Home > Hazen First State Bank > Income and Expense

Hazen First State Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,453,000	10,182
Total interest expense	$680,000	10,026
Net interest income	$773,000	10,181
Provision for loan and lease losses	$0	9,041
Total noninterest income	$110,000	9,702
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	7,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	10,411
Total noninterest expense	$524,000	10,482
Salaries and employee benefits	$286,000	10,464
Premises and equipment expense	$77,000	9,895
Additional noninterest expense	$161,000	10,425
Pre-tax net operating income	$359,000	8,755
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$91,000	8,903
Income before extraordinary items	$276,000	8,624
Extraordinary gains, net	$0	53
Net income	$276,000	8,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$270,000	8,598
1995-12-31 (YTD Data)		Rank
Total interest income	$1,313,000	10,818
Total interest expense	$634,000	10,552
Net interest income	$679,000	10,901
Provision for loan and lease losses	$0	8,958
Total noninterest income	$142,000	9,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	7,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,224
Total noninterest expense	$532,000	10,879
Salaries and employee benefits	$278,000	10,936
Premises and equipment expense	$73,000	10,394
Additional noninterest expense	$181,000	10,668
Pre-tax net operating income	$289,000	9,835
Securities gains (losses)	$0	3,831
Applicable income taxes	$73,000	9,728
Income before extraordinary items	$216,000	9,762
Extraordinary gains, net	$0	65
Net income	$216,000	9,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$216,000	9,733
1994-12-31 (YTD Data)		Rank
Total interest income	$586,000	12,337
Total interest expense	$254,000	12,194
Net interest income	$332,000	12,360
Provision for loan and lease losses	$0	9,146
Total noninterest income	$48,000	11,979
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	10,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,783
Total noninterest expense	$271,000	12,409
Salaries and employee benefits	$133,000	12,428
Premises and equipment expense	$41,000	11,957
Additional noninterest expense	$97,000	12,316
Pre-tax net operating income	$109,000	11,571
Securities gains (losses)	$0	3,600
Applicable income taxes	$30,000	10,923
Income before extraordinary items	$79,000	11,575
Extraordinary gains, net	$0	249
Net income	$79,000	11,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	10,614
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$178,000	713
Net operating income	$79,000	11,620
1993-12-31 (YTD Data)		Rank
Total interest income	$1,092,000	12,097
Total interest expense	$459,000	11,895
Net interest income	$633,000	12,101
Provision for loan and lease losses	$-5,000	12,459
Total noninterest income	$75,000	11,939
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	9,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	12,255
Total noninterest expense	$608,000	11,607
Salaries and employee benefits	$299,000	11,657
Premises and equipment expense	$82,000	11,085
Additional noninterest expense	$227,000	11,372
Pre-tax net operating income	$105,000	11,833
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$0	12,141
Income before extraordinary items	$107,000	11,735
Extraordinary gains, net	$0	3,149
Net income	$107,000	11,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$105,000	11,553
1992-12-31 (YTD Data)		Rank
Total interest income	$1,257,000	12,484
Total interest expense	$609,000	12,251
Net interest income	$648,000	12,525
Provision for loan and lease losses	$0	11,756
Total noninterest income	$80,000	12,281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$575,000	12,220
Salaries and employee benefits	$282,000	12,227
Premises and equipment expense	$84,000	11,345
Additional noninterest expense	$209,000	12,115
Pre-tax net operating income	$153,000	11,504
Securities gains (losses)	$0	8,369
Applicable income taxes	$43,000	11,451
Income before extraordinary items	$110,000	11,805
Extraordinary gains, net	$43,000	1,034
Net income	$153,000	11,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	12,939
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$110,000	11,494

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.