Home > Heartland Community Bank > Income and Expense
Heartland Community Bank, Income and Expense
2012-06-30 (YTD Data) | Rank | |
Total interest income | $4,806,000 | 2,735 |
Total interest expense | $541,000 | 3,642 |
Net interest income | $4,265,000 | 2,551 |
Provision for loan and lease losses | $650,000 | 1,485 |
Total noninterest income | $964,000 | 2,211 |
Gross Fiduciary activities income | $1,000 | 1,200 |
Service charges on deposit accounts | $522,000 | 1,361 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $441,000 | 2,510 |
Total noninterest expense | $4,632,000 | 2,069 |
Salaries and employee benefits | $2,495,000 | 2,009 |
Premises and equipment expense | $546,000 | 2,117 |
Additional noninterest expense | $1,591,000 | 2,054 |
Pre-tax net operating income | $-53,000 | 6,450 |
Securities gains (losses) | $82,000 | 1,724 |
Applicable income taxes | $-146,000 | 7,050 |
Income before extraordinary items | $175,000 | 5,489 |
Extraordinary gains, net | $0 | 19 |
Net income | $175,000 | 5,488 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $175,000 | 5,488 |
Net charge-offs | $-10,000 | 6,639 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $93,000 | 5,831 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,487,000 | 2,672 |
Total interest expense | $273,000 | 3,719 |
Net interest income | $2,214,000 | 2,476 |
Provision for loan and lease losses | $400,000 | 1,246 |
Total noninterest income | $590,000 | 1,933 |
Gross Fiduciary activities income | $1,000 | 1,128 |
Service charges on deposit accounts | $256,000 | 1,376 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $333,000 | 1,967 |
Total noninterest expense | $2,134,000 | 2,232 |
Salaries and employee benefits | $1,257,000 | 1,997 |
Premises and equipment expense | $202,000 | 2,775 |
Additional noninterest expense | $675,000 | 2,371 |
Pre-tax net operating income | $270,000 | 4,019 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $4,000 | 4,331 |
Income before extraordinary items | $266,000 | 3,858 |
Extraordinary gains, net | $0 | 19 |
Net income | $266,000 | 3,863 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $266,000 | 3,862 |
Net charge-offs | $-5,000 | 6,379 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $266,000 | 3,701 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $10,402,000 | 2,673 |
Total interest expense | $1,380,000 | 3,641 |
Net interest income | $9,022,000 | 2,432 |
Provision for loan and lease losses | $2,475,000 | 1,349 |
Total noninterest income | $2,560,000 | 1,684 |
Gross Fiduciary activities income | $2,000 | 1,223 |
Service charges on deposit accounts | $1,207,000 | 1,223 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $1,351,000 | 1,756 |
Total noninterest expense | $9,068,000 | 2,106 |
Salaries and employee benefits | $5,024,000 | 1,928 |
Premises and equipment expense | $806,000 | 2,908 |
Additional noninterest expense | $3,238,000 | 2,058 |
Pre-tax net operating income | $39,000 | 5,913 |
Securities gains (losses) | $269,000 | 1,210 |
Applicable income taxes | $-171,000 | 6,898 |
Income before extraordinary items | $479,000 | 4,720 |
Extraordinary gains, net | $0 | 29 |
Net income | $479,000 | 4,722 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $479,000 | 4,721 |
Net charge-offs | $2,212,000 | 1,462 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $5,000 | 1,049 |
Net operating income | $210,000 | 5,404 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $7,846,000 | 2,687 |
Total interest expense | $1,086,000 | 3,638 |
Net interest income | $6,760,000 | 2,441 |
Provision for loan and lease losses | $1,875,000 | 1,295 |
Total noninterest income | $1,790,000 | 1,754 |
Gross Fiduciary activities income | $2,000 | 1,160 |
Service charges on deposit accounts | $919,000 | 1,205 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $869,000 | 1,929 |
Total noninterest expense | $6,693,000 | 2,149 |
Salaries and employee benefits | $3,687,000 | 1,967 |
Premises and equipment expense | $610,000 | 2,899 |
Additional noninterest expense | $2,396,000 | 2,082 |
Pre-tax net operating income | $-18,000 | 6,170 |
Securities gains (losses) | $268,000 | 989 |
Applicable income taxes | $-87,000 | 6,988 |
Income before extraordinary items | $337,000 | 4,909 |
Extraordinary gains, net | $0 | 21 |
Net income | $337,000 | 4,909 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $337,000 | 4,909 |
Net charge-offs | $563,000 | 2,539 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
Net operating income | $69,000 | 5,905 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $5,232,000 | 2,705 |
Total interest expense | $732,000 | 3,708 |
Net interest income | $4,500,000 | 2,447 |
Provision for loan and lease losses | $1,525,000 | 1,099 |
Total noninterest income | $1,373,000 | 1,573 |
Gross Fiduciary activities income | $2,000 | 1,136 |
Service charges on deposit accounts | $597,000 | 1,208 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $774,000 | 1,599 |
Total noninterest expense | $4,342,000 | 2,220 |
Salaries and employee benefits | $2,461,000 | 1,982 |
Premises and equipment expense | $410,000 | 2,907 |
Additional noninterest expense | $1,471,000 | 2,282 |
Pre-tax net operating income | $6,000 | 6,163 |
Securities gains (losses) | $35,000 | 1,800 |
Applicable income taxes | $-99,000 | 7,106 |
Income before extraordinary items | $140,000 | 5,414 |
Extraordinary gains, net | $0 | 15 |
Net income | $140,000 | 5,413 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $140,000 | 5,414 |
Net charge-offs | $502,000 | 2,137 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
Net operating income | $105,000 | 5,573 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,608,000 | 2,725 |
Total interest expense | $367,000 | 3,806 |
Net interest income | $2,241,000 | 2,455 |
Provision for loan and lease losses | $925,000 | 912 |
Total noninterest income | $680,000 | 1,606 |
Gross Fiduciary activities income | $1,000 | 1,126 |
Service charges on deposit accounts | $277,000 | 1,287 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $402,000 | 1,567 |
Total noninterest expense | $2,178,000 | 2,212 |
Salaries and employee benefits | $1,219,000 | 2,011 |
Premises and equipment expense | $215,000 | 2,816 |
Additional noninterest expense | $744,000 | 2,236 |
Pre-tax net operating income | $-182,000 | 6,809 |
Securities gains (losses) | $35,000 | 882 |
Applicable income taxes | $-111,000 | 7,299 |
Income before extraordinary items | $-36,000 | 6,547 |
Extraordinary gains, net | $0 | 9 |
Net income | $-36,000 | 6,547 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-36,000 | 6,547 |
Net charge-offs | $496,000 | 1,341 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
Net operating income | $-58,400 | 6,598 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $11,024,000 | 2,722 |
Total interest expense | $1,967,000 | 3,618 |
Net interest income | $9,057,000 | 2,413 |
Provision for loan and lease losses | $2,750,000 | 1,709 |
Total noninterest income | $2,346,000 | 1,854 |
Gross Fiduciary activities income | $1,000 | 1,307 |
Service charges on deposit accounts | $1,830,000 | 828 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $515,000 | 3,149 |
Total noninterest expense | $9,249,000 | 2,086 |
Salaries and employee benefits | $5,246,000 | 1,855 |
Premises and equipment expense | $808,000 | 2,970 |
Additional noninterest expense | $3,195,000 | 2,172 |
Pre-tax net operating income | $-596,000 | 6,302 |
Securities gains (losses) | $240,000 | 1,437 |
Applicable income taxes | $-385,000 | 7,100 |
Income before extraordinary items | $29,000 | 5,876 |
Extraordinary gains, net | $0 | 29 |
Net income | $29,000 | 5,876 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $29,000 | 5,876 |
Net charge-offs | $3,139,000 | 1,431 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $630,000 | 426 |
Net operating income | $-124,600 | 6,026 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $8,332,000 | 2,763 |
Total interest expense | $1,561,000 | 3,590 |
Net interest income | $6,771,000 | 2,449 |
Provision for loan and lease losses | $2,100,000 | 1,602 |
Total noninterest income | $2,154,000 | 1,599 |
Gross Fiduciary activities income | $1,000 | 1,261 |
Service charges on deposit accounts | $1,388,000 | 841 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $765,000 | 2,129 |
Total noninterest expense | $6,912,000 | 2,093 |
Salaries and employee benefits | $3,932,000 | 1,849 |
Premises and equipment expense | $612,000 | 2,983 |
Additional noninterest expense | $2,368,000 | 2,167 |
Pre-tax net operating income | $-87,000 | 6,144 |
Securities gains (losses) | $238,000 | 1,238 |
Applicable income taxes | $-143,000 | 7,141 |
Income before extraordinary items | $294,000 | 4,904 |
Extraordinary gains, net | $0 | 23 |
Net income | $294,000 | 4,906 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $294,000 | 4,907 |
Net charge-offs | $984,000 | 2,209 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $595,000 | 349 |
Net operating income | $56,000 | 5,784 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $5,598,000 | 2,767 |
Total interest expense | $1,075,000 | 3,614 |
Net interest income | $4,523,000 | 2,447 |
Provision for loan and lease losses | $1,400,000 | 1,588 |
Total noninterest income | $1,395,000 | 1,595 |
Gross Fiduciary activities income | $1,000 | 1,231 |
Service charges on deposit accounts | $915,000 | 852 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $479,000 | 2,145 |
Total noninterest expense | $4,526,000 | 2,143 |
Salaries and employee benefits | $2,604,000 | 1,876 |
Premises and equipment expense | $413,000 | 2,986 |
Additional noninterest expense | $1,509,000 | 2,246 |
Pre-tax net operating income | $-8,000 | 6,087 |
Securities gains (losses) | $172,000 | 1,037 |
Applicable income taxes | $-87,000 | 7,172 |
Income before extraordinary items | $251,000 | 4,580 |
Extraordinary gains, net | $0 | 19 |
Net income | $251,000 | 4,580 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $251,000 | 4,580 |
Net charge-offs | $926,000 | 1,808 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $560,000 | 257 |
Net operating income | $79,000 | 5,567 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,823,000 | 2,790 |
Total interest expense | $553,000 | 3,656 |
Net interest income | $2,270,000 | 2,477 |
Provision for loan and lease losses | $1,000,000 | 1,168 |
Total noninterest income | $684,000 | 1,624 |
Gross Fiduciary activities income | $1,000 | 1,185 |
Service charges on deposit accounts | $324,000 | 1,211 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $359,000 | 1,628 |
Total noninterest expense | $2,287,000 | 2,131 |
Salaries and employee benefits | $1,302,000 | 1,914 |
Premises and equipment expense | $218,000 | 2,918 |
Additional noninterest expense | $767,000 | 2,214 |
Pre-tax net operating income | $-333,000 | 7,004 |
Securities gains (losses) | $23,000 | 1,463 |
Applicable income taxes | $-196,000 | 7,557 |
Income before extraordinary items | $-114,000 | 6,786 |
Extraordinary gains, net | $0 | 16 |
Net income | $-114,000 | 6,787 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-114,000 | 6,786 |
Net charge-offs | $661,000 | 1,380 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $525,000 | 153 |
Net operating income | $-128,720 | 6,767 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $11,466,000 | 2,870 |
Total interest expense | $2,841,000 | 3,560 |
Net interest income | $8,625,000 | 2,513 |
Provision for loan and lease losses | $3,540,000 | 1,787 |
Total noninterest income | $2,578,000 | 1,785 |
Gross Fiduciary activities income | $1,000 | 1,342 |
Service charges on deposit accounts | $1,673,000 | 1,041 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $904,000 | 2,278 |
Total noninterest expense | $9,524,000 | 2,105 |
Salaries and employee benefits | $5,339,000 | 1,849 |
Premises and equipment expense | $822,000 | 3,067 |
Additional noninterest expense | $3,363,000 | 2,130 |
Pre-tax net operating income | $-1,861,000 | 6,584 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $-983,000 | 7,278 |
Income before extraordinary items | $-878,000 | 6,302 |
Extraordinary gains, net | $0 | 34 |
Net income | $-878,000 | 6,301 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-878,000 | 6,301 |
Net charge-offs | $2,999,000 | 1,608 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $5,121,000 | 179 |
Net operating income | $-878,000 | 6,309 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $8,546,000 | 2,925 |
Total interest expense | $2,242,000 | 3,549 |
Net interest income | $6,304,000 | 2,600 |
Provision for loan and lease losses | $2,350,000 | 1,728 |
Total noninterest income | $1,924,000 | 1,828 |
Gross Fiduciary activities income | $1,000 | 1,297 |
Service charges on deposit accounts | $1,205,000 | 1,080 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $718,000 | 2,268 |
Total noninterest expense | $6,975,000 | 2,143 |
Salaries and employee benefits | $3,947,000 | 1,894 |
Premises and equipment expense | $617,000 | 3,086 |
Additional noninterest expense | $2,411,000 | 2,179 |
Pre-tax net operating income | $-1,097,000 | 6,705 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $-663,000 | 7,422 |
Income before extraordinary items | $-434,000 | 6,366 |
Extraordinary gains, net | $0 | 27 |
Net income | $-434,000 | 6,367 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-434,000 | 6,366 |
Net charge-offs | $2,377,000 | 1,364 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $5,000,000 | 150 |
Net operating income | $-434,000 | 6,361 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $5,724,000 | 2,943 |
Total interest expense | $1,551,000 | 3,595 |
Net interest income | $4,173,000 | 2,605 |
Provision for loan and lease losses | $700,000 | 2,488 |
Total noninterest income | $1,174,000 | 1,952 |
Gross Fiduciary activities income | $1,000 | 1,272 |
Service charges on deposit accounts | $759,000 | 1,117 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $414,000 | 2,503 |
Total noninterest expense | $4,638,000 | 2,170 |
Salaries and employee benefits | $2,653,000 | 1,907 |
Premises and equipment expense | $410,000 | 3,114 |
Additional noninterest expense | $1,575,000 | 2,236 |
Pre-tax net operating income | $9,000 | 5,747 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-206,000 | 7,307 |
Income before extraordinary items | $215,000 | 4,451 |
Extraordinary gains, net | $0 | 21 |
Net income | $215,000 | 4,448 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $215,000 | 4,448 |
Net charge-offs | $1,595,000 | 1,293 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $215,000 | 4,338 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $2,853,000 | 2,989 |
Total interest expense | $800,000 | 3,619 |
Net interest income | $2,053,000 | 2,641 |
Provision for loan and lease losses | $300,000 | 2,285 |
Total noninterest income | $615,000 | 1,854 |
Gross Fiduciary activities income | $1,000 | 1,214 |
Service charges on deposit accounts | $352,000 | 1,174 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $262,000 | 2,137 |
Total noninterest expense | $2,398,000 | 2,061 |
Salaries and employee benefits | $1,348,000 | 1,907 |
Premises and equipment expense | $206,000 | 3,143 |
Additional noninterest expense | $844,000 | 1,903 |
Pre-tax net operating income | $-30,000 | 6,416 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $-137,000 | 7,625 |
Income before extraordinary items | $107,000 | 4,857 |
Extraordinary gains, net | $0 | 15 |
Net income | $107,000 | 4,861 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $107,000 | 4,860 |
Net charge-offs | $353,000 | 1,643 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $107,000 | 4,688 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $12,414,000 | 2,948 |
Total interest expense | $4,540,000 | 3,209 |
Net interest income | $7,874,000 | 2,755 |
Provision for loan and lease losses | $2,545,000 | 1,544 |
Total noninterest income | $2,453,000 | 1,835 |
Gross Fiduciary activities income | $1,000 | 1,385 |
Service charges on deposit accounts | $1,610,000 | 1,108 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $842,000 | 2,394 |
Total noninterest expense | $8,649,000 | 2,210 |
Salaries and employee benefits | $4,937,000 | 2,061 |
Premises and equipment expense | $810,000 | 3,150 |
Additional noninterest expense | $2,902,000 | 2,067 |
Pre-tax net operating income | $-867,000 | 6,953 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-621,000 | 7,567 |
Income before extraordinary items | $-246,000 | 6,526 |
Extraordinary gains, net | $0 | 39 |
Net income | $-246,000 | 6,526 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,707,000 | 1,435 |
Cash dividends | $700,000 | 2,846 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
Net operating income | $-246,000 | 6,674 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $9,386,000 | 2,989 |
Total interest expense | $3,636,000 | 3,144 |
Net interest income | $5,750,000 | 2,839 |
Provision for loan and lease losses | $1,265,000 | 1,589 |
Total noninterest income | $1,837,000 | 1,888 |
Gross Fiduciary activities income | $1,000 | 1,339 |
Service charges on deposit accounts | $1,196,000 | 1,141 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $640,000 | 2,444 |
Total noninterest expense | $6,426,000 | 2,223 |
Salaries and employee benefits | $3,696,000 | 2,076 |
Premises and equipment expense | $593,000 | 3,219 |
Additional noninterest expense | $2,137,000 | 2,036 |
Pre-tax net operating income | $-104,000 | 6,913 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-200,000 | 7,662 |
Income before extraordinary items | $96,000 | 6,206 |
Extraordinary gains, net | $0 | 31 |
Net income | $96,000 | 6,204 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $389,000 | 2,248 |
Cash dividends | $700,000 | 2,266 |
Sale, conversion, retirement of capital stock, net | $12,000 | 1,133 |
Net operating income | $96,000 | 6,355 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $6,305,000 | 3,005 |
Total interest expense | $2,603,000 | 3,072 |
Net interest income | $3,702,000 | 2,915 |
Provision for loan and lease losses | $200,000 | 3,141 |
Total noninterest income | $1,227,000 | 1,912 |
Gross Fiduciary activities income | $1,000 | 1,327 |
Service charges on deposit accounts | $784,000 | 1,135 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $442,000 | 2,431 |
Total noninterest expense | $4,309,000 | 2,219 |
Salaries and employee benefits | $2,443,000 | 2,119 |
Premises and equipment expense | $400,000 | 3,215 |
Additional noninterest expense | $1,466,000 | 1,967 |
Pre-tax net operating income | $420,000 | 4,704 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $30,000 | 4,422 |
Income before extraordinary items | $390,000 | 4,532 |
Extraordinary gains, net | $0 | 21 |
Net income | $390,000 | 4,532 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $252,000 | 1,975 |
Cash dividends | $700,000 | 1,851 |
Sale, conversion, retirement of capital stock, net | $8,000 | 1,041 |
Net operating income | $390,000 | 4,470 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,197,000 | 3,047 |
Total interest expense | $1,388,000 | 3,088 |
Net interest income | $1,809,000 | 2,970 |
Provision for loan and lease losses | $75,000 | 3,123 |
Total noninterest income | $593,000 | 1,972 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $374,000 | 1,176 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $219,000 | 2,443 |
Total noninterest expense | $2,021,000 | 2,341 |
Salaries and employee benefits | $1,200,000 | 2,192 |
Premises and equipment expense | $192,000 | 3,352 |
Additional noninterest expense | $629,000 | 2,230 |
Pre-tax net operating income | $306,000 | 4,103 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $45,000 | 3,671 |
Income before extraordinary items | $261,000 | 4,110 |
Extraordinary gains, net | $0 | 15 |
Net income | $261,000 | 4,112 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 1,814 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
Net operating income | $261,000 | 4,012 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $13,323,000 | 2,983 |
Total interest expense | $6,064,000 | 2,979 |
Net interest income | $7,259,000 | 2,999 |
Provision for loan and lease losses | $345,000 | 2,939 |
Total noninterest income | $1,936,000 | 2,264 |
Gross Fiduciary activities income | $1,000 | 1,439 |
Service charges on deposit accounts | $1,424,000 | 1,249 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $511,000 | 3,275 |
Total noninterest expense | $7,661,000 | 2,380 |
Salaries and employee benefits | $4,371,000 | 2,305 |
Premises and equipment expense | $720,000 | 3,373 |
Additional noninterest expense | $2,570,000 | 2,135 |
Pre-tax net operating income | $1,189,000 | 4,385 |
Securities gains (losses) | $-7,000 | 7,477 |
Applicable income taxes | $286,000 | 3,433 |
Income before extraordinary items | $896,000 | 4,558 |
Extraordinary gains, net | $0 | 39 |
Net income | $896,000 | 4,559 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $204,000 | 2,834 |
Cash dividends | $580,000 | 3,488 |
Sale, conversion, retirement of capital stock, net | $33,000 | 1,122 |
Net operating income | $901,320 | 4,530 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $9,866,000 | 3,018 |
Total interest expense | $4,503,000 | 2,998 |
Net interest income | $5,363,000 | 3,037 |
Provision for loan and lease losses | $80,000 | 4,491 |
Total noninterest income | $1,426,000 | 2,293 |
Gross Fiduciary activities income | $1,000 | 1,384 |
Service charges on deposit accounts | $1,019,000 | 1,289 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $406,000 | 3,174 |
Total noninterest expense | $5,570,000 | 2,430 |
Salaries and employee benefits | $3,209,000 | 2,348 |
Premises and equipment expense | $529,000 | 3,400 |
Additional noninterest expense | $1,832,000 | 2,179 |
Pre-tax net operating income | $1,139,000 | 4,066 |
Securities gains (losses) | $-7,000 | 7,691 |
Applicable income taxes | $282,000 | 3,285 |
Income before extraordinary items | $850,000 | 4,223 |
Extraordinary gains, net | $0 | 33 |
Net income | $850,000 | 4,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $148,000 | 2,325 |
Cash dividends | $580,000 | 2,745 |
Sale, conversion, retirement of capital stock, net | $27,000 | 995 |
Net operating income | $855,250 | 4,198 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $6,527,000 | 3,046 |
Total interest expense | $2,915,000 | 3,074 |
Net interest income | $3,612,000 | 3,046 |
Provision for loan and lease losses | $20,000 | 5,312 |
Total noninterest income | $981,000 | 2,274 |
Gross Fiduciary activities income | $1,000 | 1,345 |
Service charges on deposit accounts | $652,000 | 1,355 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $328,000 | 2,880 |
Total noninterest expense | $3,700,000 | 2,459 |
Salaries and employee benefits | $2,136,000 | 2,388 |
Premises and equipment expense | $361,000 | 3,350 |
Additional noninterest expense | $1,203,000 | 2,202 |
Pre-tax net operating income | $873,000 | 3,834 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $238,000 | 3,042 |
Income before extraordinary items | $635,000 | 4,050 |
Extraordinary gains, net | $0 | 29 |
Net income | $635,000 | 4,050 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,723 |
Cash dividends | $250,000 | 3,343 |
Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
Net operating income | $635,000 | 4,037 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,196,000 | 3,103 |
Total interest expense | $1,401,000 | 3,164 |
Net interest income | $1,795,000 | 3,048 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $472,000 | 2,292 |
Gross Fiduciary activities income | $1,000 | 1,263 |
Service charges on deposit accounts | $278,000 | 1,542 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $193,000 | 2,596 |
Total noninterest expense | $1,877,000 | 2,435 |
Salaries and employee benefits | $1,098,000 | 2,337 |
Premises and equipment expense | $180,000 | 3,387 |
Additional noninterest expense | $599,000 | 2,200 |
Pre-tax net operating income | $390,000 | 4,051 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $97,000 | 3,309 |
Income before extraordinary items | $293,000 | 4,220 |
Extraordinary gains, net | $0 | 22 |
Net income | $293,000 | 4,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 1,454 |
Cash dividends | $100,000 | 3,076 |
Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
Net operating income | $293,000 | 4,199 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $12,779,000 | 2,931 |
Total interest expense | $5,215,000 | 2,931 |
Net interest income | $7,564,000 | 2,897 |
Provision for loan and lease losses | $202,000 | 3,509 |
Total noninterest income | $2,023,000 | 2,207 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $1,107,000 | 1,599 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $916,000 | 2,359 |
Total noninterest expense | $7,028,000 | 2,503 |
Salaries and employee benefits | $4,249,000 | 2,303 |
Premises and equipment expense | $695,000 | 3,345 |
Additional noninterest expense | $2,084,000 | 2,476 |
Pre-tax net operating income | $2,357,000 | 3,273 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $712,000 | 2,649 |
Income before extraordinary items | $1,645,000 | 3,562 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,645,000 | 3,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $370,000 | 1,435 |
Cash dividends | $2,000,000 | 1,524 |
Sale, conversion, retirement of capital stock, net | $22,000 | 1,100 |
Net operating income | $1,645,000 | 3,542 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $9,334,000 | 2,972 |
Total interest expense | $3,702,000 | 2,980 |
Net interest income | $5,632,000 | 2,952 |
Provision for loan and lease losses | $169,000 | 3,213 |
Total noninterest income | $1,549,000 | 2,177 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $822,000 | 1,621 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $727,000 | 2,280 |
Total noninterest expense | $5,265,000 | 2,501 |
Salaries and employee benefits | $3,188,000 | 2,306 |
Premises and equipment expense | $522,000 | 3,349 |
Additional noninterest expense | $1,555,000 | 2,468 |
Pre-tax net operating income | $1,747,000 | 3,427 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $539,000 | 2,753 |
Income before extraordinary items | $1,208,000 | 3,726 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,208,000 | 3,728 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $286,000 | 1,182 |
Cash dividends | $1,000,000 | 1,917 |
Sale, conversion, retirement of capital stock, net | $13,000 | 942 |
Net operating income | $1,208,000 | 3,705 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $6,043,000 | 3,008 |
Total interest expense | $2,352,000 | 2,975 |
Net interest income | $3,691,000 | 2,999 |
Provision for loan and lease losses | $78,000 | 3,746 |
Total noninterest income | $1,070,000 | 2,122 |
Gross Fiduciary activities income | $1,000 | 1,376 |
Service charges on deposit accounts | $549,000 | 1,605 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $520,000 | 2,159 |
Total noninterest expense | $3,590,000 | 2,464 |
Salaries and employee benefits | $2,121,000 | 2,314 |
Premises and equipment expense | $346,000 | 3,355 |
Additional noninterest expense | $1,123,000 | 2,313 |
Pre-tax net operating income | $1,093,000 | 3,575 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $330,000 | 2,905 |
Income before extraordinary items | $763,000 | 3,848 |
Extraordinary gains, net | $0 | 39 |
Net income | $763,000 | 3,852 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 1,520 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $763,000 | 3,838 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,914,000 | 3,047 |
Total interest expense | $1,115,000 | 2,985 |
Net interest income | $1,799,000 | 3,059 |
Provision for loan and lease losses | $26,000 | 4,229 |
Total noninterest income | $612,000 | 1,910 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $258,000 | 1,640 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $354,000 | 1,713 |
Total noninterest expense | $1,771,000 | 2,500 |
Salaries and employee benefits | $1,059,000 | 2,330 |
Premises and equipment expense | $177,000 | 3,309 |
Additional noninterest expense | $535,000 | 2,397 |
Pre-tax net operating income | $614,000 | 3,260 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $193,000 | 2,658 |
Income before extraordinary items | $421,000 | 3,559 |
Extraordinary gains, net | $0 | 21 |
Net income | $421,000 | 3,558 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 1,727 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $421,000 | 3,537 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $10,791,000 | 2,949 |
Total interest expense | $3,370,000 | 3,037 |
Net interest income | $7,421,000 | 2,889 |
Provision for loan and lease losses | $195,000 | 3,634 |
Total noninterest income | $2,005,000 | 2,206 |
Gross Fiduciary activities income | $1,000 | 1,485 |
Service charges on deposit accounts | $936,000 | 1,825 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,068,000 | 2,117 |
Total noninterest expense | $6,867,000 | 2,426 |
Salaries and employee benefits | $3,947,000 | 2,318 |
Premises and equipment expense | $691,000 | 3,272 |
Additional noninterest expense | $2,229,000 | 2,249 |
Pre-tax net operating income | $2,364,000 | 3,270 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $781,000 | 2,639 |
Income before extraordinary items | $1,583,000 | 3,661 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,583,000 | 3,663 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $617,000 | 978 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,583,000 | 3,635 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $7,926,000 | 2,948 |
Total interest expense | $2,307,000 | 3,125 |
Net interest income | $5,619,000 | 2,843 |
Provision for loan and lease losses | $195,000 | 3,005 |
Total noninterest income | $1,495,000 | 2,215 |
Gross Fiduciary activities income | $1,000 | 1,428 |
Service charges on deposit accounts | $696,000 | 1,842 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $798,000 | 2,121 |
Total noninterest expense | $5,169,000 | 2,398 |
Salaries and employee benefits | $2,944,000 | 2,307 |
Premises and equipment expense | $522,000 | 3,238 |
Additional noninterest expense | $1,703,000 | 2,176 |
Pre-tax net operating income | $1,750,000 | 3,366 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $591,000 | 2,665 |
Income before extraordinary items | $1,159,000 | 3,758 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,159,000 | 3,759 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $555,000 | 769 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,159,000 | 3,720 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $5,139,000 | 2,961 |
Total interest expense | $1,352,000 | 3,307 |
Net interest income | $3,787,000 | 2,786 |
Provision for loan and lease losses | $135,000 | 2,835 |
Total noninterest income | $989,000 | 2,189 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $448,000 | 1,870 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $541,000 | 2,075 |
Total noninterest expense | $3,452,000 | 2,378 |
Salaries and employee benefits | $1,973,000 | 2,288 |
Premises and equipment expense | $342,000 | 3,251 |
Additional noninterest expense | $1,137,000 | 2,172 |
Pre-tax net operating income | $1,189,000 | 3,272 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $405,000 | 2,595 |
Income before extraordinary items | $784,000 | 3,676 |
Extraordinary gains, net | $0 | 30 |
Net income | $784,000 | 3,678 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $447,000 | 653 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $784,000 | 3,631 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,493,000 | 3,000 |
Total interest expense | $615,000 | 3,447 |
Net interest income | $1,878,000 | 2,804 |
Provision for loan and lease losses | $60,000 | 2,830 |
Total noninterest income | $494,000 | 2,154 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $215,000 | 1,888 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $279,000 | 1,980 |
Total noninterest expense | $1,681,000 | 2,440 |
Salaries and employee benefits | $962,000 | 2,366 |
Premises and equipment expense | $168,000 | 3,336 |
Additional noninterest expense | $551,000 | 2,218 |
Pre-tax net operating income | $631,000 | 3,114 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $221,000 | 2,442 |
Income before extraordinary items | $410,000 | 3,560 |
Extraordinary gains, net | $0 | 24 |
Net income | $410,000 | 3,562 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 1,023 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $410,000 | 3,521 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $9,230,000 | 3,041 |
Total interest expense | $2,093,000 | 3,517 |
Net interest income | $7,137,000 | 2,840 |
Provision for loan and lease losses | $-200,000 | 8,842 |
Total noninterest income | $1,892,000 | 2,282 |
Gross Fiduciary activities income | $2,000 | 1,487 |
Service charges on deposit accounts | $632,000 | 2,587 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,258,000 | 1,847 |
Total noninterest expense | $6,889,000 | 2,311 |
Salaries and employee benefits | $4,085,000 | 2,124 |
Premises and equipment expense | $688,000 | 3,169 |
Additional noninterest expense | $2,116,000 | 2,299 |
Pre-tax net operating income | $2,340,000 | 3,164 |
Securities gains (losses) | $66,000 | 1,527 |
Applicable income taxes | $840,000 | 2,448 |
Income before extraordinary items | $1,566,000 | 3,528 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,566,000 | 3,529 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $609,000 | 1,144 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,523,100 | 3,538 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $6,748,000 | 3,077 |
Total interest expense | $1,470,000 | 3,677 |
Net interest income | $5,278,000 | 2,844 |
Provision for loan and lease losses | $-200,000 | 8,923 |
Total noninterest income | $1,408,000 | 2,305 |
Gross Fiduciary activities income | $1,000 | 1,478 |
Service charges on deposit accounts | $474,000 | 2,617 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $933,000 | 1,859 |
Total noninterest expense | $5,160,000 | 2,307 |
Salaries and employee benefits | $3,066,000 | 2,125 |
Premises and equipment expense | $514,000 | 3,180 |
Additional noninterest expense | $1,580,000 | 2,280 |
Pre-tax net operating income | $1,726,000 | 3,250 |
Securities gains (losses) | $37,000 | 1,884 |
Applicable income taxes | $622,000 | 2,506 |
Income before extraordinary items | $1,141,000 | 3,674 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,141,000 | 3,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $308,000 | 1,410 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,116,950 | 3,650 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $4,414,000 | 3,114 |
Total interest expense | $958,000 | 3,733 |
Net interest income | $3,456,000 | 2,889 |
Provision for loan and lease losses | $-200,000 | 8,994 |
Total noninterest income | $989,000 | 2,215 |
Gross Fiduciary activities income | $1,000 | 1,443 |
Service charges on deposit accounts | $312,000 | 2,629 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $676,000 | 1,765 |
Total noninterest expense | $3,467,000 | 2,288 |
Salaries and employee benefits | $2,072,000 | 2,110 |
Premises and equipment expense | $343,000 | 3,191 |
Additional noninterest expense | $1,052,000 | 2,289 |
Pre-tax net operating income | $1,178,000 | 3,157 |
Securities gains (losses) | $2,000 | 3,048 |
Applicable income taxes | $430,000 | 2,440 |
Income before extraordinary items | $750,000 | 3,696 |
Extraordinary gains, net | $0 | 21 |
Net income | $750,000 | 3,696 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-230,000 | 9,005 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $748,720 | 3,610 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,165,000 | 3,169 |
Total interest expense | $475,000 | 3,805 |
Net interest income | $1,690,000 | 2,939 |
Provision for loan and lease losses | $-200,000 | 9,060 |
Total noninterest income | $437,000 | 2,390 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $147,000 | 2,717 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $290,000 | 1,928 |
Total noninterest expense | $1,721,000 | 2,312 |
Salaries and employee benefits | $1,048,000 | 2,101 |
Premises and equipment expense | $172,000 | 3,205 |
Additional noninterest expense | $501,000 | 2,354 |
Pre-tax net operating income | $606,000 | 3,062 |
Securities gains (losses) | $1,000 | 2,756 |
Applicable income taxes | $219,000 | 2,420 |
Income before extraordinary items | $388,000 | 3,592 |
Extraordinary gains, net | $0 | 16 |
Net income | $388,000 | 3,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-265,000 | 9,066 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $387,360 | 3,480 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $9,232,000 | 3,043 |
Total interest expense | $2,539,000 | 3,297 |
Net interest income | $6,693,000 | 2,869 |
Provision for loan and lease losses | $692,000 | 1,635 |
Total noninterest income | $2,172,000 | 2,179 |
Gross Fiduciary activities income | $1,000 | 1,575 |
Service charges on deposit accounts | $563,000 | 2,824 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,608,000 | 1,737 |
Total noninterest expense | $7,297,000 | 2,159 |
Salaries and employee benefits | $4,294,000 | 1,994 |
Premises and equipment expense | $649,000 | 3,299 |
Additional noninterest expense | $2,354,000 | 2,049 |
Pre-tax net operating income | $876,000 | 5,473 |
Securities gains (losses) | $1,000 | 4,307 |
Applicable income taxes | $289,000 | 4,344 |
Income before extraordinary items | $588,000 | 5,992 |
Extraordinary gains, net | $0 | 54 |
Net income | $588,000 | 5,996 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $889,000 | 1,016 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $587,330 | 5,820 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $7,011,000 | 3,051 |
Total interest expense | $2,029,000 | 3,252 |
Net interest income | $4,982,000 | 2,910 |
Provision for loan and lease losses | $632,000 | 1,344 |
Total noninterest income | $1,782,000 | 2,085 |
Gross Fiduciary activities income | $3,000 | 1,448 |
Service charges on deposit accounts | $421,000 | 2,847 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,358,000 | 1,648 |
Total noninterest expense | $5,575,000 | 2,120 |
Salaries and employee benefits | $3,272,000 | 1,971 |
Premises and equipment expense | $482,000 | 3,318 |
Additional noninterest expense | $1,821,000 | 1,968 |
Pre-tax net operating income | $557,000 | 6,041 |
Securities gains (losses) | $1,000 | 4,000 |
Applicable income taxes | $181,000 | 4,809 |
Income before extraordinary items | $377,000 | 6,480 |
Extraordinary gains, net | $0 | 40 |
Net income | $377,000 | 6,481 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $459,000 | 1,255 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $376,320 | 6,315 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,695,000 | 3,059 |
Total interest expense | $1,432,000 | 3,189 |
Net interest income | $3,263,000 | 2,941 |
Provision for loan and lease losses | $489,000 | 1,178 |
Total noninterest income | $1,081,000 | 2,226 |
Gross Fiduciary activities income | $1,000 | 1,488 |
Service charges on deposit accounts | $276,000 | 2,839 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $804,000 | 1,774 |
Total noninterest expense | $3,542,000 | 2,216 |
Salaries and employee benefits | $2,146,000 | 1,988 |
Premises and equipment expense | $316,000 | 3,337 |
Additional noninterest expense | $1,080,000 | 2,202 |
Pre-tax net operating income | $313,000 | 6,423 |
Securities gains (losses) | $1,000 | 3,586 |
Applicable income taxes | $123,000 | 4,828 |
Income before extraordinary items | $191,000 | 7,048 |
Extraordinary gains, net | $0 | 30 |
Net income | $191,000 | 7,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $185,000 | 1,738 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $190,360 | 6,865 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,388,000 | 3,027 |
Total interest expense | $761,000 | 3,078 |
Net interest income | $1,627,000 | 2,938 |
Provision for loan and lease losses | $250,000 | 1,115 |
Total noninterest income | $521,000 | 2,221 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $134,000 | 2,826 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $387,000 | 1,779 |
Total noninterest expense | $1,745,000 | 2,236 |
Salaries and employee benefits | $1,070,000 | 1,982 |
Premises and equipment expense | $161,000 | 3,292 |
Additional noninterest expense | $514,000 | 2,281 |
Pre-tax net operating income | $153,000 | 6,427 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $60,000 | 4,823 |
Income before extraordinary items | $93,000 | 7,028 |
Extraordinary gains, net | $0 | 21 |
Net income | $93,000 | 7,030 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 1,750 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $93,000 | 6,871 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $10,971,000 | 2,774 |
Total interest expense | $3,930,000 | 2,795 |
Net interest income | $7,041,000 | 2,715 |
Provision for loan and lease losses | $3,150,000 | 524 |
Total noninterest income | $1,355,000 | 2,822 |
Gross Fiduciary activities income | $3,000 | 1,565 |
Service charges on deposit accounts | $535,000 | 2,813 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $817,000 | 2,466 |
Total noninterest expense | $7,022,000 | 2,139 |
Salaries and employee benefits | $3,945,000 | 2,024 |
Premises and equipment expense | $634,000 | 3,245 |
Additional noninterest expense | $2,443,000 | 1,891 |
Pre-tax net operating income | $-1,776,000 | 9,232 |
Securities gains (losses) | $57,000 | 2,288 |
Applicable income taxes | $-705,000 | 9,274 |
Income before extraordinary items | $-1,014,000 | 9,182 |
Extraordinary gains, net | $0 | 70 |
Net income | $-1,014,000 | 9,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,052,000 | 433 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $-1,050,480 | 9,153 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $14,372,000 | 2,383 |
Total interest expense | $6,722,000 | 2,382 |
Net interest income | $7,650,000 | 2,341 |
Provision for loan and lease losses | $2,967,000 | 518 |
Total noninterest income | $1,627,000 | 2,350 |
Gross Fiduciary activities income | $3,000 | 1,597 |
Service charges on deposit accounts | $545,000 | 2,639 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $1,079,000 | 1,930 |
Total noninterest expense | $5,376,000 | 2,631 |
Salaries and employee benefits | $3,184,000 | 2,361 |
Premises and equipment expense | $478,000 | 4,045 |
Additional noninterest expense | $1,714,000 | 2,574 |
Pre-tax net operating income | $934,000 | 5,083 |
Securities gains (losses) | $6,000 | 3,836 |
Applicable income taxes | $341,000 | 4,031 |
Income before extraordinary items | $599,000 | 5,635 |
Extraordinary gains, net | $0 | 105 |
Net income | $599,000 | 5,638 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,234,000 | 531 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
Net operating income | $595,160 | 5,522 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $12,545,000 | 2,786 |
Total interest expense | $6,340,000 | 2,634 |
Net interest income | $6,205,000 | 2,853 |
Provision for loan and lease losses | $1,744,000 | 677 |
Total noninterest income | $693,000 | 4,023 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $294,000 | 4,113 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $399,000 | 3,346 |
Total noninterest expense | $3,900,000 | 3,404 |
Salaries and employee benefits | $2,283,000 | 3,076 |
Premises and equipment expense | $344,000 | 4,991 |
Additional noninterest expense | $1,273,000 | 3,238 |
Pre-tax net operating income | $1,254,000 | 4,615 |
Securities gains (losses) | $5,000 | 1,371 |
Applicable income taxes | $483,000 | 3,562 |
Income before extraordinary items | $776,000 | 5,131 |
Extraordinary gains, net | $0 | 38 |
Net income | $776,000 | 5,130 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $442,000 | 1,354 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $1,100,000 | 426 |
Net operating income | $772,800 | 5,143 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,496,000 | 4,155 |
Total interest expense | $3,628,000 | 3,917 |
Net interest income | $3,868,000 | 4,301 |
Provision for loan and lease losses | $656,000 | 1,390 |
Total noninterest income | $202,000 | 7,477 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $152,000 | 5,813 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 8,065 |
Total noninterest expense | $2,328,000 | 5,119 |
Salaries and employee benefits | $1,373,000 | 4,664 |
Premises and equipment expense | $210,000 | 6,645 |
Additional noninterest expense | $745,000 | 5,035 |
Pre-tax net operating income | $1,086,000 | 5,058 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $83,000 | 7,162 |
Income before extraordinary items | $1,003,000 | 4,434 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,003,000 | 4,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,499 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,003,000 | 4,394 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,977,000 | 7,560 |
Total interest expense | $1,304,000 | 7,657 |
Net interest income | $1,673,000 | 7,343 |
Provision for loan and lease losses | $700,000 | 1,308 |
Total noninterest income | $56,000 | 9,756 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $40,000 | 8,291 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 9,678 |
Total noninterest expense | $1,781,000 | 6,036 |
Salaries and employee benefits | $1,016,000 | 5,724 |
Premises and equipment expense | $153,000 | 7,582 |
Additional noninterest expense | $612,000 | 5,673 |
Pre-tax net operating income | $-752,000 | 10,281 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-752,000 | 10,319 |
Extraordinary gains, net | $0 | 32 |
Net income | $-752,000 | 10,312 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,603 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-752,000 | 10,295 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $126,000 | 10,864 |
Total interest expense | $12,000 | 10,865 |
Net interest income | $114,000 | 10,844 |
Provision for loan and lease losses | $46,000 | 6,840 |
Total noninterest income | $0 | 10,883 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 10,861 |
Total noninterest expense | $345,000 | 10,601 |
Salaries and employee benefits | $195,000 | 10,564 |
Premises and equipment expense | $26,000 | 10,678 |
Additional noninterest expense | $124,000 | 10,294 |
Pre-tax net operating income | $-277,000 | 10,620 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-277,000 | 10,658 |
Extraordinary gains, net | $0 | 44 |
Net income | $-277,000 | 10,658 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $9,000,000 | 101 |
Net operating income | $-277,000 | 10,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.