Home > Heartland Bank > Net charge- offs to loans
Heartland Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8533% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2221% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1147% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,257 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3316% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9563% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 4,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2570% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7529% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 3,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4764% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4016% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,683 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 4,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1350% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7868% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2141% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0131% | 4,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2110% | 4,469 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5467% | 4,731 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0184% | 4,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1091% | 4,112 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2984% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1128% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3148% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,565 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1419% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0206% | 3,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 3,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0845% | 4,092 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1914% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 4,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 3,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1021% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2352% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7064% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6862% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0382% | 4,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6582% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6953% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6046% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5317% | 4,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5299% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4761% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7827% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0259% | 2,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9126% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2790% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7236% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1148% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7803% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0476% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6062% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.4926% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7103% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0166% | 4,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.6849% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1137% | 4,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1260% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0931% | 4,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7957% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0216% | 4,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 1.0050% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1291% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5745% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0320% | 4,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 1.2410% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1611% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0224% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 4,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1832% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8122% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1568% | 4,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0271% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4268% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1876% | 4,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0410% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4133% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2824% | 4,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0561% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 3,736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4568% | 5,162 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2393% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5724% | 5,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1046% | 4,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0919% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8292% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0665% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7134% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1144% | 4,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9390% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9388% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1643% | 4,140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1084% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4906% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4027% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 3,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1573% | 5,057 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2507% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1146% | 4,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1924% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 4,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8769% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2299% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1652% | 2,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1263% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1116% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1088% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6059% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2794% | 2,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1114% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0670% | 4,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9939% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7389% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 4,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6959% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6508% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1462% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1725% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 5,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5452% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0568% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9554% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0365% | 3,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5450% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 5,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7911% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3978% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2926% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0728% | 5,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2140% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 5,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0492% | 5,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 5,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 4,177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 5,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3886% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3579% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1272% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0361% | 4,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1888% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0670% | 5,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1014% | 5,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 5,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 5,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9324% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8113% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7177% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3579% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2256% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 1,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1892% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2510% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2034% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9566% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6879% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6205% | 1,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5679% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1779% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9449% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7254% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5937% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6581% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 5,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2687% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2655% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0103% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9415% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0788% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 5,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 6,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 5,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0892% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 5,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2106% | 5,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6026% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4229% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2623% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.4900% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6597% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5906% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8033% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5466% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2520% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3433% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1179% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1209% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1167% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5152% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6463% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9781% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2014% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2112% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6562% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9572% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1614% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2572% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3950% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4015% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3836% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0703% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0965% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4111% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2208% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2447% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2119% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3095% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2766% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2645% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 6,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 4,756 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0787% | 6,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 5,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6627% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3106% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5016% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4502% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6030% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3928% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2801% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3845% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2580% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5589% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5264% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8981% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3893% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4678% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4709% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6542% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3352% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5127% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2966% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3112% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9495% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4722% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3966% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5339% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5426% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7010% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4691% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7736% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4018% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4948% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5217% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3066% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3850% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4126% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4047% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5788% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9667% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4915% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 5,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5487% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4109% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2469% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6196% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5896% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8567% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3300% | 2,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3045% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5596% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0297% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0943% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9903% | 1,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5362% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5727% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8854% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2224% | 3,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 1,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2499% | 2,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7356% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1534% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5537% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5945% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6295% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0944% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1648% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 6,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0558% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5469% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5392% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6772% | 6,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5642% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5798% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0404% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 7,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 7,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6045% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3456% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9041% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9608% | 6,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 4,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3338% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 2,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8552% | 731 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5614% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8783% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4754% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 4,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7334% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5306% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2437% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 3,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1298% | 555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4837% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7755% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4038% | 2,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8446% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0604% | 2,406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1057% | 5,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5906% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0033% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4759% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3344% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9365% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4562% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2858% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2434% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2107% | 5,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8641% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8427% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5862% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6842% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5721% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9007% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 4,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.5393% | 2,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 3,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2619% | 775 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 3,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4011% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6211% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6203% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3927% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2683% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.7352% | 2,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 7,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3573% | 542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 3,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5330% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7579% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9010% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9773% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3346% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.9310% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8006% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5375% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5285% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3329% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2143% | 2,354 |
| Percentage Net Loans Charged-off:Construction & development | 1.8214% | 988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3730% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5970% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4925% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9935% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9175% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 1.9337% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 3,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1448% | 1,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5539% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3711% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2128% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | 2.5548% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1183% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2461% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 5,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8887% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6289% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 7,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2231% | 7,458 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0735% | 1,760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5660% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2139% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2386% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7571% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3448% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4838% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0428% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6411% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5003% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8763% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4552% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9168% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1012% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3410% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3932% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4243% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3723% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 6,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1064% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1448% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1782% | 2,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7972% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1467% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7005% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8260% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1064% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2796% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9587% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9995% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2140% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9439% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2563% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 2,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3334% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7602% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9093% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3451% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0210% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7148% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5198% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0485% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5424% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3730% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6568% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2500% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 7,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 3,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4859% | 4,322 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6598% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 7,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4244% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5059% | 3,799 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7175% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 7,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1651% | 2,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 2,787 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4438% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 8,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0885% | 7,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3286% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8660% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5002% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.2498% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 4,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0957% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1321% | 1,613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.3288% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1702% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4939% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7712% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1814% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 5,364 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 6,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 7,464 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |