Home > Heart of Illinois Bank, F.S.B. > Income and Expense
Heart of Illinois Bank, F.S.B., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 5,190 |
| Total interest expense | $3,000,000 | 4,113 |
| Net interest income | $2,685,000 | 6,188 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $314,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $1,809,000 | 6,861 |
| Salaries and employee benefits | $764,000 | 7,548 |
| Premises and equipment expense | $267,000 | 6,383 |
| Additional noninterest expense | $778,000 | 6,054 |
| Pre-tax net operating income | $1,193,000 | 5,207 |
| Securities gains (losses) | $1,039,000 | 530 |
| Applicable income taxes | $953,000 | 2,376 |
| Income before extraordinary items | $1,279,000 | 3,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,279,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $668,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $614,040 | 6,426 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 4,814 |
| Total interest expense | $4,156,000 | 3,939 |
| Net interest income | $2,859,000 | 5,953 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $895,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $895,000 | 2,156 |
| Total noninterest expense | $1,970,000 | 6,458 |
| Salaries and employee benefits | $892,000 | 6,666 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $820,000 | 5,949 |
| Pre-tax net operating income | $1,784,000 | 3,467 |
| Securities gains (losses) | $93,000 | 3,119 |
| Applicable income taxes | $711,000 | 2,922 |
| Income before extraordinary items | $1,166,000 | 3,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,166,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $465,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,106,480 | 3,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.