Home > Hebron Deposit Bank > Income and Expense
Hebron Deposit Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,941 |
| Total interest expense | $3,755,000 | 3,991 |
| Net interest income | $4,436,000 | 3,811 |
| Provision for loan and lease losses | $63,000 | 6,312 |
| Total noninterest income | $661,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $349,000 | 3,763 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $312,000 | 4,032 |
| Total noninterest expense | $2,460,000 | 5,002 |
| Salaries and employee benefits | $1,383,000 | 4,803 |
| Premises and equipment expense | $210,000 | 6,654 |
| Additional noninterest expense | $867,000 | 4,514 |
| Pre-tax net operating income | $2,574,000 | 2,608 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $787,000 | 2,457 |
| Income before extraordinary items | $1,787,000 | 2,811 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,787,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $5,469,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,787,000 | 2,721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,452,000 | 3,952 |
| Total interest expense | $3,963,000 | 4,009 |
| Net interest income | $4,489,000 | 3,802 |
| Provision for loan and lease losses | $201,000 | 3,725 |
| Total noninterest income | $521,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $301,000 | 4,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $2,527,000 | 4,818 |
| Salaries and employee benefits | $1,332,000 | 4,813 |
| Premises and equipment expense | $206,000 | 6,674 |
| Additional noninterest expense | $989,000 | 4,034 |
| Pre-tax net operating income | $2,282,000 | 3,001 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $673,000 | 2,881 |
| Income before extraordinary items | $1,609,000 | 3,070 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,609,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $1,068,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,609,000 | 3,068 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 4,016 |
| Total interest expense | $3,821,000 | 3,734 |
| Net interest income | $3,966,000 | 4,199 |
| Provision for loan and lease losses | $231,000 | 3,253 |
| Total noninterest income | $435,000 | 5,369 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,313,000 | 5,140 |
| Salaries and employee benefits | $1,178,000 | 5,233 |
| Premises and equipment expense | $226,000 | 6,413 |
| Additional noninterest expense | $909,000 | 4,351 |
| Pre-tax net operating income | $1,857,000 | 3,530 |
| Securities gains (losses) | $38,000 | 1,095 |
| Applicable income taxes | $514,000 | 3,580 |
| Income before extraordinary items | $1,381,000 | 3,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,381,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $864,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,353,260 | 3,485 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 3,977 |
| Total interest expense | $3,937,000 | 3,747 |
| Net interest income | $3,976,000 | 4,135 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $405,000 | 5,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $2,333,000 | 5,009 |
| Salaries and employee benefits | $1,170,000 | 5,169 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $924,000 | 4,203 |
| Pre-tax net operating income | $1,928,000 | 3,437 |
| Securities gains (losses) | $137,000 | 1,099 |
| Applicable income taxes | $556,000 | 3,596 |
| Income before extraordinary items | $1,509,000 | 3,244 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,509,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $430,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,408,990 | 3,327 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,769,000 | 4,075 |
| Total interest expense | $3,486,000 | 4,149 |
| Net interest income | $4,283,000 | 3,994 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $376,000 | 5,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $2,283,000 | 5,132 |
| Salaries and employee benefits | $1,167,000 | 5,222 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $2,256,000 | 3,187 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $693,000 | 3,263 |
| Income before extraordinary items | $1,571,000 | 3,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,571,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,565,480 | 3,168 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 4,390 |
| Total interest expense | $3,648,000 | 4,029 |
| Net interest income | $3,684,000 | 4,627 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $364,000 | 6,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $2,023,000 | 5,902 |
| Salaries and employee benefits | $1,072,000 | 5,694 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $714,000 | 5,663 |
| Pre-tax net operating income | $1,869,000 | 3,601 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $581,000 | 3,684 |
| Income before extraordinary items | $1,297,000 | 3,636 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,297,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,290,790 | 3,588 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 4,750 |
| Total interest expense | $3,228,000 | 4,450 |
| Net interest income | $3,445,000 | 4,927 |
| Provision for loan and lease losses | $288,000 | 2,355 |
| Total noninterest income | $404,000 | 5,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $2,074,000 | 5,822 |
| Salaries and employee benefits | $1,082,000 | 5,672 |
| Premises and equipment expense | $205,000 | 7,096 |
| Additional noninterest expense | $787,000 | 5,324 |
| Pre-tax net operating income | $1,487,000 | 4,488 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $460,000 | 4,459 |
| Income before extraordinary items | $1,056,000 | 4,388 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,056,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $164,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,035,700 | 4,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,234 |
| Total interest expense | $2,508,000 | 4,642 |
| Net interest income | $2,999,000 | 5,615 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $355,000 | 6,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $2,021,000 | 6,147 |
| Salaries and employee benefits | $973,000 | 6,222 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $831,000 | 5,523 |
| Pre-tax net operating income | $1,213,000 | 5,200 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $375,000 | 5,004 |
| Income before extraordinary items | $838,000 | 5,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $838,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $132,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $838,000 | 5,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 5,446 |
| Total interest expense | $2,607,000 | 4,638 |
| Net interest income | $2,754,000 | 6,060 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,944,000 | 6,492 |
| Salaries and employee benefits | $977,000 | 6,261 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $739,000 | 6,298 |
| Pre-tax net operating income | $1,039,000 | 5,747 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $766,000 | 5,750 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $766,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $728,200 | 5,673 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 6,075 |
| Total interest expense | $2,867,000 | 5,352 |
| Net interest income | $2,438,000 | 6,714 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $328,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,821,000 | 6,881 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $699,000 | 6,753 |
| Pre-tax net operating income | $782,000 | 6,653 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $665,000 | 6,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $665,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $590,750 | 6,284 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.