Home > Heart Federal Savings and Loan Association > Income and Expense
Heart Federal Savings and Loan Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 3,972 |
| Total interest expense | $4,448,000 | 2,757 |
| Net interest income | $3,036,000 | 5,571 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $633,000 | 4,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $633,000 | 2,492 |
| Total noninterest expense | $1,643,000 | 7,157 |
| Salaries and employee benefits | $378,000 | 10,483 |
| Premises and equipment expense | $588,000 | 3,331 |
| Additional noninterest expense | $677,000 | 6,491 |
| Pre-tax net operating income | $2,026,000 | 3,387 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $929,000 | 2,402 |
| Income before extraordinary items | $1,097,000 | 4,191 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,097,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $2,410,000 | 277 |
| Net operating income | $1,097,000 | 4,239 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,569,000 | 2,292 |
| Total interest expense | $8,106,000 | 1,628 |
| Net interest income | $5,463,000 | 3,295 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $646,000 | 4,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $646,000 | 2,749 |
| Total noninterest expense | $1,657,000 | 7,334 |
| Salaries and employee benefits | $345,000 | 11,200 |
| Premises and equipment expense | $421,000 | 4,510 |
| Additional noninterest expense | $891,000 | 5,416 |
| Pre-tax net operating income | $4,376,000 | 1,590 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,989,000 | 1,217 |
| Income before extraordinary items | $2,387,000 | 2,093 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,387,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,610,000 | 299 |
| Net operating income | $2,387,000 | 1,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,839,000 | 2,365 |
| Total interest expense | $9,150,000 | 1,851 |
| Net interest income | $5,689,000 | 3,219 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $650,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $650,000 | 2,682 |
| Total noninterest expense | $1,755,000 | 7,087 |
| Salaries and employee benefits | $766,000 | 7,490 |
| Premises and equipment expense | $416,000 | 4,661 |
| Additional noninterest expense | $573,000 | 7,750 |
| Pre-tax net operating income | $4,484,000 | 1,424 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $1,871,000 | 1,186 |
| Income before extraordinary items | $2,659,000 | 1,721 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,659,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $8,012,000 | 116 |
| Net operating income | $2,628,280 | 1,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.