Home > Heartland Bank > Income and Expense

Heartland Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$92,219,000579
Total interest expense$30,083,000588
Net interest income$62,136,000565
Provision for loan and lease losses$2,600,000485
Total noninterest income$10,955,000692
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,471,000745
Trading account gains and feesNANA
Additional Noninterest Income$9,484,000556
Total noninterest expense$45,003,000624
Salaries and employee benefits$28,370,000554
Premises and equipment expense$5,897,000481
Additional noninterest expense$9,484,000556
Pre-tax net operating income$25,488,000565
Securities gains (losses)$0988
Applicable income taxes$4,679,000557
Income before extraordinary items$20,809,000569
Extraordinary gains, net$054
Net income$20,809,000576
Minority interest net income$088
Net income of bank and minority interests.$20,809,000572
Net charge-offs$427,000820
Cash dividends$7,365,000607
Sale, conversion, retirement of capital stock, net$478,000272
Net operating income$20,809,000581
2023-09-30 (YTD Data)Rank
Total interest income$67,084,000585
Total interest expense$20,591,000593
Net interest income$46,493,000570
Provision for loan and lease losses$2,050,000439
Total noninterest income$8,067,000709
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,094,000747
Trading account gains and feesNANA
Additional Noninterest Income$6,973,000578
Total noninterest expense$33,912,000623
Salaries and employee benefits$21,243,000558
Premises and equipment expense$4,391,000484
Additional noninterest expense$6,973,000578
Pre-tax net operating income$18,598,000595
Securities gains (losses)$0849
Applicable income taxes$3,418,000597
Income before extraordinary items$15,180,000596
Extraordinary gains, net$052
Net income$15,180,000600
Minority interest net income$081
Net income of bank and minority interests.$15,180,000596
Net charge-offs$108,0001,148
Cash dividends$5,836,000553
Sale, conversion, retirement of capital stock, net$368,000257
Net operating income$15,180,000603
2023-06-30 (YTD Data)Rank
Total interest income$42,928,000578
Total interest expense$11,976,000598
Net interest income$30,952,000568
Provision for loan and lease losses$1,550,000405
Total noninterest income$5,174,000709
Gross Fiduciary activities income$0931
Service charges on deposit accounts$730,000738
Trading account gains and feesNANA
Additional Noninterest Income$4,444,000575
Total noninterest expense$22,429,000614
Salaries and employee benefits$14,136,000548
Premises and equipment expense$2,896,000476
Additional noninterest expense$4,444,000575
Pre-tax net operating income$12,147,000596
Securities gains (losses)$0938
Applicable income taxes$2,237,000604
Income before extraordinary items$9,910,000602
Extraordinary gains, net$051
Net income$9,910,000612
Minority interest net income$081
Net income of bank and minority interests.$9,910,000602
Net charge-offs$62,0001,093
Cash dividends$3,682,000558
Sale, conversion, retirement of capital stock, net$258,000241
Net operating income$9,910,000608
2023-03-31 (YTD Data)Rank
Total interest income$20,501,000589
Total interest expense$4,859,000628
Net interest income$15,642,000571
Provision for loan and lease losses$750,000407
Total noninterest income$2,266,000765
Gross Fiduciary activities income$0913
Service charges on deposit accounts$363,000753
Trading account gains and feesNANA
Additional Noninterest Income$1,903,000627
Total noninterest expense$11,249,000626
Salaries and employee benefits$7,170,000557
Premises and equipment expense$1,446,000493
Additional noninterest expense$1,903,000627
Pre-tax net operating income$5,909,000632
Securities gains (losses)$0950
Applicable income taxes$1,087,000642
Income before extraordinary items$4,822,000634
Extraordinary gains, net$04
Net income$4,822,000633
Minority interest net income$048
Net income of bank and minority interests.$4,822,000633
Net charge-offs$19,0001,134
Cash dividends$2,153,000455
Sale, conversion, retirement of capital stock, net$129,000221
Net operating income$4,822,000642
2022-12-31 (YTD Data)Rank
Total interest income$63,004,000614
Total interest expense$4,801,000811
Net interest income$58,203,000596
Provision for loan and lease losses$1,920,000537
Total noninterest income$9,392,000789
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,295,000826
Trading account gains and feesNANA
Additional Noninterest Income$8,097,000650
Total noninterest expense$41,840,000643
Salaries and employee benefits$26,809,000575
Premises and equipment expense$5,334,000511
Additional noninterest expense$8,097,000650
Pre-tax net operating income$23,835,000663
Securities gains (losses)$0691
Applicable income taxes$4,513,000643
Income before extraordinary items$19,322,000664
Extraordinary gains, net$05
Net income$19,322,000665
Minority interest net income$063
Net income of bank and minority interests.$19,322,000665
Net charge-offs$294,000784
Cash dividends$6,791,000616
Sale, conversion, retirement of capital stock, net$515,000315
Net operating income$19,322,000672
2022-09-30 (YTD Data)Rank
Total interest income$44,195,000622
Total interest expense$2,121,000963
Net interest income$42,074,000598
Provision for loan and lease losses$1,440,000488
Total noninterest income$7,310,000792
Gross Fiduciary activities income$0968
Service charges on deposit accounts$962,000846
Trading account gains and feesNANA
Additional Noninterest Income$6,348,000639
Total noninterest expense$30,581,000648
Salaries and employee benefits$19,645,000587
Premises and equipment expense$3,948,000513
Additional noninterest expense$6,348,000639
Pre-tax net operating income$17,363,000683
Securities gains (losses)$0740
Applicable income taxes$3,347,000649
Income before extraordinary items$14,016,000671
Extraordinary gains, net$04
Net income$14,016,000671
Minority interest net income$057
Net income of bank and minority interests.$14,016,000671
Net charge-offs$176,000736
Cash dividends$5,404,000553
Sale, conversion, retirement of capital stock, net$387,000291
Net operating income$14,016,000680
2022-06-30 (YTD Data)Rank
Total interest income$27,559,000634
Total interest expense$1,002,0001,134
Net interest income$26,557,000610
Provision for loan and lease losses$960,000439
Total noninterest income$5,205,000745
Gross Fiduciary activities income$0925
Service charges on deposit accounts$627,000853
Trading account gains and feesNANA
Additional Noninterest Income$4,578,000630
Total noninterest expense$20,081,000652
Salaries and employee benefits$12,837,000587
Premises and equipment expense$2,576,000521
Additional noninterest expense$4,668,000810
Pre-tax net operating income$10,721,000671
Securities gains (losses)$0687
Applicable income taxes$2,062,000644
Income before extraordinary items$8,659,000674
Extraordinary gains, net$04
Net income$8,659,000674
Minority interest net income$060
Net income of bank and minority interests.$8,659,000674
Net charge-offs$02,156
Cash dividends$3,394,000567
Sale, conversion, retirement of capital stock, net$257,000269
Net operating income$8,659,000681
2022-03-31 (YTD Data)Rank
Total interest income$13,589,000612
Total interest expense$491,0001,114
Net interest income$13,098,000592
Provision for loan and lease losses$480,000349
Total noninterest income$2,787,000728
Gross Fiduciary activities income$0892
Service charges on deposit accounts$317,000838
Trading account gains and feesNANA
Additional Noninterest Income$2,470,000612
Total noninterest expense$9,904,000666
Salaries and employee benefits$6,453,000584
Premises and equipment expense$1,288,000531
Additional noninterest expense$2,163,000861
Pre-tax net operating income$5,501,000635
Securities gains (losses)$0623
Applicable income taxes$1,060,000628
Income before extraordinary items$4,441,000636
Extraordinary gains, net$04
Net income$4,441,000636
Minority interest net income$050
Net income of bank and minority interests.$4,441,000636
Net charge-offs$-5,0003,667
Cash dividends$2,008,000454
Sale, conversion, retirement of capital stock, net$129,000244
Net operating income$4,441,000640
2021-12-31 (YTD Data)Rank
Total interest income$55,262,000617
Total interest expense$3,713,000728
Net interest income$51,549,000608
Provision for loan and lease losses$1,920,000305
Total noninterest income$11,665,000746
Gross Fiduciary activities income$0994
Service charges on deposit accounts$947,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$10,718,000644
Total noninterest expense$36,796,000697
Salaries and employee benefits$21,869,000660
Premises and equipment expense$5,262,000512
Additional noninterest expense$9,665,000804
Pre-tax net operating income$24,498,000636
Securities gains (losses)$223,000566
Applicable income taxes$4,894,000635
Income before extraordinary items$19,827,000647
Extraordinary gains, net$010
Net income$19,827,000648
Minority interest net income$074
Net income of bank and minority interests.$19,827,000648
Net charge-offs$1,102,000393
Cash dividends$6,262,000661
Sale, conversion, retirement of capital stock, net$138,000437
Net operating income$19,648,600642
2021-09-30 (YTD Data)Rank
Total interest income$40,953,000640
Total interest expense$3,111,000688
Net interest income$37,842,000631
Provision for loan and lease losses$1,440,000302
Total noninterest income$8,403,000785
Gross Fiduciary activities income$0957
Service charges on deposit accounts$678,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$7,725,000680
Total noninterest expense$27,108,000720
Salaries and employee benefits$15,761,000706
Premises and equipment expense$4,030,000510
Additional noninterest expense$7,317,000791
Pre-tax net operating income$17,697,000669
Securities gains (losses)$223,000523
Applicable income taxes$3,494,000681
Income before extraordinary items$14,426,000690
Extraordinary gains, net$08
Net income$14,426,000690
Minority interest net income$069
Net income of bank and minority interests.$14,426,000690
Net charge-offs$1,235,000291
Cash dividends$5,005,000587
Sale, conversion, retirement of capital stock, net$69,000441
Net operating income$14,245,370682
2021-06-30 (YTD Data)Rank
Total interest income$27,062,000640
Total interest expense$2,305,000651
Net interest income$24,757,000633
Provision for loan and lease losses$960,000327
Total noninterest income$5,482,000805
Gross Fiduciary activities income$0951
Service charges on deposit accounts$418,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$5,064,000693
Total noninterest expense$17,826,000727
Salaries and employee benefits$9,874,000751
Premises and equipment expense$2,797,000493
Additional noninterest expense$5,155,000744
Pre-tax net operating income$11,453,000680
Securities gains (losses)$223,000442
Applicable income taxes$2,183,000701
Income before extraordinary items$9,493,000687
Extraordinary gains, net$06
Net income$9,493,000687
Minority interest net income$067
Net income of bank and minority interests.$9,493,000687
Net charge-offs$1,240,000239
Cash dividends$3,127,000596
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,312,370684
2021-03-31 (YTD Data)Rank
Total interest income$13,608,000638
Total interest expense$1,320,000589
Net interest income$12,288,000635
Provision for loan and lease losses$480,000391
Total noninterest income$2,964,000753
Gross Fiduciary activities income$0922
Service charges on deposit accounts$206,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$2,758,000654
Total noninterest expense$8,978,000715
Salaries and employee benefits$4,767,000771
Premises and equipment expense$1,316,000521
Additional noninterest expense$2,895,000655
Pre-tax net operating income$5,794,000683
Securities gains (losses)$223,000308
Applicable income taxes$1,129,000686
Income before extraordinary items$4,888,000680
Extraordinary gains, net$03
Net income$4,888,000680
Minority interest net income$055
Net income of bank and minority interests.$4,888,000680
Net charge-offs$-22,0004,378
Cash dividends$1,875,000493
Sale, conversion, retirement of capital stock, net$99,000254
Net operating income$4,707,370685
2020-12-31 (YTD Data)Rank
Total interest income$55,671,000612
Total interest expense$8,729,000559
Net interest income$46,942,000628
Provision for loan and lease losses$6,350,000480
Total noninterest income$11,869,000714
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$898,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$10,971,000605
Total noninterest expense$33,656,000740
Salaries and employee benefits$18,878,000752
Premises and equipment expense$4,776,000552
Additional noninterest expense$10,002,000743
Pre-tax net operating income$18,805,000625
Securities gains (losses)$250,000915
Applicable income taxes$3,521,000626
Income before extraordinary items$15,534,000644
Extraordinary gains, net$04
Net income$15,534,000644
Minority interest net income$072
Net income of bank and minority interests.$15,534,000644
Net charge-offs$970,000661
Cash dividends$5,188,000735
Sale, conversion, retirement of capital stock, net$592,000253
Net operating income$15,329,000627
2020-09-30 (YTD Data)Rank
Total interest income$41,331,000613
Total interest expense$7,054,000557
Net interest income$34,277,000639
Provision for loan and lease losses$5,600,000463
Total noninterest income$7,849,000744
Gross Fiduciary activities income$0981
Service charges on deposit accounts$681,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$7,168,000638
Total noninterest expense$24,910,000740
Salaries and employee benefits$13,643,000766
Premises and equipment expense$3,524,000549
Additional noninterest expense$7,743,000705
Pre-tax net operating income$11,616,000693
Securities gains (losses)$29,0001,774
Applicable income taxes$2,106,000701
Income before extraordinary items$9,539,000743
Extraordinary gains, net$04
Net income$9,539,000743
Minority interest net income$065
Net income of bank and minority interests.$9,539,000743
Net charge-offs$549,000712
Cash dividends$3,951,000678
Sale, conversion, retirement of capital stock, net$472,000220
Net operating income$9,515,220717
2020-06-30 (YTD Data)Rank
Total interest income$27,218,000633
Total interest expense$5,050,000574
Net interest income$22,168,000649
Provision for loan and lease losses$3,050,000548
Total noninterest income$4,687,000765
Gross Fiduciary activities income$0970
Service charges on deposit accounts$458,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$4,229,000645
Total noninterest expense$16,089,000760
Salaries and employee benefits$8,364,000811
Premises and equipment expense$2,270,000570
Additional noninterest expense$5,455,000656
Pre-tax net operating income$7,716,000646
Securities gains (losses)$02,249
Applicable income taxes$1,421,000626
Income before extraordinary items$6,295,000687
Extraordinary gains, net$04
Net income$6,295,000687
Minority interest net income$065
Net income of bank and minority interests.$6,295,000687
Net charge-offs$692,000489
Cash dividends$2,389,000707
Sale, conversion, retirement of capital stock, net$353,000193
Net operating income$6,295,000659
2020-03-31 (YTD Data)Rank
Total interest income$12,737,000676
Total interest expense$2,596,000623
Net interest income$10,141,000684
Provision for loan and lease losses$500,000883
Total noninterest income$2,247,000752
Gross Fiduciary activities income$0941
Service charges on deposit accounts$275,0001,027
Trading account gains and feesNANA
Additional Noninterest Income$1,972,000613
Total noninterest expense$8,117,000751
Salaries and employee benefits$5,086,000681
Premises and equipment expense$1,066,000605
Additional noninterest expense$1,965,000878
Pre-tax net operating income$3,771,000599
Securities gains (losses)$01,705
Applicable income taxes$689,000589
Income before extraordinary items$3,082,000627
Extraordinary gains, net$04
Net income$3,082,000627
Minority interest net income$056
Net income of bank and minority interests.$3,082,000627
Net charge-offs$10,0001,869
Cash dividends$1,220,000713
Sale, conversion, retirement of capital stock, net$176,000193
Net operating income$3,082,000615
2019-12-31 (YTD Data)Rank
Total interest income$50,941,000680
Total interest expense$10,754,000643
Net interest income$40,187,000691
Provision for loan and lease losses$1,500,000655
Total noninterest income$6,192,000974
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,082,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$5,110,000819
Total noninterest expense$28,322,000805
Salaries and employee benefits$17,071,000773
Premises and equipment expense$3,841,000665
Additional noninterest expense$7,410,000918
Pre-tax net operating income$16,557,000707
Securities gains (losses)$02,379
Applicable income taxes$3,008,000693
Income before extraordinary items$13,549,000732
Extraordinary gains, net$011
Net income$13,549,000733
Minority interest net income$076
Net income of bank and minority interests.$13,549,000733
Net charge-offs$280,0001,404
Cash dividends$4,474,000874
Sale, conversion, retirement of capital stock, net$661,000259
Net operating income$13,549,000717
2019-09-30 (YTD Data)Rank
Total interest income$37,823,000691
Total interest expense$7,883,000663
Net interest income$29,940,000697
Provision for loan and lease losses$1,125,000624
Total noninterest income$4,296,0001,010
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$799,0001,095
Trading account gains and feesNANA
Additional Noninterest Income$3,497,000863
Total noninterest expense$20,884,000810
Salaries and employee benefits$12,584,000784
Premises and equipment expense$2,769,000691
Additional noninterest expense$5,531,000908
Pre-tax net operating income$12,227,000721
Securities gains (losses)$02,167
Applicable income taxes$2,228,000725
Income before extraordinary items$9,999,000735
Extraordinary gains, net$011
Net income$9,999,000737
Minority interest net income$072
Net income of bank and minority interests.$9,999,000736
Net charge-offs$138,0001,546
Cash dividends$3,354,000818
Sale, conversion, retirement of capital stock, net$484,000233
Net operating income$9,999,000725
2019-06-30 (YTD Data)Rank
Total interest income$24,545,000709
Total interest expense$4,883,000690
Net interest income$19,662,000706
Provision for loan and lease losses$750,000613
Total noninterest income$2,736,0001,025
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$513,0001,115
Trading account gains and fees$0131
Additional Noninterest Income$2,223,000856
Total noninterest expense$13,869,000818
Salaries and employee benefits$8,283,000786
Premises and equipment expense$1,862,000689
Additional noninterest expense$3,724,000912
Pre-tax net operating income$7,779,000717
Securities gains (losses)$01,702
Applicable income taxes$1,419,000722
Income before extraordinary items$6,360,000749
Extraordinary gains, net$011
Net income$6,360,000750
Minority interest net income$069
Net income of bank and minority interests.$6,360,000749
Net charge-offs$303,000783
Cash dividends$2,236,000803
Sale, conversion, retirement of capital stock, net$308,000217
Net operating income$6,360,000737
2019-03-31 (YTD Data)Rank
Total interest income$12,041,000716
Total interest expense$2,221,000731
Net interest income$9,820,000707
Provision for loan and lease losses$375,000582
Total noninterest income$1,307,0001,028
Gross Fiduciary activities income$0972
Service charges on deposit accounts$256,0001,107
Trading account gains and fees$0126
Additional Noninterest Income$1,051,000874
Total noninterest expense$6,923,000811
Salaries and employee benefits$4,272,000765
Premises and equipment expense$922,000706
Additional noninterest expense$1,729,000955
Pre-tax net operating income$3,829,000712
Securities gains (losses)$01,087
Applicable income taxes$694,000710
Income before extraordinary items$3,135,000744
Extraordinary gains, net$05
Net income$3,135,000744
Minority interest net income$052
Net income of bank and minority interests.$3,135,000743
Net charge-offs$222,000580
Cash dividends$1,075,000778
Sale, conversion, retirement of capital stock, net$134,000203
Net operating income$3,135,000734
2018-12-31 (YTD Data)Rank
Total interest income$43,075,000742
Total interest expense$7,170,000694
Net interest income$35,905,000747
Provision for loan and lease losses$1,500,000620
Total noninterest income$5,302,0001,054
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,094,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$4,208,000888
Total noninterest expense$24,798,000888
Salaries and employee benefits$14,488,000861
Premises and equipment expense$3,327,000755
Additional noninterest expense$6,983,000960
Pre-tax net operating income$14,909,000756
Securities gains (losses)$-64,0004,900
Applicable income taxes$2,734,000698
Income before extraordinary items$12,111,000779
Extraordinary gains, net$06
Net income$12,111,000778
Minority interest net income$072
Net income of bank and minority interests.$12,111,000778
Net charge-offs$177,0001,740
Cash dividends$3,859,000903
Sale, conversion, retirement of capital stock, net$23,923,00031
Net operating income$12,163,480772
2018-09-30 (YTD Data)Rank
Total interest income$31,131,000751
Total interest expense$5,046,000688
Net interest income$26,085,000759
Provision for loan and lease losses$1,125,000595
Total noninterest income$4,032,0001,056
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$810,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$3,222,000887
Total noninterest expense$18,299,000897
Salaries and employee benefits$10,526,000889
Premises and equipment expense$2,498,000754
Additional noninterest expense$5,275,000942
Pre-tax net operating income$10,693,000769
Securities gains (losses)$-64,0005,169
Applicable income taxes$1,939,000741
Income before extraordinary items$8,690,000809
Extraordinary gains, net$05
Net income$8,690,000808
Minority interest net income$066
Net income of bank and minority interests.$8,690,000808
Net charge-offs$79,0001,902
Cash dividends$2,836,000819
Sale, conversion, retirement of capital stock, net$288,000306
Net operating income$8,742,480803
2018-06-30 (YTD Data)Rank
Total interest income$19,937,000763
Total interest expense$3,083,000704
Net interest income$16,854,000779
Provision for loan and lease losses$750,000585
Total noninterest income$2,627,0001,068
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$532,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$2,095,000909
Total noninterest expense$11,979,000920
Salaries and employee benefits$6,857,000909
Premises and equipment expense$1,669,000752
Additional noninterest expense$3,453,000952
Pre-tax net operating income$6,752,000800
Securities gains (losses)$-66,0005,292
Applicable income taxes$1,201,000776
Income before extraordinary items$5,485,000829
Extraordinary gains, net$06
Net income$5,485,000827
Minority interest net income$065
Net income of bank and minority interests.$5,485,000828
Net charge-offs$77,0001,488
Cash dividends$1,947,000797
Sale, conversion, retirement of capital stock, net$154,000313
Net operating income$5,539,120818
2018-03-31 (YTD Data)Rank
Total interest income$9,566,000783
Total interest expense$1,386,000727
Net interest income$8,180,000796
Provision for loan and lease losses$375,000579
Total noninterest income$1,468,000981
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$270,0001,108
Trading account gains and feesNANA
Additional Noninterest Income$1,198,000809
Total noninterest expense$5,986,000928
Salaries and employee benefits$3,451,000915
Premises and equipment expense$820,000778
Additional noninterest expense$1,715,000949
Pre-tax net operating income$3,287,000789
Securities gains (losses)$-66,0005,433
Applicable income taxes$587,000767
Income before extraordinary items$2,634,000834
Extraordinary gains, net$07
Net income$2,634,000834
Minority interest net income$052
Net income of bank and minority interests.$2,634,000834
Net charge-offs$-49,0005,227
Cash dividends$839,000826
Sale, conversion, retirement of capital stock, net$77,000284
Net operating income$2,688,120815
2017-12-31 (YTD Data)Rank
Total interest income$35,595,000798
Total interest expense$4,673,000731
Net interest income$30,922,000812
Provision for loan and lease losses$1,095,000834
Total noninterest income$5,036,0001,110
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,066,0001,127
Trading account gains and fees$0151
Additional Noninterest Income$3,970,000956
Total noninterest expense$21,410,000998
Salaries and employee benefits$12,872,000933
Premises and equipment expense$2,397,000996
Additional noninterest expense$6,141,0001,052
Pre-tax net operating income$13,453,000758
Securities gains (losses)$6,0001,742
Applicable income taxes$4,303,000735
Income before extraordinary items$9,156,000808
Extraordinary gains, net$09
Net income$9,156,000809
Minority interest net income$076
Net income of bank and minority interests.$9,156,000808
Net charge-offs$569,0001,007
Cash dividends$3,025,0001,016
Sale, conversion, retirement of capital stock, net$186,000414
Net operating income$9,151,920795
2017-09-30 (YTD Data)Rank
Total interest income$26,002,000821
Total interest expense$3,377,000734
Net interest income$22,625,000834
Provision for loan and lease losses$840,000812
Total noninterest income$3,777,0001,131
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$791,0001,144
Trading account gains and fees$0145
Additional Noninterest Income$2,986,000974
Total noninterest expense$15,803,0001,012
Salaries and employee benefits$9,480,000949
Premises and equipment expense$1,715,0001,047
Additional noninterest expense$4,608,0001,051
Pre-tax net operating income$9,759,000796
Securities gains (losses)$6,0001,766
Applicable income taxes$2,702,000747
Income before extraordinary items$7,063,000851
Extraordinary gains, net$09
Net income$7,063,000851
Minority interest net income$071
Net income of bank and minority interests.$7,063,000851
Net charge-offs$152,0001,596
Cash dividends$2,264,000945
Sale, conversion, retirement of capital stock, net$109,000416
Net operating income$7,058,680840
2017-06-30 (YTD Data)Rank
Total interest income$16,744,000849
Total interest expense$2,143,000746
Net interest income$14,601,000856
Provision for loan and lease losses$585,000769
Total noninterest income$2,315,0001,190
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$520,0001,151
Trading account gains and fees$0139
Additional Noninterest Income$1,795,0001,055
Total noninterest expense$10,462,0001,028
Salaries and employee benefits$6,276,000960
Premises and equipment expense$1,134,0001,053
Additional noninterest expense$3,052,0001,057
Pre-tax net operating income$5,869,000859
Securities gains (losses)$6,0001,397
Applicable income taxes$1,649,000774
Income before extraordinary items$4,226,000920
Extraordinary gains, net$011
Net income$4,226,000921
Minority interest net income$071
Net income of bank and minority interests.$4,226,000920
Net charge-offs$46,0002,051
Cash dividends$1,503,000952
Sale, conversion, retirement of capital stock, net$49,000430
Net operating income$4,221,680908
2017-03-31 (YTD Data)Rank
Total interest income$8,090,000869
Total interest expense$1,011,000771
Net interest income$7,079,000879
Provision for loan and lease losses$330,000620
Total noninterest income$1,012,0001,296
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$254,0001,180
Trading account gains and fees$0142
Additional Noninterest Income$758,0001,160
Total noninterest expense$5,125,0001,053
Salaries and employee benefits$3,165,000963
Premises and equipment expense$554,0001,079
Additional noninterest expense$1,406,0001,135
Pre-tax net operating income$2,636,000920
Securities gains (losses)$6,000778
Applicable income taxes$721,000831
Income before extraordinary items$1,921,000975
Extraordinary gains, net$08
Net income$1,921,000976
Minority interest net income$055
Net income of bank and minority interests.$1,921,000975
Net charge-offs$21,0001,854
Cash dividends$751,000905
Sale, conversion, retirement of capital stock, net$24,000408
Net operating income$1,916,620966
2016-12-31 (YTD Data)Rank
Total interest income$31,533,000858
Total interest expense$3,822,000772
Net interest income$27,711,000858
Provision for loan and lease losses$645,0001,247
Total noninterest income$3,692,0001,417
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,078,0001,134
Trading account gains and fees$0170
Additional Noninterest Income$2,614,0001,329
Total noninterest expense$19,352,0001,080
Salaries and employee benefits$11,409,0001,028
Premises and equipment expense$2,109,0001,122
Additional noninterest expense$5,834,0001,120
Pre-tax net operating income$11,406,000826
Securities gains (losses)$198,000882
Applicable income taxes$3,306,000727
Income before extraordinary items$8,298,000897
Extraordinary gains, net$05
Net income$8,298,000896
Minority interest net income$082
Net income of bank and minority interests.$8,298,000896
Net charge-offs$662,000899
Cash dividends$2,706,0001,112
Sale, conversion, retirement of capital stock, net$164,000434
Net operating income$8,155,440887
2016-09-30 (YTD Data)Rank
Total interest income$23,277,000860
Total interest expense$2,831,000773
Net interest income$20,446,000871
Provision for loan and lease losses$510,0001,123
Total noninterest income$2,733,0001,428
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$805,0001,126
Trading account gains and fees$0169
Additional Noninterest Income$1,928,0001,346
Total noninterest expense$14,407,0001,089
Salaries and employee benefits$8,515,0001,032
Premises and equipment expense$1,550,0001,150
Additional noninterest expense$4,342,0001,130
Pre-tax net operating income$8,262,000861
Securities gains (losses)$198,000807
Applicable income taxes$2,404,000767
Income before extraordinary items$6,056,000924
Extraordinary gains, net$05
Net income$6,056,000923
Minority interest net income$071
Net income of bank and minority interests.$6,056,000924
Net charge-offs$359,0001,013
Cash dividends$2,020,0001,013
Sale, conversion, retirement of capital stock, net$123,000396
Net operating income$5,913,440918
2016-06-30 (YTD Data)Rank
Total interest income$15,289,000878
Total interest expense$1,837,000793
Net interest income$13,452,000879
Provision for loan and lease losses$375,0001,061
Total noninterest income$1,742,0001,460
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$530,0001,132
Trading account gains and fees$0157
Additional Noninterest Income$1,212,0001,371
Total noninterest expense$9,489,0001,100
Salaries and employee benefits$5,726,0001,020
Premises and equipment expense$999,0001,184
Additional noninterest expense$2,764,0001,178
Pre-tax net operating income$5,330,000881
Securities gains (losses)$198,000606
Applicable income taxes$1,576,000772
Income before extraordinary items$3,952,000926
Extraordinary gains, net$016
Net income$3,952,000924
Minority interest net income$071
Net income of bank and minority interests.$3,952,000925
Net charge-offs$107,0001,559
Cash dividends$1,334,0001,056
Sale, conversion, retirement of capital stock, net$82,000387
Net operating income$3,811,420935
2016-03-31 (YTD Data)Rank
Total interest income$7,611,000881
Total interest expense$897,000809
Net interest income$6,714,000881
Provision for loan and lease losses$240,000835
Total noninterest income$845,0001,462
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$259,0001,154
Trading account gains and fees$0142
Additional Noninterest Income$586,0001,365
Total noninterest expense$4,768,0001,102
Salaries and employee benefits$2,934,0001,004
Premises and equipment expense$470,0001,252
Additional noninterest expense$1,364,0001,181
Pre-tax net operating income$2,551,000884
Securities gains (losses)$64,000712
Applicable income taxes$749,000784
Income before extraordinary items$1,866,000960
Extraordinary gains, net$012
Net income$1,866,000961
Minority interest net income$062
Net income of bank and minority interests.$1,866,000961
Net charge-offs$51,0001,416
Cash dividends$619,0001,051
Sale, conversion, retirement of capital stock, net$41,000358
Net operating income$1,820,560950
2015-12-31 (YTD Data)Rank
Total interest income$28,469,000913
Total interest expense$3,271,000856
Net interest income$25,198,000901
Provision for loan and lease losses$760,0001,005
Total noninterest income$4,223,0001,256
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,151,0001,082
Trading account gains and fees$0159
Additional Noninterest Income$3,072,0001,143
Total noninterest expense$17,322,0001,160
Salaries and employee benefits$10,328,0001,082
Premises and equipment expense$1,826,0001,278
Additional noninterest expense$5,168,0001,238
Pre-tax net operating income$11,339,000788
Securities gains (losses)$18,0002,297
Applicable income taxes$3,049,000740
Income before extraordinary items$8,308,000860
Extraordinary gains, net$023
Net income$8,308,000860
Minority interest net income$081
Net income of bank and minority interests.$8,308,000860
Net charge-offs$395,0001,368
Cash dividends$2,333,0001,201
Sale, conversion, retirement of capital stock, net$114,000502
Net operating income$8,294,860845
2015-09-30 (YTD Data)Rank
Total interest income$21,060,000933
Total interest expense$2,415,000878
Net interest income$18,645,000920
Provision for loan and lease losses$640,000860
Total noninterest income$2,483,0001,514
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$872,0001,081
Trading account gains and fees$0153
Additional Noninterest Income$1,611,0001,458
Total noninterest expense$12,853,0001,179
Salaries and employee benefits$7,528,0001,129
Premises and equipment expense$1,374,0001,300
Additional noninterest expense$3,951,0001,222
Pre-tax net operating income$7,635,000889
Securities gains (losses)$17,0002,096
Applicable income taxes$2,229,000772
Income before extraordinary items$5,423,000983
Extraordinary gains, net$021
Net income$5,423,000983
Minority interest net income$078
Net income of bank and minority interests.$5,423,000983
Net charge-offs$342,0001,113
Cash dividends$1,714,0001,110
Sale, conversion, retirement of capital stock, net$62,000513
Net operating income$5,410,930959
2015-06-30 (YTD Data)Rank
Total interest income$13,911,000935
Total interest expense$1,566,000912
Net interest income$12,345,000918
Provision for loan and lease losses$480,000798
Total noninterest income$1,532,0001,598
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$567,0001,084
Trading account gains and fees$0157
Additional Noninterest Income$965,0001,596
Total noninterest expense$8,573,0001,177
Salaries and employee benefits$5,028,0001,126
Premises and equipment expense$900,0001,326
Additional noninterest expense$2,645,0001,212
Pre-tax net operating income$4,824,000920
Securities gains (losses)$17,0001,788
Applicable income taxes$1,397,000812
Income before extraordinary items$3,444,0001,030
Extraordinary gains, net$022
Net income$3,444,0001,030
Minority interest net income$075
Net income of bank and minority interests.$3,444,0001,030
Net charge-offs$332,000850
Cash dividends$1,133,0001,113
Sale, conversion, retirement of capital stock, net$23,000564
Net operating income$3,431,9301,003
2015-03-31 (YTD Data)Rank
Total interest income$6,770,000955
Total interest expense$757,000949
Net interest income$6,013,000947
Provision for loan and lease losses$240,000785
Total noninterest income$740,0001,597
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$284,0001,061
Trading account gains and fees$0152
Additional Noninterest Income$456,0001,616
Total noninterest expense$4,297,0001,183
Salaries and employee benefits$2,487,0001,140
Premises and equipment expense$438,0001,371
Additional noninterest expense$1,372,0001,159
Pre-tax net operating income$2,216,000974
Securities gains (losses)$8,0001,548
Applicable income taxes$640,000853
Income before extraordinary items$1,584,0001,075
Extraordinary gains, net$013
Net income$1,584,0001,076
Minority interest net income$064
Net income of bank and minority interests.$1,584,0001,076
Net charge-offs$320,000514
Cash dividends$552,0001,034
Sale, conversion, retirement of capital stock, net$12,000529
Net operating income$1,578,3201,050
2014-12-31 (YTD Data)Rank
Total interest income$25,801,000992
Total interest expense$2,852,0001,047
Net interest income$22,949,000975
Provision for loan and lease losses$1,255,000706
Total noninterest income$3,223,0001,476
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,242,0001,062
Trading account gains and fees$0180
Additional Noninterest Income$1,981,0001,471
Total noninterest expense$16,521,0001,205
Salaries and employee benefits$9,639,0001,131
Premises and equipment expense$1,691,0001,402
Additional noninterest expense$5,191,0001,252
Pre-tax net operating income$8,396,000981
Securities gains (losses)$137,0001,033
Applicable income taxes$2,342,000872
Income before extraordinary items$6,191,0001,062
Extraordinary gains, net$017
Net income$6,191,0001,060
Minority interest net income$084
Net income of bank and minority interests.$6,191,0001,061
Net charge-offs$580,0001,328
Cash dividends$2,202,0001,185
Sale, conversion, retirement of capital stock, net$93,000550
Net operating income$6,090,9901,057
2014-09-30 (YTD Data)Rank
Total interest income$18,974,0001,017
Total interest expense$2,086,0001,084
Net interest income$16,888,000999
Provision for loan and lease losses$1,030,000649
Total noninterest income$2,380,0001,500
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$953,0001,047
Trading account gains and fees$0174
Additional Noninterest Income$1,427,0001,506
Total noninterest expense$12,158,0001,233
Salaries and employee benefits$7,062,0001,160
Premises and equipment expense$1,279,0001,394
Additional noninterest expense$3,817,0001,280
Pre-tax net operating income$6,080,0001,027
Securities gains (losses)$137,000813
Applicable income taxes$1,710,000905
Income before extraordinary items$4,507,0001,106
Extraordinary gains, net$015
Net income$4,507,0001,105
Minority interest net income$081
Net income of bank and minority interests.$4,507,0001,105
Net charge-offs$343,0001,483
Cash dividends$1,651,0001,084
Sale, conversion, retirement of capital stock, net$69,000520
Net operating income$4,408,3601,101
2014-06-30 (YTD Data)Rank
Total interest income$12,420,0001,028
Total interest expense$1,367,0001,102
Net interest income$11,053,0001,017
Provision for loan and lease losses$755,000592
Total noninterest income$1,579,0001,503
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$637,0001,029
Trading account gains and fees$0172
Additional Noninterest Income$942,0001,512
Total noninterest expense$8,090,0001,238
Salaries and employee benefits$4,711,0001,157
Premises and equipment expense$861,0001,389
Additional noninterest expense$2,518,0001,287
Pre-tax net operating income$3,787,0001,069
Securities gains (losses)$137,000629
Applicable income taxes$1,060,000926
Income before extraordinary items$2,864,0001,126
Extraordinary gains, net$020
Net income$2,864,0001,127
Minority interest net income$080
Net income of bank and minority interests.$2,864,0001,127
Net charge-offs$261,0001,367
Cash dividends$1,101,0001,076
Sale, conversion, retirement of capital stock, net$46,000492
Net operating income$2,763,9901,131
2014-03-31 (YTD Data)Rank
Total interest income$6,091,0001,051
Total interest expense$679,0001,116
Net interest income$5,412,0001,039
Provision for loan and lease losses$405,000537
Total noninterest income$730,0001,548
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$309,0001,040
Trading account gains and fees$0147
Additional Noninterest Income$421,0001,585
Total noninterest expense$4,047,0001,250
Salaries and employee benefits$2,348,0001,172
Premises and equipment expense$442,0001,385
Additional noninterest expense$1,257,0001,277
Pre-tax net operating income$1,690,0001,138
Securities gains (losses)$01,715
Applicable income taxes$433,0001,034
Income before extraordinary items$1,257,0001,208
Extraordinary gains, net$016
Net income$1,257,0001,209
Minority interest net income$066
Net income of bank and minority interests.$1,257,0001,209
Net charge-offs$-19,0006,020
Cash dividends$550,000967
Sale, conversion, retirement of capital stock, net$23,000453
Net operating income$1,257,0001,188
2013-12-31 (YTD Data)Rank
Total interest income$24,655,0001,026
Total interest expense$3,012,0001,116
Net interest income$21,643,0001,015
Provision for loan and lease losses$1,970,000633
Total noninterest income$2,917,0001,635
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,250,0001,106
Trading account gains and fees$0184
Additional Noninterest Income$1,667,0001,731
Total noninterest expense$16,059,0001,253
Salaries and employee benefits$8,987,0001,209
Premises and equipment expense$1,765,0001,347
Additional noninterest expense$5,307,0001,267
Pre-tax net operating income$6,531,0001,133
Securities gains (losses)$687,000329
Applicable income taxes$1,784,000981
Income before extraordinary items$5,434,0001,143
Extraordinary gains, net$029
Net income$5,434,0001,145
Minority interest net income$090
Net income of bank and minority interests.$5,434,0001,146
Net charge-offs$2,720,000587
Cash dividends$2,014,0001,187
Sale, conversion, retirement of capital stock, net$54,000646
Net operating income$4,918,7501,218
2013-09-30 (YTD Data)Rank
Total interest income$18,249,0001,050
Total interest expense$2,302,0001,137
Net interest income$15,947,0001,035
Provision for loan and lease losses$1,565,000623
Total noninterest income$2,142,0001,703
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$931,0001,122
Trading account gains and fees$0180
Additional Noninterest Income$1,211,0001,812
Total noninterest expense$11,849,0001,271
Salaries and employee benefits$6,498,0001,237
Premises and equipment expense$1,346,0001,332
Additional noninterest expense$4,005,0001,252
Pre-tax net operating income$4,675,0001,219
Securities gains (losses)$691,000303
Applicable income taxes$1,354,0001,015
Income before extraordinary items$4,012,0001,160
Extraordinary gains, net$025
Net income$4,012,0001,160
Minority interest net income$084
Net income of bank and minority interests.$4,012,0001,161
Net charge-offs$1,633,000700
Cash dividends$1,491,0001,113
Sale, conversion, retirement of capital stock, net$15,000737
Net operating income$3,493,7501,278
2013-06-30 (YTD Data)Rank
Total interest income$12,075,0001,052
Total interest expense$1,560,0001,146
Net interest income$10,515,0001,038
Provision for loan and lease losses$1,110,000630
Total noninterest income$1,241,0001,924
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$595,0001,135
Trading account gains and fees$0157
Additional Noninterest Income$646,0002,131
Total noninterest expense$7,953,0001,267
Salaries and employee benefits$4,343,0001,234
Premises and equipment expense$918,0001,300
Additional noninterest expense$2,692,0001,232
Pre-tax net operating income$2,693,0001,352
Securities gains (losses)$684,000275
Applicable income taxes$830,0001,067
Income before extraordinary items$2,547,0001,197
Extraordinary gains, net$022
Net income$2,547,0001,199
Minority interest net income$082
Net income of bank and minority interests.$2,547,0001,200
Net charge-offs$795,000910
Cash dividends$994,0001,116
Sale, conversion, retirement of capital stock, net$15,000662
Net operating income$2,034,0001,424
2013-03-31 (YTD Data)Rank
Total interest income$6,030,0001,054
Total interest expense$790,0001,175
Net interest income$5,240,0001,040
Provision for loan and lease losses$555,000641
Total noninterest income$691,0001,745
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$303,0001,101
Trading account gains and fees$0148
Additional Noninterest Income$388,0001,897
Total noninterest expense$3,951,0001,282
Salaries and employee benefits$2,177,0001,247
Premises and equipment expense$469,0001,295
Additional noninterest expense$1,305,0001,264
Pre-tax net operating income$1,425,0001,278
Securities gains (losses)$219,000428
Applicable income taxes$399,0001,091
Income before extraordinary items$1,245,0001,200
Extraordinary gains, net$010
Net income$1,245,0001,202
Minority interest net income$076
Net income of bank and minority interests.$1,245,0001,202
Net charge-offs$284,0001,095
Cash dividends$497,000966
Sale, conversion, retirement of capital stock, net$8,000608
Net operating income$1,078,5601,319
2012-12-31 (YTD Data)Rank
Total interest income$25,794,0001,026
Total interest expense$3,926,0001,138
Net interest income$21,868,0001,006
Provision for loan and lease losses$3,386,000698
Total noninterest income$4,521,0001,224
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,265,0001,131
Trading account gains and fees$0166
Additional Noninterest Income$3,256,0001,098
Total noninterest expense$15,218,0001,307
Salaries and employee benefits$8,499,0001,235
Premises and equipment expense$1,768,0001,341
Additional noninterest expense$4,951,0001,368
Pre-tax net operating income$7,785,000907
Securities gains (losses)$459,0001,000
Applicable income taxes$1,686,0001,005
Income before extraordinary items$6,558,000920
Extraordinary gains, net$029
Net income$6,558,000919
Minority interest net income$093
Net income of bank and minority interests.$6,558,000920
Net charge-offs$1,976,0001,167
Cash dividends$2,483,0001,024
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$6,190,800914
2012-09-30 (YTD Data)Rank
Total interest income$19,229,0001,059
Total interest expense$3,073,0001,145
Net interest income$16,156,0001,030
Provision for loan and lease losses$1,406,0001,137
Total noninterest income$3,651,0001,156
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$966,0001,108
Trading account gains and fees$0157
Additional Noninterest Income$2,685,0001,023
Total noninterest expense$11,338,0001,317
Salaries and employee benefits$6,356,0001,238
Premises and equipment expense$1,283,0001,406
Additional noninterest expense$3,699,0001,372
Pre-tax net operating income$7,063,000794
Securities gains (losses)$173,0001,549
Applicable income taxes$1,560,000878
Income before extraordinary items$5,676,000807
Extraordinary gains, net$020
Net income$5,676,000804
Minority interest net income$086
Net income of bank and minority interests.$5,676,000807
Net charge-offs$1,376,0001,191
Cash dividends$1,487,0001,019
Sale, conversion, retirement of capital stock, net$23,000746
Net operating income$5,541,060765
2012-06-30 (YTD Data)Rank
Total interest income$12,895,0001,054
Total interest expense$2,137,0001,148
Net interest income$10,758,0001,026
Provision for loan and lease losses$926,0001,167
Total noninterest income$2,887,0001,015
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$659,0001,073
Trading account gains and fees$0153
Additional Noninterest Income$2,228,000850
Total noninterest expense$7,704,0001,299
Salaries and employee benefits$4,295,0001,220
Premises and equipment expense$862,0001,379
Additional noninterest expense$2,547,0001,331
Pre-tax net operating income$5,015,000737
Securities gains (losses)$173,0001,210
Applicable income taxes$985,000909
Income before extraordinary items$4,203,000722
Extraordinary gains, net$019
Net income$4,203,000722
Minority interest net income$084
Net income of bank and minority interests.$4,203,000723
Net charge-offs$1,044,0001,101
Cash dividends$991,0001,005
Sale, conversion, retirement of capital stock, net$15,000715
Net operating income$4,062,870712
2012-03-31 (YTD Data)Rank
Total interest income$6,446,0001,059
Total interest expense$1,140,0001,115
Net interest income$5,306,0001,041
Provision for loan and lease losses$446,0001,181
Total noninterest income$736,0001,620
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$308,0001,145
Trading account gains and fees$0148
Additional Noninterest Income$428,0001,675
Total noninterest expense$3,909,0001,267
Salaries and employee benefits$2,208,0001,183
Premises and equipment expense$417,0001,436
Additional noninterest expense$1,284,0001,309
Pre-tax net operating income$1,687,0001,044
Securities gains (losses)$147,000725
Applicable income taxes$491,000900
Income before extraordinary items$1,343,0001,107
Extraordinary gains, net$019
Net income$1,343,0001,109
Minority interest net income$078
Net income of bank and minority interests.$1,343,0001,108
Net charge-offs$376,0001,287
Cash dividends$495,000908
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$1,235,6901,124
2011-12-31 (YTD Data)Rank
Total interest income$26,709,0001,057
Total interest expense$5,369,0001,118
Net interest income$21,340,0001,032
Provision for loan and lease losses$2,589,0001,318
Total noninterest income$3,208,0001,426
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,482,000994
Trading account gains and fees$0146
Additional Noninterest Income$1,726,0001,499
Total noninterest expense$14,644,0001,336
Salaries and employee benefits$8,294,0001,197
Premises and equipment expense$1,596,0001,552
Additional noninterest expense$4,754,0001,443
Pre-tax net operating income$7,315,000826
Securities gains (losses)$10,0003,332
Applicable income taxes$1,986,000795
Income before extraordinary items$5,339,000946
Extraordinary gains, net$029
Net income$5,339,000944
Minority interest net income$096
Net income of bank and minority interests.$5,339,000946
Net charge-offs$2,445,0001,375
Cash dividends$3,480,000587
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,331,700902
2011-09-30 (YTD Data)Rank
Total interest income$20,131,0001,070
Total interest expense$4,129,0001,140
Net interest income$16,002,0001,039
Provision for loan and lease losses$1,839,0001,312
Total noninterest income$2,349,0001,436
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,152,000955
Trading account gains and fees$0145
Additional Noninterest Income$1,197,0001,556
Total noninterest expense$10,957,0001,345
Salaries and employee benefits$6,258,0001,191
Premises and equipment expense$1,208,0001,548
Additional noninterest expense$3,491,0001,479
Pre-tax net operating income$5,555,000836
Securities gains (losses)$10,0003,052
Applicable income taxes$1,531,000780
Income before extraordinary items$4,034,000955
Extraordinary gains, net$021
Net income$4,034,000952
Minority interest net income$087
Net income of bank and minority interests.$4,034,000955
Net charge-offs$1,589,0001,433
Cash dividends$1,485,000861
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,026,800908
2011-06-30 (YTD Data)Rank
Total interest income$13,368,0001,076
Total interest expense$2,782,0001,161
Net interest income$10,586,0001,044
Provision for loan and lease losses$1,089,0001,420
Total noninterest income$1,574,0001,427
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$787,000928
Trading account gains and fees$0153
Additional Noninterest Income$787,0001,580
Total noninterest expense$7,365,0001,347
Salaries and employee benefits$4,149,0001,207
Premises and equipment expense$828,0001,515
Additional noninterest expense$2,388,0001,464
Pre-tax net operating income$3,706,000820
Securities gains (losses)$02,914
Applicable income taxes$1,024,000748
Income before extraordinary items$2,682,000919
Extraordinary gains, net$015
Net income$2,682,000918
Minority interest net income$089
Net income of bank and minority interests.$2,682,000919
Net charge-offs$1,177,0001,337
Cash dividends$989,000838
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,682,000889
2011-03-31 (YTD Data)Rank
Total interest income$6,682,0001,089
Total interest expense$1,424,0001,181
Net interest income$5,258,0001,048
Provision for loan and lease losses$545,0001,361
Total noninterest income$799,0001,421
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$396,000905
Trading account gains and fees$0158
Additional Noninterest Income$403,0001,564
Total noninterest expense$3,696,0001,346
Salaries and employee benefits$2,097,0001,204
Premises and equipment expense$416,0001,543
Additional noninterest expense$1,183,0001,471
Pre-tax net operating income$1,816,000836
Securities gains (losses)$01,772
Applicable income taxes$496,000762
Income before extraordinary items$1,320,000923
Extraordinary gains, net$09
Net income$1,320,000922
Minority interest net income$086
Net income of bank and minority interests.$1,320,000923
Net charge-offs$557,0001,252
Cash dividends$494,000774
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,320,000899
2010-12-31 (YTD Data)Rank
Total interest income$27,811,0001,113
Total interest expense$7,296,0001,132
Net interest income$20,515,0001,089
Provision for loan and lease losses$1,921,0002,131
Total noninterest income$2,648,0001,690
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,146,000703
Trading account gains and fees$0175
Additional Noninterest Income$502,0003,189
Total noninterest expense$14,753,0001,359
Salaries and employee benefits$8,017,0001,227
Premises and equipment expense$1,813,0001,419
Additional noninterest expense$4,923,0001,470
Pre-tax net operating income$6,489,000821
Securities gains (losses)$274,0001,344
Applicable income taxes$1,903,000762
Income before extraordinary items$4,860,000911
Extraordinary gains, net$029
Net income$4,860,000912
Minority interest net income$0111
Net income of bank and minority interests.$4,860,000913
Net charge-offs$1,293,0002,349
Cash dividends$3,476,000475
Sale, conversion, retirement of capital stock, net$6,0001,184
Net operating income$4,662,720898
2010-09-30 (YTD Data)Rank
Total interest income$20,955,0001,119
Total interest expense$5,625,0001,142
Net interest income$15,330,0001,096
Provision for loan and lease losses$1,396,0002,083
Total noninterest income$1,781,0001,842
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,602,000722
Trading account gains and fees$0165
Additional Noninterest Income$179,0004,355
Total noninterest expense$11,088,0001,348
Salaries and employee benefits$5,955,0001,239
Premises and equipment expense$1,386,0001,407
Additional noninterest expense$3,747,0001,413
Pre-tax net operating income$4,627,000902
Securities gains (losses)$274,0001,151
Applicable income taxes$1,400,000782
Income before extraordinary items$3,501,000990
Extraordinary gains, net$023
Net income$3,501,000994
Minority interest net income$0110
Net income of bank and minority interests.$3,501,000993
Net charge-offs$758,0002,536
Cash dividends$1,482,000756
Sale, conversion, retirement of capital stock, net$3,0001,108
Net operating income$3,306,460993
2010-06-30 (YTD Data)Rank
Total interest income$13,966,0001,129
Total interest expense$3,829,0001,170
Net interest income$10,137,0001,106
Provision for loan and lease losses$871,0002,096
Total noninterest income$1,013,0002,033
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,034,000743
Trading account gains and fees$0152
Additional Noninterest Income$-21,0007,378
Total noninterest expense$7,404,0001,339
Salaries and employee benefits$3,942,0001,244
Premises and equipment expense$945,0001,404
Additional noninterest expense$2,517,0001,411
Pre-tax net operating income$2,875,000945
Securities gains (losses)$262,000780
Applicable income taxes$888,000797
Income before extraordinary items$2,249,0001,003
Extraordinary gains, net$019
Net income$2,249,0001,004
Minority interest net income$0105
Net income of bank and minority interests.$2,249,0001,004
Net charge-offs$461,0002,539
Cash dividends$988,000745
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,060,3601,046
2010-03-31 (YTD Data)Rank
Total interest income$6,982,0001,155
Total interest expense$1,971,0001,199
Net interest income$5,011,0001,124
Provision for loan and lease losses$525,0001,766
Total noninterest income$636,0001,711
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$482,000814
Trading account gains and fees$0175
Additional Noninterest Income$154,0002,790
Total noninterest expense$3,667,0001,373
Salaries and employee benefits$2,011,0001,232
Premises and equipment expense$491,0001,388
Additional noninterest expense$1,165,0001,523
Pre-tax net operating income$1,455,000926
Securities gains (losses)$129,000688
Applicable income taxes$450,000770
Income before extraordinary items$1,134,000961
Extraordinary gains, net$016
Net income$1,134,000965
Minority interest net income$091
Net income of bank and minority interests.$1,134,000965
Net charge-offs$283,0002,090
Cash dividends$494,000701
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,041,1201,019
2009-12-31 (YTD Data)Rank
Total interest income$29,006,0001,184
Total interest expense$10,058,0001,185
Net interest income$18,948,0001,172
Provision for loan and lease losses$1,625,0002,763
Total noninterest income$2,856,0001,675
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,165,000790
Trading account gains and fees$0211
Additional Noninterest Income$691,0002,685
Total noninterest expense$13,921,0001,484
Salaries and employee benefits$7,717,0001,277
Premises and equipment expense$1,721,0001,563
Additional noninterest expense$4,483,0001,651
Pre-tax net operating income$6,258,000694
Securities gains (losses)$-779,0007,665
Applicable income taxes$1,597,000670
Income before extraordinary items$3,882,000889
Extraordinary gains, net$034
Net income$3,882,000888
Minority interest net income$0115
Net income of bank and minority interests.$3,882,000888
Net charge-offs$1,251,0002,590
Cash dividends$1,971,000937
Sale, conversion, retirement of capital stock, net$4,0001,315
Net operating income$4,435,090765
2009-09-30 (YTD Data)Rank
Total interest income$21,856,0001,200
Total interest expense$7,918,0001,186
Net interest income$13,938,0001,193
Provision for loan and lease losses$1,025,0002,745
Total noninterest income$2,039,0001,754
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,605,000796
Trading account gains and fees$0212
Additional Noninterest Income$434,0003,044
Total noninterest expense$10,259,0001,501
Salaries and employee benefits$5,762,0001,311
Premises and equipment expense$1,306,0001,571
Additional noninterest expense$3,191,0001,693
Pre-tax net operating income$4,693,000728
Securities gains (losses)$-804,0007,827
Applicable income taxes$1,130,000770
Income before extraordinary items$2,759,000983
Extraordinary gains, net$027
Net income$2,759,000982
Minority interest net income$0118
Net income of bank and minority interests.$2,759,000983
Net charge-offs$778,0002,509
Cash dividends$1,477,000887
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,329,840807
2009-06-30 (YTD Data)Rank
Total interest income$14,521,0001,234
Total interest expense$5,542,0001,188
Net interest income$8,979,0001,241
Provision for loan and lease losses$650,0002,587
Total noninterest income$1,348,0001,779
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,047,000803
Trading account gains and fees$0193
Additional Noninterest Income$301,0002,995
Total noninterest expense$6,862,0001,515
Salaries and employee benefits$3,860,0001,330
Premises and equipment expense$877,0001,588
Additional noninterest expense$2,125,0001,718
Pre-tax net operating income$2,815,000821
Securities gains (losses)$-177,0007,767
Applicable income taxes$774,000770
Income before extraordinary items$1,864,0001,023
Extraordinary gains, net$021
Net income$1,864,0001,021
Minority interest net income$0112
Net income of bank and minority interests.$1,864,0001,023
Net charge-offs$644,0002,066
Cash dividends$982,000942
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,989,670922
2009-03-31 (YTD Data)Rank
Total interest income$7,218,0001,257
Total interest expense$2,892,0001,190
Net interest income$4,326,0001,280
Provision for loan and lease losses$225,0002,683
Total noninterest income$606,0001,869
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$499,000815
Trading account gains and fees$0171
Additional Noninterest Income$107,0003,558
Total noninterest expense$3,324,0001,503
Salaries and employee benefits$1,969,0001,313
Premises and equipment expense$436,0001,626
Additional noninterest expense$919,0001,761
Pre-tax net operating income$1,383,000920
Securities gains (losses)$124,000890
Applicable income taxes$457,000740
Income before extraordinary items$1,050,0001,030
Extraordinary gains, net$015
Net income$1,050,0001,030
Minority interest net income$0102
Net income of bank and minority interests.$1,050,0001,032
Net charge-offs$349,0001,650
Cash dividends$487,000921
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$963,2001,050
2008-12-31 (YTD Data)Rank
Total interest income$31,168,0001,229
Total interest expense$14,170,0001,145
Net interest income$16,998,0001,310
Provision for loan and lease losses$654,0003,349
Total noninterest income$2,484,0001,817
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,826,000984
Trading account gains and fees$0154
Additional Noninterest Income$658,0002,745
Total noninterest expense$12,645,0001,548
Salaries and employee benefits$7,511,0001,361
Premises and equipment expense$1,733,0001,593
Additional noninterest expense$3,401,0001,799
Pre-tax net operating income$6,183,000907
Securities gains (losses)$282,000574
Applicable income taxes$2,000,000680
Income before extraordinary items$4,465,000918
Extraordinary gains, net$039
Net income$4,465,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,0002,297
Cash dividends$1,913,0001,419
Sale, conversion, retirement of capital stock, net$213,000756
Net operating income$4,270,4201,033
2008-09-30 (YTD Data)Rank
Total interest income$23,567,0001,243
Total interest expense$10,909,0001,159
Net interest income$12,658,0001,339
Provision for loan and lease losses$452,0002,884
Total noninterest income$1,836,0001,890
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,285,0001,056
Trading account gains and fees$0148
Additional Noninterest Income$551,0002,659
Total noninterest expense$9,546,0001,529
Salaries and employee benefits$5,691,0001,368
Premises and equipment expense$1,306,0001,602
Additional noninterest expense$2,549,0001,744
Pre-tax net operating income$4,496,0001,127
Securities gains (losses)$191,000645
Applicable income taxes$1,437,000868
Income before extraordinary items$3,250,0001,129
Extraordinary gains, net$031
Net income$3,250,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,985
Cash dividends$1,424,0001,379
Sale, conversion, retirement of capital stock, net$175,000620
Net operating income$3,118,2101,249
2008-06-30 (YTD Data)Rank
Total interest income$15,849,0001,253
Total interest expense$7,500,0001,165
Net interest income$8,349,0001,342
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,125,0002,049
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$762,0001,171
Trading account gains and fees$0149
Additional Noninterest Income$363,0002,723
Total noninterest expense$6,343,0001,523
Salaries and employee benefits$3,817,0001,367
Premises and equipment expense$887,0001,575
Additional noninterest expense$1,639,0001,776
Pre-tax net operating income$2,831,0001,251
Securities gains (losses)$191,000638
Applicable income taxes$930,000994
Income before extraordinary items$2,092,0001,317
Extraordinary gains, net$021
Net income$2,092,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,674
Cash dividends$936,0001,512
Sale, conversion, retirement of capital stock, net$136,000503
Net operating income$1,960,2101,387
2008-03-31 (YTD Data)Rank
Total interest income$8,056,0001,262
Total interest expense$4,008,0001,161
Net interest income$4,048,0001,372
Provision for loan and lease losses$153,0002,098
Total noninterest income$585,0001,994
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$377,0001,165
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,511
Total noninterest expense$3,182,0001,506
Salaries and employee benefits$1,928,0001,354
Premises and equipment expense$450,0001,552
Additional noninterest expense$804,0001,767
Pre-tax net operating income$1,298,0001,438
Securities gains (losses)$84,000798
Applicable income taxes$419,0001,162
Income before extraordinary items$963,0001,557
Extraordinary gains, net$015
Net income$963,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$446,0001,490
Sale, conversion, retirement of capital stock, net$97,000327
Net operating income$904,2001,586
2007-12-31 (YTD Data)Rank
Total interest income$32,337,0001,319
Total interest expense$16,436,0001,212
Net interest income$15,901,0001,409
Provision for loan and lease losses$360,0002,860
Total noninterest income$3,021,0001,631
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,639,0001,082
Trading account gains and fees$0178
Additional Noninterest Income$1,382,0001,774
Total noninterest expense$12,184,0001,519
Salaries and employee benefits$7,365,0001,378
Premises and equipment expense$1,589,0001,668
Additional noninterest expense$3,230,0001,720
Pre-tax net operating income$6,378,0001,322
Securities gains (losses)$02,146
Applicable income taxes$1,977,0001,144
Income before extraordinary items$4,401,0001,458
Extraordinary gains, net$039
Net income$4,401,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,930
Cash dividends$1,724,0001,810
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,401,0001,442
2007-09-30 (YTD Data)Rank
Total interest income$24,073,0001,335
Total interest expense$12,226,0001,224
Net interest income$11,847,0001,419
Provision for loan and lease losses$270,0002,452
Total noninterest income$2,313,0001,615
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,225,0001,077
Trading account gains and fees$0184
Additional Noninterest Income$1,088,0001,715
Total noninterest expense$9,081,0001,502
Salaries and employee benefits$5,507,0001,376
Premises and equipment expense$1,174,0001,679
Additional noninterest expense$2,400,0001,697
Pre-tax net operating income$4,809,0001,405
Securities gains (losses)$01,655
Applicable income taxes$1,491,0001,234
Income before extraordinary items$3,318,0001,523
Extraordinary gains, net$033
Net income$3,318,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,409
Cash dividends$1,274,0001,706
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,318,0001,517
2007-06-30 (YTD Data)Rank
Total interest income$15,853,0001,360
Total interest expense$8,026,0001,244
Net interest income$7,827,0001,463
Provision for loan and lease losses$180,0002,301
Total noninterest income$1,608,0001,581
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$819,0001,077
Trading account gains and fees$0168
Additional Noninterest Income$789,0001,625
Total noninterest expense$6,033,0001,522
Salaries and employee benefits$3,677,0001,397
Premises and equipment expense$763,0001,744
Additional noninterest expense$1,593,0001,711
Pre-tax net operating income$3,222,0001,448
Securities gains (losses)$01,444
Applicable income taxes$991,0001,281
Income before extraordinary items$2,231,0001,570
Extraordinary gains, net$029
Net income$2,231,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000889
Cash dividends$823,0001,783
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,231,0001,552
2007-03-31 (YTD Data)Rank
Total interest income$7,841,0001,365
Total interest expense$3,977,0001,237
Net interest income$3,864,0001,478
Provision for loan and lease losses$90,0002,153
Total noninterest income$818,0001,553
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$389,0001,105
Trading account gains and fees$0195
Additional Noninterest Income$429,0001,532
Total noninterest expense$3,087,0001,485
Salaries and employee benefits$1,911,0001,342
Premises and equipment expense$390,0001,711
Additional noninterest expense$786,0001,705
Pre-tax net operating income$1,505,0001,539
Securities gains (losses)$01,187
Applicable income taxes$469,0001,344
Income before extraordinary items$1,036,0001,661
Extraordinary gains, net$022
Net income$1,036,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,207
Cash dividends$412,0001,629
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,036,0001,650
2006-12-31 (YTD Data)Rank
Total interest income$28,819,0001,380
Total interest expense$13,348,0001,261
Net interest income$15,471,0001,476
Provision for loan and lease losses$295,0002,837
Total noninterest income$3,123,0001,565
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,758,0001,005
Trading account gains and fees$0130
Additional Noninterest Income$1,365,0001,781
Total noninterest expense$11,651,0001,535
Salaries and employee benefits$7,041,0001,386
Premises and equipment expense$1,517,0001,678
Additional noninterest expense$3,093,0001,706
Pre-tax net operating income$6,648,0001,459
Securities gains (losses)$01,687
Applicable income taxes$2,038,0001,310
Income before extraordinary items$4,610,0001,570
Extraordinary gains, net$051
Net income$4,610,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,290
Cash dividends$3,460,000989
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,610,0001,555
2006-09-30 (YTD Data)Rank
Total interest income$20,937,0001,424
Total interest expense$9,449,0001,302
Net interest income$11,488,0001,509
Provision for loan and lease losses$265,0002,378
Total noninterest income$2,321,0001,585
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,333,0001,002
Trading account gains and fees$0126
Additional Noninterest Income$988,0001,840
Total noninterest expense$8,740,0001,538
Salaries and employee benefits$5,266,0001,405
Premises and equipment expense$1,131,0001,699
Additional noninterest expense$2,343,0001,680
Pre-tax net operating income$4,804,0001,549
Securities gains (losses)$01,388
Applicable income taxes$1,487,0001,401
Income before extraordinary items$3,317,0001,680
Extraordinary gains, net$045
Net income$3,317,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,017
Cash dividends$1,084,0001,819
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,317,0001,663
2006-06-30 (YTD Data)Rank
Total interest income$13,482,0001,440
Total interest expense$5,950,0001,311
Net interest income$7,532,0001,527
Provision for loan and lease losses$235,0001,870
Total noninterest income$1,548,0001,591
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$913,000953
Trading account gains and fees$0126
Additional Noninterest Income$635,0001,884
Total noninterest expense$5,829,0001,543
Salaries and employee benefits$3,501,0001,412
Premises and equipment expense$752,0001,701
Additional noninterest expense$1,576,0001,676
Pre-tax net operating income$3,016,0001,638
Securities gains (losses)$01,185
Applicable income taxes$927,0001,484
Income before extraordinary items$2,089,0001,737
Extraordinary gains, net$039
Net income$2,089,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,664
Cash dividends$707,0001,861
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,089,0001,724
2006-03-31 (YTD Data)Rank
Total interest income$6,540,0001,446
Total interest expense$2,833,0001,315
Net interest income$3,707,0001,541
Provision for loan and lease losses$135,0001,590
Total noninterest income$701,0001,694
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$490,000859
Trading account gains and fees$0115
Additional Noninterest Income$211,0002,413
Total noninterest expense$2,914,0001,542
Salaries and employee benefits$1,735,0001,434
Premises and equipment expense$379,0001,689
Additional noninterest expense$800,0001,630
Pre-tax net operating income$1,359,0001,779
Securities gains (losses)$0955
Applicable income taxes$413,0001,617
Income before extraordinary items$946,0001,888
Extraordinary gains, net$021
Net income$946,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0001,941
Cash dividends$329,0001,842
Sale, conversion, retirement of capital stock, net$0648
Net operating income$946,0001,869
2005-12-31 (YTD Data)Rank
Total interest income$23,708,0001,408
Total interest expense$8,623,0001,320
Net interest income$15,085,0001,452
Provision for loan and lease losses$501,0001,890
Total noninterest income$3,054,0001,585
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,798,000972
Trading account gains and fees$0138
Additional Noninterest Income$1,256,0001,899
Total noninterest expense$11,151,0001,538
Salaries and employee benefits$6,752,0001,377
Premises and equipment expense$1,304,0001,849
Additional noninterest expense$3,095,0001,636
Pre-tax net operating income$6,487,0001,470
Securities gains (losses)$02,296
Applicable income taxes$1,961,0001,387
Income before extraordinary items$4,526,0001,551
Extraordinary gains, net$046
Net income$4,526,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,145
Cash dividends$1,106,0002,271
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,526,0001,529
2005-09-30 (YTD Data)Rank
Total interest income$17,159,0001,417
Total interest expense$5,949,0001,348
Net interest income$11,210,0001,441
Provision for loan and lease losses$366,0001,847
Total noninterest income$2,364,0001,539
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,347,000969
Trading account gains and fees$0126
Additional Noninterest Income$1,017,0001,800
Total noninterest expense$8,273,0001,542
Salaries and employee benefits$5,015,0001,375
Premises and equipment expense$930,0001,935
Additional noninterest expense$2,328,0001,606
Pre-tax net operating income$4,935,0001,453
Securities gains (losses)$02,317
Applicable income taxes$1,510,0001,379
Income before extraordinary items$3,425,0001,540
Extraordinary gains, net$035
Net income$3,425,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0001,669
Cash dividends$776,0002,160
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,425,0001,513
2005-06-30 (YTD Data)Rank
Total interest income$11,094,0001,418
Total interest expense$3,747,0001,348
Net interest income$7,347,0001,448
Provision for loan and lease losses$231,0001,922
Total noninterest income$1,637,0001,484
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$867,000985
Trading account gains and fees$0116
Additional Noninterest Income$770,0001,626
Total noninterest expense$5,583,0001,516
Salaries and employee benefits$3,380,0001,351
Premises and equipment expense$655,0001,828
Additional noninterest expense$1,548,0001,593
Pre-tax net operating income$3,170,0001,474
Securities gains (losses)$02,146
Applicable income taxes$960,0001,407
Income before extraordinary items$2,210,0001,558
Extraordinary gains, net$030
Net income$2,210,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,411
Cash dividends$502,0002,163
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,210,0001,534
2005-03-31 (YTD Data)Rank
Total interest income$5,316,0001,448
Total interest expense$1,777,0001,346
Net interest income$3,539,0001,500
Provision for loan and lease losses$120,0001,733
Total noninterest income$866,0001,407
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$413,0001,001
Trading account gains and fees$0115
Additional Noninterest Income$453,0001,421
Total noninterest expense$2,812,0001,505
Salaries and employee benefits$1,734,0001,330
Premises and equipment expense$341,0001,757
Additional noninterest expense$737,0001,673
Pre-tax net operating income$1,473,0001,540
Securities gains (losses)$01,685
Applicable income taxes$433,0001,519
Income before extraordinary items$1,040,0001,607
Extraordinary gains, net$024
Net income$1,040,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,446
Cash dividends$228,0002,069
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,040,0001,589
2004-12-31 (YTD Data)Rank
Total interest income$19,671,0001,462
Total interest expense$5,582,0001,476
Net interest income$14,089,0001,432
Provision for loan and lease losses$480,0002,016
Total noninterest income$4,148,0001,237
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,816,000968
Trading account gains and fees$0138
Additional Noninterest Income$2,332,0001,192
Total noninterest expense$11,605,0001,404
Salaries and employee benefits$6,939,0001,270
Premises and equipment expense$1,330,0001,732
Additional noninterest expense$3,336,0001,488
Pre-tax net operating income$6,152,0001,400
Securities gains (losses)$18,0002,469
Applicable income taxes$1,845,0001,370
Income before extraordinary items$4,325,0001,484
Extraordinary gains, net$034
Net income$4,325,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0001,634
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,312,4001,443
2004-09-30 (YTD Data)Rank
Total interest income$14,510,0001,481
Total interest expense$4,009,0001,508
Net interest income$10,501,0001,427
Provision for loan and lease losses$360,0001,934
Total noninterest income$3,149,0001,254
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,361,000973
Trading account gains and fees$0134
Additional Noninterest Income$1,788,0001,181
Total noninterest expense$8,661,0001,413
Salaries and employee benefits$5,180,0001,272
Premises and equipment expense$1,010,0001,721
Additional noninterest expense$2,471,0001,484
Pre-tax net operating income$4,629,0001,405
Securities gains (losses)$18,0002,374
Applicable income taxes$1,391,0001,377
Income before extraordinary items$3,256,0001,504
Extraordinary gains, net$026
Net income$3,256,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,739
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,243,4001,464
2004-06-30 (YTD Data)Rank
Total interest income$9,524,0001,488
Total interest expense$2,580,0001,540
Net interest income$6,944,0001,424
Provision for loan and lease losses$240,0001,886
Total noninterest income$2,236,0001,177
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$869,0001,014
Trading account gains and fees$0130
Additional Noninterest Income$1,367,0001,055
Total noninterest expense$5,880,0001,382
Salaries and employee benefits$3,529,0001,238
Premises and equipment expense$688,0001,678
Additional noninterest expense$1,663,0001,453
Pre-tax net operating income$3,060,0001,392
Securities gains (losses)$-12,0008,715
Applicable income taxes$900,0001,398
Income before extraordinary items$2,148,0001,500
Extraordinary gains, net$021
Net income$2,148,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,397
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,156,4001,441
2004-03-31 (YTD Data)Rank
Total interest income$4,746,0001,495
Total interest expense$1,292,0001,547
Net interest income$3,454,0001,438
Provision for loan and lease losses$120,0001,785
Total noninterest income$1,087,0001,182
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$419,0001,024
Trading account gains and fees$0121
Additional Noninterest Income$668,0001,047
Total noninterest expense$2,980,0001,377
Salaries and employee benefits$1,805,0001,221
Premises and equipment expense$362,0001,622
Additional noninterest expense$813,0001,478
Pre-tax net operating income$1,441,0001,438
Securities gains (losses)$-11,0008,921
Applicable income taxes$441,0001,439
Income before extraordinary items$989,0001,613
Extraordinary gains, net$016
Net income$989,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,612
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$996,5901,515
2003-12-31 (YTD Data)Rank
Total interest income$18,299,0001,573
Total interest expense$5,560,0001,620
Net interest income$12,739,0001,528
Provision for loan and lease losses$550,0002,001
Total noninterest income$5,934,000987
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,755,000986
Trading account gains and fees$0160
Additional Noninterest Income$4,179,000867
Total noninterest expense$12,376,0001,311
Salaries and employee benefits$7,715,0001,091
Premises and equipment expense$1,403,0001,624
Additional noninterest expense$3,258,0001,518
Pre-tax net operating income$5,747,0001,440
Securities gains (losses)$81,0002,082
Applicable income taxes$1,710,0001,443
Income before extraordinary items$4,118,0001,524
Extraordinary gains, net$054
Net income$4,118,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,772
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,060,4901,472
2003-09-30 (YTD Data)Rank
Total interest income$13,661,0001,606
Total interest expense$4,220,0001,679
Net interest income$9,441,0001,549
Provision for loan and lease losses$450,0001,799
Total noninterest income$4,716,000970
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,324,000989
Trading account gains and fees$0153
Additional Noninterest Income$3,392,000848
Total noninterest expense$9,277,0001,322
Salaries and employee benefits$5,786,0001,098
Premises and equipment expense$1,042,0001,643
Additional noninterest expense$2,449,0001,499
Pre-tax net operating income$4,430,0001,450
Securities gains (losses)$78,0001,960
Applicable income taxes$1,409,0001,416
Income before extraordinary items$3,099,0001,560
Extraordinary gains, net$040
Net income$3,099,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,375
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,045,1801,518
2003-06-30 (YTD Data)Rank
Total interest income$9,169,0001,603
Total interest expense$2,893,0001,686
Net interest income$6,276,0001,552
Provision for loan and lease losses$300,0001,769
Total noninterest income$3,047,000989
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$871,000983
Trading account gains and fees$0150
Additional Noninterest Income$2,176,000866
Total noninterest expense$6,178,0001,318
Salaries and employee benefits$3,877,0001,088
Premises and equipment expense$687,0001,663
Additional noninterest expense$1,614,0001,514
Pre-tax net operating income$2,845,0001,487
Securities gains (losses)$78,0001,705
Applicable income taxes$915,0001,467
Income before extraordinary items$2,008,0001,613
Extraordinary gains, net$030
Net income$2,008,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,862
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,954,1801,550
2003-03-31 (YTD Data)Rank
Total interest income$4,555,0001,627
Total interest expense$1,457,0001,716
Net interest income$3,098,0001,573
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,336,0001,069
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$416,0001,003
Trading account gains and fees$0134
Additional Noninterest Income$920,000945
Total noninterest expense$3,007,0001,341
Salaries and employee benefits$1,900,0001,111
Premises and equipment expense$336,0001,696
Additional noninterest expense$771,0001,532
Pre-tax net operating income$1,277,0001,639
Securities gains (losses)$76,0001,149
Applicable income taxes$429,0001,542
Income before extraordinary items$924,0001,722
Extraordinary gains, net$021
Net income$924,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,990
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$872,3201,703
2002-12-31 (YTD Data)Rank
Total interest income$18,760,0001,636
Total interest expense$7,171,0001,585
Net interest income$11,589,0001,678
Provision for loan and lease losses$425,0002,696
Total noninterest income$4,480,0001,160
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,672,000965
Trading account gains and fees$0153
Additional Noninterest Income$2,808,0001,037
Total noninterest expense$11,078,0001,394
Salaries and employee benefits$6,657,0001,209
Premises and equipment expense$1,250,0001,763
Additional noninterest expense$3,171,0001,499
Pre-tax net operating income$4,566,0001,775
Securities gains (losses)$305,000885
Applicable income taxes$1,461,0001,689
Income before extraordinary items$3,410,0001,757
Extraordinary gains, net$070
Net income$3,410,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0002,507
Cash dividends$3,310,000853
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,196,5001,806
2001-12-31 (YTD Data)Rank
Total interest income$20,897,0001,624
Total interest expense$10,025,0001,615
Net interest income$10,872,0001,639
Provision for loan and lease losses$550,0002,033
Total noninterest income$4,195,0001,139
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,346,0001,101
Trading account gains and fees$0177
Additional Noninterest Income$2,849,000978
Total noninterest expense$10,228,0001,440
Salaries and employee benefits$6,056,0001,230
Premises and equipment expense$1,177,0001,829
Additional noninterest expense$2,995,0001,554
Pre-tax net operating income$4,289,0001,656
Securities gains (losses)$91,0001,826
Applicable income taxes$1,312,0001,684
Income before extraordinary items$3,068,0001,714
Extraordinary gains, net$0105
Net income$3,068,0001,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,858
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,004,3001,679
2000-12-31 (YTD Data)Rank
Total interest income$20,794,0001,666
Total interest expense$10,209,0001,684
Net interest income$10,585,0001,657
Provision for loan and lease losses$520,0001,812
Total noninterest income$3,464,0001,186
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,234,0001,101
Trading account gains and fees$0180
Additional Noninterest Income$2,230,0001,057
Total noninterest expense$9,555,0001,455
Salaries and employee benefits$5,535,0001,277
Premises and equipment expense$1,168,0001,796
Additional noninterest expense$2,852,0001,572
Pre-tax net operating income$3,974,0001,840
Securities gains (losses)$01,956
Applicable income taxes$1,171,0001,860
Income before extraordinary items$2,803,0001,861
Extraordinary gains, net$038
Net income$2,803,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,640
Cash dividends$80,0006,117
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,803,0001,858
1999-12-31 (YTD Data)Rank
Total interest income$17,432,0001,860
Total interest expense$8,022,0001,862
Net interest income$9,410,0001,856
Provision for loan and lease losses$480,0001,826
Total noninterest income$3,952,0001,102
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$998,0001,314
Trading account gains and fees$0173
Additional Noninterest Income$2,954,000899
Total noninterest expense$9,434,0001,468
Salaries and employee benefits$5,424,0001,279
Premises and equipment expense$1,205,0001,702
Additional noninterest expense$2,805,0001,589
Pre-tax net operating income$3,448,0002,132
Securities gains (losses)$03,155
Applicable income taxes$1,002,0002,215
Income before extraordinary items$2,446,0002,140
Extraordinary gains, net$035
Net income$2,446,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,174
Cash dividends$301,0004,489
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,446,0002,108
1998-12-31 (YTD Data)Rank
Total interest income$15,444,0002,109
Total interest expense$7,950,0001,921
Net interest income$7,494,0002,279
Provision for loan and lease losses$395,0002,085
Total noninterest income$4,690,000981
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$657,0001,941
Trading account gains and fees$0224
Additional Noninterest Income$4,033,000744
Total noninterest expense$9,222,0001,434
Salaries and employee benefits$5,260,0001,252
Premises and equipment expense$1,103,0001,785
Additional noninterest expense$2,859,0001,510
Pre-tax net operating income$2,567,0002,712
Securities gains (losses)$04,449
Applicable income taxes$656,0003,179
Income before extraordinary items$1,911,0002,659
Extraordinary gains, net$032
Net income$1,911,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,259
Cash dividends$241,0005,020
Sale, conversion, retirement of capital stock, net$793,000498
Net operating income$1,911,0002,582
1997-12-31 (YTD Data)Rank
Total interest income$13,552,0002,404
Total interest expense$6,624,0002,268
Net interest income$6,928,0002,505
Provision for loan and lease losses$425,0002,000
Total noninterest income$2,457,0001,500
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$529,0002,476
Trading account gains and fees$0239
Additional Noninterest Income$1,928,0001,125
Total noninterest expense$6,653,0001,938
Salaries and employee benefits$3,826,0001,709
Premises and equipment expense$868,0002,269
Additional noninterest expense$1,959,0002,140
Pre-tax net operating income$2,307,0003,116
Securities gains (losses)$-1,0009,009
Applicable income taxes$695,0003,253
Income before extraordinary items$1,611,0003,146
Extraordinary gains, net$044
Net income$1,611,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,177
Cash dividends$191,0005,515
Sale, conversion, retirement of capital stock, net$81,000795
Net operating income$1,611,7003,080
1996-12-31 (YTD Data)Rank
Total interest income$12,235,0002,716
Total interest expense$5,897,0002,589
Net interest income$6,338,0002,787
Provision for loan and lease losses$325,0002,425
Total noninterest income$1,930,0001,897
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$455,0002,965
Trading account gains and fees$0262
Additional Noninterest Income$1,475,0001,401
Total noninterest expense$6,021,0002,282
Salaries and employee benefits$3,192,0002,094
Premises and equipment expense$728,0002,687
Additional noninterest expense$2,101,0002,347
Pre-tax net operating income$1,922,0003,510
Securities gains (losses)$-16,00010,516
Applicable income taxes$502,0004,129
Income before extraordinary items$1,404,0003,401
Extraordinary gains, net$053
Net income$1,404,0003,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,887
Cash dividends$173,0005,757
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,415,8403,333
1995-12-31 (YTD Data)Rank
Total interest income$11,040,0003,005
Total interest expense$5,495,0002,785
Net interest income$5,545,0003,204
Provision for loan and lease losses$355,0002,047
Total noninterest income$1,718,0002,074
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$381,0003,509
Trading account gains and fees$0522
Additional Noninterest Income$1,337,0001,474
Total noninterest expense$5,308,0002,556
Salaries and employee benefits$2,780,0002,389
Premises and equipment expense$678,0002,896
Additional noninterest expense$1,850,0002,576
Pre-tax net operating income$1,600,0004,229
Securities gains (losses)$18,0001,987
Applicable income taxes$424,0004,746
Income before extraordinary items$1,194,0003,976
Extraordinary gains, net$065
Net income$1,194,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,023
Cash dividends$107,0006,659
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,180,6803,993
1994-12-31 (YTD Data)Rank
Total interest income$9,073,0003,304
Total interest expense$4,053,0003,008
Net interest income$5,020,0003,553
Provision for loan and lease losses$315,0002,173
Total noninterest income$1,680,0002,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,303
Trading account gains and feesNANA
Additional Noninterest Income$1,375,0001,479
Total noninterest expense$5,089,0002,733
Salaries and employee benefits$2,648,0002,524
Premises and equipment expense$595,0003,293
Additional noninterest expense$1,846,0002,762
Pre-tax net operating income$1,296,0004,951
Securities gains (losses)$-11,0009,904
Applicable income taxes$325,0005,574
Income before extraordinary items$960,0004,670
Extraordinary gains, net$0249
Net income$960,0004,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,446
Cash dividends$307,0004,384
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$968,2504,685
1993-12-31 (YTD Data)Rank
Total interest income$6,990,0004,320
Total interest expense$2,724,0004,479
Net interest income$4,266,0004,150
Provision for loan and lease losses$200,0003,901
Total noninterest income$2,197,0001,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0005,331
Trading account gains and feesNANA
Additional Noninterest Income$1,962,0001,268
Total noninterest expense$4,842,0002,937
Salaries and employee benefits$2,613,0002,542
Premises and equipment expense$473,0004,066
Additional noninterest expense$1,756,0003,041
Pre-tax net operating income$1,421,0004,539
Securities gains (losses)$07,477
Applicable income taxes$399,0005,022
Income before extraordinary items$1,022,0004,620
Extraordinary gains, net$03,149
Net income$1,022,0004,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,760
Cash dividends$180,0005,679
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,022,0004,380
1992-12-31 (YTD Data)Rank
Total interest income$6,414,0005,198
Total interest expense$3,019,0005,127
Net interest income$3,395,0005,145
Provision for loan and lease losses$201,0005,185
Total noninterest income$686,0004,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,517
Trading account gains and feesNANA
Additional Noninterest Income$512,0003,136
Total noninterest expense$2,823,0004,779
Salaries and employee benefits$1,375,0004,575
Premises and equipment expense$371,0005,106
Additional noninterest expense$1,077,0004,764
Pre-tax net operating income$1,057,0005,411
Securities gains (losses)$14,0006,053
Applicable income taxes$294,0006,016
Income before extraordinary items$777,0005,477
Extraordinary gains, net$01,422
Net income$777,0005,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0006,068
Cash dividends$214,0004,856
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$766,7805,205

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.