Home > Heartland Bank > Income and Expense
Heartland Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 6,509 |
| Total interest expense | $0 | 6,493 |
| Net interest income | $0 | 6,508 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $0 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,264 |
| Total noninterest expense | $0 | 6,508 |
| Salaries and employee benefits | $0 | 6,497 |
| Premises and equipment expense | $0 | 6,495 |
| Additional noninterest expense | $0 | 6,508 |
| Pre-tax net operating income | $0 | 6,073 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $0 | 6,111 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $0 | 6,110 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $0 | 6,111 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $0 | 6,089 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,086,000 | 901 |
| Total interest expense | $2,684,000 | 839 |
| Net interest income | $18,402,000 | 901 |
| Provision for loan and lease losses | $-852,000 | 6,449 |
| Total noninterest income | $20,869,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,125,000 | 896 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $19,744,000 | 225 |
| Total noninterest expense | $38,464,000 | 427 |
| Salaries and employee benefits | $21,533,000 | 404 |
| Premises and equipment expense | $4,393,000 | 446 |
| Additional noninterest expense | $12,538,000 | 420 |
| Pre-tax net operating income | $1,659,000 | 2,858 |
| Securities gains (losses) | $310,000 | 461 |
| Applicable income taxes | $599,000 | 1,798 |
| Income before extraordinary items | $1,370,000 | 2,912 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,249,000 | 3,063 |
| Minority interest net income | $121,000 | 48 |
| Net income of bank and minority interests. | $1,370,000 | 2,913 |
| Net charge-offs | $-1,519,000 | 6,561 |
| Cash dividends | $3,000,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,153,000 | 3,187 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 905 |
| Total interest expense | $1,833,000 | 820 |
| Net interest income | $12,073,000 | 906 |
| Provision for loan and lease losses | $-852,000 | 6,553 |
| Total noninterest income | $13,182,000 | 303 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $751,000 | 882 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,431,000 | 226 |
| Total noninterest expense | $25,203,000 | 432 |
| Salaries and employee benefits | $14,374,000 | 396 |
| Premises and equipment expense | $2,973,000 | 443 |
| Additional noninterest expense | $7,856,000 | 440 |
| Pre-tax net operating income | $904,000 | 3,142 |
| Securities gains (losses) | $293,000 | 370 |
| Applicable income taxes | $103,000 | 2,986 |
| Income before extraordinary items | $1,094,000 | 2,480 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,020,000 | 2,614 |
| Minority interest net income | $74,000 | 48 |
| Net income of bank and minority interests. | $1,094,000 | 2,484 |
| Net charge-offs | $-1,264,000 | 6,627 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $827,370 | 2,966 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 940 |
| Total interest expense | $933,000 | 817 |
| Net interest income | $5,826,000 | 948 |
| Provision for loan and lease losses | $-940,000 | 6,663 |
| Total noninterest income | $5,690,000 | 334 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $377,000 | 870 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,313,000 | 250 |
| Total noninterest expense | $12,813,000 | 428 |
| Salaries and employee benefits | $7,439,000 | 392 |
| Premises and equipment expense | $1,481,000 | 449 |
| Additional noninterest expense | $3,893,000 | 441 |
| Pre-tax net operating income | $-357,000 | 6,599 |
| Securities gains (losses) | $306,000 | 207 |
| Applicable income taxes | $-431,000 | 6,696 |
| Income before extraordinary items | $380,000 | 3,105 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 3,178 |
| Minority interest net income | $12,000 | 52 |
| Net income of bank and minority interests. | $380,000 | 3,108 |
| Net charge-offs | $-1,204,000 | 6,709 |
| Cash dividends | $2,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $184,160 | 4,335 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $29,355,000 | 851 |
| Total interest expense | $3,284,000 | 1,030 |
| Net interest income | $26,071,000 | 819 |
| Provision for loan and lease losses | $4,404,000 | 302 |
| Total noninterest income | $47,688,000 | 213 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,708,000 | 813 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $45,980,000 | 154 |
| Total noninterest expense | $54,008,000 | 415 |
| Salaries and employee benefits | $31,102,000 | 375 |
| Premises and equipment expense | $5,844,000 | 434 |
| Additional noninterest expense | $17,062,000 | 426 |
| Pre-tax net operating income | $15,347,000 | 536 |
| Securities gains (losses) | $2,646,000 | 98 |
| Applicable income taxes | $7,065,000 | 361 |
| Income before extraordinary items | $10,928,000 | 593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,527,000 | 611 |
| Minority interest net income | $401,000 | 43 |
| Net income of bank and minority interests. | $10,928,000 | 593 |
| Net charge-offs | $7,183,000 | 243 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $9,234,560 | 671 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $22,271,000 | 846 |
| Total interest expense | $1,932,000 | 1,355 |
| Net interest income | $20,339,000 | 793 |
| Provision for loan and lease losses | $2,527,000 | 394 |
| Total noninterest income | $39,686,000 | 207 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,295,000 | 813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,391,000 | 152 |
| Total noninterest expense | $40,554,000 | 406 |
| Salaries and employee benefits | $23,852,000 | 362 |
| Premises and equipment expense | $4,430,000 | 429 |
| Additional noninterest expense | $12,272,000 | 437 |
| Pre-tax net operating income | $16,944,000 | 406 |
| Securities gains (losses) | $2,749,000 | 83 |
| Applicable income taxes | $7,754,000 | 279 |
| Income before extraordinary items | $11,939,000 | 436 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $11,610,000 | 448 |
| Minority interest net income | $329,000 | 41 |
| Net income of bank and minority interests. | $11,939,000 | 437 |
| Net charge-offs | $4,925,000 | 272 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,179,640 | 496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 855 |
| Total interest expense | $1,328,000 | 1,353 |
| Net interest income | $13,240,000 | 795 |
| Provision for loan and lease losses | $1,475,000 | 490 |
| Total noninterest income | $23,676,000 | 222 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $853,000 | 806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,823,000 | 164 |
| Total noninterest expense | $26,101,000 | 421 |
| Salaries and employee benefits | $15,441,000 | 374 |
| Premises and equipment expense | $2,896,000 | 438 |
| Additional noninterest expense | $7,764,000 | 459 |
| Pre-tax net operating income | $9,340,000 | 462 |
| Securities gains (losses) | $2,749,000 | 73 |
| Applicable income taxes | $4,714,000 | 287 |
| Income before extraordinary items | $7,375,000 | 462 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,114,000 | 472 |
| Minority interest net income | $261,000 | 39 |
| Net income of bank and minority interests. | $7,375,000 | 464 |
| Net charge-offs | $4,256,000 | 231 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,615,640 | 570 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 851 |
| Total interest expense | $713,000 | 1,290 |
| Net interest income | $6,652,000 | 794 |
| Provision for loan and lease losses | $98,000 | 2,125 |
| Total noninterest income | $10,615,000 | 237 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $433,000 | 788 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,182,000 | 177 |
| Total noninterest expense | $12,882,000 | 428 |
| Salaries and employee benefits | $7,707,000 | 375 |
| Premises and equipment expense | $1,475,000 | 435 |
| Additional noninterest expense | $3,700,000 | 487 |
| Pre-tax net operating income | $4,287,000 | 488 |
| Securities gains (losses) | $2,731,000 | 52 |
| Applicable income taxes | $2,639,000 | 278 |
| Income before extraordinary items | $4,379,000 | 386 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,256,000 | 397 |
| Minority interest net income | $123,000 | 42 |
| Net income of bank and minority interests. | $4,379,000 | 387 |
| Net charge-offs | $-1,527,000 | 7,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,631,160 | 592 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,923,000 | 769 |
| Total interest expense | $4,777,000 | 935 |
| Net interest income | $29,146,000 | 739 |
| Provision for loan and lease losses | $6,809,000 | 395 |
| Total noninterest income | $49,429,000 | 218 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,920,000 | 743 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $47,509,000 | 160 |
| Total noninterest expense | $52,040,000 | 427 |
| Salaries and employee benefits | $29,791,000 | 370 |
| Premises and equipment expense | $5,823,000 | 426 |
| Additional noninterest expense | $16,426,000 | 471 |
| Pre-tax net operating income | $19,726,000 | 436 |
| Securities gains (losses) | $77,000 | 2,457 |
| Applicable income taxes | $7,862,000 | 332 |
| Income before extraordinary items | $11,941,000 | 550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,242,000 | 568 |
| Minority interest net income | $699,000 | 37 |
| Net income of bank and minority interests. | $11,941,000 | 550 |
| Net charge-offs | $9,773,000 | 325 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $11,891,720 | 532 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,679,000 | 775 |
| Total interest expense | $3,966,000 | 894 |
| Net interest income | $21,713,000 | 754 |
| Provision for loan and lease losses | $4,264,000 | 468 |
| Total noninterest income | $35,981,000 | 227 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,478,000 | 733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,503,000 | 166 |
| Total noninterest expense | $37,386,000 | 440 |
| Salaries and employee benefits | $21,253,000 | 390 |
| Premises and equipment expense | $4,348,000 | 427 |
| Additional noninterest expense | $11,785,000 | 484 |
| Pre-tax net operating income | $16,044,000 | 417 |
| Securities gains (losses) | $77,000 | 2,170 |
| Applicable income taxes | $5,868,000 | 338 |
| Income before extraordinary items | $10,253,000 | 493 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,765,000 | 513 |
| Minority interest net income | $488,000 | 38 |
| Net income of bank and minority interests. | $10,253,000 | 493 |
| Net charge-offs | $5,208,000 | 446 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $10,203,720 | 476 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,214,000 | 782 |
| Total interest expense | $2,978,000 | 813 |
| Net interest income | $14,236,000 | 769 |
| Provision for loan and lease losses | $2,865,000 | 477 |
| Total noninterest income | $21,015,000 | 245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $996,000 | 714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,019,000 | 182 |
| Total noninterest expense | $24,386,000 | 444 |
| Salaries and employee benefits | $13,745,000 | 394 |
| Premises and equipment expense | $2,885,000 | 433 |
| Additional noninterest expense | $7,756,000 | 480 |
| Pre-tax net operating income | $8,000,000 | 500 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,706,000 | 425 |
| Income before extraordinary items | $5,294,000 | 604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,031,000 | 627 |
| Minority interest net income | $263,000 | 40 |
| Net income of bank and minority interests. | $5,294,000 | 604 |
| Net charge-offs | $4,040,000 | 398 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,294,000 | 582 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 792 |
| Total interest expense | $1,450,000 | 879 |
| Net interest income | $7,144,000 | 771 |
| Provision for loan and lease losses | $1,299,000 | 506 |
| Total noninterest income | $4,475,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $493,000 | 711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,982,000 | 332 |
| Total noninterest expense | $8,501,000 | 600 |
| Salaries and employee benefits | $4,604,000 | 565 |
| Premises and equipment expense | $1,106,000 | 550 |
| Additional noninterest expense | $2,791,000 | 629 |
| Pre-tax net operating income | $1,819,000 | 978 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $521,000 | 851 |
| Income before extraordinary items | $1,298,000 | 1,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,171,000 | 1,238 |
| Minority interest net income | $127,000 | 37 |
| Net income of bank and minority interests. | $1,298,000 | 1,141 |
| Net charge-offs | $1,306,000 | 562 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,298,000 | 1,077 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,481,000 | 754 |
| Total interest expense | $8,130,000 | 713 |
| Net interest income | $29,351,000 | 747 |
| Provision for loan and lease losses | $14,151,000 | 311 |
| Total noninterest income | $3,618,000 | 1,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,968,000 | 741 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,650,000 | 1,541 |
| Total noninterest expense | $38,383,000 | 535 |
| Salaries and employee benefits | $22,670,000 | 438 |
| Premises and equipment expense | $6,690,000 | 388 |
| Additional noninterest expense | $9,023,000 | 794 |
| Pre-tax net operating income | $-19,565,000 | 7,295 |
| Securities gains (losses) | $267,000 | 1,216 |
| Applicable income taxes | $-7,620,000 | 7,328 |
| Income before extraordinary items | $-11,678,000 | 7,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,948,000 | 7,233 |
| Minority interest net income | $270,000 | 52 |
| Net income of bank and minority interests. | $-11,678,000 | 7,229 |
| Net charge-offs | $17,750,000 | 281 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-11,848,880 | 7,230 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,501,000 | 757 |
| Total interest expense | $6,458,000 | 696 |
| Net interest income | $22,043,000 | 752 |
| Provision for loan and lease losses | $11,835,000 | 279 |
| Total noninterest income | $7,299,000 | 626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,475,000 | 744 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,824,000 | 524 |
| Total noninterest expense | $28,798,000 | 532 |
| Salaries and employee benefits | $17,039,000 | 432 |
| Premises and equipment expense | $5,020,000 | 392 |
| Additional noninterest expense | $6,739,000 | 789 |
| Pre-tax net operating income | $-11,291,000 | 7,350 |
| Securities gains (losses) | $47,000 | 2,372 |
| Applicable income taxes | $-4,555,000 | 7,410 |
| Income before extraordinary items | $-6,689,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,813,000 | 7,291 |
| Minority interest net income | $124,000 | 53 |
| Net income of bank and minority interests. | $-6,689,000 | 7,291 |
| Net charge-offs | $15,025,000 | 249 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,719,080 | 7,290 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,217,000 | 754 |
| Total interest expense | $4,522,000 | 698 |
| Net interest income | $14,695,000 | 757 |
| Provision for loan and lease losses | $4,887,000 | 452 |
| Total noninterest income | $3,692,000 | 777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $966,000 | 760 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,726,000 | 665 |
| Total noninterest expense | $19,275,000 | 533 |
| Salaries and employee benefits | $11,508,000 | 430 |
| Premises and equipment expense | $3,374,000 | 396 |
| Additional noninterest expense | $4,393,000 | 820 |
| Pre-tax net operating income | $-5,775,000 | 7,388 |
| Securities gains (losses) | $47,000 | 1,636 |
| Applicable income taxes | $-2,307,000 | 7,466 |
| Income before extraordinary items | $-3,421,000 | 7,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,448,000 | 7,317 |
| Minority interest net income | $27,000 | 65 |
| Net income of bank and minority interests. | $-3,421,000 | 7,316 |
| Net charge-offs | $6,611,000 | 366 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,451,080 | 7,312 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,608,000 | 760 |
| Total interest expense | $2,382,000 | 689 |
| Net interest income | $7,226,000 | 772 |
| Provision for loan and lease losses | $2,031,000 | 512 |
| Total noninterest income | $1,115,000 | 1,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 751 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $638,000 | 1,131 |
| Total noninterest expense | $9,013,000 | 566 |
| Salaries and employee benefits | $5,828,000 | 430 |
| Premises and equipment expense | $1,623,000 | 419 |
| Additional noninterest expense | $1,562,000 | 1,142 |
| Pre-tax net operating income | $-2,703,000 | 7,442 |
| Securities gains (losses) | $47,000 | 782 |
| Applicable income taxes | $-1,064,000 | 7,524 |
| Income before extraordinary items | $-1,592,000 | 7,371 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,590,000 | 7,372 |
| Minority interest net income | $-2,000 | 7,554 |
| Net income of bank and minority interests. | $-1,592,000 | 7,372 |
| Net charge-offs | $3,283,000 | 370 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,622,080 | 7,372 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $45,190,000 | 662 |
| Total interest expense | $10,098,000 | 803 |
| Net interest income | $35,092,000 | 617 |
| Provision for loan and lease losses | $19,544,000 | 376 |
| Total noninterest income | $13,070,000 | 530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $257,000 | 107 |
| Additional Noninterest Income | $12,813,000 | 383 |
| Total noninterest expense | $38,592,000 | 541 |
| Salaries and employee benefits | $25,001,000 | 390 |
| Premises and equipment expense | $6,513,000 | 399 |
| Additional noninterest expense | $7,078,000 | 1,040 |
| Pre-tax net operating income | $-9,974,000 | 7,354 |
| Securities gains (losses) | $2,399,000 | 227 |
| Applicable income taxes | $-3,142,000 | 7,533 |
| Income before extraordinary items | $-4,433,000 | 7,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,507,000 | 7,141 |
| Minority interest net income | $74,000 | 71 |
| Net income of bank and minority interests. | $-4,433,000 | 7,137 |
| Net charge-offs | $14,335,000 | 448 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,968,360 | 7,213 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $34,149,000 | 663 |
| Total interest expense | $7,739,000 | 823 |
| Net interest income | $26,410,000 | 612 |
| Provision for loan and lease losses | $17,999,000 | 306 |
| Total noninterest income | $11,100,000 | 474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $258,000 | 97 |
| Additional Noninterest Income | $10,842,000 | 344 |
| Total noninterest expense | $28,744,000 | 536 |
| Salaries and employee benefits | $17,600,000 | 412 |
| Premises and equipment expense | $4,856,000 | 397 |
| Additional noninterest expense | $6,288,000 | 862 |
| Pre-tax net operating income | $-9,233,000 | 7,533 |
| Securities gains (losses) | $1,498,000 | 290 |
| Applicable income taxes | $-2,966,000 | 7,650 |
| Income before extraordinary items | $-4,769,000 | 7,406 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,829,000 | 7,408 |
| Minority interest net income | $60,000 | 74 |
| Net income of bank and minority interests. | $-4,769,000 | 7,406 |
| Net charge-offs | $11,311,000 | 416 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,727,720 | 7,433 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,713,000 | 673 |
| Total interest expense | $5,359,000 | 817 |
| Net interest income | $17,354,000 | 620 |
| Provision for loan and lease losses | $4,893,000 | 646 |
| Total noninterest income | $5,912,000 | 550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $230,000 | 89 |
| Additional Noninterest Income | $5,682,000 | 391 |
| Total noninterest expense | $17,676,000 | 574 |
| Salaries and employee benefits | $10,839,000 | 442 |
| Premises and equipment expense | $3,253,000 | 402 |
| Additional noninterest expense | $3,584,000 | 987 |
| Pre-tax net operating income | $697,000 | 3,038 |
| Securities gains (losses) | $745,000 | 334 |
| Applicable income taxes | $446,000 | 1,333 |
| Income before extraordinary items | $996,000 | 2,131 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $963,000 | 2,183 |
| Minority interest net income | $33,000 | 69 |
| Net income of bank and minority interests. | $996,000 | 2,133 |
| Net charge-offs | $4,409,000 | 628 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $481,950 | 3,364 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,096,000 | 704 |
| Total interest expense | $2,792,000 | 830 |
| Net interest income | $8,304,000 | 653 |
| Provision for loan and lease losses | $2,519,000 | 623 |
| Total noninterest income | $2,537,000 | 595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $293,000 | 78 |
| Additional Noninterest Income | $2,244,000 | 447 |
| Total noninterest expense | $8,491,000 | 588 |
| Salaries and employee benefits | $5,293,000 | 454 |
| Premises and equipment expense | $1,635,000 | 417 |
| Additional noninterest expense | $1,563,000 | 1,121 |
| Pre-tax net operating income | $-169,000 | 6,789 |
| Securities gains (losses) | $661,000 | 192 |
| Applicable income taxes | $93,000 | 2,188 |
| Income before extraordinary items | $399,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 2,632 |
| Minority interest net income | $18,000 | 60 |
| Net income of bank and minority interests. | $399,000 | 2,553 |
| Net charge-offs | $2,684,000 | 528 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-136,410 | 6,787 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,143,000 | 684 |
| Total interest expense | $14,230,000 | 819 |
| Net interest income | $33,913,000 | 632 |
| Provision for loan and lease losses | $15,740,000 | 587 |
| Total noninterest income | $10,157,000 | 632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,157,000 | 438 |
| Total noninterest expense | $35,108,000 | 605 |
| Salaries and employee benefits | $22,500,000 | 425 |
| Premises and equipment expense | $6,587,000 | 407 |
| Additional noninterest expense | $6,021,000 | 1,256 |
| Pre-tax net operating income | $-6,778,000 | 7,335 |
| Securities gains (losses) | $6,796,000 | 92 |
| Applicable income taxes | $-548,000 | 7,069 |
| Income before extraordinary items | $566,000 | 3,689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $494,000 | 3,890 |
| Minority interest net income | $72,000 | 68 |
| Net income of bank and minority interests. | $566,000 | 3,687 |
| Net charge-offs | $13,862,000 | 528 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,230,000 | 7,382 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,362,000 | 695 |
| Total interest expense | $10,908,000 | 849 |
| Net interest income | $25,454,000 | 633 |
| Provision for loan and lease losses | $9,879,000 | 630 |
| Total noninterest income | $6,823,000 | 693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,823,000 | 478 |
| Total noninterest expense | $25,282,000 | 619 |
| Salaries and employee benefits | $17,011,000 | 432 |
| Premises and equipment expense | $4,948,000 | 421 |
| Additional noninterest expense | $3,323,000 | 1,633 |
| Pre-tax net operating income | $-2,884,000 | 7,258 |
| Securities gains (losses) | $5,199,000 | 106 |
| Applicable income taxes | $531,000 | 1,342 |
| Income before extraordinary items | $1,784,000 | 1,508 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,726,000 | 1,552 |
| Minority interest net income | $58,000 | 73 |
| Net income of bank and minority interests. | $1,784,000 | 1,508 |
| Net charge-offs | $9,259,000 | 532 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,219,230 | 7,224 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,491,000 | 702 |
| Total interest expense | $7,324,000 | 890 |
| Net interest income | $17,167,000 | 630 |
| Provision for loan and lease losses | $5,503,000 | 688 |
| Total noninterest income | $3,533,000 | 841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,533,000 | 561 |
| Total noninterest expense | $16,645,000 | 643 |
| Salaries and employee benefits | $12,184,000 | 412 |
| Premises and equipment expense | $3,224,000 | 443 |
| Additional noninterest expense | $1,237,000 | 2,746 |
| Pre-tax net operating income | $-1,448,000 | 7,218 |
| Securities gains (losses) | $3,508,000 | 114 |
| Applicable income taxes | $669,000 | 856 |
| Income before extraordinary items | $1,391,000 | 1,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,344,000 | 1,402 |
| Minority interest net income | $47,000 | 69 |
| Net income of bank and minority interests. | $1,391,000 | 1,362 |
| Net charge-offs | $3,338,000 | 779 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-994,440 | 7,143 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,917,000 | 731 |
| Total interest expense | $3,593,000 | 949 |
| Net interest income | $8,324,000 | 642 |
| Provision for loan and lease losses | $3,433,000 | 515 |
| Total noninterest income | $661,000 | 1,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $661,000 | 1,164 |
| Total noninterest expense | $7,810,000 | 658 |
| Salaries and employee benefits | $5,949,000 | 422 |
| Premises and equipment expense | $1,600,000 | 451 |
| Additional noninterest expense | $261,000 | 4,823 |
| Pre-tax net operating income | $-2,258,000 | 7,865 |
| Securities gains (losses) | $3,406,000 | 83 |
| Applicable income taxes | $357,000 | 906 |
| Income before extraordinary items | $791,000 | 1,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $764,000 | 1,432 |
| Minority interest net income | $27,000 | 67 |
| Net income of bank and minority interests. | $791,000 | 1,391 |
| Net charge-offs | $1,673,000 | 683 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,559,140 | 7,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $49,090,000 | 758 |
| Total interest expense | $18,078,000 | 887 |
| Net interest income | $31,012,000 | 699 |
| Provision for loan and lease losses | $11,445,000 | 533 |
| Total noninterest income | $10,196,000 | 576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,196,000 | 383 |
| Total noninterest expense | $32,272,000 | 613 |
| Salaries and employee benefits | $20,169,000 | 476 |
| Premises and equipment expense | $6,694,000 | 414 |
| Additional noninterest expense | $5,409,000 | 1,186 |
| Pre-tax net operating income | $-2,509,000 | 7,491 |
| Securities gains (losses) | $5,372,000 | 70 |
| Applicable income taxes | $791,000 | 1,411 |
| Income before extraordinary items | $2,072,000 | 1,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,072,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,819,000 | 713 |
| Cash dividends | $342,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,795,840 | 7,416 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $37,511,000 | 766 |
| Total interest expense | $13,994,000 | 888 |
| Net interest income | $23,517,000 | 716 |
| Provision for loan and lease losses | $8,655,000 | 451 |
| Total noninterest income | $9,426,000 | 526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,426,000 | 359 |
| Total noninterest expense | $24,694,000 | 593 |
| Salaries and employee benefits | $15,621,000 | 480 |
| Premises and equipment expense | $4,966,000 | 424 |
| Additional noninterest expense | $4,107,000 | 1,122 |
| Pre-tax net operating income | $-406,000 | 7,197 |
| Securities gains (losses) | $4,263,000 | 74 |
| Applicable income taxes | $1,267,000 | 955 |
| Income before extraordinary items | $2,590,000 | 1,426 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,590,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,602,000 | 701 |
| Cash dividends | $342,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-266,210 | 7,142 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,385,000 | 765 |
| Total interest expense | $9,731,000 | 880 |
| Net interest income | $15,654,000 | 712 |
| Provision for loan and lease losses | $1,963,000 | 804 |
| Total noninterest income | $2,210,000 | 1,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,210,000 | 787 |
| Total noninterest expense | $16,038,000 | 606 |
| Salaries and employee benefits | $10,698,000 | 474 |
| Premises and equipment expense | $3,387,000 | 417 |
| Additional noninterest expense | $1,953,000 | 1,510 |
| Pre-tax net operating income | $-137,000 | 7,251 |
| Securities gains (losses) | $2,976,000 | 94 |
| Applicable income taxes | $953,000 | 981 |
| Income before extraordinary items | $1,886,000 | 1,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,886,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,241,000 | 753 |
| Cash dividends | $342,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-78,160 | 7,175 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,107,000 | 765 |
| Total interest expense | $5,282,000 | 859 |
| Net interest income | $7,825,000 | 704 |
| Provision for loan and lease losses | $1,094,000 | 593 |
| Total noninterest income | $1,142,000 | 1,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,142,000 | 776 |
| Total noninterest expense | $8,140,000 | 594 |
| Salaries and employee benefits | $5,677,000 | 447 |
| Premises and equipment expense | $1,800,000 | 400 |
| Additional noninterest expense | $663,000 | 2,104 |
| Pre-tax net operating income | $-267,000 | 7,864 |
| Securities gains (losses) | $2,180,000 | 84 |
| Applicable income taxes | $696,000 | 785 |
| Income before extraordinary items | $1,217,000 | 1,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,217,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $784,000 | 542 |
| Cash dividends | $342,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-178,200 | 7,773 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $55,962,000 | 737 |
| Total interest expense | $20,736,000 | 961 |
| Net interest income | $35,226,000 | 628 |
| Provision for loan and lease losses | $3,553,000 | 555 |
| Total noninterest income | $5,237,000 | 1,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,237,000 | 656 |
| Total noninterest expense | $35,812,000 | 528 |
| Salaries and employee benefits | $22,839,000 | 423 |
| Premises and equipment expense | $6,092,000 | 439 |
| Additional noninterest expense | $6,881,000 | 829 |
| Pre-tax net operating income | $1,098,000 | 4,553 |
| Securities gains (losses) | $2,227,000 | 104 |
| Applicable income taxes | $1,582,000 | 1,364 |
| Income before extraordinary items | $1,743,000 | 3,111 |
| Extraordinary gains, net | $-535,000 | 8,524 |
| Net income | $1,208,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,505,000 | 405 |
| Cash dividends | $4,457,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $317,720 | 6,349 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,760,000 | 739 |
| Total interest expense | $15,125,000 | 978 |
| Net interest income | $26,635,000 | 624 |
| Provision for loan and lease losses | $2,433,000 | 437 |
| Total noninterest income | $4,429,000 | 957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $52,000 | 138 |
| Additional Noninterest Income | $4,377,000 | 603 |
| Total noninterest expense | $25,597,000 | 545 |
| Salaries and employee benefits | $17,098,000 | 426 |
| Premises and equipment expense | $4,168,000 | 480 |
| Additional noninterest expense | $4,331,000 | 944 |
| Pre-tax net operating income | $3,034,000 | 2,080 |
| Securities gains (losses) | $1,401,000 | 126 |
| Applicable income taxes | $1,691,000 | 1,108 |
| Income before extraordinary items | $2,744,000 | 1,836 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,744,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,857,000 | 303 |
| Cash dividends | $3,340,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,847,360 | 2,517 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,319,000 | 761 |
| Total interest expense | $9,597,000 | 1,027 |
| Net interest income | $17,722,000 | 646 |
| Provision for loan and lease losses | $2,177,000 | 305 |
| Total noninterest income | $3,531,000 | 848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,531,000 | 551 |
| Total noninterest expense | $15,721,000 | 596 |
| Salaries and employee benefits | $10,741,000 | 473 |
| Premises and equipment expense | $2,516,000 | 545 |
| Additional noninterest expense | $2,464,000 | 1,131 |
| Pre-tax net operating income | $3,355,000 | 1,397 |
| Securities gains (losses) | $864,000 | 134 |
| Applicable income taxes | $1,564,000 | 885 |
| Income before extraordinary items | $2,655,000 | 1,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,655,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,651,000 | 311 |
| Cash dividends | $2,229,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,102,040 | 1,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,016,000 | 795 |
| Total interest expense | $4,339,000 | 1,120 |
| Net interest income | $8,677,000 | 651 |
| Provision for loan and lease losses | $923,000 | 316 |
| Total noninterest income | $1,400,000 | 1,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,400,000 | 629 |
| Total noninterest expense | $7,381,000 | 639 |
| Salaries and employee benefits | $4,902,000 | 524 |
| Premises and equipment expense | $1,187,000 | 576 |
| Additional noninterest expense | $1,292,000 | 1,056 |
| Pre-tax net operating income | $1,773,000 | 1,322 |
| Securities gains (losses) | $422,000 | 129 |
| Applicable income taxes | $781,000 | 889 |
| Income before extraordinary items | $1,414,000 | 1,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,414,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,040,000 | 237 |
| Cash dividends | $1,119,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,143,920 | 1,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,462,000 | 851 |
| Total interest expense | $12,446,000 | 1,348 |
| Net interest income | $33,016,000 | 669 |
| Provision for loan and lease losses | $3,248,000 | 355 |
| Total noninterest income | $5,133,000 | 1,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,133,000 | 663 |
| Total noninterest expense | $26,931,000 | 665 |
| Salaries and employee benefits | $17,778,000 | 534 |
| Premises and equipment expense | $4,313,000 | 587 |
| Additional noninterest expense | $4,840,000 | 1,107 |
| Pre-tax net operating income | $7,970,000 | 1,229 |
| Securities gains (losses) | $1,697,000 | 124 |
| Applicable income taxes | $3,453,000 | 843 |
| Income before extraordinary items | $6,214,000 | 1,189 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,214,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,071,000 | 645 |
| Cash dividends | $3,972,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $5,820,000 | 294 |
| Net operating income | $5,127,920 | 1,410 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,693,000 | 901 |
| Total interest expense | $8,628,000 | 1,416 |
| Net interest income | $24,065,000 | 702 |
| Provision for loan and lease losses | $2,579,000 | 317 |
| Total noninterest income | $3,590,000 | 1,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,590,000 | 704 |
| Total noninterest expense | $19,248,000 | 709 |
| Salaries and employee benefits | $12,474,000 | 583 |
| Premises and equipment expense | $3,147,000 | 620 |
| Additional noninterest expense | $3,627,000 | 1,111 |
| Pre-tax net operating income | $5,828,000 | 1,306 |
| Securities gains (losses) | $1,193,000 | 129 |
| Applicable income taxes | $2,448,000 | 924 |
| Income before extraordinary items | $4,573,000 | 1,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,573,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 893 |
| Cash dividends | $3,014,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,797,550 | 1,457 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,515,000 | 936 |
| Total interest expense | $5,147,000 | 1,512 |
| Net interest income | $15,368,000 | 732 |
| Provision for loan and lease losses | $1,699,000 | 318 |
| Total noninterest income | $2,356,000 | 1,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,356,000 | 709 |
| Total noninterest expense | $12,018,000 | 747 |
| Salaries and employee benefits | $8,073,000 | 607 |
| Premises and equipment expense | $2,046,000 | 643 |
| Additional noninterest expense | $1,899,000 | 1,400 |
| Pre-tax net operating income | $4,007,000 | 1,270 |
| Securities gains (losses) | $783,000 | 128 |
| Applicable income taxes | $1,658,000 | 914 |
| Income before extraordinary items | $3,132,000 | 1,201 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,132,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 829 |
| Cash dividends | $1,950,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,623,050 | 1,418 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,477,000 | 978 |
| Total interest expense | $2,201,000 | 1,679 |
| Net interest income | $7,276,000 | 773 |
| Provision for loan and lease losses | $820,000 | 314 |
| Total noninterest income | $1,155,000 | 1,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,155,000 | 720 |
| Total noninterest expense | $5,721,000 | 786 |
| Salaries and employee benefits | $3,831,000 | 636 |
| Premises and equipment expense | $1,018,000 | 635 |
| Additional noninterest expense | $872,000 | 1,506 |
| Pre-tax net operating income | $1,890,000 | 1,313 |
| Securities gains (losses) | $415,000 | 119 |
| Applicable income taxes | $825,000 | 911 |
| Income before extraordinary items | $1,480,000 | 1,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,480,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,056 |
| Cash dividends | $974,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,214,400 | 1,473 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,934,000 | 998 |
| Total interest expense | $7,147,000 | 1,596 |
| Net interest income | $25,787,000 | 831 |
| Provision for loan and lease losses | $1,706,000 | 626 |
| Total noninterest income | $3,680,000 | 1,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,680,000 | 867 |
| Total noninterest expense | $20,302,000 | 832 |
| Salaries and employee benefits | $13,504,000 | 670 |
| Premises and equipment expense | $3,483,000 | 707 |
| Additional noninterest expense | $3,315,000 | 1,538 |
| Pre-tax net operating income | $7,459,000 | 1,282 |
| Securities gains (losses) | $1,910,000 | 146 |
| Applicable income taxes | $3,367,000 | 878 |
| Income before extraordinary items | $6,002,000 | 1,202 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,002,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,324 |
| Cash dividends | $2,650,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $9,650,000 | 204 |
| Net operating income | $4,779,600 | 1,462 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,226,000 | 992 |
| Total interest expense | $5,199,000 | 1,544 |
| Net interest income | $19,027,000 | 830 |
| Provision for loan and lease losses | $1,178,000 | 653 |
| Total noninterest income | $2,884,000 | 1,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,884,000 | 838 |
| Total noninterest expense | $15,163,000 | 830 |
| Salaries and employee benefits | $10,207,000 | 659 |
| Premises and equipment expense | $2,550,000 | 713 |
| Additional noninterest expense | $2,406,000 | 1,562 |
| Pre-tax net operating income | $5,570,000 | 1,290 |
| Securities gains (losses) | $1,577,000 | 141 |
| Applicable income taxes | $2,661,000 | 852 |
| Income before extraordinary items | $4,486,000 | 1,208 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,486,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,880 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,476,720 | 1,495 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,823,000 | 984 |
| Total interest expense | $3,356,000 | 1,503 |
| Net interest income | $12,467,000 | 842 |
| Provision for loan and lease losses | $716,000 | 700 |
| Total noninterest income | $1,280,000 | 1,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,280,000 | 1,126 |
| Total noninterest expense | $9,921,000 | 846 |
| Salaries and employee benefits | $6,584,000 | 673 |
| Premises and equipment expense | $1,660,000 | 723 |
| Additional noninterest expense | $1,677,000 | 1,493 |
| Pre-tax net operating income | $3,110,000 | 1,500 |
| Securities gains (losses) | $896,000 | 164 |
| Applicable income taxes | $1,488,000 | 964 |
| Income before extraordinary items | $2,518,000 | 1,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,518,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,944,560 | 1,729 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 999 |
| Total interest expense | $1,642,000 | 1,456 |
| Net interest income | $6,015,000 | 860 |
| Provision for loan and lease losses | $314,000 | 736 |
| Total noninterest income | $567,000 | 1,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $567,000 | 1,215 |
| Total noninterest expense | $4,902,000 | 845 |
| Salaries and employee benefits | $3,249,000 | 684 |
| Premises and equipment expense | $816,000 | 730 |
| Additional noninterest expense | $837,000 | 1,487 |
| Pre-tax net operating income | $1,366,000 | 1,678 |
| Securities gains (losses) | $264,000 | 216 |
| Applicable income taxes | $606,000 | 1,141 |
| Income before extraordinary items | $1,024,000 | 1,629 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,024,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,389 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $855,040 | 1,931 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,745,000 | 1,017 |
| Total interest expense | $5,835,000 | 1,410 |
| Net interest income | $21,910,000 | 897 |
| Provision for loan and lease losses | $5,755,000 | 225 |
| Total noninterest income | $2,924,000 | 1,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,924,000 | 1,007 |
| Total noninterest expense | $21,408,000 | 763 |
| Salaries and employee benefits | $14,069,000 | 605 |
| Premises and equipment expense | $3,321,000 | 694 |
| Additional noninterest expense | $4,018,000 | 1,229 |
| Pre-tax net operating income | $-2,329,000 | 8,913 |
| Securities gains (losses) | $3,559,000 | 140 |
| Applicable income taxes | $414,000 | 3,666 |
| Income before extraordinary items | $816,000 | 5,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $816,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,516,000 | 227 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,532,940 | 8,873 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,477,000 | 1,021 |
| Total interest expense | $4,227,000 | 1,425 |
| Net interest income | $16,250,000 | 907 |
| Provision for loan and lease losses | $1,641,000 | 488 |
| Total noninterest income | $2,392,000 | 1,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,392,000 | 948 |
| Total noninterest expense | $15,696,000 | 768 |
| Salaries and employee benefits | $10,259,000 | 618 |
| Premises and equipment expense | $2,490,000 | 700 |
| Additional noninterest expense | $2,947,000 | 1,250 |
| Pre-tax net operating income | $1,305,000 | 3,948 |
| Securities gains (losses) | $2,805,000 | 145 |
| Applicable income taxes | $1,530,000 | 1,262 |
| Income before extraordinary items | $2,580,000 | 1,853 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,580,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,610,000 | 407 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $784,800 | 4,594 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,401,000 | 1,023 |
| Total interest expense | $2,723,000 | 1,459 |
| Net interest income | $10,678,000 | 915 |
| Provision for loan and lease losses | $923,000 | 553 |
| Total noninterest income | $1,707,000 | 1,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,707,000 | 897 |
| Total noninterest expense | $10,690,000 | 751 |
| Salaries and employee benefits | $7,000,000 | 608 |
| Premises and equipment expense | $1,778,000 | 652 |
| Additional noninterest expense | $1,912,000 | 1,274 |
| Pre-tax net operating income | $772,000 | 4,203 |
| Securities gains (losses) | $2,074,000 | 146 |
| Applicable income taxes | $1,060,000 | 1,220 |
| Income before extraordinary items | $1,786,000 | 1,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,786,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,322,000 | 340 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $458,640 | 4,868 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 1,021 |
| Total interest expense | $1,397,000 | 1,433 |
| Net interest income | $5,381,000 | 913 |
| Provision for loan and lease losses | $707,000 | 403 |
| Total noninterest income | $1,402,000 | 963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,402,000 | 614 |
| Total noninterest expense | $5,295,000 | 764 |
| Salaries and employee benefits | $3,487,000 | 620 |
| Premises and equipment expense | $954,000 | 618 |
| Additional noninterest expense | $854,000 | 1,413 |
| Pre-tax net operating income | $781,000 | 2,465 |
| Securities gains (losses) | $1,563,000 | 136 |
| Applicable income taxes | $869,000 | 827 |
| Income before extraordinary items | $1,475,000 | 1,112 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,475,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 282 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $474,680 | 2,953 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,244,000 | 929 |
| Total interest expense | $7,295,000 | 1,215 |
| Net interest income | $22,949,000 | 836 |
| Provision for loan and lease losses | $2,112,000 | 616 |
| Total noninterest income | $-2,437,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-2,437,000 | 9,188 |
| Total noninterest expense | $21,951,000 | 740 |
| Salaries and employee benefits | $14,791,000 | 591 |
| Premises and equipment expense | $4,095,000 | 563 |
| Additional noninterest expense | $3,065,000 | 1,604 |
| Pre-tax net operating income | $-3,551,000 | 9,124 |
| Securities gains (losses) | $10,090,000 | 109 |
| Applicable income taxes | $2,204,000 | 1,195 |
| Income before extraordinary items | $4,335,000 | 1,448 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,335,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,556,000 | 462 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,324,400 | 9,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,446,000 | 919 |
| Total interest expense | $5,759,000 | 1,207 |
| Net interest income | $17,687,000 | 821 |
| Provision for loan and lease losses | $1,015,000 | 891 |
| Total noninterest income | $-3,750,000 | 9,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,750,000 | 9,245 |
| Total noninterest expense | $16,395,000 | 752 |
| Salaries and employee benefits | $11,451,000 | 586 |
| Premises and equipment expense | $3,133,000 | 564 |
| Additional noninterest expense | $1,811,000 | 1,979 |
| Pre-tax net operating income | $-3,473,000 | 9,194 |
| Securities gains (losses) | $9,147,000 | 109 |
| Applicable income taxes | $2,160,000 | 1,000 |
| Income before extraordinary items | $3,514,000 | 1,418 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,514,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,843,000 | 469 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,340,080 | 9,169 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,961,000 | 914 |
| Total interest expense | $4,062,000 | 1,175 |
| Net interest income | $11,899,000 | 815 |
| Provision for loan and lease losses | $543,000 | 1,069 |
| Total noninterest income | $-3,515,000 | 9,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-3,515,000 | 9,279 |
| Total noninterest expense | $10,733,000 | 764 |
| Salaries and employee benefits | $7,700,000 | 578 |
| Premises and equipment expense | $2,117,000 | 562 |
| Additional noninterest expense | $916,000 | 2,576 |
| Pre-tax net operating income | $-2,892,000 | 9,235 |
| Securities gains (losses) | $7,041,000 | 112 |
| Applicable income taxes | $1,579,000 | 952 |
| Income before extraordinary items | $2,570,000 | 1,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,570,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 562 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,936,240 | 9,217 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 931 |
| Total interest expense | $2,125,000 | 1,155 |
| Net interest income | $5,767,000 | 844 |
| Provision for loan and lease losses | $331,000 | 849 |
| Total noninterest income | $-1,518,000 | 9,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-1,518,000 | 9,324 |
| Total noninterest expense | $5,443,000 | 755 |
| Salaries and employee benefits | $3,958,000 | 562 |
| Premises and equipment expense | $1,038,000 | 569 |
| Additional noninterest expense | $447,000 | 2,578 |
| Pre-tax net operating income | $-1,525,000 | 9,277 |
| Securities gains (losses) | $3,499,000 | 106 |
| Applicable income taxes | $744,000 | 1,010 |
| Income before extraordinary items | $1,230,000 | 1,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,230,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 567 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,009,360 | 9,250 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,259,000 | 892 |
| Total interest expense | $10,861,000 | 1,028 |
| Net interest income | $23,398,000 | 818 |
| Provision for loan and lease losses | $2,331,000 | 658 |
| Total noninterest income | $-1,106,000 | 9,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,106,000 | 9,355 |
| Total noninterest expense | $23,440,000 | 691 |
| Salaries and employee benefits | $14,071,000 | 582 |
| Premises and equipment expense | $4,533,000 | 510 |
| Additional noninterest expense | $4,836,000 | 1,018 |
| Pre-tax net operating income | $-3,479,000 | 9,297 |
| Securities gains (losses) | $10,207,000 | 103 |
| Applicable income taxes | $2,594,000 | 1,054 |
| Income before extraordinary items | $4,134,000 | 1,496 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,134,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,910,000 | 446 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,398,480 | 9,274 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,500,000 | 864 |
| Total interest expense | $19,621,000 | 834 |
| Net interest income | $19,879,000 | 892 |
| Provision for loan and lease losses | $4,029,000 | 414 |
| Total noninterest income | $3,231,000 | 1,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,231,000 | 889 |
| Total noninterest expense | $27,672,000 | 594 |
| Salaries and employee benefits | $14,192,000 | 556 |
| Premises and equipment expense | $6,634,000 | 359 |
| Additional noninterest expense | $6,846,000 | 744 |
| Pre-tax net operating income | $-8,591,000 | 9,586 |
| Securities gains (losses) | $6,344,000 | 120 |
| Applicable income taxes | $-376,000 | 9,464 |
| Income before extraordinary items | $-1,871,000 | 9,517 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,871,000 | 9,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,562,000 | 392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-7,136,520 | 9,576 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,806,000 | 853 |
| Total interest expense | $22,340,000 | 816 |
| Net interest income | $19,466,000 | 892 |
| Provision for loan and lease losses | $7,189,000 | 247 |
| Total noninterest income | $22,708,000 | 346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $22,708,000 | 273 |
| Total noninterest expense | $26,132,000 | 606 |
| Salaries and employee benefits | $12,703,000 | 565 |
| Premises and equipment expense | $6,451,000 | 356 |
| Additional noninterest expense | $6,978,000 | 744 |
| Pre-tax net operating income | $8,853,000 | 869 |
| Securities gains (losses) | $-891,000 | 9,751 |
| Applicable income taxes | $3,180,000 | 790 |
| Income before extraordinary items | $4,782,000 | 1,112 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,782,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,279,000 | 295 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,352,240 | 995 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,871,000 | 915 |
| Total interest expense | $19,986,000 | 794 |
| Net interest income | $16,885,000 | 1,038 |
| Provision for loan and lease losses | $3,093,000 | 407 |
| Total noninterest income | $-3,250,000 | 10,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $-3,250,000 | 10,240 |
| Total noninterest expense | $22,524,000 | 696 |
| Salaries and employee benefits | $12,131,000 | 597 |
| Premises and equipment expense | $5,353,000 | 435 |
| Additional noninterest expense | $5,040,000 | 949 |
| Pre-tax net operating income | $-11,982,000 | 10,227 |
| Securities gains (losses) | $15,575,000 | 28 |
| Applicable income taxes | $1,441,000 | 1,650 |
| Income before extraordinary items | $2,152,000 | 2,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,152,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,776,000 | 488 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-7,816,000 | 10,206 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,074,000 | 1,021 |
| Total interest expense | $18,841,000 | 847 |
| Net interest income | $13,233,000 | 1,288 |
| Provision for loan and lease losses | $2,162,000 | 543 |
| Total noninterest income | $15,376,000 | 446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,390,000 | 57 |
| Additional Noninterest Income | $9,986,000 | 439 |
| Total noninterest expense | $16,353,000 | 868 |
| Salaries and employee benefits | $8,953,000 | 750 |
| Premises and equipment expense | $3,529,000 | 614 |
| Additional noninterest expense | $3,871,000 | 1,153 |
| Pre-tax net operating income | $10,094,000 | 768 |
| Securities gains (losses) | $4,372,000 | 137 |
| Applicable income taxes | $2,197,000 | 1,148 |
| Income before extraordinary items | $12,269,000 | 478 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,269,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,511,000 | 559 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,552,800 | 652 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,855,000 | 1,299 |
| Total interest expense | $15,448,000 | 1,064 |
| Net interest income | $10,407,000 | 1,679 |
| Provision for loan and lease losses | $1,001,000 | 988 |
| Total noninterest income | $4,850,000 | 948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,850,000 | 626 |
| Total noninterest expense | $13,088,000 | 1,042 |
| Salaries and employee benefits | $6,715,000 | 992 |
| Premises and equipment expense | $2,746,000 | 740 |
| Additional noninterest expense | $3,627,000 | 1,215 |
| Pre-tax net operating income | $1,168,000 | 5,322 |
| Securities gains (losses) | $1,834,000 | 197 |
| Applicable income taxes | $184,000 | 7,120 |
| Income before extraordinary items | $2,818,000 | 1,867 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,818,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,842 |
| Cash dividends | $1,495,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,094,040 | 4,317 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,268,000 | 1,577 |
| Total interest expense | $12,564,000 | 1,287 |
| Net interest income | $8,704,000 | 2,056 |
| Provision for loan and lease losses | $434,000 | 1,955 |
| Total noninterest income | $2,700,000 | 1,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 4,633 |
| Additional Noninterest Income | $2,701,000 | 945 |
| Total noninterest expense | $12,017,000 | 1,203 |
| Salaries and employee benefits | $5,376,000 | 1,244 |
| Premises and equipment expense | $2,353,000 | 922 |
| Additional noninterest expense | $4,288,000 | 1,289 |
| Pre-tax net operating income | $-1,047,000 | 11,342 |
| Securities gains (losses) | $4,185,000 | 90 |
| Applicable income taxes | $1,061,000 | 2,225 |
| Income before extraordinary items | $2,077,000 | 2,375 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,077,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,999 |
| Cash dividends | $1,330,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-685,100 | 11,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,159,000 | 1,867 |
| Total interest expense | $10,721,000 | 1,505 |
| Net interest income | $7,438,000 | 2,420 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,694,000 | 1,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $479,000 | 183 |
| Additional Noninterest Income | $3,215,000 | 856 |
| Total noninterest expense | $8,503,000 | 1,658 |
| Salaries and employee benefits | $3,910,000 | 1,695 |
| Premises and equipment expense | $1,945,000 | 1,085 |
| Additional noninterest expense | $2,648,000 | 1,887 |
| Pre-tax net operating income | $2,629,000 | 2,708 |
| Securities gains (losses) | $1,039,000 | 219 |
| Applicable income taxes | $1,271,000 | 1,924 |
| Income before extraordinary items | $2,397,000 | 2,114 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,397,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $1,465,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,721,650 | 2,827 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,519,000 | 1,867 |
| Total interest expense | $8,225,000 | 1,554 |
| Net interest income | $8,294,000 | 2,182 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-672,000 | 12,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,114,000 | 4,952 |
| Additional Noninterest Income | $1,442,000 | 1,420 |
| Total noninterest expense | $6,995,000 | 2,042 |
| Salaries and employee benefits | $3,209,000 | 2,059 |
| Premises and equipment expense | $1,779,000 | 1,185 |
| Additional noninterest expense | $2,007,000 | 2,565 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $751,000 | 204 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $962,000 | 4,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $962,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 12,199 |
| Cash dividends | $785,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $436,300 | 7,893 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,336,000 | 1,630 |
| Total interest expense | $9,438,000 | 1,420 |
| Net interest income | $9,898,000 | 1,816 |
| Provision for loan and lease losses | $-356,000 | 13,132 |
| Total noninterest income | $2,267,000 | 1,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $463,000 | 172 |
| Additional Noninterest Income | $1,804,000 | 1,350 |
| Total noninterest expense | $8,012,000 | 1,856 |
| Salaries and employee benefits | $3,250,000 | 2,041 |
| Premises and equipment expense | $1,750,000 | 1,224 |
| Additional noninterest expense | $3,012,000 | 1,903 |
| Pre-tax net operating income | $4,509,000 | 1,550 |
| Securities gains (losses) | $627,000 | 778 |
| Applicable income taxes | $1,662,000 | 1,430 |
| Income before extraordinary items | $3,474,000 | 1,461 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,474,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,047,640 | 1,571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,492,000 | 1,658 |
| Total interest expense | $11,737,000 | 1,504 |
| Net interest income | $9,755,000 | 1,878 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $813,000 | 3,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $813,000 | 2,292 |
| Total noninterest expense | $7,135,000 | 2,070 |
| Salaries and employee benefits | $3,174,000 | 2,075 |
| Premises and equipment expense | $1,665,000 | 1,316 |
| Additional noninterest expense | $2,296,000 | 2,495 |
| Pre-tax net operating income | $3,433,000 | 1,801 |
| Securities gains (losses) | $659,000 | 880 |
| Applicable income taxes | $1,778,000 | 1,244 |
| Income before extraordinary items | $2,314,000 | 1,982 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,314,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,892,240 | 2,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.