Home > Heber Valley National Bank > Assets and Liabilities
Heber Valley National Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 14 | 7,168 |
| Assets and Liabilities | ||
| Total Assets: | $35,377,000 | 7,656 |
| Cash and due from depository institutions | $1,172,000 | 7,168 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $12,759,000 | 5,769 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,941 |
| Net loans & leases | $19,855,000 | 7,593 |
| Loan loss allowance | $376,000 | 6,778 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,041,000 | 5,810 |
| Other real estate owned | $0 | 7,168 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $549,000 | 7,791 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $35,377,000 | 7,656 |
| Total liabilities | $32,809,000 | 7,535 |
| Total deposits | $30,596,000 | 7,532 |
| Interest-bearing deposits | $24,115,000 | 7,595 |
| Deposits held in domestic offices | $30,596,000 | 7,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,077,000 | 2,329 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $136,000 | 7,780 |
| Total equity capital | $2,568,000 | 8,359 |
| Total bank equity capital | $2,568,000 | 8,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $1,500,000 | 6,058 |
| Undivided profits | $68,000 | 8,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $335,000 | 6,911 |
| Earning assets | $32,615,000 | 7,640 |
| Long-term assets (5+ years) | $2,163,000 | 6,828 |
| Average Assets, year-to-date | $31,005,500 | 7,837 |
| Average Assets, quarterly | $32,606,000 | 7,784 |
| Volatile liabilities | $5,246,000 | 7,287 |
| Insider loans | $1,000 | 7,922 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,163,000 | 6,309 |
| Tier 1 (core) risk-based capital | $2,568,000 | 8,346 |
| Tier 2 risk-based capital | $303,000 | 6,987 |
| Total risk weighted assets | $24,125,000 | 7,457 |
| Total unused commitments | $4,163,000 | 6,310 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 12 | 7,533 |
| Assets and Liabilities | ||
| Total Assets: | $29,835,000 | 7,926 |
| Cash and due from depository institutions | $566,000 | 7,533 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $7,444,000 | 6,963 |
| Federal funds sold & reverse repurchase agreements | $2,111,000 | 3,430 |
| Net loans & leases | $18,438,000 | 7,670 |
| Loan loss allowance | $368,000 | 6,805 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $836,000 | 6,185 |
| Other real estate owned | $0 | 7,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $440,000 | 7,998 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $29,835,000 | 7,926 |
| Total liabilities | $27,294,000 | 7,838 |
| Total deposits | $26,997,000 | 7,749 |
| Interest-bearing deposits | $22,013,000 | 7,771 |
| Deposits held in domestic offices | $26,997,000 | 7,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000 | 3,715 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $291,000 | 6,232 |
| Total equity capital | $2,541,000 | 8,364 |
| Total bank equity capital | $2,541,000 | 8,364 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $1,500,000 | 6,040 |
| Undivided profits | $41,000 | 8,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $247,000 | 7,403 |
| Earning assets | $27,993,000 | 7,884 |
| Long-term assets (5+ years) | $2,387,000 | 6,776 |
| Average Assets, year-to-date | $29,548,330 | 7,923 |
| Average Assets, quarterly | $29,845,500 | 7,918 |
| Volatile liabilities | $2,952,000 | 7,910 |
| Insider loans | $1,000 | 7,939 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,406,000 | 6,656 |
| Tier 1 (core) risk-based capital | $2,541,000 | 8,343 |
| Tier 2 risk-based capital | $286,000 | 7,108 |
| Total risk weighted assets | $22,702,000 | 7,551 |
| Total unused commitments | $3,406,000 | 6,656 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 8 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $29,856,000 | 7,986 |
| Cash and due from depository institutions | $489,000 | 8,210 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,416,000 | 6,781 |
| Federal funds sold & reverse repurchase agreements | $19,000 | 6,299 |
| Net loans & leases | $20,172,000 | 7,581 |
| Loan loss allowance | $361,000 | 6,891 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $326,000 | 7,599 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $434,000 | 8,052 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $29,856,000 | 7,986 |
| Total liabilities | $27,384,000 | 7,890 |
| Total deposits | $27,215,000 | 7,805 |
| Interest-bearing deposits | $22,185,000 | 7,831 |
| Deposits held in domestic offices | $27,215,000 | 7,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000 | 3,317 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $160,000 | 7,306 |
| Total equity capital | $2,472,000 | 8,411 |
| Total bank equity capital | $2,472,000 | 8,411 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $1,500,000 | 6,064 |
| Undivided profits | $-28,000 | 8,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $257,000 | 7,271 |
| Earning assets | $28,607,000 | 7,895 |
| Long-term assets (5+ years) | $2,911,000 | 6,675 |
| Average Assets, year-to-date | $29,405,000 | 7,989 |
| Average Assets, quarterly | $29,405,000 | 7,989 |
| Volatile liabilities | $2,734,000 | 7,994 |
| Insider loans | $2,000 | 7,990 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,141,000 | 7,323 |
| Tier 1 (core) risk-based capital | $2,472,000 | 8,408 |
| Tier 2 risk-based capital | $305,000 | 6,997 |
| Total risk weighted assets | $24,228,000 | 7,449 |
| Total unused commitments | $2,141,000 | 7,328 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 8 | 8,250 |
| Assets and Liabilities | ||
| Total Assets: | $28,954,000 | 8,073 |
| Cash and due from depository institutions | $645,000 | 8,250 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $8,258,000 | 6,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $19,336,000 | 7,668 |
| Loan loss allowance | $353,000 | 6,958 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $342,000 | 7,579 |
| Other real estate owned | $0 | 8,250 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $373,000 | 8,248 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $28,954,000 | 8,073 |
| Total liabilities | $26,576,000 | 7,968 |
| Total deposits | $22,866,000 | 8,099 |
| Interest-bearing deposits | $18,993,000 | 8,084 |
| Deposits held in domestic offices | $22,866,000 | 8,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,462,000 | 2,138 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,107,000 | 4,959 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $141,000 | 7,441 |
| Total equity capital | $2,378,000 | 8,490 |
| Total bank equity capital | $2,378,000 | 8,490 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $1,500,000 | 6,062 |
| Undivided profits | $-122,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $211,000 | 7,694 |
| Earning assets | $27,594,000 | 7,987 |
| Long-term assets (5+ years) | $2,891,000 | 6,758 |
| Average Assets, year-to-date | $25,558,000 | 8,187 |
| Average Assets, quarterly | $27,480,500 | 8,128 |
| Volatile liabilities | $5,033,000 | 7,222 |
| Insider loans | $1,000 | 8,036 |
| FHLB advances | $1,107,000 | 4,728 |
| Loans and leases held for sale | $300,000 | 1,335 |
| Unused loan commitments | $1,941,000 | 7,344 |
| Tier 1 (core) risk-based capital | $2,378,000 | 8,467 |
| Tier 2 risk-based capital | $293,000 | 7,095 |
| Total risk weighted assets | $23,309,000 | 7,537 |
| Total unused commitments | $1,941,000 | 7,347 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 8 | 8,293 |
| Assets and Liabilities | ||
| Total Assets: | $26,007,000 | 8,241 |
| Cash and due from depository institutions | $907,000 | 8,293 |
| Interest-bearing balances | $500,000 | 3,495 |
| Securities | $7,650,000 | 7,016 |
| Federal funds sold & reverse repurchase agreements | $187,000 | 5,595 |
| Net loans & leases | $16,522,000 | 7,935 |
| Loan loss allowance | $347,000 | 7,020 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $352,000 | 7,569 |
| Other real estate owned | $0 | 8,293 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $389,000 | 8,289 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $26,007,000 | 8,241 |
| Total liabilities | $23,700,000 | 8,155 |
| Total deposits | $23,321,000 | 8,070 |
| Interest-bearing deposits | $19,724,000 | 8,054 |
| Deposits held in domestic offices | $23,321,000 | 8,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $219,000 | 5,552 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $160,000 | 7,490 |
| Total equity capital | $2,307,000 | 8,578 |
| Total bank equity capital | $2,307,000 | 8,578 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $1,500,000 | 6,039 |
| Undivided profits | $-193,000 | 8,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 7,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $256,000 | 7,427 |
| Earning assets | $24,859,000 | 8,156 |
| Long-term assets (5+ years) | $2,560,000 | 6,951 |
| Average Assets, year-to-date | $24,709,000 | 8,297 |
| Average Assets, quarterly | $25,520,500 | 8,260 |
| Volatile liabilities | $2,536,000 | 8,135 |
| Insider loans | $1,000 | 8,062 |
| FHLB advances | $219,000 | 5,214 |
| Loans and leases held for sale | $126,000 | 1,627 |
| Unused loan commitments | $2,455,000 | 7,026 |
| Tier 1 (core) risk-based capital | $2,307,000 | 8,552 |
| Tier 2 risk-based capital | $241,000 | 7,509 |
| Total risk weighted assets | $19,125,000 | 7,912 |
| Total unused commitments | $2,455,000 | 7,032 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 7 | 8,504 |
| Assets and Liabilities | ||
| Total Assets: | $25,034,000 | 8,342 |
| Cash and due from depository institutions | $936,000 | 8,504 |
| Interest-bearing balances | $500,000 | 3,548 |
| Securities | $6,584,000 | 7,373 |
| Federal funds sold & reverse repurchase agreements | $319,000 | 5,325 |
| Net loans & leases | $16,529,000 | 7,954 |
| Loan loss allowance | $339,000 | 7,092 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $354,000 | 7,581 |
| Other real estate owned | $0 | 8,504 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $312,000 | 8,493 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $25,034,000 | 8,342 |
| Total liabilities | $22,769,000 | 8,264 |
| Total deposits | $22,062,000 | 8,217 |
| Interest-bearing deposits | $18,609,000 | 8,183 |
| Deposits held in domestic offices | $22,062,000 | 8,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $528,000 | 3,202 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $179,000 | 7,073 |
| Total equity capital | $2,265,000 | 8,609 |
| Total bank equity capital | $2,265,000 | 8,609 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $1,500,000 | 6,058 |
| Undivided profits | $-235,000 | 8,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $194,000 | 7,880 |
| Earning assets | $23,932,000 | 8,259 |
| Long-term assets (5+ years) | $2,599,000 | 7,009 |
| Average Assets, year-to-date | $24,276,330 | 8,359 |
| Average Assets, quarterly | $24,752,000 | 8,345 |
| Volatile liabilities | $3,380,000 | 7,819 |
| Insider loans | $1,000 | 8,150 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $270,000 | 1,383 |
| Unused loan commitments | $2,450,000 | 7,077 |
| Tier 1 (core) risk-based capital | $2,265,000 | 8,606 |
| Tier 2 risk-based capital | $233,000 | 7,592 |
| Total risk weighted assets | $18,258,000 | 8,020 |
| Total unused commitments | $2,450,000 | 7,082 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 8 | 8,379 |
| Assets and Liabilities | ||
| Total Assets: | $24,470,000 | 8,397 |
| Cash and due from depository institutions | $767,000 | 8,379 |
| Interest-bearing balances | $503,000 | 3,747 |
| Securities | $5,864,000 | 7,547 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 6,656 |
| Net loans & leases | $17,122,000 | 7,885 |
| Loan loss allowance | $325,000 | 7,165 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $358,000 | 7,572 |
| Other real estate owned | $0 | 8,379 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $279,000 | 8,576 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $24,470,000 | 8,397 |
| Total liabilities | $22,247,000 | 8,321 |
| Total deposits | $22,049,000 | 8,249 |
| Interest-bearing deposits | $18,561,000 | 8,228 |
| Deposits held in domestic offices | $22,049,000 | 8,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,000 | 3,151 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $166,000 | 7,375 |
| Total equity capital | $2,223,000 | 8,704 |
| Total bank equity capital | $2,223,000 | 8,704 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $1,500,000 | 6,055 |
| Undivided profits | $-277,000 | 8,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $181,000 | 7,980 |
| Earning assets | $23,569,000 | 8,302 |
| Long-term assets (5+ years) | $1,243,000 | 7,543 |
| Average Assets, year-to-date | $23,897,500 | 8,424 |
| Average Assets, quarterly | $23,897,500 | 8,424 |
| Volatile liabilities | $2,751,000 | 8,044 |
| Insider loans | $1,000 | 8,153 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,933,000 | 7,498 |
| Tier 1 (core) risk-based capital | $2,223,000 | 8,659 |
| Tier 2 risk-based capital | $227,000 | 7,637 |
| Total risk weighted assets | $18,072,000 | 8,025 |
| Total unused commitments | $1,933,000 | 7,505 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 8 | 8,436 |
| Assets and Liabilities | ||
| Total Assets: | $23,325,000 | 8,502 |
| Cash and due from depository institutions | $865,000 | 8,436 |
| Interest-bearing balances | $500,000 | 3,636 |
| Securities | $5,885,000 | 7,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $15,886,000 | 8,044 |
| Loan loss allowance | $310,000 | 7,297 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $370,000 | 7,570 |
| Other real estate owned | $0 | 8,436 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $319,000 | 8,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,325,000 | 8,502 |
| Total liabilities | $21,165,000 | 8,428 |
| Total deposits | $20,233,000 | 8,397 |
| Interest-bearing deposits | $17,554,000 | 8,332 |
| Deposits held in domestic offices | $20,233,000 | 8,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $771,000 | 2,817 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $161,000 | 7,406 |
| Total equity capital | $2,160,000 | 8,769 |
| Total bank equity capital | $2,160,000 | 8,769 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $1,500,000 | 6,060 |
| Undivided profits | $-340,000 | 8,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $214,000 | 7,767 |
| Earning assets | $22,271,000 | 8,413 |
| Long-term assets (5+ years) | $1,554,000 | 7,433 |
| Average Assets, year-to-date | $21,296,200 | 8,575 |
| Average Assets, quarterly | $22,886,500 | 8,513 |
| Volatile liabilities | $3,741,000 | 7,689 |
| Insider loans | $1,000 | 8,204 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,764,000 | 7,503 |
| Tier 1 (core) risk-based capital | $2,160,000 | 8,727 |
| Tier 2 risk-based capital | $215,000 | 7,781 |
| Total risk weighted assets | $17,058,000 | 8,173 |
| Total unused commitments | $1,764,000 | 7,507 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 8 | 8,471 |
| Assets and Liabilities | ||
| Total Assets: | $22,448,000 | 8,591 |
| Cash and due from depository institutions | $576,000 | 8,471 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $2,651,000 | 8,392 |
| Federal funds sold & reverse repurchase agreements | $1,368,000 | 4,990 |
| Net loans & leases | $17,162,000 | 7,981 |
| Loan loss allowance | $280,000 | 7,552 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $383,000 | 7,557 |
| Other real estate owned | $0 | 8,471 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $308,000 | 8,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,448,000 | 8,591 |
| Total liabilities | $20,326,000 | 8,526 |
| Total deposits | $20,077,000 | 8,451 |
| Interest-bearing deposits | $17,205,000 | 8,412 |
| Deposits held in domestic offices | $20,077,000 | 8,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,000 | 3,281 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $170,000 | 7,635 |
| Total equity capital | $2,122,000 | 8,832 |
| Total bank equity capital | $2,122,000 | 8,832 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,500,000 | 6,071 |
| Undivided profits | $-378,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $207,000 | 7,943 |
| Earning assets | $21,181,000 | 8,526 |
| Long-term assets (5+ years) | $1,195,000 | 7,648 |
| Average Assets, year-to-date | $20,789,000 | 8,653 |
| Average Assets, quarterly | $22,269,000 | 8,598 |
| Volatile liabilities | $2,905,000 | 8,105 |
| Insider loans | $1,000 | 8,286 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $315,000 | 1,576 |
| Unused loan commitments | $1,532,000 | 7,696 |
| Tier 1 (core) risk-based capital | $2,122,000 | 8,794 |
| Tier 2 risk-based capital | $216,000 | 7,800 |
| Total risk weighted assets | $17,212,000 | 8,204 |
| Total unused commitments | $1,532,000 | 7,704 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $22,090,000 | 8,647 |
| Cash and due from depository institutions | $465,000 | 8,514 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,657,000 | 8,117 |
| Federal funds sold & reverse repurchase agreements | $457,000 | 6,400 |
| Net loans & leases | $16,850,000 | 8,038 |
| Loan loss allowance | $250,000 | 7,766 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $382,000 | 7,577 |
| Other real estate owned | $0 | 8,514 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $279,000 | 8,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,090,000 | 8,647 |
| Total liabilities | $20,018,000 | 8,569 |
| Total deposits | $19,819,000 | 8,495 |
| Interest-bearing deposits | $16,816,000 | 8,471 |
| Deposits held in domestic offices | $19,819,000 | 8,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,000 | 3,237 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $171,000 | 7,669 |
| Total equity capital | $2,072,000 | 8,883 |
| Total bank equity capital | $2,072,000 | 8,883 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,500,000 | 6,066 |
| Undivided profits | $-428,000 | 8,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $188,000 | 8,090 |
| Earning assets | $20,964,000 | 8,575 |
| Long-term assets (5+ years) | $1,076,000 | 7,712 |
| Average Assets, year-to-date | $20,236,000 | 8,732 |
| Average Assets, quarterly | $21,020,500 | 8,690 |
| Volatile liabilities | $2,638,000 | 8,253 |
| Insider loans | $1,000 | 8,339 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $379,000 | 1,767 |
| Unused loan commitments | $1,255,000 | 7,971 |
| Tier 1 (core) risk-based capital | $2,072,000 | 8,835 |
| Tier 2 risk-based capital | $210,000 | 7,881 |
| Total risk weighted assets | $16,776,000 | 8,265 |
| Total unused commitments | $1,255,000 | 7,982 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 8 | 8,551 |
| Assets and Liabilities | ||
| Total Assets: | $19,951,000 | 8,784 |
| Cash and due from depository institutions | $317,000 | 8,551 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,663,000 | 8,188 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 7,242 |
| Net loans & leases | $15,316,000 | 8,184 |
| Loan loss allowance | $220,000 | 7,997 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $395,000 | 7,543 |
| Other real estate owned | $0 | 8,551 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $259,000 | 8,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,951,000 | 8,784 |
| Total liabilities | $17,917,000 | 8,731 |
| Total deposits | $17,719,000 | 8,664 |
| Interest-bearing deposits | $14,606,000 | 8,675 |
| Deposits held in domestic offices | $17,719,000 | 8,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,000 | 3,012 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $143,000 | 8,032 |
| Total equity capital | $2,034,000 | 8,918 |
| Total bank equity capital | $2,034,000 | 8,918 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $1,500,000 | 6,065 |
| Undivided profits | $-466,000 | 8,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $168,000 | 8,317 |
| Earning assets | $18,980,000 | 8,717 |
| Long-term assets (5+ years) | $599,000 | 7,923 |
| Average Assets, year-to-date | $19,309,000 | 8,807 |
| Average Assets, quarterly | $19,309,000 | 8,807 |
| Volatile liabilities | $2,448,000 | 8,340 |
| Insider loans | $2,000 | 8,353 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $535,000 | 1,549 |
| Unused loan commitments | $892,000 | 8,256 |
| Tier 1 (core) risk-based capital | $2,034,000 | 8,875 |
| Tier 2 risk-based capital | $187,000 | 8,094 |
| Total risk weighted assets | $14,971,000 | 8,437 |
| Total unused commitments | $892,000 | 8,264 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 8 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $18,667,000 | 8,880 |
| Cash and due from depository institutions | $430,000 | 8,570 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $4,173,000 | 8,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $13,412,000 | 8,431 |
| Loan loss allowance | $190,000 | 8,234 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $407,000 | 7,535 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $245,000 | 8,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,667,000 | 8,880 |
| Total liabilities | $16,660,000 | 8,830 |
| Total deposits | $14,598,000 | 8,899 |
| Interest-bearing deposits | $12,189,000 | 8,875 |
| Deposits held in domestic offices | $14,598,000 | 8,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,929,000 | 2,090 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $133,000 | 8,231 |
| Total equity capital | $2,007,000 | 8,963 |
| Total bank equity capital | $2,007,000 | 8,963 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $1,500,000 | 6,059 |
| Undivided profits | $-493,000 | 8,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $157,000 | 8,472 |
| Earning assets | $17,585,000 | 8,815 |
| Long-term assets (5+ years) | $292,000 | 8,139 |
| Average Assets, year-to-date | $17,091,600 | 8,925 |
| Average Assets, quarterly | $18,610,000 | 8,859 |
| Volatile liabilities | $4,302,000 | 7,576 |
| Insider loans | $3,000 | 8,367 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $395,000 | 1,648 |
| Unused loan commitments | $1,284,000 | 7,825 |
| Tier 1 (core) risk-based capital | $2,007,000 | 8,921 |
| Tier 2 risk-based capital | $168,000 | 8,285 |
| Total risk weighted assets | $13,375,000 | 8,627 |
| Total unused commitments | $1,284,000 | 7,829 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 8 | 8,772 |
| Assets and Liabilities | ||
| Total Assets: | $14,678,000 | 9,268 |
| Cash and due from depository institutions | $533,000 | 8,772 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,884,000 | 8,609 |
| Federal funds sold & reverse repurchase agreements | $1,648,000 | 5,154 |
| Net loans & leases | $8,901,000 | 9,029 |
| Loan loss allowance | $100,000 | 9,042 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $450,000 | 7,494 |
| Other real estate owned | $0 | 8,772 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $262,000 | 9,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,678,000 | 9,268 |
| Total liabilities | $12,638,000 | 9,235 |
| Total deposits | $12,544,000 | 9,190 |
| Interest-bearing deposits | $9,824,000 | 9,209 |
| Deposits held in domestic offices | $12,544,000 | 9,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $94,000 | 8,964 |
| Total equity capital | $2,040,000 | 9,112 |
| Total bank equity capital | $2,040,000 | 9,112 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $1,500,000 | 6,084 |
| Undivided profits | $-460,000 | 9,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $111,000 | 9,076 |
| Earning assets | $13,433,000 | 9,235 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $11,868,800 | 9,378 |
| Average Assets, quarterly | $14,918,000 | 9,240 |
| Volatile liabilities | $1,674,000 | 8,907 |
| Insider loans | $2,000 | 8,598 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $165,000 | 1,633 |
| Unused loan commitments | $1,261,000 | 7,989 |
| Tier 1 (core) risk-based capital | $2,040,000 | 9,058 |
| Tier 2 risk-based capital | $100,000 | 8,972 |
| Total risk weighted assets | $10,344,000 | 9,048 |
| Total unused commitments | $1,261,000 | 7,996 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 6 | 9,437 |
| Assets and Liabilities | ||
| Total Assets: | $5,672,000 | 9,859 |
| Cash and due from depository institutions | $238,000 | 9,437 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $2,464,000 | 9,161 |
| Federal funds sold & reverse repurchase agreements | $996,000 | 5,453 |
| Net loans & leases | $1,218,000 | 9,790 |
| Loan loss allowance | $40,000 | 9,651 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $489,000 | 7,527 |
| Other real estate owned | $0 | 9,437 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $267,000 | 9,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,672,000 | 9,859 |
| Total liabilities | $3,401,000 | 9,837 |
| Total deposits | $3,363,000 | 9,805 |
| Interest-bearing deposits | $3,125,000 | 9,751 |
| Deposits held in domestic offices | $3,363,000 | 9,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $38,000 | 9,762 |
| Total equity capital | $2,271,000 | 9,139 |
| Total bank equity capital | $2,271,000 | 9,139 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $1,500,000 | 6,147 |
| Undivided profits | $-229,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $10,000 | 9,706 |
| Earning assets | $4,678,000 | 9,847 |
| Long-term assets (5+ years) | $116,000 | 8,599 |
| Average Assets, year-to-date | $4,966,670 | 9,874 |
| Average Assets, quarterly | $5,394,500 | 9,864 |
| Volatile liabilities | $510,000 | 9,628 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $137,000 | 9,404 |
| Tier 1 (core) risk-based capital | $2,271,000 | 9,100 |
| Tier 2 risk-based capital | $31,600 | 9,687 |
| Total risk weighted assets | $2,519,300 | 9,832 |
| Total unused commitments | $137,000 | 9,407 |
| Derivatives | $0 | 481 |