Home > Heritage Bank > Assets and Liabilities
Heritage Bank, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 145 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $443,488,000 | 1,097 |
| Cash and due from depository institutions | $16,405,000 | 1,111 |
| Interest-bearing balances | $1,085,000 | 2,298 |
| Securities | $208,625,000 | 571 |
| Federal funds sold & reverse repurchase agreements | $47,500,000 | 282 |
| Net loans & leases | $160,096,000 | 1,990 |
| Loan loss allowance | $2,424,000 | 1,586 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,567,000 | 1,911 |
| Other real estate owned | $545,000 | 1,111 |
| Goodwill and other intangibles | $529,000 | 1,795 |
| All other assets | $5,221,000 | 1,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,488,000 | 1,097 |
| Total liabilities | $416,108,000 | 1,066 |
| Total deposits | $400,289,000 | 956 |
| Interest-bearing deposits | $329,054,000 | 1,008 |
| Deposits held in domestic offices | $400,289,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,931,000 | 1,675 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,888,000 | 2,164 |
| Total equity capital | $27,380,000 | 1,695 |
| Total bank equity capital | $27,380,000 | 1,695 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000 | 8,771 |
| Surplus | $16,522,000 | 1,076 |
| Undivided profits | $10,853,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 2,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,350 |
| Income earned, not collected on loans | $873,000 | 3,156 |
| Earning assets | $417,306,000 | 1,072 |
| Long-term assets (5+ years) | $180,128,000 | 546 |
| Average Assets, year-to-date | $425,647,000 | 1,077 |
| Average Assets, quarterly | $435,844,000 | 1,103 |
| Volatile liabilities | $56,846,000 | 1,558 |
| Insider loans | $4,746,000 | 1,012 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,365,000 | 2,157 |
| Tier 1 (core) risk-based capital | $26,531,000 | 1,662 |
| Tier 2 risk-based capital | $2,426,250 | 1,490 |
| Total risk weighted assets | $210,471,550 | 1,547 |
| Total unused commitments | $22,365,000 | 2,162 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 144 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $419,257,000 | 1,136 |
| Cash and due from depository institutions | $19,603,000 | 1,159 |
| Interest-bearing balances | $1,085,000 | 2,327 |
| Securities | $208,448,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $39,200,000 | 294 |
| Net loans & leases | $141,007,000 | 2,143 |
| Loan loss allowance | $2,278,000 | 1,632 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,521,000 | 1,885 |
| Other real estate owned | $500,000 | 1,159 |
| Goodwill and other intangibles | $566,000 | 1,813 |
| All other assets | $5,412,000 | 1,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,257,000 | 1,136 |
| Total liabilities | $393,807,000 | 1,108 |
| Total deposits | $344,635,000 | 1,088 |
| Interest-bearing deposits | $283,661,000 | 1,137 |
| Deposits held in domestic offices | $344,635,000 | 1,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,419,000 | 771 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,753,000 | 2,097 |
| Total equity capital | $25,450,000 | 1,751 |
| Total bank equity capital | $25,450,000 | 1,751 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $755,000 | 3,823 |
| Surplus | $15,926,000 | 1,102 |
| Undivided profits | $8,769,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 2,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,069 |
| Income earned, not collected on loans | $735,000 | 3,211 |
| Earning assets | $389,740,000 | 1,127 |
| Long-term assets (5+ years) | $193,938,000 | 562 |
| Average Assets, year-to-date | $390,330,400 | 1,160 |
| Average Assets, quarterly | $416,714,500 | 1,122 |
| Volatile liabilities | $73,759,000 | 1,223 |
| Insider loans | $2,738,000 | 1,708 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,460,000 | 2,324 |
| Tier 1 (core) risk-based capital | $24,880,000 | 1,749 |
| Tier 2 risk-based capital | $2,278,000 | 1,495 |
| Total risk weighted assets | $201,002,600 | 1,551 |
| Total unused commitments | $20,460,000 | 2,330 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 118 | 1,428 |
| Assets and Liabilities | ||
| Total Assets: | $364,330,000 | 1,252 |
| Cash and due from depository institutions | $13,942,000 | 1,428 |
| Interest-bearing balances | $1,976,000 | 2,168 |
| Securities | $229,665,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 2,457 |
| Net loans & leases | $103,793,000 | 2,672 |
| Loan loss allowance | $1,832,000 | 1,926 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,271,000 | 2,482 |
| Other real estate owned | $0 | 1,428 |
| Goodwill and other intangibles | $603,000 | 1,722 |
| All other assets | $6,006,000 | 1,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,330,000 | 1,252 |
| Total liabilities | $341,382,000 | 1,212 |
| Total deposits | $324,310,000 | 1,134 |
| Interest-bearing deposits | $266,418,000 | 1,196 |
| Deposits held in domestic offices | $324,310,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,071,000 | 1,229 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,001,000 | 1,995 |
| Total equity capital | $22,948,000 | 1,950 |
| Total bank equity capital | $22,948,000 | 1,950 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $15,926,000 | 1,045 |
| Undivided profits | $6,272,000 | 3,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,200 |
| Income earned, not collected on loans | $584,000 | 3,980 |
| Earning assets | $342,484,000 | 1,228 |
| Long-term assets (5+ years) | $158,492,000 | 595 |
| Average Assets, year-to-date | $345,944,600 | 1,257 |
| Average Assets, quarterly | $360,375,000 | 1,247 |
| Volatile liabilities | $33,809,000 | 1,958 |
| Insider loans | $3,072,000 | 1,408 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,108,000 | 1,806 |
| Tier 1 (core) risk-based capital | $22,345,000 | 1,895 |
| Tier 2 risk-based capital | $1,832,000 | 1,751 |
| Total risk weighted assets | $172,279,900 | 1,671 |
| Total unused commitments | $27,108,000 | 1,812 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 102 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $334,047,000 | 1,382 |
| Cash and due from depository institutions | $14,721,000 | 1,719 |
| Interest-bearing balances | $2,174,000 | 1,682 |
| Securities | $193,944,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 467 |
| Net loans & leases | $86,884,000 | 3,135 |
| Loan loss allowance | $1,551,000 | 2,273 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,473,000 | 2,277 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $706,000 | 1,544 |
| All other assets | $5,319,000 | 1,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,047,000 | 1,382 |
| Total liabilities | $312,531,000 | 1,336 |
| Total deposits | $302,346,000 | 1,229 |
| Interest-bearing deposits | $247,110,000 | 1,308 |
| Deposits held in domestic offices | $302,346,000 | 1,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,023,000 | 1,561 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,162,000 | 1,897 |
| Total equity capital | $21,516,000 | 2,088 |
| Total bank equity capital | $21,516,000 | 2,088 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $11,926,000 | 1,331 |
| Undivided profits | $8,840,000 | 2,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,905,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $514,000 | 4,606 |
| Earning assets | $312,002,000 | 1,355 |
| Long-term assets (5+ years) | $52,492,000 | 1,319 |
| Average Assets, year-to-date | $292,935,000 | 1,479 |
| Average Assets, quarterly | $320,982,500 | 1,413 |
| Volatile liabilities | $37,272,000 | 1,775 |
| Insider loans | $3,614,000 | 1,157 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,457,000 | 2,342 |
| Tier 1 (core) risk-based capital | $20,810,000 | 2,046 |
| Tier 2 risk-based capital | $1,551,000 | 1,936 |
| Total risk weighted assets | $143,211,300 | 1,955 |
| Total unused commitments | $17,457,000 | 2,347 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $270,697,000 | 1,711 |
| Cash and due from depository institutions | $23,277,000 | 1,807 |
| Interest-bearing balances | $2,669,000 | 1,337 |
| Securities | $155,759,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,247 |
| Net loans & leases | $72,481,000 | 3,722 |
| Loan loss allowance | $1,045,000 | 3,380 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,513,000 | 2,253 |
| Other real estate owned | $38,000 | 1,807 |
| Goodwill and other intangibles | $823,000 | 1,384 |
| All other assets | $4,406,000 | 1,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,697,000 | 1,711 |
| Total liabilities | $250,192,000 | 1,678 |
| Total deposits | $247,479,000 | 1,555 |
| Interest-bearing deposits | $194,252,000 | 1,723 |
| Deposits held in domestic offices | $247,479,000 | 1,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $172,000 | 3,679 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $279,000 | 4,349 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,262,000 | 1,830 |
| Total equity capital | $20,505,000 | 2,189 |
| Total bank equity capital | $20,505,000 | 2,189 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $11,926,000 | 1,386 |
| Undivided profits | $7,829,000 | 3,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,263 |
| Income earned, not collected on loans | $453,000 | 5,107 |
| Earning assets | $241,309,000 | 1,768 |
| Long-term assets (5+ years) | $11,047,000 | 3,983 |
| Average Assets, year-to-date | $258,953,200 | 1,727 |
| Average Assets, quarterly | $266,066,500 | 1,727 |
| Volatile liabilities | $24,285,000 | 2,486 |
| Insider loans | $1,486,000 | 2,692 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,995,000 | 3,173 |
| Tier 1 (core) risk-based capital | $19,682,000 | 2,184 |
| Tier 2 risk-based capital | $1,045,000 | 2,850 |
| Total risk weighted assets | $105,260,000 | 2,649 |
| Total unused commitments | $10,995,000 | 3,189 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 100 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $247,456,000 | 1,889 |
| Cash and due from depository institutions | $20,142,000 | 1,935 |
| Interest-bearing balances | $2,868,000 | 1,468 |
| Securities | $130,947,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,116 |
| Net loans & leases | $76,023,000 | 3,464 |
| Loan loss allowance | $1,147,000 | 3,130 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,872,000 | 2,648 |
| Other real estate owned | $141,000 | 1,935 |
| Goodwill and other intangibles | $904,000 | 1,221 |
| All other assets | $3,627,000 | 2,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,456,000 | 1,889 |
| Total liabilities | $227,838,000 | 1,853 |
| Total deposits | $225,725,000 | 1,723 |
| Interest-bearing deposits | $174,270,000 | 1,952 |
| Deposits held in domestic offices | $225,725,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000 | 3,581 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $286,000 | 3,831 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,717,000 | 2,376 |
| Total equity capital | $19,618,000 | 2,269 |
| Total bank equity capital | $19,618,000 | 2,269 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $11,925,000 | 1,384 |
| Undivided profits | $6,943,000 | 3,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 5,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $518,000 | 4,578 |
| Earning assets | $222,638,000 | 1,932 |
| Long-term assets (5+ years) | $9,387,000 | 4,196 |
| Average Assets, year-to-date | $230,179,800 | 1,965 |
| Average Assets, quarterly | $243,959,500 | 1,904 |
| Volatile liabilities | $25,559,000 | 2,140 |
| Insider loans | $2,450,000 | 1,783 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,967,000 | 4,119 |
| Tier 1 (core) risk-based capital | $18,714,000 | 2,287 |
| Tier 2 risk-based capital | $1,147,000 | 2,587 |
| Total risk weighted assets | $99,019,700 | 2,749 |
| Total unused commitments | $6,967,000 | 4,133 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 95 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $200,823,000 | 2,311 |
| Cash and due from depository institutions | $16,965,000 | 2,121 |
| Interest-bearing balances | $3,264,000 | 1,090 |
| Securities | $98,783,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 621 |
| Net loans & leases | $64,188,000 | 3,962 |
| Loan loss allowance | $1,116,000 | 3,243 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,560,000 | 2,889 |
| Other real estate owned | $266,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,061,000 | 3,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,823,000 | 2,311 |
| Total liabilities | $182,806,000 | 2,299 |
| Total deposits | $181,248,000 | 2,137 |
| Interest-bearing deposits | $129,774,000 | 2,551 |
| Deposits held in domestic offices | $181,248,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $295,000 | 4,299 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $293,000 | 4,173 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $970,000 | 3,139 |
| Total equity capital | $18,017,000 | 2,271 |
| Total bank equity capital | $18,017,000 | 2,271 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $11,925,000 | 1,317 |
| Undivided profits | $5,342,000 | 3,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $182,235,000 | 2,324 |
| Long-term assets (5+ years) | $7,087,000 | 5,053 |
| Average Assets, year-to-date | $185,856,400 | 2,397 |
| Average Assets, quarterly | $194,615,500 | 2,355 |
| Volatile liabilities | $20,710,000 | 2,476 |
| Insider loans | $2,456,000 | 1,714 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,149,000 | 3,617 |
| Tier 1 (core) risk-based capital | $18,017,000 | 2,273 |
| Tier 2 risk-based capital | $1,015,270 | 2,869 |
| Total risk weighted assets | $81,120,870 | 3,232 |
| Total unused commitments | $8,149,000 | 3,624 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $179,438,000 | 2,581 |
| Cash and due from depository institutions | $13,675,000 | 2,463 |
| Interest-bearing balances | $3,385,000 | 1,696 |
| Securities | $69,979,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $26,100,000 | 518 |
| Net loans & leases | $64,926,000 | 3,856 |
| Loan loss allowance | $1,272,000 | 3,010 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,795,000 | 2,622 |
| Other real estate owned | $417,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,546,000 | 4,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,438,000 | 2,581 |
| Total liabilities | $162,946,000 | 2,578 |
| Total deposits | $162,050,000 | 2,444 |
| Interest-bearing deposits | $118,652,000 | 2,877 |
| Deposits held in domestic offices | $162,050,000 | 2,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $323,000 | 3,466 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $199,000 | 4,045 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $374,000 | 6,594 |
| Total equity capital | $16,492,000 | 2,434 |
| Total bank equity capital | $16,492,000 | 2,434 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $11,925,000 | 1,245 |
| Undivided profits | $3,817,000 | 5,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 4,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $429,000 | 4,362 |
| Earning assets | $164,390,000 | 2,579 |
| Long-term assets (5+ years) | $10,283,000 | 4,285 |
| Average Assets, year-to-date | $171,954,800 | 2,616 |
| Average Assets, quarterly | $175,346,000 | 2,611 |
| Volatile liabilities | $14,510,000 | 3,072 |
| Insider loans | $3,011,000 | 1,380 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,280,000 | 3,859 |
| Tier 1 (core) risk-based capital | $16,492,000 | 2,378 |
| Tier 2 risk-based capital | $951,410 | 3,021 |
| Total risk weighted assets | $75,791,910 | 3,394 |
| Total unused commitments | $7,280,000 | 3,880 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $175,601,000 | 2,702 |
| Cash and due from depository institutions | $17,125,000 | 2,518 |
| Interest-bearing balances | $1,623,000 | 3,042 |
| Securities | $72,087,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $16,725,000 | 1,012 |
| Net loans & leases | $63,868,000 | 3,960 |
| Loan loss allowance | $1,182,000 | 3,261 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,878,000 | 2,559 |
| Other real estate owned | $734,000 | 2,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,184,000 | 3,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,601,000 | 2,702 |
| Total liabilities | $161,221,000 | 2,688 |
| Total deposits | $160,471,000 | 2,563 |
| Interest-bearing deposits | $117,490,000 | 3,031 |
| Deposits held in domestic offices | $160,471,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $750,000 | 4,129 |
| Total equity capital | $14,380,000 | 2,683 |
| Total bank equity capital | $14,380,000 | 2,683 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $11,925,000 | 1,209 |
| Undivided profits | $1,705,000 | 7,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,136,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $427,000 | 4,753 |
| Earning assets | $154,303,000 | 2,803 |
| Long-term assets (5+ years) | $14,318,000 | 3,360 |
| Average Assets, year-to-date | $169,754,800 | 2,712 |
| Average Assets, quarterly | $169,747,500 | 2,769 |
| Volatile liabilities | $15,925,000 | 2,830 |
| Insider loans | $2,004,000 | 336 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,200,000 | 3,668 |
| Tier 1 (core) risk-based capital | $14,380,000 | 2,625 |
| Tier 2 risk-based capital | $980,140 | 2,967 |
| Total risk weighted assets | $78,209,340 | 3,341 |
| Total unused commitments | $7,200,000 | 3,688 |
| Derivatives | $0 | 651 |