Home > Heartland Community Bank > Net charge- offs to loans
Heartland Community Bank, Net charge- offs to loans
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 6,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 6,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 6,715 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7481% | 5,613 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 6,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1256% | 5,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 6,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3267% | 6,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5224% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1501% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3239% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 6,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 6,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 6,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 6,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 5,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 6,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1814% | 6,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8886% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4893% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5546% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7391% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 12.0087% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7756% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4325% | 5,709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8010% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6715% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8568% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7006% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1972% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3408% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6705% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5240% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5481% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 3.3638% | 1,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8284% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 3,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 5,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 3,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 6,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0545% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5093% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4151% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7004% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8294% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 4.9991% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2333% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 5,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 2,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 6,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4439% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0402% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0680% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3742% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6722% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 10.1026% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4390% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3083% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 5,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4638% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1186% | 6,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1112% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4699% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8571% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0486% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5956% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 19.3520% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2307% | 2,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.3562% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3891% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8213% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5783% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4340% | 7,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7439% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8296% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8475% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0394% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 8.6576% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3619% | 2,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 31.7159% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5103% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8746% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3611% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5552% | 7,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9925% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4996% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1922% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4296% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 12.8425% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5779% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.5065% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6865% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3195% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4282% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6086% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2553% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6916% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2262% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 27.0795% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.4423% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9911% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6859% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4153% | 7,269 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3530% | 1,479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8782% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7277% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 3.8852% | 1,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3140% | 2,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4595% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2894% | 1,486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5255% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1233% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0118% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0916% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9769% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3100% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 2,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5241% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3974% | 1,140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5732% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3229% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7136% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7264% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9891% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2915% | 2,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4618% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1783% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5720% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5114% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1159% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9211% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8790% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5249% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2785% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8146% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3610% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9909% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2636% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0592% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7863% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0794% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3271% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3575% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3892% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1085% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4950% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9034% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7298% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3310% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3591% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1384% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4418% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2620% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4214% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2464% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2650% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2098% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3225% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4939% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7810% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5346% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 7,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0278% | 7,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3148% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5986% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1685% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3293% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4457% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 7,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1162% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2495% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2851% | 8,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0438% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4648% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3179% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6404% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 7,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1279% | 8,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4261% | 8,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0630% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2490% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1479% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1284% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1389% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5603% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2760% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3540% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4940% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3467% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2850% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3801% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1817% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4187% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4136% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6720% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3344% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5254% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3821% | 7,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4417% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1180% | 1,128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3905% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0312% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7177% | 8,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0389% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3560% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3488% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8947% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2153% | 8,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8174% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4795% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2574% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.2645% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5402% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4939% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8268% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3183% | 375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 7,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7292% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7988% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9429% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4996% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6937% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2580% | 488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5012% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2372% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8330% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1741% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9593% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5156% | 214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 7,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4226% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 8,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 8,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2421% | 7,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0812% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7561% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5066% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2730% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2687% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3516% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4302% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2991% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6966% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4532% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3511% | 1,569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1499% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3452% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3563% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4677% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5861% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3891% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2928% | 8,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3857% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4575% | 1,422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2078% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3927% | 8,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5314% | 8,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8634% | 8,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4209% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6057% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2986% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4572% | 8,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9456% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6778% | 1,242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9084% | 8,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1658% | 8,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.5600% | 8,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4864% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2302% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6443% | 8,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9271% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3432% | 1,075 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7230% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6084% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.8992% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9312% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3224% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6409% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4322% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2971% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0383% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4904% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2060% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.9262% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1860% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4689% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0262% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5956% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2916% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2804% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2389% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1082% | 7,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4157% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9557% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 8,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4806% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2768% | 8,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 7,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0563% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6393% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2357% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2989% | 47 |
| Percentage Net Loans Charged-off:Construction & development | -1.6331% | 8,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.5479% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8746% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1725% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1342% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7034% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5974% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0360% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5385% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9144% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 3.3488% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3185% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8335% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7500% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8390% | 1,334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3917% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 6,219 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 7,515 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |