Home > Hendry County Bank > Income and Expense
Hendry County Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,377 |
| Total interest expense | $2,697,000 | 5,109 |
| Net interest income | $2,848,000 | 5,516 |
| Provision for loan and lease losses | $425,000 | 2,000 |
| Total noninterest income | $380,000 | 5,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $2,960,000 | 4,137 |
| Salaries and employee benefits | $1,100,000 | 5,471 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $1,550,000 | 2,652 |
| Pre-tax net operating income | $-157,000 | 10,538 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $-56,000 | 10,645 |
| Income before extraordinary items | $-89,000 | 10,510 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-89,000 | 10,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,312 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-96,680 | 10,488 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 5,776 |
| Total interest expense | $2,414,000 | 5,652 |
| Net interest income | $2,788,000 | 5,749 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $2,943,000 | 4,362 |
| Salaries and employee benefits | $1,088,000 | 5,627 |
| Premises and equipment expense | $290,000 | 5,723 |
| Additional noninterest expense | $1,565,000 | 3,009 |
| Pre-tax net operating income | $119,000 | 10,268 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $-119,000 | 11,197 |
| Income before extraordinary items | $247,000 | 8,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $247,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 1,037 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $238,000 | 8,874 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 5,964 |
| Total interest expense | $2,301,000 | 5,889 |
| Net interest income | $2,719,000 | 5,939 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $246,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $2,289,000 | 5,382 |
| Salaries and employee benefits | $1,338,000 | 4,756 |
| Premises and equipment expense | $408,000 | 4,468 |
| Additional noninterest expense | $543,000 | 6,919 |
| Pre-tax net operating income | $676,000 | 7,434 |
| Securities gains (losses) | $374,000 | 432 |
| Applicable income taxes | $359,000 | 5,337 |
| Income before extraordinary items | $691,000 | 6,052 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $691,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,647 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,160 | 7,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 6,021 |
| Total interest expense | $1,717,000 | 6,289 |
| Net interest income | $2,917,000 | 5,715 |
| Provision for loan and lease losses | $2,768,000 | 461 |
| Total noninterest income | $338,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $3,373,000 | 3,967 |
| Salaries and employee benefits | $1,349,000 | 4,722 |
| Premises and equipment expense | $443,000 | 4,213 |
| Additional noninterest expense | $1,581,000 | 3,155 |
| Pre-tax net operating income | $-2,886,000 | 12,553 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $-400,000 | 12,462 |
| Income before extraordinary items | $-2,525,000 | 12,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,525,000 | 12,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,779,000 | 608 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,491,460 | 12,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 6,201 |
| Total interest expense | $1,757,000 | 6,460 |
| Net interest income | $2,837,000 | 5,911 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $655,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 3,312 |
| Total noninterest expense | $2,886,000 | 4,669 |
| Salaries and employee benefits | $1,376,000 | 4,634 |
| Premises and equipment expense | $462,000 | 4,150 |
| Additional noninterest expense | $1,048,000 | 4,729 |
| Pre-tax net operating income | $431,000 | 9,179 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $421,000 | 8,224 |
| Extraordinary gains, net | $76,000 | 1,827 |
| Net income | $497,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 2,033 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $421,000 | 7,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 5,553 |
| Total interest expense | $2,426,000 | 6,131 |
| Net interest income | $3,498,000 | 5,009 |
| Provision for loan and lease losses | $247,000 | 4,624 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $2,483,000 | 5,342 |
| Salaries and employee benefits | $1,380,000 | 4,558 |
| Premises and equipment expense | $536,000 | 3,741 |
| Additional noninterest expense | $567,000 | 7,798 |
| Pre-tax net operating income | $1,015,000 | 5,559 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $895,000 | 4,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $895,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 1,577 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $895,000 | 4,641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.