Home > Herget Bank > Income and Expense
Herget Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 2,925 |
| Total interest expense | $830,000 | 2,960 |
| Net interest income | $7,018,000 | 2,884 |
| Provision for loan and lease losses | $575,000 | 1,331 |
| Total noninterest income | $2,244,000 | 1,948 |
| Gross Fiduciary activities income | $792,000 | 517 |
| Service charges on deposit accounts | $818,000 | 1,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $634,000 | 2,961 |
| Total noninterest expense | $7,538,000 | 2,433 |
| Salaries and employee benefits | $4,232,000 | 2,371 |
| Premises and equipment expense | $651,000 | 3,057 |
| Additional noninterest expense | $2,655,000 | 2,280 |
| Pre-tax net operating income | $1,149,000 | 3,921 |
| Securities gains (losses) | $-194,000 | 6,392 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $941,000 | 4,067 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $941,000 | 4,067 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $941,000 | 4,068 |
| Net charge-offs | $690,000 | 1,173 |
| Cash dividends | $240,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,133,060 | 3,683 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 2,949 |
| Total interest expense | $633,000 | 2,981 |
| Net interest income | $5,264,000 | 2,908 |
| Provision for loan and lease losses | $425,000 | 1,325 |
| Total noninterest income | $1,746,000 | 1,905 |
| Gross Fiduciary activities income | $596,000 | 516 |
| Service charges on deposit accounts | $607,000 | 1,571 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $543,000 | 2,797 |
| Total noninterest expense | $5,584,000 | 2,471 |
| Salaries and employee benefits | $3,076,000 | 2,433 |
| Premises and equipment expense | $486,000 | 3,096 |
| Additional noninterest expense | $2,022,000 | 2,222 |
| Pre-tax net operating income | $1,001,000 | 3,756 |
| Securities gains (losses) | $-194,000 | 6,493 |
| Applicable income taxes | $14,000 | 4,098 |
| Income before extraordinary items | $793,000 | 3,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $793,000 | 3,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $793,000 | 3,924 |
| Net charge-offs | $720,000 | 873 |
| Cash dividends | $240,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $983,120 | 3,481 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 2,946 |
| Total interest expense | $426,000 | 2,994 |
| Net interest income | $3,529,000 | 2,899 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $1,219,000 | 1,820 |
| Gross Fiduciary activities income | $403,000 | 514 |
| Service charges on deposit accounts | $419,000 | 1,504 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $397,000 | 2,632 |
| Total noninterest expense | $3,734,000 | 2,474 |
| Salaries and employee benefits | $2,071,000 | 2,420 |
| Premises and equipment expense | $322,000 | 3,134 |
| Additional noninterest expense | $1,341,000 | 2,217 |
| Pre-tax net operating income | $739,000 | 3,520 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $740,000 | 3,243 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $740,000 | 3,249 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $740,000 | 3,249 |
| Net charge-offs | $329,000 | 1,189 |
| Cash dividends | $240,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $727,260 | 3,225 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 2,930 |
| Total interest expense | $220,000 | 2,949 |
| Net interest income | $1,775,000 | 2,894 |
| Provision for loan and lease losses | $125,000 | 1,415 |
| Total noninterest income | $655,000 | 1,679 |
| Gross Fiduciary activities income | $206,000 | 512 |
| Service charges on deposit accounts | $235,000 | 1,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $1,973,000 | 2,359 |
| Salaries and employee benefits | $1,103,000 | 2,301 |
| Premises and equipment expense | $161,000 | 3,185 |
| Additional noninterest expense | $709,000 | 2,123 |
| Pre-tax net operating income | $332,000 | 3,642 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $326,000 | 3,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 3,401 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $326,000 | 3,401 |
| Net charge-offs | $119,000 | 1,262 |
| Cash dividends | $120,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $326,000 | 3,353 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 3,087 |
| Total interest expense | $1,023,000 | 2,898 |
| Net interest income | $6,460,000 | 3,085 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $3,330,000 | 1,504 |
| Gross Fiduciary activities income | $735,000 | 524 |
| Service charges on deposit accounts | $620,000 | 2,005 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,975,000 | 1,524 |
| Total noninterest expense | $7,826,000 | 2,392 |
| Salaries and employee benefits | $4,333,000 | 2,320 |
| Premises and equipment expense | $603,000 | 3,299 |
| Additional noninterest expense | $2,890,000 | 2,163 |
| Pre-tax net operating income | $1,604,000 | 3,287 |
| Securities gains (losses) | $-30,000 | 6,384 |
| Applicable income taxes | $24,000 | 4,040 |
| Income before extraordinary items | $1,550,000 | 3,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,550,000 | 3,096 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,550,000 | 3,097 |
| Net charge-offs | $225,000 | 2,885 |
| Cash dividends | $420,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,579,400 | 2,997 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 3,171 |
| Total interest expense | $779,000 | 2,938 |
| Net interest income | $4,707,000 | 3,173 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $2,536,000 | 1,517 |
| Gross Fiduciary activities income | $546,000 | 524 |
| Service charges on deposit accounts | $466,000 | 2,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,524,000 | 1,535 |
| Total noninterest expense | $5,829,000 | 2,402 |
| Salaries and employee benefits | $3,271,000 | 2,314 |
| Premises and equipment expense | $422,000 | 3,491 |
| Additional noninterest expense | $2,136,000 | 2,176 |
| Pre-tax net operating income | $1,114,000 | 3,491 |
| Securities gains (losses) | $-22,000 | 6,582 |
| Applicable income taxes | $16,000 | 4,173 |
| Income before extraordinary items | $1,076,000 | 3,286 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,076,000 | 3,289 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,076,000 | 3,290 |
| Net charge-offs | $264,000 | 2,243 |
| Cash dividends | $240,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,097,780 | 3,183 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 3,215 |
| Total interest expense | $528,000 | 2,950 |
| Net interest income | $3,073,000 | 3,228 |
| Provision for loan and lease losses | $205,000 | 2,081 |
| Total noninterest income | $1,638,000 | 1,555 |
| Gross Fiduciary activities income | $366,000 | 524 |
| Service charges on deposit accounts | $312,000 | 1,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $960,000 | 1,623 |
| Total noninterest expense | $3,865,000 | 2,415 |
| Salaries and employee benefits | $2,164,000 | 2,333 |
| Premises and equipment expense | $271,000 | 3,580 |
| Additional noninterest expense | $1,430,000 | 2,170 |
| Pre-tax net operating income | $641,000 | 3,711 |
| Securities gains (losses) | $-22,000 | 6,738 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $611,000 | 3,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 3,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $611,000 | 3,577 |
| Net charge-offs | $283,000 | 1,749 |
| Cash dividends | $120,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $632,780 | 3,414 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,199 |
| Total interest expense | $273,000 | 2,959 |
| Net interest income | $1,556,000 | 3,208 |
| Provision for loan and lease losses | $155,000 | 1,581 |
| Total noninterest income | $740,000 | 1,658 |
| Gross Fiduciary activities income | $180,000 | 541 |
| Service charges on deposit accounts | $156,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 1,851 |
| Total noninterest expense | $1,895,000 | 2,482 |
| Salaries and employee benefits | $1,088,000 | 2,338 |
| Premises and equipment expense | $134,000 | 3,651 |
| Additional noninterest expense | $673,000 | 2,312 |
| Pre-tax net operating income | $246,000 | 4,152 |
| Securities gains (losses) | $-6,000 | 6,759 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $236,000 | 3,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $236,000 | 3,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $236,000 | 3,987 |
| Net charge-offs | $44,000 | 2,511 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $241,880 | 3,858 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,279,000 | 3,014 |
| Total interest expense | $1,357,000 | 2,928 |
| Net interest income | $6,922,000 | 3,002 |
| Provision for loan and lease losses | $2,350,000 | 940 |
| Total noninterest income | $3,936,000 | 1,351 |
| Gross Fiduciary activities income | $719,000 | 525 |
| Service charges on deposit accounts | $650,000 | 2,023 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,567,000 | 1,310 |
| Total noninterest expense | $7,702,000 | 2,452 |
| Salaries and employee benefits | $4,411,000 | 2,249 |
| Premises and equipment expense | $596,000 | 3,398 |
| Additional noninterest expense | $2,695,000 | 2,407 |
| Pre-tax net operating income | $806,000 | 4,332 |
| Securities gains (losses) | $-46,000 | 6,844 |
| Applicable income taxes | $14,000 | 4,312 |
| Income before extraordinary items | $746,000 | 4,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $746,000 | 4,374 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $746,000 | 4,376 |
| Net charge-offs | $2,183,000 | 1,092 |
| Cash dividends | $120,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $791,080 | 4,116 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 3,026 |
| Total interest expense | $1,052,000 | 2,958 |
| Net interest income | $5,290,000 | 3,007 |
| Provision for loan and lease losses | $2,125,000 | 805 |
| Total noninterest income | $2,860,000 | 1,375 |
| Gross Fiduciary activities income | $537,000 | 525 |
| Service charges on deposit accounts | $497,000 | 2,010 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,826,000 | 1,354 |
| Total noninterest expense | $5,789,000 | 2,454 |
| Salaries and employee benefits | $3,305,000 | 2,242 |
| Premises and equipment expense | $429,000 | 3,538 |
| Additional noninterest expense | $2,055,000 | 2,357 |
| Pre-tax net operating income | $236,000 | 5,549 |
| Securities gains (losses) | $-15,000 | 6,893 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $210,000 | 5,679 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $210,000 | 5,678 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $210,000 | 5,678 |
| Net charge-offs | $1,634,000 | 1,058 |
| Cash dividends | $120,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $224,250 | 5,447 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 3,008 |
| Total interest expense | $729,000 | 2,962 |
| Net interest income | $3,571,000 | 2,995 |
| Provision for loan and lease losses | $1,960,000 | 647 |
| Total noninterest income | $1,749,000 | 1,440 |
| Gross Fiduciary activities income | $365,000 | 527 |
| Service charges on deposit accounts | $344,000 | 1,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,040,000 | 1,477 |
| Total noninterest expense | $3,905,000 | 2,416 |
| Salaries and employee benefits | $2,186,000 | 2,271 |
| Premises and equipment expense | $287,000 | 3,537 |
| Additional noninterest expense | $1,432,000 | 2,259 |
| Pre-tax net operating income | $-545,000 | 6,837 |
| Securities gains (losses) | $-11,000 | 6,943 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $-560,000 | 6,887 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-560,000 | 6,886 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-560,000 | 6,887 |
| Net charge-offs | $1,324,000 | 934 |
| Cash dividends | $120,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-549,000 | 6,854 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 3,023 |
| Total interest expense | $382,000 | 2,965 |
| Net interest income | $1,780,000 | 3,018 |
| Provision for loan and lease losses | $1,295,000 | 507 |
| Total noninterest income | $805,000 | 1,520 |
| Gross Fiduciary activities income | $185,000 | 524 |
| Service charges on deposit accounts | $181,000 | 1,844 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $439,000 | 1,652 |
| Total noninterest expense | $2,014,000 | 2,355 |
| Salaries and employee benefits | $1,122,000 | 2,223 |
| Premises and equipment expense | $139,000 | 3,650 |
| Additional noninterest expense | $753,000 | 2,144 |
| Pre-tax net operating income | $-724,000 | 7,113 |
| Securities gains (losses) | $-11,000 | 7,053 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $-739,000 | 7,133 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-739,000 | 7,132 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-739,000 | 7,133 |
| Net charge-offs | $822,000 | 768 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-728,000 | 7,122 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 2,794 |
| Total interest expense | $2,008,000 | 2,774 |
| Net interest income | $7,828,000 | 2,800 |
| Provision for loan and lease losses | $1,170,000 | 2,203 |
| Total noninterest income | $3,227,000 | 1,418 |
| Gross Fiduciary activities income | $734,000 | 477 |
| Service charges on deposit accounts | $815,000 | 1,762 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,678,000 | 1,524 |
| Total noninterest expense | $7,637,000 | 2,474 |
| Salaries and employee benefits | $4,195,000 | 2,301 |
| Premises and equipment expense | $655,000 | 3,348 |
| Additional noninterest expense | $2,787,000 | 2,348 |
| Pre-tax net operating income | $2,248,000 | 2,294 |
| Securities gains (losses) | $-18,000 | 6,919 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $2,200,000 | 2,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,200,000 | 2,096 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,200,000 | 2,096 |
| Net charge-offs | $1,317,000 | 2,043 |
| Cash dividends | $720,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,217,820 | 1,991 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,474,000 | 2,794 |
| Total interest expense | $1,563,000 | 2,788 |
| Net interest income | $5,911,000 | 2,786 |
| Provision for loan and lease losses | $720,000 | 2,405 |
| Total noninterest income | $2,331,000 | 1,443 |
| Gross Fiduciary activities income | $582,000 | 451 |
| Service charges on deposit accounts | $625,000 | 1,738 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,124,000 | 1,619 |
| Total noninterest expense | $5,834,000 | 2,439 |
| Salaries and employee benefits | $3,133,000 | 2,301 |
| Premises and equipment expense | $491,000 | 3,396 |
| Additional noninterest expense | $2,210,000 | 2,251 |
| Pre-tax net operating income | $1,688,000 | 2,367 |
| Securities gains (losses) | $-14,000 | 7,033 |
| Applicable income taxes | $24,000 | 3,977 |
| Income before extraordinary items | $1,650,000 | 2,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,650,000 | 2,150 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,650,000 | 2,151 |
| Net charge-offs | $779,000 | 2,176 |
| Cash dividends | $420,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,663,860 | 2,040 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 2,826 |
| Total interest expense | $1,068,000 | 2,815 |
| Net interest income | $3,894,000 | 2,811 |
| Provision for loan and lease losses | $495,000 | 2,336 |
| Total noninterest income | $1,551,000 | 1,439 |
| Gross Fiduciary activities income | $402,000 | 449 |
| Service charges on deposit accounts | $438,000 | 1,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $711,000 | 1,703 |
| Total noninterest expense | $3,937,000 | 2,439 |
| Salaries and employee benefits | $2,072,000 | 2,338 |
| Premises and equipment expense | $330,000 | 3,409 |
| Additional noninterest expense | $1,535,000 | 2,201 |
| Pre-tax net operating income | $1,013,000 | 2,515 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $1,025,000 | 2,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,025,000 | 2,226 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,025,000 | 2,226 |
| Net charge-offs | $515,000 | 2,109 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $997,560 | 2,206 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 2,864 |
| Total interest expense | $554,000 | 2,815 |
| Net interest income | $1,905,000 | 2,839 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $794,000 | 1,429 |
| Gross Fiduciary activities income | $209,000 | 442 |
| Service charges on deposit accounts | $265,000 | 1,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $320,000 | 1,830 |
| Total noninterest expense | $1,981,000 | 2,437 |
| Salaries and employee benefits | $1,070,000 | 2,289 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $741,000 | 2,245 |
| Pre-tax net operating income | $493,000 | 2,584 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $516,000 | 2,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $516,000 | 2,197 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $516,000 | 2,198 |
| Net charge-offs | $292,000 | 1,783 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $485,620 | 2,256 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 2,784 |
| Total interest expense | $2,620,000 | 2,876 |
| Net interest income | $8,073,000 | 2,707 |
| Provision for loan and lease losses | $1,972,000 | 2,096 |
| Total noninterest income | $3,322,000 | 1,441 |
| Gross Fiduciary activities income | $668,000 | 488 |
| Service charges on deposit accounts | $825,000 | 1,770 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,829,000 | 1,486 |
| Total noninterest expense | $8,038,000 | 2,408 |
| Salaries and employee benefits | $4,250,000 | 2,267 |
| Premises and equipment expense | $661,000 | 3,458 |
| Additional noninterest expense | $3,127,000 | 2,210 |
| Pre-tax net operating income | $1,385,000 | 2,853 |
| Securities gains (losses) | $-159,000 | 7,274 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $1,208,000 | 2,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,208,000 | 2,895 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,208,000 | 2,899 |
| Net charge-offs | $2,207,000 | 1,757 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,365,410 | 2,561 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 2,815 |
| Total interest expense | $2,028,000 | 2,918 |
| Net interest income | $6,081,000 | 2,717 |
| Provision for loan and lease losses | $1,647,000 | 1,865 |
| Total noninterest income | $2,383,000 | 1,480 |
| Gross Fiduciary activities income | $501,000 | 485 |
| Service charges on deposit accounts | $619,000 | 1,830 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,263,000 | 1,530 |
| Total noninterest expense | $6,140,000 | 2,363 |
| Salaries and employee benefits | $3,225,000 | 2,248 |
| Premises and equipment expense | $492,000 | 3,526 |
| Additional noninterest expense | $2,423,000 | 2,120 |
| Pre-tax net operating income | $677,000 | 3,776 |
| Securities gains (losses) | $-159,000 | 7,451 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $500,000 | 4,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $500,000 | 4,114 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $500,000 | 4,114 |
| Net charge-offs | $647,000 | 2,721 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $654,230 | 3,496 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 2,829 |
| Total interest expense | $1,413,000 | 2,921 |
| Net interest income | $4,012,000 | 2,748 |
| Provision for loan and lease losses | $1,257,000 | 1,690 |
| Total noninterest income | $1,530,000 | 1,491 |
| Gross Fiduciary activities income | $337,000 | 488 |
| Service charges on deposit accounts | $417,000 | 1,824 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $776,000 | 1,557 |
| Total noninterest expense | $4,119,000 | 2,353 |
| Salaries and employee benefits | $2,143,000 | 2,266 |
| Premises and equipment expense | $325,000 | 3,585 |
| Additional noninterest expense | $1,651,000 | 2,075 |
| Pre-tax net operating income | $166,000 | 5,112 |
| Securities gains (losses) | $-143,000 | 7,559 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $14,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,000 | 6,107 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $14,000 | 6,106 |
| Net charge-offs | $365,000 | 2,824 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,520 | 5,388 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 2,870 |
| Total interest expense | $760,000 | 2,879 |
| Net interest income | $1,979,000 | 2,808 |
| Provision for loan and lease losses | $1,067,000 | 1,118 |
| Total noninterest income | $674,000 | 1,640 |
| Gross Fiduciary activities income | $163,000 | 507 |
| Service charges on deposit accounts | $199,000 | 1,880 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $312,000 | 1,790 |
| Total noninterest expense | $2,082,000 | 2,341 |
| Salaries and employee benefits | $1,058,000 | 2,329 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $861,000 | 1,974 |
| Pre-tax net operating income | $-496,000 | 7,181 |
| Securities gains (losses) | $-88,000 | 7,686 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $-587,000 | 7,308 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-587,000 | 7,308 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-587,000 | 7,309 |
| Net charge-offs | $129,000 | 2,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-499,000 | 7,242 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 2,749 |
| Total interest expense | $3,934,000 | 2,776 |
| Net interest income | $8,089,000 | 2,704 |
| Provision for loan and lease losses | $3,104,000 | 1,939 |
| Total noninterest income | $3,037,000 | 1,600 |
| Gross Fiduciary activities income | $638,000 | 490 |
| Service charges on deposit accounts | $702,000 | 2,244 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,697,000 | 1,534 |
| Total noninterest expense | $7,898,000 | 2,494 |
| Salaries and employee benefits | $4,321,000 | 2,277 |
| Premises and equipment expense | $660,000 | 3,620 |
| Additional noninterest expense | $2,917,000 | 2,407 |
| Pre-tax net operating income | $124,000 | 5,018 |
| Securities gains (losses) | $-378,000 | 7,540 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $-265,000 | 5,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-265,000 | 5,888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-265,000 | 5,888 |
| Net charge-offs | $2,635,000 | 1,741 |
| Cash dividends | $550,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $113,000 | 5,044 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 2,751 |
| Total interest expense | $3,026,000 | 2,846 |
| Net interest income | $6,081,000 | 2,694 |
| Provision for loan and lease losses | $2,817,000 | 1,536 |
| Total noninterest income | $2,147,000 | 1,694 |
| Gross Fiduciary activities income | $478,000 | 484 |
| Service charges on deposit accounts | $497,000 | 2,366 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,172,000 | 1,643 |
| Total noninterest expense | $5,984,000 | 2,470 |
| Salaries and employee benefits | $3,265,000 | 2,283 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $2,217,000 | 2,349 |
| Pre-tax net operating income | $-573,000 | 6,386 |
| Securities gains (losses) | $-82,000 | 7,444 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $-666,000 | 6,546 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-666,000 | 6,548 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-666,000 | 6,547 |
| Net charge-offs | $2,455,000 | 1,339 |
| Cash dividends | $550,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-584,000 | 6,485 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 2,770 |
| Total interest expense | $2,070,000 | 2,884 |
| Net interest income | $4,044,000 | 2,690 |
| Provision for loan and lease losses | $1,767,000 | 1,522 |
| Total noninterest income | $1,505,000 | 1,641 |
| Gross Fiduciary activities income | $313,000 | 493 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $872,000 | 1,547 |
| Total noninterest expense | $4,026,000 | 2,484 |
| Salaries and employee benefits | $2,202,000 | 2,294 |
| Premises and equipment expense | $342,000 | 3,588 |
| Additional noninterest expense | $1,482,000 | 2,356 |
| Pre-tax net operating income | $-244,000 | 6,354 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $-255,000 | 6,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-255,000 | 6,479 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-255,000 | 6,479 |
| Net charge-offs | $1,607,000 | 1,286 |
| Cash dividends | $550,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-255,000 | 6,467 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 2,789 |
| Total interest expense | $1,092,000 | 2,852 |
| Net interest income | $1,984,000 | 2,729 |
| Provision for loan and lease losses | $259,000 | 2,521 |
| Total noninterest income | $767,000 | 1,596 |
| Gross Fiduciary activities income | $156,000 | 500 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $466,000 | 1,452 |
| Total noninterest expense | $1,988,000 | 2,439 |
| Salaries and employee benefits | $1,088,000 | 2,357 |
| Premises and equipment expense | $173,000 | 3,602 |
| Additional noninterest expense | $727,000 | 2,151 |
| Pre-tax net operating income | $504,000 | 2,362 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $497,000 | 2,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $497,000 | 2,151 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $497,000 | 2,153 |
| Net charge-offs | $86,000 | 3,034 |
| Cash dividends | $550,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $497,000 | 2,011 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,263,000 | 2,781 |
| Total interest expense | $5,364,000 | 2,791 |
| Net interest income | $7,899,000 | 2,744 |
| Provision for loan and lease losses | $481,000 | 3,867 |
| Total noninterest income | $2,572,000 | 1,766 |
| Gross Fiduciary activities income | $699,000 | 496 |
| Service charges on deposit accounts | $698,000 | 2,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,175,000 | 1,910 |
| Total noninterest expense | $8,527,000 | 2,250 |
| Salaries and employee benefits | $5,224,000 | 1,931 |
| Premises and equipment expense | $805,000 | 3,170 |
| Additional noninterest expense | $2,498,000 | 2,341 |
| Pre-tax net operating income | $1,463,000 | 3,074 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $1,455,000 | 2,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,455,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $707,000 | 2,350 |
| Cash dividends | $1,415,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,450,050 | 2,722 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,088,000 | 2,797 |
| Total interest expense | $4,226,000 | 2,766 |
| Net interest income | $5,862,000 | 2,776 |
| Provision for loan and lease losses | $315,000 | 3,467 |
| Total noninterest income | $1,970,000 | 1,790 |
| Gross Fiduciary activities income | $530,000 | 496 |
| Service charges on deposit accounts | $524,000 | 2,365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $916,000 | 1,943 |
| Total noninterest expense | $5,589,000 | 2,534 |
| Salaries and employee benefits | $3,137,000 | 2,433 |
| Premises and equipment expense | $635,000 | 3,043 |
| Additional noninterest expense | $1,817,000 | 2,342 |
| Pre-tax net operating income | $1,928,000 | 2,371 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $1,911,000 | 1,852 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,911,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,996 |
| Cash dividends | $1,290,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,906,050 | 1,953 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 2,820 |
| Total interest expense | $2,960,000 | 2,742 |
| Net interest income | $3,781,000 | 2,850 |
| Provision for loan and lease losses | $246,000 | 2,828 |
| Total noninterest income | $1,275,000 | 1,848 |
| Gross Fiduciary activities income | $346,000 | 513 |
| Service charges on deposit accounts | $326,000 | 2,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $603,000 | 1,991 |
| Total noninterest expense | $3,735,000 | 2,529 |
| Salaries and employee benefits | $2,082,000 | 2,469 |
| Premises and equipment expense | $459,000 | 2,855 |
| Additional noninterest expense | $1,194,000 | 2,353 |
| Pre-tax net operating income | $1,075,000 | 2,798 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $1,066,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,066,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,347 |
| Cash dividends | $940,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,066,000 | 2,392 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,830 |
| Total interest expense | $1,600,000 | 2,718 |
| Net interest income | $1,845,000 | 2,903 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $672,000 | 1,805 |
| Gross Fiduciary activities income | $177,000 | 510 |
| Service charges on deposit accounts | $154,000 | 2,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $341,000 | 1,817 |
| Total noninterest expense | $1,910,000 | 2,469 |
| Salaries and employee benefits | $1,038,000 | 2,501 |
| Premises and equipment expense | $278,000 | 2,426 |
| Additional noninterest expense | $594,000 | 2,333 |
| Pre-tax net operating income | $502,000 | 3,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $496,000 | 2,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $496,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,201 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $496,000 | 2,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 2,840 |
| Total interest expense | $6,803,000 | 2,704 |
| Net interest income | $7,301,000 | 2,980 |
| Provision for loan and lease losses | $435,000 | 2,561 |
| Total noninterest income | $2,461,000 | 1,914 |
| Gross Fiduciary activities income | $742,000 | 497 |
| Service charges on deposit accounts | $678,000 | 2,432 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,041,000 | 2,169 |
| Total noninterest expense | $6,886,000 | 2,634 |
| Salaries and employee benefits | $3,984,000 | 2,498 |
| Premises and equipment expense | $859,000 | 2,907 |
| Additional noninterest expense | $2,043,000 | 2,615 |
| Pre-tax net operating income | $2,441,000 | 2,878 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $2,440,000 | 2,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,440,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,119 |
| Cash dividends | $1,400,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,438,000 | 2,425 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,440,000 | 2,874 |
| Total interest expense | $5,024,000 | 2,731 |
| Net interest income | $5,416,000 | 3,014 |
| Provision for loan and lease losses | $315,000 | 2,230 |
| Total noninterest income | $1,828,000 | 1,926 |
| Gross Fiduciary activities income | $549,000 | 499 |
| Service charges on deposit accounts | $505,000 | 2,428 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $774,000 | 2,162 |
| Total noninterest expense | $5,166,000 | 2,610 |
| Salaries and employee benefits | $3,031,000 | 2,475 |
| Premises and equipment expense | $615,000 | 3,017 |
| Additional noninterest expense | $1,520,000 | 2,589 |
| Pre-tax net operating income | $1,763,000 | 3,114 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,765,000 | 2,630 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,765,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,750 |
| Cash dividends | $1,220,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,763,000 | 2,611 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 2,961 |
| Total interest expense | $3,298,000 | 2,759 |
| Net interest income | $3,486,000 | 3,137 |
| Provision for loan and lease losses | $199,000 | 2,192 |
| Total noninterest income | $1,191,000 | 1,972 |
| Gross Fiduciary activities income | $363,000 | 510 |
| Service charges on deposit accounts | $330,000 | 2,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $498,000 | 2,248 |
| Total noninterest expense | $3,453,000 | 2,634 |
| Salaries and employee benefits | $2,020,000 | 2,511 |
| Premises and equipment expense | $406,000 | 3,063 |
| Additional noninterest expense | $1,027,000 | 2,568 |
| Pre-tax net operating income | $1,025,000 | 3,479 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,027,000 | 2,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,027,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $920,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,025,000 | 2,972 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 2,977 |
| Total interest expense | $1,675,000 | 2,711 |
| Net interest income | $1,694,000 | 3,205 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $553,000 | 2,072 |
| Gross Fiduciary activities income | $182,000 | 507 |
| Service charges on deposit accounts | $159,000 | 2,488 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $212,000 | 2,459 |
| Total noninterest expense | $1,763,000 | 2,589 |
| Salaries and employee benefits | $1,003,000 | 2,545 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $564,000 | 2,330 |
| Pre-tax net operating income | $390,000 | 4,051 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $390,000 | 3,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $390,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $620,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $390,000 | 3,535 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,229,000 | 2,840 |
| Total interest expense | $6,453,000 | 2,433 |
| Net interest income | $6,776,000 | 3,200 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $2,425,000 | 1,927 |
| Gross Fiduciary activities income | $742,000 | 482 |
| Service charges on deposit accounts | $571,000 | 2,791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,112,000 | 2,068 |
| Total noninterest expense | $6,558,000 | 2,668 |
| Salaries and employee benefits | $3,701,000 | 2,619 |
| Premises and equipment expense | $893,000 | 2,733 |
| Additional noninterest expense | $1,964,000 | 2,607 |
| Pre-tax net operating income | $2,253,000 | 3,377 |
| Securities gains (losses) | $-101,000 | 8,207 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $2,150,000 | 2,943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,150,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $1,015,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,251,000 | 2,832 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,754,000 | 2,862 |
| Total interest expense | $4,717,000 | 2,432 |
| Net interest income | $5,037,000 | 3,248 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $1,633,000 | 2,100 |
| Gross Fiduciary activities income | $559,000 | 482 |
| Service charges on deposit accounts | $406,000 | 2,928 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $668,000 | 2,387 |
| Total noninterest expense | $4,936,000 | 2,656 |
| Salaries and employee benefits | $2,834,000 | 2,566 |
| Premises and equipment expense | $670,000 | 2,746 |
| Additional noninterest expense | $1,432,000 | 2,665 |
| Pre-tax net operating income | $1,464,000 | 3,839 |
| Securities gains (losses) | $-101,000 | 8,408 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,361,000 | 3,415 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,361,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,015,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,462,000 | 3,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 2,911 |
| Total interest expense | $2,935,000 | 2,481 |
| Net interest income | $3,345,000 | 3,261 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $1,072,000 | 2,118 |
| Gross Fiduciary activities income | $370,000 | 491 |
| Service charges on deposit accounts | $270,000 | 2,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $432,000 | 2,433 |
| Total noninterest expense | $3,328,000 | 2,638 |
| Salaries and employee benefits | $1,915,000 | 2,535 |
| Premises and equipment expense | $451,000 | 2,714 |
| Additional noninterest expense | $962,000 | 2,657 |
| Pre-tax net operating income | $919,000 | 3,997 |
| Securities gains (losses) | $-101,000 | 8,541 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $816,000 | 3,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $816,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $785,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $917,000 | 3,397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 2,908 |
| Total interest expense | $1,388,000 | 2,488 |
| Net interest income | $1,680,000 | 3,235 |
| Provision for loan and lease losses | $80,000 | 2,332 |
| Total noninterest income | $535,000 | 2,089 |
| Gross Fiduciary activities income | $190,000 | 493 |
| Service charges on deposit accounts | $137,000 | 2,792 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,431 |
| Total noninterest expense | $1,674,000 | 2,624 |
| Salaries and employee benefits | $978,000 | 2,498 |
| Premises and equipment expense | $232,000 | 2,649 |
| Additional noninterest expense | $464,000 | 2,728 |
| Pre-tax net operating income | $461,000 | 3,939 |
| Securities gains (losses) | $-102,000 | 8,661 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $357,000 | 3,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $535,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $457,980 | 3,355 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 3,012 |
| Total interest expense | $4,025,000 | 2,643 |
| Net interest income | $6,539,000 | 3,198 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,944,000 | 2,264 |
| Gross Fiduciary activities income | $681,000 | 497 |
| Service charges on deposit accounts | $624,000 | 2,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $639,000 | 2,946 |
| Total noninterest expense | $6,418,000 | 2,586 |
| Salaries and employee benefits | $3,505,000 | 2,597 |
| Premises and equipment expense | $908,000 | 2,576 |
| Additional noninterest expense | $2,005,000 | 2,484 |
| Pre-tax net operating income | $1,765,000 | 4,002 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $1,764,000 | 3,410 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,764,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,025,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,762,000 | 3,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,714,000 | 3,029 |
| Total interest expense | $2,784,000 | 2,691 |
| Net interest income | $4,930,000 | 3,182 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,476,000 | 2,234 |
| Gross Fiduciary activities income | $502,000 | 494 |
| Service charges on deposit accounts | $481,000 | 2,516 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,917 |
| Total noninterest expense | $4,848,000 | 2,544 |
| Salaries and employee benefits | $2,664,000 | 2,524 |
| Premises and equipment expense | $646,000 | 2,688 |
| Additional noninterest expense | $1,538,000 | 2,391 |
| Pre-tax net operating income | $1,333,000 | 4,056 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $1,329,000 | 3,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,329,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $1,025,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,330,000 | 3,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,067 |
| Total interest expense | $1,666,000 | 2,791 |
| Net interest income | $3,280,000 | 3,164 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $952,000 | 2,261 |
| Gross Fiduciary activities income | $327,000 | 504 |
| Service charges on deposit accounts | $324,000 | 2,463 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $301,000 | 3,048 |
| Total noninterest expense | $3,198,000 | 2,548 |
| Salaries and employee benefits | $1,735,000 | 2,563 |
| Premises and equipment expense | $429,000 | 2,672 |
| Additional noninterest expense | $1,034,000 | 2,352 |
| Pre-tax net operating income | $884,000 | 4,040 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $879,000 | 3,418 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $879,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,304 |
| Cash dividends | $845,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $881,000 | 3,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 3,045 |
| Total interest expense | $784,000 | 2,843 |
| Net interest income | $1,663,000 | 3,109 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $476,000 | 2,204 |
| Gross Fiduciary activities income | $163,000 | 511 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,889 |
| Total noninterest expense | $1,590,000 | 2,571 |
| Salaries and employee benefits | $852,000 | 2,624 |
| Premises and equipment expense | $212,000 | 2,724 |
| Additional noninterest expense | $526,000 | 2,316 |
| Pre-tax net operating income | $474,000 | 3,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $471,000 | 3,186 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $471,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $471,000 | 3,148 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 3,025 |
| Total interest expense | $2,781,000 | 2,787 |
| Net interest income | $6,495,000 | 3,083 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,888,000 | 2,285 |
| Gross Fiduciary activities income | $615,000 | 499 |
| Service charges on deposit accounts | $741,000 | 2,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $532,000 | 3,207 |
| Total noninterest expense | $5,918,000 | 2,689 |
| Salaries and employee benefits | $3,223,000 | 2,670 |
| Premises and equipment expense | $814,000 | 2,746 |
| Additional noninterest expense | $1,881,000 | 2,555 |
| Pre-tax net operating income | $2,345,000 | 3,158 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $2,319,000 | 2,576 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,319,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $2,352,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,324,940 | 2,524 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 3,043 |
| Total interest expense | $2,026,000 | 2,801 |
| Net interest income | $4,794,000 | 3,102 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,421,000 | 2,295 |
| Gross Fiduciary activities income | $454,000 | 505 |
| Service charges on deposit accounts | $548,000 | 2,319 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $419,000 | 3,114 |
| Total noninterest expense | $4,408,000 | 2,671 |
| Salaries and employee benefits | $2,422,000 | 2,638 |
| Premises and equipment expense | $604,000 | 2,763 |
| Additional noninterest expense | $1,382,000 | 2,564 |
| Pre-tax net operating income | $1,717,000 | 3,265 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $1,696,000 | 2,677 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,696,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $1,335,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,701,940 | 2,609 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 3,093 |
| Total interest expense | $1,323,000 | 2,848 |
| Net interest income | $3,126,000 | 3,165 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $957,000 | 2,266 |
| Gross Fiduciary activities income | $301,000 | 510 |
| Service charges on deposit accounts | $370,000 | 2,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 3,072 |
| Total noninterest expense | $2,935,000 | 2,671 |
| Salaries and employee benefits | $1,610,000 | 2,654 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $921,000 | 2,569 |
| Pre-tax net operating income | $1,088,000 | 3,338 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $1,071,000 | 2,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,071,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $995,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,076,940 | 2,687 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,111 |
| Total interest expense | $672,000 | 2,848 |
| Net interest income | $1,544,000 | 3,190 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $467,000 | 2,263 |
| Gross Fiduciary activities income | $146,000 | 529 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $1,465,000 | 2,690 |
| Salaries and employee benefits | $798,000 | 2,687 |
| Premises and equipment expense | $209,000 | 2,694 |
| Additional noninterest expense | $458,000 | 2,573 |
| Pre-tax net operating income | $516,000 | 3,436 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $505,000 | 2,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $505,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $635,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $509,950 | 2,801 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,846,000 | 3,158 |
| Total interest expense | $3,098,000 | 2,782 |
| Net interest income | $5,748,000 | 3,291 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $2,111,000 | 2,240 |
| Gross Fiduciary activities income | $579,000 | 514 |
| Service charges on deposit accounts | $724,000 | 2,296 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $808,000 | 2,720 |
| Total noninterest expense | $5,445,000 | 2,839 |
| Salaries and employee benefits | $2,805,000 | 2,944 |
| Premises and equipment expense | $863,000 | 2,580 |
| Additional noninterest expense | $1,777,000 | 2,667 |
| Pre-tax net operating income | $2,234,000 | 3,128 |
| Securities gains (losses) | $209,000 | 1,315 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $2,402,000 | 2,460 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,402,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,755 |
| Cash dividends | $1,465,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,197,180 | 2,537 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,171 |
| Total interest expense | $2,381,000 | 2,814 |
| Net interest income | $4,313,000 | 3,316 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,622,000 | 2,227 |
| Gross Fiduciary activities income | $425,000 | 527 |
| Service charges on deposit accounts | $531,000 | 2,348 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $666,000 | 2,657 |
| Total noninterest expense | $4,329,000 | 2,693 |
| Salaries and employee benefits | $2,360,000 | 2,677 |
| Premises and equipment expense | $637,000 | 2,622 |
| Additional noninterest expense | $1,332,000 | 2,658 |
| Pre-tax net operating income | $1,471,000 | 3,552 |
| Securities gains (losses) | $202,000 | 1,229 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $1,642,000 | 2,764 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,642,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $1,325,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,444,040 | 2,902 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 3,097 |
| Total interest expense | $1,636,000 | 2,817 |
| Net interest income | $2,992,000 | 3,198 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $1,043,000 | 2,283 |
| Gross Fiduciary activities income | $287,000 | 527 |
| Service charges on deposit accounts | $350,000 | 2,345 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $406,000 | 2,778 |
| Total noninterest expense | $2,895,000 | 2,686 |
| Salaries and employee benefits | $1,561,000 | 2,687 |
| Premises and equipment expense | $411,000 | 2,701 |
| Additional noninterest expense | $923,000 | 2,554 |
| Pre-tax net operating income | $1,050,000 | 3,399 |
| Securities gains (losses) | $200,000 | 1,039 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $1,227,000 | 2,527 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,227,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,946 |
| Cash dividends | $1,025,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,031,000 | 2,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 3,099 |
| Total interest expense | $846,000 | 2,791 |
| Net interest income | $1,483,000 | 3,198 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $519,000 | 2,228 |
| Gross Fiduciary activities income | $150,000 | 522 |
| Service charges on deposit accounts | $178,000 | 2,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 2,797 |
| Total noninterest expense | $1,446,000 | 2,671 |
| Salaries and employee benefits | $759,000 | 2,737 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $486,000 | 2,392 |
| Pre-tax net operating income | $511,000 | 3,438 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $504,000 | 2,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,442 |
| Cash dividends | $655,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $504,000 | 2,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 2,805 |
| Total interest expense | $3,829,000 | 2,854 |
| Net interest income | $7,025,000 | 2,724 |
| Provision for loan and lease losses | $1,790,000 | 818 |
| Total noninterest income | $2,094,000 | 2,056 |
| Gross Fiduciary activities income | $573,000 | 532 |
| Service charges on deposit accounts | $757,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $764,000 | 2,571 |
| Total noninterest expense | $5,808,000 | 2,547 |
| Salaries and employee benefits | $3,063,000 | 2,577 |
| Premises and equipment expense | $881,000 | 2,455 |
| Additional noninterest expense | $1,864,000 | 2,475 |
| Pre-tax net operating income | $1,521,000 | 4,076 |
| Securities gains (losses) | $208,000 | 1,134 |
| Applicable income taxes | $115,000 | 5,826 |
| Income before extraordinary items | $1,614,000 | 3,306 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,614,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,780,000 | 606 |
| Cash dividends | $2,265,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,420,560 | 3,539 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,668,000 | 2,690 |
| Total interest expense | $5,510,000 | 2,881 |
| Net interest income | $7,158,000 | 2,498 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,929,000 | 2,072 |
| Gross Fiduciary activities income | $602,000 | 534 |
| Service charges on deposit accounts | $724,000 | 2,082 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $603,000 | 2,821 |
| Total noninterest expense | $5,889,000 | 2,417 |
| Salaries and employee benefits | $3,135,000 | 2,396 |
| Premises and equipment expense | $947,000 | 2,255 |
| Additional noninterest expense | $1,807,000 | 2,463 |
| Pre-tax net operating income | $3,018,000 | 2,250 |
| Securities gains (losses) | $339,000 | 823 |
| Applicable income taxes | $40,000 | 6,882 |
| Income before extraordinary items | $3,317,000 | 1,599 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,317,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,584 |
| Cash dividends | $2,200,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,981,390 | 1,694 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,781,000 | 2,724 |
| Total interest expense | $6,016,000 | 2,780 |
| Net interest income | $6,765,000 | 2,632 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,831,000 | 2,008 |
| Gross Fiduciary activities income | $617,000 | 542 |
| Service charges on deposit accounts | $590,000 | 2,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $624,000 | 2,576 |
| Total noninterest expense | $5,308,000 | 2,564 |
| Salaries and employee benefits | $2,631,000 | 2,708 |
| Premises and equipment expense | $870,000 | 2,378 |
| Additional noninterest expense | $1,807,000 | 2,371 |
| Pre-tax net operating income | $3,108,000 | 2,326 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $3,090,000 | 1,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,090,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $2,145,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,090,000 | 1,690 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 2,766 |
| Total interest expense | $5,130,000 | 2,846 |
| Net interest income | $6,576,000 | 2,664 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,720,000 | 2,074 |
| Gross Fiduciary activities income | $578,000 | 598 |
| Service charges on deposit accounts | $544,000 | 2,440 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $598,000 | 2,639 |
| Total noninterest expense | $5,194,000 | 2,600 |
| Salaries and employee benefits | $2,855,000 | 2,458 |
| Premises and equipment expense | $690,000 | 2,900 |
| Additional noninterest expense | $1,649,000 | 2,618 |
| Pre-tax net operating income | $3,012,000 | 2,410 |
| Securities gains (losses) | $-22,000 | 9,580 |
| Applicable income taxes | $20,000 | 8,212 |
| Income before extraordinary items | $2,970,000 | 1,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,970,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $1,815,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,991,780 | 1,752 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 2,820 |
| Total interest expense | $5,166,000 | 2,904 |
| Net interest income | $6,269,000 | 2,736 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $1,680,000 | 2,080 |
| Gross Fiduciary activities income | $565,000 | 598 |
| Service charges on deposit accounts | $535,000 | 2,398 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $580,000 | 2,700 |
| Total noninterest expense | $4,757,000 | 2,737 |
| Salaries and employee benefits | $2,726,000 | 2,480 |
| Premises and equipment expense | $593,000 | 3,207 |
| Additional noninterest expense | $1,438,000 | 2,881 |
| Pre-tax net operating income | $3,057,000 | 2,329 |
| Securities gains (losses) | $97,000 | 1,291 |
| Applicable income taxes | $168,000 | 6,606 |
| Income before extraordinary items | $2,986,000 | 1,763 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,986,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $3,380,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,893,850 | 1,748 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 2,879 |
| Total interest expense | $4,649,000 | 3,195 |
| Net interest income | $6,695,000 | 2,591 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,712,000 | 1,992 |
| Gross Fiduciary activities income | $605,000 | 594 |
| Service charges on deposit accounts | $527,000 | 2,493 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $580,000 | 2,547 |
| Total noninterest expense | $4,699,000 | 2,725 |
| Salaries and employee benefits | $2,613,000 | 2,531 |
| Premises and equipment expense | $618,000 | 3,061 |
| Additional noninterest expense | $1,468,000 | 2,785 |
| Pre-tax net operating income | $3,528,000 | 2,133 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $31,000 | 9,549 |
| Income before extraordinary items | $3,503,000 | 1,535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,503,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,840 |
| Cash dividends | $2,030,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,497,060 | 1,501 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,862,000 | 3,030 |
| Total interest expense | $4,590,000 | 3,262 |
| Net interest income | $6,272,000 | 2,819 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $1,519,000 | 2,278 |
| Gross Fiduciary activities income | $575,000 | 662 |
| Service charges on deposit accounts | $527,000 | 2,584 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $417,000 | 3,320 |
| Total noninterest expense | $4,576,000 | 2,970 |
| Salaries and employee benefits | $2,546,000 | 2,638 |
| Premises and equipment expense | $641,000 | 3,007 |
| Additional noninterest expense | $1,389,000 | 3,332 |
| Pre-tax net operating income | $3,060,000 | 2,329 |
| Securities gains (losses) | $-33,000 | 10,883 |
| Applicable income taxes | $834,000 | 2,743 |
| Income before extraordinary items | $2,193,000 | 2,252 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,193,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $2,300,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,216,760 | 2,172 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 3,259 |
| Total interest expense | $4,185,000 | 3,547 |
| Net interest income | $5,910,000 | 3,016 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $1,526,000 | 2,257 |
| Gross Fiduciary activities income | $510,000 | 732 |
| Service charges on deposit accounts | $598,000 | 2,275 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $418,000 | 3,215 |
| Total noninterest expense | $4,473,000 | 3,005 |
| Salaries and employee benefits | $2,352,000 | 2,835 |
| Premises and equipment expense | $591,000 | 3,244 |
| Additional noninterest expense | $1,530,000 | 3,045 |
| Pre-tax net operating income | $2,898,000 | 2,496 |
| Securities gains (losses) | $-58,000 | 11,256 |
| Applicable income taxes | $774,000 | 2,962 |
| Income before extraordinary items | $2,066,000 | 2,432 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,066,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $1,031,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,108,340 | 2,359 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 3,373 |
| Total interest expense | $3,335,000 | 3,590 |
| Net interest income | $5,555,000 | 3,224 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,546,000 | 2,239 |
| Gross Fiduciary activities income | $491,000 | 740 |
| Service charges on deposit accounts | $593,000 | 2,299 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $462,000 | 3,107 |
| Total noninterest expense | $4,497,000 | 3,060 |
| Salaries and employee benefits | $2,240,000 | 2,958 |
| Premises and equipment expense | $565,000 | 3,447 |
| Additional noninterest expense | $1,692,000 | 2,991 |
| Pre-tax net operating income | $2,484,000 | 2,847 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $662,000 | 3,225 |
| Income before extraordinary items | $1,858,000 | 2,617 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,858,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $650,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,831,360 | 2,664 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,590,000 | 3,230 |
| Total interest expense | $3,503,000 | 3,586 |
| Net interest income | $6,087,000 | 2,984 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $1,304,000 | 2,734 |
| Gross Fiduciary activities income | $485,000 | 776 |
| Service charges on deposit accounts | $559,000 | 2,467 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $4,452,000 | 3,145 |
| Salaries and employee benefits | $2,182,000 | 3,001 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $1,720,000 | 3,097 |
| Pre-tax net operating income | $2,694,000 | 2,538 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $731,000 | 2,992 |
| Income before extraordinary items | $1,959,000 | 2,578 |
| Extraordinary gains, net | $-27,000 | 12,528 |
| Net income | $1,932,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Cash dividends | $961,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,961,920 | 2,423 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,955,000 | 3,201 |
| Total interest expense | $4,704,000 | 3,488 |
| Net interest income | $6,251,000 | 2,915 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $1,231,000 | 2,805 |
| Gross Fiduciary activities income | $450,000 | 804 |
| Service charges on deposit accounts | $505,000 | 2,751 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $4,384,000 | 3,234 |
| Salaries and employee benefits | $2,103,000 | 3,076 |
| Premises and equipment expense | $644,000 | 3,143 |
| Additional noninterest expense | $1,637,000 | 3,341 |
| Pre-tax net operating income | $2,808,000 | 2,197 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $772,000 | 2,705 |
| Income before extraordinary items | $2,089,000 | 2,196 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,089,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 2,762 |
| Cash dividends | $1,208,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,050,310 | 2,048 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.