Home > Heritage Bank > Income and Expense
Heritage Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 2,878 |
| Total interest expense | $626,000 | 3,523 |
| Net interest income | $7,435,000 | 2,776 |
| Provision for loan and lease losses | $700,000 | 1,131 |
| Total noninterest income | $1,088,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $491,000 | 2,315 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $597,000 | 3,026 |
| Total noninterest expense | $5,089,000 | 3,268 |
| Salaries and employee benefits | $2,698,000 | 3,307 |
| Premises and equipment expense | $726,000 | 2,853 |
| Additional noninterest expense | $1,665,000 | 3,296 |
| Pre-tax net operating income | $2,734,000 | 2,424 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $977,000 | 1,562 |
| Income before extraordinary items | $1,756,000 | 2,935 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,756,000 | 2,934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,756,000 | 2,935 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $1,756,640 | 2,891 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 3,482 |
| Total interest expense | $331,000 | 4,317 |
| Net interest income | $4,321,000 | 3,372 |
| Provision for loan and lease losses | $400,000 | 1,373 |
| Total noninterest income | $599,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $268,000 | 2,938 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $331,000 | 3,495 |
| Total noninterest expense | $2,617,000 | 4,165 |
| Salaries and employee benefits | $1,431,000 | 4,093 |
| Premises and equipment expense | $398,000 | 3,545 |
| Additional noninterest expense | $788,000 | 4,376 |
| Pre-tax net operating income | $1,903,000 | 2,607 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $690,000 | 1,662 |
| Income before extraordinary items | $1,213,000 | 3,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,213,000 | 3,124 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,213,000 | 3,125 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 702 |
| Net operating income | $1,213,000 | 3,081 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 6,304 |
| Total interest expense | $46,000 | 6,233 |
| Net interest income | $498,000 | 6,286 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $71,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $240,000 | 6,571 |
| Salaries and employee benefits | $179,000 | 6,448 |
| Premises and equipment expense | $5,000 | 6,627 |
| Additional noninterest expense | $56,000 | 6,610 |
| Pre-tax net operating income | $229,000 | 5,199 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $220,000 | 5,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $220,000 | 5,115 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $220,000 | 5,116 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 760 |
| Net operating income | $220,000 | 5,071 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 2,338 |
| Total interest expense | $256,000 | 2,629 |
| Net interest income | $2,326,000 | 2,270 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $314,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $187,000 | 1,645 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $127,000 | 3,219 |
| Total noninterest expense | $2,186,000 | 2,166 |
| Salaries and employee benefits | $1,254,000 | 2,072 |
| Premises and equipment expense | $346,000 | 1,738 |
| Additional noninterest expense | $586,000 | 2,536 |
| Pre-tax net operating income | $154,000 | 4,824 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $51,000 | 2,929 |
| Income before extraordinary items | $102,000 | 5,143 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 5,144 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $102,000 | 5,144 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $75,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $102,670 | 5,095 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,391 |
| Total interest expense | $1,020,000 | 2,901 |
| Net interest income | $9,119,000 | 2,305 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $1,493,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $830,000 | 1,603 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $663,000 | 2,950 |
| Total noninterest expense | $7,370,000 | 2,507 |
| Salaries and employee benefits | $4,073,000 | 2,443 |
| Premises and equipment expense | $1,265,000 | 1,834 |
| Additional noninterest expense | $2,032,000 | 2,931 |
| Pre-tax net operating income | $2,882,000 | 2,228 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $1,065,000 | 1,410 |
| Income before extraordinary items | $1,821,000 | 2,789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,821,000 | 2,791 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,821,000 | 2,792 |
| Net charge-offs | $743,000 | 1,566 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,818,440 | 2,729 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 2,429 |
| Total interest expense | $773,000 | 2,957 |
| Net interest income | $6,761,000 | 2,335 |
| Provision for loan and lease losses | $270,000 | 2,189 |
| Total noninterest income | $1,122,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $613,000 | 1,620 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $509,000 | 2,988 |
| Total noninterest expense | $5,325,000 | 2,604 |
| Salaries and employee benefits | $2,949,000 | 2,518 |
| Premises and equipment expense | $919,000 | 1,895 |
| Additional noninterest expense | $1,457,000 | 3,045 |
| Pre-tax net operating income | $2,288,000 | 2,212 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $843,000 | 1,400 |
| Income before extraordinary items | $1,446,000 | 2,729 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,446,000 | 2,733 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,446,000 | 2,733 |
| Net charge-offs | $750,000 | 1,233 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,445,360 | 2,647 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 2,438 |
| Total interest expense | $530,000 | 2,942 |
| Net interest income | $4,453,000 | 2,351 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $687,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $396,000 | 1,631 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $3,492,000 | 2,651 |
| Salaries and employee benefits | $1,920,000 | 2,585 |
| Premises and equipment expense | $604,000 | 1,913 |
| Additional noninterest expense | $968,000 | 3,043 |
| Pre-tax net operating income | $1,468,000 | 2,228 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $540,000 | 1,434 |
| Income before extraordinary items | $929,000 | 2,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $929,000 | 2,798 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $929,000 | 2,798 |
| Net charge-offs | $722,000 | 971 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $928,360 | 2,687 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 2,472 |
| Total interest expense | $273,000 | 2,959 |
| Net interest income | $2,202,000 | 2,380 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $360,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $196,000 | 1,646 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $1,761,000 | 2,661 |
| Salaries and employee benefits | $977,000 | 2,560 |
| Premises and equipment expense | $287,000 | 2,042 |
| Additional noninterest expense | $497,000 | 3,003 |
| Pre-tax net operating income | $711,000 | 2,245 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $261,000 | 1,476 |
| Income before extraordinary items | $451,000 | 2,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $451,000 | 2,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $451,000 | 2,794 |
| Net charge-offs | $313,000 | 1,025 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $450,360 | 2,711 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,234,000 | 2,311 |
| Total interest expense | $1,453,000 | 2,797 |
| Net interest income | $9,781,000 | 2,201 |
| Provision for loan and lease losses | $822,000 | 2,033 |
| Total noninterest income | $1,360,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $857,000 | 1,603 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $503,000 | 3,340 |
| Total noninterest expense | $6,971,000 | 2,664 |
| Salaries and employee benefits | $3,808,000 | 2,568 |
| Premises and equipment expense | $1,177,000 | 1,978 |
| Additional noninterest expense | $1,986,000 | 3,106 |
| Pre-tax net operating income | $3,348,000 | 1,899 |
| Securities gains (losses) | $9,000 | 3,408 |
| Applicable income taxes | $1,233,000 | 1,267 |
| Income before extraordinary items | $2,124,000 | 2,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,124,000 | 2,476 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,124,000 | 2,476 |
| Net charge-offs | $274,000 | 3,418 |
| Cash dividends | $6,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,118,240 | 2,351 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 2,362 |
| Total interest expense | $1,151,000 | 2,774 |
| Net interest income | $7,265,000 | 2,254 |
| Provision for loan and lease losses | $617,000 | 2,010 |
| Total noninterest income | $959,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $621,000 | 1,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 3,516 |
| Total noninterest expense | $5,183,000 | 2,690 |
| Salaries and employee benefits | $2,852,000 | 2,589 |
| Premises and equipment expense | $859,000 | 2,054 |
| Additional noninterest expense | $1,472,000 | 3,161 |
| Pre-tax net operating income | $2,424,000 | 2,037 |
| Securities gains (losses) | $9,000 | 3,149 |
| Applicable income taxes | $892,000 | 1,340 |
| Income before extraordinary items | $1,541,000 | 2,592 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,541,000 | 2,593 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,541,000 | 2,593 |
| Net charge-offs | $176,000 | 3,428 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,535,240 | 2,469 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 2,412 |
| Total interest expense | $817,000 | 2,722 |
| Net interest income | $4,689,000 | 2,330 |
| Provision for loan and lease losses | $411,000 | 2,038 |
| Total noninterest income | $609,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $397,000 | 1,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 3,586 |
| Total noninterest expense | $3,462,000 | 2,702 |
| Salaries and employee benefits | $1,932,000 | 2,545 |
| Premises and equipment expense | $555,000 | 2,089 |
| Additional noninterest expense | $975,000 | 3,195 |
| Pre-tax net operating income | $1,425,000 | 2,227 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $521,000 | 1,455 |
| Income before extraordinary items | $911,000 | 2,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $911,000 | 2,787 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $911,000 | 2,787 |
| Net charge-offs | $146,000 | 3,066 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $906,520 | 2,658 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 2,425 |
| Total interest expense | $416,000 | 2,786 |
| Net interest income | $2,353,000 | 2,326 |
| Provision for loan and lease losses | $206,000 | 1,975 |
| Total noninterest income | $288,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $181,000 | 1,844 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $1,709,000 | 2,732 |
| Salaries and employee benefits | $980,000 | 2,521 |
| Premises and equipment expense | $258,000 | 2,240 |
| Additional noninterest expense | $471,000 | 3,239 |
| Pre-tax net operating income | $726,000 | 2,209 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $266,000 | 1,417 |
| Income before extraordinary items | $465,000 | 2,758 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $465,000 | 2,760 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $465,000 | 2,761 |
| Net charge-offs | $56,000 | 2,935 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $461,800 | 2,636 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,192,000 | 2,286 |
| Total interest expense | $1,915,000 | 2,858 |
| Net interest income | $10,277,000 | 2,128 |
| Provision for loan and lease losses | $1,613,000 | 1,798 |
| Total noninterest income | $1,324,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $864,000 | 1,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $460,000 | 3,231 |
| Total noninterest expense | $6,808,000 | 2,727 |
| Salaries and employee benefits | $3,630,000 | 2,658 |
| Premises and equipment expense | $1,150,000 | 2,136 |
| Additional noninterest expense | $2,028,000 | 3,102 |
| Pre-tax net operating income | $3,180,000 | 1,737 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $1,155,000 | 1,226 |
| Income before extraordinary items | $2,032,000 | 2,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,032,000 | 2,236 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,032,000 | 2,236 |
| Net charge-offs | $253,000 | 4,001 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,027,520 | 2,167 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,329 |
| Total interest expense | $1,498,000 | 2,871 |
| Net interest income | $7,565,000 | 2,172 |
| Provision for loan and lease losses | $1,174,000 | 1,777 |
| Total noninterest income | $981,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $628,000 | 1,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $353,000 | 3,219 |
| Total noninterest expense | $5,084,000 | 2,742 |
| Salaries and employee benefits | $2,714,000 | 2,666 |
| Premises and equipment expense | $850,000 | 2,177 |
| Additional noninterest expense | $1,520,000 | 3,117 |
| Pre-tax net operating income | $2,288,000 | 1,882 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $828,000 | 1,253 |
| Income before extraordinary items | $1,467,000 | 2,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,467,000 | 2,368 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,467,000 | 2,368 |
| Net charge-offs | $195,000 | 3,738 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,462,520 | 2,270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 2,387 |
| Total interest expense | $1,043,000 | 2,868 |
| Net interest income | $4,897,000 | 2,242 |
| Provision for loan and lease losses | $798,000 | 1,731 |
| Total noninterest income | $674,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $404,000 | 1,754 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 3,041 |
| Total noninterest expense | $3,359,000 | 2,784 |
| Salaries and employee benefits | $1,794,000 | 2,700 |
| Premises and equipment expense | $578,000 | 2,168 |
| Additional noninterest expense | $987,000 | 3,243 |
| Pre-tax net operating income | $1,414,000 | 1,975 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $508,000 | 1,310 |
| Income before extraordinary items | $910,000 | 2,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $910,000 | 2,444 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $910,000 | 2,444 |
| Net charge-offs | $91,000 | 3,938 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $907,440 | 2,363 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,451 |
| Total interest expense | $552,000 | 2,823 |
| Net interest income | $2,359,000 | 2,311 |
| Provision for loan and lease losses | $387,000 | 1,671 |
| Total noninterest income | $311,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $187,000 | 1,848 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,207 |
| Total noninterest expense | $1,652,000 | 2,845 |
| Salaries and employee benefits | $874,000 | 2,772 |
| Premises and equipment expense | $287,000 | 2,219 |
| Additional noninterest expense | $491,000 | 3,239 |
| Pre-tax net operating income | $631,000 | 2,130 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $224,000 | 1,395 |
| Income before extraordinary items | $407,000 | 2,625 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $407,000 | 2,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $407,000 | 2,625 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $407,000 | 2,571 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,175,000 | 2,283 |
| Total interest expense | $3,306,000 | 2,391 |
| Net interest income | $9,869,000 | 2,227 |
| Provision for loan and lease losses | $2,450,000 | 1,824 |
| Total noninterest income | $1,281,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $934,000 | 1,591 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $347,000 | 3,726 |
| Total noninterest expense | $6,641,000 | 2,854 |
| Salaries and employee benefits | $3,469,000 | 2,757 |
| Premises and equipment expense | $1,205,000 | 2,097 |
| Additional noninterest expense | $1,967,000 | 3,305 |
| Pre-tax net operating income | $2,059,000 | 2,185 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $712,000 | 1,540 |
| Income before extraordinary items | $1,351,000 | 2,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,351,000 | 2,672 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,351,000 | 2,677 |
| Net charge-offs | $266,000 | 4,457 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,348,400 | 2,590 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,756,000 | 2,371 |
| Total interest expense | $2,526,000 | 2,448 |
| Net interest income | $7,230,000 | 2,316 |
| Provision for loan and lease losses | $1,781,000 | 1,789 |
| Total noninterest income | $971,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $713,000 | 1,617 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $258,000 | 3,790 |
| Total noninterest expense | $4,995,000 | 2,839 |
| Salaries and employee benefits | $2,584,000 | 2,772 |
| Premises and equipment expense | $901,000 | 2,126 |
| Additional noninterest expense | $1,510,000 | 3,202 |
| Pre-tax net operating income | $1,425,000 | 2,472 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $486,000 | 1,705 |
| Income before extraordinary items | $939,000 | 3,003 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $939,000 | 3,000 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $939,000 | 3,003 |
| Net charge-offs | $240,000 | 4,007 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $939,000 | 2,877 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 2,423 |
| Total interest expense | $1,738,000 | 2,464 |
| Net interest income | $4,678,000 | 2,384 |
| Provision for loan and lease losses | $1,187,000 | 1,765 |
| Total noninterest income | $637,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $460,000 | 1,670 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 3,708 |
| Total noninterest expense | $3,315,000 | 2,860 |
| Salaries and employee benefits | $1,726,000 | 2,776 |
| Premises and equipment expense | $596,000 | 2,166 |
| Additional noninterest expense | $993,000 | 3,224 |
| Pre-tax net operating income | $813,000 | 2,765 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $271,000 | 1,834 |
| Income before extraordinary items | $542,000 | 3,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $542,000 | 3,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $542,000 | 3,268 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $542,000 | 3,157 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 2,473 |
| Total interest expense | $898,000 | 2,497 |
| Net interest income | $2,322,000 | 2,431 |
| Provision for loan and lease losses | $594,000 | 1,658 |
| Total noninterest income | $301,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $218,000 | 1,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $1,661,000 | 2,878 |
| Salaries and employee benefits | $868,000 | 2,818 |
| Premises and equipment expense | $294,000 | 2,239 |
| Additional noninterest expense | $499,000 | 3,190 |
| Pre-tax net operating income | $368,000 | 2,980 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $121,000 | 1,936 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 7,964 |
| Total interest expense | $84,000 | 7,919 |
| Net interest income | $196,000 | 7,956 |
| Provision for loan and lease losses | $10,000 | 7,302 |
| Total noninterest income | $32,000 | 7,520 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $23,000 | 6,861 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $148,000 | 8,001 |
| Salaries and employee benefits | $75,000 | 7,989 |
| Premises and equipment expense | $26,000 | 7,928 |
| Additional noninterest expense | $47,000 | 8,000 |
| Pre-tax net operating income | $70,000 | 5,185 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $25,000 | 3,576 |
| Income before extraordinary items | $45,000 | 5,364 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $45,000 | 5,363 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $45,000 | 5,363 |
| Net charge-offs | $-8,000 | 7,849 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $45,000 | 5,307 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 2,606 |
| Total interest expense | $3,063,000 | 2,811 |
| Net interest income | $6,662,000 | 2,446 |
| Provision for loan and lease losses | $360,000 | 4,326 |
| Total noninterest income | $1,063,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $834,000 | 1,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $229,000 | 4,056 |
| Total noninterest expense | $4,534,000 | 3,162 |
| Salaries and employee benefits | $2,364,000 | 3,067 |
| Premises and equipment expense | $835,000 | 2,384 |
| Additional noninterest expense | $1,335,000 | 3,584 |
| Pre-tax net operating income | $2,831,000 | 1,149 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $976,000 | 865 |
| Income before extraordinary items | $1,873,000 | 1,432 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,873,000 | 1,430 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,873,000 | 1,432 |
| Net charge-offs | $192,000 | 4,296 |
| Cash dividends | $846,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,861,120 | 1,407 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 2,663 |
| Total interest expense | $2,083,000 | 2,872 |
| Net interest income | $4,304,000 | 2,504 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $680,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $545,000 | 1,533 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $135,000 | 4,297 |
| Total noninterest expense | $2,969,000 | 3,250 |
| Salaries and employee benefits | $1,562,000 | 3,122 |
| Premises and equipment expense | $548,000 | 2,454 |
| Additional noninterest expense | $859,000 | 3,687 |
| Pre-tax net operating income | $1,775,000 | 1,297 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $628,000 | 898 |
| Income before extraordinary items | $1,165,000 | 1,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 1,597 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,165,000 | 1,600 |
| Net charge-offs | $181,000 | 3,554 |
| Cash dividends | $846,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,153,300 | 1,592 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 2,733 |
| Total interest expense | $1,056,000 | 2,933 |
| Net interest income | $2,087,000 | 2,602 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $326,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $262,000 | 1,546 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $1,460,000 | 3,211 |
| Salaries and employee benefits | $765,000 | 3,222 |
| Premises and equipment expense | $267,000 | 2,550 |
| Additional noninterest expense | $428,000 | 3,396 |
| Pre-tax net operating income | $833,000 | 1,538 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $296,000 | 1,065 |
| Income before extraordinary items | $555,000 | 1,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $555,000 | 1,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $555,000 | 1,934 |
| Net charge-offs | $120,000 | 2,670 |
| Cash dividends | $846,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $543,300 | 1,860 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,406,000 | 2,573 |
| Total interest expense | $6,531,000 | 2,330 |
| Net interest income | $7,875,000 | 2,753 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $1,614,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,261,000 | 1,427 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $353,000 | 3,806 |
| Total noninterest expense | $5,815,000 | 3,172 |
| Salaries and employee benefits | $3,101,000 | 3,160 |
| Premises and equipment expense | $1,056,000 | 2,506 |
| Additional noninterest expense | $1,658,000 | 3,363 |
| Pre-tax net operating income | $3,074,000 | 1,755 |
| Securities gains (losses) | $96,000 | 1,159 |
| Applicable income taxes | $956,000 | 1,245 |
| Income before extraordinary items | $2,214,000 | 1,806 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,214,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 2,723 |
| Cash dividends | $702,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,146,800 | 1,991 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,982,000 | 2,576 |
| Total interest expense | $5,141,000 | 2,328 |
| Net interest income | $5,841,000 | 2,790 |
| Provision for loan and lease losses | $525,000 | 2,660 |
| Total noninterest income | $1,240,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $963,000 | 1,408 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $277,000 | 3,818 |
| Total noninterest expense | $4,279,000 | 3,201 |
| Salaries and employee benefits | $2,293,000 | 3,226 |
| Premises and equipment expense | $775,000 | 2,564 |
| Additional noninterest expense | $1,211,000 | 3,368 |
| Pre-tax net operating income | $2,277,000 | 2,084 |
| Securities gains (losses) | $96,000 | 991 |
| Applicable income taxes | $699,000 | 1,537 |
| Income before extraordinary items | $1,674,000 | 2,110 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,674,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,107 |
| Cash dividends | $702,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,605,840 | 2,307 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 2,619 |
| Total interest expense | $3,511,000 | 2,366 |
| Net interest income | $3,754,000 | 2,872 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $849,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $627,000 | 1,420 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $222,000 | 3,569 |
| Total noninterest expense | $2,803,000 | 3,268 |
| Salaries and employee benefits | $1,513,000 | 3,307 |
| Premises and equipment expense | $499,000 | 2,642 |
| Additional noninterest expense | $791,000 | 3,393 |
| Pre-tax net operating income | $1,575,000 | 2,101 |
| Securities gains (losses) | $96,000 | 997 |
| Applicable income taxes | $573,000 | 1,445 |
| Income before extraordinary items | $1,098,000 | 2,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,738 |
| Cash dividends | $702,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,034,640 | 2,462 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 2,639 |
| Total interest expense | $1,829,000 | 2,420 |
| Net interest income | $1,894,000 | 2,841 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $426,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $308,000 | 1,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,465 |
| Total noninterest expense | $1,362,000 | 3,343 |
| Salaries and employee benefits | $748,000 | 3,361 |
| Premises and equipment expense | $236,000 | 2,788 |
| Additional noninterest expense | $378,000 | 3,459 |
| Pre-tax net operating income | $883,000 | 1,998 |
| Securities gains (losses) | $57,000 | 1,018 |
| Applicable income taxes | $322,000 | 1,406 |
| Income before extraordinary items | $618,000 | 2,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $618,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,335 |
| Cash dividends | $702,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $580,380 | 2,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,702,000 | 2,733 |
| Total interest expense | $7,170,000 | 2,560 |
| Net interest income | $7,532,000 | 2,902 |
| Provision for loan and lease losses | $1,241,000 | 1,223 |
| Total noninterest income | $1,547,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,198,000 | 1,499 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $349,000 | 3,990 |
| Total noninterest expense | $6,025,000 | 2,957 |
| Salaries and employee benefits | $3,194,000 | 3,071 |
| Premises and equipment expense | $1,087,000 | 2,390 |
| Additional noninterest expense | $1,744,000 | 3,020 |
| Pre-tax net operating income | $1,813,000 | 3,536 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $553,000 | 2,607 |
| Income before extraordinary items | $1,264,000 | 3,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,264,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,383,000 | 796 |
| Cash dividends | $552,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,261,200 | 3,819 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 2,816 |
| Total interest expense | $5,250,000 | 2,615 |
| Net interest income | $5,458,000 | 2,995 |
| Provision for loan and lease losses | $466,000 | 1,663 |
| Total noninterest income | $1,103,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $842,000 | 1,563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $261,000 | 4,011 |
| Total noninterest expense | $4,514,000 | 2,940 |
| Salaries and employee benefits | $2,408,000 | 3,025 |
| Premises and equipment expense | $811,000 | 2,382 |
| Additional noninterest expense | $1,295,000 | 2,983 |
| Pre-tax net operating income | $1,581,000 | 3,354 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $506,000 | 2,517 |
| Income before extraordinary items | $1,079,000 | 3,706 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,079,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,123 |
| Cash dividends | $552,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,076,280 | 3,701 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 2,912 |
| Total interest expense | $3,340,000 | 2,729 |
| Net interest income | $3,573,000 | 3,069 |
| Provision for loan and lease losses | $391,000 | 1,260 |
| Total noninterest income | $738,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $553,000 | 1,588 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $185,000 | 3,927 |
| Total noninterest expense | $3,000,000 | 2,976 |
| Salaries and employee benefits | $1,609,000 | 3,056 |
| Premises and equipment expense | $535,000 | 2,410 |
| Additional noninterest expense | $856,000 | 3,013 |
| Pre-tax net operating income | $920,000 | 3,714 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $286,000 | 2,791 |
| Income before extraordinary items | $634,000 | 4,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $634,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 873 |
| Cash dividends | $552,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $634,000 | 4,041 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,951 |
| Total interest expense | $1,608,000 | 2,808 |
| Net interest income | $1,789,000 | 3,056 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $386,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $263,000 | 1,632 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $1,449,000 | 3,071 |
| Salaries and employee benefits | $789,000 | 3,124 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $405,000 | 3,139 |
| Pre-tax net operating income | $651,000 | 2,947 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $216,000 | 2,291 |
| Income before extraordinary items | $435,000 | 3,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $435,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $552,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $435,000 | 3,286 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,622,000 | 2,771 |
| Total interest expense | $6,328,000 | 2,481 |
| Net interest income | $7,294,000 | 2,998 |
| Provision for loan and lease losses | $184,000 | 3,674 |
| Total noninterest income | $1,369,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,055,000 | 1,677 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $314,000 | 4,218 |
| Total noninterest expense | $5,893,000 | 2,915 |
| Salaries and employee benefits | $3,099,000 | 3,043 |
| Premises and equipment expense | $1,001,000 | 2,472 |
| Additional noninterest expense | $1,793,000 | 2,830 |
| Pre-tax net operating income | $2,586,000 | 3,060 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $869,000 | 2,368 |
| Income before extraordinary items | $1,717,000 | 3,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,717,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,050 |
| Cash dividends | $271,000 | 4,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,717,000 | 3,450 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 2,830 |
| Total interest expense | $4,520,000 | 2,516 |
| Net interest income | $5,333,000 | 3,089 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $1,012,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $792,000 | 1,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 4,334 |
| Total noninterest expense | $4,400,000 | 2,922 |
| Salaries and employee benefits | $2,306,000 | 3,053 |
| Premises and equipment expense | $739,000 | 2,509 |
| Additional noninterest expense | $1,355,000 | 2,792 |
| Pre-tax net operating income | $1,795,000 | 3,347 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $601,000 | 2,597 |
| Income before extraordinary items | $1,194,000 | 3,756 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,194,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,387 |
| Cash dividends | $271,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,194,000 | 3,734 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,920 |
| Total interest expense | $2,744,000 | 2,623 |
| Net interest income | $3,515,000 | 3,121 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $655,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $524,000 | 1,675 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 4,568 |
| Total noninterest expense | $2,918,000 | 2,946 |
| Salaries and employee benefits | $1,529,000 | 3,070 |
| Premises and equipment expense | $490,000 | 2,518 |
| Additional noninterest expense | $899,000 | 2,817 |
| Pre-tax net operating income | $1,102,000 | 3,559 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $367,000 | 2,752 |
| Income before extraordinary items | $735,000 | 3,937 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $735,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,585 |
| Cash dividends | $271,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $735,000 | 3,927 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,986 |
| Total interest expense | $1,282,000 | 2,668 |
| Net interest income | $1,701,000 | 3,202 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $326,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $241,000 | 1,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,432,000 | 3,000 |
| Salaries and employee benefits | $760,000 | 3,106 |
| Premises and equipment expense | $238,000 | 2,577 |
| Additional noninterest expense | $434,000 | 2,899 |
| Pre-tax net operating income | $520,000 | 3,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $175,000 | 2,803 |
| Income before extraordinary items | $345,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,181 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $345,000 | 4,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 2,854 |
| Total interest expense | $4,652,000 | 2,357 |
| Net interest income | $6,622,000 | 3,176 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $1,222,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $996,000 | 1,740 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $5,589,000 | 2,933 |
| Salaries and employee benefits | $2,895,000 | 3,067 |
| Premises and equipment expense | $967,000 | 2,444 |
| Additional noninterest expense | $1,727,000 | 2,873 |
| Pre-tax net operating income | $2,045,000 | 3,628 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $743,000 | 2,714 |
| Income before extraordinary items | $1,302,000 | 4,145 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,302,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,233 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,302,000 | 4,117 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 2,871 |
| Total interest expense | $3,387,000 | 2,295 |
| Net interest income | $4,832,000 | 3,230 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $896,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $725,000 | 1,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,942 |
| Total noninterest expense | $4,139,000 | 2,929 |
| Salaries and employee benefits | $2,154,000 | 3,057 |
| Premises and equipment expense | $719,000 | 2,447 |
| Additional noninterest expense | $1,266,000 | 2,900 |
| Pre-tax net operating income | $1,484,000 | 3,779 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $544,000 | 2,804 |
| Income before extraordinary items | $940,000 | 4,345 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $940,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 951 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $940,000 | 4,287 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 2,926 |
| Total interest expense | $2,098,000 | 2,333 |
| Net interest income | $3,116,000 | 3,301 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $569,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $457,000 | 1,834 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $112,000 | 4,964 |
| Total noninterest expense | $2,732,000 | 2,953 |
| Salaries and employee benefits | $1,423,000 | 3,067 |
| Premises and equipment expense | $478,000 | 2,430 |
| Additional noninterest expense | $831,000 | 2,915 |
| Pre-tax net operating income | $953,000 | 3,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $354,000 | 2,800 |
| Income before extraordinary items | $599,000 | 4,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $599,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $599,000 | 4,364 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 2,953 |
| Total interest expense | $1,033,000 | 2,273 |
| Net interest income | $1,513,000 | 3,386 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $252,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $199,000 | 2,010 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $1,357,000 | 2,977 |
| Salaries and employee benefits | $714,000 | 3,076 |
| Premises and equipment expense | $233,000 | 2,509 |
| Additional noninterest expense | $410,000 | 2,956 |
| Pre-tax net operating income | $408,000 | 4,221 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $151,000 | 3,085 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 640 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $257,000 | 4,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,905,000 | 2,864 |
| Total interest expense | $3,985,000 | 2,044 |
| Net interest income | $5,920,000 | 3,327 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,277,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $747,000 | 2,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $530,000 | 3,215 |
| Total noninterest expense | $5,517,000 | 2,852 |
| Salaries and employee benefits | $2,841,000 | 2,979 |
| Premises and equipment expense | $922,000 | 2,476 |
| Additional noninterest expense | $1,754,000 | 2,719 |
| Pre-tax net operating income | $1,680,000 | 3,961 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $625,000 | 2,964 |
| Income before extraordinary items | $1,055,000 | 4,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,055,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,412,000 | 592 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,055,000 | 4,474 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 2,880 |
| Total interest expense | $2,913,000 | 2,051 |
| Net interest income | $4,361,000 | 3,355 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $935,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $551,000 | 2,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $384,000 | 3,269 |
| Total noninterest expense | $4,052,000 | 2,881 |
| Salaries and employee benefits | $2,092,000 | 3,006 |
| Premises and equipment expense | $682,000 | 2,474 |
| Additional noninterest expense | $1,278,000 | 2,744 |
| Pre-tax net operating income | $1,244,000 | 4,068 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $462,000 | 3,048 |
| Income before extraordinary items | $782,000 | 4,687 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $782,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,276,000 | 480 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $782,000 | 4,605 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 2,916 |
| Total interest expense | $1,907,000 | 2,074 |
| Net interest income | $2,861,000 | 3,397 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $643,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $361,000 | 2,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $282,000 | 3,093 |
| Total noninterest expense | $2,695,000 | 2,890 |
| Salaries and employee benefits | $1,371,000 | 3,079 |
| Premises and equipment expense | $452,000 | 2,494 |
| Additional noninterest expense | $872,000 | 2,700 |
| Pre-tax net operating income | $809,000 | 4,080 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $301,000 | 3,080 |
| Income before extraordinary items | $508,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,135,000 | 384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $508,000 | 4,607 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 2,967 |
| Total interest expense | $970,000 | 2,060 |
| Net interest income | $1,376,000 | 3,493 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $324,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $171,000 | 2,391 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $153,000 | 2,914 |
| Total noninterest expense | $1,315,000 | 2,954 |
| Salaries and employee benefits | $678,000 | 3,116 |
| Premises and equipment expense | $220,000 | 2,567 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $385,000 | 4,174 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $144,000 | 3,165 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 339 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $241,000 | 4,726 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,361,000 | 2,731 |
| Total interest expense | $5,047,000 | 1,772 |
| Net interest income | $5,314,000 | 3,529 |
| Provision for loan and lease losses | $2,626,000 | 537 |
| Total noninterest income | $537,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $730,000 | 2,282 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-193,000 | 9,175 |
| Total noninterest expense | $5,421,000 | 2,853 |
| Salaries and employee benefits | $2,708,000 | 3,043 |
| Premises and equipment expense | $877,000 | 2,550 |
| Additional noninterest expense | $1,836,000 | 2,591 |
| Pre-tax net operating income | $-2,196,000 | 9,085 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-705,000 | 9,114 |
| Income before extraordinary items | $-1,491,000 | 9,088 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,491,000 | 9,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,351,000 | 723 |
| Cash dividends | $310,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,491,000 | 9,047 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 2,734 |
| Total interest expense | $3,947,000 | 1,772 |
| Net interest income | $3,924,000 | 3,578 |
| Provision for loan and lease losses | $366,000 | 2,166 |
| Total noninterest income | $593,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $548,000 | 2,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $4,012,000 | 2,896 |
| Salaries and employee benefits | $2,023,000 | 3,063 |
| Premises and equipment expense | $645,000 | 2,594 |
| Additional noninterest expense | $1,344,000 | 2,626 |
| Pre-tax net operating income | $139,000 | 8,032 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $94,000 | 8,256 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $94,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 713 |
| Cash dividends | $310,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $94,000 | 8,127 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 2,757 |
| Total interest expense | $2,778,000 | 1,745 |
| Net interest income | $2,480,000 | 3,724 |
| Provision for loan and lease losses | $188,000 | 2,618 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $379,000 | 2,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-119,000 | 9,265 |
| Total noninterest expense | $2,705,000 | 2,857 |
| Salaries and employee benefits | $1,350,000 | 3,055 |
| Premises and equipment expense | $432,000 | 2,574 |
| Additional noninterest expense | $923,000 | 2,554 |
| Pre-tax net operating income | $-153,000 | 8,884 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-153,000 | 8,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-153,000 | 8,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $768,000 | 616 |
| Cash dividends | $310,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-153,000 | 8,890 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 2,750 |
| Total interest expense | $1,434,000 | 1,742 |
| Net interest income | $1,219,000 | 3,773 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $184,000 | 2,179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-15,000 | 9,286 |
| Total noninterest expense | $1,371,000 | 2,800 |
| Salaries and employee benefits | $668,000 | 3,075 |
| Premises and equipment expense | $213,000 | 2,615 |
| Additional noninterest expense | $490,000 | 2,382 |
| Pre-tax net operating income | $17,000 | 8,494 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $-7,000 | 8,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 538 |
| Cash dividends | $310,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-7,000 | 8,711 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 2,443 |
| Total interest expense | $6,733,000 | 1,699 |
| Net interest income | $5,932,000 | 3,169 |
| Provision for loan and lease losses | $1,765,000 | 826 |
| Total noninterest income | $961,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $657,000 | 2,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,230 |
| Total noninterest expense | $5,080,000 | 2,885 |
| Salaries and employee benefits | $2,587,000 | 3,033 |
| Premises and equipment expense | $792,000 | 2,712 |
| Additional noninterest expense | $1,701,000 | 2,666 |
| Pre-tax net operating income | $48,000 | 8,478 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $20,000 | 7,048 |
| Income before extraordinary items | $41,000 | 8,581 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $41,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,936,000 | 581 |
| Cash dividends | $420,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $32,290 | 8,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,929,000 | 2,023 |
| Total interest expense | $10,942,000 | 1,481 |
| Net interest income | $5,987,000 | 2,949 |
| Provision for loan and lease losses | $1,953,000 | 728 |
| Total noninterest income | $916,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $573,000 | 2,529 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $343,000 | 3,840 |
| Total noninterest expense | $4,509,000 | 3,094 |
| Salaries and employee benefits | $2,383,000 | 3,077 |
| Premises and equipment expense | $726,000 | 2,867 |
| Additional noninterest expense | $1,400,000 | 3,058 |
| Pre-tax net operating income | $441,000 | 6,788 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $145,000 | 5,501 |
| Income before extraordinary items | $312,000 | 7,060 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $312,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 1,193 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $301,120 | 7,020 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,732,000 | 2,374 |
| Total interest expense | $9,362,000 | 1,842 |
| Net interest income | $5,370,000 | 3,263 |
| Provision for loan and lease losses | $1,310,000 | 851 |
| Total noninterest income | $641,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $428,000 | 3,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $3,745,000 | 3,507 |
| Salaries and employee benefits | $2,000,000 | 3,464 |
| Premises and equipment expense | $580,000 | 3,363 |
| Additional noninterest expense | $1,165,000 | 3,526 |
| Pre-tax net operating income | $956,000 | 5,377 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $321,000 | 4,445 |
| Income before extraordinary items | $635,000 | 5,687 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $635,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,298 |
| Cash dividends | $220,000 | 4,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $635,000 | 5,703 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 3,005 |
| Total interest expense | $6,001,000 | 2,459 |
| Net interest income | $4,725,000 | 3,632 |
| Provision for loan and lease losses | $588,000 | 1,555 |
| Total noninterest income | $291,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $2,881,000 | 4,346 |
| Salaries and employee benefits | $1,558,000 | 4,201 |
| Premises and equipment expense | $375,000 | 4,738 |
| Additional noninterest expense | $948,000 | 4,189 |
| Pre-tax net operating income | $1,547,000 | 4,005 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $517,000 | 3,565 |
| Income before extraordinary items | $1,030,000 | 4,339 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,030,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,969 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,030,000 | 4,307 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,071,000 | 4,959 |
| Total interest expense | $3,470,000 | 4,165 |
| Net interest income | $2,601,000 | 5,692 |
| Provision for loan and lease losses | $505,000 | 1,703 |
| Total noninterest income | $259,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $1,838,000 | 5,909 |
| Salaries and employee benefits | $1,029,000 | 5,667 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $612,000 | 5,673 |
| Pre-tax net operating income | $517,000 | 7,281 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,917 |
| Cash dividends | $215,000 | 5,241 |
| Sale, conversion, retirement of capital stock, net | $6,999,000 | 173 |
| Net operating income | $318,720 | 7,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 6,484 |
| Total interest expense | $1,964,000 | 6,328 |
| Net interest income | $2,224,000 | 6,487 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $243,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,205,000 | 7,659 |
| Salaries and employee benefits | $682,000 | 7,428 |
| Premises and equipment expense | $168,000 | 7,420 |
| Additional noninterest expense | $355,000 | 7,755 |
| Pre-tax net operating income | $1,112,000 | 5,492 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $391,000 | 4,942 |
| Income before extraordinary items | $721,000 | 5,810 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $721,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $721,000 | 5,767 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 7,116 |
| Total interest expense | $1,807,000 | 6,827 |
| Net interest income | $1,931,000 | 7,295 |
| Provision for loan and lease losses | $128,000 | 4,455 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,057,000 | 8,482 |
| Salaries and employee benefits | $620,000 | 8,005 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $305,000 | 8,827 |
| Pre-tax net operating income | $930,000 | 5,989 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $303,000 | 5,793 |
| Income before extraordinary items | $628,000 | 6,105 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $628,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $155,000 | 5,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $627,330 | 6,056 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 7,921 |
| Total interest expense | $1,615,000 | 7,374 |
| Net interest income | $1,591,000 | 8,273 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $142,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $867,000 | 9,487 |
| Salaries and employee benefits | $460,000 | 9,449 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $828,000 | 6,730 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $538,000 | 6,977 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $538,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $537,350 | 6,959 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 9,490 |
| Total interest expense | $979,000 | 8,783 |
| Net interest income | $1,187,000 | 9,791 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $750,000 | 10,467 |
| Salaries and employee benefits | $363,000 | 10,620 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $297,000 | 9,995 |
| Pre-tax net operating income | $535,000 | 8,420 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $361,000 | 8,541 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $361,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,612 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $359,660 | 8,604 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 10,767 |
| Total interest expense | $695,000 | 10,617 |
| Net interest income | $1,022,000 | 10,708 |
| Provision for loan and lease losses | $234,000 | 3,587 |
| Total noninterest income | $121,000 | 10,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $690,000 | 11,215 |
| Salaries and employee benefits | $404,000 | 10,595 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $198,000 | 11,755 |
| Pre-tax net operating income | $219,000 | 10,880 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $218,000 | 10,441 |
| Extraordinary gains, net | $-34,000 | 12,593 |
| Net income | $184,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $164,000 | 10,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 11,270 |
| Total interest expense | $814,000 | 11,259 |
| Net interest income | $1,002,000 | 11,096 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $638,000 | 11,834 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $205,000 | 12,175 |
| Pre-tax net operating income | $466,000 | 8,668 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $357,000 | 8,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $357,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $324,800 | 8,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.