Home > Hebron State Bank > Income and Expense

Hebron State Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$1,804,000	8,621
Total interest expense	$821,000	8,587
Net interest income	$983,000	8,517
Provision for loan and lease losses	$20,000	7,595
Total noninterest income	$109,000	8,473
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	6,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	8,953
Total noninterest expense	$702,000	8,812
Salaries and employee benefits	$490,000	8,301
Premises and equipment expense	$91,000	8,596
Additional noninterest expense	$121,000	9,485
Pre-tax net operating income	$370,000	7,602
Securities gains (losses)	$0	1,956
Applicable income taxes	$83,000	6,747
Income before extraordinary items	$287,000	7,549
Extraordinary gains, net	$0	38
Net income	$287,000	7,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,414
Cash dividends	$108,000	5,864
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$287,000	7,552
1999-12-31 (YTD Data)		Rank
Total interest income	$1,653,000	8,886
Total interest expense	$743,000	8,839
Net interest income	$910,000	8,832
Provision for loan and lease losses	$32,000	7,174
Total noninterest income	$115,000	8,601
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	6,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	9,216
Total noninterest expense	$674,000	9,103
Salaries and employee benefits	$462,000	8,553
Premises and equipment expense	$98,000	8,667
Additional noninterest expense	$114,000	9,822
Pre-tax net operating income	$319,000	7,990
Securities gains (losses)	$0	3,155
Applicable income taxes	$56,000	7,557
Income before extraordinary items	$263,000	7,841
Extraordinary gains, net	$0	35
Net income	$263,000	7,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$69,000	6,424
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$263,000	7,815
1998-12-31 (YTD Data)		Rank
Total interest income	$1,585,000	9,182
Total interest expense	$743,000	9,086
Net interest income	$842,000	9,153
Provision for loan and lease losses	$35,000	7,178
Total noninterest income	$110,000	8,845
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	6,978
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	9,678
Total noninterest expense	$632,000	9,334
Salaries and employee benefits	$435,000	8,744
Premises and equipment expense	$87,000	8,995
Additional noninterest expense	$110,000	10,052
Pre-tax net operating income	$285,000	8,490
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$53,000	8,285
Income before extraordinary items	$235,000	8,352
Extraordinary gains, net	$0	32
Net income	$235,000	8,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$70,000	6,636
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$232,540	8,304
1997-12-31 (YTD Data)		Rank
Total interest income	$1,579,000	9,578
Total interest expense	$702,000	9,535
Net interest income	$877,000	9,480
Provision for loan and lease losses	$5,000	8,640
Total noninterest income	$92,000	9,558
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	7,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,147
Total noninterest expense	$667,000	9,499
Salaries and employee benefits	$486,000	8,705
Premises and equipment expense	$74,000	9,594
Additional noninterest expense	$107,000	10,471
Pre-tax net operating income	$297,000	9,013
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$55,000	9,178
Income before extraordinary items	$241,000	8,821
Extraordinary gains, net	$0	44
Net income	$241,000	8,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$464,000	3,645
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$241,810	8,781
1996-12-31 (YTD Data)		Rank
Total interest income	$1,562,000	10,026
Total interest expense	$703,000	9,958
Net interest income	$859,000	9,937
Provision for loan and lease losses	$19,000	8,051
Total noninterest income	$159,000	8,869
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	8,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,742
Total noninterest expense	$711,000	9,773
Salaries and employee benefits	$480,000	9,027
Premises and equipment expense	$98,000	9,349
Additional noninterest expense	$133,000	10,756
Pre-tax net operating income	$288,000	9,213
Securities gains (losses)	$-9,000	10,223
Applicable income taxes	$47,000	9,744
Income before extraordinary items	$232,000	8,981
Extraordinary gains, net	$0	53
Net income	$232,000	8,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$74,000	7,176
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$239,470	8,861
1995-12-31 (YTD Data)		Rank
Total interest income	$1,467,000	10,585
Total interest expense	$685,000	10,367
Net interest income	$782,000	10,587
Provision for loan and lease losses	$15,000	7,935
Total noninterest income	$161,000	9,123
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	8,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,955
Total noninterest expense	$778,000	9,873
Salaries and employee benefits	$562,000	8,629
Premises and equipment expense	$83,000	10,121
Additional noninterest expense	$133,000	11,278
Pre-tax net operating income	$150,000	10,774
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$24,000	10,696
Income before extraordinary items	$127,000	10,683
Extraordinary gains, net	$0	65
Net income	$127,000	10,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,275
Cash dividends	$61,000	7,542
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$126,160	10,669
1994-12-31 (YTD Data)		Rank
Total interest income	$1,334,000	11,069
Total interest expense	$541,000	10,905
Net interest income	$793,000	11,078
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$117,000	10,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	8,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	10,213
Total noninterest expense	$669,000	10,830
Salaries and employee benefits	$416,000	10,140
Premises and equipment expense	$86,000	10,464
Additional noninterest expense	$167,000	11,561
Pre-tax net operating income	$236,000	10,613
Securities gains (losses)	$0	3,600
Applicable income taxes	$29,000	10,950
Income before extraordinary items	$207,000	10,198
Extraordinary gains, net	$0	249
Net income	$207,000	10,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$62,000	7,665
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$207,000	10,241
1993-12-31 (YTD Data)		Rank
Total interest income	$1,374,000	11,505
Total interest expense	$554,000	11,405
Net interest income	$820,000	11,441
Provision for loan and lease losses	$14,000	9,467
Total noninterest income	$121,000	10,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,391
Total noninterest expense	$665,000	11,327
Salaries and employee benefits	$416,000	10,475
Premises and equipment expense	$93,000	10,682
Additional noninterest expense	$156,000	12,331
Pre-tax net operating income	$262,000	10,535
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$41,000	11,139
Income before extraordinary items	$224,000	10,357
Extraordinary gains, net	$0	3,149
Net income	$224,000	10,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$62,000	7,666
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$221,450	10,155
1992-12-31 (YTD Data)		Rank
Total interest income	$1,410,000	12,164
Total interest expense	$665,000	11,988
Net interest income	$745,000	12,134
Provision for loan and lease losses	$0	11,756
Total noninterest income	$116,000	11,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	9,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,988
Total noninterest expense	$635,000	11,856
Salaries and employee benefits	$401,000	10,848
Premises and equipment expense	$93,000	10,996
Additional noninterest expense	$141,000	13,080
Pre-tax net operating income	$226,000	10,833
Securities gains (losses)	$0	8,369
Applicable income taxes	$37,000	11,601
Income before extraordinary items	$189,000	10,749
Extraordinary gains, net	$0	1,422
Net income	$189,000	10,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$61,000	7,399
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$189,000	10,414

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.