Home > Herald National Bank > Income and Expense
Herald National Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,369,000 | 1,726 |
| Total interest expense | $1,813,000 | 2,328 |
| Net interest income | $13,556,000 | 1,623 |
| Provision for loan and lease losses | $1,753,000 | 1,183 |
| Total noninterest income | $896,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $280,000 | 3,620 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $616,000 | 3,064 |
| Total noninterest expense | $14,085,000 | 1,402 |
| Salaries and employee benefits | $7,338,000 | 1,389 |
| Premises and equipment expense | $1,767,000 | 1,343 |
| Additional noninterest expense | $4,980,000 | 1,359 |
| Pre-tax net operating income | $-1,386,000 | 6,729 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-516,000 | 6,900 |
| Income before extraordinary items | $-870,000 | 6,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-870,000 | 6,688 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-870,000 | 6,689 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 683 |
| Net operating income | $-870,000 | 6,647 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 1,815 |
| Total interest expense | $1,280,000 | 2,560 |
| Net interest income | $9,792,000 | 1,713 |
| Provision for loan and lease losses | $1,755,000 | 957 |
| Total noninterest income | $642,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $209,000 | 3,670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 3,156 |
| Total noninterest expense | $10,510,000 | 1,409 |
| Salaries and employee benefits | $5,326,000 | 1,435 |
| Premises and equipment expense | $1,260,000 | 1,425 |
| Additional noninterest expense | $3,924,000 | 1,294 |
| Pre-tax net operating income | $-1,831,000 | 6,957 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-682,000 | 7,067 |
| Income before extraordinary items | $-1,149,000 | 6,906 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,149,000 | 6,902 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,149,000 | 6,904 |
| Net charge-offs | $64,000 | 4,351 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 651 |
| Net operating income | $-1,149,000 | 6,882 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 2,082 |
| Total interest expense | $738,000 | 2,934 |
| Net interest income | $5,704,000 | 1,943 |
| Provision for loan and lease losses | $653,000 | 1,482 |
| Total noninterest income | $399,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $112,000 | 4,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 3,127 |
| Total noninterest expense | $7,005,000 | 1,406 |
| Salaries and employee benefits | $3,547,000 | 1,439 |
| Premises and equipment expense | $720,000 | 1,655 |
| Additional noninterest expense | $2,738,000 | 1,241 |
| Pre-tax net operating income | $-1,555,000 | 7,050 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-579,000 | 7,138 |
| Income before extraordinary items | $-976,000 | 6,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-976,000 | 6,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-976,000 | 6,993 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 647 |
| Net operating income | $-976,000 | 6,976 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 3,813 |
| Total interest expense | $179,000 | 4,694 |
| Net interest income | $1,417,000 | 3,601 |
| Provision for loan and lease losses | $28,000 | 4,279 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,758 |
| Total noninterest expense | $1,890,000 | 2,493 |
| Salaries and employee benefits | $1,254,000 | 2,004 |
| Premises and equipment expense | $181,000 | 3,020 |
| Additional noninterest expense | $455,000 | 3,324 |
| Pre-tax net operating income | $-378,000 | 6,991 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-141,000 | 7,196 |
| Income before extraordinary items | $-237,000 | 6,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-237,000 | 6,935 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-237,000 | 6,935 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-237,000 | 6,895 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,660,000 | 1,326 |
| Total interest expense | $3,441,000 | 1,727 |
| Net interest income | $18,219,000 | 1,221 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $1,590,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $339,000 | 3,358 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,251,000 | 1,847 |
| Total noninterest expense | $19,077,000 | 1,029 |
| Salaries and employee benefits | $9,975,000 | 986 |
| Premises and equipment expense | $2,705,000 | 929 |
| Additional noninterest expense | $6,397,000 | 1,099 |
| Pre-tax net operating income | $632,000 | 4,440 |
| Securities gains (losses) | $238,000 | 1,318 |
| Applicable income taxes | $123,000 | 3,240 |
| Income before extraordinary items | $747,000 | 4,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $747,000 | 4,060 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $747,000 | 4,059 |
| Net charge-offs | $561,000 | 3,041 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $683,000 | 375 |
| Net operating income | $542,320 | 4,429 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,420,000 | 1,322 |
| Total interest expense | $2,724,000 | 1,713 |
| Net interest income | $13,696,000 | 1,227 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $1,026,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $250,000 | 3,401 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $776,000 | 2,081 |
| Total noninterest expense | $14,305,000 | 1,038 |
| Salaries and employee benefits | $7,482,000 | 984 |
| Premises and equipment expense | $2,021,000 | 942 |
| Additional noninterest expense | $4,802,000 | 1,098 |
| Pre-tax net operating income | $317,000 | 5,044 |
| Securities gains (losses) | $238,000 | 1,082 |
| Applicable income taxes | $89,000 | 3,293 |
| Income before extraordinary items | $466,000 | 4,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $466,000 | 4,438 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $466,000 | 4,438 |
| Net charge-offs | $579,000 | 2,510 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $554,000 | 332 |
| Net operating income | $266,080 | 5,091 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,019,000 | 1,322 |
| Total interest expense | $1,932,000 | 1,686 |
| Net interest income | $9,087,000 | 1,231 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $598,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,271 |
| Total noninterest expense | $9,359,000 | 1,070 |
| Salaries and employee benefits | $4,849,000 | 1,027 |
| Premises and equipment expense | $1,339,000 | 958 |
| Additional noninterest expense | $3,171,000 | 1,118 |
| Pre-tax net operating income | $226,000 | 4,964 |
| Securities gains (losses) | $116,000 | 1,034 |
| Applicable income taxes | $60,000 | 3,238 |
| Income before extraordinary items | $282,000 | 4,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 4,529 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $282,000 | 4,532 |
| Net charge-offs | $392,000 | 2,386 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 264 |
| Net operating income | $186,880 | 5,028 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 1,329 |
| Total interest expense | $988,000 | 1,699 |
| Net interest income | $4,523,000 | 1,230 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $225,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $4,526,000 | 1,112 |
| Salaries and employee benefits | $2,383,000 | 1,052 |
| Premises and equipment expense | $672,000 | 980 |
| Additional noninterest expense | $1,471,000 | 1,214 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $116,000 | 491 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $205,000 | 3,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $205,000 | 3,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 3,943 |
| Net charge-offs | $239,000 | 1,960 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 235 |
| Net operating income | $105,240 | 4,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,408,000 | 1,372 |
| Total interest expense | $4,421,000 | 1,824 |
| Net interest income | $17,987,000 | 1,252 |
| Provision for loan and lease losses | $4,357,000 | 1,263 |
| Total noninterest income | $553,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 3,731 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $267,000 | 4,142 |
| Total noninterest expense | $19,746,000 | 1,010 |
| Salaries and employee benefits | $11,046,000 | 889 |
| Premises and equipment expense | $2,698,000 | 949 |
| Additional noninterest expense | $6,002,000 | 1,233 |
| Pre-tax net operating income | $-5,563,000 | 7,150 |
| Securities gains (losses) | $288,000 | 1,296 |
| Applicable income taxes | $102,000 | 3,221 |
| Income before extraordinary items | $-5,377,000 | 7,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,377,000 | 7,195 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,377,000 | 7,195 |
| Net charge-offs | $2,080,000 | 1,820 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $22,242,000 | 41 |
| Net operating income | $-5,665,000 | 7,193 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,758,000 | 1,397 |
| Total interest expense | $3,472,000 | 1,817 |
| Net interest income | $13,286,000 | 1,277 |
| Provision for loan and lease losses | $4,034,000 | 1,036 |
| Total noninterest income | $402,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $226,000 | 3,699 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $176,000 | 4,396 |
| Total noninterest expense | $15,369,000 | 958 |
| Salaries and employee benefits | $8,868,000 | 824 |
| Premises and equipment expense | $2,028,000 | 948 |
| Additional noninterest expense | $4,473,000 | 1,206 |
| Pre-tax net operating income | $-5,715,000 | 7,407 |
| Securities gains (losses) | $288,000 | 1,104 |
| Applicable income taxes | $77,000 | 3,289 |
| Income before extraordinary items | $-5,504,000 | 7,449 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,504,000 | 7,449 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,504,000 | 7,449 |
| Net charge-offs | $2,607,000 | 1,273 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $22,154,000 | 37 |
| Net operating income | $-5,792,000 | 7,439 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,178,000 | 1,410 |
| Total interest expense | $2,454,000 | 1,798 |
| Net interest income | $8,724,000 | 1,304 |
| Provision for loan and lease losses | $3,740,000 | 800 |
| Total noninterest income | $217,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 4,471 |
| Total noninterest expense | $10,975,000 | 904 |
| Salaries and employee benefits | $6,528,000 | 736 |
| Premises and equipment expense | $1,352,000 | 972 |
| Additional noninterest expense | $3,095,000 | 1,160 |
| Pre-tax net operating income | $-5,774,000 | 7,586 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $51,000 | 3,264 |
| Income before extraordinary items | $-5,825,000 | 7,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,825,000 | 7,618 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,825,000 | 7,619 |
| Net charge-offs | $1,031,000 | 1,693 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $22,179,000 | 26 |
| Net operating income | $-5,825,000 | 7,616 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 1,487 |
| Total interest expense | $1,288,000 | 1,799 |
| Net interest income | $4,179,000 | 1,371 |
| Provision for loan and lease losses | $687,000 | 1,499 |
| Total noninterest income | $104,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $5,470,000 | 913 |
| Salaries and employee benefits | $3,538,000 | 678 |
| Premises and equipment expense | $672,000 | 1,012 |
| Additional noninterest expense | $1,260,000 | 1,412 |
| Pre-tax net operating income | $-1,874,000 | 7,581 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $-1,898,000 | 7,633 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,898,000 | 7,635 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,898,000 | 7,635 |
| Net charge-offs | $231,000 | 2,280 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $22,039,000 | 19 |
| Net operating income | $-1,898,000 | 7,623 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,427 |
| Total interest expense | $3,356,000 | 3,149 |
| Net interest income | $5,907,000 | 3,517 |
| Provision for loan and lease losses | $4,022,000 | 1,655 |
| Total noninterest income | $297,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $43,000 | 6,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $254,000 | 4,244 |
| Total noninterest expense | $26,057,000 | 808 |
| Salaries and employee benefits | $17,362,000 | 552 |
| Premises and equipment expense | $2,774,000 | 980 |
| Additional noninterest expense | $5,921,000 | 1,279 |
| Pre-tax net operating income | $-23,875,000 | 7,756 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $57,000 | 3,194 |
| Income before extraordinary items | $-23,910,000 | 7,772 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-23,910,000 | 7,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-23,910,000 | 7,771 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $8,435,000 | 112 |
| Net operating income | $-23,932,000 | 7,780 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 4,455 |
| Total interest expense | $1,977,000 | 3,877 |
| Net interest income | $2,872,000 | 4,711 |
| Provision for loan and lease losses | $2,441,000 | 1,688 |
| Total noninterest income | $147,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $20,815,000 | 754 |
| Salaries and employee benefits | $14,086,000 | 526 |
| Premises and equipment expense | $2,095,000 | 975 |
| Additional noninterest expense | $4,634,000 | 1,215 |
| Pre-tax net operating income | $-20,237,000 | 7,876 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $34,000 | 3,540 |
| Income before extraordinary items | $-20,249,000 | 7,896 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-20,249,000 | 7,895 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-20,249,000 | 7,896 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $658,000 | 391 |
| Net operating income | $-20,271,000 | 7,899 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 5,738 |
| Total interest expense | $951,000 | 4,857 |
| Net interest income | $1,124,000 | 6,120 |
| Provision for loan and lease losses | $987,000 | 2,083 |
| Total noninterest income | $92,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $14,970,000 | 712 |
| Salaries and employee benefits | $10,002,000 | 504 |
| Premises and equipment expense | $1,426,000 | 985 |
| Additional noninterest expense | $3,542,000 | 1,085 |
| Pre-tax net operating income | $-14,741,000 | 7,979 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $-14,749,000 | 8,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,749,000 | 8,004 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-14,749,000 | 8,005 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 366 |
| Net operating income | $-14,749,000 | 8,002 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,052 |
| Total interest expense | $280,000 | 6,156 |
| Net interest income | $290,000 | 7,404 |
| Provision for loan and lease losses | $354,000 | 2,115 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $7,691,000 | 665 |
| Salaries and employee benefits | $5,093,000 | 500 |
| Premises and equipment expense | $715,000 | 1,003 |
| Additional noninterest expense | $1,883,000 | 881 |
| Pre-tax net operating income | $-7,735,000 | 8,089 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $-7,739,000 | 8,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,739,000 | 8,100 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,739,000 | 8,100 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 212 |
| Net operating income | $-7,739,000 | 8,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,221 |
| Total interest expense | $14,000 | 8,272 |
| Net interest income | $334,000 | 8,173 |
| Provision for loan and lease losses | $105,000 | 5,985 |
| Total noninterest income | $1,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,000 | 7,912 |
| Total noninterest expense | $17,581,000 | 1,119 |
| Salaries and employee benefits | $6,232,000 | 1,641 |
| Premises and equipment expense | $1,857,000 | 1,489 |
| Additional noninterest expense | $9,492,000 | 711 |
| Pre-tax net operating income | $-17,351,000 | 8,083 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $107,000 | 3,337 |
| Income before extraordinary items | $-17,458,000 | 8,076 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-17,458,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $67,839,000 | 26 |
| Net operating income | $-17,458,000 | 8,099 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.