Home > Heartland National Bank > Income and Expense

Heartland National Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$4,392,0006,148
Total interest expense$2,547,0005,295
Net interest income$1,845,0006,955
Provision for loan and lease losses$106,0004,995
Total noninterest income$154,0008,170
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0006,826
Trading account gains and feesNANA
Additional Noninterest Income$52,0008,090
Total noninterest expense$1,827,0005,927
Salaries and employee benefits$706,0007,152
Premises and equipment expense$131,0008,043
Additional noninterest expense$990,0004,002
Pre-tax net operating income$66,0009,560
Securities gains (losses)$04,449
Applicable income taxes$12,0009,035
Income before extraordinary items$54,0009,605
Extraordinary gains, net$032
Net income$54,0009,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,125
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$54,0009,541
1997-12-31 (YTD Data)Rank
Total interest income$4,605,0006,121
Total interest expense$2,665,0005,154
Net interest income$1,940,0007,042
Provision for loan and lease losses$156,0004,044
Total noninterest income$152,0008,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0007,134
Trading account gains and feesNANA
Additional Noninterest Income$49,0008,480
Total noninterest expense$1,642,0006,433
Salaries and employee benefits$685,0007,403
Premises and equipment expense$120,0008,493
Additional noninterest expense$837,0004,576
Pre-tax net operating income$294,0009,028
Securities gains (losses)$7,0002,566
Applicable income taxes$96,0008,464
Income before extraordinary items$205,0009,113
Extraordinary gains, net$044
Net income$205,0009,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,933
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$200,2409,107
1996-12-31 (YTD Data)Rank
Total interest income$4,452,0006,448
Total interest expense$2,739,0005,160
Net interest income$1,713,0007,738
Provision for loan and lease losses$09,041
Total noninterest income$136,0009,243
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0006,933
Trading account gains and feesNANA
Additional Noninterest Income$9,00011,015
Total noninterest expense$1,746,0006,511
Salaries and employee benefits$568,0008,337
Premises and equipment expense$156,0007,919
Additional noninterest expense$1,022,0004,332
Pre-tax net operating income$103,00010,348
Securities gains (losses)$13,0002,310
Applicable income taxes$-428,00011,339
Income before extraordinary items$544,0006,599
Extraordinary gains, net$053
Net income$544,0006,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,074,000183
Net operating income$531,0006,633
1995-12-31 (YTD Data)Rank
Total interest income$3,973,0007,032
Total interest expense$2,631,0005,337
Net interest income$1,342,0008,948
Provision for loan and lease losses$-7,00011,389
Total noninterest income$212,0008,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$212,0004,962
Total noninterest expense$1,251,0008,035
Salaries and employee benefits$553,0008,698
Premises and equipment expense$164,0007,947
Additional noninterest expense$534,0007,000
Pre-tax net operating income$310,0009,668
Securities gains (losses)$03,831
Applicable income taxes$556,0003,864
Income before extraordinary items$-246,00011,709
Extraordinary gains, net$065
Net income$-246,00011,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-246,00011,694
1994-12-31 (YTD Data)Rank
Total interest income$3,826,0006,925
Total interest expense$2,357,0004,883
Net interest income$1,469,0008,965
Provision for loan and lease losses$09,146
Total noninterest income$191,0008,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$191,0005,424
Total noninterest expense$983,0009,427
Salaries and employee benefits$416,00010,140
Premises and equipment expense$135,0008,947
Additional noninterest expense$432,0008,508
Pre-tax net operating income$677,0007,545
Securities gains (losses)$58,0001,066
Applicable income taxes$264,0006,339
Income before extraordinary items$471,0007,534
Extraordinary gains, net$0249
Net income$471,0007,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$433,8807,921
1993-12-31 (YTD Data)Rank
Total interest income$4,036,0006,841
Total interest expense$2,415,0004,980
Net interest income$1,621,0008,740
Provision for loan and lease losses$010,371
Total noninterest income$180,0009,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$180,0005,992
Total noninterest expense$879,00010,297
Salaries and employee benefits$338,00011,275
Premises and equipment expense$119,0009,813
Additional noninterest expense$422,0009,008
Pre-tax net operating income$922,0006,247
Securities gains (losses)$07,477
Applicable income taxes$330,0005,736
Income before extraordinary items$592,0006,845
Extraordinary gains, net$03,149
Net income$592,0007,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$592,0006,599
1992-12-31 (YTD Data)Rank
Total interest income$4,424,0006,982
Total interest expense$2,796,0005,482
Net interest income$1,628,0008,882
Provision for loan and lease losses$-1,00013,418
Total noninterest income$156,00010,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$156,0006,504
Total noninterest expense$901,00010,474
Salaries and employee benefits$295,00012,071
Premises and equipment expense$69,00011,913
Additional noninterest expense$537,0008,122
Pre-tax net operating income$884,0006,180
Securities gains (losses)$08,369
Applicable income taxes$308,0005,822
Income before extraordinary items$576,0006,732
Extraordinary gains, net$01,422
Net income$576,0006,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$576,0006,387

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.