Home > Henry State Bank > Income and Expense
Henry State Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 4,582 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $718,000 | 4,570 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $61,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $610,000 | 4,551 |
| Salaries and employee benefits | $396,000 | 4,284 |
| Premises and equipment expense | $78,000 | 4,172 |
| Additional noninterest expense | $136,000 | 5,032 |
| Pre-tax net operating income | $169,000 | 4,545 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-3,000 | 5,655 |
| Income before extraordinary items | $172,000 | 4,332 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $172,000 | 4,332 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $172,000 | 4,332 |
| Net charge-offs | $181,000 | 641 |
| Cash dividends | $20,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $172,000 | 4,319 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 4,540 |
| Total interest expense | $326,000 | 4,348 |
| Net interest income | $3,031,000 | 4,502 |
| Provision for loan and lease losses | $625,000 | 1,269 |
| Total noninterest income | $290,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $51,000 | 5,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $239,000 | 4,182 |
| Total noninterest expense | $2,257,000 | 4,716 |
| Salaries and employee benefits | $1,288,000 | 4,655 |
| Premises and equipment expense | $343,000 | 4,070 |
| Additional noninterest expense | $626,000 | 4,931 |
| Pre-tax net operating income | $439,000 | 4,921 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $9,000 | 4,019 |
| Income before extraordinary items | $441,000 | 4,835 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $441,000 | 4,834 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $441,000 | 4,834 |
| Net charge-offs | $323,000 | 1,454 |
| Cash dividends | $645,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $430,220 | 4,819 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 4,562 |
| Total interest expense | $243,000 | 4,392 |
| Net interest income | $2,291,000 | 4,528 |
| Provision for loan and lease losses | $842,000 | 794 |
| Total noninterest income | $209,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $37,000 | 5,235 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $172,000 | 4,267 |
| Total noninterest expense | $1,755,000 | 4,680 |
| Salaries and employee benefits | $987,000 | 4,629 |
| Premises and equipment expense | $267,000 | 4,017 |
| Additional noninterest expense | $501,000 | 4,879 |
| Pre-tax net operating income | $-97,000 | 5,781 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $-95,000 | 5,792 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-95,000 | 5,792 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-95,000 | 5,792 |
| Net charge-offs | $287,000 | 1,174 |
| Cash dividends | $523,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-106,000 | 5,782 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 4,580 |
| Total interest expense | $164,000 | 4,399 |
| Net interest income | $1,549,000 | 4,540 |
| Provision for loan and lease losses | $166,000 | 1,809 |
| Total noninterest income | $135,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,317 |
| Total noninterest expense | $1,212,000 | 4,668 |
| Salaries and employee benefits | $709,000 | 4,563 |
| Premises and equipment expense | $173,000 | 4,090 |
| Additional noninterest expense | $330,000 | 4,961 |
| Pre-tax net operating income | $306,000 | 4,739 |
| Securities gains (losses) | $11,000 | 2,212 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $308,000 | 4,609 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $308,000 | 4,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $308,000 | 4,607 |
| Net charge-offs | $254,000 | 970 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $297,330 | 4,587 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 4,566 |
| Total interest expense | $84,000 | 4,404 |
| Net interest income | $787,000 | 4,533 |
| Provision for loan and lease losses | $136,000 | 1,282 |
| Total noninterest income | $18,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $609,000 | 4,681 |
| Salaries and employee benefits | $361,000 | 4,561 |
| Premises and equipment expense | $80,000 | 4,285 |
| Additional noninterest expense | $168,000 | 4,962 |
| Pre-tax net operating income | $60,000 | 5,392 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $58,000 | 5,376 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $58,000 | 5,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $58,000 | 5,377 |
| Net charge-offs | $251,000 | 553 |
| Cash dividends | $105,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $57,050 | 5,329 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 4,557 |
| Total interest expense | $393,000 | 4,182 |
| Net interest income | $3,117,000 | 4,561 |
| Provision for loan and lease losses | $-100,000 | 5,729 |
| Total noninterest income | $525,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $48,000 | 5,437 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $477,000 | 3,353 |
| Total noninterest expense | $2,397,000 | 4,766 |
| Salaries and employee benefits | $1,287,000 | 4,768 |
| Premises and equipment expense | $289,000 | 4,543 |
| Additional noninterest expense | $821,000 | 4,647 |
| Pre-tax net operating income | $1,345,000 | 3,671 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $19,000 | 3,945 |
| Income before extraordinary items | $1,326,000 | 3,448 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,326,000 | 3,446 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,326,000 | 3,448 |
| Net charge-offs | $-30,000 | 5,436 |
| Cash dividends | $502,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,326,000 | 3,405 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 4,624 |
| Total interest expense | $306,000 | 4,165 |
| Net interest income | $2,308,000 | 4,640 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $476,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $34,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 3,074 |
| Total noninterest expense | $1,742,000 | 4,842 |
| Salaries and employee benefits | $984,000 | 4,772 |
| Premises and equipment expense | $213,000 | 4,610 |
| Additional noninterest expense | $545,000 | 4,916 |
| Pre-tax net operating income | $1,032,000 | 3,689 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $14,000 | 4,054 |
| Income before extraordinary items | $1,018,000 | 3,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 3,463 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,018,000 | 3,464 |
| Net charge-offs | $-100,000 | 5,812 |
| Cash dividends | $277,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,018,000 | 3,413 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,723 |
| Total interest expense | $213,000 | 4,118 |
| Net interest income | $1,478,000 | 4,741 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $418,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $23,000 | 5,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $395,000 | 2,691 |
| Total noninterest expense | $1,135,000 | 4,943 |
| Salaries and employee benefits | $679,000 | 4,759 |
| Premises and equipment expense | $129,000 | 4,800 |
| Additional noninterest expense | $327,000 | 5,124 |
| Pre-tax net operating income | $751,000 | 3,527 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $741,000 | 3,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $741,000 | 3,308 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $741,000 | 3,309 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $168,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $741,000 | 3,240 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 4,751 |
| Total interest expense | $110,000 | 4,099 |
| Net interest income | $736,000 | 4,783 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $560,000 | 5,005 |
| Salaries and employee benefits | $337,000 | 4,814 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $156,000 | 5,214 |
| Pre-tax net operating income | $232,000 | 4,244 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $229,000 | 4,076 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $229,000 | 4,079 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $229,000 | 4,079 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $229,000 | 4,010 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 4,791 |
| Total interest expense | $501,000 | 4,004 |
| Net interest income | $2,942,000 | 4,852 |
| Provision for loan and lease losses | $558,000 | 1,357 |
| Total noninterest income | $285,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $66,000 | 5,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $219,000 | 4,415 |
| Total noninterest expense | $2,093,000 | 5,191 |
| Salaries and employee benefits | $1,041,000 | 5,270 |
| Premises and equipment expense | $247,000 | 5,018 |
| Additional noninterest expense | $805,000 | 4,899 |
| Pre-tax net operating income | $576,000 | 4,894 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $7,000 | 4,264 |
| Income before extraordinary items | $569,000 | 4,766 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $569,000 | 4,765 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $569,000 | 4,766 |
| Net charge-offs | $11,000 | 4,538 |
| Cash dividends | $440,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $569,000 | 4,716 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 4,849 |
| Total interest expense | $378,000 | 4,059 |
| Net interest income | $2,194,000 | 4,912 |
| Provision for loan and lease losses | $103,000 | 2,751 |
| Total noninterest income | $213,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $49,000 | 5,529 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $164,000 | 4,464 |
| Total noninterest expense | $1,483,000 | 5,319 |
| Salaries and employee benefits | $773,000 | 5,316 |
| Premises and equipment expense | $173,000 | 5,184 |
| Additional noninterest expense | $537,000 | 5,153 |
| Pre-tax net operating income | $821,000 | 4,091 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $810,000 | 3,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $810,000 | 3,885 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $810,000 | 3,886 |
| Net charge-offs | $-110,000 | 6,229 |
| Cash dividends | $272,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $810,000 | 3,842 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,866 |
| Total interest expense | $256,000 | 4,074 |
| Net interest income | $1,460,000 | 4,933 |
| Provision for loan and lease losses | $103,000 | 2,311 |
| Total noninterest income | $148,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $117,000 | 4,370 |
| Total noninterest expense | $934,000 | 5,446 |
| Salaries and employee benefits | $476,000 | 5,513 |
| Premises and equipment expense | $91,000 | 5,572 |
| Additional noninterest expense | $367,000 | 5,134 |
| Pre-tax net operating income | $571,000 | 3,956 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $564,000 | 3,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $564,000 | 3,744 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $564,000 | 3,746 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $168,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $564,000 | 3,674 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 4,872 |
| Total interest expense | $132,000 | 4,059 |
| Net interest income | $741,000 | 4,932 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $62,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $48,000 | 4,613 |
| Total noninterest expense | $542,000 | 5,272 |
| Salaries and employee benefits | $334,000 | 5,003 |
| Premises and equipment expense | $45,000 | 5,638 |
| Additional noninterest expense | $163,000 | 5,384 |
| Pre-tax net operating income | $251,000 | 4,096 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $248,000 | 3,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $248,000 | 3,873 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $248,000 | 3,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 4,971 |
| Total interest expense | $687,000 | 3,787 |
| Net interest income | $2,753,000 | 5,119 |
| Provision for loan and lease losses | $35,000 | 4,474 |
| Total noninterest income | $295,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $231,000 | 4,415 |
| Total noninterest expense | $2,127,000 | 5,354 |
| Salaries and employee benefits | $1,350,000 | 5,018 |
| Premises and equipment expense | $203,000 | 5,521 |
| Additional noninterest expense | $574,000 | 5,650 |
| Pre-tax net operating income | $886,000 | 4,262 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $875,000 | 4,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $875,000 | 4,126 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $875,000 | 4,127 |
| Net charge-offs | $417,000 | 2,212 |
| Cash dividends | $327,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $875,000 | 4,074 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 5,061 |
| Total interest expense | $532,000 | 3,796 |
| Net interest income | $2,007,000 | 5,210 |
| Provision for loan and lease losses | $-40,000 | 6,498 |
| Total noninterest income | $224,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $45,000 | 5,884 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $179,000 | 4,454 |
| Total noninterest expense | $1,609,000 | 5,370 |
| Salaries and employee benefits | $1,045,000 | 4,961 |
| Premises and equipment expense | $132,000 | 5,782 |
| Additional noninterest expense | $432,000 | 5,668 |
| Pre-tax net operating income | $662,000 | 4,357 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $8,000 | 4,371 |
| Income before extraordinary items | $654,000 | 4,171 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $654,000 | 4,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $654,000 | 4,175 |
| Net charge-offs | $373,000 | 1,898 |
| Cash dividends | $245,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $654,000 | 4,103 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 5,060 |
| Total interest expense | $362,000 | 3,805 |
| Net interest income | $1,337,000 | 5,224 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $152,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,477 |
| Total noninterest expense | $1,071,000 | 5,399 |
| Salaries and employee benefits | $693,000 | 4,992 |
| Premises and equipment expense | $88,000 | 5,805 |
| Additional noninterest expense | $290,000 | 5,673 |
| Pre-tax net operating income | $418,000 | 4,423 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $413,000 | 4,268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $413,000 | 4,270 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $413,000 | 4,271 |
| Net charge-offs | $373,000 | 1,492 |
| Cash dividends | $163,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $413,000 | 4,156 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 5,096 |
| Total interest expense | $188,000 | 3,810 |
| Net interest income | $662,000 | 5,265 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,655 |
| Total noninterest expense | $551,000 | 5,383 |
| Salaries and employee benefits | $344,000 | 5,065 |
| Premises and equipment expense | $49,000 | 5,678 |
| Additional noninterest expense | $158,000 | 5,599 |
| Pre-tax net operating income | $178,000 | 4,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $177,000 | 4,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $177,000 | 4,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $177,000 | 4,481 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $177,000 | 4,378 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,885 |
| Total interest expense | $985,000 | 3,645 |
| Net interest income | $2,987,000 | 5,122 |
| Provision for loan and lease losses | $589,000 | 2,498 |
| Total noninterest income | $296,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $62,000 | 6,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $234,000 | 4,394 |
| Total noninterest expense | $2,116,000 | 5,552 |
| Salaries and employee benefits | $1,264,000 | 5,275 |
| Premises and equipment expense | $190,000 | 5,782 |
| Additional noninterest expense | $662,000 | 5,644 |
| Pre-tax net operating income | $578,000 | 4,748 |
| Securities gains (losses) | $332,000 | 1,277 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $906,000 | 4,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $906,000 | 4,087 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $906,000 | 4,089 |
| Net charge-offs | $1,118,000 | 1,714 |
| Cash dividends | $845,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $574,000 | 4,576 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,925 |
| Total interest expense | $773,000 | 3,657 |
| Net interest income | $2,266,000 | 5,160 |
| Provision for loan and lease losses | $560,000 | 2,139 |
| Total noninterest income | $221,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $175,000 | 4,422 |
| Total noninterest expense | $1,584,000 | 5,589 |
| Salaries and employee benefits | $967,000 | 5,250 |
| Premises and equipment expense | $146,000 | 5,825 |
| Additional noninterest expense | $471,000 | 5,789 |
| Pre-tax net operating income | $343,000 | 5,153 |
| Securities gains (losses) | $332,000 | 1,026 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $674,000 | 4,168 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $674,000 | 4,168 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $674,000 | 4,168 |
| Net charge-offs | $875,000 | 1,596 |
| Cash dividends | $817,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $342,000 | 4,984 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 4,914 |
| Total interest expense | $541,000 | 3,642 |
| Net interest income | $1,529,000 | 5,154 |
| Provision for loan and lease losses | $560,000 | 1,685 |
| Total noninterest income | $150,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,386 |
| Total noninterest expense | $1,065,000 | 5,611 |
| Salaries and employee benefits | $660,000 | 5,227 |
| Premises and equipment expense | $97,000 | 5,851 |
| Additional noninterest expense | $308,000 | 5,857 |
| Pre-tax net operating income | $54,000 | 6,081 |
| Securities gains (losses) | $332,000 | 790 |
| Applicable income taxes | $-1,000 | 6,760 |
| Income before extraordinary items | $387,000 | 4,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $387,000 | 4,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $387,000 | 4,426 |
| Net charge-offs | $-19,000 | 6,784 |
| Cash dividends | $648,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $55,000 | 6,063 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 4,851 |
| Total interest expense | $291,000 | 3,577 |
| Net interest income | $784,000 | 5,137 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $529,000 | 5,660 |
| Salaries and employee benefits | $333,000 | 5,244 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $150,000 | 5,932 |
| Pre-tax net operating income | $325,000 | 3,687 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-2,000 | 6,912 |
| Income before extraordinary items | $327,000 | 3,475 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $327,000 | 3,478 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $327,000 | 3,478 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $310,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $327,000 | 3,301 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 4,705 |
| Total interest expense | $1,259,000 | 3,851 |
| Net interest income | $3,472,000 | 4,912 |
| Provision for loan and lease losses | $578,000 | 3,253 |
| Total noninterest income | $264,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $192,000 | 4,518 |
| Total noninterest expense | $2,134,000 | 5,699 |
| Salaries and employee benefits | $1,202,000 | 5,517 |
| Premises and equipment expense | $208,000 | 5,938 |
| Additional noninterest expense | $724,000 | 5,610 |
| Pre-tax net operating income | $1,024,000 | 3,679 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $1,037,000 | 3,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 3,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,037,000 | 3,478 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $424,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,013,240 | 3,423 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,761 |
| Total interest expense | $968,000 | 3,901 |
| Net interest income | $2,577,000 | 4,982 |
| Provision for loan and lease losses | $131,000 | 4,680 |
| Total noninterest income | $203,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $56,000 | 5,923 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $147,000 | 4,557 |
| Total noninterest expense | $1,491,000 | 5,858 |
| Salaries and employee benefits | $897,000 | 5,535 |
| Premises and equipment expense | $157,000 | 5,971 |
| Additional noninterest expense | $437,000 | 6,076 |
| Pre-tax net operating income | $1,158,000 | 3,055 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $13,000 | 4,182 |
| Income before extraordinary items | $1,169,000 | 2,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,169,000 | 2,769 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,169,000 | 2,769 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $332,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,145,240 | 2,708 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 4,820 |
| Total interest expense | $658,000 | 3,963 |
| Net interest income | $1,700,000 | 5,016 |
| Provision for loan and lease losses | $131,000 | 4,073 |
| Total noninterest income | $139,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,526 |
| Total noninterest expense | $973,000 | 5,964 |
| Salaries and employee benefits | $587,000 | 5,612 |
| Premises and equipment expense | $100,000 | 6,083 |
| Additional noninterest expense | $286,000 | 6,194 |
| Pre-tax net operating income | $735,000 | 3,092 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $751,000 | 2,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $751,000 | 2,782 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $751,000 | 2,782 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $241,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $727,240 | 2,761 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 4,943 |
| Total interest expense | $336,000 | 4,019 |
| Net interest income | $799,000 | 5,177 |
| Provision for loan and lease losses | $131,000 | 3,030 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $489,000 | 5,990 |
| Salaries and employee benefits | $297,000 | 5,626 |
| Premises and equipment expense | $53,000 | 6,034 |
| Additional noninterest expense | $139,000 | 6,271 |
| Pre-tax net operating income | $241,000 | 3,900 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $251,000 | 3,576 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $251,000 | 3,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $251,000 | 3,574 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $149,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $240,000 | 3,598 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 4,807 |
| Total interest expense | $1,496,000 | 4,270 |
| Net interest income | $3,517,000 | 4,937 |
| Provision for loan and lease losses | $641,000 | 3,743 |
| Total noninterest income | $277,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 5,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $199,000 | 4,597 |
| Total noninterest expense | $1,889,000 | 6,117 |
| Salaries and employee benefits | $1,089,000 | 5,864 |
| Premises and equipment expense | $206,000 | 6,165 |
| Additional noninterest expense | $594,000 | 6,231 |
| Pre-tax net operating income | $1,264,000 | 3,009 |
| Securities gains (losses) | $14,000 | 3,222 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $1,271,000 | 2,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,271,000 | 2,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,271,000 | 2,803 |
| Net charge-offs | $749,000 | 3,082 |
| Cash dividends | $563,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,257,140 | 2,715 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 4,903 |
| Total interest expense | $1,136,000 | 4,381 |
| Net interest income | $2,629,000 | 5,010 |
| Provision for loan and lease losses | $505,000 | 3,512 |
| Total noninterest income | $208,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $60,000 | 5,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $1,428,000 | 6,151 |
| Salaries and employee benefits | $830,000 | 5,881 |
| Premises and equipment expense | $153,000 | 6,252 |
| Additional noninterest expense | $445,000 | 6,278 |
| Pre-tax net operating income | $904,000 | 3,274 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $6,000 | 4,358 |
| Income before extraordinary items | $912,000 | 3,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $912,000 | 3,053 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $912,000 | 3,056 |
| Net charge-offs | $750,000 | 2,550 |
| Cash dividends | $563,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $898,140 | 2,951 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 4,997 |
| Total interest expense | $765,000 | 4,464 |
| Net interest income | $1,692,000 | 5,111 |
| Provision for loan and lease losses | $640,000 | 2,482 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $948,000 | 6,193 |
| Salaries and employee benefits | $548,000 | 5,946 |
| Premises and equipment expense | $100,000 | 6,315 |
| Additional noninterest expense | $300,000 | 6,284 |
| Pre-tax net operating income | $244,000 | 4,677 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $252,000 | 4,576 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $252,000 | 4,576 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $252,000 | 4,576 |
| Net charge-offs | $506,000 | 2,430 |
| Cash dividends | $430,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,100 | 4,477 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,079 |
| Total interest expense | $391,000 | 4,531 |
| Net interest income | $829,000 | 5,192 |
| Provision for loan and lease losses | $565,000 | 1,708 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $467,000 | 6,304 |
| Salaries and employee benefits | $273,000 | 6,023 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $143,000 | 6,431 |
| Pre-tax net operating income | $-143,000 | 6,743 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-145,000 | 6,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-145,000 | 6,846 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-145,000 | 6,845 |
| Net charge-offs | $503,000 | 1,575 |
| Cash dividends | $165,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-145,000 | 6,803 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,167 |
| Total interest expense | $1,727,000 | 4,826 |
| Net interest income | $3,200,000 | 5,218 |
| Provision for loan and lease losses | $732,000 | 3,969 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $84,000 | 5,976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $176,000 | 4,847 |
| Total noninterest expense | $2,212,000 | 5,987 |
| Salaries and employee benefits | $1,068,000 | 6,096 |
| Premises and equipment expense | $199,000 | 6,492 |
| Additional noninterest expense | $945,000 | 5,392 |
| Pre-tax net operating income | $516,000 | 3,963 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $505,000 | 3,856 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $505,000 | 3,855 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $505,000 | 3,856 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $918,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $501,120 | 3,802 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 5,263 |
| Total interest expense | $1,308,000 | 4,950 |
| Net interest income | $2,339,000 | 5,301 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $189,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $126,000 | 5,052 |
| Total noninterest expense | $1,376,000 | 6,439 |
| Salaries and employee benefits | $806,000 | 6,117 |
| Premises and equipment expense | $157,000 | 6,462 |
| Additional noninterest expense | $413,000 | 6,638 |
| Pre-tax net operating income | $1,052,000 | 2,651 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $1,039,000 | 2,426 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,039,000 | 2,424 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,039,000 | 2,427 |
| Net charge-offs | $7,000 | 6,622 |
| Cash dividends | $918,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,035,080 | 2,376 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 5,339 |
| Total interest expense | $868,000 | 5,071 |
| Net interest income | $1,548,000 | 5,326 |
| Provision for loan and lease losses | $55,000 | 6,004 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $85,000 | 5,080 |
| Total noninterest expense | $911,000 | 6,503 |
| Salaries and employee benefits | $537,000 | 6,186 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $268,000 | 6,726 |
| Pre-tax net operating income | $708,000 | 2,740 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $699,000 | 2,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 2,492 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $699,000 | 2,494 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $670,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $695,080 | 2,429 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 5,394 |
| Total interest expense | $430,000 | 5,211 |
| Net interest income | $771,000 | 5,328 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $49,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $450,000 | 6,500 |
| Salaries and employee benefits | $271,000 | 6,213 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $126,000 | 6,699 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $354,000 | 2,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 2,789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $354,000 | 2,791 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $457,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $350,120 | 2,680 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 5,578 |
| Total interest expense | $2,007,000 | 5,288 |
| Net interest income | $2,788,000 | 5,620 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $223,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $109,000 | 5,774 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $114,000 | 5,743 |
| Total noninterest expense | $1,708,000 | 6,600 |
| Salaries and employee benefits | $1,021,000 | 6,365 |
| Premises and equipment expense | $228,000 | 6,435 |
| Additional noninterest expense | $459,000 | 6,804 |
| Pre-tax net operating income | $1,173,000 | 3,450 |
| Securities gains (losses) | $71,000 | 1,367 |
| Applicable income taxes | $-14,000 | 6,814 |
| Income before extraordinary items | $1,258,000 | 2,824 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,258,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,572 |
| Cash dividends | $340,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,187,000 | 3,084 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 5,686 |
| Total interest expense | $1,562,000 | 5,327 |
| Net interest income | $1,995,000 | 5,802 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $171,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $85,000 | 5,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 5,854 |
| Total noninterest expense | $1,238,000 | 6,680 |
| Salaries and employee benefits | $761,000 | 6,408 |
| Premises and equipment expense | $150,000 | 6,708 |
| Additional noninterest expense | $327,000 | 6,881 |
| Pre-tax net operating income | $918,000 | 3,838 |
| Securities gains (losses) | $54,000 | 1,367 |
| Applicable income taxes | $-16,000 | 7,330 |
| Income before extraordinary items | $988,000 | 3,132 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $988,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $934,000 | 3,387 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,771 |
| Total interest expense | $1,084,000 | 5,380 |
| Net interest income | $1,266,000 | 5,928 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $846,000 | 6,675 |
| Salaries and employee benefits | $510,000 | 6,446 |
| Premises and equipment expense | $102,000 | 6,713 |
| Additional noninterest expense | $234,000 | 6,774 |
| Pre-tax net operating income | $539,000 | 4,249 |
| Securities gains (losses) | $54,000 | 1,391 |
| Applicable income taxes | $-20,000 | 7,658 |
| Income before extraordinary items | $613,000 | 3,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $559,000 | 3,739 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,837 |
| Total interest expense | $568,000 | 5,438 |
| Net interest income | $615,000 | 6,042 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $439,000 | 6,620 |
| Salaries and employee benefits | $261,000 | 6,421 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $227,000 | 4,725 |
| Securities gains (losses) | $43,000 | 1,162 |
| Applicable income taxes | $-19,000 | 7,898 |
| Income before extraordinary items | $289,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $246,000 | 4,126 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 5,970 |
| Total interest expense | $2,295,000 | 5,503 |
| Net interest income | $2,242,000 | 6,229 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $220,000 | 6,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $1,587,000 | 6,784 |
| Salaries and employee benefits | $965,000 | 6,520 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $410,000 | 6,993 |
| Pre-tax net operating income | $875,000 | 5,009 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $99,000 | 4,491 |
| Income before extraordinary items | $764,000 | 4,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $764,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,104 |
| Cash dividends | $534,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $774,680 | 4,830 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 6,028 |
| Total interest expense | $1,702,000 | 5,534 |
| Net interest income | $1,646,000 | 6,335 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $171,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $1,189,000 | 6,773 |
| Salaries and employee benefits | $732,000 | 6,491 |
| Premises and equipment expense | $151,000 | 6,710 |
| Additional noninterest expense | $306,000 | 7,006 |
| Pre-tax net operating income | $628,000 | 5,353 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $96,000 | 4,476 |
| Income before extraordinary items | $525,000 | 5,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $525,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $267,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $530,950 | 5,245 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 6,091 |
| Total interest expense | $1,114,000 | 5,595 |
| Net interest income | $1,081,000 | 6,412 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $115,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $794,000 | 6,811 |
| Salaries and employee benefits | $487,000 | 6,547 |
| Premises and equipment expense | $100,000 | 6,767 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $402,000 | 5,512 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $95,000 | 4,180 |
| Income before extraordinary items | $307,000 | 5,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $307,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $267,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $307,000 | 5,581 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 6,126 |
| Total interest expense | $552,000 | 5,610 |
| Net interest income | $530,000 | 6,486 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $405,000 | 6,802 |
| Salaries and employee benefits | $242,000 | 6,607 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $171,000 | 5,810 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $78,000 | 6,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $78,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $78,000 | 6,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 6,008 |
| Total interest expense | $1,989,000 | 5,421 |
| Net interest income | $2,186,000 | 6,356 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $193,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $108,000 | 6,042 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 6,596 |
| Total noninterest expense | $1,796,000 | 6,446 |
| Salaries and employee benefits | $1,180,000 | 5,965 |
| Premises and equipment expense | $211,000 | 6,607 |
| Additional noninterest expense | $405,000 | 7,037 |
| Pre-tax net operating income | $583,000 | 6,244 |
| Securities gains (losses) | $-31,000 | 7,737 |
| Applicable income taxes | $151,000 | 4,587 |
| Income before extraordinary items | $401,000 | 6,514 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $401,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $1,214,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $423,630 | 6,433 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 6,047 |
| Total interest expense | $1,436,000 | 5,455 |
| Net interest income | $1,668,000 | 6,363 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $79,000 | 6,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,506 |
| Total noninterest expense | $1,205,000 | 6,734 |
| Salaries and employee benefits | $721,000 | 6,509 |
| Premises and equipment expense | $158,000 | 6,637 |
| Additional noninterest expense | $326,000 | 6,903 |
| Pre-tax net operating income | $609,000 | 5,828 |
| Securities gains (losses) | $-78,000 | 8,324 |
| Applicable income taxes | $106,000 | 4,872 |
| Income before extraordinary items | $425,000 | 6,110 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $425,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $947,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $487,400 | 5,815 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 6,052 |
| Total interest expense | $931,000 | 5,412 |
| Net interest income | $1,122,000 | 6,383 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $813,000 | 6,725 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $105,000 | 6,661 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $409,000 | 5,859 |
| Securities gains (losses) | $-78,000 | 8,480 |
| Applicable income taxes | $93,000 | 4,603 |
| Income before extraordinary items | $238,000 | 6,455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $238,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $947,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,160 | 6,051 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,042 |
| Total interest expense | $439,000 | 5,449 |
| Net interest income | $581,000 | 6,310 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $398,000 | 6,784 |
| Salaries and employee benefits | $231,000 | 6,638 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $115,000 | 6,747 |
| Pre-tax net operating income | $224,000 | 5,589 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $63,000 | 4,198 |
| Income before extraordinary items | $161,000 | 5,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $680,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $161,000 | 5,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 5,967 |
| Total interest expense | $1,619,000 | 5,040 |
| Net interest income | $2,192,000 | 6,393 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $175,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $94,000 | 6,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $81,000 | 6,738 |
| Total noninterest expense | $1,532,000 | 6,831 |
| Salaries and employee benefits | $937,000 | 6,531 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $358,000 | 7,316 |
| Pre-tax net operating income | $825,000 | 5,810 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $122,000 | 5,202 |
| Income before extraordinary items | $711,000 | 5,626 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $711,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $568,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $704,200 | 5,637 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,952 |
| Total interest expense | $1,159,000 | 5,035 |
| Net interest income | $1,680,000 | 6,373 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $133,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,628 |
| Total noninterest expense | $1,161,000 | 6,803 |
| Salaries and employee benefits | $713,000 | 6,489 |
| Premises and equipment expense | $172,000 | 6,397 |
| Additional noninterest expense | $276,000 | 7,272 |
| Pre-tax net operating income | $642,000 | 5,833 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $144,000 | 4,853 |
| Income before extraordinary items | $502,000 | 5,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $502,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $284,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $498,880 | 5,870 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 5,938 |
| Total interest expense | $723,000 | 5,046 |
| Net interest income | $1,149,000 | 6,303 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $89,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $769,000 | 6,831 |
| Salaries and employee benefits | $476,000 | 6,483 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $183,000 | 7,265 |
| Pre-tax net operating income | $469,000 | 5,609 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $372,000 | 5,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $284,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,964 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $578,000 | 6,330 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $387,000 | 6,856 |
| Salaries and employee benefits | $236,000 | 6,534 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $227,000 | 5,670 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $182,000 | 5,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $182,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,630 | 5,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 5,878 |
| Total interest expense | $1,293,000 | 4,908 |
| Net interest income | $2,318,000 | 6,221 |
| Provision for loan and lease losses | $-81,000 | 8,775 |
| Total noninterest income | $187,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $107,000 | 6,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,000 | 6,771 |
| Total noninterest expense | $1,740,000 | 6,465 |
| Salaries and employee benefits | $1,150,000 | 5,829 |
| Premises and equipment expense | $224,000 | 6,473 |
| Additional noninterest expense | $366,000 | 7,315 |
| Pre-tax net operating income | $846,000 | 5,657 |
| Securities gains (losses) | $62,000 | 1,572 |
| Applicable income taxes | $200,000 | 4,751 |
| Income before extraordinary items | $708,000 | 5,551 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $708,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,948 |
| Cash dividends | $568,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $659,640 | 5,668 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 5,871 |
| Total interest expense | $955,000 | 4,909 |
| Net interest income | $1,753,000 | 6,210 |
| Provision for loan and lease losses | $-30,000 | 8,811 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $81,000 | 6,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 6,728 |
| Total noninterest expense | $1,262,000 | 6,525 |
| Salaries and employee benefits | $791,000 | 6,052 |
| Premises and equipment expense | $186,000 | 6,200 |
| Additional noninterest expense | $285,000 | 7,216 |
| Pre-tax net operating income | $665,000 | 5,632 |
| Securities gains (losses) | $58,000 | 1,547 |
| Applicable income taxes | $154,000 | 4,817 |
| Income before extraordinary items | $569,000 | 5,497 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $569,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $284,000 | 3,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $523,180 | 5,639 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 5,894 |
| Total interest expense | $626,000 | 4,978 |
| Net interest income | $1,169,000 | 6,232 |
| Provision for loan and lease losses | $-30,000 | 8,900 |
| Total noninterest income | $97,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $849,000 | 6,552 |
| Salaries and employee benefits | $526,000 | 6,114 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $447,000 | 5,587 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $370,000 | 5,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $284,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $352,620 | 5,567 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,038 |
| Total interest expense | $316,000 | 5,012 |
| Net interest income | $551,000 | 6,420 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $416,000 | 6,648 |
| Salaries and employee benefits | $263,000 | 6,155 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $92,000 | 7,332 |
| Pre-tax net operating income | $176,000 | 6,113 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $151,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $143,620 | 6,010 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 5,775 |
| Total interest expense | $1,517,000 | 4,834 |
| Net interest income | $2,333,000 | 6,127 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $231,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $125,000 | 6,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $1,581,000 | 6,742 |
| Salaries and employee benefits | $987,000 | 6,309 |
| Premises and equipment expense | $229,000 | 6,442 |
| Additional noninterest expense | $365,000 | 7,354 |
| Pre-tax net operating income | $943,000 | 5,320 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $187,000 | 5,018 |
| Income before extraordinary items | $805,000 | 5,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $805,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $568,000 | 3,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $765,310 | 5,197 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 5,813 |
| Total interest expense | $1,189,000 | 4,846 |
| Net interest income | $1,730,000 | 6,191 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $188,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $1,177,000 | 6,756 |
| Salaries and employee benefits | $742,000 | 6,274 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $270,000 | 7,397 |
| Pre-tax net operating income | $701,000 | 5,498 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $579,000 | 5,490 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $579,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $284,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $559,800 | 5,397 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 5,750 |
| Total interest expense | $838,000 | 4,786 |
| Net interest income | $1,162,000 | 6,161 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $789,000 | 6,755 |
| Salaries and employee benefits | $489,000 | 6,345 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $187,000 | 7,310 |
| Pre-tax net operating income | $482,000 | 5,412 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $101,000 | 5,116 |
| Income before extraordinary items | $397,000 | 5,430 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $397,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $284,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $384,200 | 5,304 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,798 |
| Total interest expense | $438,000 | 4,752 |
| Net interest income | $555,000 | 6,311 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $388,000 | 6,808 |
| Salaries and employee benefits | $236,000 | 6,472 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $217,000 | 5,646 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 9,130 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 5,505 |
| Total interest expense | $2,064,000 | 4,686 |
| Net interest income | $2,463,000 | 5,954 |
| Provision for loan and lease losses | $517,000 | 2,331 |
| Total noninterest income | $157,000 | 7,756 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $1,439,000 | 6,974 |
| Salaries and employee benefits | $939,000 | 6,358 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $306,000 | 7,762 |
| Pre-tax net operating income | $664,000 | 6,209 |
| Securities gains (losses) | $85,000 | 1,891 |
| Applicable income taxes | $98,000 | 5,981 |
| Income before extraordinary items | $651,000 | 5,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $651,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,992 |
| Cash dividends | $568,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $577,050 | 5,928 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 5,584 |
| Total interest expense | $2,758,000 | 5,048 |
| Net interest income | $2,284,000 | 6,014 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $106,000 | 8,425 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $85,000 | 6,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $1,357,000 | 7,109 |
| Salaries and employee benefits | $884,000 | 6,439 |
| Premises and equipment expense | $191,000 | 6,909 |
| Additional noninterest expense | $282,000 | 7,986 |
| Pre-tax net operating income | $961,000 | 5,003 |
| Securities gains (losses) | $106,000 | 1,698 |
| Applicable income taxes | $156,000 | 5,388 |
| Income before extraordinary items | $911,000 | 4,528 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $911,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $708,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $820,900 | 4,686 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 5,721 |
| Total interest expense | $2,705,000 | 5,301 |
| Net interest income | $2,310,000 | 6,098 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $130,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,397,000 | 7,004 |
| Salaries and employee benefits | $911,000 | 6,282 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $283,000 | 8,081 |
| Pre-tax net operating income | $983,000 | 5,295 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $183,000 | 5,565 |
| Income before extraordinary items | $800,000 | 5,053 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $800,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $555,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $800,000 | 5,048 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 5,990 |
| Total interest expense | $2,244,000 | 5,567 |
| Net interest income | $2,193,000 | 6,293 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $134,000 | 8,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,280,000 | 7,354 |
| Salaries and employee benefits | $773,000 | 6,878 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $287,000 | 8,229 |
| Pre-tax net operating income | $987,000 | 5,347 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $207,000 | 5,627 |
| Income before extraordinary items | $781,000 | 5,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $781,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $540,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $780,210 | 5,130 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 6,071 |
| Total interest expense | $2,342,000 | 5,608 |
| Net interest income | $2,146,000 | 6,401 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,223,000 | 7,478 |
| Salaries and employee benefits | $735,000 | 7,000 |
| Premises and equipment expense | $225,000 | 6,341 |
| Additional noninterest expense | $263,000 | 8,471 |
| Pre-tax net operating income | $1,008,000 | 5,387 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $193,000 | 6,274 |
| Income before extraordinary items | $817,000 | 5,123 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $817,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $525,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $815,380 | 5,043 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 6,317 |
| Total interest expense | $2,189,000 | 5,900 |
| Net interest income | $2,201,000 | 6,530 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $157,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $1,179,000 | 7,739 |
| Salaries and employee benefits | $723,000 | 7,191 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $251,000 | 8,838 |
| Pre-tax net operating income | $1,119,000 | 5,468 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $885,000 | 5,108 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $885,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $510,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $884,210 | 5,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,650 |
| Total interest expense | $2,102,000 | 6,221 |
| Net interest income | $2,122,000 | 6,909 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $153,000 | 8,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,119,000 | 8,262 |
| Salaries and employee benefits | $689,000 | 7,599 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $274,000 | 9,148 |
| Pre-tax net operating income | $1,096,000 | 5,421 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $219,000 | 6,854 |
| Income before extraordinary items | $868,000 | 4,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $868,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 11,199 |
| Cash dividends | $495,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $875,200 | 4,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 7,042 |
| Total interest expense | $1,889,000 | 6,702 |
| Net interest income | $2,074,000 | 7,136 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $152,000 | 9,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,126,000 | 8,479 |
| Salaries and employee benefits | $668,000 | 7,938 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $324,000 | 8,989 |
| Pre-tax net operating income | $1,070,000 | 5,709 |
| Securities gains (losses) | $28,000 | 1,681 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $859,000 | 5,170 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $859,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $837,160 | 5,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 7,360 |
| Total interest expense | $1,623,000 | 6,548 |
| Net interest income | $1,852,000 | 7,910 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,180,000 | 8,690 |
| Salaries and employee benefits | $684,000 | 8,001 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $795,000 | 6,891 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $715,000 | 5,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $715,000 | 5,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,341 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $691,510 | 6,027 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 7,001 |
| Total interest expense | $1,754,000 | 6,472 |
| Net interest income | $2,136,000 | 7,341 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,071,000 | 9,438 |
| Salaries and employee benefits | $608,000 | 8,735 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $318,000 | 10,214 |
| Pre-tax net operating income | $1,073,000 | 5,603 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $878,000 | 5,192 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $878,000 | 5,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $878,000 | 4,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 7,474 |
| Total interest expense | $2,001,000 | 7,105 |
| Net interest income | $2,022,000 | 7,689 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $135,000 | 10,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,039,000 | 9,813 |
| Salaries and employee benefits | $595,000 | 8,848 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $296,000 | 10,876 |
| Pre-tax net operating income | $1,058,000 | 5,405 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $871,000 | 5,040 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $871,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $383,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $855,610 | 4,794 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.