Home > HBank Texas > Income and Expense
HBank Texas, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 4,105 |
| Total interest expense | $327,000 | 4,815 |
| Net interest income | $4,375,000 | 3,979 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $148,000 | 5,674 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $55,000 | 5,612 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $93,000 | 5,299 |
| Total noninterest expense | $3,076,000 | 4,422 |
| Salaries and employee benefits | $1,914,000 | 4,075 |
| Premises and equipment expense | $269,000 | 4,871 |
| Additional noninterest expense | $893,000 | 4,693 |
| Pre-tax net operating income | $1,422,000 | 3,575 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $495,000 | 2,219 |
| Income before extraordinary items | $927,000 | 4,092 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $927,000 | 4,092 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $927,000 | 4,093 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $432,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $927,000 | 4,040 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 4,131 |
| Total interest expense | $244,000 | 4,896 |
| Net interest income | $3,307,000 | 3,992 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $118,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $44,000 | 5,633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $1,909,000 | 4,892 |
| Salaries and employee benefits | $1,025,000 | 4,857 |
| Premises and equipment expense | $202,000 | 4,914 |
| Additional noninterest expense | $682,000 | 4,666 |
| Pre-tax net operating income | $1,491,000 | 3,046 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $505,000 | 1,984 |
| Income before extraordinary items | $986,000 | 3,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $986,000 | 3,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $986,000 | 3,532 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $986,000 | 3,475 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 4,128 |
| Total interest expense | $161,000 | 4,960 |
| Net interest income | $2,217,000 | 3,990 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $81,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $30,000 | 5,625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $51,000 | 5,318 |
| Total noninterest expense | $1,266,000 | 4,928 |
| Salaries and employee benefits | $685,000 | 4,893 |
| Premises and equipment expense | $138,000 | 4,908 |
| Additional noninterest expense | $443,000 | 4,746 |
| Pre-tax net operating income | $1,007,000 | 2,960 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $341,000 | 1,934 |
| Income before extraordinary items | $666,000 | 3,429 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $666,000 | 3,435 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $666,000 | 3,435 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $666,000 | 3,388 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 4,160 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $1,102,000 | 4,012 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $40,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $602,000 | 5,081 |
| Salaries and employee benefits | $343,000 | 4,948 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $191,000 | 5,100 |
| Pre-tax net operating income | $515,000 | 2,833 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $175,000 | 1,859 |
| Income before extraordinary items | $340,000 | 3,309 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 3,312 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $340,000 | 3,312 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $340,000 | 3,275 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 4,223 |
| Total interest expense | $368,000 | 5,064 |
| Net interest income | $4,375,000 | 4,048 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $188,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $55,000 | 5,899 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $133,000 | 5,080 |
| Total noninterest expense | $2,412,000 | 5,122 |
| Salaries and employee benefits | $1,384,000 | 4,960 |
| Premises and equipment expense | $276,000 | 5,016 |
| Additional noninterest expense | $752,000 | 5,191 |
| Pre-tax net operating income | $1,951,000 | 2,912 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $671,000 | 1,852 |
| Income before extraordinary items | $1,280,000 | 3,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,280,000 | 3,433 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,280,000 | 3,435 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $432,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,280,000 | 3,393 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 4,283 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $3,258,000 | 4,097 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $151,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $42,000 | 5,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 5,080 |
| Total noninterest expense | $1,724,000 | 5,228 |
| Salaries and employee benefits | $949,000 | 5,171 |
| Premises and equipment expense | $210,000 | 5,032 |
| Additional noninterest expense | $565,000 | 5,204 |
| Pre-tax net operating income | $1,505,000 | 2,912 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $517,000 | 1,883 |
| Income before extraordinary items | $988,000 | 3,448 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $988,000 | 3,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $988,000 | 3,452 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $988,000 | 3,373 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 4,329 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $2,130,000 | 4,146 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $77,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,517 |
| Total noninterest expense | $1,127,000 | 5,291 |
| Salaries and employee benefits | $616,000 | 5,247 |
| Premises and equipment expense | $134,000 | 5,119 |
| Additional noninterest expense | $377,000 | 5,219 |
| Pre-tax net operating income | $960,000 | 2,977 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $329,000 | 1,924 |
| Income before extraordinary items | $631,000 | 3,523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $631,000 | 3,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $631,000 | 3,526 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $631,000 | 3,419 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 4,362 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $1,052,000 | 4,193 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $547,000 | 5,393 |
| Salaries and employee benefits | $301,000 | 5,336 |
| Premises and equipment expense | $67,000 | 5,143 |
| Additional noninterest expense | $179,000 | 5,364 |
| Pre-tax net operating income | $481,000 | 2,943 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $165,000 | 1,908 |
| Income before extraordinary items | $316,000 | 3,482 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $316,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $316,000 | 3,484 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $316,000 | 3,381 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 4,684 |
| Total interest expense | $488,000 | 5,168 |
| Net interest income | $3,795,000 | 4,543 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $140,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $49,000 | 6,245 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $91,000 | 5,429 |
| Total noninterest expense | $2,280,000 | 5,388 |
| Salaries and employee benefits | $1,284,000 | 5,230 |
| Premises and equipment expense | $259,000 | 5,266 |
| Additional noninterest expense | $737,000 | 5,436 |
| Pre-tax net operating income | $1,415,000 | 3,425 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $486,000 | 2,212 |
| Income before extraordinary items | $929,000 | 4,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $929,000 | 4,035 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $929,000 | 4,037 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $432,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $929,000 | 3,855 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 4,819 |
| Total interest expense | $372,000 | 5,257 |
| Net interest income | $2,788,000 | 4,669 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $105,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $36,000 | 6,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 5,483 |
| Total noninterest expense | $1,628,000 | 5,531 |
| Salaries and employee benefits | $901,000 | 5,415 |
| Premises and equipment expense | $193,000 | 5,325 |
| Additional noninterest expense | $534,000 | 5,563 |
| Pre-tax net operating income | $1,085,000 | 3,489 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $372,000 | 2,245 |
| Income before extraordinary items | $713,000 | 4,076 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $713,000 | 4,076 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $713,000 | 4,077 |
| Net charge-offs | $52,000 | 4,481 |
| Cash dividends | $216,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $713,000 | 3,897 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 4,901 |
| Total interest expense | $247,000 | 5,363 |
| Net interest income | $1,833,000 | 4,723 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $66,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $1,077,000 | 5,588 |
| Salaries and employee benefits | $599,000 | 5,465 |
| Premises and equipment expense | $129,000 | 5,356 |
| Additional noninterest expense | $349,000 | 5,642 |
| Pre-tax net operating income | $702,000 | 3,523 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $241,000 | 2,275 |
| Income before extraordinary items | $461,000 | 4,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 4,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $461,000 | 4,124 |
| Net charge-offs | $52,000 | 4,001 |
| Cash dividends | $216,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $461,000 | 3,928 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 4,949 |
| Total interest expense | $121,000 | 5,510 |
| Net interest income | $918,000 | 4,754 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $542,000 | 5,606 |
| Salaries and employee benefits | $298,000 | 5,516 |
| Premises and equipment expense | $64,000 | 5,381 |
| Additional noninterest expense | $180,000 | 5,586 |
| Pre-tax net operating income | $348,000 | 3,567 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $120,000 | 2,259 |
| Income before extraordinary items | $228,000 | 4,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 4,164 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $228,000 | 4,164 |
| Net charge-offs | $52,000 | 2,991 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $228,000 | 4,012 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 5,039 |
| Total interest expense | $573,000 | 5,603 |
| Net interest income | $3,614,000 | 4,800 |
| Provision for loan and lease losses | $240,000 | 4,406 |
| Total noninterest income | $99,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $61,000 | 6,146 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $38,000 | 6,103 |
| Total noninterest expense | $2,283,000 | 5,544 |
| Salaries and employee benefits | $1,251,000 | 5,433 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $764,000 | 5,498 |
| Pre-tax net operating income | $1,190,000 | 3,414 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $410,000 | 2,228 |
| Income before extraordinary items | $780,000 | 3,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,994 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $780,000 | 3,993 |
| Net charge-offs | $150,000 | 4,596 |
| Cash dividends | $216,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $780,000 | 3,860 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 5,110 |
| Total interest expense | $449,000 | 5,634 |
| Net interest income | $2,669,000 | 4,879 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $66,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $44,000 | 6,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $1,650,000 | 5,649 |
| Salaries and employee benefits | $880,000 | 5,569 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $570,000 | 5,559 |
| Pre-tax net operating income | $905,000 | 3,494 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $312,000 | 2,227 |
| Income before extraordinary items | $593,000 | 4,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $593,000 | 4,053 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $593,000 | 4,054 |
| Net charge-offs | $100,000 | 4,433 |
| Cash dividends | $216,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $593,000 | 3,938 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,166 |
| Total interest expense | $309,000 | 5,692 |
| Net interest income | $1,752,000 | 4,941 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $1,113,000 | 5,687 |
| Salaries and employee benefits | $584,000 | 5,627 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $395,000 | 5,561 |
| Pre-tax net operating income | $550,000 | 3,625 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $189,000 | 2,279 |
| Income before extraordinary items | $361,000 | 4,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 4,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $361,000 | 4,167 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $216,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $361,000 | 4,069 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 5,252 |
| Total interest expense | $157,000 | 5,761 |
| Net interest income | $849,000 | 5,016 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $-4,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-15,000 | 7,209 |
| Total noninterest expense | $549,000 | 5,758 |
| Salaries and employee benefits | $283,000 | 5,742 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $198,000 | 5,565 |
| Pre-tax net operating income | $236,000 | 3,941 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $155,000 | 4,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $155,000 | 4,393 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $155,000 | 4,394 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $155,000 | 4,329 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,306 |
| Total interest expense | $760,000 | 5,812 |
| Net interest income | $3,412,000 | 5,013 |
| Provision for loan and lease losses | $320,000 | 4,760 |
| Total noninterest income | $250,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 6,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $215,000 | 4,484 |
| Total noninterest expense | $2,383,000 | 5,612 |
| Salaries and employee benefits | $1,215,000 | 5,653 |
| Premises and equipment expense | $276,000 | 5,598 |
| Additional noninterest expense | $892,000 | 5,374 |
| Pre-tax net operating income | $959,000 | 3,451 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $329,000 | 2,280 |
| Income before extraordinary items | $630,000 | 4,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $630,000 | 4,001 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $630,000 | 4,002 |
| Net charge-offs | $108,000 | 5,357 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 510 |
| Net operating income | $630,000 | 3,864 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 5,377 |
| Total interest expense | $582,000 | 5,915 |
| Net interest income | $2,574,000 | 5,064 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $198,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $27,000 | 6,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $171,000 | 4,445 |
| Total noninterest expense | $1,764,000 | 5,694 |
| Salaries and employee benefits | $873,000 | 5,779 |
| Premises and equipment expense | $214,000 | 5,590 |
| Additional noninterest expense | $677,000 | 5,353 |
| Pre-tax net operating income | $808,000 | 3,448 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $278,000 | 2,218 |
| Income before extraordinary items | $530,000 | 4,007 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $530,000 | 4,011 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $530,000 | 4,010 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 422 |
| Net operating income | $530,000 | 3,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 5,389 |
| Total interest expense | $389,000 | 6,019 |
| Net interest income | $1,738,000 | 5,036 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 4,728 |
| Total noninterest expense | $1,168,000 | 5,730 |
| Salaries and employee benefits | $580,000 | 5,823 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $444,000 | 5,404 |
| Pre-tax net operating income | $562,000 | 3,434 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $193,000 | 2,161 |
| Income before extraordinary items | $369,000 | 3,927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $369,000 | 3,925 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $369,000 | 3,926 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 7,787 |
| Net operating income | $369,000 | 3,815 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 5,481 |
| Total interest expense | $198,000 | 6,104 |
| Net interest income | $859,000 | 5,109 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $584,000 | 5,803 |
| Salaries and employee benefits | $290,000 | 5,901 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $270,000 | 3,550 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $93,000 | 2,188 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 7,904 |
| Net operating income | $177,000 | 4,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 5,574 |
| Total interest expense | $869,000 | 6,310 |
| Net interest income | $3,347,000 | 5,082 |
| Provision for loan and lease losses | $229,000 | 5,625 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $39,000 | 6,659 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $221,000 | 4,476 |
| Total noninterest expense | $2,505,000 | 5,678 |
| Salaries and employee benefits | $1,200,000 | 5,846 |
| Premises and equipment expense | $289,000 | 5,737 |
| Additional noninterest expense | $1,016,000 | 5,193 |
| Pre-tax net operating income | $873,000 | 3,205 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $296,000 | 2,039 |
| Income before extraordinary items | $577,000 | 3,655 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $577,000 | 3,653 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $577,000 | 3,653 |
| Net charge-offs | $157,000 | 5,278 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $577,000 | 3,579 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 5,655 |
| Total interest expense | $670,000 | 6,384 |
| Net interest income | $2,481,000 | 5,124 |
| Provision for loan and lease losses | $168,000 | 5,390 |
| Total noninterest income | $135,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $103,000 | 5,351 |
| Total noninterest expense | $1,891,000 | 5,676 |
| Salaries and employee benefits | $868,000 | 5,948 |
| Premises and equipment expense | $218,000 | 5,776 |
| Additional noninterest expense | $805,000 | 5,045 |
| Pre-tax net operating income | $557,000 | 3,729 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $189,000 | 2,380 |
| Income before extraordinary items | $368,000 | 4,160 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $368,000 | 4,155 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $368,000 | 4,158 |
| Net charge-offs | $116,000 | 4,921 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $368,000 | 4,077 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 5,711 |
| Total interest expense | $455,000 | 6,468 |
| Net interest income | $1,642,000 | 5,154 |
| Provision for loan and lease losses | $132,000 | 4,937 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $1,248,000 | 5,753 |
| Salaries and employee benefits | $579,000 | 6,013 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $528,000 | 5,092 |
| Pre-tax net operating income | $346,000 | 3,940 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $117,000 | 2,493 |
| Income before extraordinary items | $229,000 | 4,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 4,369 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $229,000 | 4,369 |
| Net charge-offs | $116,000 | 4,083 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $229,000 | 4,261 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,699 |
| Total interest expense | $245,000 | 6,427 |
| Net interest income | $828,000 | 5,110 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $578,000 | 5,905 |
| Salaries and employee benefits | $288,000 | 6,078 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $220,000 | 5,343 |
| Pre-tax net operating income | $190,000 | 4,133 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $125,000 | 4,633 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $125,000 | 4,637 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $125,000 | 4,636 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $125,000 | 4,463 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 5,336 |
| Total interest expense | $1,793,000 | 5,578 |
| Net interest income | $3,443,000 | 5,022 |
| Provision for loan and lease losses | $210,000 | 5,144 |
| Total noninterest income | $235,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 6,825 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $199,000 | 4,847 |
| Total noninterest expense | $2,295,000 | 5,862 |
| Salaries and employee benefits | $1,252,000 | 5,847 |
| Premises and equipment expense | $293,000 | 5,855 |
| Additional noninterest expense | $750,000 | 5,644 |
| Pre-tax net operating income | $1,173,000 | 3,450 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $399,000 | 2,085 |
| Income before extraordinary items | $774,000 | 3,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $774,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 4,229 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $774,000 | 3,887 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 5,346 |
| Total interest expense | $1,414,000 | 5,591 |
| Net interest income | $2,589,000 | 5,060 |
| Provision for loan and lease losses | $174,000 | 4,439 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $24,000 | 6,935 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $1,666,000 | 5,945 |
| Salaries and employee benefits | $912,000 | 5,947 |
| Premises and equipment expense | $219,000 | 5,868 |
| Additional noninterest expense | $535,000 | 5,721 |
| Pre-tax net operating income | $900,000 | 3,868 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $305,000 | 2,443 |
| Income before extraordinary items | $595,000 | 4,138 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $595,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,172 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $595,000 | 4,292 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 5,381 |
| Total interest expense | $970,000 | 5,652 |
| Net interest income | $1,725,000 | 5,065 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $1,101,000 | 6,011 |
| Salaries and employee benefits | $602,000 | 6,043 |
| Premises and equipment expense | $145,000 | 5,915 |
| Additional noninterest expense | $354,000 | 5,751 |
| Pre-tax net operating income | $654,000 | 3,828 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $222,000 | 2,560 |
| Income before extraordinary items | $432,000 | 4,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 4,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $432,000 | 4,258 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,391 |
| Total interest expense | $520,000 | 5,659 |
| Net interest income | $874,000 | 5,029 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $543,000 | 6,085 |
| Salaries and employee benefits | $294,000 | 6,148 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $178,000 | 5,696 |
| Pre-tax net operating income | $347,000 | 3,839 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $117,000 | 2,620 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $230,000 | 4,275 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 5,319 |
| Total interest expense | $2,002,000 | 5,832 |
| Net interest income | $3,833,000 | 4,760 |
| Provision for loan and lease losses | $137,000 | 4,454 |
| Total noninterest income | $174,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $144,000 | 5,639 |
| Total noninterest expense | $2,187,000 | 5,968 |
| Salaries and employee benefits | $1,228,000 | 5,910 |
| Premises and equipment expense | $262,000 | 6,129 |
| Additional noninterest expense | $697,000 | 5,747 |
| Pre-tax net operating income | $1,683,000 | 3,690 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $573,000 | 2,575 |
| Income before extraordinary items | $1,110,000 | 4,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,110,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,585 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,110,000 | 4,083 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 5,372 |
| Total interest expense | $1,441,000 | 5,943 |
| Net interest income | $2,871,000 | 4,785 |
| Provision for loan and lease losses | $101,000 | 4,083 |
| Total noninterest income | $124,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,136 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $106,000 | 5,696 |
| Total noninterest expense | $1,586,000 | 6,050 |
| Salaries and employee benefits | $895,000 | 5,986 |
| Premises and equipment expense | $199,000 | 6,094 |
| Additional noninterest expense | $492,000 | 5,845 |
| Pre-tax net operating income | $1,308,000 | 3,770 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $445,000 | 2,682 |
| Income before extraordinary items | $863,000 | 4,198 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $863,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $863,000 | 4,185 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 5,492 |
| Total interest expense | $890,000 | 6,133 |
| Net interest income | $1,881,000 | 4,854 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $74,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $10,000 | 7,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $1,046,000 | 6,124 |
| Salaries and employee benefits | $604,000 | 5,987 |
| Premises and equipment expense | $130,000 | 6,176 |
| Additional noninterest expense | $312,000 | 6,012 |
| Pre-tax net operating income | $873,000 | 3,834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $297,000 | 2,747 |
| Income before extraordinary items | $576,000 | 4,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $576,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $576,000 | 4,241 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 5,590 |
| Total interest expense | $410,000 | 6,324 |
| Net interest income | $927,000 | 4,914 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $517,000 | 6,197 |
| Salaries and employee benefits | $304,000 | 6,001 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $151,000 | 6,100 |
| Pre-tax net operating income | $425,000 | 3,866 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $144,000 | 2,783 |
| Income before extraordinary items | $281,000 | 4,326 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $281,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $281,000 | 4,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 5,719 |
| Total interest expense | $1,144,000 | 6,672 |
| Net interest income | $3,554,000 | 5,006 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $171,000 | 7,148 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $34,000 | 7,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $2,074,000 | 6,058 |
| Salaries and employee benefits | $1,196,000 | 5,927 |
| Premises and equipment expense | $242,000 | 6,294 |
| Additional noninterest expense | $636,000 | 5,901 |
| Pre-tax net operating income | $1,579,000 | 4,182 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $545,000 | 3,026 |
| Income before extraordinary items | $1,034,000 | 4,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,034,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,034,000 | 4,628 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,812 |
| Total interest expense | $823,000 | 6,735 |
| Net interest income | $2,585,000 | 5,149 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $128,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,845 |
| Total noninterest expense | $1,509,000 | 6,135 |
| Salaries and employee benefits | $876,000 | 5,970 |
| Premises and equipment expense | $185,000 | 6,275 |
| Additional noninterest expense | $448,000 | 6,075 |
| Pre-tax net operating income | $1,150,000 | 4,409 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $397,000 | 3,189 |
| Income before extraordinary items | $753,000 | 4,842 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $753,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $753,000 | 4,831 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,870 |
| Total interest expense | $505,000 | 6,830 |
| Net interest income | $1,702,000 | 5,216 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $85,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $997,000 | 6,182 |
| Salaries and employee benefits | $583,000 | 6,003 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $292,000 | 6,152 |
| Pre-tax net operating income | $754,000 | 4,457 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $260,000 | 3,238 |
| Income before extraordinary items | $494,000 | 4,904 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $494,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $494,000 | 4,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 5,894 |
| Total interest expense | $248,000 | 6,792 |
| Net interest income | $833,000 | 5,277 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $497,000 | 6,202 |
| Salaries and employee benefits | $292,000 | 6,024 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $361,000 | 4,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $236,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $236,000 | 4,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 6,115 |
| Total interest expense | $760,000 | 6,883 |
| Net interest income | $2,836,000 | 5,678 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $208,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $92,000 | 6,405 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,174 |
| Total noninterest expense | $1,825,000 | 6,382 |
| Salaries and employee benefits | $1,059,000 | 6,193 |
| Premises and equipment expense | $235,000 | 6,366 |
| Additional noninterest expense | $531,000 | 6,409 |
| Pre-tax net operating income | $1,147,000 | 5,007 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $388,000 | 3,746 |
| Income before extraordinary items | $759,000 | 5,475 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $759,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $759,000 | 5,447 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 6,296 |
| Total interest expense | $507,000 | 7,051 |
| Net interest income | $2,014,000 | 5,871 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $158,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,150 |
| Total noninterest expense | $1,300,000 | 6,511 |
| Salaries and employee benefits | $750,000 | 6,351 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $383,000 | 6,482 |
| Pre-tax net operating income | $818,000 | 5,285 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $276,000 | 3,931 |
| Income before extraordinary items | $542,000 | 5,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $542,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $542,000 | 5,672 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 6,391 |
| Total interest expense | $309,000 | 7,133 |
| Net interest income | $1,282,000 | 5,987 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $107,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $48,000 | 6,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $842,000 | 6,612 |
| Salaries and employee benefits | $483,000 | 6,446 |
| Premises and equipment expense | $107,000 | 6,557 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $511,000 | 5,433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $173,000 | 4,039 |
| Income before extraordinary items | $338,000 | 5,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $338,000 | 5,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,542 |
| Total interest expense | $139,000 | 7,301 |
| Net interest income | $617,000 | 6,138 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $393,000 | 6,814 |
| Salaries and employee benefits | $223,000 | 6,711 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $118,000 | 6,728 |
| Pre-tax net operating income | $260,000 | 5,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $88,000 | 3,973 |
| Income before extraordinary items | $172,000 | 5,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $172,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $172,000 | 5,745 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 7,204 |
| Total interest expense | $262,000 | 8,236 |
| Net interest income | $1,906,000 | 6,751 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $223,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $125,000 | 6,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $98,000 | 6,463 |
| Total noninterest expense | $1,385,000 | 7,097 |
| Salaries and employee benefits | $773,000 | 7,035 |
| Premises and equipment expense | $207,000 | 6,676 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $672,000 | 6,185 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $229,000 | 4,575 |
| Income before extraordinary items | $443,000 | 6,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $443,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $443,000 | 6,527 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 7,386 |
| Total interest expense | $167,000 | 8,430 |
| Net interest income | $1,341,000 | 6,924 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,011,000 | 7,143 |
| Salaries and employee benefits | $567,000 | 7,043 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $294,000 | 7,139 |
| Pre-tax net operating income | $434,000 | 6,600 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $146,000 | 4,891 |
| Income before extraordinary items | $288,000 | 6,978 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $288,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $288,000 | 6,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,498 |
| Total interest expense | $98,000 | 8,586 |
| Net interest income | $871,000 | 7,022 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $659,000 | 7,255 |
| Salaries and employee benefits | $369,000 | 7,155 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $190,000 | 7,241 |
| Pre-tax net operating income | $275,000 | 6,663 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $92,000 | 4,946 |
| Income before extraordinary items | $183,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $183,000 | 6,972 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $48,000 | 8,649 |
| Net interest income | $433,000 | 7,080 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $326,000 | 7,306 |
| Salaries and employee benefits | $185,000 | 7,188 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $139,000 | 6,590 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 7,800 |
| Total interest expense | $193,000 | 8,763 |
| Net interest income | $1,572,000 | 7,251 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $162,000 | 7,691 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $1,276,000 | 7,316 |
| Salaries and employee benefits | $705,000 | 7,282 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $366,000 | 7,351 |
| Pre-tax net operating income | $386,000 | 7,103 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $131,000 | 5,440 |
| Income before extraordinary items | $255,000 | 7,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $255,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $255,000 | 7,356 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 7,946 |
| Total interest expense | $148,000 | 8,854 |
| Net interest income | $1,136,000 | 7,402 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $125,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $931,000 | 7,377 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $155,000 | 6,699 |
| Additional noninterest expense | $269,000 | 7,408 |
| Pre-tax net operating income | $276,000 | 7,299 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $183,000 | 7,692 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $183,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $183,000 | 7,549 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 8,055 |
| Total interest expense | $102,000 | 8,895 |
| Net interest income | $729,000 | 7,501 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $610,000 | 7,443 |
| Salaries and employee benefits | $333,000 | 7,416 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $175,000 | 7,460 |
| Pre-tax net operating income | $156,000 | 7,559 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $53,000 | 5,859 |
| Income before extraordinary items | $103,000 | 7,925 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,000 | 7,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $53,000 | 8,944 |
| Net interest income | $345,000 | 7,640 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $299,000 | 7,524 |
| Salaries and employee benefits | $166,000 | 7,463 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $56,000 | 7,901 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 8,337 |
| Total interest expense | $262,000 | 8,963 |
| Net interest income | $1,274,000 | 7,800 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $98,000 | 8,423 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $1,147,000 | 7,599 |
| Salaries and employee benefits | $645,000 | 7,523 |
| Premises and equipment expense | $198,000 | 6,791 |
| Additional noninterest expense | $304,000 | 7,776 |
| Pre-tax net operating income | $153,000 | 8,100 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $153,000 | 8,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $153,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $153,000 | 7,967 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 8,822 |
| Total interest expense | $449,000 | 9,101 |
| Net interest income | $961,000 | 8,371 |
| Provision for loan and lease losses | $110,000 | 5,436 |
| Total noninterest income | $29,000 | 9,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,000 | 8,300 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $998,000 | 7,970 |
| Salaries and employee benefits | $607,000 | 7,635 |
| Premises and equipment expense | $139,000 | 7,706 |
| Additional noninterest expense | $252,000 | 8,202 |
| Pre-tax net operating income | $-118,000 | 8,883 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-90,000 | 9,244 |
| Income before extraordinary items | $-28,000 | 8,870 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-28,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-28,000 | 8,793 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 9,806 |
| Total interest expense | $78,000 | 9,764 |
| Net interest income | $170,000 | 9,799 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $-4,000 | 9,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-4,000 | 9,907 |
| Total noninterest expense | $467,000 | 9,456 |
| Salaries and employee benefits | $260,000 | 9,422 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $158,000 | 9,172 |
| Pre-tax net operating income | $-316,000 | 9,430 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-316,000 | 9,459 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-316,000 | 9,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
| Net operating income | $-316,000 | 9,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.