Home > Hemet Federal Savings and Loan Association > Income and Expense
Hemet Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $72,055,000 | 521 |
| Total interest expense | $46,672,000 | 418 |
| Net interest income | $25,383,000 | 700 |
| Provision for loan and lease losses | $4,566,000 | 346 |
| Total noninterest income | $5,142,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,142,000 | 630 |
| Total noninterest expense | $27,752,000 | 563 |
| Salaries and employee benefits | $11,403,000 | 626 |
| Premises and equipment expense | $5,137,000 | 429 |
| Additional noninterest expense | $11,212,000 | 547 |
| Pre-tax net operating income | $-1,793,000 | 10,411 |
| Securities gains (losses) | $537,000 | 534 |
| Applicable income taxes | $-548,000 | 10,399 |
| Income before extraordinary items | $-708,000 | 10,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-708,000 | 10,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 464 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,051,680 | 10,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $70,285,000 | 533 |
| Total interest expense | $45,351,000 | 425 |
| Net interest income | $24,934,000 | 728 |
| Provision for loan and lease losses | $580,000 | 1,588 |
| Total noninterest income | $3,148,000 | 1,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,148,000 | 818 |
| Total noninterest expense | $27,391,000 | 550 |
| Salaries and employee benefits | $12,244,000 | 561 |
| Premises and equipment expense | $5,105,000 | 431 |
| Additional noninterest expense | $10,042,000 | 587 |
| Pre-tax net operating income | $111,000 | 10,022 |
| Securities gains (losses) | $172,000 | 775 |
| Applicable income taxes | $123,000 | 8,030 |
| Income before extraordinary items | $160,000 | 9,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $160,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,923,000 | 513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $49,920 | 10,208 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $57,511,000 | 659 |
| Total interest expense | $36,754,000 | 530 |
| Net interest income | $20,757,000 | 896 |
| Provision for loan and lease losses | $1,207,000 | 889 |
| Total noninterest income | $2,255,000 | 1,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,255,000 | 1,061 |
| Total noninterest expense | $24,807,000 | 655 |
| Salaries and employee benefits | $8,170,000 | 841 |
| Premises and equipment expense | $3,613,000 | 621 |
| Additional noninterest expense | $13,024,000 | 548 |
| Pre-tax net operating income | $-3,002,000 | 11,426 |
| Securities gains (losses) | $1,046,000 | 245 |
| Applicable income taxes | $-970,000 | 11,391 |
| Income before extraordinary items | $-986,000 | 11,367 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-986,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 1,044 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,655,440 | 11,382 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,967,000 | 854 |
| Total interest expense | $27,213,000 | 691 |
| Net interest income | $15,754,000 | 1,162 |
| Provision for loan and lease losses | $1,298,000 | 780 |
| Total noninterest income | $771,000 | 3,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $771,000 | 2,161 |
| Total noninterest expense | $15,696,000 | 974 |
| Salaries and employee benefits | $6,263,000 | 1,095 |
| Premises and equipment expense | $2,653,000 | 832 |
| Additional noninterest expense | $6,780,000 | 882 |
| Pre-tax net operating income | $-469,000 | 11,782 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $-11,000 | 11,522 |
| Income before extraordinary items | $-471,000 | 11,787 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-471,000 | 11,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 890 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-458,260 | 11,778 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $39,240,000 | 840 |
| Total interest expense | $22,907,000 | 640 |
| Net interest income | $16,333,000 | 1,128 |
| Provision for loan and lease losses | $1,410,000 | 737 |
| Total noninterest income | $-4,906,000 | 12,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-4,906,000 | 12,642 |
| Total noninterest expense | $17,920,000 | 881 |
| Salaries and employee benefits | $5,936,000 | 1,132 |
| Premises and equipment expense | $2,700,000 | 820 |
| Additional noninterest expense | $9,284,000 | 741 |
| Pre-tax net operating income | $-7,903,000 | 12,593 |
| Securities gains (losses) | $215,000 | 473 |
| Applicable income taxes | $-2,823,000 | 12,568 |
| Income before extraordinary items | $-4,865,000 | 12,551 |
| Extraordinary gains, net | $3,435,000 | 6 |
| Net income | $-1,430,000 | 12,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 871 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-5,002,600 | 12,550 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,702,000 | 854 |
| Total interest expense | $21,663,000 | 668 |
| Net interest income | $17,039,000 | 1,081 |
| Provision for loan and lease losses | $872,000 | 1,435 |
| Total noninterest income | $996,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $996,000 | 2,037 |
| Total noninterest expense | $17,938,000 | 919 |
| Salaries and employee benefits | $6,397,000 | 1,078 |
| Premises and equipment expense | $2,808,000 | 819 |
| Additional noninterest expense | $8,733,000 | 838 |
| Pre-tax net operating income | $-775,000 | 12,930 |
| Securities gains (losses) | $4,200,000 | 176 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $2,999,000 | 1,688 |
| Extraordinary gains, net | $448,000 | 519 |
| Net income | $3,447,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,362,000 | 922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-697,000 | 12,897 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $45,789,000 | 846 |
| Total interest expense | $27,612,000 | 692 |
| Net interest income | $18,177,000 | 1,021 |
| Provision for loan and lease losses | $1,394,000 | 1,485 |
| Total noninterest income | $2,939,000 | 1,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,939,000 | 972 |
| Total noninterest expense | $18,295,000 | 911 |
| Salaries and employee benefits | $6,260,000 | 1,075 |
| Premises and equipment expense | $2,577,000 | 914 |
| Additional noninterest expense | $9,458,000 | 805 |
| Pre-tax net operating income | $1,427,000 | 4,237 |
| Securities gains (losses) | $1,215,000 | 565 |
| Applicable income taxes | $1,971,000 | 1,134 |
| Income before extraordinary items | $671,000 | 6,096 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $671,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-106,600 | 12,927 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.