Home > Heartland Bank > Income and Expense
Heartland Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,723,000 | 1,195 |
| Total interest expense | $9,962,000 | 1,295 |
| Net interest income | $26,761,000 | 1,139 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $7,088,000 | 942 |
| Gross Fiduciary activities income | $1,140,000 | 482 |
| Service charges on deposit accounts | $300,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,648,000 | 813 |
| Total noninterest expense | $19,781,000 | 1,225 |
| Salaries and employee benefits | $13,453,000 | 1,050 |
| Premises and equipment expense | $1,648,000 | 1,426 |
| Additional noninterest expense | $5,648,000 | 813 |
| Pre-tax net operating income | $13,768,000 | 918 |
| Securities gains (losses) | $-122,000 | 3,832 |
| Applicable income taxes | $2,631,000 | 807 |
| Income before extraordinary items | $11,015,000 | 930 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,015,000 | 945 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $11,015,000 | 933 |
| Net charge-offs | $-71,000 | 4,261 |
| Cash dividends | $5,700,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $11,113,820 | 941 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,564,000 | 1,207 |
| Total interest expense | $6,327,000 | 1,356 |
| Net interest income | $20,237,000 | 1,141 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $4,678,000 | 1,038 |
| Gross Fiduciary activities income | $753,000 | 501 |
| Service charges on deposit accounts | $223,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,702,000 | 902 |
| Total noninterest expense | $14,855,000 | 1,215 |
| Salaries and employee benefits | $10,081,000 | 1,061 |
| Premises and equipment expense | $1,236,000 | 1,429 |
| Additional noninterest expense | $3,702,000 | 902 |
| Pre-tax net operating income | $10,060,000 | 966 |
| Securities gains (losses) | $-122,000 | 4,050 |
| Applicable income taxes | $1,814,000 | 880 |
| Income before extraordinary items | $8,124,000 | 988 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,124,000 | 992 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,124,000 | 988 |
| Net charge-offs | $-71,000 | 4,287 |
| Cash dividends | $4,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,224,040 | 988 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,942,000 | 1,220 |
| Total interest expense | $3,448,000 | 1,432 |
| Net interest income | $13,494,000 | 1,149 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $3,056,000 | 991 |
| Gross Fiduciary activities income | $503,000 | 495 |
| Service charges on deposit accounts | $144,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,409,000 | 852 |
| Total noninterest expense | $9,860,000 | 1,207 |
| Salaries and employee benefits | $6,685,000 | 1,054 |
| Premises and equipment expense | $828,000 | 1,415 |
| Additional noninterest expense | $2,409,000 | 851 |
| Pre-tax net operating income | $6,690,000 | 975 |
| Securities gains (losses) | $-122,000 | 4,243 |
| Applicable income taxes | $1,178,000 | 914 |
| Income before extraordinary items | $5,390,000 | 1,000 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,390,000 | 1,013 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,390,000 | 1,000 |
| Net charge-offs | $-69,000 | 4,392 |
| Cash dividends | $2,800,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,490,040 | 994 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 1,240 |
| Total interest expense | $1,451,000 | 1,459 |
| Net interest income | $6,694,000 | 1,159 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,574,000 | 978 |
| Gross Fiduciary activities income | $251,000 | 508 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 826 |
| Total noninterest expense | $4,901,000 | 1,229 |
| Salaries and employee benefits | $3,281,000 | 1,091 |
| Premises and equipment expense | $415,000 | 1,440 |
| Additional noninterest expense | $1,252,000 | 826 |
| Pre-tax net operating income | $3,367,000 | 988 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $585,000 | 943 |
| Income before extraordinary items | $2,782,000 | 989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,782,000 | 988 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,782,000 | 988 |
| Net charge-offs | $-70,000 | 4,502 |
| Cash dividends | $1,400,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,782,000 | 1,003 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $28,446,000 | 1,197 |
| Total interest expense | $3,275,000 | 1,102 |
| Net interest income | $25,171,000 | 1,191 |
| Provision for loan and lease losses | $300,000 | 1,513 |
| Total noninterest income | $6,376,000 | 1,020 |
| Gross Fiduciary activities income | $993,000 | 519 |
| Service charges on deposit accounts | $278,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,105,000 | 899 |
| Total noninterest expense | $18,314,000 | 1,269 |
| Salaries and employee benefits | $12,238,000 | 1,126 |
| Premises and equipment expense | $1,718,000 | 1,394 |
| Additional noninterest expense | $5,105,000 | 899 |
| Pre-tax net operating income | $12,933,000 | 1,062 |
| Securities gains (losses) | $25,000 | 318 |
| Applicable income taxes | $2,381,000 | 961 |
| Income before extraordinary items | $10,577,000 | 1,064 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,577,000 | 1,063 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,577,000 | 1,064 |
| Net charge-offs | $-43,000 | 4,048 |
| Cash dividends | $4,200,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $10,556,500 | 1,088 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $20,132,000 | 1,198 |
| Total interest expense | $1,741,000 | 1,146 |
| Net interest income | $18,391,000 | 1,188 |
| Provision for loan and lease losses | $300,000 | 1,228 |
| Total noninterest income | $4,316,000 | 1,115 |
| Gross Fiduciary activities income | $679,000 | 532 |
| Service charges on deposit accounts | $207,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,430,000 | 969 |
| Total noninterest expense | $13,196,000 | 1,302 |
| Salaries and employee benefits | $8,620,000 | 1,179 |
| Premises and equipment expense | $1,326,000 | 1,352 |
| Additional noninterest expense | $3,430,000 | 969 |
| Pre-tax net operating income | $9,211,000 | 1,100 |
| Securities gains (losses) | $25,000 | 320 |
| Applicable income taxes | $1,682,000 | 996 |
| Income before extraordinary items | $7,554,000 | 1,090 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,554,000 | 1,089 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,554,000 | 1,090 |
| Net charge-offs | $-6,000 | 3,455 |
| Cash dividends | $3,500,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,533,500 | 1,115 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 1,234 |
| Total interest expense | $988,000 | 1,146 |
| Net interest income | $11,382,000 | 1,240 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,935,000 | 1,086 |
| Gross Fiduciary activities income | $454,000 | 496 |
| Service charges on deposit accounts | $91,000 | 2,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,390,000 | 970 |
| Total noninterest expense | $8,663,000 | 1,309 |
| Salaries and employee benefits | $5,683,000 | 1,185 |
| Premises and equipment expense | $889,000 | 1,347 |
| Additional noninterest expense | $2,091,000 | 1,550 |
| Pre-tax net operating income | $5,654,000 | 1,105 |
| Securities gains (losses) | $25,000 | 292 |
| Applicable income taxes | $1,030,000 | 998 |
| Income before extraordinary items | $4,649,000 | 1,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,649,000 | 1,099 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,649,000 | 1,100 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $2,300,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,628,500 | 1,129 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 1,265 |
| Total interest expense | $484,000 | 1,131 |
| Net interest income | $5,332,000 | 1,273 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,403,000 | 1,120 |
| Gross Fiduciary activities income | $226,000 | 497 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,133,000 | 1,009 |
| Total noninterest expense | $4,391,000 | 1,294 |
| Salaries and employee benefits | $2,851,000 | 1,182 |
| Premises and equipment expense | $451,000 | 1,330 |
| Additional noninterest expense | $1,089,000 | 1,481 |
| Pre-tax net operating income | $2,344,000 | 1,213 |
| Securities gains (losses) | $25,000 | 272 |
| Applicable income taxes | $417,000 | 1,077 |
| Income before extraordinary items | $1,952,000 | 1,213 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,952,000 | 1,213 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,952,000 | 1,213 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $1,100,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,931,500 | 1,235 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,316,000 | 1,179 |
| Total interest expense | $2,031,000 | 1,316 |
| Net interest income | $24,285,000 | 1,158 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $6,330,000 | 1,126 |
| Gross Fiduciary activities income | $1,008,000 | 476 |
| Service charges on deposit accounts | $176,000 | 2,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,146,000 | 1,054 |
| Total noninterest expense | $17,450,000 | 1,300 |
| Salaries and employee benefits | $11,412,000 | 1,171 |
| Premises and equipment expense | $1,965,000 | 1,229 |
| Additional noninterest expense | $4,073,000 | 1,565 |
| Pre-tax net operating income | $12,665,000 | 1,083 |
| Securities gains (losses) | $55,000 | 1,082 |
| Applicable income taxes | $2,416,000 | 979 |
| Income before extraordinary items | $10,304,000 | 1,127 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,304,000 | 1,127 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,304,000 | 1,127 |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $6,000,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,259,450 | 1,113 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $20,453,000 | 1,161 |
| Total interest expense | $1,558,000 | 1,355 |
| Net interest income | $18,895,000 | 1,148 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $4,321,000 | 1,221 |
| Gross Fiduciary activities income | $622,000 | 506 |
| Service charges on deposit accounts | $127,000 | 2,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,572,000 | 1,131 |
| Total noninterest expense | $12,589,000 | 1,336 |
| Salaries and employee benefits | $8,260,000 | 1,204 |
| Premises and equipment expense | $1,373,000 | 1,320 |
| Additional noninterest expense | $2,956,000 | 1,607 |
| Pre-tax net operating income | $10,627,000 | 1,022 |
| Securities gains (losses) | $39,000 | 1,157 |
| Applicable income taxes | $2,047,000 | 967 |
| Income before extraordinary items | $8,619,000 | 1,070 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,619,000 | 1,071 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,619,000 | 1,071 |
| Net charge-offs | $30,000 | 1,572 |
| Cash dividends | $3,400,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,587,410 | 1,056 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,677,000 | 1,088 |
| Total interest expense | $1,083,000 | 1,375 |
| Net interest income | $13,594,000 | 1,061 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,905,000 | 1,209 |
| Gross Fiduciary activities income | $420,000 | 502 |
| Service charges on deposit accounts | $77,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,408,000 | 1,135 |
| Total noninterest expense | $8,356,000 | 1,335 |
| Salaries and employee benefits | $5,491,000 | 1,207 |
| Premises and equipment expense | $923,000 | 1,311 |
| Additional noninterest expense | $1,942,000 | 1,609 |
| Pre-tax net operating income | $8,143,000 | 901 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $1,585,000 | 868 |
| Income before extraordinary items | $6,571,000 | 949 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,571,000 | 949 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,571,000 | 949 |
| Net charge-offs | $27,000 | 1,377 |
| Cash dividends | $2,200,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,560,470 | 931 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 1,022 |
| Total interest expense | $581,000 | 1,349 |
| Net interest income | $7,169,000 | 992 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,457,000 | 1,205 |
| Gross Fiduciary activities income | $207,000 | 505 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,211,000 | 1,132 |
| Total noninterest expense | $4,275,000 | 1,297 |
| Salaries and employee benefits | $2,839,000 | 1,169 |
| Premises and equipment expense | $467,000 | 1,306 |
| Additional noninterest expense | $969,000 | 1,581 |
| Pre-tax net operating income | $4,351,000 | 860 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $866,000 | 817 |
| Income before extraordinary items | $3,498,000 | 904 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,498,000 | 904 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,498,000 | 904 |
| Net charge-offs | $28,000 | 1,032 |
| Cash dividends | $1,100,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,487,600 | 890 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,462,000 | 1,215 |
| Total interest expense | $3,019,000 | 1,474 |
| Net interest income | $22,443,000 | 1,173 |
| Provision for loan and lease losses | $680,000 | 1,959 |
| Total noninterest income | $5,947,000 | 1,131 |
| Gross Fiduciary activities income | $778,000 | 504 |
| Service charges on deposit accounts | $190,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,979,000 | 1,025 |
| Total noninterest expense | $15,970,000 | 1,337 |
| Salaries and employee benefits | $10,529,000 | 1,201 |
| Premises and equipment expense | $1,704,000 | 1,383 |
| Additional noninterest expense | $3,737,000 | 1,618 |
| Pre-tax net operating income | $11,740,000 | 932 |
| Securities gains (losses) | $45,000 | 1,773 |
| Applicable income taxes | $2,141,000 | 903 |
| Income before extraordinary items | $9,644,000 | 993 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,644,000 | 993 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,644,000 | 993 |
| Net charge-offs | $16,000 | 2,873 |
| Cash dividends | $5,500,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,607,100 | 960 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,522,000 | 1,188 |
| Total interest expense | $2,392,000 | 1,485 |
| Net interest income | $17,130,000 | 1,144 |
| Provision for loan and lease losses | $360,000 | 2,257 |
| Total noninterest income | $3,902,000 | 1,196 |
| Gross Fiduciary activities income | $478,000 | 536 |
| Service charges on deposit accounts | $142,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,282,000 | 1,088 |
| Total noninterest expense | $11,548,000 | 1,363 |
| Salaries and employee benefits | $7,505,000 | 1,245 |
| Premises and equipment expense | $1,277,000 | 1,370 |
| Additional noninterest expense | $2,766,000 | 1,612 |
| Pre-tax net operating income | $9,124,000 | 870 |
| Securities gains (losses) | $45,000 | 1,589 |
| Applicable income taxes | $1,709,000 | 823 |
| Income before extraordinary items | $7,460,000 | 924 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,460,000 | 924 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,460,000 | 924 |
| Net charge-offs | $13,000 | 2,660 |
| Cash dividends | $3,100,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,423,550 | 895 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,411,000 | 1,176 |
| Total interest expense | $1,679,000 | 1,511 |
| Net interest income | $11,732,000 | 1,112 |
| Provision for loan and lease losses | $240,000 | 2,242 |
| Total noninterest income | $2,578,000 | 1,144 |
| Gross Fiduciary activities income | $320,000 | 538 |
| Service charges on deposit accounts | $92,000 | 2,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,166,000 | 1,019 |
| Total noninterest expense | $7,695,000 | 1,361 |
| Salaries and employee benefits | $5,031,000 | 1,228 |
| Premises and equipment expense | $859,000 | 1,349 |
| Additional noninterest expense | $1,805,000 | 1,626 |
| Pre-tax net operating income | $6,375,000 | 754 |
| Securities gains (losses) | $3,000 | 2,083 |
| Applicable income taxes | $1,392,000 | 635 |
| Income before extraordinary items | $4,986,000 | 857 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,986,000 | 857 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,986,000 | 857 |
| Net charge-offs | $11,000 | 2,415 |
| Cash dividends | $2,100,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,983,630 | 821 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 1,219 |
| Total interest expense | $1,022,000 | 1,400 |
| Net interest income | $5,473,000 | 1,158 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $1,163,000 | 1,165 |
| Gross Fiduciary activities income | $159,000 | 547 |
| Service charges on deposit accounts | $55,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 1,008 |
| Total noninterest expense | $3,871,000 | 1,361 |
| Salaries and employee benefits | $2,470,000 | 1,249 |
| Premises and equipment expense | $441,000 | 1,325 |
| Additional noninterest expense | $960,000 | 1,572 |
| Pre-tax net operating income | $2,645,000 | 830 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $594,000 | 656 |
| Income before extraordinary items | $2,051,000 | 913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,051,000 | 913 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,051,000 | 913 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $1,100,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,051,000 | 903 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,627,000 | 1,159 |
| Total interest expense | $5,661,000 | 1,120 |
| Net interest income | $21,966,000 | 1,158 |
| Provision for loan and lease losses | $545,000 | 1,415 |
| Total noninterest income | $4,758,000 | 1,164 |
| Gross Fiduciary activities income | $734,000 | 512 |
| Service charges on deposit accounts | $262,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,762,000 | 1,017 |
| Total noninterest expense | $15,023,000 | 1,358 |
| Salaries and employee benefits | $9,892,000 | 1,214 |
| Premises and equipment expense | $1,504,000 | 1,496 |
| Additional noninterest expense | $3,627,000 | 1,630 |
| Pre-tax net operating income | $11,156,000 | 969 |
| Securities gains (losses) | $136,000 | 774 |
| Applicable income taxes | $2,252,000 | 835 |
| Income before extraordinary items | $9,040,000 | 1,011 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,040,000 | 1,012 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,040,000 | 1,012 |
| Net charge-offs | $42,000 | 2,753 |
| Cash dividends | $4,850,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,931,200 | 1,001 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,694,000 | 1,164 |
| Total interest expense | $4,392,000 | 1,089 |
| Net interest income | $16,302,000 | 1,180 |
| Provision for loan and lease losses | $360,000 | 1,428 |
| Total noninterest income | $3,140,000 | 1,255 |
| Gross Fiduciary activities income | $485,000 | 539 |
| Service charges on deposit accounts | $194,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,461,000 | 1,117 |
| Total noninterest expense | $10,874,000 | 1,405 |
| Salaries and employee benefits | $7,092,000 | 1,264 |
| Premises and equipment expense | $1,152,000 | 1,488 |
| Additional noninterest expense | $2,630,000 | 1,672 |
| Pre-tax net operating income | $8,208,000 | 1,005 |
| Securities gains (losses) | $134,000 | 662 |
| Applicable income taxes | $1,647,000 | 877 |
| Income before extraordinary items | $6,695,000 | 1,046 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,695,000 | 1,047 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,695,000 | 1,047 |
| Net charge-offs | $11,000 | 2,925 |
| Cash dividends | $3,100,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,587,800 | 1,037 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,672,000 | 1,166 |
| Total interest expense | $2,899,000 | 1,080 |
| Net interest income | $10,773,000 | 1,199 |
| Provision for loan and lease losses | $240,000 | 1,405 |
| Total noninterest income | $1,871,000 | 1,334 |
| Gross Fiduciary activities income | $330,000 | 535 |
| Service charges on deposit accounts | $121,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,420,000 | 1,206 |
| Total noninterest expense | $7,204,000 | 1,415 |
| Salaries and employee benefits | $4,650,000 | 1,276 |
| Premises and equipment expense | $788,000 | 1,458 |
| Additional noninterest expense | $1,766,000 | 1,674 |
| Pre-tax net operating income | $5,200,000 | 1,010 |
| Securities gains (losses) | $130,000 | 468 |
| Applicable income taxes | $1,190,000 | 811 |
| Income before extraordinary items | $4,140,000 | 1,078 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,140,000 | 1,078 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,140,000 | 1,078 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $1,850,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,037,300 | 1,088 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 1,161 |
| Total interest expense | $1,414,000 | 1,078 |
| Net interest income | $5,416,000 | 1,191 |
| Provision for loan and lease losses | $120,000 | 1,335 |
| Total noninterest income | $879,000 | 1,349 |
| Gross Fiduciary activities income | $171,000 | 525 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 1,217 |
| Total noninterest expense | $3,575,000 | 1,435 |
| Salaries and employee benefits | $2,314,000 | 1,292 |
| Premises and equipment expense | $380,000 | 1,526 |
| Additional noninterest expense | $881,000 | 1,685 |
| Pre-tax net operating income | $2,600,000 | 991 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $556,000 | 839 |
| Income before extraordinary items | $2,044,000 | 1,062 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,044,000 | 1,061 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,044,000 | 1,061 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $700,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,044,000 | 1,043 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,587,000 | 1,476 |
| Total interest expense | $3,538,000 | 1,255 |
| Net interest income | $16,049,000 | 1,499 |
| Provision for loan and lease losses | $460,000 | 1,526 |
| Total noninterest income | $2,661,000 | 1,678 |
| Gross Fiduciary activities income | $559,000 | 575 |
| Service charges on deposit accounts | $217,000 | 3,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,885,000 | 1,555 |
| Total noninterest expense | $9,962,000 | 1,909 |
| Salaries and employee benefits | $6,150,000 | 1,770 |
| Premises and equipment expense | $1,181,000 | 1,829 |
| Additional noninterest expense | $2,631,000 | 2,133 |
| Pre-tax net operating income | $8,288,000 | 1,200 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,772,000 | 948 |
| Income before extraordinary items | $6,516,000 | 1,287 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,516,000 | 1,286 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,516,000 | 1,286 |
| Net charge-offs | $8,000 | 3,412 |
| Cash dividends | $2,950,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,516,000 | 1,276 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,189,000 | 1,497 |
| Total interest expense | $2,371,000 | 1,298 |
| Net interest income | $11,818,000 | 1,521 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $2,032,000 | 1,673 |
| Gross Fiduciary activities income | $366,000 | 593 |
| Service charges on deposit accounts | $161,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,505,000 | 1,514 |
| Total noninterest expense | $7,206,000 | 1,964 |
| Salaries and employee benefits | $4,395,000 | 1,851 |
| Premises and equipment expense | $902,000 | 1,823 |
| Additional noninterest expense | $1,909,000 | 2,184 |
| Pre-tax net operating income | $6,374,000 | 1,180 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,333,000 | 970 |
| Income before extraordinary items | $5,041,000 | 1,265 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,041,000 | 1,263 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,041,000 | 1,264 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,041,000 | 1,259 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 1,541 |
| Total interest expense | $1,333,000 | 1,422 |
| Net interest income | $7,754,000 | 1,539 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $1,526,000 | 1,547 |
| Gross Fiduciary activities income | $244,000 | 602 |
| Service charges on deposit accounts | $102,000 | 3,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,180,000 | 1,373 |
| Total noninterest expense | $4,688,000 | 2,013 |
| Salaries and employee benefits | $2,878,000 | 1,891 |
| Premises and equipment expense | $599,000 | 1,837 |
| Additional noninterest expense | $1,211,000 | 2,275 |
| Pre-tax net operating income | $4,412,000 | 1,130 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $930,000 | 922 |
| Income before extraordinary items | $3,482,000 | 1,188 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,482,000 | 1,187 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,482,000 | 1,187 |
| Net charge-offs | $6,000 | 2,773 |
| Cash dividends | $1,400,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,482,000 | 1,184 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 1,576 |
| Total interest expense | $573,000 | 1,543 |
| Net interest income | $3,808,000 | 1,565 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $971,000 | 1,291 |
| Gross Fiduciary activities income | $117,000 | 611 |
| Service charges on deposit accounts | $51,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $803,000 | 1,076 |
| Total noninterest expense | $2,325,000 | 2,044 |
| Salaries and employee benefits | $1,418,000 | 1,931 |
| Premises and equipment expense | $306,000 | 1,840 |
| Additional noninterest expense | $601,000 | 2,272 |
| Pre-tax net operating income | $2,364,000 | 1,043 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $505,000 | 864 |
| Income before extraordinary items | $1,859,000 | 1,108 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,859,000 | 1,108 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,859,000 | 1,108 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,859,000 | 1,100 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,274,000 | 1,552 |
| Total interest expense | $1,829,000 | 1,640 |
| Net interest income | $15,445,000 | 1,513 |
| Provision for loan and lease losses | $360,000 | 1,763 |
| Total noninterest income | $2,181,000 | 1,922 |
| Gross Fiduciary activities income | $534,000 | 577 |
| Service charges on deposit accounts | $244,000 | 3,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,403,000 | 1,898 |
| Total noninterest expense | $9,577,000 | 1,984 |
| Salaries and employee benefits | $5,930,000 | 1,837 |
| Premises and equipment expense | $1,254,000 | 1,779 |
| Additional noninterest expense | $2,393,000 | 2,326 |
| Pre-tax net operating income | $7,689,000 | 1,214 |
| Securities gains (losses) | $30,000 | 1,140 |
| Applicable income taxes | $2,360,000 | 1,154 |
| Income before extraordinary items | $5,359,000 | 1,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,359,000 | 1,278 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,359,000 | 1,278 |
| Net charge-offs | $256,000 | 1,612 |
| Cash dividends | $2,580,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,338,300 | 1,270 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,830,000 | 1,563 |
| Total interest expense | $1,286,000 | 1,717 |
| Net interest income | $11,544,000 | 1,519 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $1,543,000 | 2,021 |
| Gross Fiduciary activities income | $327,000 | 622 |
| Service charges on deposit accounts | $183,000 | 3,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,937 |
| Total noninterest expense | $7,079,000 | 2,005 |
| Salaries and employee benefits | $4,373,000 | 1,863 |
| Premises and equipment expense | $912,000 | 1,839 |
| Additional noninterest expense | $1,794,000 | 2,334 |
| Pre-tax net operating income | $5,738,000 | 1,247 |
| Securities gains (losses) | $30,000 | 1,110 |
| Applicable income taxes | $1,757,000 | 1,007 |
| Income before extraordinary items | $4,011,000 | 1,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,011,000 | 1,368 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,011,000 | 1,368 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $1,930,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,990,000 | 1,359 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 1,564 |
| Total interest expense | $825,000 | 1,733 |
| Net interest income | $7,564,000 | 1,527 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $1,020,000 | 2,032 |
| Gross Fiduciary activities income | $204,000 | 632 |
| Service charges on deposit accounts | $120,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 1,937 |
| Total noninterest expense | $4,651,000 | 2,035 |
| Salaries and employee benefits | $2,883,000 | 1,889 |
| Premises and equipment expense | $611,000 | 1,847 |
| Additional noninterest expense | $1,157,000 | 2,396 |
| Pre-tax net operating income | $3,753,000 | 1,251 |
| Securities gains (losses) | $13,000 | 1,152 |
| Applicable income taxes | $1,158,000 | 1,002 |
| Income before extraordinary items | $2,608,000 | 1,384 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,608,000 | 1,384 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,608,000 | 1,385 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $1,280,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,599,030 | 1,368 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 1,593 |
| Total interest expense | $409,000 | 1,729 |
| Net interest income | $3,693,000 | 1,553 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $518,000 | 2,002 |
| Gross Fiduciary activities income | $100,000 | 641 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 1,869 |
| Total noninterest expense | $2,345,000 | 2,038 |
| Salaries and employee benefits | $1,429,000 | 1,927 |
| Premises and equipment expense | $308,000 | 1,849 |
| Additional noninterest expense | $608,000 | 2,297 |
| Pre-tax net operating income | $1,776,000 | 1,294 |
| Securities gains (losses) | $13,000 | 600 |
| Applicable income taxes | $538,000 | 1,027 |
| Income before extraordinary items | $1,251,000 | 1,414 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,251,000 | 1,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,251,000 | 1,414 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $640,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,241,900 | 1,412 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,180,000 | 1,564 |
| Total interest expense | $1,538,000 | 1,772 |
| Net interest income | $14,642,000 | 1,529 |
| Provision for loan and lease losses | $360,000 | 1,801 |
| Total noninterest income | $2,046,000 | 2,086 |
| Gross Fiduciary activities income | $452,000 | 613 |
| Service charges on deposit accounts | $266,000 | 3,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,328,000 | 2,051 |
| Total noninterest expense | $9,231,000 | 2,051 |
| Salaries and employee benefits | $5,702,000 | 1,876 |
| Premises and equipment expense | $1,207,000 | 1,855 |
| Additional noninterest expense | $2,322,000 | 2,454 |
| Pre-tax net operating income | $7,097,000 | 1,233 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $2,187,000 | 976 |
| Income before extraordinary items | $4,921,000 | 1,412 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,921,000 | 1,410 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,921,000 | 1,411 |
| Net charge-offs | $-34,000 | 5,259 |
| Cash dividends | $2,350,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,913,410 | 1,381 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,008,000 | 1,581 |
| Total interest expense | $1,133,000 | 1,793 |
| Net interest income | $10,875,000 | 1,547 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $1,518,000 | 2,106 |
| Gross Fiduciary activities income | $343,000 | 608 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $980,000 | 2,073 |
| Total noninterest expense | $6,889,000 | 2,051 |
| Salaries and employee benefits | $4,230,000 | 1,884 |
| Premises and equipment expense | $909,000 | 1,856 |
| Additional noninterest expense | $1,750,000 | 2,447 |
| Pre-tax net operating income | $5,234,000 | 1,272 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $1,637,000 | 1,010 |
| Income before extraordinary items | $3,608,000 | 1,454 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,608,000 | 1,454 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,608,000 | 1,454 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $1,750,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,600,410 | 1,413 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 1,617 |
| Total interest expense | $734,000 | 1,841 |
| Net interest income | $7,130,000 | 1,576 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $988,000 | 2,126 |
| Gross Fiduciary activities income | $242,000 | 605 |
| Service charges on deposit accounts | $124,000 | 3,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $622,000 | 2,093 |
| Total noninterest expense | $4,589,000 | 2,068 |
| Salaries and employee benefits | $2,824,000 | 1,892 |
| Premises and equipment expense | $613,000 | 1,834 |
| Additional noninterest expense | $1,152,000 | 2,476 |
| Pre-tax net operating income | $3,349,000 | 1,308 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,083,000 | 1,019 |
| Income before extraordinary items | $2,266,000 | 1,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,266,000 | 1,514 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,266,000 | 1,515 |
| Net charge-offs | $-30,000 | 5,352 |
| Cash dividends | $1,150,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,266,000 | 1,471 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 1,628 |
| Total interest expense | $363,000 | 1,861 |
| Net interest income | $3,536,000 | 1,591 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $454,000 | 2,195 |
| Gross Fiduciary activities income | $121,000 | 604 |
| Service charges on deposit accounts | $60,000 | 3,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $273,000 | 2,214 |
| Total noninterest expense | $2,317,000 | 2,053 |
| Salaries and employee benefits | $1,415,000 | 1,900 |
| Premises and equipment expense | $319,000 | 1,777 |
| Additional noninterest expense | $583,000 | 2,455 |
| Pre-tax net operating income | $1,583,000 | 1,348 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $516,000 | 1,035 |
| Income before extraordinary items | $1,067,000 | 1,534 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,067,000 | 1,535 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,067,000 | 1,535 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $575,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,067,000 | 1,499 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,333,000 | 1,622 |
| Total interest expense | $1,408,000 | 1,868 |
| Net interest income | $13,925,000 | 1,576 |
| Provision for loan and lease losses | $360,000 | 1,703 |
| Total noninterest income | $2,109,000 | 2,046 |
| Gross Fiduciary activities income | $465,000 | 618 |
| Service charges on deposit accounts | $257,000 | 3,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,387,000 | 1,951 |
| Total noninterest expense | $9,293,000 | 2,033 |
| Salaries and employee benefits | $5,514,000 | 1,893 |
| Premises and equipment expense | $1,199,000 | 1,894 |
| Additional noninterest expense | $2,580,000 | 2,271 |
| Pre-tax net operating income | $6,381,000 | 1,288 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $1,922,000 | 1,037 |
| Income before extraordinary items | $4,471,000 | 1,479 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,471,000 | 1,479 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,471,000 | 1,479 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $2,550,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,462,600 | 1,457 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,402,000 | 1,655 |
| Total interest expense | $1,037,000 | 1,917 |
| Net interest income | $10,365,000 | 1,598 |
| Provision for loan and lease losses | $270,000 | 1,610 |
| Total noninterest income | $1,566,000 | 2,077 |
| Gross Fiduciary activities income | $388,000 | 587 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $987,000 | 2,046 |
| Total noninterest expense | $6,833,000 | 2,072 |
| Salaries and employee benefits | $4,130,000 | 1,896 |
| Premises and equipment expense | $888,000 | 1,935 |
| Additional noninterest expense | $1,815,000 | 2,399 |
| Pre-tax net operating income | $4,828,000 | 1,311 |
| Securities gains (losses) | $12,000 | 2,263 |
| Applicable income taxes | $1,464,000 | 1,061 |
| Income before extraordinary items | $3,376,000 | 1,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,376,000 | 1,493 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,376,000 | 1,493 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $1,825,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,367,600 | 1,459 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 1,676 |
| Total interest expense | $681,000 | 1,939 |
| Net interest income | $6,836,000 | 1,623 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $1,036,000 | 2,093 |
| Gross Fiduciary activities income | $239,000 | 618 |
| Service charges on deposit accounts | $124,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $673,000 | 2,017 |
| Total noninterest expense | $4,524,000 | 2,091 |
| Salaries and employee benefits | $2,749,000 | 1,908 |
| Premises and equipment expense | $596,000 | 1,923 |
| Additional noninterest expense | $1,179,000 | 2,468 |
| Pre-tax net operating income | $3,168,000 | 1,314 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $1,017,000 | 1,022 |
| Income before extraordinary items | $2,163,000 | 1,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,163,000 | 1,523 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,163,000 | 1,523 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $1,225,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,154,840 | 1,487 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 1,684 |
| Total interest expense | $337,000 | 1,979 |
| Net interest income | $3,388,000 | 1,632 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $540,000 | 2,008 |
| Gross Fiduciary activities income | $121,000 | 615 |
| Service charges on deposit accounts | $59,000 | 3,409 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $360,000 | 1,885 |
| Total noninterest expense | $2,271,000 | 2,079 |
| Salaries and employee benefits | $1,375,000 | 1,907 |
| Premises and equipment expense | $306,000 | 1,894 |
| Additional noninterest expense | $590,000 | 2,453 |
| Pre-tax net operating income | $1,567,000 | 1,286 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $484,000 | 1,043 |
| Income before extraordinary items | $1,095,000 | 1,466 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,095,000 | 1,468 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,095,000 | 1,468 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $625,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,086,720 | 1,429 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,296,000 | 1,756 |
| Total interest expense | $1,390,000 | 2,017 |
| Net interest income | $12,906,000 | 1,702 |
| Provision for loan and lease losses | $545,000 | 1,379 |
| Total noninterest income | $2,039,000 | 2,076 |
| Gross Fiduciary activities income | $488,000 | 619 |
| Service charges on deposit accounts | $279,000 | 3,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,272,000 | 1,994 |
| Total noninterest expense | $9,001,000 | 2,097 |
| Salaries and employee benefits | $5,462,000 | 1,886 |
| Premises and equipment expense | $1,309,000 | 1,770 |
| Additional noninterest expense | $2,230,000 | 2,644 |
| Pre-tax net operating income | $5,399,000 | 1,427 |
| Securities gains (losses) | $225,000 | 755 |
| Applicable income taxes | $1,523,000 | 1,188 |
| Income before extraordinary items | $4,101,000 | 1,557 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,101,000 | 1,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,101,000 | 1,556 |
| Net charge-offs | $60,000 | 3,617 |
| Cash dividends | $1,502,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,936,750 | 1,582 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,428,000 | 1,819 |
| Total interest expense | $1,043,000 | 2,049 |
| Net interest income | $9,385,000 | 1,761 |
| Provision for loan and lease losses | $355,000 | 1,474 |
| Total noninterest income | $1,425,000 | 2,183 |
| Gross Fiduciary activities income | $294,000 | 653 |
| Service charges on deposit accounts | $206,000 | 3,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $925,000 | 2,044 |
| Total noninterest expense | $6,614,000 | 2,145 |
| Salaries and employee benefits | $3,933,000 | 1,960 |
| Premises and equipment expense | $1,017,000 | 1,728 |
| Additional noninterest expense | $1,664,000 | 2,655 |
| Pre-tax net operating income | $3,841,000 | 1,507 |
| Securities gains (losses) | $221,000 | 603 |
| Applicable income taxes | $975,000 | 1,333 |
| Income before extraordinary items | $3,087,000 | 1,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,087,000 | 1,537 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,087,000 | 1,537 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $1,201,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,919,040 | 1,596 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 1,851 |
| Total interest expense | $686,000 | 2,088 |
| Net interest income | $6,110,000 | 1,790 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $817,000 | 2,379 |
| Gross Fiduciary activities income | $205,000 | 647 |
| Service charges on deposit accounts | $137,000 | 3,402 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $475,000 | 2,370 |
| Total noninterest expense | $4,402,000 | 2,148 |
| Salaries and employee benefits | $2,627,000 | 1,969 |
| Premises and equipment expense | $699,000 | 1,704 |
| Additional noninterest expense | $1,076,000 | 2,718 |
| Pre-tax net operating income | $2,345,000 | 1,585 |
| Securities gains (losses) | $225,000 | 448 |
| Applicable income taxes | $525,000 | 1,498 |
| Income before extraordinary items | $2,045,000 | 1,509 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,045,000 | 1,512 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,045,000 | 1,511 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $602,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,865,000 | 1,600 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 1,887 |
| Total interest expense | $343,000 | 2,117 |
| Net interest income | $2,958,000 | 1,843 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $402,000 | 2,363 |
| Gross Fiduciary activities income | $92,000 | 671 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $240,000 | 2,300 |
| Total noninterest expense | $2,265,000 | 2,096 |
| Salaries and employee benefits | $1,330,000 | 1,950 |
| Premises and equipment expense | $323,000 | 1,861 |
| Additional noninterest expense | $612,000 | 2,442 |
| Pre-tax net operating income | $1,005,000 | 1,763 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $244,000 | 1,528 |
| Income before extraordinary items | $761,000 | 1,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $761,000 | 1,893 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $761,000 | 1,893 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $587,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $761,000 | 1,851 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 2,624 |
| Total interest expense | $1,190,000 | 2,579 |
| Net interest income | $8,009,000 | 2,601 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,219,000 | 2,890 |
| Gross Fiduciary activities income | $389,000 | 654 |
| Service charges on deposit accounts | $205,000 | 4,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $625,000 | 3,057 |
| Total noninterest expense | $6,079,000 | 2,962 |
| Salaries and employee benefits | $3,763,000 | 2,619 |
| Premises and equipment expense | $731,000 | 2,875 |
| Additional noninterest expense | $1,585,000 | 3,509 |
| Pre-tax net operating income | $3,149,000 | 2,093 |
| Securities gains (losses) | $-13,000 | 6,276 |
| Applicable income taxes | $460,000 | 2,249 |
| Income before extraordinary items | $2,676,000 | 2,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,676,000 | 2,086 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,676,000 | 2,086 |
| Net charge-offs | $-65,000 | 6,460 |
| Cash dividends | $682,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,687,050 | 2,018 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 2,668 |
| Total interest expense | $914,000 | 2,605 |
| Net interest income | $5,907,000 | 2,652 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $936,000 | 2,910 |
| Gross Fiduciary activities income | $316,000 | 636 |
| Service charges on deposit accounts | $155,000 | 4,081 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $465,000 | 3,124 |
| Total noninterest expense | $4,352,000 | 3,063 |
| Salaries and employee benefits | $2,708,000 | 2,729 |
| Premises and equipment expense | $569,000 | 2,827 |
| Additional noninterest expense | $1,075,000 | 3,760 |
| Pre-tax net operating income | $2,491,000 | 2,066 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $591,000 | 1,752 |
| Income before extraordinary items | $1,900,000 | 2,219 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,900,000 | 2,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,900,000 | 2,225 |
| Net charge-offs | $-118,000 | 6,629 |
| Cash dividends | $334,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,900,000 | 2,155 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 2,732 |
| Total interest expense | $622,000 | 2,624 |
| Net interest income | $3,795,000 | 2,729 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $604,000 | 2,986 |
| Gross Fiduciary activities income | $213,000 | 638 |
| Service charges on deposit accounts | $100,000 | 4,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $2,903,000 | 3,072 |
| Salaries and employee benefits | $1,803,000 | 2,752 |
| Premises and equipment expense | $387,000 | 2,814 |
| Additional noninterest expense | $713,000 | 3,779 |
| Pre-tax net operating income | $1,496,000 | 2,194 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $326,000 | 1,932 |
| Income before extraordinary items | $1,170,000 | 2,335 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,170,000 | 2,344 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,170,000 | 2,342 |
| Net charge-offs | $-118,000 | 6,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,170,000 | 2,255 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 2,750 |
| Total interest expense | $317,000 | 2,665 |
| Net interest income | $1,883,000 | 2,757 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $294,000 | 3,039 |
| Gross Fiduciary activities income | $96,000 | 665 |
| Service charges on deposit accounts | $46,000 | 4,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,157 |
| Total noninterest expense | $1,436,000 | 3,115 |
| Salaries and employee benefits | $888,000 | 2,794 |
| Premises and equipment expense | $204,000 | 2,724 |
| Additional noninterest expense | $344,000 | 3,888 |
| Pre-tax net operating income | $741,000 | 2,171 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $199,000 | 1,718 |
| Income before extraordinary items | $542,000 | 2,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $542,000 | 2,440 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $542,000 | 2,440 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $542,000 | 2,346 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,643,000 | 2,652 |
| Total interest expense | $1,467,000 | 2,769 |
| Net interest income | $8,176,000 | 2,623 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,254,000 | 2,884 |
| Gross Fiduciary activities income | $355,000 | 673 |
| Service charges on deposit accounts | $201,000 | 4,254 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $698,000 | 2,900 |
| Total noninterest expense | $5,521,000 | 3,227 |
| Salaries and employee benefits | $3,447,000 | 2,829 |
| Premises and equipment expense | $668,000 | 3,129 |
| Additional noninterest expense | $1,406,000 | 3,948 |
| Pre-tax net operating income | $3,669,000 | 1,756 |
| Securities gains (losses) | $21,000 | 3,160 |
| Applicable income taxes | $1,086,000 | 1,390 |
| Income before extraordinary items | $2,604,000 | 2,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,604,000 | 2,098 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,604,000 | 2,100 |
| Net charge-offs | $20,000 | 5,403 |
| Cash dividends | $1,604,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,589,090 | 1,980 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 2,701 |
| Total interest expense | $1,146,000 | 2,785 |
| Net interest income | $6,102,000 | 2,676 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $950,000 | 2,880 |
| Gross Fiduciary activities income | $276,000 | 666 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,872 |
| Total noninterest expense | $4,112,000 | 3,264 |
| Salaries and employee benefits | $2,576,000 | 2,843 |
| Premises and equipment expense | $521,000 | 3,072 |
| Additional noninterest expense | $1,015,000 | 4,069 |
| Pre-tax net operating income | $2,760,000 | 1,802 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $794,000 | 1,447 |
| Income before extraordinary items | $1,987,000 | 2,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,987,000 | 2,118 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,987,000 | 2,119 |
| Net charge-offs | $21,000 | 5,036 |
| Cash dividends | $802,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,972,090 | 2,009 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 2,769 |
| Total interest expense | $794,000 | 2,796 |
| Net interest income | $3,965,000 | 2,737 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $619,000 | 2,881 |
| Gross Fiduciary activities income | $205,000 | 650 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 3,002 |
| Total noninterest expense | $2,747,000 | 3,288 |
| Salaries and employee benefits | $1,732,000 | 2,825 |
| Premises and equipment expense | $342,000 | 3,111 |
| Additional noninterest expense | $673,000 | 4,103 |
| Pre-tax net operating income | $1,717,000 | 1,903 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $496,000 | 1,499 |
| Income before extraordinary items | $1,242,000 | 2,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,242,000 | 2,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,242,000 | 2,204 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $535,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,227,090 | 2,107 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,810 |
| Total interest expense | $414,000 | 2,800 |
| Net interest income | $1,958,000 | 2,772 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $271,000 | 3,114 |
| Gross Fiduciary activities income | $76,000 | 717 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,115 |
| Total noninterest expense | $1,411,000 | 3,199 |
| Salaries and employee benefits | $895,000 | 2,755 |
| Premises and equipment expense | $173,000 | 3,110 |
| Additional noninterest expense | $343,000 | 4,034 |
| Pre-tax net operating income | $758,000 | 2,104 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $213,000 | 1,654 |
| Income before extraordinary items | $545,000 | 2,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $545,000 | 2,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $545,000 | 2,443 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $267,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $545,000 | 2,318 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 2,670 |
| Total interest expense | $2,006,000 | 2,777 |
| Net interest income | $8,416,000 | 2,601 |
| Provision for loan and lease losses | $860,000 | 2,633 |
| Total noninterest income | $1,177,000 | 2,837 |
| Gross Fiduciary activities income | $253,000 | 689 |
| Service charges on deposit accounts | $242,000 | 4,029 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $682,000 | 2,676 |
| Total noninterest expense | $5,523,000 | 3,263 |
| Salaries and employee benefits | $3,358,000 | 2,840 |
| Premises and equipment expense | $658,000 | 3,330 |
| Additional noninterest expense | $1,507,000 | 3,855 |
| Pre-tax net operating income | $3,210,000 | 1,725 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $819,000 | 1,530 |
| Income before extraordinary items | $2,390,000 | 1,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,390,000 | 1,944 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,390,000 | 1,944 |
| Net charge-offs | $328,000 | 3,701 |
| Cash dividends | $1,230,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,390,740 | 1,854 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 2,713 |
| Total interest expense | $1,556,000 | 2,801 |
| Net interest income | $6,193,000 | 2,653 |
| Provision for loan and lease losses | $455,000 | 3,000 |
| Total noninterest income | $818,000 | 2,962 |
| Gross Fiduciary activities income | $191,000 | 678 |
| Service charges on deposit accounts | $181,000 | 4,055 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $446,000 | 2,866 |
| Total noninterest expense | $4,209,000 | 3,232 |
| Salaries and employee benefits | $2,510,000 | 2,844 |
| Premises and equipment expense | $541,000 | 3,167 |
| Additional noninterest expense | $1,158,000 | 3,772 |
| Pre-tax net operating income | $2,347,000 | 1,834 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $671,000 | 1,465 |
| Income before extraordinary items | $1,675,000 | 2,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,675,000 | 2,120 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,675,000 | 2,121 |
| Net charge-offs | $325,000 | 3,158 |
| Cash dividends | $962,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,675,710 | 2,027 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 2,742 |
| Total interest expense | $1,059,000 | 2,841 |
| Net interest income | $4,091,000 | 2,688 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $538,000 | 2,986 |
| Gross Fiduciary activities income | $142,000 | 674 |
| Service charges on deposit accounts | $118,000 | 4,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 2,990 |
| Total noninterest expense | $2,829,000 | 3,247 |
| Salaries and employee benefits | $1,668,000 | 2,877 |
| Premises and equipment expense | $353,000 | 3,234 |
| Additional noninterest expense | $808,000 | 3,720 |
| Pre-tax net operating income | $1,550,000 | 1,830 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $456,000 | 1,404 |
| Income before extraordinary items | $1,093,000 | 2,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,093,000 | 2,110 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,093,000 | 2,110 |
| Net charge-offs | $-14,000 | 7,086 |
| Cash dividends | $695,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,093,710 | 2,043 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 2,789 |
| Total interest expense | $522,000 | 2,940 |
| Net interest income | $2,014,000 | 2,714 |
| Provision for loan and lease losses | $145,000 | 2,936 |
| Total noninterest income | $253,000 | 3,133 |
| Gross Fiduciary activities income | $53,000 | 740 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,001 |
| Total noninterest expense | $1,395,000 | 3,300 |
| Salaries and employee benefits | $818,000 | 2,943 |
| Premises and equipment expense | $180,000 | 3,241 |
| Additional noninterest expense | $397,000 | 3,748 |
| Pre-tax net operating income | $727,000 | 1,920 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $219,000 | 1,419 |
| Income before extraordinary items | $507,000 | 2,225 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $507,000 | 2,223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $507,000 | 2,224 |
| Net charge-offs | $-27,000 | 7,248 |
| Cash dividends | $427,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $507,700 | 2,180 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 2,941 |
| Total interest expense | $2,396,000 | 3,101 |
| Net interest income | $7,681,000 | 2,827 |
| Provision for loan and lease losses | $625,000 | 3,779 |
| Total noninterest income | $1,981,000 | 2,084 |
| Gross Fiduciary activities income | $226,000 | 737 |
| Service charges on deposit accounts | $341,000 | 3,397 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,414,000 | 1,760 |
| Total noninterest expense | $6,235,000 | 3,013 |
| Salaries and employee benefits | $3,987,000 | 2,402 |
| Premises and equipment expense | $674,000 | 3,399 |
| Additional noninterest expense | $1,574,000 | 3,869 |
| Pre-tax net operating income | $2,802,000 | 1,718 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $644,000 | 1,658 |
| Income before extraordinary items | $2,158,000 | 1,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,158,000 | 1,892 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,158,000 | 1,893 |
| Net charge-offs | $529,000 | 3,578 |
| Cash dividends | $1,509,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,158,000 | 1,820 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 3,032 |
| Total interest expense | $1,866,000 | 3,129 |
| Net interest income | $5,585,000 | 2,956 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $1,996,000 | 1,692 |
| Gross Fiduciary activities income | $179,000 | 710 |
| Service charges on deposit accounts | $247,000 | 3,520 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,570,000 | 1,297 |
| Total noninterest expense | $4,935,000 | 2,871 |
| Salaries and employee benefits | $3,167,000 | 2,293 |
| Premises and equipment expense | $547,000 | 3,238 |
| Additional noninterest expense | $1,221,000 | 3,759 |
| Pre-tax net operating income | $2,246,000 | 1,745 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $509,000 | 1,655 |
| Income before extraordinary items | $1,737,000 | 1,901 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,737,000 | 1,902 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,737,000 | 1,903 |
| Net charge-offs | $338,000 | 3,572 |
| Cash dividends | $1,255,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,737,000 | 1,803 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 3,119 |
| Total interest expense | $1,256,000 | 3,203 |
| Net interest income | $3,592,000 | 3,054 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $1,680,000 | 1,400 |
| Gross Fiduciary activities income | $132,000 | 690 |
| Service charges on deposit accounts | $166,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,382,000 | 1,048 |
| Total noninterest expense | $3,516,000 | 2,723 |
| Salaries and employee benefits | $2,345,000 | 2,072 |
| Premises and equipment expense | $358,000 | 3,304 |
| Additional noninterest expense | $813,000 | 3,753 |
| Pre-tax net operating income | $1,606,000 | 1,619 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $392,000 | 1,467 |
| Income before extraordinary items | $1,214,000 | 1,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,214,000 | 1,787 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,214,000 | 1,788 |
| Net charge-offs | $216,000 | 3,453 |
| Cash dividends | $459,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,214,000 | 1,706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,245 |
| Total interest expense | $626,000 | 3,326 |
| Net interest income | $1,732,000 | 3,163 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $381,000 | 2,456 |
| Gross Fiduciary activities income | $47,000 | 779 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $256,000 | 2,036 |
| Total noninterest expense | $1,475,000 | 3,194 |
| Salaries and employee benefits | $891,000 | 2,753 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $404,000 | 3,775 |
| Pre-tax net operating income | $563,000 | 2,205 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $397,000 | 2,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 2,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $397,000 | 2,566 |
| Net charge-offs | $65,000 | 3,502 |
| Cash dividends | $223,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $397,000 | 2,474 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,442,000 | 3,122 |
| Total interest expense | $3,362,000 | 3,145 |
| Net interest income | $7,080,000 | 3,036 |
| Provision for loan and lease losses | $865,000 | 3,734 |
| Total noninterest income | $1,355,000 | 2,736 |
| Gross Fiduciary activities income | $191,000 | 769 |
| Service charges on deposit accounts | $345,000 | 3,621 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $819,000 | 2,421 |
| Total noninterest expense | $5,713,000 | 3,302 |
| Salaries and employee benefits | $3,320,000 | 2,926 |
| Premises and equipment expense | $697,000 | 3,470 |
| Additional noninterest expense | $1,696,000 | 3,752 |
| Pre-tax net operating income | $1,857,000 | 2,029 |
| Securities gains (losses) | $300,000 | 1,243 |
| Applicable income taxes | $640,000 | 1,320 |
| Income before extraordinary items | $1,517,000 | 2,101 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,517,000 | 2,098 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,517,000 | 2,100 |
| Net charge-offs | $851,000 | 3,084 |
| Cash dividends | $637,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,307,000 | 2,296 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 3,194 |
| Total interest expense | $2,653,000 | 3,153 |
| Net interest income | $5,125,000 | 3,123 |
| Provision for loan and lease losses | $480,000 | 3,857 |
| Total noninterest income | $1,000,000 | 2,816 |
| Gross Fiduciary activities income | $140,000 | 769 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $610,000 | 2,491 |
| Total noninterest expense | $4,446,000 | 3,221 |
| Salaries and employee benefits | $2,622,000 | 2,811 |
| Premises and equipment expense | $576,000 | 3,277 |
| Additional noninterest expense | $1,248,000 | 3,774 |
| Pre-tax net operating income | $1,199,000 | 2,441 |
| Securities gains (losses) | $163,000 | 1,447 |
| Applicable income taxes | $378,000 | 1,693 |
| Income before extraordinary items | $984,000 | 2,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $984,000 | 2,505 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $984,000 | 2,508 |
| Net charge-offs | $640,000 | 2,729 |
| Cash dividends | $255,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $866,640 | 2,678 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 3,245 |
| Total interest expense | $1,842,000 | 3,164 |
| Net interest income | $3,290,000 | 3,210 |
| Provision for loan and lease losses | $420,000 | 3,197 |
| Total noninterest income | $705,000 | 2,738 |
| Gross Fiduciary activities income | $94,000 | 779 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $445,000 | 2,391 |
| Total noninterest expense | $2,973,000 | 3,244 |
| Salaries and employee benefits | $1,750,000 | 2,843 |
| Premises and equipment expense | $382,000 | 3,308 |
| Additional noninterest expense | $841,000 | 3,743 |
| Pre-tax net operating income | $602,000 | 3,005 |
| Securities gains (losses) | $163,000 | 1,153 |
| Applicable income taxes | $195,000 | 1,985 |
| Income before extraordinary items | $570,000 | 2,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $570,000 | 2,853 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $570,000 | 2,856 |
| Net charge-offs | $668,000 | 2,028 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $447,750 | 3,187 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 3,241 |
| Total interest expense | $961,000 | 3,154 |
| Net interest income | $1,630,000 | 3,215 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $365,000 | 2,665 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $247,000 | 2,217 |
| Total noninterest expense | $1,446,000 | 3,235 |
| Salaries and employee benefits | $862,000 | 2,906 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $391,000 | 3,639 |
| Pre-tax net operating income | $439,000 | 2,621 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $125,000 | 1,964 |
| Income before extraordinary items | $314,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $314,000 | 3,040 |
| Net charge-offs | $133,000 | 2,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,000 | 2,893 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,969,000 | 3,292 |
| Total interest expense | $4,214,000 | 3,385 |
| Net interest income | $6,755,000 | 3,161 |
| Provision for loan and lease losses | $1,020,000 | 2,681 |
| Total noninterest income | $1,036,000 | 3,334 |
| Gross Fiduciary activities income | $153,000 | 828 |
| Service charges on deposit accounts | $407,000 | 3,426 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $476,000 | 3,264 |
| Total noninterest expense | $5,313,000 | 3,397 |
| Salaries and employee benefits | $3,174,000 | 3,094 |
| Premises and equipment expense | $692,000 | 3,542 |
| Additional noninterest expense | $1,447,000 | 3,724 |
| Pre-tax net operating income | $1,458,000 | 3,079 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $425,000 | 2,004 |
| Income before extraordinary items | $1,033,000 | 3,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,033,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,526,000 | 1,536 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,033,000 | 3,379 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 3,323 |
| Total interest expense | $3,205,000 | 3,452 |
| Net interest income | $5,081,000 | 3,159 |
| Provision for loan and lease losses | $390,000 | 3,123 |
| Total noninterest income | $810,000 | 3,314 |
| Gross Fiduciary activities income | $138,000 | 799 |
| Service charges on deposit accounts | $309,000 | 3,426 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $363,000 | 3,340 |
| Total noninterest expense | $4,138,000 | 3,300 |
| Salaries and employee benefits | $2,497,000 | 2,985 |
| Premises and equipment expense | $516,000 | 3,570 |
| Additional noninterest expense | $1,125,000 | 3,536 |
| Pre-tax net operating income | $1,363,000 | 3,047 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $379,000 | 2,220 |
| Income before extraordinary items | $984,000 | 3,137 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $984,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $998,000 | 1,306 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $984,000 | 3,280 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 3,289 |
| Total interest expense | $2,223,000 | 3,475 |
| Net interest income | $3,463,000 | 3,091 |
| Provision for loan and lease losses | $360,000 | 2,284 |
| Total noninterest income | $509,000 | 3,461 |
| Gross Fiduciary activities income | $92,000 | 820 |
| Service charges on deposit accounts | $203,000 | 3,453 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $214,000 | 3,629 |
| Total noninterest expense | $2,709,000 | 3,358 |
| Salaries and employee benefits | $1,633,000 | 3,075 |
| Premises and equipment expense | $324,000 | 3,731 |
| Additional noninterest expense | $752,000 | 3,514 |
| Pre-tax net operating income | $903,000 | 3,156 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $246,000 | 2,451 |
| Income before extraordinary items | $657,000 | 3,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $657,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,091 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $657,000 | 3,393 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,294 |
| Total interest expense | $1,184,000 | 3,489 |
| Net interest income | $1,746,000 | 3,077 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $245,000 | 3,562 |
| Gross Fiduciary activities income | $50,000 | 803 |
| Service charges on deposit accounts | $93,000 | 3,591 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $1,278,000 | 3,521 |
| Salaries and employee benefits | $802,000 | 3,159 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $323,000 | 3,901 |
| Pre-tax net operating income | $683,000 | 2,460 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $192,000 | 2,027 |
| Income before extraordinary items | $491,000 | 2,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $491,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $491,000 | 2,663 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,751,000 | 3,340 |
| Total interest expense | $5,429,000 | 3,254 |
| Net interest income | $6,322,000 | 3,376 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,114,000 | 3,311 |
| Gross Fiduciary activities income | $206,000 | 797 |
| Service charges on deposit accounts | $398,000 | 3,529 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $510,000 | 3,280 |
| Total noninterest expense | $4,576,000 | 3,708 |
| Salaries and employee benefits | $2,942,000 | 3,279 |
| Premises and equipment expense | $568,000 | 3,989 |
| Additional noninterest expense | $1,066,000 | 4,435 |
| Pre-tax net operating income | $2,710,000 | 2,645 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $698,000 | 2,310 |
| Income before extraordinary items | $2,012,000 | 2,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,012,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $1,784,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,012,000 | 2,789 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 3,386 |
| Total interest expense | $4,057,000 | 3,256 |
| Net interest income | $4,634,000 | 3,436 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $800,000 | 3,390 |
| Gross Fiduciary activities income | $138,000 | 816 |
| Service charges on deposit accounts | $287,000 | 3,602 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,323 |
| Total noninterest expense | $3,177,000 | 3,926 |
| Salaries and employee benefits | $2,035,000 | 3,481 |
| Premises and equipment expense | $418,000 | 4,032 |
| Additional noninterest expense | $724,000 | 4,701 |
| Pre-tax net operating income | $2,212,000 | 2,662 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $570,000 | 2,363 |
| Income before extraordinary items | $1,642,000 | 2,794 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,642,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $1,082,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,642,000 | 2,775 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 3,449 |
| Total interest expense | $2,680,000 | 3,271 |
| Net interest income | $3,006,000 | 3,528 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $530,000 | 3,439 |
| Gross Fiduciary activities income | $92,000 | 831 |
| Service charges on deposit accounts | $186,000 | 3,662 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $252,000 | 3,326 |
| Total noninterest expense | $2,042,000 | 4,077 |
| Salaries and employee benefits | $1,346,000 | 3,534 |
| Premises and equipment expense | $264,000 | 4,215 |
| Additional noninterest expense | $432,000 | 5,029 |
| Pre-tax net operating income | $1,464,000 | 2,720 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $365,000 | 2,497 |
| Income before extraordinary items | $1,099,000 | 2,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,099,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $892,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,099,000 | 2,808 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 3,461 |
| Total interest expense | $1,337,000 | 3,264 |
| Net interest income | $1,471,000 | 3,589 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $265,000 | 3,385 |
| Gross Fiduciary activities income | $50,000 | 813 |
| Service charges on deposit accounts | $91,000 | 3,638 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $124,000 | 3,357 |
| Total noninterest expense | $982,000 | 4,200 |
| Salaries and employee benefits | $683,000 | 3,530 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $739,000 | 2,702 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $187,000 | 2,495 |
| Income before extraordinary items | $552,000 | 2,807 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $552,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $446,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $552,000 | 2,800 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,761,000 | 3,388 |
| Total interest expense | $5,064,000 | 2,997 |
| Net interest income | $5,697,000 | 3,652 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $887,000 | 3,807 |
| Gross Fiduciary activities income | $192,000 | 812 |
| Service charges on deposit accounts | $347,000 | 3,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $348,000 | 4,006 |
| Total noninterest expense | $4,557,000 | 3,602 |
| Salaries and employee benefits | $2,847,000 | 3,279 |
| Premises and equipment expense | $538,000 | 4,060 |
| Additional noninterest expense | $1,172,000 | 4,007 |
| Pre-tax net operating income | $1,907,000 | 3,748 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $489,000 | 3,184 |
| Income before extraordinary items | $1,420,000 | 3,902 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,420,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $653,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,418,520 | 3,886 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 3,407 |
| Total interest expense | $3,676,000 | 3,000 |
| Net interest income | $4,240,000 | 3,700 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $673,000 | 3,796 |
| Gross Fiduciary activities income | $159,000 | 777 |
| Service charges on deposit accounts | $250,000 | 3,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,992 |
| Total noninterest expense | $3,627,000 | 3,427 |
| Salaries and employee benefits | $2,347,000 | 3,007 |
| Premises and equipment expense | $406,000 | 4,073 |
| Additional noninterest expense | $874,000 | 4,001 |
| Pre-tax net operating income | $1,196,000 | 4,308 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $278,000 | 3,685 |
| Income before extraordinary items | $920,000 | 4,360 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $920,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $382,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $918,460 | 4,357 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 3,439 |
| Total interest expense | $2,300,000 | 3,043 |
| Net interest income | $2,836,000 | 3,699 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $466,000 | 3,682 |
| Gross Fiduciary activities income | $112,000 | 778 |
| Service charges on deposit accounts | $162,000 | 3,986 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $2,537,000 | 3,312 |
| Salaries and employee benefits | $1,652,000 | 2,874 |
| Premises and equipment expense | $268,000 | 4,097 |
| Additional noninterest expense | $617,000 | 3,828 |
| Pre-tax net operating income | $705,000 | 4,618 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $152,000 | 3,985 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $553,420 | 4,630 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 3,449 |
| Total interest expense | $1,069,000 | 3,083 |
| Net interest income | $1,424,000 | 3,689 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $233,000 | 3,643 |
| Gross Fiduciary activities income | $62,000 | 767 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,822 |
| Total noninterest expense | $1,209,000 | 3,448 |
| Salaries and employee benefits | $756,000 | 3,125 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $418,000 | 4,182 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $101,000 | 3,578 |
| Income before extraordinary items | $317,000 | 4,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $317,000 | 4,261 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,394,000 | 3,312 |
| Total interest expense | $3,503,000 | 2,940 |
| Net interest income | $5,891,000 | 3,476 |
| Provision for loan and lease losses | $123,000 | 4,428 |
| Total noninterest income | $835,000 | 3,961 |
| Gross Fiduciary activities income | $181,000 | 825 |
| Service charges on deposit accounts | $312,000 | 4,085 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $342,000 | 4,070 |
| Total noninterest expense | $4,520,000 | 3,528 |
| Salaries and employee benefits | $2,665,000 | 3,302 |
| Premises and equipment expense | $503,000 | 4,159 |
| Additional noninterest expense | $1,352,000 | 3,508 |
| Pre-tax net operating income | $2,083,000 | 3,587 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $537,000 | 3,251 |
| Income before extraordinary items | $1,546,000 | 3,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,546,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,068 |
| Cash dividends | $1,080,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,546,000 | 3,683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 3,272 |
| Total interest expense | $2,516,000 | 2,918 |
| Net interest income | $4,502,000 | 3,409 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $683,000 | 3,784 |
| Gross Fiduciary activities income | $161,000 | 777 |
| Service charges on deposit accounts | $225,000 | 4,207 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,818 |
| Total noninterest expense | $3,494,000 | 3,406 |
| Salaries and employee benefits | $2,162,000 | 3,045 |
| Premises and equipment expense | $373,000 | 4,178 |
| Additional noninterest expense | $959,000 | 3,614 |
| Pre-tax net operating income | $1,653,000 | 3,504 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $446,000 | 3,137 |
| Income before extraordinary items | $1,207,000 | 3,651 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,207,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,320 |
| Cash dividends | $720,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,207,000 | 3,621 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,281 |
| Total interest expense | $1,610,000 | 2,888 |
| Net interest income | $2,939,000 | 3,450 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $467,000 | 3,691 |
| Gross Fiduciary activities income | $113,000 | 771 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $206,000 | 3,716 |
| Total noninterest expense | $2,288,000 | 3,429 |
| Salaries and employee benefits | $1,427,000 | 3,057 |
| Premises and equipment expense | $234,000 | 4,331 |
| Additional noninterest expense | $627,000 | 3,667 |
| Pre-tax net operating income | $1,089,000 | 3,500 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $320,000 | 2,991 |
| Income before extraordinary items | $769,000 | 3,725 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $769,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,698 |
| Cash dividends | $720,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $769,000 | 3,685 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 3,286 |
| Total interest expense | $774,000 | 2,877 |
| Net interest income | $1,469,000 | 3,457 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $219,000 | 3,761 |
| Gross Fiduciary activities income | $48,000 | 817 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,813 |
| Total noninterest expense | $1,133,000 | 3,477 |
| Salaries and employee benefits | $702,000 | 3,111 |
| Premises and equipment expense | $117,000 | 4,378 |
| Additional noninterest expense | $314,000 | 3,666 |
| Pre-tax net operating income | $540,000 | 3,474 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $410,000 | 3,560 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $410,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $360,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $410,000 | 3,521 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 3,165 |
| Total interest expense | $2,651,000 | 2,909 |
| Net interest income | $6,111,000 | 3,251 |
| Provision for loan and lease losses | $124,000 | 4,572 |
| Total noninterest income | $943,000 | 3,690 |
| Gross Fiduciary activities income | $376,000 | 642 |
| Service charges on deposit accounts | $316,000 | 4,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $251,000 | 4,636 |
| Total noninterest expense | $4,458,000 | 3,440 |
| Salaries and employee benefits | $2,782,000 | 3,052 |
| Premises and equipment expense | $497,000 | 4,112 |
| Additional noninterest expense | $1,179,000 | 3,806 |
| Pre-tax net operating income | $2,472,000 | 3,037 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $682,000 | 2,807 |
| Income before extraordinary items | $1,803,000 | 3,187 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,803,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $1,428,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,793,510 | 3,136 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 3,201 |
| Total interest expense | $1,907,000 | 2,960 |
| Net interest income | $4,539,000 | 3,255 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $557,000 | 4,271 |
| Gross Fiduciary activities income | $135,000 | 810 |
| Service charges on deposit accounts | $227,000 | 4,321 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $195,000 | 4,551 |
| Total noninterest expense | $3,398,000 | 3,372 |
| Salaries and employee benefits | $2,110,000 | 2,986 |
| Premises and equipment expense | $376,000 | 4,058 |
| Additional noninterest expense | $912,000 | 3,678 |
| Pre-tax net operating income | $1,680,000 | 3,324 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $444,000 | 3,110 |
| Income before extraordinary items | $1,244,000 | 3,459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,244,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,314 |
| Cash dividends | $1,071,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,238,080 | 3,379 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 3,261 |
| Total interest expense | $1,232,000 | 3,017 |
| Net interest income | $2,964,000 | 3,301 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $382,000 | 4,204 |
| Gross Fiduciary activities income | $89,000 | 821 |
| Service charges on deposit accounts | $151,000 | 4,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 4,412 |
| Total noninterest expense | $2,275,000 | 3,393 |
| Salaries and employee benefits | $1,395,000 | 3,030 |
| Premises and equipment expense | $252,000 | 4,047 |
| Additional noninterest expense | $628,000 | 3,612 |
| Pre-tax net operating income | $1,059,000 | 3,406 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $267,000 | 3,285 |
| Income before extraordinary items | $800,000 | 3,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $714,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $794,000 | 3,453 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 3,269 |
| Total interest expense | $618,000 | 3,050 |
| Net interest income | $1,468,000 | 3,320 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $178,000 | 4,348 |
| Gross Fiduciary activities income | $43,000 | 840 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $1,136,000 | 3,396 |
| Salaries and employee benefits | $699,000 | 3,038 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $504,000 | 3,503 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $131,000 | 3,339 |
| Income before extraordinary items | $381,000 | 3,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $357,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $375,080 | 3,556 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 3,347 |
| Total interest expense | $2,702,000 | 3,145 |
| Net interest income | $5,571,000 | 3,391 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $825,000 | 4,167 |
| Gross Fiduciary activities income | $151,000 | 873 |
| Service charges on deposit accounts | $255,000 | 4,713 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $4,191,000 | 3,569 |
| Salaries and employee benefits | $2,536,000 | 3,240 |
| Premises and equipment expense | $461,000 | 4,315 |
| Additional noninterest expense | $1,194,000 | 3,736 |
| Pre-tax net operating income | $2,205,000 | 3,160 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $618,000 | 3,004 |
| Income before extraordinary items | $1,594,000 | 3,425 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,594,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,474 |
| Cash dividends | $1,210,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,588,960 | 3,256 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 3,435 |
| Total interest expense | $2,058,000 | 3,215 |
| Net interest income | $4,065,000 | 3,481 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $666,000 | 4,046 |
| Gross Fiduciary activities income | $113,000 | 881 |
| Service charges on deposit accounts | $183,000 | 4,842 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $370,000 | 3,679 |
| Total noninterest expense | $3,013,000 | 3,696 |
| Salaries and employee benefits | $1,880,000 | 3,261 |
| Premises and equipment expense | $327,000 | 4,467 |
| Additional noninterest expense | $806,000 | 4,038 |
| Pre-tax net operating income | $1,718,000 | 3,193 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $482,000 | 3,098 |
| Income before extraordinary items | $1,243,000 | 3,399 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,243,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,924 |
| Cash dividends | $879,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,237,960 | 3,247 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 3,496 |
| Total interest expense | $1,404,000 | 3,236 |
| Net interest income | $2,627,000 | 3,559 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $294,000 | 5,041 |
| Gross Fiduciary activities income | $75,000 | 883 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $1,973,000 | 3,738 |
| Salaries and employee benefits | $1,261,000 | 3,253 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $505,000 | 4,214 |
| Pre-tax net operating income | $948,000 | 3,641 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $259,000 | 3,492 |
| Income before extraordinary items | $696,000 | 3,883 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $696,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,567 |
| Cash dividends | $586,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $690,890 | 3,717 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 3,448 |
| Total interest expense | $716,000 | 3,253 |
| Net interest income | $1,339,000 | 3,494 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $38,000 | 886 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $982,000 | 3,719 |
| Salaries and employee benefits | $632,000 | 3,217 |
| Premises and equipment expense | $103,000 | 4,610 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $523,000 | 3,391 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $380,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 851 |
| Cash dividends | $293,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $380,000 | 3,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,738,000 | 3,393 |
| Total interest expense | $3,542,000 | 3,059 |
| Net interest income | $5,196,000 | 3,547 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $608,000 | 4,693 |
| Gross Fiduciary activities income | $183,000 | 860 |
| Service charges on deposit accounts | $233,000 | 4,869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 5,118 |
| Total noninterest expense | $3,876,000 | 3,643 |
| Salaries and employee benefits | $2,310,000 | 3,342 |
| Premises and equipment expense | $468,000 | 4,140 |
| Additional noninterest expense | $1,098,000 | 3,890 |
| Pre-tax net operating income | $1,923,000 | 3,525 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $570,000 | 3,200 |
| Income before extraordinary items | $1,356,000 | 3,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,356,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $1,238,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,353,900 | 3,668 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 3,526 |
| Total interest expense | $4,746,000 | 3,304 |
| Net interest income | $4,561,000 | 3,713 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $656,000 | 4,356 |
| Gross Fiduciary activities income | $239,000 | 791 |
| Service charges on deposit accounts | $188,000 | 5,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $229,000 | 4,650 |
| Total noninterest expense | $3,347,000 | 3,973 |
| Salaries and employee benefits | $1,946,000 | 3,672 |
| Premises and equipment expense | $411,000 | 4,510 |
| Additional noninterest expense | $990,000 | 4,099 |
| Pre-tax net operating income | $1,870,000 | 3,332 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $526,000 | 3,243 |
| Income before extraordinary items | $1,346,000 | 3,505 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,346,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,297 |
| Cash dividends | $2,602,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,344,560 | 3,408 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,130 |
| Total interest expense | $4,431,000 | 3,669 |
| Net interest income | $3,568,000 | 4,545 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $639,000 | 4,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,971 |
| Total noninterest expense | $2,937,000 | 4,303 |
| Salaries and employee benefits | $1,671,000 | 4,006 |
| Premises and equipment expense | $358,000 | 4,860 |
| Additional noninterest expense | $908,000 | 4,305 |
| Pre-tax net operating income | $1,270,000 | 4,570 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $258,000 | 4,918 |
| Income before extraordinary items | $1,012,000 | 4,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,012,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $770,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,012,000 | 4,350 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 4,316 |
| Total interest expense | $3,798,000 | 3,743 |
| Net interest income | $3,367,000 | 4,765 |
| Provision for loan and lease losses | $-100,000 | 10,099 |
| Total noninterest income | $462,000 | 5,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,831 |
| Total noninterest expense | $2,607,000 | 4,719 |
| Salaries and employee benefits | $1,522,000 | 4,286 |
| Premises and equipment expense | $335,000 | 5,122 |
| Additional noninterest expense | $750,000 | 5,013 |
| Pre-tax net operating income | $1,322,000 | 4,472 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $351,000 | 4,459 |
| Income before extraordinary items | $971,000 | 4,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $971,000 | 4,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,972 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $971,000 | 4,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 4,201 |
| Total interest expense | $3,830,000 | 3,823 |
| Net interest income | $3,575,000 | 4,504 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $382,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,550 |
| Total noninterest expense | $2,473,000 | 4,811 |
| Salaries and employee benefits | $1,338,000 | 4,651 |
| Premises and equipment expense | $305,000 | 5,339 |
| Additional noninterest expense | $830,000 | 4,566 |
| Pre-tax net operating income | $1,384,000 | 4,439 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $407,000 | 4,371 |
| Income before extraordinary items | $1,012,000 | 4,472 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,012,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,020 |
| Cash dividends | $1,450,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $987,150 | 4,468 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 4,345 |
| Total interest expense | $3,903,000 | 3,769 |
| Net interest income | $3,404,000 | 4,830 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $390,000 | 5,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,653 |
| Total noninterest expense | $2,285,000 | 5,128 |
| Salaries and employee benefits | $1,264,000 | 4,879 |
| Premises and equipment expense | $266,000 | 5,845 |
| Additional noninterest expense | $755,000 | 4,947 |
| Pre-tax net operating income | $1,509,000 | 4,482 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $458,000 | 4,473 |
| Income before extraordinary items | $1,040,000 | 4,558 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,040,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,092 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,047,590 | 4,473 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 4,641 |
| Total interest expense | $3,557,000 | 4,134 |
| Net interest income | $3,343,000 | 5,020 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $357,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,174 |
| Total noninterest expense | $2,230,000 | 5,479 |
| Salaries and employee benefits | $1,353,000 | 4,719 |
| Premises and equipment expense | $253,000 | 6,211 |
| Additional noninterest expense | $624,000 | 6,204 |
| Pre-tax net operating income | $1,470,000 | 4,413 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $465,000 | 4,391 |
| Income before extraordinary items | $1,037,000 | 4,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,037,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 11,317 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,014,920 | 4,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,984 |
| Total interest expense | $3,189,000 | 4,497 |
| Net interest income | $3,116,000 | 5,339 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $359,000 | 6,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,061 |
| Total noninterest expense | $2,325,000 | 5,305 |
| Salaries and employee benefits | $1,311,000 | 4,826 |
| Premises and equipment expense | $289,000 | 5,795 |
| Additional noninterest expense | $725,000 | 5,688 |
| Pre-tax net operating income | $1,150,000 | 5,419 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $359,000 | 5,337 |
| Income before extraordinary items | $775,000 | 5,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $775,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,145 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $785,880 | 5,500 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 5,328 |
| Total interest expense | $2,351,000 | 4,892 |
| Net interest income | $3,042,000 | 5,561 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $421,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,494 |
| Total noninterest expense | $2,181,000 | 5,792 |
| Salaries and employee benefits | $1,209,000 | 5,210 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $698,000 | 6,333 |
| Pre-tax net operating income | $1,281,000 | 4,997 |
| Securities gains (losses) | $-78,000 | 11,363 |
| Applicable income taxes | $369,000 | 5,062 |
| Income before extraordinary items | $834,000 | 5,193 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $834,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $887,820 | 5,024 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,632 |
| Total interest expense | $2,258,000 | 5,258 |
| Net interest income | $2,885,000 | 5,829 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $343,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $2,175,000 | 5,912 |
| Salaries and employee benefits | $1,173,000 | 5,330 |
| Premises and equipment expense | $292,000 | 5,990 |
| Additional noninterest expense | $710,000 | 6,490 |
| Pre-tax net operating income | $1,053,000 | 5,674 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $335,000 | 5,672 |
| Income before extraordinary items | $728,000 | 5,939 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $728,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-242,000 | 13,149 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $721,200 | 5,719 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,947,000 | 5,536 |
| Total interest expense | $2,990,000 | 5,178 |
| Net interest income | $2,957,000 | 5,783 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $388,000 | 6,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $2,246,000 | 5,811 |
| Salaries and employee benefits | $1,252,000 | 4,976 |
| Premises and equipment expense | $249,000 | 6,794 |
| Additional noninterest expense | $745,000 | 6,450 |
| Pre-tax net operating income | $1,099,000 | 5,269 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $346,000 | 5,403 |
| Income before extraordinary items | $755,000 | 5,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $755,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 3,986 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $753,620 | 5,279 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.