Home > Henry County Bank > Assets and Liabilities
Henry County Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 14 | 6,996 |
| Assets and Liabilities | ||
| Total Assets: | $57,211,000 | 6,569 |
| Cash and due from depository institutions | $2,482,000 | 6,996 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $15,224,000 | 5,142 |
| Federal funds sold & reverse repurchase agreements | $1,975,000 | 4,173 |
| Net loans & leases | $31,357,000 | 6,726 |
| Loan loss allowance | $409,000 | 6,475 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,036,000 | 5,831 |
| Other real estate owned | $0 | 6,996 |
| Goodwill and other intangibles | $3,617,000 | 1,080 |
| All other assets | $1,520,000 | 5,875 |
| Life insurance assets | $842,000 | 3,095 |
| Total liabilities and capital | $57,211,000 | 6,569 |
| Total liabilities | $49,242,000 | 6,583 |
| Total deposits | $48,302,000 | 6,473 |
| Interest-bearing deposits | $41,682,000 | 6,403 |
| Deposits held in domestic offices | $48,302,000 | 6,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $940,000 | 4,222 |
| Total equity capital | $7,969,000 | 6,179 |
| Total bank equity capital | $7,969,000 | 6,179 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $467,000 | 4,333 |
| Surplus | $6,538,000 | 3,408 |
| Undivided profits | $964,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 5,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $526,000 | 6,201 |
| Earning assets | $48,556,000 | 6,749 |
| Long-term assets (5+ years) | $5,007,000 | 5,923 |
| Average Assets, year-to-date | $56,509,500 | 6,515 |
| Average Assets, quarterly | $56,698,500 | 6,560 |
| Volatile liabilities | $6,857,000 | 6,887 |
| Insider loans | $2,740,000 | 2,473 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,088,000 | 4,758 |
| Tier 1 (core) risk-based capital | $4,355,000 | 7,465 |
| Tier 2 risk-based capital | $409,000 | 6,283 |
| Total risk weighted assets | $41,887,000 | 6,312 |
| Total unused commitments | $10,088,000 | 4,758 |
| Derivatives | $42,000 | 1,024 |
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $56,186,000 | 6,612 |
| Cash and due from depository institutions | $1,563,000 | 6,721 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,129,000 | 5,181 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 4,283 |
| Net loans & leases | $31,470,000 | 6,721 |
| Loan loss allowance | $408,000 | 6,518 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,053,000 | 5,835 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $3,617,000 | 1,079 |
| All other assets | $1,404,000 | 6,026 |
| Life insurance assets | $833,000 | 3,114 |
| Total liabilities and capital | $56,186,000 | 6,612 |
| Total liabilities | $48,382,000 | 6,635 |
| Total deposits | $47,547,000 | 6,535 |
| Interest-bearing deposits | $40,947,000 | 6,466 |
| Deposits held in domestic offices | $47,547,000 | 6,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $835,000 | 4,309 |
| Total equity capital | $7,804,000 | 6,188 |
| Total bank equity capital | $7,804,000 | 6,188 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $467,000 | 4,360 |
| Surplus | $6,538,000 | 3,402 |
| Undivided profits | $799,000 | 7,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $407,000 | 6,649 |
| Earning assets | $48,549,000 | 6,761 |
| Long-term assets (5+ years) | $4,404,000 | 6,050 |
| Average Assets, year-to-date | $56,275,670 | 6,559 |
| Average Assets, quarterly | $56,546,500 | 6,579 |
| Volatile liabilities | $6,377,000 | 6,985 |
| Insider loans | $2,612,000 | 2,528 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,909,000 | 4,644 |
| Tier 1 (core) risk-based capital | $4,247,000 | 7,531 |
| Tier 2 risk-based capital | $408,000 | 6,309 |
| Total risk weighted assets | $41,915,000 | 6,307 |
| Total unused commitments | $10,909,000 | 4,644 |
| Derivatives | $42,000 | 1,055 |
| 2007-03-31 | Rank | |
| # of Employees: | 15 | 6,876 |
| Assets and Liabilities | ||
| Total Assets: | $56,907,000 | 6,606 |
| Cash and due from depository institutions | $2,529,000 | 6,876 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $15,201,000 | 5,229 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,514 |
| Net loans & leases | $32,707,000 | 6,634 |
| Loan loss allowance | $429,000 | 6,389 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,065,000 | 5,829 |
| Other real estate owned | $0 | 6,876 |
| Goodwill and other intangibles | $3,617,000 | 1,068 |
| All other assets | $1,538,000 | 5,756 |
| Life insurance assets | $825,000 | 3,127 |
| Total liabilities and capital | $56,907,000 | 6,606 |
| Total liabilities | $49,179,000 | 6,621 |
| Total deposits | $48,408,000 | 6,516 |
| Interest-bearing deposits | $41,738,000 | 6,434 |
| Deposits held in domestic offices | $48,408,000 | 6,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $771,000 | 4,528 |
| Total equity capital | $7,728,000 | 6,215 |
| Total bank equity capital | $7,728,000 | 6,215 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $467,000 | 4,364 |
| Surplus | $6,538,000 | 3,363 |
| Undivided profits | $723,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $505,000 | 5,967 |
| Earning assets | $48,158,000 | 6,812 |
| Long-term assets (5+ years) | $3,537,000 | 6,285 |
| Average Assets, year-to-date | $56,320,500 | 6,602 |
| Average Assets, quarterly | $56,320,500 | 6,602 |
| Volatile liabilities | $6,564,000 | 6,879 |
| Insider loans | $2,332,000 | 2,719 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,258,000 | 4,410 |
| Tier 1 (core) risk-based capital | $4,144,000 | 7,575 |
| Tier 2 risk-based capital | $429,000 | 6,191 |
| Total risk weighted assets | $43,490,000 | 6,223 |
| Total unused commitments | $12,258,000 | 4,410 |
| Derivatives | $42,000 | 1,052 |
| 2006-12-31 | Rank | |
| # of Employees: | 15 | 6,888 |
| Assets and Liabilities | ||
| Total Assets: | $55,734,000 | 6,636 |
| Cash and due from depository institutions | $1,921,000 | 6,888 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $15,210,000 | 5,254 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,081 |
| Net loans & leases | $32,277,000 | 6,672 |
| Loan loss allowance | $424,000 | 6,414 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,083,000 | 5,781 |
| Other real estate owned | $0 | 6,888 |
| Goodwill and other intangibles | $3,617,000 | 1,054 |
| All other assets | $1,426,000 | 5,975 |
| Life insurance assets | $817,000 | 3,108 |
| Total liabilities and capital | $55,734,000 | 6,636 |
| Total liabilities | $47,955,000 | 6,680 |
| Total deposits | $47,179,000 | 6,548 |
| Interest-bearing deposits | $41,054,000 | 6,439 |
| Deposits held in domestic offices | $47,179,000 | 6,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $776,000 | 4,468 |
| Total equity capital | $7,779,000 | 6,153 |
| Total bank equity capital | $7,779,000 | 6,153 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $467,000 | 4,377 |
| Surplus | $6,538,000 | 3,328 |
| Undivided profits | $774,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $404,000 | 6,672 |
| Earning assets | $47,687,000 | 6,822 |
| Long-term assets (5+ years) | $4,215,000 | 6,055 |
| Average Assets, year-to-date | $57,341,400 | 6,452 |
| Average Assets, quarterly | $56,156,500 | 6,577 |
| Volatile liabilities | $7,975,000 | 6,627 |
| Insider loans | $2,471,000 | 2,565 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,468,000 | 4,655 |
| Tier 1 (core) risk-based capital | $4,200,000 | 7,553 |
| Tier 2 risk-based capital | $424,000 | 6,214 |
| Total risk weighted assets | $42,155,000 | 6,263 |
| Total unused commitments | $10,468,000 | 4,655 |
| Derivatives | $42,000 | 1,014 |
| 2006-09-30 | Rank | |
| # of Employees: | 18 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $56,579,000 | 6,590 |
| Cash and due from depository institutions | $2,374,000 | 6,462 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $15,716,000 | 5,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $32,193,000 | 6,711 |
| Loan loss allowance | $424,000 | 6,467 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,086,000 | 5,788 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $3,617,000 | 1,051 |
| All other assets | $1,593,000 | 5,769 |
| Life insurance assets | $808,000 | 3,091 |
| Total liabilities and capital | $56,579,000 | 6,590 |
| Total liabilities | $48,915,000 | 6,624 |
| Total deposits | $46,331,000 | 6,563 |
| Interest-bearing deposits | $41,052,000 | 6,424 |
| Deposits held in domestic offices | $46,331,000 | 6,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,930 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $784,000 | 4,438 |
| Total equity capital | $7,664,000 | 6,187 |
| Total bank equity capital | $7,664,000 | 6,187 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $467,000 | 4,402 |
| Surplus | $6,538,000 | 3,283 |
| Undivided profits | $659,000 | 7,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $548,000 | 5,937 |
| Earning assets | $47,909,000 | 6,800 |
| Long-term assets (5+ years) | $4,518,000 | 5,966 |
| Average Assets, year-to-date | $57,743,250 | 6,482 |
| Average Assets, quarterly | $57,108,500 | 6,549 |
| Volatile liabilities | $8,401,000 | 6,561 |
| Insider loans | $2,460,000 | 2,537 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,031,000 | 4,955 |
| Tier 1 (core) risk-based capital | $4,096,000 | 7,631 |
| Tier 2 risk-based capital | $424,000 | 6,244 |
| Total risk weighted assets | $42,704,000 | 6,237 |
| Total unused commitments | $9,031,000 | 4,956 |
| Derivatives | $42,000 | 1,018 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $57,638,000 | 6,558 |
| Cash and due from depository institutions | $1,776,000 | 6,475 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $16,646,000 | 5,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $33,038,000 | 6,624 |
| Loan loss allowance | $424,000 | 6,474 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,109,000 | 5,735 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $3,617,000 | 1,034 |
| All other assets | $1,452,000 | 5,896 |
| Life insurance assets | $800,000 | 3,057 |
| Total liabilities and capital | $57,638,000 | 6,558 |
| Total liabilities | $50,091,000 | 6,586 |
| Total deposits | $47,042,000 | 6,554 |
| Interest-bearing deposits | $40,492,000 | 6,460 |
| Deposits held in domestic offices | $47,042,000 | 6,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 2,732 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $699,000 | 4,402 |
| Total equity capital | $7,547,000 | 6,121 |
| Total bank equity capital | $7,547,000 | 6,121 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $467,000 | 4,397 |
| Surplus | $6,538,000 | 3,223 |
| Undivided profits | $542,000 | 7,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $416,000 | 6,378 |
| Earning assets | $49,684,000 | 6,708 |
| Long-term assets (5+ years) | $4,318,000 | 5,980 |
| Average Assets, year-to-date | $58,131,330 | 6,498 |
| Average Assets, quarterly | $58,075,000 | 6,514 |
| Volatile liabilities | $8,500,000 | 6,527 |
| Insider loans | $2,879,000 | 2,231 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $171,000 | 1,531 |
| Unused loan commitments | $8,204,000 | 5,197 |
| Tier 1 (core) risk-based capital | $4,002,000 | 7,655 |
| Tier 2 risk-based capital | $424,000 | 6,231 |
| Total risk weighted assets | $43,332,000 | 6,191 |
| Total unused commitments | $8,204,000 | 5,197 |
| Derivatives | $147,000 | 968 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $58,512,000 | 6,529 |
| Cash and due from depository institutions | $3,452,000 | 6,609 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $16,696,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,402 |
| Net loans & leases | $31,362,000 | 6,698 |
| Loan loss allowance | $413,000 | 6,506 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,131,000 | 5,667 |
| Other real estate owned | $25,000 | 6,609 |
| Goodwill and other intangibles | $3,617,000 | 1,009 |
| All other assets | $1,529,000 | 5,707 |
| Life insurance assets | $791,000 | 3,030 |
| Total liabilities and capital | $58,512,000 | 6,529 |
| Total liabilities | $51,046,000 | 6,539 |
| Total deposits | $48,431,000 | 6,500 |
| Interest-bearing deposits | $41,092,000 | 6,444 |
| Deposits held in domestic offices | $48,431,000 | 6,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $615,000 | 4,669 |
| Total equity capital | $7,466,000 | 6,137 |
| Total bank equity capital | $7,466,000 | 6,137 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $467,000 | 4,390 |
| Surplus | $6,538,000 | 3,159 |
| Undivided profits | $461,000 | 7,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $495,000 | 5,719 |
| Earning assets | $48,758,000 | 6,762 |
| Long-term assets (5+ years) | $5,919,000 | 5,495 |
| Average Assets, year-to-date | $58,378,000 | 6,509 |
| Average Assets, quarterly | $58,378,000 | 6,509 |
| Volatile liabilities | $8,522,000 | 6,406 |
| Insider loans | $3,307,000 | 1,961 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,292,000 | 6,363 |
| Tier 1 (core) risk-based capital | $3,910,000 | 7,675 |
| Tier 2 risk-based capital | $413,000 | 6,245 |
| Total risk weighted assets | $40,672,000 | 6,304 |
| Total unused commitments | $4,292,000 | 6,364 |
| Derivatives | $163,000 | 945 |
| 2005-12-31 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $58,244,000 | 6,556 |
| Cash and due from depository institutions | $2,505,000 | 6,475 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $17,244,000 | 5,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $32,349,000 | 6,666 |
| Loan loss allowance | $407,000 | 6,573 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,121,000 | 5,682 |
| Other real estate owned | $25,000 | 6,475 |
| Goodwill and other intangibles | $3,617,000 | 992 |
| All other assets | $1,383,000 | 5,950 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $58,244,000 | 6,556 |
| Total liabilities | $50,668,000 | 6,587 |
| Total deposits | $47,424,000 | 6,590 |
| Interest-bearing deposits | $40,965,000 | 6,449 |
| Deposits held in domestic offices | $47,424,000 | 6,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,041 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $644,000 | 4,485 |
| Total equity capital | $7,576,000 | 6,060 |
| Total bank equity capital | $7,576,000 | 6,060 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $467,000 | 4,409 |
| Surplus | $6,538,000 | 3,122 |
| Undivided profits | $571,000 | 7,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $381,000 | 6,536 |
| Earning assets | $49,593,000 | 6,751 |
| Long-term assets (5+ years) | $5,417,000 | 5,664 |
| Average Assets, year-to-date | $59,283,400 | 6,411 |
| Average Assets, quarterly | $58,062,000 | 6,546 |
| Volatile liabilities | $8,698,000 | 6,329 |
| Insider loans | $2,848,000 | 2,199 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $85,000 | 1,645 |
| Unused loan commitments | $5,850,000 | 5,782 |
| Tier 1 (core) risk-based capital | $4,019,000 | 7,642 |
| Tier 2 risk-based capital | $407,000 | 6,323 |
| Total risk weighted assets | $41,621,000 | 6,257 |
| Total unused commitments | $5,850,000 | 5,782 |
| Derivatives | $104,000 | 905 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $57,880,000 | 6,570 |
| Cash and due from depository institutions | $2,205,000 | 7,017 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $18,312,000 | 4,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $31,184,000 | 6,769 |
| Loan loss allowance | $405,000 | 6,618 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,128,000 | 5,641 |
| Other real estate owned | $40,000 | 7,017 |
| Goodwill and other intangibles | $3,617,000 | 961 |
| All other assets | $1,394,000 | 5,932 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $57,880,000 | 6,570 |
| Total liabilities | $50,422,000 | 6,589 |
| Total deposits | $46,496,000 | 6,579 |
| Interest-bearing deposits | $40,378,000 | 6,472 |
| Deposits held in domestic offices | $46,496,000 | 6,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 1,963 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $676,000 | 4,380 |
| Total equity capital | $7,458,000 | 6,130 |
| Total bank equity capital | $7,458,000 | 6,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $467,000 | 4,410 |
| Surplus | $6,538,000 | 3,067 |
| Undivided profits | $453,000 | 7,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $520,000 | 5,610 |
| Earning assets | $49,496,000 | 6,729 |
| Long-term assets (5+ years) | $5,187,000 | 5,795 |
| Average Assets, year-to-date | $59,543,250 | 6,417 |
| Average Assets, quarterly | $58,710,000 | 6,499 |
| Volatile liabilities | $9,230,000 | 6,203 |
| Insider loans | $3,908,000 | 1,664 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,510,000 | 6,565 |
| Tier 1 (core) risk-based capital | $3,883,000 | 7,713 |
| Tier 2 risk-based capital | $405,000 | 6,350 |
| Total risk weighted assets | $40,385,000 | 6,341 |
| Total unused commitments | $3,510,000 | 6,565 |
| Derivatives | $380,000 | 833 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $59,540,000 | 6,458 |
| Cash and due from depository institutions | $1,901,000 | 6,667 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $19,371,000 | 4,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $32,204,000 | 6,644 |
| Loan loss allowance | $413,000 | 6,544 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,152,000 | 5,565 |
| Other real estate owned | $15,000 | 6,667 |
| Goodwill and other intangibles | $3,617,000 | 949 |
| All other assets | $1,280,000 | 5,961 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $59,540,000 | 6,458 |
| Total liabilities | $52,140,000 | 6,473 |
| Total deposits | $44,133,000 | 6,713 |
| Interest-bearing deposits | $38,838,000 | 6,580 |
| Deposits held in domestic offices | $44,133,000 | 6,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,348 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $607,000 | 4,402 |
| Total equity capital | $7,400,000 | 6,090 |
| Total bank equity capital | $7,400,000 | 6,090 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $467,000 | 4,403 |
| Surplus | $6,538,000 | 3,012 |
| Undivided profits | $395,000 | 7,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 6,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $419,000 | 6,015 |
| Earning assets | $51,575,000 | 6,611 |
| Long-term assets (5+ years) | $7,206,000 | 5,335 |
| Average Assets, year-to-date | $60,097,670 | 6,383 |
| Average Assets, quarterly | $60,927,500 | 6,364 |
| Volatile liabilities | $11,272,000 | 5,664 |
| Insider loans | $5,525,000 | 1,144 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,030,000 | 6,397 |
| Tier 1 (core) risk-based capital | $3,815,000 | 7,708 |
| Tier 2 risk-based capital | $413,000 | 6,271 |
| Total risk weighted assets | $42,300,000 | 6,182 |
| Total unused commitments | $4,030,000 | 6,397 |
| Derivatives | $8,000 | 862 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $62,315,000 | 6,349 |
| Cash and due from depository institutions | $2,381,000 | 7,030 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,431,000 | 4,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $34,354,000 | 6,479 |
| Loan loss allowance | $415,000 | 6,584 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,155,000 | 5,590 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $3,617,000 | 937 |
| All other assets | $1,377,000 | 5,815 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $62,315,000 | 6,349 |
| Total liabilities | $54,673,000 | 6,374 |
| Total deposits | $46,057,000 | 6,651 |
| Interest-bearing deposits | $40,266,000 | 6,550 |
| Deposits held in domestic offices | $46,057,000 | 6,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,100,000 | 1,230 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $516,000 | 4,715 |
| Total equity capital | $7,642,000 | 5,925 |
| Total bank equity capital | $7,642,000 | 5,925 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $467,000 | 4,425 |
| Surplus | $6,538,000 | 2,983 |
| Undivided profits | $637,000 | 7,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $530,000 | 5,146 |
| Earning assets | $53,785,000 | 6,518 |
| Long-term assets (5+ years) | $8,882,000 | 4,978 |
| Average Assets, year-to-date | $60,376,500 | 6,434 |
| Average Assets, quarterly | $60,376,500 | 6,434 |
| Volatile liabilities | $12,365,000 | 5,337 |
| Insider loans | $6,166,000 | 992 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,781,000 | 6,978 |
| Tier 1 (core) risk-based capital | $4,060,000 | 7,627 |
| Tier 2 risk-based capital | $415,000 | 6,291 |
| Total risk weighted assets | $46,292,000 | 5,892 |
| Total unused commitments | $2,781,000 | 6,981 |
| Derivatives | $340,000 | 730 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $58,438,000 | 6,563 |
| Cash and due from depository institutions | $1,490,000 | 6,861 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $19,590,000 | 4,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $31,315,000 | 6,718 |
| Loan loss allowance | $407,000 | 6,622 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,160,000 | 5,580 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $3,617,000 | 928 |
| All other assets | $1,266,000 | 5,983 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $58,438,000 | 6,563 |
| Total liabilities | $50,590,000 | 6,609 |
| Total deposits | $45,476,000 | 6,728 |
| Interest-bearing deposits | $39,933,000 | 6,579 |
| Deposits held in domestic offices | $45,476,000 | 6,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,550,000 | 1,669 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $564,000 | 4,428 |
| Total equity capital | $7,848,000 | 5,839 |
| Total bank equity capital | $7,848,000 | 5,839 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $467,000 | 4,441 |
| Surplus | $6,538,000 | 2,942 |
| Undivided profits | $843,000 | 7,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $432,000 | 5,810 |
| Earning assets | $50,905,000 | 6,691 |
| Long-term assets (5+ years) | $9,544,000 | 4,900 |
| Average Assets, year-to-date | $54,564,600 | 6,631 |
| Average Assets, quarterly | $57,081,000 | 6,596 |
| Volatile liabilities | $9,861,000 | 5,867 |
| Insider loans | $5,985,000 | 1,006 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $140,000 | 1,562 |
| Unused loan commitments | $2,118,000 | 7,245 |
| Tier 1 (core) risk-based capital | $4,199,000 | 7,558 |
| Tier 2 risk-based capital | $407,000 | 6,336 |
| Total risk weighted assets | $43,200,000 | 6,119 |
| Total unused commitments | $2,118,000 | 7,248 |
| Derivatives | $407,000 | 693 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $55,724,000 | 6,657 |
| Cash and due from depository institutions | $2,270,000 | 6,572 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $19,720,000 | 4,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $28,353,000 | 6,944 |
| Loan loss allowance | $402,000 | 6,686 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,168,000 | 5,541 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $3,617,000 | 901 |
| All other assets | $596,000 | 7,654 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $55,724,000 | 6,657 |
| Total liabilities | $47,976,000 | 6,724 |
| Total deposits | $45,319,000 | 6,673 |
| Interest-bearing deposits | $39,898,000 | 6,550 |
| Deposits held in domestic offices | $45,319,000 | 6,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,312 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $557,000 | 4,628 |
| Total equity capital | $7,748,000 | 5,891 |
| Total bank equity capital | $7,748,000 | 5,891 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $467,000 | 4,453 |
| Surplus | $6,538,000 | 2,900 |
| Undivided profits | $743,000 | 7,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $494,000 | 5,534 |
| Earning assets | $48,073,000 | 6,811 |
| Long-term assets (5+ years) | $5,708,000 | 5,935 |
| Average Assets, year-to-date | $53,596,250 | 6,708 |
| Average Assets, quarterly | $54,855,500 | 6,671 |
| Volatile liabilities | $7,135,000 | 6,581 |
| Insider loans | $4,012,000 | 1,460 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,873,000 | 7,383 |
| Tier 1 (core) risk-based capital | $4,050,000 | 7,655 |
| Tier 2 risk-based capital | $402,000 | 6,380 |
| Total risk weighted assets | $38,920,000 | 6,381 |
| Total unused commitments | $1,873,000 | 7,387 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $53,987,000 | 6,770 |
| Cash and due from depository institutions | $1,475,000 | 6,617 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $20,106,000 | 4,775 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,198 |
| Net loans & leases | $25,849,000 | 7,128 |
| Loan loss allowance | $388,000 | 6,777 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,192,000 | 5,497 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $3,617,000 | 889 |
| All other assets | $548,000 | 7,783 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $53,987,000 | 6,770 |
| Total liabilities | $46,417,000 | 6,848 |
| Total deposits | $45,974,000 | 6,683 |
| Interest-bearing deposits | $40,194,000 | 6,566 |
| Deposits held in domestic offices | $45,974,000 | 6,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $443,000 | 4,886 |
| Total equity capital | $7,570,000 | 5,835 |
| Total bank equity capital | $7,570,000 | 5,835 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $467,000 | 4,485 |
| Surplus | $6,538,000 | 2,864 |
| Undivided profits | $565,000 | 7,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 6,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $417,000 | 5,876 |
| Earning assets | $47,155,000 | 6,884 |
| Long-term assets (5+ years) | $8,446,000 | 5,356 |
| Average Assets, year-to-date | $52,887,000 | 6,791 |
| Average Assets, quarterly | $53,439,500 | 6,785 |
| Volatile liabilities | $4,984,000 | 7,234 |
| Insider loans | $3,128,000 | 1,847 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $61,000 | 1,764 |
| Unused loan commitments | $2,226,000 | 7,226 |
| Tier 1 (core) risk-based capital | $3,928,000 | 7,725 |
| Tier 2 risk-based capital | $388,000 | 6,476 |
| Total risk weighted assets | $36,376,000 | 6,533 |
| Total unused commitments | $2,226,000 | 7,231 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $52,892,000 | 6,850 |
| Cash and due from depository institutions | $2,241,000 | 6,938 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $19,023,000 | 4,920 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,884 |
| Net loans & leases | $25,492,000 | 7,128 |
| Loan loss allowance | $373,000 | 6,890 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,195,000 | 5,482 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $3,617,000 | 874 |
| All other assets | $574,000 | 7,648 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $52,892,000 | 6,850 |
| Total liabilities | $45,211,000 | 6,939 |
| Total deposits | $44,714,000 | 6,771 |
| Interest-bearing deposits | $39,078,000 | 6,659 |
| Deposits held in domestic offices | $44,714,000 | 6,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $497,000 | 4,902 |
| Total equity capital | $7,681,000 | 5,869 |
| Total bank equity capital | $7,681,000 | 5,869 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $467,000 | 4,496 |
| Surplus | $6,538,000 | 2,824 |
| Undivided profits | $676,000 | 7,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $439,000 | 5,652 |
| Earning assets | $45,265,000 | 7,015 |
| Long-term assets (5+ years) | $9,451,000 | 5,101 |
| Average Assets, year-to-date | $52,337,000 | 6,858 |
| Average Assets, quarterly | $52,337,000 | 6,858 |
| Volatile liabilities | $4,234,000 | 7,446 |
| Insider loans | $3,244,000 | 1,760 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,793,000 | 6,959 |
| Tier 1 (core) risk-based capital | $3,835,000 | 7,758 |
| Tier 2 risk-based capital | $373,000 | 6,583 |
| Total risk weighted assets | $35,362,000 | 6,576 |
| Total unused commitments | $2,793,000 | 6,964 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $51,782,000 | 6,910 |
| Cash and due from depository institutions | $2,147,000 | 6,499 |
| Interest-bearing balances | $491,000 | 3,700 |
| Securities | $18,894,000 | 4,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $25,413,000 | 7,172 |
| Loan loss allowance | $357,000 | 6,991 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,199,000 | 5,494 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $3,617,000 | 878 |
| All other assets | $512,000 | 7,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,782,000 | 6,910 |
| Total liabilities | $44,011,000 | 7,032 |
| Total deposits | $43,221,000 | 6,878 |
| Interest-bearing deposits | $37,777,000 | 6,745 |
| Deposits held in domestic offices | $43,221,000 | 6,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,156 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $440,000 | 5,077 |
| Total equity capital | $7,771,000 | 5,751 |
| Total bank equity capital | $7,771,000 | 5,751 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $467,000 | 4,531 |
| Surplus | $6,538,000 | 2,792 |
| Undivided profits | $766,000 | 7,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $438,000 | 5,793 |
| Earning assets | $44,798,000 | 7,058 |
| Long-term assets (5+ years) | $7,261,000 | 5,611 |
| Average Assets, year-to-date | $52,394,800 | 6,770 |
| Average Assets, quarterly | $52,505,500 | 6,852 |
| Volatile liabilities | $5,185,000 | 7,126 |
| Insider loans | $3,014,000 | 1,855 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $39,000 | 1,767 |
| Unused loan commitments | $3,092,000 | 6,694 |
| Tier 1 (core) risk-based capital | $3,978,000 | 7,688 |
| Tier 2 risk-based capital | $357,000 | 6,701 |
| Total risk weighted assets | $36,195,000 | 6,549 |
| Total unused commitments | $3,092,000 | 6,696 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $53,229,000 | 6,826 |
| Cash and due from depository institutions | $2,965,000 | 6,521 |
| Interest-bearing balances | $491,000 | 3,858 |
| Securities | $19,033,000 | 4,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $25,787,000 | 7,202 |
| Loan loss allowance | $365,000 | 6,996 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,194,000 | 5,484 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $3,617,000 | 871 |
| All other assets | $633,000 | 7,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,229,000 | 6,826 |
| Total liabilities | $45,557,000 | 6,944 |
| Total deposits | $45,074,000 | 6,769 |
| Interest-bearing deposits | $39,485,000 | 6,652 |
| Deposits held in domestic offices | $45,074,000 | 6,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $483,000 | 5,126 |
| Total equity capital | $7,672,000 | 5,781 |
| Total bank equity capital | $7,672,000 | 5,781 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $467,000 | 4,565 |
| Surplus | $6,538,000 | 2,737 |
| Undivided profits | $667,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $476,000 | 5,706 |
| Earning assets | $45,311,000 | 7,043 |
| Long-term assets (5+ years) | $6,496,000 | 5,834 |
| Average Assets, year-to-date | $52,548,000 | 6,797 |
| Average Assets, quarterly | $53,780,500 | 6,767 |
| Volatile liabilities | $4,937,000 | 7,249 |
| Insider loans | $2,821,000 | 1,942 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $53,000 | 1,943 |
| Unused loan commitments | $1,415,000 | 7,792 |
| Tier 1 (core) risk-based capital | $3,861,000 | 7,786 |
| Tier 2 risk-based capital | $365,000 | 6,669 |
| Total risk weighted assets | $36,506,000 | 6,526 |
| Total unused commitments | $1,415,000 | 7,800 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $54,332,000 | 6,764 |
| Cash and due from depository institutions | $2,783,000 | 6,861 |
| Interest-bearing balances | $491,000 | 3,952 |
| Securities | $19,501,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $26,678,000 | 7,124 |
| Loan loss allowance | $364,000 | 6,978 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,217,000 | 5,421 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $3,617,000 | 838 |
| All other assets | $536,000 | 7,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,332,000 | 6,764 |
| Total liabilities | $46,650,000 | 6,865 |
| Total deposits | $45,009,000 | 6,774 |
| Interest-bearing deposits | $39,655,000 | 6,663 |
| Deposits held in domestic offices | $45,009,000 | 6,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,433 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $541,000 | 4,873 |
| Total equity capital | $7,682,000 | 5,776 |
| Total bank equity capital | $7,682,000 | 5,776 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $467,000 | 4,573 |
| Surplus | $6,538,000 | 2,704 |
| Undivided profits | $677,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 8,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $447,000 | 5,777 |
| Earning assets | $46,670,000 | 6,943 |
| Long-term assets (5+ years) | $4,854,000 | 6,219 |
| Average Assets, year-to-date | $52,321,000 | 6,820 |
| Average Assets, quarterly | $53,485,500 | 6,790 |
| Volatile liabilities | $6,518,000 | 6,765 |
| Insider loans | $2,953,000 | 1,858 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $34,000 | 2,033 |
| Unused loan commitments | $1,612,000 | 7,668 |
| Tier 1 (core) risk-based capital | $3,693,000 | 7,861 |
| Tier 2 risk-based capital | $364,000 | 6,661 |
| Total risk weighted assets | $37,273,000 | 6,457 |
| Total unused commitments | $1,612,000 | 7,681 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $52,639,000 | 6,846 |
| Cash and due from depository institutions | $2,985,000 | 6,694 |
| Interest-bearing balances | $491,000 | 3,893 |
| Securities | $14,997,000 | 5,492 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,544 |
| Net loans & leases | $25,072,000 | 7,251 |
| Loan loss allowance | $360,000 | 6,982 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,205,000 | 5,433 |
| Other real estate owned | $0 | 6,694 |
| Goodwill and other intangibles | $3,617,000 | 831 |
| All other assets | $463,000 | 8,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,639,000 | 6,846 |
| Total liabilities | $45,129,000 | 6,934 |
| Total deposits | $44,619,000 | 6,774 |
| Interest-bearing deposits | $39,203,000 | 6,688 |
| Deposits held in domestic offices | $44,619,000 | 6,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $510,000 | 5,067 |
| Total equity capital | $7,510,000 | 5,759 |
| Total bank equity capital | $7,510,000 | 5,759 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $467,000 | 4,588 |
| Surplus | $6,538,000 | 2,654 |
| Undivided profits | $505,000 | 8,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $395,000 | 6,210 |
| Earning assets | $44,860,000 | 7,047 |
| Long-term assets (5+ years) | $3,726,000 | 6,548 |
| Average Assets, year-to-date | $51,315,500 | 6,879 |
| Average Assets, quarterly | $51,315,500 | 6,879 |
| Volatile liabilities | $5,507,000 | 7,077 |
| Insider loans | $2,981,000 | 1,815 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $607,000 | 1,501 |
| Unused loan commitments | $1,807,000 | 7,516 |
| Tier 1 (core) risk-based capital | $3,593,000 | 7,919 |
| Tier 2 risk-based capital | $360,000 | 6,653 |
| Total risk weighted assets | $32,314,000 | 6,824 |
| Total unused commitments | $1,807,000 | 7,532 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $49,992,000 | 6,983 |
| Cash and due from depository institutions | $1,431,000 | 6,711 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $13,624,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $3,775,000 | 3,435 |
| Net loans & leases | $25,814,000 | 7,245 |
| Loan loss allowance | $342,000 | 7,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,212,000 | 5,399 |
| Other real estate owned | $0 | 6,711 |
| Goodwill and other intangibles | $3,617,000 | 809 |
| All other assets | $519,000 | 8,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,992,000 | 6,983 |
| Total liabilities | $42,133,000 | 7,131 |
| Total deposits | $41,569,000 | 6,980 |
| Interest-bearing deposits | $36,690,000 | 6,856 |
| Deposits held in domestic offices | $41,569,000 | 6,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $564,000 | 4,883 |
| Total equity capital | $7,859,000 | 5,559 |
| Total bank equity capital | $7,859,000 | 5,559 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $467,000 | 4,593 |
| Surplus | $6,538,000 | 2,611 |
| Undivided profits | $854,000 | 7,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $465,000 | 5,841 |
| Earning assets | $43,213,000 | 7,140 |
| Long-term assets (5+ years) | $3,656,000 | 6,542 |
| Average Assets, year-to-date | $48,764,800 | 6,912 |
| Average Assets, quarterly | $49,893,500 | 6,956 |
| Volatile liabilities | $4,867,000 | 7,361 |
| Insider loans | $1,921,000 | 2,591 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $48,000 | 1,874 |
| Unused loan commitments | $2,532,000 | 6,877 |
| Tier 1 (core) risk-based capital | $3,919,000 | 7,723 |
| Tier 2 risk-based capital | $342,000 | 6,797 |
| Total risk weighted assets | $32,756,000 | 6,788 |
| Total unused commitments | $2,532,000 | 6,880 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $48,177,000 | 7,045 |
| Cash and due from depository institutions | $1,479,000 | 7,306 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $15,479,000 | 5,282 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 6,201 |
| Net loans & leases | $25,005,000 | 7,339 |
| Loan loss allowance | $323,000 | 7,170 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,253,000 | 5,332 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $3,617,000 | 760 |
| All other assets | $619,000 | 7,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,177,000 | 7,045 |
| Total liabilities | $40,532,000 | 7,232 |
| Total deposits | $39,863,000 | 7,078 |
| Interest-bearing deposits | $35,421,000 | 6,923 |
| Deposits held in domestic offices | $39,863,000 | 7,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $669,000 | 4,557 |
| Total equity capital | $7,645,000 | 5,512 |
| Total bank equity capital | $7,645,000 | 5,512 |
| Perpetual preferred stock | $200,000 | 128 |
| Common stock | $467,000 | 4,693 |
| Surplus | $6,538,000 | 2,493 |
| Undivided profits | $440,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $552,000 | 5,586 |
| Earning assets | $41,209,000 | 7,241 |
| Long-term assets (5+ years) | $3,676,000 | 6,629 |
| Average Assets, year-to-date | $48,317,400 | 6,839 |
| Average Assets, quarterly | $49,881,000 | 6,867 |
| Volatile liabilities | $3,631,000 | 7,976 |
| Insider loans | $1,791,000 | 2,623 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $249,000 | 1,575 |
| Unused loan commitments | $2,995,000 | 6,612 |
| Tier 1 (core) risk-based capital | $3,729,000 | 7,888 |
| Tier 2 risk-based capital | $323,000 | 6,899 |
| Total risk weighted assets | $31,583,000 | 6,906 |
| Total unused commitments | $2,995,000 | 6,621 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $45,818,000 | 7,156 |
| Cash and due from depository institutions | $1,105,000 | 7,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,082,000 | 5,549 |
| Federal funds sold & reverse repurchase agreements | $2,975,000 | 3,436 |
| Net loans & leases | $20,917,000 | 7,796 |
| Loan loss allowance | $171,000 | 8,572 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,329,000 | 5,181 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $3,817,000 | 723 |
| All other assets | $593,000 | 7,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,818,000 | 7,156 |
| Total liabilities | $38,463,000 | 7,313 |
| Total deposits | $38,078,000 | 7,143 |
| Interest-bearing deposits | $34,473,000 | 6,934 |
| Deposits held in domestic offices | $38,078,000 | 7,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $385,000 | 6,598 |
| Total equity capital | $7,355,000 | 5,612 |
| Total bank equity capital | $7,355,000 | 5,612 |
| Perpetual preferred stock | $200,000 | 141 |
| Common stock | $467,000 | 4,839 |
| Surplus | $6,538,000 | 2,419 |
| Undivided profits | $150,000 | 8,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $220,000 | 7,786 |
| Earning assets | $38,974,000 | 7,387 |
| Long-term assets (5+ years) | $1,712,000 | 7,520 |
| Average Assets, year-to-date | $37,060,200 | 7,639 |
| Average Assets, quarterly | $46,563,500 | 7,033 |
| Volatile liabilities | $2,409,000 | 8,675 |
| Insider loans | $1,219,000 | 3,376 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,638,000 | 6,786 |
| Tier 1 (core) risk-based capital | $3,383,000 | 8,250 |
| Tier 2 risk-based capital | $171,000 | 8,397 |
| Total risk weighted assets | $24,783,700 | 7,563 |
| Total unused commitments | $2,638,000 | 6,792 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 2 | 10,188 |
| Assets and Liabilities | ||
| Total Assets: | $3,012,000 | 10,226 |
| Cash and due from depository institutions | $55,000 | 10,188 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $1,795,000 | 3,923 |
| Net loans & leases | $1,150,000 | 10,124 |
| Loan loss allowance | $0 | 10,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $0 | 10,166 |
| Other real estate owned | $0 | 10,188 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,000 | 10,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,012,000 | 10,226 |
| Total liabilities | $37,000 | 10,239 |
| Total deposits | $0 | 10,230 |
| Interest-bearing deposits | $0 | 10,180 |
| Deposits held in domestic offices | $0 | 10,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $37,000 | 10,056 |
| Total equity capital | $2,975,000 | 8,680 |
| Total bank equity capital | $2,975,000 | 8,680 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $2,800,000 | 4,527 |
| Undivided profits | $-25,000 | 9,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $0 | 10,095 |
| Earning assets | $2,945,000 | 10,194 |
| Long-term assets (5+ years) | $400,000 | 8,683 |
| Average Assets, year-to-date | $3,012,000 | 10,227 |
| Average Assets, quarterly | $3,012,000 | 10,224 |
| Volatile liabilities | $0 | 10,145 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $2,975,000 | 8,699 |
| Tier 2 risk-based capital | $0 | 10,113 |
| Total risk weighted assets | $1,531,800 | 10,188 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |