,457,000 | 3,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,435,000 | 2,646 |
| Total liabilities | $185,824,000 | 2,598 |
| Total deposits | $175,920,000 | 2,467 |
| Interest-bearing deposits | $163,579,000 | 2,283 |
| Deposits held in domestic offices | $175,920,000 | 2,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,165 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $200,000 | 5,481 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,704,000 | 2,296 |
| Total equity capital | $16,611,000 | 3,102 |
| Total bank equity capital | $16,611,000 | 3,102 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $4,324,000 | 3,563 |
| Undivided profits | $11,787,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,150,000 | 2,807 |
| Earning assets | $184,572,000 | 2,643 |
| Long-term assets (5+ years) | $30,607,000 | 2,513 |
| Average Assets, year-to-date | $188,416,000 | 2,670 |
| Average Assets, quarterly | $198,781,500 | 2,669 |
| Volatile liabilities | $25,518,000 | 3,173 |
| Insider loans | $3,137,000 | 1,699 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,568,000 | 1,931 |
| Tier 1 (core) risk-based capital | $14,977,000 | 3,200 |
| Tier 2 risk-based capital | $1,523,000 | 2,498 |
| Total risk weighted assets | $141,597,000 | 2,455 |
| Total unused commitments | $30,568,000 | 1,935 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $175,398,000 | 2,856 |
| Cash and due from depository institutions | $9,051,000 | 3,073 |
| Interest-bearing balances | $117,000 | 4,909 |
| Securities | $52,920,000 | 2,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $104,420,000 | 3,028 |
| Loan loss allowance | $1,469,000 | 2,633 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,605,000 | 1,582 |
| Other real estate owned | $0 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,402,000 | 3,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,398,000 | 2,856 |
| Total liabilities | $161,298,000 | 2,805 |
| Total deposits | $158,523,000 | 2,587 |
| Interest-bearing deposits | $150,620,000 | 2,342 |
| Deposits held in domestic offices | $158,523,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $794,000 | 2,753 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $200,000 | 5,284 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,781,000 | 2,206 |
| Total equity capital | $14,100,000 | 3,375 |
| Total bank equity capital | $14,100,000 | 3,375 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $4,031,000 | 3,618 |
| Undivided profits | $9,569,000 | 2,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,172,000 | 2,957 |
| Earning assets | $157,457,000 | 2,900 |
| Long-term assets (5+ years) | $22,869,000 | 3,026 |
| Average Assets, year-to-date | $169,798,400 | 2,807 |
| Average Assets, quarterly | $177,495,500 | 2,786 |
| Volatile liabilities | $15,479,000 | 4,409 |
| Insider loans | $1,547,000 | 2,926 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,311,000 | 2,466 |
| Tier 1 (core) risk-based capital | $12,823,000 | 3,521 |
| Tier 2 risk-based capital | $1,518,000 | 2,377 |
| Total risk weighted assets | $117,627,000 | 2,828 |
| Total unused commitments | $20,311,000 | 2,474 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $160,257,000 | 2,984 |
| Cash and due from depository institutions | $9,196,000 | 3,286 |
| Interest-bearing balances | $22,000 | 5,926 |
| Securities | $42,936,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 6,109 |
| Net loans & leases | $99,384,000 | 3,081 |
| Loan loss allowance | $1,351,000 | 2,674 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,683,000 | 1,253 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,533,000 | 4,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,257,000 | 2,984 |
| Total liabilities | $148,675,000 | 2,905 |
| Total deposits | $144,779,000 | 2,690 |
| Interest-bearing deposits | $135,942,000 | 2,477 |
| Deposits held in domestic offices | $144,779,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $864,000 | 2,875 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,125,000 | 4,460 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,907,000 | 2,142 |
| Total equity capital | $11,582,000 | 3,913 |
| Total bank equity capital | $11,582,000 | 3,913 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $3,991,000 | 3,631 |
| Undivided profits | $7,091,000 | 3,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $649,000 | 4,176 |
| Earning assets | $142,867,000 | 3,058 |
| Long-term assets (5+ years) | $9,927,000 | 4,601 |
| Average Assets, year-to-date | $157,070,800 | 2,894 |
| Average Assets, quarterly | $161,419,500 | 2,928 |
| Volatile liabilities | $15,764,000 | 4,314 |
| Insider loans | $1,206,000 | 3,394 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,073,000 | 2,179 |
| Tier 1 (core) risk-based capital | $11,368,000 | 3,836 |
| Tier 2 risk-based capital | $1,351,000 | 2,512 |
| Total risk weighted assets | $110,482,600 | 2,829 |
| Total unused commitments | $22,073,000 | 2,184 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $144,347,000 | 3,197 |
| Cash and due from depository institutions | $4,085,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $51,073,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $81,446,000 | 3,519 |
| Loan loss allowance | $1,365,000 | 2,596 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,678,000 | 1,500 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,065,000 | 3,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,347,000 | 3,197 |
| Total liabilities | $134,665,000 | 3,107 |
| Total deposits | $128,798,000 | 2,947 |
| Interest-bearing deposits | $100,945,000 | 3,235 |
| Deposits held in domestic offices | $128,798,000 | 2,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 2,055 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,125,000 | 4,438 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,492,000 | 2,381 |
| Total equity capital | $9,682,000 | 4,376 |
| Total bank equity capital | $9,682,000 | 4,376 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $3,961,000 | 3,609 |
| Undivided profits | $5,221,000 | 4,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $448,000 | 4,972 |
| Earning assets | $132,519,000 | 3,188 |
| Long-term assets (5+ years) | $11,264,000 | 4,599 |
| Average Assets, year-to-date | $139,419,800 | 3,179 |
| Average Assets, quarterly | $146,725,000 | 3,114 |
| Volatile liabilities | $16,484,000 | 3,971 |
| Insider loans | $995,000 | 3,748 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,329,000 | 2,527 |
| Tier 1 (core) risk-based capital | $10,175,000 | 4,187 |
| Tier 2 risk-based capital | $1,172,380 | 2,729 |
| Total risk weighted assets | $93,597,880 | 3,174 |
| Total unused commitments | $18,329,000 | 2,530 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $132,091,000 | 3,401 |
| Cash and due from depository institutions | $5,609,000 | 4,361 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,729,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 3,109 |
| Net loans & leases | $72,474,000 | 3,674 |
| Loan loss allowance | $1,254,000 | 2,721 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,646,000 | 2,236 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,133,000 | 5,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,091,000 | 3,401 |
| Total liabilities | $122,760,000 | 3,301 |
| Total deposits | $120,370,000 | 3,136 |
| Interest-bearing deposits | $95,474,000 | 3,376 |
| Deposits held in domestic offices | $120,370,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $431,000 | 2,805 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $243,000 | 4,528 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,716,000 | 2,247 |
| Total equity capital | $9,331,000 | 4,633 |
| Total bank equity capital | $9,331,000 | 4,633 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,935,000 | 3,481 |
| Undivided profits | $4,896,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $390,000 | 5,593 |
| Earning assets | $121,703,000 | 3,401 |
| Long-term assets (5+ years) | $16,247,000 | 3,586 |
| Average Assets, year-to-date | $126,224,600 | 3,378 |
| Average Assets, quarterly | $130,652,500 | 3,387 |
| Volatile liabilities | $13,096,000 | 4,171 |
| Insider loans | $877,000 | 3,874 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,548,000 | 2,847 |
| Tier 1 (core) risk-based capital | $9,046,000 | 4,558 |
| Tier 2 risk-based capital | $1,010,410 | 2,997 |
| Total risk weighted assets | $80,589,410 | 3,414 |
| Total unused commitments | $14,548,000 | 2,854 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $121,216,000 | 3,637 |
| Cash and due from depository institutions | $4,892,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $39,909,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $1,930,000 | 5,057 |
| Net loans & leases | $70,731,000 | 3,791 |
| Loan loss allowance | $1,121,000 | 3,044 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,533,000 | 3,115 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,221,000 | 5,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,216,000 | 3,637 |
| Total liabilities | $112,790,000 | 3,514 |
| Total deposits | $109,375,000 | 3,383 |
| Interest-bearing deposits | $85,356,000 | 3,737 |
| Deposits held in domestic offices | $109,375,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,069,000 | 2,610 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $750,000 | 3,760 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,596,000 | 2,433 |
| Total equity capital | $8,426,000 | 5,005 |
| Total bank equity capital | $8,426,000 | 5,005 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,985,000 | 3,394 |
| Undivided profits | $3,941,000 | 5,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $429,000 | 5,373 |
| Earning assets | $112,570,000 | 3,603 |
| Long-term assets (5+ years) | $18,204,000 | 2,963 |
| Average Assets, year-to-date | $115,703,400 | 3,630 |
| Average Assets, quarterly | $118,704,500 | 3,666 |
| Volatile liabilities | $12,736,000 | 4,238 |
| Insider loans | $1,053,000 | 3,433 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,251,000 | 2,582 |
| Tier 1 (core) risk-based capital | $8,355,000 | 4,887 |
| Tier 2 risk-based capital | $967,900 | 3,020 |
| Total risk weighted assets | $77,278,700 | 3,523 |
| Total unused commitments | $15,251,000 | 2,588 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $112,414,000 | 3,980 |
| Cash and due from depository institutions | $4,203,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $43,621,000 | 2,756 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 7,337 |
| Net loans & leases | $60,318,000 | 4,360 |
| Loan loss allowance | $954,000 | 3,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,489,000 | 3,103 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,233,000 | 5,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,414,000 | 3,980 |
| Total liabilities | $104,636,000 | 3,853 |
| Total deposits | $101,053,000 | 3,740 |
| Interest-bearing deposits | $78,757,000 | 4,127 |
| Deposits held in domestic offices | $101,053,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,049,000 | 2,215 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,534,000 | 2,532 |
| Total equity capital | $7,778,000 | 5,366 |
| Total bank equity capital | $7,778,000 | 5,366 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $3,278,000 | 5,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $348,000 | 6,284 |
| Earning assets | $104,489,000 | 3,933 |
| Long-term assets (5+ years) | $19,208,000 | 2,749 |
| Average Assets, year-to-date | $111,185,200 | 3,854 |
| Average Assets, quarterly | $111,557,000 | 3,960 |
| Volatile liabilities | $12,794,000 | 4,083 |
| Insider loans | $1,105,000 | 3,380 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,489,000 | 2,740 |
| Tier 1 (core) risk-based capital | $7,811,000 | 5,248 |
| Tier 2 risk-based capital | $858,520 | 3,440 |
| Total risk weighted assets | $68,586,020 | 3,917 |
| Total unused commitments | $13,489,000 | 2,753 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $109,291,000 | 4,067 |
| Cash and due from depository institutions | $3,971,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,789,000 | 2,418 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,666 |
| Net loans & leases | $47,180,000 | 5,192 |
| Loan loss allowance | $730,000 | 4,580 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,500,000 | 3,026 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,151,000 | 5,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,291,000 | 4,067 |
| Total liabilities | $102,178,000 | 3,922 |
| Total deposits | $97,260,000 | 3,915 |
| Interest-bearing deposits | $77,730,000 | 4,208 |
| Deposits held in domestic offices | $97,260,000 | 3,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,479,000 | 1,801 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,439,000 | 2,740 |
| Total equity capital | $7,113,000 | 5,792 |
| Total bank equity capital | $7,113,000 | 5,792 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $2,613,000 | 6,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 7,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $346,000 | 6,477 |
| Earning assets | $101,669,000 | 4,015 |
| Long-term assets (5+ years) | $11,977,000 | 3,603 |
| Average Assets, year-to-date | $108,554,000 | 3,942 |
| Average Assets, quarterly | $110,086,000 | 3,996 |
| Volatile liabilities | $11,870,000 | 4,019 |
| Insider loans | $1,048,000 | 3,624 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,858,000 | 2,899 |
| Tier 1 (core) risk-based capital | $6,900,000 | 5,793 |
| Tier 2 risk-based capital | $730,000 | 3,890 |
| Total risk weighted assets | $60,244,900 | 4,302 |
| Total unused commitments | $11,858,000 | 2,911 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $107,462,000 | 4,088 |
| Cash and due from depository institutions | $4,022,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $48,437,000 | 2,699 |
| Federal funds sold & reverse repurchase agreements | $6,270,000 | 1,472 |
| Net loans & leases | $44,566,000 | 5,357 |
| Loan loss allowance | $697,000 | 4,848 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,750,000 | 2,682 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,417,000 | 5,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,462,000 | 4,088 |
| Total liabilities | $98,984,000 | 4,037 |
| Total deposits | $94,858,000 | 3,964 |
| Interest-bearing deposits | $74,978,000 | 4,300 |
| Deposits held in domestic offices | $94,858,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,017,000 | 2,261 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,109,000 | 2,837 |
| Total equity capital | $8,478,000 | 4,701 |
| Total bank equity capital | $8,478,000 | 4,701 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $3,978,000 | 4,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $300,000 | 6,566 |
| Earning assets | $99,273,000 | 4,068 |
| Long-term assets (5+ years) | $11,711,000 | 3,738 |
| Average Assets, year-to-date | $100,159,600 | 4,251 |
| Average Assets, quarterly | $105,777,000 | 4,113 |
| Volatile liabilities | $11,178,000 | 4,009 |
| Insider loans | $673,000 | 4,780 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,322,000 | 3,569 |
| Tier 1 (core) risk-based capital | $9,135,000 | 4,458 |
| Tier 2 risk-based capital | $697,000 | 4,006 |
| Total risk weighted assets | $58,886,700 | 4,297 |
| Total unused commitments | $8,322,000 | 3,576 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $94,806,000 | 4,682 |
| Cash and due from depository institutions | $3,424,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,197,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $43,833,000 | 5,336 |
| Loan loss allowance | $701,000 | 4,963 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,894,000 | 2,541 |
| Other real estate owned | $537,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $921,000 | 6,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,806,000 | 4,682 |
| Total liabilities | $86,922,000 | 4,639 |
| Total deposits | $83,975,000 | 4,599 |
| Interest-bearing deposits | $65,250,000 | 5,052 |
| Deposits held in domestic offices | $83,975,000 | 4,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,041,000 | 2,211 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $906,000 | 3,378 |
| Total equity capital | $7,884,000 | 5,064 |
| Total bank equity capital | $7,884,000 | 5,064 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $3,384,000 | 5,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 7,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $233,000 | 7,368 |
| Earning assets | $87,030,000 | 4,683 |
| Long-term assets (5+ years) | $14,011,000 | 3,467 |
| Average Assets, year-to-date | $92,598,200 | 4,671 |
| Average Assets, quarterly | $93,039,500 | 4,718 |
| Volatile liabilities | $6,939,000 | 5,350 |
| Insider loans | $542,000 | 5,473 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,409,000 | 3,816 |
| Tier 1 (core) risk-based capital | $7,884,000 | 4,990 |
| Tier 2 risk-based capital | $690,130 | 4,001 |
| Total risk weighted assets | $55,199,230 | 4,491 |
| Total unused commitments | $7,409,000 | 3,835 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $92,872,000 | 4,845 |
| Cash and due from depository institutions | $5,010,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $40,618,000 | 3,367 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 4,672 |
| Net loans & leases | $39,820,000 | 5,756 |
| Loan loss allowance | $676,000 | 5,154 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,086,000 | 2,398 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $17,000 | 2,783 |
| All other assets | $1,001,000 | 6,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,872,000 | 4,845 |
| Total liabilities | $85,918,000 | 4,786 |
| Total deposits | $83,495,000 | 4,736 |
| Interest-bearing deposits | $63,278,000 | 5,333 |
| Deposits held in domestic offices | $83,495,000 | 4,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,467,000 | 2,276 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $956,000 | 3,419 |
| Total equity capital | $6,954,000 | 5,406 |
| Total bank equity capital | $6,954,000 | 5,406 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,500,000 | 3,527 |
| Undivided profits | $2,954,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 4,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $233,000 | 7,887 |
| Earning assets | $83,758,000 | 4,902 |
| Long-term assets (5+ years) | $13,014,000 | 3,616 |
| Average Assets, year-to-date | $84,763,600 | 5,107 |
| Average Assets, quarterly | $88,651,000 | 4,990 |
| Volatile liabilities | $7,359,000 | 5,115 |
| Insider loans | $559,000 | 1,605 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,456,000 | 3,572 |
| Tier 1 (core) risk-based capital | $6,937,000 | 5,357 |
| Tier 2 risk-based capital | $664,220 | 4,147 |
| Total risk weighted assets | $53,125,820 | 4,695 |
| Total unused commitments | $7,456,000 | 3,589 |
| Derivatives | $0 | 651 |