Home > Heartland Bank and Trust Company > Net charge- offs to loans
Heartland Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0767% | 4,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0108% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9651% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1998% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,251 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1055% | 4,579 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9159% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5490% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3942% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2177% | 4,395 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4142% | 4,653 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0566% | 4,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0831% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0794% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1400% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0908% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1668% | 4,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0767% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2810% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6785% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7337% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2343% | 4,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0543% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2237% | 4,650 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0807% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3656% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7239% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8236% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1829% | 4,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0996% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0814% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1293% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4029% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0788% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5387% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5675% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6712% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2978% | 4,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1852% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1050% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1584% | 4,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1836% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6813% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0928% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9730% | 4,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0941% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8139% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1727% | 4,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | -0.1454% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0572% | 3,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6372% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0417% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2760% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.1640% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0599% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5304% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9118% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3469% | 4,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.2500% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 3,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3736% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1931% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7236% | 4,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0574% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.1633% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2908% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8460% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2673% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5754% | 4,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 4,529 |
| Percentage Net Loans Charged-off:Construction & development | -0.0932% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1199% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 4,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0369% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9547% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5585% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 4,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.1116% | 4,455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 4,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1572% | 3,670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4577% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2805% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4376% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6366% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1215% | 4,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2099% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4776% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8984% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8105% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8576% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1017% | 4,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2090% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2123% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0720% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3921% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9059% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4985% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 904 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2414% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8966% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1300% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4692% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4858% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0244% | 3,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0335% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3360% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0502% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0552% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5505% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7012% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2939% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5074% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7845% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0691% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1075% | 4,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0988% | 5,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1244% | 5,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8694% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4181% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0897% | 4,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 371 |
| Percentage Net Loans Charged-off:Construction & development | -0.1021% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3117% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1510% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2402% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3316% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3822% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1489% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5565% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.1412% | 4,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2739% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0796% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0080% | 4,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0500% | 4,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.2288% | 4,844 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0962% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 5,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6527% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2265% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0468% | 4,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0482% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 3,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1277% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6793% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0450% | 4,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0087% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0924% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4593% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1015% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3862% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8561% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2392% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1862% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9254% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8801% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0634% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1757% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1264% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2310% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2157% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9101% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3547% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1305% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1410% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3831% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.2376% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2545% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3742% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8936% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2440% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1353% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9698% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6609% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3238% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.1508% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3417% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9382% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1953% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 4,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9411% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6250% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3410% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2095% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.2562% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1628% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3912% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2610% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1946% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3033% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4766% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6809% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4296% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2814% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.4166% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 4,692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2385% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1429% | 5,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2152% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8247% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8576% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2284% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.2292% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2990% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6453% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2277% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7642% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7364% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0699% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2772% | 2,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3404% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3603% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1335% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.1704% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3101% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7357% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2226% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3084% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7862% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1647% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3411% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3016% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.2105% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4218% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8152% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3407% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1136% | 5,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7153% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6214% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4413% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2648% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2185% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3902% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1833% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2695% | 5,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9535% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4593% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1883% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3185% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3289% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.1900% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5078% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0164% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2911% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4107% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2659% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9923% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2202% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5506% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3249% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.2110% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5393% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0179% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2597% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3211% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2466% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7939% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3729% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2344% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3044% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2940% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.1609% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4315% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4361% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2718% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3046% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0301% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5072% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5049% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8612% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4600% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8723% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3710% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5183% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8733% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3787% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5070% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.9856% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4379% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 5,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6551% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1209% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5597% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6204% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3166% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5011% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7530% | 6,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5202% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 1.3144% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4195% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 5,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6017% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1518% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4905% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2328% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3544% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4767% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6838% | 6,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4252% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4539% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 1.4218% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3715% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0418% | 5,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4257% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1637% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2776% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2285% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3080% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3722% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2302% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3249% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2531% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 5,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6451% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3043% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4400% | 6,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3596% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3926% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7460% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7129% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 1.4304% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7793% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6785% | 527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3801% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5087% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3541% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9800% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0176% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0297% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3300% | 6,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7660% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8313% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 1.7122% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8963% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9187% | 417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4508% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7217% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3960% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5050% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5143% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0340% | 5,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9427% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0638% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 2.4092% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2397% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0215% | 577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6598% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9845% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5928% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2098% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6492% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6492% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0523% | 6,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4065% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4572% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.7579% | 1,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2089% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0522% | 5,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7952% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9499% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5543% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 5,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4009% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4009% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8414% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2943% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.4330% | 6,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4992% | 1,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0916% | 940 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5606% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3114% | 1,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6083% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9049% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5157% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1855% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0076% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3779% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.2604% | 2,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7371% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0529% | 5,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3320% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 2,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5389% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4436% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0519% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2059% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4161% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.3663% | 1,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9260% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 3,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 3,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5950% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7335% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2870% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 3,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 1,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2172% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1572% | 6,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5445% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0742% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0260% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0214% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 3.1235% | 1,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1206% | 3,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0902% | 1,034 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8248% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0463% | 1,873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9448% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9813% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4585% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 6,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3055% | 3,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.5844% | 2,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 3,129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1474% | 5,950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5296% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0650% | 1,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6007% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5003% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 6,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2980% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3068% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.8932% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 2,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2356% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2623% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 6,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9300% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2141% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 3,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 2,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1003% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7518% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1439% | 6,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8363% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2074% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.5318% | 2,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 2,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3941% | 714 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0802% | 1,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1810% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2282% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8191% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5705% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1709% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.4854% | 2,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1695% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8823% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1523% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7311% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7111% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.6740% | 1,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 2,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8060% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5287% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3654% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 3,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1559% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0121% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7532% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3977% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2206% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.1139% | 2,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1646% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1903% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2695% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 1,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2953% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6385% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4441% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9191% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2324% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.1513% | 1,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2084% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2460% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5219% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3018% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1138% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0741% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0860% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1369% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 7,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 7,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1692% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4904% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0814% | 7,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2125% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4727% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2205% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.4525% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0575% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2642% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3336% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.7556% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1820% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0917% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4111% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 1.1332% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2375% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2442% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2708% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1150% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 6,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8558% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.3788% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9588% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2534% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6386% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9615% | 7,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 7,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2663% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3268% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3783% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2975% | 7,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0393% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 8,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6308% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5182% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5667% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9590% | 7,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2884% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0794% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 8,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2366% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5549% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0481% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5690% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3366% | 4,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7884% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1882% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4305% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 4,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2242% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 3,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3893% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3035% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 3,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4678% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 7,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2125% | 4,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2076% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0482% | 7,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 4,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 3,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5670% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1326% | 6,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4914% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0513% | 6,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6585% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1001% | 8,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2104% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1554% | 8,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 6,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 3,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2482% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1439% | 6,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 7,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 6,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 6,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0757% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 9,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2769% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0777% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 9,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 7,924 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 8,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 11,309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 10,219 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |