Home > Henry County Bank > Income and Expense

Henry County Bank, Income and Expense

2007-09-30 (YTD Data)Rank
Total interest income$2,259,0006,873
Total interest expense$895,0006,908
Net interest income$1,364,0006,765
Provision for loan and lease losses$14,0006,059
Total noninterest income$198,0006,323
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$109,0005,489
Trading account gains and fees$0184
Additional Noninterest Income$89,0005,996
Total noninterest expense$1,093,0006,969
Salaries and employee benefits$544,0007,150
Premises and equipment expense$150,0006,724
Additional noninterest expense$399,0006,418
Pre-tax net operating income$455,0005,948
Securities gains (losses)$01,655
Applicable income taxes$150,0004,042
Income before extraordinary items$305,0006,293
Extraordinary gains, net$033
Net income$305,0006,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,250
Cash dividends$150,0004,354
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$305,0006,290
2007-06-30 (YTD Data)Rank
Total interest income$1,494,0006,927
Total interest expense$589,0006,951
Net interest income$905,0006,817
Provision for loan and lease losses$9,0005,815
Total noninterest income$128,0006,426
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$68,0005,632
Trading account gains and fees$0168
Additional Noninterest Income$60,0005,996
Total noninterest expense$730,0007,013
Salaries and employee benefits$359,0007,222
Premises and equipment expense$100,0006,767
Additional noninterest expense$271,0006,392
Pre-tax net operating income$294,0006,076
Securities gains (losses)$01,444
Applicable income taxes$97,0004,157
Income before extraordinary items$197,0006,384
Extraordinary gains, net$029
Net income$197,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$150,0003,935
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$197,0006,381
2007-03-31 (YTD Data)Rank
Total interest income$728,0007,008
Total interest expense$290,0006,985
Net interest income$438,0006,909
Provision for loan and lease losses$5,0005,396
Total noninterest income$61,0006,498
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$30,0005,797
Trading account gains and fees$0195
Additional Noninterest Income$31,0005,926
Total noninterest expense$354,0007,114
Salaries and employee benefits$176,0007,310
Premises and equipment expense$52,0006,733
Additional noninterest expense$126,0006,573
Pre-tax net operating income$140,0006,166
Securities gains (losses)$01,187
Applicable income taxes$46,0004,214
Income before extraordinary items$94,0006,482
Extraordinary gains, net$022
Net income$94,0006,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$94,0006,470
2006-12-31 (YTD Data)Rank
Total interest income$2,887,0006,859
Total interest expense$1,110,0006,733
Net interest income$1,777,0006,823
Provision for loan and lease losses$6,0006,686
Total noninterest income$280,0006,311
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$136,0005,694
Trading account gains and fees$0130
Additional Noninterest Income$144,0005,694
Total noninterest expense$1,512,0006,874
Salaries and employee benefits$788,0007,002
Premises and equipment expense$195,0006,784
Additional noninterest expense$529,0006,412
Pre-tax net operating income$539,0006,356
Securities gains (losses)$01,687
Applicable income taxes$178,0004,420
Income before extraordinary items$361,0006,673
Extraordinary gains, net$051
Net income$361,0006,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$180,0005,054
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$361,0006,672
2006-09-30 (YTD Data)Rank
Total interest income$2,140,0006,931
Total interest expense$810,0006,762
Net interest income$1,330,0006,916
Provision for loan and lease losses$6,0006,493
Total noninterest income$214,0006,331
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$104,0005,729
Trading account gains and fees$0126
Additional Noninterest Income$110,0005,662
Total noninterest expense$1,157,0006,817
Salaries and employee benefits$619,0006,867
Premises and equipment expense$154,0006,694
Additional noninterest expense$384,0006,494
Pre-tax net operating income$381,0006,685
Securities gains (losses)$01,388
Applicable income taxes$124,0004,705
Income before extraordinary items$257,0006,940
Extraordinary gains, net$045
Net income$257,0006,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,863
Cash dividends$180,0004,279
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$257,0006,944
2006-06-30 (YTD Data)Rank
Total interest income$1,419,0006,935
Total interest expense$525,0006,752
Net interest income$894,0006,934
Provision for loan and lease losses$6,0006,150
Total noninterest income$134,0006,446
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$67,0005,790
Trading account gains and fees$0126
Additional Noninterest Income$67,0005,874
Total noninterest expense$782,0006,837
Salaries and employee benefits$416,0006,879
Premises and equipment expense$103,0006,692
Additional noninterest expense$263,0006,443
Pre-tax net operating income$240,0006,824
Securities gains (losses)$01,185
Applicable income taxes$77,0004,811
Income before extraordinary items$163,0007,054
Extraordinary gains, net$039
Net income$163,0007,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$180,0003,814
Sale, conversion, retirement of capital stock, net$0887
Net operating income$163,0007,070
2006-03-31 (YTD Data)Rank
Total interest income$689,0006,988
Total interest expense$259,0006,715
Net interest income$430,0007,042
Provision for loan and lease losses$5,0005,672
Total noninterest income$70,0006,337
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$36,0005,597
Trading account gains and fees$0115
Additional Noninterest Income$34,0005,852
Total noninterest expense$391,0006,834
Salaries and employee benefits$204,0006,941
Premises and equipment expense$52,0006,673
Additional noninterest expense$135,0006,355
Pre-tax net operating income$104,0007,007
Securities gains (losses)$0955
Applicable income taxes$33,0004,927
Income before extraordinary items$71,0007,177
Extraordinary gains, net$021
Net income$71,0007,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$180,0002,531
Sale, conversion, retirement of capital stock, net$0648
Net operating income$71,0007,179
2005-12-31 (YTD Data)Rank
Total interest income$2,802,0006,753
Total interest expense$952,0006,395
Net interest income$1,850,0006,831
Provision for loan and lease losses$30,0006,187
Total noninterest income$333,0006,118
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$160,0005,502
Trading account gains and fees$0138
Additional Noninterest Income$173,0005,458
Total noninterest expense$1,523,0006,843
Salaries and employee benefits$766,0007,037
Premises and equipment expense$187,0006,861
Additional noninterest expense$570,0006,213
Pre-tax net operating income$630,0006,325
Securities gains (losses)$-7,0007,410
Applicable income taxes$208,0004,617
Income before extraordinary items$415,0006,722
Extraordinary gains, net$046
Net income$415,0006,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,884
Cash dividends$595,0003,381
Sale, conversion, retirement of capital stock, net$0934
Net operating income$419,6906,658
2005-09-30 (YTD Data)Rank
Total interest income$2,101,0006,756
Total interest expense$705,0006,339
Net interest income$1,396,0006,848
Provision for loan and lease losses$23,0006,069
Total noninterest income$257,0006,094
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$124,0005,464
Trading account gains and fees$0126
Additional Noninterest Income$133,0005,420
Total noninterest expense$1,207,0006,704
Salaries and employee benefits$609,0006,887
Premises and equipment expense$153,0006,664
Additional noninterest expense$445,0006,059
Pre-tax net operating income$423,0006,695
Securities gains (losses)$-7,0007,795
Applicable income taxes$137,0004,907
Income before extraordinary items$279,0007,024
Extraordinary gains, net$035
Net income$279,0007,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,299
Cash dividends$595,0002,552
Sale, conversion, retirement of capital stock, net$0769
Net operating income$283,6906,965
2005-06-30 (YTD Data)Rank
Total interest income$1,381,0006,745
Total interest expense$457,0006,273
Net interest income$924,0006,855
Provision for loan and lease losses$15,0005,851
Total noninterest income$202,0005,707
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$83,0005,411
Trading account gains and fees$0116
Additional Noninterest Income$119,0004,831
Total noninterest expense$787,0006,770
Salaries and employee benefits$396,0006,942
Premises and equipment expense$103,0006,639
Additional noninterest expense$288,0006,123
Pre-tax net operating income$324,0006,438
Securities gains (losses)$-7,0008,039
Applicable income taxes$106,0004,740
Income before extraordinary items$211,0006,850
Extraordinary gains, net$030
Net income$211,0006,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$595,0001,977
Sale, conversion, retirement of capital stock, net$0643
Net operating income$215,6906,751
2005-03-31 (YTD Data)Rank
Total interest income$684,0006,802
Total interest expense$221,0006,290
Net interest income$463,0006,904
Provision for loan and lease losses$8,0005,590
Total noninterest income$117,0005,341
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$40,0005,458
Trading account gains and fees$0115
Additional Noninterest Income$77,0004,262
Total noninterest expense$403,0006,750
Salaries and employee benefits$207,0006,899
Premises and equipment expense$52,0006,674
Additional noninterest expense$144,0006,135
Pre-tax net operating income$169,0006,329
Securities gains (losses)$01,685
Applicable income taxes$58,0004,584
Income before extraordinary items$111,0006,711
Extraordinary gains, net$024
Net income$111,0006,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$111,0006,680
2004-12-31 (YTD Data)Rank
Total interest income$2,542,0006,851
Total interest expense$727,0006,489
Net interest income$1,815,0006,876
Provision for loan and lease losses$60,0005,645
Total noninterest income$391,0005,845
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$166,0005,602
Trading account gains and fees$0138
Additional Noninterest Income$225,0004,850
Total noninterest expense$1,460,0006,951
Salaries and employee benefits$786,0006,981
Premises and equipment expense$188,0006,890
Additional noninterest expense$486,0006,629
Pre-tax net operating income$686,0006,140
Securities gains (losses)$46,0001,813
Applicable income taxes$262,0004,399
Income before extraordinary items$470,0006,470
Extraordinary gains, net$034
Net income$470,0006,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$250,0004,586
Sale, conversion, retirement of capital stock, net$0872
Net operating income$440,5606,536
2004-09-30 (YTD Data)Rank
Total interest income$1,878,0006,898
Total interest expense$543,0006,489
Net interest income$1,335,0006,932
Provision for loan and lease losses$45,0005,471
Total noninterest income$289,0005,907
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$127,0005,605
Trading account gains and fees$0134
Additional Noninterest Income$162,0004,955
Total noninterest expense$1,126,0006,852
Salaries and employee benefits$611,0006,854
Premises and equipment expense$159,0006,607
Additional noninterest expense$356,0006,668
Pre-tax net operating income$453,0006,533
Securities gains (losses)$46,0001,731
Applicable income taxes$178,0004,627
Income before extraordinary items$321,0006,777
Extraordinary gains, net$026
Net income$321,0006,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$250,0003,676
Sale, conversion, retirement of capital stock, net$0738
Net operating income$291,5606,881
2004-06-30 (YTD Data)Rank
Total interest income$1,239,0006,957
Total interest expense$361,0006,534
Net interest income$878,0006,999
Provision for loan and lease losses$30,0005,293
Total noninterest income$184,0006,009
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$80,0005,723
Trading account gains and fees$0130
Additional Noninterest Income$104,0005,095
Total noninterest expense$770,0006,824
Salaries and employee benefits$405,0006,910
Premises and equipment expense$107,0006,627
Additional noninterest expense$258,0006,439
Pre-tax net operating income$262,0006,752
Securities gains (losses)$46,0001,516
Applicable income taxes$109,0004,732
Income before extraordinary items$199,0006,915
Extraordinary gains, net$021
Net income$199,0006,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$250,0003,124
Sale, conversion, retirement of capital stock, net$0638
Net operating income$169,1007,092
2004-03-31 (YTD Data)Rank
Total interest income$619,0006,996
Total interest expense$184,0006,554
Net interest income$435,0007,066
Provision for loan and lease losses$15,0005,048
Total noninterest income$87,0006,097
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$37,0005,836
Trading account gains and fees$0121
Additional Noninterest Income$50,0005,122
Total noninterest expense$387,0006,853
Salaries and employee benefits$203,0006,936
Premises and equipment expense$54,0006,592
Additional noninterest expense$130,0006,436
Pre-tax net operating income$120,0006,855
Securities gains (losses)$46,0001,247
Applicable income taxes$59,0004,619
Income before extraordinary items$107,0006,747
Extraordinary gains, net$016
Net income$107,0006,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$77,5607,203
2003-12-31 (YTD Data)Rank
Total interest income$2,630,0006,905
Total interest expense$890,0006,436
Net interest income$1,740,0007,006
Provision for loan and lease losses$48,0006,339
Total noninterest income$358,0006,214
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$146,0005,917
Trading account gains and fees$0160
Additional Noninterest Income$212,0005,175
Total noninterest expense$1,423,0007,030
Salaries and employee benefits$805,0006,903
Premises and equipment expense$192,0006,882
Additional noninterest expense$426,0006,999
Pre-tax net operating income$627,0006,250
Securities gains (losses)$90,0001,978
Applicable income taxes$258,0004,517
Income before extraordinary items$459,0006,523
Extraordinary gains, net$054
Net income$459,0006,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,589
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$401,4006,650
2003-09-30 (YTD Data)Rank
Total interest income$2,004,0006,945
Total interest expense$688,0006,507
Net interest income$1,316,0007,021
Provision for loan and lease losses$48,0005,821
Total noninterest income$260,0006,328
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$107,0005,992
Trading account gains and fees$0153
Additional Noninterest Income$153,0005,306
Total noninterest expense$1,085,0006,989
Salaries and employee benefits$615,0006,855
Premises and equipment expense$164,0006,559
Additional noninterest expense$306,0007,086
Pre-tax net operating income$443,0006,535
Securities gains (losses)$90,0001,840
Applicable income taxes$192,0004,713
Income before extraordinary items$341,0006,703
Extraordinary gains, net$040
Net income$341,0006,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$400,0003,007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$283,4006,875
2003-06-30 (YTD Data)Rank
Total interest income$1,333,0006,996
Total interest expense$468,0006,575
Net interest income$865,0007,066
Provision for loan and lease losses$48,0005,200
Total noninterest income$156,0006,551
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$73,0005,939
Trading account gains and fees$0150
Additional Noninterest Income$83,0005,662
Total noninterest expense$702,0007,077
Salaries and employee benefits$398,0006,954
Premises and equipment expense$103,0006,702
Additional noninterest expense$201,0007,129
Pre-tax net operating income$271,0006,695
Securities gains (losses)$03,782
Applicable income taxes$97,0005,183
Income before extraordinary items$174,0007,214
Extraordinary gains, net$030
Net income$174,0007,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,275
Cash dividends$400,0002,440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$174,0007,034
2003-03-31 (YTD Data)Rank
Total interest income$666,0007,040
Total interest expense$234,0006,664
Net interest income$432,0007,078
Provision for loan and lease losses$24,0004,998
Total noninterest income$74,0006,601
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$36,0005,904
Trading account gains and fees$0134
Additional Noninterest Income$38,0005,786
Total noninterest expense$367,0006,989
Salaries and employee benefits$203,0006,940
Premises and equipment expense$58,0006,382
Additional noninterest expense$106,0007,009
Pre-tax net operating income$115,0006,969
Securities gains (losses)$02,891
Applicable income taxes$42,0005,338
Income before extraordinary items$73,0007,425
Extraordinary gains, net$021
Net income$73,0007,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$73,0007,270
2002-12-31 (YTD Data)Rank
Total interest income$2,913,0006,939
Total interest expense$1,069,0006,748
Net interest income$1,844,0006,873
Provision for loan and lease losses$72,0006,236
Total noninterest income$281,0006,613
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$165,0005,650
Trading account gains and fees$0153
Additional Noninterest Income$116,0006,134
Total noninterest expense$1,426,0007,008
Salaries and employee benefits$728,0007,165
Premises and equipment expense$214,0006,608
Additional noninterest expense$484,0006,594
Pre-tax net operating income$627,0006,338
Securities gains (losses)$04,537
Applicable income taxes$237,0004,847
Income before extraordinary items$390,0006,891
Extraordinary gains, net$070
Net income$390,0006,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,158
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$-200,0009,272
Net operating income$390,0006,764
2001-12-31 (YTD Data)Rank
Total interest income$3,108,0007,147
Total interest expense$1,446,0007,086
Net interest income$1,662,0007,041
Provision for loan and lease losses$155,0004,704
Total noninterest income$275,0006,625
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$158,0005,693
Trading account gains and fees$0177
Additional Noninterest Income$117,0006,058
Total noninterest expense$1,549,0006,690
Salaries and employee benefits$680,0007,282
Premises and equipment expense$202,0006,761
Additional noninterest expense$667,0005,448
Pre-tax net operating income$233,0007,721
Securities gains (losses)$04,612
Applicable income taxes$88,0006,155
Income before extraordinary items$145,0008,058
Extraordinary gains, net$0105
Net income$145,0008,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$145,0007,941
2000-12-31 (YTD Data)Rank
Total interest income$2,700,0007,704
Total interest expense$1,244,0007,711
Net interest income$1,456,0007,531
Provision for loan and lease losses$220,0003,525
Total noninterest income$207,0007,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0007,329
Trading account gains and feesNANA
Additional Noninterest Income$144,0005,581
Total noninterest expense$1,409,0006,979
Salaries and employee benefits$590,0007,749
Premises and equipment expense$176,0007,142
Additional noninterest expense$643,0005,513
Pre-tax net operating income$34,0009,007
Securities gains (losses)$01,956
Applicable income taxes$13,0007,999
Income before extraordinary items$21,0009,071
Extraordinary gains, net$038
Net income$21,0009,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,349
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,000923
Net operating income$21,0009,056
1999-12-31 (YTD Data)Rank
Total interest income$16,00010,215
Total interest expense$010,199
Net interest income$16,00010,209
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$57,00010,210
Salaries and employee benefits$1,00010,207
Premises and equipment expense$4,00010,178
Additional noninterest expense$52,00010,149
Pre-tax net operating income$-41,0009,476
Securities gains (losses)$03,155
Applicable income taxes$-16,0009,699
Income before extraordinary items$-25,0009,478
Extraordinary gains, net$035
Net income$-25,0009,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,000,000356
Net operating income$-25,0009,454

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.