Home > Heartland Community Bank > Assets and Liabilities
Heartland Community Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 79 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $248,602,000 | 2,583 |
| Cash and due from depository institutions | $41,985,000 | 1,924 |
| Interest-bearing balances | $38,670,000 | 1,041 |
| Securities | $64,008,000 | 2,198 |
| Federal funds sold & reverse repurchase agreements | $187,000 | 3,190 |
| Net loans & leases | $128,610,000 | 2,923 |
| Loan loss allowance | $3,955,000 | 1,846 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,024,000 | 2,739 |
| Other real estate owned | $641,000 | 1,924 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $9,147,000 | 1,934 |
| Life insurance assets | $4,006,000 | 1,655 |
| Total liabilities and capital | $248,602,000 | 2,583 |
| Total liabilities | $224,131,000 | 2,554 |
| Total deposits | $220,989,000 | 2,443 |
| Interest-bearing deposits | $152,091,000 | 2,858 |
| Deposits held in domestic offices | $220,989,000 | 2,443 |
| % insured | 85.86% | 5,046 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $1,000,000 | 3,680 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,142,000 | 1,968 |
| Total equity capital | $24,471,000 | 2,765 |
| Total bank equity capital | $24,471,000 | 2,765 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $100,000 | 5,374 |
| Surplus | $20,331,000 | 1,510 |
| Undivided profits | $4,040,000 | 4,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,989,000 | 1,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,023,000 | 2,679 |
| Earning assets | $231,475,000 | 2,531 |
| Long-term assets (5+ years) | $81,148,000 | 2,190 |
| Average Assets, year-to-date | $243,990,330 | 2,612 |
| Average Assets, quarterly | $243,373,000 | 2,642 |
| Volatile liabilities | $8,981,000 | 3,483 |
| Insider loans | $6,299,000 | 1,015 |
| FHLB advances | $1,000,000 | 3,541 |
| Loans and leases held for sale | $838,000 | 1,423 |
| Unused loan commitments | $40,242,000 | 1,536 |
| Tier 1 (core) risk-based capital | $22,316,000 | 2,832 |
| Tier 2 risk-based capital | $1,821,000 | 2,630 |
| Total risk weighted assets | $143,556,000 | 2,821 |
| Total unused commitments | $40,242,000 | 1,536 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 90 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $238,144,000 | 2,706 |
| Cash and due from depository institutions | $27,198,000 | 1,665 |
| Interest-bearing balances | $24,562,000 | 1,722 |
| Securities | $63,412,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $1,364,000 | 2,577 |
| Net loans & leases | $132,169,000 | 2,848 |
| Loan loss allowance | $3,700,000 | 1,980 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,079,000 | 2,721 |
| Other real estate owned | $1,001,000 | 1,665 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $8,921,000 | 1,999 |
| Life insurance assets | $3,968,000 | 1,636 |
| Total liabilities and capital | $238,144,000 | 2,706 |
| Total liabilities | $213,856,000 | 2,687 |
| Total deposits | $211,212,000 | 2,586 |
| Interest-bearing deposits | $156,618,000 | 2,834 |
| Deposits held in domestic offices | $211,212,000 | 2,585 |
| % insured | 86.61% | 4,835 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $1,000,000 | 3,694 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,644,000 | 2,348 |
| Total equity capital | $24,288,000 | 2,767 |
| Total bank equity capital | $24,288,000 | 2,767 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $100,000 | 5,425 |
| Surplus | $20,331,000 | 1,520 |
| Undivided profits | $3,857,000 | 4,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,545,000 | 1,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $975,000 | 2,781 |
| Earning assets | $221,507,000 | 2,658 |
| Long-term assets (5+ years) | $103,397,000 | 1,783 |
| Average Assets, year-to-date | $241,684,500 | 2,649 |
| Average Assets, quarterly | $241,684,500 | 2,649 |
| Volatile liabilities | $9,004,000 | 3,484 |
| Insider loans | $5,660,000 | 1,123 |
| FHLB advances | $1,000,000 | 3,560 |
| Loans and leases held for sale | $1,002,000 | 1,283 |
| Unused loan commitments | $41,502,000 | 1,489 |
| Tier 1 (core) risk-based capital | $23,066,000 | 2,733 |
| Tier 2 risk-based capital | $1,888,000 | 2,564 |
| Total risk weighted assets | $149,190,000 | 2,740 |
| Total unused commitments | $41,502,000 | 1,489 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 89 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $245,295,000 | 2,605 |
| Cash and due from depository institutions | $32,257,000 | 1,682 |
| Interest-bearing balances | $29,007,000 | 1,323 |
| Securities | $60,786,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $2,547,000 | 1,806 |
| Net loans & leases | $135,368,000 | 2,844 |
| Loan loss allowance | $3,045,000 | 2,337 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,136,000 | 2,696 |
| Other real estate owned | $1,241,000 | 1,682 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $8,960,000 | 2,002 |
| Life insurance assets | $3,929,000 | 1,611 |
| Total liabilities and capital | $245,295,000 | 2,605 |
| Total liabilities | $221,342,000 | 2,580 |
| Total deposits | $218,709,000 | 2,456 |
| Interest-bearing deposits | $149,027,000 | 2,914 |
| Deposits held in domestic offices | $218,709,000 | 2,456 |
| % insured | 87.49% | 4,654 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $1,000,000 | 3,880 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,633,000 | 2,379 |
| Total equity capital | $23,953,000 | 2,764 |
| Total bank equity capital | $23,953,000 | 2,764 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $100,000 | 5,451 |
| Surplus | $20,331,000 | 1,527 |
| Undivided profits | $3,522,000 | 4,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,225,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,004,000 | 2,866 |
| Earning assets | $227,708,000 | 2,553 |
| Long-term assets (5+ years) | $101,889,000 | 1,522 |
| Average Assets, year-to-date | $236,752,000 | 2,665 |
| Average Assets, quarterly | $240,191,500 | 2,652 |
| Volatile liabilities | $8,233,000 | 3,793 |
| Insider loans | $6,100,000 | 1,055 |
| FHLB advances | $1,000,000 | 3,723 |
| Loans and leases held for sale | $702,000 | 1,288 |
| Unused loan commitments | $43,843,000 | 1,405 |
| Tier 1 (core) risk-based capital | $22,816,000 | 2,733 |
| Tier 2 risk-based capital | $1,922,000 | 2,531 |
| Total risk weighted assets | $152,634,000 | 2,709 |
| Total unused commitments | $43,843,000 | 1,405 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 91 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $235,088,000 | 2,722 |
| Cash and due from depository institutions | $20,759,000 | 1,636 |
| Interest-bearing balances | $16,411,000 | 2,209 |
| Securities | $53,907,000 | 2,398 |
| Federal funds sold & reverse repurchase agreements | $6,760,000 | 949 |
| Net loans & leases | $138,627,000 | 2,801 |
| Loan loss allowance | $4,344,000 | 1,725 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,774,000 | 2,900 |
| Other real estate owned | $2,167,000 | 1,636 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $9,094,000 | 2,002 |
| Life insurance assets | $3,891,000 | 1,602 |
| Total liabilities and capital | $235,088,000 | 2,722 |
| Total liabilities | $211,448,000 | 2,688 |
| Total deposits | $209,016,000 | 2,559 |
| Interest-bearing deposits | $150,183,000 | 2,919 |
| Deposits held in domestic offices | $209,016,000 | 2,559 |
| % insured | 86.66% | 5,028 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,000,000 | 3,992 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,432,000 | 2,709 |
| Total equity capital | $23,640,000 | 2,814 |
| Total bank equity capital | $23,640,000 | 2,812 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $100,000 | 5,514 |
| Surplus | $20,331,000 | 1,539 |
| Undivided profits | $3,209,000 | 4,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,999,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $947,000 | 3,120 |
| Earning assets | $215,705,000 | 2,691 |
| Long-term assets (5+ years) | $91,626,000 | 1,616 |
| Average Assets, year-to-date | $234,616,250 | 2,690 |
| Average Assets, quarterly | $238,233,500 | 2,677 |
| Volatile liabilities | $8,747,000 | 3,718 |
| Insider loans | $6,302,000 | 1,030 |
| FHLB advances | $1,000,000 | 3,819 |
| Loans and leases held for sale | $1,581,000 | 914 |
| Unused loan commitments | $39,146,000 | 1,537 |
| Tier 1 (core) risk-based capital | $22,798,000 | 2,741 |
| Tier 2 risk-based capital | $1,974,000 | 2,482 |
| Total risk weighted assets | $155,557,000 | 2,681 |
| Total unused commitments | $39,146,000 | 1,540 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 91 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $241,379,000 | 2,652 |
| Cash and due from depository institutions | $28,130,000 | 1,657 |
| Interest-bearing balances | $23,685,000 | 1,503 |
| Securities | $58,776,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $1,328,000 | 2,532 |
| Net loans & leases | $137,258,000 | 2,837 |
| Loan loss allowance | $4,055,000 | 1,864 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,771,000 | 2,927 |
| Other real estate owned | $2,826,000 | 1,657 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,290,000 | 1,993 |
| Life insurance assets | $3,852,000 | 1,597 |
| Total liabilities and capital | $241,379,000 | 2,652 |
| Total liabilities | $218,139,000 | 2,626 |
| Total deposits | $203,545,000 | 2,628 |
| Interest-bearing deposits | $139,658,000 | 3,118 |
| Deposits held in domestic offices | $203,545,000 | 2,627 |
| % insured | 91.16% | 3,616 |
| Federal funds purchased & repurchase agreements | $7,900,000 | 1,030 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,205,000 | 2,805 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,489,000 | 2,473 |
| Total equity capital | $23,240,000 | 2,795 |
| Total bank equity capital | $23,240,000 | 2,793 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $100,000 | 5,577 |
| Surplus | $20,331,000 | 1,533 |
| Undivided profits | $2,809,000 | 5,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,166,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,006,000 | 2,877 |
| Earning assets | $221,047,000 | 2,634 |
| Long-term assets (5+ years) | $89,000,000 | 1,640 |
| Average Assets, year-to-date | $234,459,000 | 2,709 |
| Average Assets, quarterly | $235,337,000 | 2,710 |
| Volatile liabilities | $16,225,000 | 2,622 |
| Insider loans | $5,653,000 | 1,169 |
| FHLB advances | $5,205,000 | 2,686 |
| Loans and leases held for sale | $1,069,000 | 850 |
| Unused loan commitments | $39,739,000 | 1,514 |
| Tier 1 (core) risk-based capital | $22,004,000 | 2,783 |
| Tier 2 risk-based capital | $1,969,000 | 2,501 |
| Total risk weighted assets | $155,394,000 | 2,705 |
| Total unused commitments | $39,739,000 | 1,517 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 91 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $229,295,000 | 2,796 |
| Cash and due from depository institutions | $15,333,000 | 1,662 |
| Interest-bearing balances | $13,294,000 | 2,503 |
| Securities | $57,216,000 | 2,259 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 2,818 |
| Net loans & leases | $138,382,000 | 2,842 |
| Loan loss allowance | $3,461,000 | 2,144 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,824,000 | 2,910 |
| Other real estate owned | $3,147,000 | 1,662 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,833,000 | 1,942 |
| Life insurance assets | $3,813,000 | 1,605 |
| Total liabilities and capital | $229,295,000 | 2,796 |
| Total liabilities | $206,895,000 | 2,776 |
| Total deposits | $191,524,000 | 2,792 |
| Interest-bearing deposits | $141,063,000 | 3,146 |
| Deposits held in domestic offices | $191,524,000 | 2,790 |
| % insured | 90.22% | 4,046 |
| Federal funds purchased & repurchase agreements | $8,668,000 | 1,008 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,307,000 | 2,844 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,396,000 | 2,539 |
| Total equity capital | $22,400,000 | 2,837 |
| Total bank equity capital | $22,400,000 | 2,835 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $100,000 | 5,629 |
| Surplus | $20,331,000 | 1,541 |
| Undivided profits | $1,969,000 | 5,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,909,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $981,000 | 2,951 |
| Earning assets | $210,452,000 | 2,787 |
| Long-term assets (5+ years) | $86,662,000 | 1,625 |
| Average Assets, year-to-date | $230,999,000 | 2,762 |
| Average Assets, quarterly | $230,999,000 | 2,762 |
| Volatile liabilities | $17,398,000 | 2,547 |
| Insider loans | $5,732,000 | 1,171 |
| FHLB advances | $5,307,000 | 2,714 |
| Loans and leases held for sale | $285,000 | 1,249 |
| Unused loan commitments | $39,004,000 | 1,552 |
| Tier 1 (core) risk-based capital | $21,927,000 | 2,786 |
| Tier 2 risk-based capital | $2,003,000 | 2,483 |
| Total risk weighted assets | $158,749,000 | 2,669 |
| Total unused commitments | $39,004,000 | 1,553 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $232,952,000 | 2,757 |
| Cash and due from depository institutions | $14,381,000 | 1,667 |
| Interest-bearing balances | $13,062,000 | 2,322 |
| Securities | $57,469,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $397,000 | 3,606 |
| Net loans & leases | $143,880,000 | 2,809 |
| Loan loss allowance | $3,032,000 | 2,360 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,853,000 | 2,930 |
| Other real estate owned | $3,391,000 | 1,667 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,581,000 | 2,004 |
| Life insurance assets | $3,776,000 | 1,601 |
| Total liabilities and capital | $232,952,000 | 2,757 |
| Total liabilities | $210,168,000 | 2,742 |
| Total deposits | $196,560,000 | 2,716 |
| Interest-bearing deposits | $168,374,000 | 2,707 |
| Deposits held in domestic offices | $196,560,000 | 2,714 |
| % insured | 74.10% | 6,974 |
| Federal funds purchased & repurchase agreements | $6,706,000 | 1,167 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,432,000 | 3,018 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,470,000 | 2,494 |
| Total equity capital | $22,784,000 | 2,780 |
| Total bank equity capital | $22,784,000 | 2,779 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $100,000 | 5,703 |
| Surplus | $20,325,000 | 1,550 |
| Undivided profits | $2,359,000 | 5,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,697,000 | 2,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $992,000 | 3,037 |
| Earning assets | $214,808,000 | 2,732 |
| Long-term assets (5+ years) | $85,399,000 | 1,597 |
| Average Assets, year-to-date | $240,860,000 | 2,627 |
| Average Assets, quarterly | $235,174,000 | 2,727 |
| Volatile liabilities | $26,152,000 | 4,067 |
| Insider loans | $5,444,000 | 1,269 |
| FHLB advances | $5,432,000 | 2,879 |
| Loans and leases held for sale | $1,608,000 | 1,013 |
| Unused loan commitments | $32,129,000 | 1,799 |
| Tier 1 (core) risk-based capital | $22,107,000 | 2,763 |
| Tier 2 risk-based capital | $2,044,000 | 2,473 |
| Total risk weighted assets | $162,542,000 | 2,655 |
| Total unused commitments | $32,129,000 | 1,802 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 91 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $237,396,000 | 2,728 |
| Cash and due from depository institutions | $16,950,000 | 1,685 |
| Interest-bearing balances | $14,550,000 | 2,181 |
| Securities | $55,344,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $710,000 | 3,485 |
| Net loans & leases | $148,630,000 | 2,788 |
| Loan loss allowance | $4,537,000 | 1,732 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,899,000 | 2,934 |
| Other real estate owned | $2,544,000 | 1,685 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,319,000 | 2,067 |
| Life insurance assets | $3,737,000 | 1,604 |
| Total liabilities and capital | $237,396,000 | 2,728 |
| Total liabilities | $213,912,000 | 2,719 |
| Total deposits | $191,394,000 | 2,804 |
| Interest-bearing deposits | $162,359,000 | 2,842 |
| Deposits held in domestic offices | $191,394,000 | 2,801 |
| % insured | 78.60% | 6,341 |
| Federal funds purchased & repurchase agreements | $10,583,000 | 949 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,432,000 | 2,313 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,503,000 | 2,718 |
| Total equity capital | $23,484,000 | 2,815 |
| Total bank equity capital | $23,484,000 | 2,814 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $100,000 | 5,793 |
| Surplus | $20,290,000 | 1,539 |
| Undivided profits | $3,094,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $8,465,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,017,000 | 3,159 |
| Earning assets | $219,234,000 | 2,687 |
| Long-term assets (5+ years) | $95,563,000 | 1,439 |
| Average Assets, year-to-date | $242,837,000 | 2,655 |
| Average Assets, quarterly | $236,576,500 | 2,729 |
| Volatile liabilities | $35,472,000 | 3,411 |
| Insider loans | $5,840,000 | 1,229 |
| FHLB advances | $10,432,000 | 2,204 |
| Loans and leases held for sale | $2,411,000 | 881 |
| Unused loan commitments | $34,465,000 | 1,730 |
| Tier 1 (core) risk-based capital | $22,287,000 | 2,773 |
| Tier 2 risk-based capital | $2,092,000 | 2,472 |
| Total risk weighted assets | $164,877,000 | 2,668 |
| Total unused commitments | $34,465,000 | 1,732 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 92 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $235,757,000 | 2,750 |
| Cash and due from depository institutions | $15,123,000 | 1,682 |
| Interest-bearing balances | $13,512,000 | 2,208 |
| Securities | $52,733,000 | 2,278 |
| Federal funds sold & reverse repurchase agreements | $2,594,000 | 2,357 |
| Net loans & leases | $149,536,000 | 2,794 |
| Loan loss allowance | $3,895,000 | 1,954 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,952,000 | 2,932 |
| Other real estate owned | $2,461,000 | 1,682 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,358,000 | 2,107 |
| Life insurance assets | $3,699,000 | 1,612 |
| Total liabilities and capital | $235,757,000 | 2,750 |
| Total liabilities | $212,660,000 | 2,744 |
| Total deposits | $190,568,000 | 2,837 |
| Interest-bearing deposits | $161,017,000 | 2,893 |
| Deposits held in domestic offices | $190,568,000 | 2,834 |
| % insured | 77.95% | 6,527 |
| Federal funds purchased & repurchase agreements | $10,171,000 | 968 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,432,000 | 2,411 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,489,000 | 2,621 |
| Total equity capital | $23,097,000 | 2,824 |
| Total bank equity capital | $23,097,000 | 2,824 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $100,000 | 5,845 |
| Surplus | $20,255,000 | 1,537 |
| Undivided profits | $2,742,000 | 5,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,806,000 | 2,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $891,000 | 3,517 |
| Earning assets | $218,375,000 | 2,712 |
| Long-term assets (5+ years) | $94,027,000 | 1,452 |
| Average Assets, year-to-date | $244,650,670 | 2,658 |
| Average Assets, quarterly | $245,545,000 | 2,659 |
| Volatile liabilities | $34,353,000 | 3,561 |
| Insider loans | $5,770,000 | 1,262 |
| FHLB advances | $10,432,000 | 2,303 |
| Loans and leases held for sale | $1,758,000 | 791 |
| Unused loan commitments | $31,835,000 | 1,866 |
| Tier 1 (core) risk-based capital | $22,313,000 | 2,758 |
| Tier 2 risk-based capital | $2,027,000 | 2,556 |
| Total risk weighted assets | $162,275,000 | 2,738 |
| Total unused commitments | $31,835,000 | 1,868 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 92 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $255,333,000 | 2,613 |
| Cash and due from depository institutions | $35,330,000 | 1,690 |
| Interest-bearing balances | $34,002,000 | 1,016 |
| Securities | $51,756,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $456,000 | 4,141 |
| Net loans & leases | $151,741,000 | 2,825 |
| Loan loss allowance | $3,760,000 | 2,033 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,000,000 | 2,959 |
| Other real estate owned | $2,251,000 | 1,690 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,799,000 | 2,062 |
| Life insurance assets | $3,662,000 | 1,621 |
| Total liabilities and capital | $255,333,000 | 2,613 |
| Total liabilities | $232,843,000 | 2,576 |
| Total deposits | $210,667,000 | 2,615 |
| Interest-bearing deposits | $180,461,000 | 2,634 |
| Deposits held in domestic offices | $210,667,000 | 2,613 |
| % insured | 71.81% | 7,160 |
| Federal funds purchased & repurchase agreements | $9,986,000 | 1,007 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,551,000 | 2,526 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,639,000 | 2,461 |
| Total equity capital | $22,490,000 | 2,904 |
| Total bank equity capital | $22,490,000 | 2,904 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $100,000 | 5,930 |
| Surplus | $20,219,000 | 1,571 |
| Undivided profits | $2,171,000 | 5,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,203,000 | 2,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,013,000 | 3,195 |
| Earning assets | $237,955,000 | 2,571 |
| Long-term assets (5+ years) | $92,009,000 | 1,477 |
| Average Assets, year-to-date | $249,097,500 | 2,662 |
| Average Assets, quarterly | $249,097,500 | 2,662 |
| Volatile liabilities | $38,959,000 | 3,329 |
| Insider loans | $4,864,000 | 1,530 |
| FHLB advances | $10,551,000 | 2,413 |
| Loans and leases held for sale | $466,000 | 1,228 |
| Unused loan commitments | $35,606,000 | 1,759 |
| Tier 1 (core) risk-based capital | $21,661,000 | 2,862 |
| Tier 2 risk-based capital | $2,061,000 | 2,570 |
| Total risk weighted assets | $164,548,000 | 2,768 |
| Total unused commitments | $35,606,000 | 1,763 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 92 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $242,862,000 | 2,744 |
| Cash and due from depository institutions | $22,106,000 | 1,715 |
| Interest-bearing balances | $20,705,000 | 1,361 |
| Securities | $49,967,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $276,000 | 4,231 |
| Net loans & leases | $153,687,000 | 2,844 |
| Loan loss allowance | $3,421,000 | 2,184 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,057,000 | 2,971 |
| Other real estate owned | $2,518,000 | 1,715 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,251,000 | 2,047 |
| Life insurance assets | $3,625,000 | 1,630 |
| Total liabilities and capital | $242,862,000 | 2,744 |
| Total liabilities | $220,903,000 | 2,709 |
| Total deposits | $201,002,000 | 2,728 |
| Interest-bearing deposits | $170,477,000 | 2,766 |
| Deposits held in domestic offices | $201,002,000 | 2,726 |
| % insured | 72.62% | 7,132 |
| Federal funds purchased & repurchase agreements | $7,699,000 | 1,194 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,643,000 | 2,654 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,559,000 | 2,574 |
| Total equity capital | $21,959,000 | 2,938 |
| Total bank equity capital | $21,959,000 | 2,938 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $100,000 | 5,989 |
| Surplus | $19,694,000 | 1,605 |
| Undivided profits | $2,165,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,845,000 | 2,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $987,000 | 3,396 |
| Earning assets | $224,635,000 | 2,709 |
| Long-term assets (5+ years) | $76,101,000 | 1,723 |
| Average Assets, year-to-date | $235,031,600 | 2,766 |
| Average Assets, quarterly | $241,080,000 | 2,750 |
| Volatile liabilities | $29,601,000 | 3,993 |
| Insider loans | $4,724,000 | 1,633 |
| FHLB advances | $10,643,000 | 2,541 |
| Loans and leases held for sale | $1,576,000 | 823 |
| Unused loan commitments | $40,517,000 | 1,586 |
| Tier 1 (core) risk-based capital | $21,251,000 | 2,896 |
| Tier 2 risk-based capital | $2,126,000 | 2,537 |
| Total risk weighted assets | $168,765,000 | 2,772 |
| Total unused commitments | $40,517,000 | 1,587 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 92 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $239,298,000 | 2,792 |
| Cash and due from depository institutions | $19,376,000 | 1,748 |
| Interest-bearing balances | $17,861,000 | 1,348 |
| Securities | $48,331,000 | 2,448 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 3,933 |
| Net loans & leases | $157,281,000 | 2,822 |
| Loan loss allowance | $2,853,000 | 2,420 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,113,000 | 2,949 |
| Other real estate owned | $1,158,000 | 1,748 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,369,000 | 2,157 |
| Life insurance assets | $3,581,000 | 1,643 |
| Total liabilities and capital | $239,298,000 | 2,792 |
| Total liabilities | $216,838,000 | 2,761 |
| Total deposits | $196,983,000 | 2,762 |
| Interest-bearing deposits | $158,833,000 | 2,915 |
| Deposits held in domestic offices | $196,983,000 | 2,759 |
| % insured | 66.62% | 7,564 |
| Federal funds purchased & repurchase agreements | $6,463,000 | 1,339 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,643,000 | 2,660 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,749,000 | 2,595 |
| Total equity capital | $22,460,000 | 2,972 |
| Total bank equity capital | $22,460,000 | 2,971 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $19,574,000 | 1,623 |
| Undivided profits | $2,786,000 | 5,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,990,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $963,000 | 3,689 |
| Earning assets | $224,143,000 | 2,725 |
| Long-term assets (5+ years) | $67,492,000 | 1,870 |
| Average Assets, year-to-date | $233,074,000 | 2,804 |
| Average Assets, quarterly | $236,499,500 | 2,799 |
| Volatile liabilities | $33,061,000 | 3,771 |
| Insider loans | $4,878,000 | 1,592 |
| FHLB advances | $11,643,000 | 2,533 |
| Loans and leases held for sale | $2,042,000 | 658 |
| Unused loan commitments | $35,610,000 | 1,885 |
| Tier 1 (core) risk-based capital | $22,322,000 | 2,822 |
| Tier 2 risk-based capital | $2,079,000 | 2,586 |
| Total risk weighted assets | $165,563,000 | 2,847 |
| Total unused commitments | $35,610,000 | 1,887 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 92 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $233,701,000 | 2,846 |
| Cash and due from depository institutions | $18,896,000 | 1,781 |
| Interest-bearing balances | $17,425,000 | 1,201 |
| Securities | $43,049,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 4,554 |
| Net loans & leases | $157,858,000 | 2,829 |
| Loan loss allowance | $1,985,000 | 3,083 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,175,000 | 2,958 |
| Other real estate owned | $1,148,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,145,000 | 2,222 |
| Life insurance assets | $3,543,000 | 1,660 |
| Total liabilities and capital | $233,701,000 | 2,846 |
| Total liabilities | $216,256,000 | 2,766 |
| Total deposits | $194,126,000 | 2,780 |
| Interest-bearing deposits | $168,708,000 | 2,783 |
| Deposits held in domestic offices | $194,126,000 | 2,778 |
| % insured | 64.09% | 6,861 |
| Federal funds purchased & repurchase agreements | $7,001,000 | 1,305 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,643,000 | 2,542 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,486,000 | 2,958 |
| Total equity capital | $17,445,000 | 3,626 |
| Total bank equity capital | $17,445,000 | 3,626 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $14,574,000 | 2,027 |
| Undivided profits | $2,771,000 | 5,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,894,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $997,000 | 3,479 |
| Earning assets | $218,762,000 | 2,784 |
| Long-term assets (5+ years) | $64,346,000 | 1,925 |
| Average Assets, year-to-date | $230,999,330 | 2,849 |
| Average Assets, quarterly | $231,499,500 | 2,865 |
| Volatile liabilities | $35,872,000 | 3,547 |
| Insider loans | $4,473,000 | 1,735 |
| FHLB advances | $13,643,000 | 2,422 |
| Loans and leases held for sale | $1,377,000 | 1,050 |
| Unused loan commitments | $35,236,000 | 1,961 |
| Tier 1 (core) risk-based capital | $17,971,000 | 3,445 |
| Tier 2 risk-based capital | $1,985,000 | 2,654 |
| Total risk weighted assets | $165,480,000 | 2,855 |
| Total unused commitments | $35,236,000 | 1,964 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 88 | 1,889 |
| Assets and Liabilities | ||
| Total Assets: | $229,298,000 | 2,904 |
| Cash and due from depository institutions | $14,702,000 | 1,889 |
| Interest-bearing balances | $13,453,000 | 1,298 |
| Securities | $40,301,000 | 2,773 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 4,699 |
| Net loans & leases | $159,299,000 | 2,826 |
| Loan loss allowance | $2,827,000 | 2,266 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,217,000 | 2,947 |
| Other real estate owned | $1,779,000 | 1,889 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,260,000 | 2,190 |
| Life insurance assets | $3,507,000 | 1,664 |
| Total liabilities and capital | $229,298,000 | 2,904 |
| Total liabilities | $212,267,000 | 2,827 |
| Total deposits | $182,964,000 | 2,950 |
| Interest-bearing deposits | $160,034,000 | 2,903 |
| Deposits held in domestic offices | $182,964,000 | 2,948 |
| % insured | 67.39% | 6,478 |
| Federal funds purchased & repurchase agreements | $10,027,000 | 1,095 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $17,780,000 | 2,223 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,496,000 | 2,864 |
| Total equity capital | $17,031,000 | 3,741 |
| Total bank equity capital | $17,031,000 | 3,741 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $14,574,000 | 2,017 |
| Undivided profits | $2,357,000 | 5,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,403,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,031,000 | 3,375 |
| Earning assets | $213,793,000 | 2,855 |
| Long-term assets (5+ years) | $60,909,000 | 2,006 |
| Average Assets, year-to-date | $229,648,500 | 2,876 |
| Average Assets, quarterly | $229,648,500 | 2,876 |
| Volatile liabilities | $39,929,000 | 3,261 |
| Insider loans | $4,670,000 | 1,669 |
| FHLB advances | $17,780,000 | 2,113 |
| Loans and leases held for sale | $1,942,000 | 811 |
| Unused loan commitments | $37,019,000 | 1,973 |
| Tier 1 (core) risk-based capital | $17,862,000 | 3,497 |
| Tier 2 risk-based capital | $2,079,000 | 2,537 |
| Total risk weighted assets | $165,554,000 | 2,862 |
| Total unused commitments | $37,019,000 | 1,974 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 96 | 1,726 |
| Assets and Liabilities | ||
| Total Assets: | $229,999,000 | 2,872 |
| Cash and due from depository institutions | $17,567,000 | 1,726 |
| Interest-bearing balances | $16,947,000 | 681 |
| Securities | $41,988,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $467,000 | 4,542 |
| Net loans & leases | $156,273,000 | 2,888 |
| Loan loss allowance | $2,880,000 | 2,178 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,268,000 | 2,941 |
| Other real estate owned | $1,182,000 | 1,726 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,254,000 | 2,206 |
| Life insurance assets | $3,470,000 | 1,675 |
| Total liabilities and capital | $229,999,000 | 2,872 |
| Total liabilities | $213,387,000 | 2,793 |
| Total deposits | $176,343,000 | 2,997 |
| Interest-bearing deposits | $153,292,000 | 2,959 |
| Deposits held in domestic offices | $176,343,000 | 2,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,220,000 | 1,050 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,328,000 | 2,062 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,496,000 | 2,856 |
| Total equity capital | $16,612,000 | 3,814 |
| Total bank equity capital | $16,612,000 | 3,814 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $14,573,000 | 1,993 |
| Undivided profits | $1,939,000 | 5,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,940,000 | 1,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,064,000 | 3,495 |
| Earning assets | $215,675,000 | 2,817 |
| Long-term assets (5+ years) | $58,619,000 | 2,040 |
| Average Assets, year-to-date | $221,193,000 | 2,861 |
| Average Assets, quarterly | $227,875,500 | 2,871 |
| Volatile liabilities | $35,315,000 | 3,514 |
| Insider loans | $4,631,000 | 1,719 |
| FHLB advances | $22,328,000 | 1,962 |
| Loans and leases held for sale | $759,000 | 976 |
| Unused loan commitments | $37,898,000 | 1,976 |
| Tier 1 (core) risk-based capital | $17,755,000 | 3,496 |
| Tier 2 risk-based capital | $2,070,000 | 2,540 |
| Total risk weighted assets | $164,813,000 | 2,894 |
| Total unused commitments | $37,898,000 | 1,977 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $225,752,000 | 2,891 |
| Cash and due from depository institutions | $17,271,000 | 1,843 |
| Interest-bearing balances | $3,991,000 | 1,582 |
| Securities | $37,031,000 | 2,906 |
| Federal funds sold & reverse repurchase agreements | $599,000 | 4,979 |
| Net loans & leases | $158,917,000 | 2,836 |
| Loan loss allowance | $2,918,000 | 1,984 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,481,000 | 3,396 |
| Other real estate owned | $1,142,000 | 1,843 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,311,000 | 2,407 |
| Life insurance assets | $3,432,000 | 1,676 |
| Total liabilities and capital | $225,752,000 | 2,891 |
| Total liabilities | $207,980,000 | 2,820 |
| Total deposits | $174,268,000 | 2,995 |
| Interest-bearing deposits | $149,287,000 | 2,972 |
| Deposits held in domestic offices | $174,268,000 | 2,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,429,000 | 1,316 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,828,000 | 2,073 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,455,000 | 2,972 |
| Total equity capital | $17,772,000 | 3,609 |
| Total bank equity capital | $17,772,000 | 3,609 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $14,572,000 | 1,986 |
| Undivided profits | $3,100,000 | 5,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,309,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $958,000 | 3,991 |
| Earning assets | $200,538,000 | 2,973 |
| Long-term assets (5+ years) | $56,699,000 | 2,047 |
| Average Assets, year-to-date | $218,991,500 | 2,898 |
| Average Assets, quarterly | $220,333,500 | 2,937 |
| Volatile liabilities | $45,099,000 | 2,876 |
| Insider loans | $4,737,000 | 1,672 |
| FHLB advances | $22,828,000 | 1,973 |
| Loans and leases held for sale | $1,042,000 | 760 |
| Unused loan commitments | $38,656,000 | 2,060 |
| Tier 1 (core) risk-based capital | $18,096,000 | 3,491 |
| Tier 2 risk-based capital | $2,090,000 | 2,448 |
| Total risk weighted assets | $166,371,000 | 2,877 |
| Total unused commitments | $38,656,000 | 2,062 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 95 | 1,801 |
| Assets and Liabilities | ||
| Total Assets: | $214,915,000 | 3,014 |
| Cash and due from depository institutions | $7,912,000 | 1,801 |
| Interest-bearing balances | $1,408,000 | 2,544 |
| Securities | $36,448,000 | 2,975 |
| Federal funds sold & reverse repurchase agreements | $1,339,000 | 4,377 |
| Net loans & leases | $157,928,000 | 2,835 |
| Loan loss allowance | $1,990,000 | 2,666 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,431,000 | 3,422 |
| Other real estate owned | $1,221,000 | 1,801 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,636,000 | 2,536 |
| Life insurance assets | $3,395,000 | 1,688 |
| Total liabilities and capital | $214,915,000 | 3,014 |
| Total liabilities | $196,958,000 | 2,954 |
| Total deposits | $173,191,000 | 3,005 |
| Interest-bearing deposits | $149,172,000 | 2,967 |
| Deposits held in domestic offices | $173,191,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,269,000 | 1,240 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,828,000 | 2,977 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,670,000 | 2,659 |
| Total equity capital | $17,957,000 | 3,601 |
| Total bank equity capital | $17,957,000 | 3,601 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $100,000 | 6,321 |
| Surplus | $14,568,000 | 1,969 |
| Undivided profits | $3,289,000 | 5,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,492,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $946,000 | 3,938 |
| Earning assets | $197,123,000 | 2,994 |
| Long-term assets (5+ years) | $53,914,000 | 2,118 |
| Average Assets, year-to-date | $216,738,000 | 2,926 |
| Average Assets, quarterly | $220,481,500 | 2,923 |
| Volatile liabilities | $37,510,000 | 3,273 |
| Insider loans | $4,692,000 | 1,667 |
| FHLB advances | $10,828,000 | 2,864 |
| Loans and leases held for sale | $1,117,000 | 848 |
| Unused loan commitments | $44,119,000 | 1,921 |
| Tier 1 (core) risk-based capital | $18,385,000 | 3,433 |
| Tier 2 risk-based capital | $1,990,000 | 2,498 |
| Total risk weighted assets | $161,541,000 | 2,935 |
| Total unused commitments | $44,119,000 | 1,922 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 95 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $226,048,000 | 2,854 |
| Cash and due from depository institutions | $16,721,000 | 1,781 |
| Interest-bearing balances | $586,000 | 3,506 |
| Securities | $36,726,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $4,848,000 | 3,283 |
| Net loans & leases | $157,244,000 | 2,813 |
| Loan loss allowance | $2,018,000 | 2,585 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,232,000 | 3,523 |
| Other real estate owned | $1,336,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,941,000 | 2,691 |
| Life insurance assets | $3,358,000 | 1,688 |
| Total liabilities and capital | $226,048,000 | 2,854 |
| Total liabilities | $206,971,000 | 2,789 |
| Total deposits | $180,950,000 | 2,874 |
| Interest-bearing deposits | $156,514,000 | 2,840 |
| Deposits held in domestic offices | $180,950,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,390,000 | 1,289 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,936,000 | 2,387 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,695,000 | 2,812 |
| Total equity capital | $19,077,000 | 3,503 |
| Total bank equity capital | $19,077,000 | 3,503 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $100,000 | 6,350 |
| Surplus | $14,564,000 | 1,954 |
| Undivided profits | $4,413,000 | 4,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,497,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $921,000 | 4,025 |
| Earning assets | $199,404,000 | 2,958 |
| Long-term assets (5+ years) | $53,840,000 | 2,049 |
| Average Assets, year-to-date | $217,649,500 | 2,909 |
| Average Assets, quarterly | $217,649,500 | 2,909 |
| Volatile liabilities | $42,250,000 | 2,987 |
| Insider loans | $4,533,000 | 1,703 |
| FHLB advances | $14,936,000 | 2,305 |
| Loans and leases held for sale | $1,566,000 | 764 |
| Unused loan commitments | $40,893,000 | 2,082 |
| Tier 1 (core) risk-based capital | $18,953,000 | 3,344 |
| Tier 2 risk-based capital | $2,018,000 | 2,422 |
| Total risk weighted assets | $162,496,000 | 2,872 |
| Total unused commitments | $40,893,000 | 2,084 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 82 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $209,251,000 | 3,006 |
| Cash and due from depository institutions | $6,917,000 | 2,120 |
| Interest-bearing balances | $1,580,000 | 2,163 |
| Securities | $39,528,000 | 2,792 |
| Federal funds sold & reverse repurchase agreements | $3,699,000 | 3,105 |
| Net loans & leases | $148,535,000 | 2,923 |
| Loan loss allowance | $2,042,000 | 2,512 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,975,000 | 3,700 |
| Other real estate owned | $1,607,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,990,000 | 2,692 |
| Life insurance assets | $3,324,000 | 1,688 |
| Total liabilities and capital | $209,251,000 | 3,006 |
| Total liabilities | $190,619,000 | 2,944 |
| Total deposits | $171,476,000 | 2,979 |
| Interest-bearing deposits | $148,511,000 | 2,938 |
| Deposits held in domestic offices | $171,476,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,696,000 | 1,483 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,936,000 | 2,782 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,511,000 | 3,028 |
| Total equity capital | $18,632,000 | 3,528 |
| Total bank equity capital | $18,632,000 | 3,528 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $14,560,000 | 1,931 |
| Undivided profits | $3,972,000 | 5,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,152,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,096,000 | 3,702 |
| Earning assets | $193,342,000 | 2,989 |
| Long-term assets (5+ years) | $53,005,000 | 1,919 |
| Average Assets, year-to-date | $206,533,200 | 2,942 |
| Average Assets, quarterly | $208,311,000 | 2,992 |
| Volatile liabilities | $31,957,000 | 3,651 |
| Insider loans | $4,267,000 | 1,766 |
| FHLB advances | $9,936,000 | 2,677 |
| Loans and leases held for sale | $288,000 | 1,388 |
| Unused loan commitments | $39,895,000 | 2,122 |
| Tier 1 (core) risk-based capital | $18,687,000 | 3,371 |
| Tier 2 risk-based capital | $1,915,000 | 2,507 |
| Total risk weighted assets | $153,099,000 | 2,998 |
| Total unused commitments | $39,895,000 | 2,124 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $207,371,000 | 2,993 |
| Cash and due from depository institutions | $11,076,000 | 2,161 |
| Interest-bearing balances | $4,459,000 | 1,087 |
| Securities | $42,558,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 5,893 |
| Net loans & leases | $143,078,000 | 2,967 |
| Loan loss allowance | $1,833,000 | 2,707 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,536,000 | 4,027 |
| Other real estate owned | $1,707,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,221,000 | 2,599 |
| Life insurance assets | $2,796,000 | 1,862 |
| Total liabilities and capital | $207,371,000 | 2,993 |
| Total liabilities | $188,975,000 | 2,929 |
| Total deposits | $170,100,000 | 2,964 |
| Interest-bearing deposits | $148,719,000 | 2,899 |
| Deposits held in domestic offices | $170,100,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,696,000 | 1,428 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,936,000 | 2,650 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,243,000 | 3,551 |
| Total equity capital | $18,396,000 | 3,524 |
| Total bank equity capital | $18,396,000 | 3,524 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $14,553,000 | 1,891 |
| Undivided profits | $3,743,000 | 5,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 2,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,132,000 | 3,822 |
| Earning assets | $190,290,000 | 2,989 |
| Long-term assets (5+ years) | $47,326,000 | 2,018 |
| Average Assets, year-to-date | $205,853,750 | 2,952 |
| Average Assets, quarterly | $206,555,000 | 2,978 |
| Volatile liabilities | $33,778,000 | 3,454 |
| Insider loans | $4,209,000 | 1,752 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $731,000 | 1,000 |
| Unused loan commitments | $37,742,000 | 2,222 |
| Tier 1 (core) risk-based capital | $18,635,000 | 3,365 |
| Tier 2 risk-based capital | $1,833,000 | 2,570 |
| Total risk weighted assets | $147,236,000 | 3,033 |
| Total unused commitments | $37,742,000 | 2,222 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 79 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $205,739,000 | 3,015 |
| Cash and due from depository institutions | $5,889,000 | 2,225 |
| Interest-bearing balances | $350,000 | 3,412 |
| Securities | $45,209,000 | 2,487 |
| Federal funds sold & reverse repurchase agreements | $4,762,000 | 2,760 |
| Net loans & leases | $140,026,000 | 3,014 |
| Loan loss allowance | $1,930,000 | 2,573 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,957,000 | 4,602 |
| Other real estate owned | $1,883,000 | 2,225 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,013,000 | 2,660 |
| Life insurance assets | $2,768,000 | 1,875 |
| Total liabilities and capital | $205,739,000 | 3,015 |
| Total liabilities | $187,536,000 | 2,970 |
| Total deposits | $172,244,000 | 2,952 |
| Interest-bearing deposits | $151,392,000 | 2,879 |
| Deposits held in domestic offices | $172,244,000 | 2,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,133,000 | 1,425 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,936,000 | 3,001 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,223,000 | 3,391 |
| Total equity capital | $18,203,000 | 3,508 |
| Total bank equity capital | $18,203,000 | 3,508 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $14,547,000 | 1,892 |
| Undivided profits | $3,556,000 | 5,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,323,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,103,000 | 3,657 |
| Earning assets | $190,347,000 | 2,972 |
| Long-term assets (5+ years) | $44,516,000 | 2,062 |
| Average Assets, year-to-date | $205,348,000 | 2,986 |
| Average Assets, quarterly | $205,740,500 | 3,004 |
| Volatile liabilities | $43,270,000 | 2,855 |
| Insider loans | $4,342,000 | 1,704 |
| FHLB advances | $6,936,000 | 2,869 |
| Loans and leases held for sale | $1,016,000 | 972 |
| Unused loan commitments | $39,502,000 | 2,163 |
| Tier 1 (core) risk-based capital | $18,743,000 | 3,334 |
| Tier 2 risk-based capital | $1,808,000 | 2,594 |
| Total risk weighted assets | $144,534,000 | 3,071 |
| Total unused commitments | $39,502,000 | 2,164 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $205,742,000 | 3,021 |
| Cash and due from depository institutions | $4,976,000 | 2,205 |
| Interest-bearing balances | $279,000 | 3,697 |
| Securities | $45,956,000 | 2,470 |
| Federal funds sold & reverse repurchase agreements | $8,891,000 | 2,204 |
| Net loans & leases | $136,755,000 | 3,056 |
| Loan loss allowance | $1,830,000 | 2,696 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,977,000 | 4,538 |
| Other real estate owned | $1,601,000 | 2,205 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,586,000 | 2,754 |
| Life insurance assets | $2,740,000 | 1,867 |
| Total liabilities and capital | $205,742,000 | 3,021 |
| Total liabilities | $187,485,000 | 2,952 |
| Total deposits | $169,803,000 | 2,982 |
| Interest-bearing deposits | $149,770,000 | 2,899 |
| Deposits held in domestic offices | $169,803,000 | 2,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,466,000 | 1,115 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,216,000 | 3,474 |
| Total equity capital | $18,257,000 | 3,499 |
| Total bank equity capital | $18,257,000 | 3,499 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $14,540,000 | 1,868 |
| Undivided profits | $3,617,000 | 5,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 2,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,104,000 | 3,507 |
| Earning assets | $191,881,000 | 2,970 |
| Long-term assets (5+ years) | $43,206,000 | 2,065 |
| Average Assets, year-to-date | $205,152,500 | 3,006 |
| Average Assets, quarterly | $205,152,500 | 3,006 |
| Volatile liabilities | $40,756,000 | 2,921 |
| Insider loans | $4,519,000 | 1,596 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $615,000 | 1,169 |
| Unused loan commitments | $34,875,000 | 2,382 |
| Tier 1 (core) risk-based capital | $18,544,000 | 3,347 |
| Tier 2 risk-based capital | $1,790,000 | 2,618 |
| Total risk weighted assets | $143,176,000 | 3,070 |
| Total unused commitments | $34,875,000 | 2,382 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $204,563,000 | 3,013 |
| Cash and due from depository institutions | $9,590,000 | 2,183 |
| Interest-bearing balances | $1,026,000 | 2,451 |
| Securities | $47,556,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $4,411,000 | 3,099 |
| Net loans & leases | $134,162,000 | 3,092 |
| Loan loss allowance | $1,901,000 | 2,587 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,008,000 | 4,483 |
| Other real estate owned | $1,197,000 | 2,183 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,639,000 | 2,751 |
| Life insurance assets | $2,712,000 | 1,842 |
| Total liabilities and capital | $204,563,000 | 3,013 |
| Total liabilities | $186,576,000 | 2,966 |
| Total deposits | $170,700,000 | 2,947 |
| Interest-bearing deposits | $150,223,000 | 2,850 |
| Deposits held in domestic offices | $170,700,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,677,000 | 1,210 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,199,000 | 3,448 |
| Total equity capital | $17,987,000 | 3,476 |
| Total bank equity capital | $17,987,000 | 3,476 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $14,522,000 | 1,828 |
| Undivided profits | $3,365,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,079,000 | 3,707 |
| Earning assets | $187,155,000 | 3,013 |
| Long-term assets (5+ years) | $43,419,000 | 2,043 |
| Average Assets, year-to-date | $202,850,600 | 2,929 |
| Average Assets, quarterly | $208,568,500 | 2,932 |
| Volatile liabilities | $40,776,000 | 3,066 |
| Insider loans | $2,544,000 | 2,518 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $1,858,000 | 719 |
| Unused loan commitments | $33,676,000 | 2,402 |
| Tier 1 (core) risk-based capital | $18,338,000 | 3,314 |
| Tier 2 risk-based capital | $1,745,000 | 2,646 |
| Total risk weighted assets | $139,435,000 | 3,110 |
| Total unused commitments | $33,676,000 | 2,403 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 80 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $212,574,000 | 2,894 |
| Cash and due from depository institutions | $13,430,000 | 2,197 |
| Interest-bearing balances | $302,000 | 3,584 |
| Securities | $48,474,000 | 2,401 |
| Federal funds sold & reverse repurchase agreements | $5,707,000 | 2,236 |
| Net loans & leases | $136,176,000 | 3,022 |
| Loan loss allowance | $1,952,000 | 2,525 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,055,000 | 4,426 |
| Other real estate owned | $1,081,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,651,000 | 2,750 |
| Life insurance assets | $3,456,000 | 1,507 |
| Total liabilities and capital | $212,574,000 | 2,894 |
| Total liabilities | $194,157,000 | 2,841 |
| Total deposits | $174,422,000 | 2,856 |
| Interest-bearing deposits | $150,708,000 | 2,807 |
| Deposits held in domestic offices | $174,422,000 | 2,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,060,000 | 1,196 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,500,000 | 3,060 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,175,000 | 2,189 |
| Total equity capital | $18,417,000 | 3,397 |
| Total bank equity capital | $18,417,000 | 3,397 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $14,513,000 | 1,803 |
| Undivided profits | $3,804,000 | 5,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,066,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,115,000 | 3,627 |
| Earning assets | $190,659,000 | 2,949 |
| Long-term assets (5+ years) | $41,219,000 | 2,109 |
| Average Assets, year-to-date | $202,422,500 | 2,948 |
| Average Assets, quarterly | $206,624,500 | 2,941 |
| Volatile liabilities | $45,589,000 | 2,819 |
| Insider loans | $2,544,000 | 2,491 |
| FHLB advances | $7,500,000 | 2,921 |
| Loans and leases held for sale | $916,000 | 976 |
| Unused loan commitments | $32,738,000 | 2,460 |
| Tier 1 (core) risk-based capital | $18,892,000 | 3,199 |
| Tier 2 risk-based capital | $1,808,000 | 2,576 |
| Total risk weighted assets | $144,529,000 | 2,993 |
| Total unused commitments | $32,738,000 | 2,461 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 80 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $200,675,000 | 3,021 |
| Cash and due from depository institutions | $6,911,000 | 2,202 |
| Interest-bearing balances | $459,000 | 3,198 |
| Securities | $47,205,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $3,339,000 | 2,865 |
| Net loans & leases | $134,375,000 | 3,018 |
| Loan loss allowance | $2,025,000 | 2,410 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,102,000 | 4,348 |
| Other real estate owned | $710,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,033,000 | 2,580 |
| Life insurance assets | $3,845,000 | 1,356 |
| Total liabilities and capital | $200,675,000 | 3,021 |
| Total liabilities | $182,167,000 | 2,982 |
| Total deposits | $165,837,000 | 2,963 |
| Interest-bearing deposits | $144,627,000 | 2,890 |
| Deposits held in domestic offices | $165,837,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,452,000 | 1,178 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $878,000 | 3,867 |
| Total equity capital | $18,508,000 | 3,265 |
| Total bank equity capital | $18,508,000 | 3,265 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $14,500,000 | 1,763 |
| Undivided profits | $3,908,000 | 5,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $866,000 | 4,072 |
| Earning assets | $185,378,000 | 2,996 |
| Long-term assets (5+ years) | $40,767,000 | 2,105 |
| Average Assets, year-to-date | $199,038,670 | 2,981 |
| Average Assets, quarterly | $200,333,000 | 2,995 |
| Volatile liabilities | $43,066,000 | 2,885 |
| Insider loans | $2,544,000 | 2,460 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $342,000 | 1,337 |
| Unused loan commitments | $16,034,000 | 3,780 |
| Tier 1 (core) risk-based capital | $19,434,000 | 3,073 |
| Tier 2 risk-based capital | $1,783,000 | 2,573 |
| Total risk weighted assets | $142,432,000 | 3,004 |
| Total unused commitments | $16,034,000 | 3,780 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $199,991,000 | 3,002 |
| Cash and due from depository institutions | $4,100,000 | 2,183 |
| Interest-bearing balances | $191,000 | 4,275 |
| Securities | $49,641,000 | 2,380 |
| Federal funds sold & reverse repurchase agreements | $7,367,000 | 1,981 |
| Net loans & leases | $130,112,000 | 3,053 |
| Loan loss allowance | $2,057,000 | 2,357 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,152,000 | 4,248 |
| Other real estate owned | $916,000 | 2,183 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,703,000 | 2,631 |
| Life insurance assets | $3,409,000 | 1,447 |
| Total liabilities and capital | $199,991,000 | 3,002 |
| Total liabilities | $181,549,000 | 2,964 |
| Total deposits | $169,245,000 | 2,901 |
| Interest-bearing deposits | $149,469,000 | 2,786 |
| Deposits held in domestic offices | $169,245,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,246,000 | 1,201 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,058,000 | 3,415 |
| Total equity capital | $18,442,000 | 3,257 |
| Total bank equity capital | $18,442,000 | 3,257 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $14,500,000 | 1,704 |
| Undivided profits | $3,842,000 | 5,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,247,000 | 1,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $972,000 | 3,504 |
| Earning assets | $187,311,000 | 2,937 |
| Long-term assets (5+ years) | $40,711,000 | 2,064 |
| Average Assets, year-to-date | $198,220,500 | 2,990 |
| Average Assets, quarterly | $198,220,500 | 2,990 |
| Volatile liabilities | $42,237,000 | 2,812 |
| Insider loans | $2,559,000 | 2,417 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $1,188,000 | 778 |
| Unused loan commitments | $30,741,000 | 2,536 |
| Tier 1 (core) risk-based capital | $19,092,000 | 3,082 |
| Tier 2 risk-based capital | $1,756,000 | 2,588 |
| Total risk weighted assets | $140,416,000 | 3,005 |
| Total unused commitments | $30,741,000 | 2,539 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 80 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $196,450,000 | 3,009 |
| Cash and due from depository institutions | $8,813,000 | 2,174 |
| Interest-bearing balances | $251,000 | 4,026 |
| Securities | $47,464,000 | 2,476 |
| Federal funds sold & reverse repurchase agreements | $5,574,000 | 2,296 |
| Net loans & leases | $125,560,000 | 3,091 |
| Loan loss allowance | $2,069,000 | 2,309 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,175,000 | 4,208 |
| Other real estate owned | $1,133,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,731,000 | 2,602 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $196,450,000 | 3,009 |
| Total liabilities | $178,388,000 | 2,975 |
| Total deposits | $162,832,000 | 2,969 |
| Interest-bearing deposits | $140,539,000 | 2,894 |
| Deposits held in domestic offices | $162,832,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,651,000 | 1,067 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $905,000 | 3,728 |
| Total equity capital | $18,062,000 | 3,282 |
| Total bank equity capital | $18,062,000 | 3,282 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $14,500,000 | 1,667 |
| Undivided profits | $3,462,000 | 5,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,851,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $906,000 | 3,752 |
| Earning assets | $178,849,000 | 3,023 |
| Long-term assets (5+ years) | $42,373,000 | 1,985 |
| Average Assets, year-to-date | $193,928,600 | 2,922 |
| Average Assets, quarterly | $195,196,500 | 3,000 |
| Volatile liabilities | $46,443,000 | 2,595 |
| Insider loans | $2,159,000 | 2,687 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $2,958,000 | 466 |
| Unused loan commitments | $29,124,000 | 2,582 |
| Tier 1 (core) risk-based capital | $18,671,000 | 3,086 |
| Tier 2 risk-based capital | $1,681,000 | 2,620 |
| Total risk weighted assets | $134,076,000 | 3,082 |
| Total unused commitments | $29,124,000 | 2,582 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 85 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $193,943,000 | 2,997 |
| Cash and due from depository institutions | $5,682,000 | 2,033 |
| Interest-bearing balances | $776,000 | 2,980 |
| Securities | $44,441,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $7,570,000 | 1,651 |
| Net loans & leases | $127,028,000 | 3,046 |
| Loan loss allowance | $2,131,000 | 2,254 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,232,000 | 4,107 |
| Other real estate owned | $1,374,000 | 2,033 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,616,000 | 2,597 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $193,943,000 | 2,997 |
| Total liabilities | $175,947,000 | 2,962 |
| Total deposits | $161,508,000 | 2,946 |
| Interest-bearing deposits | $140,418,000 | 2,838 |
| Deposits held in domestic offices | $161,508,000 | 2,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,608,000 | 1,165 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $831,000 | 3,906 |
| Total equity capital | $17,996,000 | 3,247 |
| Total bank equity capital | $17,996,000 | 3,247 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $14,500,000 | 1,624 |
| Undivided profits | $3,396,000 | 5,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,083,000 | 2,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $841,000 | 3,984 |
| Earning assets | $179,815,000 | 2,957 |
| Long-term assets (5+ years) | $41,946,000 | 2,008 |
| Average Assets, year-to-date | $193,298,250 | 2,925 |
| Average Assets, quarterly | $195,877,500 | 2,940 |
| Volatile liabilities | $40,734,000 | 2,745 |
| Insider loans | $2,218,000 | 2,625 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $2,156,000 | 655 |
| Unused loan commitments | $29,665,000 | 2,532 |
| Tier 1 (core) risk-based capital | $18,246,000 | 3,113 |
| Tier 2 risk-based capital | $1,709,000 | 2,560 |
| Total risk weighted assets | $136,278,000 | 2,992 |
| Total unused commitments | $29,665,000 | 2,534 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $197,812,000 | 2,916 |
| Cash and due from depository institutions | $11,871,000 | 2,161 |
| Interest-bearing balances | $1,423,000 | 2,347 |
| Securities | $42,520,000 | 2,708 |
| Federal funds sold & reverse repurchase agreements | $5,291,000 | 1,995 |
| Net loans & leases | $130,179,000 | 2,897 |
| Loan loss allowance | $2,180,000 | 2,167 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,106,000 | 4,200 |
| Other real estate owned | $505,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,340,000 | 2,616 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $197,812,000 | 2,916 |
| Total liabilities | $180,116,000 | 2,871 |
| Total deposits | $161,215,000 | 2,882 |
| Interest-bearing deposits | $139,597,000 | 2,816 |
| Deposits held in domestic offices | $161,215,000 | 2,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,987,000 | 1,040 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $914,000 | 3,447 |
| Total equity capital | $17,696,000 | 3,242 |
| Total bank equity capital | $17,696,000 | 3,242 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $14,500,000 | 1,585 |
| Undivided profits | $3,096,000 | 5,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,501,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $767,000 | 3,956 |
| Earning assets | $179,413,000 | 2,923 |
| Long-term assets (5+ years) | $41,337,000 | 2,049 |
| Average Assets, year-to-date | $193,083,330 | 2,918 |
| Average Assets, quarterly | $196,867,500 | 2,901 |
| Volatile liabilities | $47,437,000 | 2,370 |
| Insider loans | $2,218,000 | 2,575 |
| FHLB advances | $6,000,000 | 3,194 |
| Loans and leases held for sale | $1,657,000 | 784 |
| Unused loan commitments | $27,436,000 | 2,598 |
| Tier 1 (core) risk-based capital | $17,872,000 | 3,102 |
| Tier 2 risk-based capital | $1,725,000 | 2,495 |
| Total risk weighted assets | $137,583,000 | 2,889 |
| Total unused commitments | $27,436,000 | 2,601 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $195,923,000 | 2,929 |
| Cash and due from depository institutions | $11,780,000 | 2,121 |
| Interest-bearing balances | $1,336,000 | 2,432 |
| Securities | $40,379,000 | 2,863 |
| Federal funds sold & reverse repurchase agreements | $8,801,000 | 1,414 |
| Net loans & leases | $126,559,000 | 2,914 |
| Loan loss allowance | $2,436,000 | 1,950 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,239,000 | 4,054 |
| Other real estate owned | $585,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,580,000 | 2,480 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $195,923,000 | 2,929 |
| Total liabilities | $178,814,000 | 2,882 |
| Total deposits | $166,697,000 | 2,798 |
| Interest-bearing deposits | $141,394,000 | 2,795 |
| Deposits held in domestic offices | $166,697,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,265,000 | 1,402 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $852,000 | 3,542 |
| Total equity capital | $17,109,000 | 3,277 |
| Total bank equity capital | $17,109,000 | 3,277 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $14,500,000 | 1,550 |
| Undivided profits | $2,509,000 | 6,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,051,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $835,000 | 3,585 |
| Earning assets | $177,075,000 | 2,959 |
| Long-term assets (5+ years) | $40,186,000 | 2,132 |
| Average Assets, year-to-date | $190,719,000 | 2,961 |
| Average Assets, quarterly | $190,719,000 | 2,961 |
| Volatile liabilities | $33,646,000 | 2,961 |
| Insider loans | $1,950,000 | 2,796 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $1,581,000 | 730 |
| Unused loan commitments | $28,904,000 | 2,458 |
| Tier 1 (core) risk-based capital | $17,498,000 | 3,119 |
| Tier 2 risk-based capital | $1,719,000 | 2,492 |
| Total risk weighted assets | $136,834,000 | 2,848 |
| Total unused commitments | $28,904,000 | 2,463 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $185,515,000 | 3,037 |
| Cash and due from depository institutions | $6,271,000 | 2,069 |
| Interest-bearing balances | $1,410,000 | 2,420 |
| Securities | $42,043,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 1,811 |
| Net loans & leases | $122,776,000 | 2,974 |
| Loan loss allowance | $2,492,000 | 1,899 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,327,000 | 3,931 |
| Other real estate owned | $460,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,388,000 | 2,512 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $185,515,000 | 3,037 |
| Total liabilities | $168,458,000 | 3,011 |
| Total deposits | $157,000,000 | 2,929 |
| Interest-bearing deposits | $135,796,000 | 2,869 |
| Deposits held in domestic offices | $157,000,000 | 2,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,474,000 | 1,419 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $984,000 | 3,150 |
| Total equity capital | $17,057,000 | 3,273 |
| Total bank equity capital | $17,057,000 | 3,273 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $14,500,000 | 1,531 |
| Undivided profits | $2,457,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,503,000 | 1,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 944 |
| Income earned, not collected on loans | $747,000 | 3,924 |
| Earning assets | $172,479,000 | 3,002 |
| Long-term assets (5+ years) | $42,597,000 | 2,082 |
| Average Assets, year-to-date | $178,212,200 | 3,027 |
| Average Assets, quarterly | $186,674,000 | 3,001 |
| Volatile liabilities | $34,867,000 | 2,840 |
| Insider loans | $2,183,000 | 2,570 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $929,000 | 900 |
| Unused loan commitments | $36,014,000 | 2,052 |
| Tier 1 (core) risk-based capital | $17,088,000 | 3,138 |
| Tier 2 risk-based capital | $1,649,000 | 2,564 |
| Total risk weighted assets | $131,091,000 | 2,935 |
| Total unused commitments | $36,014,000 | 2,053 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $187,833,000 | 2,984 |
| Cash and due from depository institutions | $6,475,000 | 2,053 |
| Interest-bearing balances | $1,018,000 | 2,828 |
| Securities | $41,262,000 | 2,823 |
| Federal funds sold & reverse repurchase agreements | $10,047,000 | 1,123 |
| Net loans & leases | $121,652,000 | 2,956 |
| Loan loss allowance | $2,793,000 | 1,664 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,222,000 | 4,002 |
| Other real estate owned | $706,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,469,000 | 2,438 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $187,833,000 | 2,984 |
| Total liabilities | $171,057,000 | 2,950 |
| Total deposits | $159,928,000 | 2,844 |
| Interest-bearing deposits | $138,287,000 | 2,810 |
| Deposits held in domestic offices | $159,928,000 | 2,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,261,000 | 1,605 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $868,000 | 3,537 |
| Total equity capital | $16,776,000 | 3,303 |
| Total bank equity capital | $16,776,000 | 3,303 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $14,500,000 | 1,503 |
| Undivided profits | $2,176,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 987 |
| Income earned, not collected on loans | $793,000 | 3,883 |
| Earning assets | $173,979,000 | 2,960 |
| Long-term assets (5+ years) | $45,230,000 | 2,022 |
| Average Assets, year-to-date | $176,386,500 | 3,048 |
| Average Assets, quarterly | $183,494,000 | 3,004 |
| Volatile liabilities | $40,860,000 | 2,441 |
| Insider loans | $4,040,000 | 1,450 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $1,151,000 | 827 |
| Unused loan commitments | $28,894,000 | 2,345 |
| Tier 1 (core) risk-based capital | $16,663,000 | 3,184 |
| Tier 2 risk-based capital | $1,638,000 | 2,541 |
| Total risk weighted assets | $130,328,000 | 2,912 |
| Total unused commitments | $28,894,000 | 2,349 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 83 | 2,057 |
| Assets and Liabilities | ||
| Total Assets: | $179,155,000 | 3,074 |
| Cash and due from depository institutions | $7,721,000 | 2,057 |
| Interest-bearing balances | $1,350,000 | 2,535 |
| Securities | $40,292,000 | 2,926 |
| Federal funds sold & reverse repurchase agreements | $7,533,000 | 1,407 |
| Net loans & leases | $114,682,000 | 3,074 |
| Loan loss allowance | $3,331,000 | 1,412 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,263,000 | 3,923 |
| Other real estate owned | $1,149,000 | 2,057 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,515,000 | 2,415 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $179,155,000 | 3,074 |
| Total liabilities | $163,256,000 | 3,030 |
| Total deposits | $154,657,000 | 2,909 |
| Interest-bearing deposits | $132,796,000 | 2,884 |
| Deposits held in domestic offices | $154,657,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,869,000 | 2,111 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $730,000 | 3,649 |
| Total equity capital | $15,899,000 | 3,355 |
| Total bank equity capital | $15,899,000 | 3,355 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $14,500,000 | 1,452 |
| Undivided profits | $1,299,000 | 7,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,139,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $750,000 | 3,813 |
| Earning assets | $163,857,000 | 3,069 |
| Long-term assets (5+ years) | $46,654,000 | 2,025 |
| Average Assets, year-to-date | $172,571,000 | 3,101 |
| Average Assets, quarterly | $175,040,500 | 3,095 |
| Volatile liabilities | $33,677,000 | 2,777 |
| Insider loans | $3,185,000 | 1,809 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $1,405,000 | 765 |
| Unused loan commitments | $29,081,000 | 2,323 |
| Tier 1 (core) risk-based capital | $16,272,000 | 3,208 |
| Tier 2 risk-based capital | $1,591,000 | 2,576 |
| Total risk weighted assets | $125,559,000 | 2,958 |
| Total unused commitments | $29,081,000 | 2,326 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $170,926,000 | 3,144 |
| Cash and due from depository institutions | $8,115,000 | 1,984 |
| Interest-bearing balances | $3,579,000 | 1,651 |
| Securities | $36,515,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $2,824,000 | 3,966 |
| Net loans & leases | $114,407,000 | 3,014 |
| Loan loss allowance | $3,366,000 | 1,379 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,307,000 | 3,841 |
| Other real estate owned | $1,400,000 | 1,984 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,358,000 | 2,357 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $170,926,000 | 3,144 |
| Total liabilities | $154,653,000 | 3,125 |
| Total deposits | $143,480,000 | 3,081 |
| Interest-bearing deposits | $122,645,000 | 3,061 |
| Deposits held in domestic offices | $143,480,000 | 3,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,299,000 | 1,461 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $874,000 | 3,525 |
| Total equity capital | $16,273,000 | 3,348 |
| Total bank equity capital | $16,273,000 | 3,348 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $14,500,000 | 1,433 |
| Undivided profits | $1,673,000 | 6,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $735,000 | 3,826 |
| Earning assets | $157,325,000 | 3,144 |
| Long-term assets (5+ years) | $42,971,000 | 2,119 |
| Average Assets, year-to-date | $169,279,000 | 3,151 |
| Average Assets, quarterly | $169,279,000 | 3,151 |
| Volatile liabilities | $32,196,000 | 2,787 |
| Insider loans | $4,040,000 | 1,396 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $2,554,000 | 619 |
| Unused loan commitments | $25,627,000 | 2,473 |
| Tier 1 (core) risk-based capital | $15,911,000 | 3,235 |
| Tier 2 risk-based capital | $1,558,000 | 2,604 |
| Total risk weighted assets | $122,854,000 | 2,958 |
| Total unused commitments | $25,627,000 | 2,482 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $167,632,000 | 3,196 |
| Cash and due from depository institutions | $8,590,000 | 2,009 |
| Interest-bearing balances | $2,903,000 | 1,784 |
| Securities | $35,098,000 | 3,315 |
| Federal funds sold & reverse repurchase agreements | $2,636,000 | 3,532 |
| Net loans & leases | $112,313,000 | 3,049 |
| Loan loss allowance | $3,301,000 | 1,400 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,338,000 | 3,787 |
| Other real estate owned | $1,432,000 | 2,009 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,225,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,632,000 | 3,196 |
| Total liabilities | $151,870,000 | 3,164 |
| Total deposits | $139,216,000 | 3,164 |
| Interest-bearing deposits | $119,711,000 | 3,111 |
| Deposits held in domestic offices | $139,216,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,812,000 | 1,290 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $842,000 | 3,471 |
| Total equity capital | $15,762,000 | 3,381 |
| Total bank equity capital | $15,762,000 | 3,381 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $14,500,000 | 1,400 |
| Undivided profits | $1,162,000 | 7,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,732,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $711,000 | 4,062 |
| Earning assets | $152,950,000 | 3,194 |
| Long-term assets (5+ years) | $36,567,000 | 2,424 |
| Average Assets, year-to-date | $174,917,600 | 3,011 |
| Average Assets, quarterly | $174,107,500 | 3,084 |
| Volatile liabilities | $26,522,000 | 3,200 |
| Insider loans | $3,464,000 | 1,612 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $2,500,000 | 572 |
| Unused loan commitments | $25,079,000 | 2,434 |
| Tier 1 (core) risk-based capital | $15,523,000 | 3,273 |
| Tier 2 risk-based capital | $1,533,000 | 2,617 |
| Total risk weighted assets | $120,868,000 | 3,014 |
| Total unused commitments | $25,079,000 | 2,440 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $180,583,000 | 3,006 |
| Cash and due from depository institutions | $7,981,000 | 2,020 |
| Interest-bearing balances | $1,805,000 | 2,439 |
| Securities | $35,377,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $14,311,000 | 1,012 |
| Net loans & leases | $114,839,000 | 2,955 |
| Loan loss allowance | $3,671,000 | 1,273 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,376,000 | 3,736 |
| Other real estate owned | $1,193,000 | 2,020 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,506,000 | 2,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,583,000 | 3,006 |
| Total liabilities | $165,058,000 | 2,967 |
| Total deposits | $155,185,000 | 2,863 |
| Interest-bearing deposits | $134,771,000 | 2,828 |
| Deposits held in domestic offices | $155,185,000 | 2,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,138,000 | 1,534 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $735,000 | 3,939 |
| Total equity capital | $15,525,000 | 3,410 |
| Total bank equity capital | $15,525,000 | 3,410 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $14,500,000 | 1,391 |
| Undivided profits | $925,000 | 7,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,426,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $762,000 | 4,022 |
| Earning assets | $166,332,000 | 2,993 |
| Long-term assets (5+ years) | $36,620,000 | 2,421 |
| Average Assets, year-to-date | $176,739,000 | 2,999 |
| Average Assets, quarterly | $176,926,500 | 3,054 |
| Volatile liabilities | $28,240,000 | 3,002 |
| Insider loans | $2,854,000 | 1,929 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $3,454,000 | 662 |
| Unused loan commitments | $25,411,000 | 2,421 |
| Tier 1 (core) risk-based capital | $15,312,000 | 3,300 |
| Tier 2 risk-based capital | $1,601,000 | 2,525 |
| Total risk weighted assets | $126,022,000 | 2,893 |
| Total unused commitments | $25,411,000 | 2,424 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 86 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $173,270,000 | 3,103 |
| Cash and due from depository institutions | $6,607,000 | 2,028 |
| Interest-bearing balances | $2,337,000 | 2,319 |
| Securities | $30,310,000 | 3,523 |
| Federal funds sold & reverse repurchase agreements | $2,387,000 | 4,490 |
| Net loans & leases | $126,978,000 | 2,690 |
| Loan loss allowance | $3,802,000 | 1,212 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,404,000 | 3,657 |
| Other real estate owned | $349,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,235,000 | 2,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,270,000 | 3,103 |
| Total liabilities | $157,769,000 | 3,054 |
| Total deposits | $149,079,000 | 2,960 |
| Interest-bearing deposits | $126,138,000 | 2,962 |
| Deposits held in domestic offices | $149,079,000 | 2,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,827,000 | 1,663 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,597 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $863,000 | 3,668 |
| Total equity capital | $15,501,000 | 3,416 |
| Total bank equity capital | $15,501,000 | 3,416 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $14,500,000 | 1,360 |
| Undivided profits | $901,000 | 7,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,152,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $776,000 | 3,812 |
| Earning assets | $162,012,000 | 3,035 |
| Long-term assets (5+ years) | $43,389,000 | 1,997 |
| Average Assets, year-to-date | $175,457,670 | 3,026 |
| Average Assets, quarterly | $174,872,000 | 3,056 |
| Volatile liabilities | $32,793,000 | 2,668 |
| Insider loans | $3,546,000 | 1,561 |
| FHLB advances | $4,000,000 | 3,411 |
| Loans and leases held for sale | $12,662,000 | 405 |
| Unused loan commitments | $23,368,000 | 2,533 |
| Tier 1 (core) risk-based capital | $15,126,000 | 3,292 |
| Tier 2 risk-based capital | $1,633,000 | 2,429 |
| Total risk weighted assets | $128,435,000 | 2,800 |
| Total unused commitments | $23,368,000 | 2,540 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $176,474,000 | 3,020 |
| Cash and due from depository institutions | $8,265,000 | 2,013 |
| Interest-bearing balances | $2,714,000 | 2,174 |
| Securities | $29,422,000 | 3,569 |
| Federal funds sold & reverse repurchase agreements | $12,429,000 | 1,339 |
| Net loans & leases | $119,181,000 | 2,797 |
| Loan loss allowance | $3,671,000 | 1,225 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,452,000 | 3,593 |
| Other real estate owned | $398,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,327,000 | 2,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,474,000 | 3,020 |
| Total liabilities | $161,206,000 | 2,977 |
| Total deposits | $153,575,000 | 2,858 |
| Interest-bearing deposits | $133,889,000 | 2,818 |
| Deposits held in domestic offices | $153,575,000 | 2,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,972,000 | 1,736 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,000,000 | 3,515 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $659,000 | 4,401 |
| Total equity capital | $15,268,000 | 3,397 |
| Total bank equity capital | $15,268,000 | 3,397 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $14,500,000 | 1,338 |
| Undivided profits | $668,000 | 7,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,293,000 | 533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $791,000 | 3,759 |
| Earning assets | $163,746,000 | 2,974 |
| Long-term assets (5+ years) | $36,186,000 | 2,233 |
| Average Assets, year-to-date | $176,551,500 | 2,990 |
| Average Assets, quarterly | $176,551,500 | 2,990 |
| Volatile liabilities | $31,277,000 | 2,718 |
| Insider loans | $3,539,000 | 1,521 |
| FHLB advances | $4,000,000 | 3,333 |
| Loans and leases held for sale | $5,226,000 | 596 |
| Unused loan commitments | $23,196,000 | 2,445 |
| Tier 1 (core) risk-based capital | $15,028,000 | 3,267 |
| Tier 2 risk-based capital | $1,591,000 | 2,447 |
| Total risk weighted assets | $125,199,000 | 2,827 |
| Total unused commitments | $23,196,000 | 2,454 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 86 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $176,629,000 | 2,971 |
| Cash and due from depository institutions | $10,199,000 | 1,997 |
| Interest-bearing balances | $2,769,000 | 2,052 |
| Securities | $19,566,000 | 4,705 |
| Federal funds sold & reverse repurchase agreements | $15,534,000 | 905 |
| Net loans & leases | $123,577,000 | 2,674 |
| Loan loss allowance | $3,498,000 | 1,263 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,497,000 | 3,525 |
| Other real estate owned | $753,000 | 1,997 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,503,000 | 2,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,629,000 | 2,971 |
| Total liabilities | $161,393,000 | 2,928 |
| Total deposits | $150,151,000 | 2,852 |
| Interest-bearing deposits | $131,378,000 | 2,804 |
| Deposits held in domestic offices | $150,151,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,251,000 | 1,304 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $991,000 | 3,396 |
| Total equity capital | $15,236,000 | 3,364 |
| Total bank equity capital | $15,236,000 | 3,364 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $14,500,000 | 1,310 |
| Undivided profits | $636,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,633,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $718,000 | 4,285 |
| Earning assets | $161,446,000 | 2,961 |
| Long-term assets (5+ years) | $35,237,000 | 2,242 |
| Average Assets, year-to-date | $179,981,600 | 2,787 |
| Average Assets, quarterly | $176,019,000 | 2,945 |
| Volatile liabilities | $32,669,000 | 2,608 |
| Insider loans | $3,418,000 | 1,557 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $7,156,000 | 565 |
| Unused loan commitments | $21,953,000 | 2,473 |
| Tier 1 (core) risk-based capital | $14,935,000 | 3,210 |
| Tier 2 risk-based capital | $1,618,000 | 2,377 |
| Total risk weighted assets | $127,581,000 | 2,728 |
| Total unused commitments | $21,953,000 | 2,477 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 76 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $189,146,000 | 2,675 |
| Cash and due from depository institutions | $7,702,000 | 2,258 |
| Interest-bearing balances | $1,255,000 | 2,746 |
| Securities | $17,603,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $9,305,000 | 1,579 |
| Net loans & leases | $147,833,000 | 2,191 |
| Loan loss allowance | $3,400,000 | 1,212 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,853,000 | 3,097 |
| Other real estate owned | $304,000 | 2,258 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,546,000 | 2,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,146,000 | 2,675 |
| Total liabilities | $173,046,000 | 2,638 |
| Total deposits | $163,013,000 | 2,508 |
| Interest-bearing deposits | $143,304,000 | 2,452 |
| Deposits held in domestic offices | $163,013,000 | 2,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,554,000 | 1,412 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $479,000 | 5,539 |
| Total equity capital | $16,100,000 | 2,985 |
| Total bank equity capital | $16,100,000 | 2,985 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $14,500,000 | 1,254 |
| Undivided profits | $1,500,000 | 7,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,228,000 | 2,828 |
| Earning assets | $175,996,000 | 2,643 |
| Long-term assets (5+ years) | $17,769,000 | 3,561 |
| Average Assets, year-to-date | $180,540,800 | 2,660 |
| Average Assets, quarterly | $187,311,500 | 2,665 |
| Volatile liabilities | $34,134,000 | 2,433 |
| Insider loans | $651,000 | 4,868 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $4,597,000 | 620 |
| Unused loan commitments | $24,187,000 | 2,182 |
| Tier 1 (core) risk-based capital | $15,949,000 | 2,884 |
| Tier 2 risk-based capital | $1,803,000 | 2,029 |
| Total risk weighted assets | $142,629,000 | 2,336 |
| Total unused commitments | $24,187,000 | 2,187 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $164,876,000 | 2,898 |
| Cash and due from depository institutions | $7,070,000 | 2,535 |
| Interest-bearing balances | $2,453,000 | 1,493 |
| Securities | $22,199,000 | 4,312 |
| Federal funds sold & reverse repurchase agreements | $169,000 | 6,699 |
| Net loans & leases | $129,882,000 | 2,417 |
| Loan loss allowance | $2,667,000 | 1,449 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,323,000 | 3,587 |
| Other real estate owned | $236,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,997,000 | 2,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,876,000 | 2,898 |
| Total liabilities | $151,442,000 | 2,847 |
| Total deposits | $139,393,000 | 2,796 |
| Interest-bearing deposits | $125,095,000 | 2,695 |
| Deposits held in domestic offices | $139,393,000 | 2,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,273,000 | 1,146 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $776,000 | 4,349 |
| Total equity capital | $13,434,000 | 3,409 |
| Total bank equity capital | $13,434,000 | 3,409 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $12,500,000 | 1,362 |
| Undivided profits | $834,000 | 7,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,225,000 | 2,160 |
| Earning assets | $154,703,000 | 2,843 |
| Long-term assets (5+ years) | $19,469,000 | 3,206 |
| Average Assets, year-to-date | $139,976,000 | 3,206 |
| Average Assets, quarterly | $161,467,000 | 2,926 |
| Volatile liabilities | $41,911,000 | 2,035 |
| Insider loans | $353,000 | 6,211 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,968,000 | 2,420 |
| Tier 1 (core) risk-based capital | $13,350,000 | 3,316 |
| Tier 2 risk-based capital | $1,684,990 | 2,078 |
| Total risk weighted assets | $133,817,190 | 2,368 |
| Total unused commitments | $18,968,000 | 2,424 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $110,121,000 | 4,059 |
| Cash and due from depository institutions | $3,599,000 | 4,376 |
| Interest-bearing balances | $2,261,000 | 1,580 |
| Securities | $13,677,000 | 6,111 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 6,654 |
| Net loans & leases | $89,680,000 | 3,222 |
| Loan loss allowance | $1,366,000 | 2,595 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,659,000 | 4,545 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,431,000 | 5,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,121,000 | 4,059 |
| Total liabilities | $98,840,000 | 4,071 |
| Total deposits | $88,870,000 | 4,146 |
| Interest-bearing deposits | $80,163,000 | 3,967 |
| Deposits held in domestic offices | $88,870,000 | 4,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,519,000 | 1,987 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 2,585 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $451,000 | 5,679 |
| Total equity capital | $11,281,000 | 3,842 |
| Total bank equity capital | $11,281,000 | 3,842 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $11,400,000 | 1,452 |
| Undivided profits | $-219,000 | 9,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $752,000 | 3,127 |
| Earning assets | $105,693,000 | 3,892 |
| Long-term assets (5+ years) | $11,583,000 | 4,531 |
| Average Assets, year-to-date | $88,179,200 | 4,742 |
| Average Assets, quarterly | $107,271,000 | 4,113 |
| Volatile liabilities | $32,192,000 | 2,418 |
| Insider loans | $170,000 | 7,428 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,409,000 | 2,513 |
| Tier 1 (core) risk-based capital | $11,474,000 | 3,775 |
| Tier 2 risk-based capital | $1,124,050 | 2,833 |
| Total risk weighted assets | $89,681,950 | 3,277 |
| Total unused commitments | $18,409,000 | 2,516 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $61,736,000 | 6,173 |
| Cash and due from depository institutions | $1,941,000 | 6,148 |
| Interest-bearing balances | $1,560,000 | 2,398 |
| Securities | $7,607,000 | 7,831 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,760 |
| Net loans & leases | $48,700,000 | 5,020 |
| Loan loss allowance | $742,000 | 4,264 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,707,000 | 4,388 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $581,000 | 7,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,736,000 | 6,173 |
| Total liabilities | $53,743,000 | 6,267 |
| Total deposits | $52,753,000 | 6,101 |
| Interest-bearing deposits | $48,412,000 | 5,839 |
| Deposits held in domestic offices | $52,753,000 | 6,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $740,000 | 2,541 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $250,000 | 8,029 |
| Total equity capital | $7,993,000 | 5,206 |
| Total bank equity capital | $7,993,000 | 5,206 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $8,900,000 | 1,758 |
| Undivided profits | $-1,007,000 | 10,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $435,000 | 5,127 |
| Earning assets | $59,067,000 | 6,022 |
| Long-term assets (5+ years) | $5,985,000 | 5,860 |
| Average Assets, year-to-date | $35,782,200 | 7,940 |
| Average Assets, quarterly | $54,679,000 | 6,545 |
| Volatile liabilities | $20,113,000 | 2,993 |
| Insider loans | $43,000 | 8,719 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,093,000 | 3,594 |
| Tier 1 (core) risk-based capital | $7,971,000 | 5,033 |
| Tier 2 risk-based capital | $635,670 | 4,407 |
| Total risk weighted assets | $50,747,270 | 5,025 |
| Total unused commitments | $10,093,000 | 3,599 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $11,747,000 | 10,573 |
| Cash and due from depository institutions | $1,134,000 | 7,728 |
| Interest-bearing balances | $989,000 | 2,495 |
| Securities | $5,308,000 | 9,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $3,912,000 | 10,697 |
| Loan loss allowance | $46,000 | 10,603 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,207,000 | 5,399 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $63,000 | 2,821 |
| All other assets | $123,000 | 10,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,747,000 | 10,573 |
| Total liabilities | $3,015,000 | 10,880 |
| Total deposits | $2,079,000 | 10,863 |
| Interest-bearing deposits | $1,092,000 | 10,818 |
| Deposits held in domestic offices | $2,079,000 | 10,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,832 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $136,000 | 9,800 |
| Total equity capital | $8,732,000 | 4,867 |
| Total bank equity capital | $8,732,000 | 4,867 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $8,900,000 | 1,732 |
| Undivided profits | $-268,000 | 10,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $14,000 | 10,704 |
| Earning assets | $10,209,000 | 10,583 |
| Long-term assets (5+ years) | $1,201,000 | 8,320 |
| Average Assets, year-to-date | $11,747,000 | 10,537 |
| Average Assets, quarterly | $11,747,000 | 10,561 |
| Volatile liabilities | $1,000,000 | 10,152 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,351,000 | 7,066 |
| Tier 1 (core) risk-based capital | $8,660,000 | 4,737 |
| Tier 2 risk-based capital | $46,000 | 10,552 |
| Total risk weighted assets | $5,521,200 | 10,625 |
| Total unused commitments | $2,351,000 | 7,073 |
| Derivatives | $0 | 533 |