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Herget Bank, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6045%658
Percentage Net Loans Charged-off: Total real estate loans0.7777%325
Percentage Net Loans Charged-off:Construction & development5.6207%93
Percentage Net Loans Charged-off: Commercial real estate0.9051%403
Percentage Net Loans Charged-off: Multi-family residential-0.0624%5,015
Percentage Net Loans Charged-off: 1-4 family residential0.5106%638
Percentage Net Loans Charged-off: Home equity loans0.2091%684
All other 1-4 family - Percent of loans charged-off, net0.7725%384
Percentage Net Loans Charged-off: Commercial and industrial-1.2146%6,103
Percentage Net Loans Charged-off: Loans to individuals0.2442%2,681
Percentage Net Loans Charged-off: Credit card loans0.7440%586
Percentage Net Loans Charged-off: Other loans to individual0.1924%2,746
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8382%394
Percentage Net Loans Charged-off: Total real estate loans1.0431%205
Percentage Net Loans Charged-off:Construction & development7.6210%68
Percentage Net Loans Charged-off: Commercial real estate1.3520%248
Percentage Net Loans Charged-off: Multi-family residential-0.0528%5,057
Percentage Net Loans Charged-off: 1-4 family residential0.6567%464
Percentage Net Loans Charged-off: Home equity loans0.3176%527
All other 1-4 family - Percent of loans charged-off, net0.9473%289
Percentage Net Loans Charged-off: Commercial and industrial-1.4670%6,208
Percentage Net Loans Charged-off: Loans to individuals0.7347%1,194
Percentage Net Loans Charged-off: Credit card loans0.9916%493
Percentage Net Loans Charged-off: Other loans to individual0.7084%1,126
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5750%706
Percentage Net Loans Charged-off: Total real estate loans0.7686%354
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.9000%342
Percentage Net Loans Charged-off: Multi-family residential-0.0744%5,101
Percentage Net Loans Charged-off: 1-4 family residential0.8464%371
Percentage Net Loans Charged-off: Home equity loans0.4456%398
All other 1-4 family - Percent of loans charged-off, net1.1959%252
Percentage Net Loans Charged-off: Commercial and industrial-1.9676%6,292
Percentage Net Loans Charged-off: Loans to individuals1.0213%851
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual1.1251%695
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4182%871
Percentage Net Loans Charged-off: Total real estate loans0.5129%563
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.4160%6,430
Percentage Net Loans Charged-off: Multi-family residential-0.0789%5,134
Percentage Net Loans Charged-off: 1-4 family residential0.8221%387
Percentage Net Loans Charged-off: Home equity loans0.3882%371
All other 1-4 family - Percent of loans charged-off, net1.2103%243
Percentage Net Loans Charged-off: Commercial and industrial-0.6093%6,111
Percentage Net Loans Charged-off: Loans to individuals0.2668%1,975
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.2936%1,790
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%2,895
Percentage Net Loans Charged-off: Total real estate loans0.3918%1,434
Percentage Net Loans Charged-off:Construction & development-0.3026%5,766
Percentage Net Loans Charged-off: Commercial real estate-0.5173%6,554
Percentage Net Loans Charged-off: Multi-family residential-0.0662%5,242
Percentage Net Loans Charged-off: 1-4 family residential0.7201%750
Percentage Net Loans Charged-off: Home equity loans0.8059%481
All other 1-4 family - Percent of loans charged-off, net0.6365%869
Percentage Net Loans Charged-off: Commercial and industrial-2.5566%6,481
Percentage Net Loans Charged-off: Loans to individuals0.4305%2,273
Percentage Net Loans Charged-off: Credit card loans6.9930%64
Percentage Net Loans Charged-off: Other loans to individual-0.2561%6,176
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3065%2,005
Percentage Net Loans Charged-off: Total real estate loans0.3751%1,423
Percentage Net Loans Charged-off:Construction & development-0.4162%5,882
Percentage Net Loans Charged-off: Commercial real estate-0.5786%6,632
Percentage Net Loans Charged-off: Multi-family residential-0.0568%5,280
Percentage Net Loans Charged-off: 1-4 family residential0.7281%727
Percentage Net Loans Charged-off: Home equity loans0.7712%490
All other 1-4 family - Percent of loans charged-off, net0.6851%758
Percentage Net Loans Charged-off: Commercial and industrial-0.5964%6,300
Percentage Net Loans Charged-off: Loans to individuals0.5316%1,795
Percentage Net Loans Charged-off: Credit card loans9.2765%39
Percentage Net Loans Charged-off: Other loans to individual-0.3920%6,273
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4945%1,320
Percentage Net Loans Charged-off: Total real estate loans0.5884%949
Percentage Net Loans Charged-off:Construction & development-0.6514%5,992
Percentage Net Loans Charged-off: Commercial real estate-0.6087%6,695
Percentage Net Loans Charged-off: Multi-family residential-0.0834%5,307
Percentage Net Loans Charged-off: 1-4 family residential1.0711%483
Percentage Net Loans Charged-off: Home equity loans1.1629%349
All other 1-4 family - Percent of loans charged-off, net0.9757%550
Percentage Net Loans Charged-off: Commercial and industrial-0.6107%6,320
Percentage Net Loans Charged-off: Loans to individuals0.6019%1,571
Percentage Net Loans Charged-off: Credit card loans11.5776%31
Percentage Net Loans Charged-off: Other loans to individual-0.5933%6,407
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1531%2,482
Percentage Net Loans Charged-off: Total real estate loans0.2447%1,611
Percentage Net Loans Charged-off:Construction & development-0.5145%6,004
Percentage Net Loans Charged-off: Commercial real estate-0.9565%6,782
Percentage Net Loans Charged-off: Multi-family residential-0.0806%5,346
Percentage Net Loans Charged-off: 1-4 family residential0.7011%761
Percentage Net Loans Charged-off: Home equity loans0.8193%372
All other 1-4 family - Percent of loans charged-off, net0.5735%851
Percentage Net Loans Charged-off: Commercial and industrial-0.6254%6,394
Percentage Net Loans Charged-off: Loans to individuals-0.9483%6,590
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-1.0570%6,567
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8328%435
Percentage Net Loans Charged-off: Total real estate loans1.9335%352
Percentage Net Loans Charged-off:Construction & development-0.8338%6,292
Percentage Net Loans Charged-off: Commercial real estate3.4109%167
Percentage Net Loans Charged-off: Multi-family residential4.7236%169
Percentage Net Loans Charged-off: 1-4 family residential1.4221%569
Percentage Net Loans Charged-off: Home equity loans1.2011%564
All other 1-4 family - Percent of loans charged-off, net1.6862%479
Percentage Net Loans Charged-off: Commercial and industrial0.9817%1,448
Percentage Net Loans Charged-off: Loans to individuals1.9327%654
Percentage Net Loans Charged-off: Credit card loans8.5627%67
Percentage Net Loans Charged-off: Other loans to individual1.0719%1,191
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8203%429
Percentage Net Loans Charged-off: Total real estate loans2.0392%320
Percentage Net Loans Charged-off:Construction & development-0.7638%6,342
Percentage Net Loans Charged-off: Commercial real estate4.5417%100
Percentage Net Loans Charged-off: Multi-family residential6.2822%127
Percentage Net Loans Charged-off: 1-4 family residential1.0288%863
Percentage Net Loans Charged-off: Home equity loans0.6155%833
All other 1-4 family - Percent of loans charged-off, net1.5314%537
Percentage Net Loans Charged-off: Commercial and industrial-1.3156%6,762
Percentage Net Loans Charged-off: Loans to individuals3.0011%372
Percentage Net Loans Charged-off: Credit card loans11.3379%50
Percentage Net Loans Charged-off: Other loans to individual1.9093%578
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2064%353
Percentage Net Loans Charged-off: Total real estate loans2.5376%255
Percentage Net Loans Charged-off:Construction & development-0.8026%6,362
Percentage Net Loans Charged-off: Commercial real estate7.3744%54
Percentage Net Loans Charged-off: Multi-family residential0.4803%417
Percentage Net Loans Charged-off: 1-4 family residential1.1480%768
Percentage Net Loans Charged-off: Home equity loans0.7436%686
All other 1-4 family - Percent of loans charged-off, net1.6503%495
Percentage Net Loans Charged-off: Commercial and industrial-1.7570%6,832
Percentage Net Loans Charged-off: Loans to individuals1.5664%822
Percentage Net Loans Charged-off: Credit card loans13.6095%42
Percentage Net Loans Charged-off: Other loans to individual-0.0809%5,874
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7222%286
Percentage Net Loans Charged-off: Total real estate loans2.9929%225
Percentage Net Loans Charged-off:Construction & development-0.5904%6,342
Percentage Net Loans Charged-off: Commercial real estate10.3152%41
Percentage Net Loans Charged-off: Multi-family residential0.9545%245
Percentage Net Loans Charged-off: 1-4 family residential0.6011%1,326
Percentage Net Loans Charged-off: Home equity loans-0.0105%4,991
All other 1-4 family - Percent of loans charged-off, net1.3783%609
Percentage Net Loans Charged-off: Commercial and industrial-0.3809%6,509
Percentage Net Loans Charged-off: Loans to individuals2.7052%433
Percentage Net Loans Charged-off: Credit card loans22.5854%21
Percentage Net Loans Charged-off: Other loans to individual-0.1720%6,013
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0382%1,673
Percentage Net Loans Charged-off: Total real estate loans1.1559%1,383
Percentage Net Loans Charged-off:Construction & development-0.4859%6,562
Percentage Net Loans Charged-off: Commercial real estate0.0673%3,249
Percentage Net Loans Charged-off: Multi-family residential2.6633%380
Percentage Net Loans Charged-off: 1-4 family residential1.7039%686
Percentage Net Loans Charged-off: Home equity loans0.9791%854
All other 1-4 family - Percent of loans charged-off, net2.5687%420
Percentage Net Loans Charged-off: Commercial and industrial0.1790%3,517
Percentage Net Loans Charged-off: Loans to individuals0.3194%3,461
Percentage Net Loans Charged-off: Credit card loans-0.3047%1,393
Percentage Net Loans Charged-off: Other loans to individual0.3378%3,111
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8085%1,944
Percentage Net Loans Charged-off: Total real estate loans0.8916%1,634
Percentage Net Loans Charged-off:Construction & development-0.4066%6,584
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential2.0543%390
Percentage Net Loans Charged-off: 1-4 family residential1.3467%846
Percentage Net Loans Charged-off: Home equity loans0.8548%834
All other 1-4 family - Percent of loans charged-off, net1.9160%563
Percentage Net Loans Charged-off: Commercial and industrial0.3149%2,760
Percentage Net Loans Charged-off: Loans to individuals0.1640%3,831
Percentage Net Loans Charged-off: Credit card loans-0.4070%1,392
Percentage Net Loans Charged-off: Other loans to individual0.1897%3,444
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7934%1,918
Percentage Net Loans Charged-off: Total real estate loans0.8591%1,600
Percentage Net Loans Charged-off:Construction & development0.7889%1,760
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.3333%882
Percentage Net Loans Charged-off: Home equity loans0.8281%789
All other 1-4 family - Percent of loans charged-off, net1.9050%582
Percentage Net Loans Charged-off: Commercial and industrial0.6073%2,014
Percentage Net Loans Charged-off: Loans to individuals-0.1207%6,467
Percentage Net Loans Charged-off: Credit card loans-2.4691%1,440
Percentage Net Loans Charged-off: Other loans to individual0.1050%3,498
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8913%1,483
Percentage Net Loans Charged-off: Total real estate loans0.9103%1,276
Percentage Net Loans Charged-off:Construction & development0.0512%1,643
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.4887%701
Percentage Net Loans Charged-off: Home equity loans0.6205%674
All other 1-4 family - Percent of loans charged-off, net2.4522%396
Percentage Net Loans Charged-off: Commercial and industrial1.3496%1,072
Percentage Net Loans Charged-off: Loans to individuals-0.2410%6,565
Percentage Net Loans Charged-off: Credit card loans-4.9844%1,450
Percentage Net Loans Charged-off: Other loans to individual0.1887%2,602
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5541%1,409
Percentage Net Loans Charged-off: Total real estate loans1.8176%1,051
Percentage Net Loans Charged-off:Construction & development11.2415%490
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.4053%993
Percentage Net Loans Charged-off: Home equity loans0.5617%1,197
All other 1-4 family - Percent of loans charged-off, net2.2768%579
Percentage Net Loans Charged-off: Commercial and industrial-0.4601%7,158
Percentage Net Loans Charged-off: Loans to individuals0.2550%4,306
Percentage Net Loans Charged-off: Credit card loans0.9202%905
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5995%2,942
Percentage Net Loans Charged-off: Total real estate loans0.7315%2,188
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1523%1,084
Percentage Net Loans Charged-off: Home equity loans0.7116%953
All other 1-4 family - Percent of loans charged-off, net1.6049%788
Percentage Net Loans Charged-off: Commercial and industrial-0.5764%7,248
Percentage Net Loans Charged-off: Loans to individuals0.1984%4,253
Percentage Net Loans Charged-off: Credit card loans0.8140%850
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5007%3,035
Percentage Net Loans Charged-off: Total real estate loans0.6452%2,162
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.0100%1,176
Percentage Net Loans Charged-off: Home equity loans0.0490%1,364
All other 1-4 family - Percent of loans charged-off, net1.9927%621
Percentage Net Loans Charged-off: Commercial and industrial-0.8202%7,334
Percentage Net Loans Charged-off: Loans to individuals0.0983%4,310
Percentage Net Loans Charged-off: Credit card loans1.2308%730
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3494%3,011
Percentage Net Loans Charged-off: Total real estate loans0.3477%2,406
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5442%1,494
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.1027%913
Percentage Net Loans Charged-off: Commercial and industrial0.5670%1,921
Percentage Net Loans Charged-off: Loans to individuals0.1962%3,373
Percentage Net Loans Charged-off: Credit card loans2.4502%505
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6547%1,528
Percentage Net Loans Charged-off: Total real estate loans0.7572%2,311
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential7.4228%170
Percentage Net Loans Charged-off: 1-4 family residential0.6545%1,764
Percentage Net Loans Charged-off: Home equity loans0.4595%1,281
All other 1-4 family - Percent of loans charged-off, net0.8291%1,420
Percentage Net Loans Charged-off: Commercial and industrial14.0810%137
Percentage Net Loans Charged-off: Loans to individuals0.2429%5,023
Percentage Net Loans Charged-off: Credit card loans3.0713%628
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0254%967
Percentage Net Loans Charged-off: Total real estate loans0.8234%1,806
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential9.0133%103
Percentage Net Loans Charged-off: 1-4 family residential0.5847%1,602
Percentage Net Loans Charged-off: Home equity loans0.5526%985
All other 1-4 family - Percent of loans charged-off, net0.6126%1,490
Percentage Net Loans Charged-off: Commercial and industrial18.8727%69
Percentage Net Loans Charged-off: Loans to individuals0.2072%4,833
Percentage Net Loans Charged-off: Credit card loans2.0618%757
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9695%940
Percentage Net Loans Charged-off: Total real estate loans1.1155%1,263
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential12.5330%62
Percentage Net Loans Charged-off: 1-4 family residential0.6926%1,268
Percentage Net Loans Charged-off: Home equity loans0.7981%688
All other 1-4 family - Percent of loans charged-off, net0.6051%1,330
Percentage Net Loans Charged-off: Commercial and industrial14.4901%141
Percentage Net Loans Charged-off: Loans to individuals0.6435%3,100
Percentage Net Loans Charged-off: Credit card loans3.1479%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2110%3,370
Percentage Net Loans Charged-off: Total real estate loans0.2013%2,399
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3323%1,536
Percentage Net Loans Charged-off: Home equity loans0.3906%635
All other 1-4 family - Percent of loans charged-off, net0.2880%1,510
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals1.2405%1,769
Percentage Net Loans Charged-off: Credit card loans1.2780%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4538%2,563
Percentage Net Loans Charged-off: Total real estate loans0.4166%1,899
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7045%900
Percentage Net Loans Charged-off: Home equity loans0.5323%680
All other 1-4 family - Percent of loans charged-off, net0.8046%748
Percentage Net Loans Charged-off: Commercial and industrial1.6222%1,289
Percentage Net Loans Charged-off: Loans to individuals-0.1991%7,821
Percentage Net Loans Charged-off: Credit card loans3.8437%403
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4146%1,987
Percentage Net Loans Charged-off: Total real estate loans0.4177%1,344
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7101%661
Percentage Net Loans Charged-off: Home equity loans0.4263%604
All other 1-4 family - Percent of loans charged-off, net0.8671%498
Percentage Net Loans Charged-off: Commercial and industrial0.8557%1,484
Percentage Net Loans Charged-off: Loans to individuals0.1083%4,945
Percentage Net Loans Charged-off: Credit card loans5.1613%240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6352%1,109
Percentage Net Loans Charged-off: Total real estate loans0.6353%754
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0893%358
Percentage Net Loans Charged-off: Home equity loans0.6829%388
All other 1-4 family - Percent of loans charged-off, net1.2996%283
Percentage Net Loans Charged-off: Commercial and industrial1.3311%857
Percentage Net Loans Charged-off: Loans to individuals0.2241%3,930
Percentage Net Loans Charged-off: Credit card loans6.4448%158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1749%2,321
Percentage Net Loans Charged-off: Total real estate loans0.1660%1,380
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2864%871
Percentage Net Loans Charged-off: Home equity loans0.6100%284
All other 1-4 family - Percent of loans charged-off, net0.1305%1,166
Percentage Net Loans Charged-off: Commercial and industrial0.1995%1,622
Percentage Net Loans Charged-off: Loans to individuals0.5010%2,461
Percentage Net Loans Charged-off: Credit card loans12.9032%64
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2426%2,272
Percentage Net Loans Charged-off: Total real estate loans0.0052%4,047
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0093%3,167
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0137%2,840
Percentage Net Loans Charged-off: Commercial and industrial0.4282%2,043
Percentage Net Loans Charged-off: Loans to individuals4.4653%155
Percentage Net Loans Charged-off: Credit card loans1.0253%921
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%1,775
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,131
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0128%2,455
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0188%2,162
Percentage Net Loans Charged-off: Commercial and industrial0.5482%1,407
Percentage Net Loans Charged-off: Loans to individuals3.7674%192
Percentage Net Loans Charged-off: Credit card loans1.3962%706
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2155%1,614
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,413
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0197%1,868
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0293%1,617
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals4.5804%132
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0577%2,811
Percentage Net Loans Charged-off: Total real estate loans0.0143%1,636
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0272%1,256
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0409%1,075
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.0083%1,256
Percentage Net Loans Charged-off: Credit card loans1.4060%585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%6,083
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.1411%7,649
Percentage Net Loans Charged-off: Loans to individuals0.3815%3,444
Percentage Net Loans Charged-off: Credit card loans2.9112%390
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,858
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.1923%7,703
Percentage Net Loans Charged-off: Loans to individuals0.3813%3,057
Percentage Net Loans Charged-off: Credit card loans1.4679%668
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%4,458
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0164%6,770
Percentage Net Loans Charged-off: Loans to individuals0.3491%2,942
Percentage Net Loans Charged-off: Credit card loans2.1661%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0275%7,358
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.5085%7,931
Percentage Net Loans Charged-off: Credit card loans2.7923%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.2615%7,910
Percentage Net Loans Charged-off: Loans to individuals0.4923%3,614
Percentage Net Loans Charged-off: Credit card loans3.0534%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0237%7,894
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.3547%7,943
Percentage Net Loans Charged-off: Loans to individuals0.3250%3,927
Percentage Net Loans Charged-off: Credit card loans2.1130%697
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0723%8,161
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.5236%8,037
Percentage Net Loans Charged-off: Loans to individuals-0.0363%7,326
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0196%4,012
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2915%3,227
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0521%5,222
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0662%3,816
Percentage Net Loans Charged-off: Loans to individuals0.5566%3,557
Percentage Net Loans Charged-off: Credit card loans0.8482%1,391
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%7,549
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.2088%7,890
Percentage Net Loans Charged-off: Loans to individuals0.4385%3,687
Percentage Net Loans Charged-off: Credit card loans5.0686%316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0147%7,727
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.3932%8,087
Percentage Net Loans Charged-off: Loans to individuals0.6513%2,704
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0641%3,433
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.3303%8,017
Percentage Net Loans Charged-off: Loans to individuals1.5432%1,194
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2764%2,667
Percentage Net Loans Charged-off: Total real estate loans0.0111%3,573
Percentage Net Loans Charged-off:Construction & development0.1786%490
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.2556%3,399
Percentage Net Loans Charged-off: Loans to individuals2.0474%815
Percentage Net Loans Charged-off: Credit card loans8.4531%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2985%2,156
Percentage Net Loans Charged-off: Total real estate loans0.0150%2,905
Percentage Net Loans Charged-off:Construction & development0.2522%348
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.3547%2,566
Percentage Net Loans Charged-off: Loans to individuals1.9596%806
Percentage Net Loans Charged-off: Credit card loans9.6263%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3966%1,566
Percentage Net Loans Charged-off: Total real estate loans0.0227%2,301
Percentage Net Loans Charged-off:Construction & development0.4004%244
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.6079%1,780
Percentage Net Loans Charged-off: Loans to individuals2.2978%638
Percentage Net Loans Charged-off: Credit card loans6.7227%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5659%974
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.2569%877
Percentage Net Loans Charged-off: Loans to individuals2.8773%525
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0291%255
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial10.5049%128
Percentage Net Loans Charged-off: Loans to individuals1.5160%1,361
Percentage Net Loans Charged-off: Credit card loans7.3590%253
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2643%2,974
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0369%4,550
Percentage Net Loans Charged-off: Loans to individuals1.0659%2,071
Percentage Net Loans Charged-off: Credit card loans9.0543%176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1341%4,022
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%5,151
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1721%3,870
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2256%3,493
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1928%4,174
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1060%5,488
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1294%5,139
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3744%3,529
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6112%3,555
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA